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2.224-2.162V5.49h-6.223l-.154.154-2.131 2.162-2.718 2.763V.04h-4.678v21.679h4.678v-4.91l1.761-1.76 2.995 4.631 1.22 1.915.062.124h5.697v-.124l-1.312-1.915Z"></path></svg></a><div class="hidden xl:flex justify-end w-full pr-5 col-span-2 items-center"><ul class="list-none p-0 flex m-0 justify-between xl:gap-3 xl:mr-[10px]"><li><button class="button-link rounded transition-colors duration-300 flex items-center [&amp;&gt;span]:transition-transform [&amp;&gt;span]:duration-300 [&amp;.active]:bg-brand [&amp;.active&gt;span]:rotate-180" aria-expanded="false" aria-controls="biscuit-0-dropdown" data-automation="Biscuit.topBar.Button">Biscuit<span class="material-symbols-outlined text-base-content">keyboard_arrow_down</span></button><div aria-hidden="true" data-open="false" id="biscuit-0-dropdown" class="p-5 transition-[top] duration-500 z-[1] absolute left-0 right-0 bg-background mx-auto rounded-b-lg min-h-[340px] flex top-[-500px] max-w-full md:max-w-2xl lg:max-w-[80rem] [&amp;[aria-hidden=&#x27;true&#x27;]]:invisible mega-menu-dropdown"><div class="flex-1 pt-5"><p class="text-base xl:text-lg font-serif font-semibold pl-3 xl:pl-6 mb-2">Everyday banking</p><ul class="list-none p-0 flex flex-col flex-wrap gap-x-7 max-h-[280px] xl:max-h-[270px]"><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Current_account.Biscuit.topBar.Menu" href="/current-account">Current account</a></li></ul></div><div class="flex-1 pt-5"><p class="text-base xl:text-lg font-serif font-semibold pl-3 xl:pl-6 mb-2">Features</p><ul class="list-none p-0 flex flex-col flex-wrap gap-x-7 max-h-[280px] xl:max-h-[270px]"><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Cashback.Biscuit.topBar.Menu" href="/current-account/cashback">Cashback</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Interest_on_Balance.Biscuit.topBar.Menu" href="/current-account/interest">Interest on balance</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Zopa_AI.Biscuit.topBar.Menu" href="/current-account/ai">Zopa AI</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Travel.Biscuit.topBar.Menu" href="/current-account/travel">Travel</a></li></ul></div><div class="flex-1 pt-5"><p class="text-base xl:text-lg font-serif font-semibold pl-3 xl:pl-6 mb-2">More</p><ul class="list-none p-0 flex flex-col flex-wrap gap-x-7 max-h-[280px] xl:max-h-[270px]"><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Apply_for_an_account.Biscuit.topBar.Menu" href="/open-bank-account-online">Apply for an account</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Switch_to_Zopa.Biscuit.topBar.Menu" href="/current-account/switch">Switch to Zopa</a></li></ul></div><div class="font-bold text-[18px] leading-[26px] tracking-[-0.02px] m-0 text-base-content w-[240px] xl:w-[280px]"></div></div></li><li><button class="button-link rounded transition-colors duration-300 flex items-center [&amp;&gt;span]:transition-transform [&amp;&gt;span]:duration-300 [&amp;.active]:bg-brand [&amp;.active&gt;span]:rotate-180" aria-expanded="false" aria-controls="borrow-1-dropdown" data-automation="Borrow.topBar.Button">Borrow<span class="material-symbols-outlined text-base-content">keyboard_arrow_down</span></button><div aria-hidden="true" data-open="false" id="borrow-1-dropdown" class="p-5 transition-[top] duration-500 z-[1] absolute left-0 right-0 bg-background mx-auto rounded-b-lg min-h-[340px] flex top-[-500px] max-w-full md:max-w-2xl lg:max-w-[80rem] [&amp;[aria-hidden=&#x27;true&#x27;]]:invisible mega-menu-dropdown"><div class="flex-1 pt-5"><p class="text-base xl:text-lg font-serif font-semibold pl-3 xl:pl-6 mb-2">Loans</p><ul class="list-none p-0 flex flex-col flex-wrap gap-x-7 max-h-[280px] xl:max-h-[270px]"><li><a class="button-link no-underline relative p-3 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class="text-base xl:text-lg font-serif font-semibold pl-3 xl:pl-6 mb-2">Savings</p><ul class="list-none p-0 flex flex-col flex-wrap gap-x-7 max-h-[280px] xl:max-h-[270px]"><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Savings_Accounts.Save.topBar.Menu" href="/savings">Savings account</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Easy_Access.Save.topBar.Menu" href="/savings/easy-access-savings">Easy access</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Limited_Access.Save.topBar.Menu" href="/savings/limited-access-savings">Limited access</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Fixed_Term.Save.topBar.Menu" href="/savings/fixed-term-savings">Fixed term</a></li></ul></div><div class="flex-1 pt-5"><p class="text-base xl:text-lg font-serif font-semibold pl-3 xl:pl-6 mb-2">ISAs</p><ul class="list-none p-0 flex flex-col flex-wrap gap-x-7 max-h-[280px] xl:max-h-[270px]"><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Cash_ISA.Save.topBar.Menu" href="/isas/cash-isa">Cash ISA</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Fixed_Term_Cash.Save.topBar.Menu" href="/isas/cash-isa/fixed-term">Fixed term Cash ISA</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Stocks_and_Shares.Save.topBar.Menu" href="/investing/stocks-and-shares-isa">Stocks &amp; Shares ISA</a></li></ul></div><div class="font-bold text-[18px] leading-[26px] tracking-[-0.02px] m-0 text-base-content w-[240px] xl:w-[280px]"><img alt="Young woman in a sweater looking out and smiling with a padlock key in the background" loading="lazy" width="238" height="260" decoding="async" data-nimg="1" style="color:transparent" srcSet="/_next/image?url=%2Fimages%2Fsavings-feature-image.png&amp;w=256&amp;q=75 1x, /_next/image?url=%2Fimages%2Fsavings-feature-image.png&amp;w=640&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fsavings-feature-image.png&amp;w=640&amp;q=75"/></div></div></li><li><button class="button-link rounded transition-colors duration-300 flex items-center [&amp;&gt;span]:transition-transform [&amp;&gt;span]:duration-300 [&amp;.active]:bg-brand [&amp;.active&gt;span]:rotate-180" aria-expanded="false" aria-controls="invest-3-dropdown" data-automation="Invest.topBar.Menu">Invest<span class="material-symbols-outlined text-base-content">keyboard_arrow_down</span></button><div aria-hidden="true" data-open="false" id="invest-3-dropdown" class="p-5 transition-[top] duration-500 z-[1] absolute left-0 right-0 bg-background mx-auto rounded-b-lg min-h-[340px] flex top-[-500px] max-w-full md:max-w-2xl lg:max-w-[80rem] [&amp;[aria-hidden=&#x27;true&#x27;]]:invisible mega-menu-dropdown"><div class="flex-1 pt-5"><p class="text-base xl:text-lg font-serif font-semibold pl-3 xl:pl-6 mb-2">Invest</p><ul class="list-none p-0 flex flex-col flex-wrap gap-x-7 max-h-[280px] xl:max-h-[270px]"><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Investing.Invest.topBar.Menu" href="/investing">Investing</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Stocks_and_Shares.Invest.topBar.Menu" href="/investing/stocks-and-shares-isa">Stocks &amp; Shares ISA</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Investing_For_Beginners.Invest.topBar.Menu" href="/blog/article/investing-for-beginners">Investing For Beginners</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Investing_Guides.Invest.topBar.Menu" href="/blog/category/investing">Investing Guides</a></li></ul></div><div class="font-bold text-[18px] leading-[26px] tracking-[-0.02px] m-0 text-base-content w-[240px] xl:w-[280px]"></div></div></li><li><button class="button-link rounded transition-colors duration-300 flex items-center [&amp;&gt;span]:transition-transform [&amp;&gt;span]:duration-300 [&amp;.active]:bg-brand [&amp;.active&gt;span]:rotate-180" aria-expanded="false" aria-controls="about-4-dropdown" data-automation="About.topBar.Menu">About<span class="material-symbols-outlined text-base-content">keyboard_arrow_down</span></button><div aria-hidden="true" data-open="false" id="about-4-dropdown" class="p-5 transition-[top] duration-500 z-[1] absolute left-0 right-0 bg-background mx-auto rounded-b-lg min-h-[340px] flex top-[-500px] max-w-full md:max-w-2xl lg:max-w-[80rem] [&amp;[aria-hidden=&#x27;true&#x27;]]:invisible mega-menu-dropdown"><div class="flex-1 pt-5"><p class="text-base xl:text-lg font-serif font-semibold pl-3 xl:pl-6 mb-2">About</p><ul class="list-none p-0 flex flex-col flex-wrap gap-x-7 max-h-[280px] xl:max-h-[270px]"><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="About.About.topBar.Menu" href="/about">About Zopa</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Our_Board.About.topBar.Menu" href="/about/board">Our board</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Our_Leadership.About.topBar.Menu" href="/about/leadership">Our leadership team</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Fintech_Pledge_2025.topBar.Menu" href="/pledge2025">Fintech Pledge 2025</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Awards.About.topBar.Menu" href="/about/awards">Awards</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Blog.topBar.Menu" href="/blog">Blog</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" data-automation="Careers.About.topBar.Menu" href="https://careers.zopa.com/">Careers</a></li><li><a class="button-link no-underline relative p-3 xl:px-6" 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        max-h-[50px]"><ul class="list-none relative flex flex-col xl:flex-row"><li class="relative p-3 pt-5 xl:px-5 xl:p-4 font-semibold"><a class="text-base-content cursor-pointer hover:opacity-80 no-underline hover:text-base-300" href="/blog">Home</a><span class="hidden xl:block absolute left-0 bottom-[-12px] w-full h-[2px] bg-primary"></span></li><li class="relative p-3 pt-5 xl:px-5 xl:p-4 font-semibold"><a class="text-base-content cursor-pointer hover:opacity-80 no-underline hover:text-base-300" href="/blog/category/inside-zopa">Life at Zopa</a></li><li class="relative p-3 pt-5 xl:px-5 xl:p-4 font-semibold"><a class="text-base-content cursor-pointer hover:opacity-80 no-underline hover:text-base-300" href="/blog/category/your-money">Money Stories</a></li><li class="relative p-3 pt-5 xl:px-5 xl:p-4 font-semibold"><a class="text-base-content cursor-pointer hover:opacity-80 no-underline hover:text-base-300" href="/blog/category/tips-on-managing-your-money">Personal Finance tips</a></li><li class="relative p-3 pt-5 xl:px-5 xl:p-4 font-semibold"><a class="text-base-content cursor-pointer hover:opacity-80 no-underline hover:text-base-300" href="/blog/category/news-and-media">Newsroom</a></li></ul><button class="btn not-prose btn-secondary btn-xs btn-outline absolute right-2 top-2 xl:hidden"><span class="material-symbols-outlined">keyboard_arrow_down</span></button></nav><form class="hidden xl:flex relative w-full xl:w-auto mt-4 xl:m-0" autoComplete="off" action="/blog/search" method="get"><div class="icons-wrap"><span class="start-icon"><span class="material-symbols-outlined">search</span></span><input type="search" class="input has-icon-wrap has-start-icon text-input" id="blog-search" aria-invalid="false" placeholder="Search blog..." name="search" value=""/></div></form></div><div class="container mx-auto px-4"><div class="bg-base-100 rounded-lg px-4 pt-8 my-10 pb-10 text-center"><h1 class="text-7xl font-serif font-semibold mb-3">Zopa blog</h1><p class="text-lg">Page <!-- -->1<!-- --> of <!-- -->29</p></div><div class="flex flex-wrap"><div class="w-full md:w-1/2 px-6 mb-6 lg:mb-10 flex align-sretch"><div class="card flex flex-col"><figure class="card-image not-prose overflow-hidden"><div style="overflow:hidden;position:relative;width:100%;max-width:1920px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxOTIwIiBoZWlnaHQ9IjEwODAiPjwvc3ZnPg==" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHBwgHBgoICAgXDQ0QGhIQCw0NFRENDRENFxUZGCITFhUaKysjGh0oHRUWJDUlKC0vMjIyGSI4PTcwPCsxMi8BCgsLDg0OHA8OHDscFhw7Oy8vLy87Ly8vLy8vOzsvLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vL//AABEIAA4AGAMBIgACEQEDEQH/xAAaAAABBQEAAAAAAAAAAAAAAAAEAQIDBQYA/8QAGRAAAwEBAQAAAAAAAAAAAAAAAQIDADER/8QAFgEBAQEAAAAAAAAAAAAAAAAABQMC/8QAHBEAAAYDAAAAAAAAAAAAAAAAAAIDBBESASEx/9oADAMBAAIRAxEAPwDfSgwrzS1BVvMVPw25nXQGg2D2kGMm6FOCteJZsuOZAN2oXBoB6yKF86H/2Q==" style="transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1776170941-how-does-cashback-work-on-a-current-account.png?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.25&amp;fit=crop&amp;mask=corners 480w,https://www.datocms-assets.com/23873/1776170941-how-does-cashback-work-on-a-current-account.png?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.5&amp;fit=crop&amp;mask=corners 960w,https://www.datocms-assets.com/23873/1776170941-how-does-cashback-work-on-a-current-account.png?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.75&amp;fit=crop&amp;mask=corners 1440w,https://www.datocms-assets.com/23873/1776170941-how-does-cashback-work-on-a-current-account.png?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners 1920w" sizes="(max-width: 1920px) 100vw, 1920px"/><img src="https://www.datocms-assets.com/23873/1776170941-how-does-cashback-work-on-a-current-account.png?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners" alt="hand-drawn wallet with cards and coins" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div></figure><div class="card-content flex flex-col flex-1 justify-items-stretch"><h2>How does cashback work on a current account? </h2><p class="mb-auto pb-6">A cashback account rewards you for payments you make every month. Learn how cashback is calculated, what qualifies, and what to look for in an account.</p><div class="flex flex-col gap-4"><div class="flex flex-wrap items-center gap-x-4 gap-y-2"><div class="flex items-center gap-3"><div style="overflow:hidden;position:relative;width:100%;max-width:25px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIyNSIgaGVpZ2h0PSIyNSI+PC9zdmc+" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,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" style="object-position:50% 50%;transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 25w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=2&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 50w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=3&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 75w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=4&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 100w" sizes="(max-width: 25px) 100vw, 25px"/><img src="https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none;object-position:50% 50%" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/author/emma-mitra">Emma Mitra</a></div><span>in</span><div class="mr-4"><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/category/tips-on-managing-your-money">Personal Finance tips</a></div></div></div><span class="text-sm"><time dateTime="2026-03-17T00:00:00.000Z">8 months</time> • <time dateTime="2026-03-17T00:00:00.000Z">17th Mar 2026</time></span><a class="card-link-overlay" href="/blog/article/how-does-cashback-work-on-a-current-account"></a></div></div></div><div class="w-full md:w-1/2 px-6 mb-6 lg:mb-10 flex align-sretch"><div class="card flex flex-col"><figure class="card-image not-prose overflow-hidden"><div style="overflow:hidden;position:relative;width:100%;max-width:1920px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxOTIwIiBoZWlnaHQ9IjEwODAiPjwvc3ZnPg==" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHBwgHBgoICAgLEQoLDhgQFQ0VDhYWFA4NHR8dGBYmIhYdHysvGikoIhUWJDUlKC0vMjIyGSI4PTcwPCsxMi8BCgsLDg0OHBAQHDscIig7NS87Ly8vLzs1Ly81Ozs7NS8vNS8vLy8vLy8vLzUvLy8vLy8vLy8vLy8vLy8vLy8vL//AABEIAA4AGAMBIgACEQEDEQH/xAAZAAACAwEAAAAAAAAAAAAAAAAGBwEEBQD/xAAfEAABBQACAwEAAAAAAAAAAAABAAIDBAVBURFCUhT/xAAWAQEBAQAAAAAAAAAAAAAAAAADBAL/xAAZEQADAQEBAAAAAAAAAAAAAAAAAQIREgP/2gAMAwEAAhEDEQA/AGfGT+Z3kcIE1rxragHj2TMNdgjLQOED7WTDLpNJ7R+9U2bhLDfpytt5bCelyvUqMcOcxjflSqYuuQqS0//Z" style="transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1776170942-current-account-vs-savings-account.png?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.25&amp;fit=crop&amp;mask=corners 480w,https://www.datocms-assets.com/23873/1776170942-current-account-vs-savings-account.png?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.5&amp;fit=crop&amp;mask=corners 960w,https://www.datocms-assets.com/23873/1776170942-current-account-vs-savings-account.png?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.75&amp;fit=crop&amp;mask=corners 1440w,https://www.datocms-assets.com/23873/1776170942-current-account-vs-savings-account.png?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners 1920w" sizes="(max-width: 1920px) 100vw, 1920px"/><img src="https://www.datocms-assets.com/23873/1776170942-current-account-vs-savings-account.png?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div></figure><div class="card-content flex flex-col flex-1 justify-items-stretch"><h2>Current account vs savings account: how to find the right fit for your finances </h2><p class="mb-auto pb-6">When it comes to opening a bank account, you’ll normally be choosing between two options: a current account or a savings account. But what’s the difference? And how do you know what’s the best option for your finances?  </p><div class="flex flex-col gap-4"><div class="flex flex-wrap items-center gap-x-4 gap-y-2"><div class="flex items-center gap-3"><div style="overflow:hidden;position:relative;width:100%;max-width:25px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIyNSIgaGVpZ2h0PSIyNSI+PC9zdmc+" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHBwgHBgoSCA8LEBUNDiQIDQ0TDRUNDQ4OFxQZGCIVIiEmHysjGh0oHRUiJDUlKC0vMjIyGSI4PTcwPCsxMi8BCgsLDg0OHA4PHC8cFhwvLy8vLy8vLy8vLy8vLy8vLy8vLy81Ly8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vL//AABEIABgAGAMBIgACEQEDEQH/xAAXAAEBAQEAAAAAAAAAAAAAAAAABgQF/8QAIRAAAQQBAwUAAAAAAAAAAAAAAAEDBBECBROBBhIxQVH/xAAXAQADAQAAAAAAAAAAAAAAAAABAgQD/8QAFxEBAQEBAAAAAAAAAAAAAAAAAQACEv/aAAwDAQACEQMRAD8AzdNsY96WUmoRmtj14IrQtTpxKO/On5qxwF0T5LkS2UVxaBlWYuTi2BjZBzY9AiqjyX9LV+DhlD4AINabfBTecFN1aAAvbFC//9k=" style="object-position:50% 50%;transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1773064983-connor-full-photo-2024.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 25w,https://www.datocms-assets.com/23873/1773064983-connor-full-photo-2024.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=2&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 50w,https://www.datocms-assets.com/23873/1773064983-connor-full-photo-2024.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=3&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 75w,https://www.datocms-assets.com/23873/1773064983-connor-full-photo-2024.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=4&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 100w" sizes="(max-width: 25px) 100vw, 25px"/><img src="https://www.datocms-assets.com/23873/1773064983-connor-full-photo-2024.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none;object-position:50% 50%" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/author/connor-campbell">Connor Campbell</a></div><span>in</span><div class="mr-4"><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/category/tips-on-managing-your-money">Personal Finance tips</a></div></div></div><span class="text-sm"><time dateTime="2025-07-09T00:00:00.000Z">1 year</time> • <time dateTime="2025-07-09T00:00:00.000Z">9th Jul 2025</time></span><a class="card-link-overlay" href="/blog/article/current-account-vs-savings-account"></a></div></div></div></div><div class="flex flex-wrap"><div class="w-full md:w-1/2 lg:w-1/3 px-6 mb-6 flex"><div class="card flex flex-col"><figure class="card-image not-prose overflow-hidden"><div style="overflow:hidden;position:relative;width:100%;max-width:1920px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxOTIwIiBoZWlnaHQ9IjEwODAiPjwvc3ZnPg==" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHBwgHBgoICAgLEhULDhgcDhUWFREPDREWFx8lGCIfIiEdKysjGh0oHR4iJDUlKC0vMjIyHSI4PTcwPCsxMi8BCgsLDg0OHBAQHDseIig7Oy81Ly87OzsvLy8vOzs7Oy8vLzUvNTUvLy87Ly8vLy8vLy8vLy8vLy8vLy8vLy8vL//AABEIAA4AGAMBIgACEQEDEQH/xAAWAAEBAQAAAAAAAAAAAAAAAAAGBQD/xAAdEAACAgMBAQEAAAAAAAAAAAABBAADAhFBITEF/8QAFgEBAQEAAAAAAAAAAAAAAAAABAUD/8QAHREAAAYDAQAAAAAAAAAAAAAAAAEDBBIhBRETAv/aAAwDAQACEQMRAD8AYNWZYI5HXIVDVhY8HY+bVryRyGvghpf8+o3E67MVZbBMai2JM6FBU2WpDzk0rrU4VKgATRHiWhHcpNuh0P/Z" style="transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1793099305-zopa-bank_blog_reward-current-accounts-explained.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.25&amp;fit=crop&amp;mask=corners 480w,https://www.datocms-assets.com/23873/1793099305-zopa-bank_blog_reward-current-accounts-explained.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.5&amp;fit=crop&amp;mask=corners 960w,https://www.datocms-assets.com/23873/1793099305-zopa-bank_blog_reward-current-accounts-explained.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.75&amp;fit=crop&amp;mask=corners 1440w,https://www.datocms-assets.com/23873/1793099305-zopa-bank_blog_reward-current-accounts-explained.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners 1920w" sizes="(max-width: 1920px) 100vw, 1920px"/><img src="https://www.datocms-assets.com/23873/1793099305-zopa-bank_blog_reward-current-accounts-explained.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div></figure><div class="card-content flex flex-col flex-1 justify-items-stretch"><h2>Reward current accounts explained: how they work, what they pay and who benefits</h2><p class="mb-auto pb-6">Cashback, interest, perks or a monthly fee? See how reward current accounts work, what you really earn after fees, and who gets the most out of one.</p><div class="flex flex-col gap-4"><div class="flex flex-wrap items-center gap-x-4 gap-y-2"><div class="flex items-center gap-3"><div style="overflow:hidden;position:relative;width:100%;max-width:25px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIyNSIgaGVpZ2h0PSIyNSI+PC9zdmc+" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,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" style="object-position:50% 50%;transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 25w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=2&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 50w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=3&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 75w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=4&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 100w" sizes="(max-width: 25px) 100vw, 25px"/><img src="https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none;object-position:50% 50%" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/author/emma-mitra">Emma Mitra</a></div><span>in</span><div class="mr-4"><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/category/tips-on-managing-your-money">Personal Finance tips</a></div></div></div><span class="text-sm"><time dateTime="2026-10-29T00:00:00.000Z">11 hours</time> • <time dateTime="2026-10-29T00:00:00.000Z">29th Oct 2026</time></span><a class="card-link-overlay" href="/blog/article/reward-current-accounts"></a></div></div></div><div class="w-full md:w-1/2 lg:w-1/3 px-6 mb-6 flex"><div class="card flex flex-col"><figure class="card-image not-prose overflow-hidden"><div style="overflow:hidden;position:relative;width:100%;max-width:1920px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxOTIwIiBoZWlnaHQ9IjEwODAiPjwvc3ZnPg==" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHBwgHBgoICAgLCgoVDhgZEhgNDh0MFQ0VFx8ZGBYVFhUaHysjGh0oHSEWJDUlKC0vMjIyHSI4PTcwPCsxMi8BCgsLDg0OHBAQHDsoIig7Ozs7Lzs7OzsvOzsvOzsvOzsvLy81Ly8vNTsvLy8vLy8vLy8vLy8vLy8vLy8vLy8vL//AABEIAA4AGAMBIgACEQEDEQH/xAAXAAADAQAAAAAAAAAAAAAAAAAABQYH/8QAHhAAAQQCAwEAAAAAAAAAAAAAAQACAwQFQRESMSH/xAAVAQEBAAAAAAAAAAAAAAAAAAAEAv/EABkRAAIDAQAAAAAAAAAAAAAAAAECAAMRIf/aAAwDAQACEQMRAD8AtsjJLBjHODdKHrXLMtv40+rTshCyTFuBGlJ0KcLZyeo9UsDF2XtvI4hNh+Oaep54Qm8Za2m0BoQqCmIS5sn/2Q==" style="transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1793099368-zopa-bank_blog_what-happens-to-your-direct-debits.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.25&amp;fit=crop&amp;mask=corners 480w,https://www.datocms-assets.com/23873/1793099368-zopa-bank_blog_what-happens-to-your-direct-debits.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.5&amp;fit=crop&amp;mask=corners 960w,https://www.datocms-assets.com/23873/1793099368-zopa-bank_blog_what-happens-to-your-direct-debits.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.75&amp;fit=crop&amp;mask=corners 1440w,https://www.datocms-assets.com/23873/1793099368-zopa-bank_blog_what-happens-to-your-direct-debits.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners 1920w" sizes="(max-width: 1920px) 100vw, 1920px"/><img src="https://www.datocms-assets.com/23873/1793099368-zopa-bank_blog_what-happens-to-your-direct-debits.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div></figure><div class="card-content flex flex-col flex-1 justify-items-stretch"><h2>What happens to your Direct Debits when you switch current accounts?</h2><p class="mb-auto pb-6">Worrying about payments being disrupted is one of the main reasons people stay with bank accounts that don’t work for them. But switching accounts and rearranging Direct Debits actually doesn’t have to be a hassle at all.</p><div class="flex flex-col gap-4"><div class="flex flex-wrap items-center gap-x-4 gap-y-2"><div class="flex items-center gap-3"><div style="overflow:hidden;position:relative;width:100%;max-width:25px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIyNSIgaGVpZ2h0PSIyNSI+PC9zdmc+" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,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" style="object-position:50% 50%;transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 25w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=2&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 50w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=3&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 75w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=4&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 100w" sizes="(max-width: 25px) 100vw, 25px"/><img src="https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none;object-position:50% 50%" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/author/emma-mitra">Emma Mitra</a></div><span>in</span><div class="mr-4"><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/category/tips-on-managing-your-money">Personal Finance tips</a></div></div></div><span class="text-sm"><time dateTime="2026-10-28T00:00:00.000Z">1 day</time> • <time dateTime="2026-10-28T00:00:00.000Z">28th Oct 2026</time></span><a class="card-link-overlay" href="/blog/article/what-happens-to-your-direct-debits-when-you-switch-current-accounts"></a></div></div></div><div class="w-full md:w-1/2 lg:w-1/3 px-6 mb-6 flex"><div class="card flex flex-col"><figure class="card-image not-prose overflow-hidden"><div style="overflow:hidden;position:relative;width:100%;max-width:1920px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxOTIwIiBoZWlnaHQ9IjEwODAiPjwvc3ZnPg==" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHBwgHBgoUDggVChMLDhUODQ0NDhUNDQ0YFx8ZGBYVFhUaHysjGh0oHSEWJDUlKC0vMjIyGSI4PTcwPCsxMi8BCgsLDg0NEAUREC8dFhwvLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vL//AABEIAA4AGAMBIgACEQEDEQH/xAAZAAACAwEAAAAAAAAAAAAAAAADBQEEBwD/xAAcEAACAgIDAAAAAAAAAAAAAAAAAgExBCIDIVH/xAAVAQEBAAAAAAAAAAAAAAAAAAACAP/EABQRAQAAAAAAAAAAAAAAAAAAAAD/2gAMAwEAAhEDEQA/ANMXGbwPGKzJRZWdaCo+tCEqbEeJo4Ytyd0SSf/Z" style="transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1793099368-zopa-bank_blog_the-current-account-switch-service-explained-1.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.25&amp;fit=crop&amp;mask=corners 480w,https://www.datocms-assets.com/23873/1793099368-zopa-bank_blog_the-current-account-switch-service-explained-1.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.5&amp;fit=crop&amp;mask=corners 960w,https://www.datocms-assets.com/23873/1793099368-zopa-bank_blog_the-current-account-switch-service-explained-1.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.75&amp;fit=crop&amp;mask=corners 1440w,https://www.datocms-assets.com/23873/1793099368-zopa-bank_blog_the-current-account-switch-service-explained-1.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners 1920w" sizes="(max-width: 1920px) 100vw, 1920px"/><img src="https://www.datocms-assets.com/23873/1793099368-zopa-bank_blog_the-current-account-switch-service-explained-1.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div></figure><div class="card-content flex flex-col flex-1 justify-items-stretch"><h2>Current Account Switch Service: how it works and what’s guaranteed</h2><p class="mb-auto pb-6">The free Current Account Switch Service moves your balance, Direct Debits and salary in 7 working days. See what it covers and how the guarantee works.</p><div class="flex flex-col gap-4"><div class="flex flex-wrap items-center gap-x-4 gap-y-2"><div class="flex items-center gap-3"><div style="overflow:hidden;position:relative;width:100%;max-width:25px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIyNSIgaGVpZ2h0PSIyNSI+PC9zdmc+" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,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" style="object-position:50% 50%;transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 25w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=2&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 50w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=3&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 75w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=4&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 100w" sizes="(max-width: 25px) 100vw, 25px"/><img src="https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none;object-position:50% 50%" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/author/emma-mitra">Emma Mitra</a></div><span>in</span><div class="mr-4"><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/category/tips-on-managing-your-money">Personal Finance tips</a></div></div></div><span class="text-sm"><time dateTime="2026-10-27T00:00:00.000Z">2 days</time> • <time dateTime="2026-10-27T00:00:00.000Z">27th Oct 2026</time></span><a class="card-link-overlay" href="/blog/article/the-current-account-switch-service-explained"></a></div></div></div><div class="w-full md:w-1/2 lg:w-1/3 px-6 mb-6 flex"><div class="card flex flex-col"><figure class="card-image not-prose overflow-hidden"><div style="overflow:hidden;position:relative;width:100%;max-width:1920px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxOTIwIiBoZWlnaHQ9IjEwODAiPjwvc3ZnPg==" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHBwgHBgoICAgNDRUODhwNDQsMDhUNEg0NFxYlGCITFhUaKysjGh0oHSEWJDUlKC0vMjIyGSI4PTcwPCsxMi8BCgsLDg0OHA4NHDscFhw7Oy8vLy87Ly8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vL//AABEIAA4AGAMBIgACEQEDEQH/xAAYAAACAwAAAAAAAAAAAAAAAAAEBQADBv/EAB0QAAICAQUAAAAAAAAAAAAAAAABAgQDERITITH/xAAWAQEBAQAAAAAAAAAAAAAAAAAFAQD/xAAbEQACAgMBAAAAAAAAAAAAAAABAwASESExBP/aAAwDAQACEQMRAD8A3uGhGeRDTLQhGt6DpcfaL3mlKGjKTDPMlVORU6S3MgekQ2TD2oVc6n//2Q==" style="transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1789489256-zopa-bank_ai_press-release_blog_1.png?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.25&amp;fit=crop&amp;mask=corners 480w,https://www.datocms-assets.com/23873/1789489256-zopa-bank_ai_press-release_blog_1.png?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.5&amp;fit=crop&amp;mask=corners 960w,https://www.datocms-assets.com/23873/1789489256-zopa-bank_ai_press-release_blog_1.png?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.75&amp;fit=crop&amp;mask=corners 1440w,https://www.datocms-assets.com/23873/1789489256-zopa-bank_ai_press-release_blog_1.png?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners 1920w" sizes="(max-width: 1920px) 100vw, 1920px"/><img src="https://www.datocms-assets.com/23873/1789489256-zopa-bank_ai_press-release_blog_1.png?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div></figure><div class="card-content flex flex-col flex-1 justify-items-stretch"><h2>Zopa unveils UK’s most helpful banking AI </h2><p class="mb-auto pb-6">Zopa launches most helpful banking AI; &quot;Ask&quot;, a personal banker to the smartphones of Biscuit customers, allows them to manage their money using natural language. </p><div class="flex flex-col gap-4"><div class="flex flex-wrap items-center gap-x-4 gap-y-2"><div class="flex items-center gap-3"><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/author/zopa-blogger">Zopa Blogger</a></div><span>in</span><div class="mr-4"><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/category/news-and-media">Newsroom</a></div></div></div><span class="text-sm"><time dateTime="2026-09-16T00:00:00.000Z">1 month</time> • <time dateTime="2026-09-16T00:00:00.000Z">16th Sep 2026</time></span><a class="card-link-overlay" href="/blog/article/zopa-unveils-uks-most-helpful-banking-ai"></a></div></div></div><div class="w-full md:w-1/2 lg:w-1/3 px-6 mb-6 flex"><div class="card flex flex-col"><figure class="card-image not-prose overflow-hidden"><div style="overflow:hidden;position:relative;width:100%;max-width:1920px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxOTIwIiBoZWlnaHQ9IjEwODAiPjwvc3ZnPg==" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHBwgHBgoICAgLFhYNDhgODQ0NGRkNFg4YFx8ZGCIVFhUaHysjGh0oHRUWJDUlKC0vMjIyGSI4PTcwPCsxMi8BCgsLDg0OHBAMHDUcFhw7NS8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vL//AABEIAA4AGAMBIgACEQEDEQH/xAAXAAEAAwAAAAAAAAAAAAAAAAAGAAQF/8QAHRAAAQQDAQEAAAAAAAAAAAAAAgABAwQFEUEhBv/EABUBAQEAAAAAAAAAAAAAAAAAAAQD/8QAFxEAAwEAAAAAAAAAAAAAAAAAAAIhA//aAAwDAQACEQMRAD8AcT5iFpN7RXL/AEEbXhZn6rp1Gcn2SOZDHAV9tv1Cz1gl0o5o5sCpj7xRY0FQY6g6fiig2lKqkP/Z" style="transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1788949683-new-board-members-1.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.25&amp;fit=crop&amp;mask=corners 480w,https://www.datocms-assets.com/23873/1788949683-new-board-members-1.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.5&amp;fit=crop&amp;mask=corners 960w,https://www.datocms-assets.com/23873/1788949683-new-board-members-1.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.75&amp;fit=crop&amp;mask=corners 1440w,https://www.datocms-assets.com/23873/1788949683-new-board-members-1.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners 1920w" sizes="(max-width: 1920px) 100vw, 1920px"/><img src="https://www.datocms-assets.com/23873/1788949683-new-board-members-1.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div></figure><div class="card-content flex flex-col flex-1 justify-items-stretch"><h2>Zopa appoints Bruce Fletcher and Dr Paula Walter to its Board</h2><p class="mb-auto pb-6">As we continue Zopa’s rapid growth across lending, saving, everyday banking, investments and point-of-sale products, we are pleased to share that we are further strengthening Zopa’s governance and technological resilience by appointing Bruce Fletcher and Dr Paula Walter as Independent Non-Executive Directors (INEDs) to our Bank and Group Boards.</p><div class="flex flex-col gap-4"><div class="flex flex-wrap items-center gap-x-4 gap-y-2"><div class="flex items-center gap-3"><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/author/zopa-blogger">Zopa Blogger</a></div><span>in</span><div class="mr-4"><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/category/news-and-media">Newsroom</a></div></div></div><span class="text-sm"><time dateTime="2026-09-10T00:00:00.000Z">2 months</time> • <time dateTime="2026-09-10T00:00:00.000Z">10th Sep 2026</time></span><a class="card-link-overlay" href="/blog/article/zopa-appoints-bruce-fletcher-and-dr-paula-walter-to-its-board"></a></div></div></div><div class="w-full md:w-1/2 lg:w-1/3 px-6 mb-6 flex"><div class="card flex flex-col"><figure class="card-image not-prose overflow-hidden"><div style="overflow:hidden;position:relative;width:100%;max-width:2880px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIyODgwIiBoZWlnaHQ9IjE2MjAiPjwvc3ZnPg==" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHBwgHBgoICAgLDxUTDhMPDg0VGRcVFg0NFx8dGBYVIiEaHysjHR0oHRUWJDUlKC0vMjIyGSI4PTcwPCsxMi8BCgsLDg0OHBAQHDscIhw7Oy87LzU7Oy8vLzsvOzsvLy8vLzU7Ly8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vL//AABEIAA4AGAMBIgACEQEDEQH/xAAYAAACAwAAAAAAAAAAAAAAAAAFBgABAv/EABwQAAEEAwEAAAAAAAAAAAAAAAQAAQIDESFBEv/EABYBAQEBAAAAAAAAAAAAAAAAAAUGA//EABsRAAEFAQEAAAAAAAAAAAAAAAMAAQISIREE/9oADAMBAAIRAxEAPwB2veuFWcoZafSzecosUJGQ77SzeEz3M3rqnvCAFHxJlnLuJjGnVYMz5UWgwYRCjvipGnEC74t4yfmr/9k=" style="transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1786118232-zopa-x-hive_yellow-8.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.25&amp;fit=crop&amp;mask=corners 720w,https://www.datocms-assets.com/23873/1786118232-zopa-x-hive_yellow-8.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.5&amp;fit=crop&amp;mask=corners 1440w,https://www.datocms-assets.com/23873/1786118232-zopa-x-hive_yellow-8.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.75&amp;fit=crop&amp;mask=corners 2160w,https://www.datocms-assets.com/23873/1786118232-zopa-x-hive_yellow-8.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners 2880w" sizes="(max-width: 2880px) 100vw, 2880px"/><img src="https://www.datocms-assets.com/23873/1786118232-zopa-x-hive_yellow-8.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div></figure><div class="card-content flex flex-col flex-1 justify-items-stretch"><h2>Zopa partners with Hive to help millions of UK homeowners spread the cost of their greener home upgrades  </h2><p class="mb-auto pb-6">Zopa is announcing a new partnership with Hive https://www.hivehome.com/ that will help eligible homeowners spread the upfront cost of their greener home upgrades.  </p><div class="flex flex-col gap-4"><div class="flex flex-wrap items-center gap-x-4 gap-y-2"><div class="flex items-center gap-3"><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/author/zopa-blogger">Zopa Blogger</a></div><span>in</span><div class="mr-4"><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/category/news-and-media">Newsroom</a></div></div></div><span class="text-sm"><time dateTime="2026-08-11T00:00:00.000Z">3 months</time> • <time dateTime="2026-08-11T00:00:00.000Z">11th Aug 2026</time></span><a class="card-link-overlay" href="/blog/article/zopa-partners-with-hive"></a></div></div></div><div class="w-full md:w-1/2 lg:w-1/3 px-6 mb-6 flex"><div class="card flex flex-col"><figure class="card-image not-prose overflow-hidden"><div style="overflow:hidden;position:relative;width:100%;max-width:1920px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxOTIwIiBoZWlnaHQ9IjEwODAiPjwvc3ZnPg==" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHBwgHBgoIDxMNDRANFRAWDg0NDhISDQ4NFxMxGBYTIhUaKysjJh0oHRUWJDUlKC0vMjIyGSI4PTcwPCsxMi8BCgsLDg0OHBANHDsoFig7Oy8vLy87Ly8vLy8vLzsvLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vL//AABEIAA4AGAMBIgACEQEDEQH/xAAZAAABBQAAAAAAAAAAAAAAAAAEAAIDBQb/xAAcEAABBAMBAAAAAAAAAAAAAAAAAQIDBBETMxL/xAAVAQEBAAAAAAAAAAAAAAAAAAAFAf/EABoRAAICAwAAAAAAAAAAAAAAAAADBBIBITH/2gAMAwEAAhEDEQA/AN9FUzOGLW8uHR90JpFzIXIZCQinCrkrJuEGPYmwRQ90dF86P//Z" style="transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1781693950-is-it-worth-switching-your-bank-account.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.25&amp;fit=crop&amp;mask=corners 480w,https://www.datocms-assets.com/23873/1781693950-is-it-worth-switching-your-bank-account.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.5&amp;fit=crop&amp;mask=corners 960w,https://www.datocms-assets.com/23873/1781693950-is-it-worth-switching-your-bank-account.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.75&amp;fit=crop&amp;mask=corners 1440w,https://www.datocms-assets.com/23873/1781693950-is-it-worth-switching-your-bank-account.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners 1920w" sizes="(max-width: 1920px) 100vw, 1920px"/><img src="https://www.datocms-assets.com/23873/1781693950-is-it-worth-switching-your-bank-account.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div></figure><div class="card-content flex flex-col flex-1 justify-items-stretch"><h2>Is it worth switching current accounts? A complete pros and cons guide</h2><p class="mb-auto pb-6">Switching current accounts is easier than you might think. But the important question isn’t really whether switching is possible. It’s whether the account you’re switching to is better than the one you have.</p><div class="flex flex-col gap-4"><div class="flex flex-wrap items-center gap-x-4 gap-y-2"><div class="flex items-center gap-3"><div style="overflow:hidden;position:relative;width:100%;max-width:25px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIyNSIgaGVpZ2h0PSIyNSI+PC9zdmc+" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,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" style="object-position:50% 50%;transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 25w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=2&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 50w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=3&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 75w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=4&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 100w" sizes="(max-width: 25px) 100vw, 25px"/><img src="https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none;object-position:50% 50%" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/author/emma-mitra">Emma Mitra</a></div><span>in</span><div class="mr-4"><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/category/tips-on-managing-your-money">Personal Finance tips</a></div></div></div><span class="text-sm"><time dateTime="2026-07-06T00:00:00.000Z">4 months</time> • <time dateTime="2026-07-06T00:00:00.000Z">6th Jul 2026</time></span><a class="card-link-overlay" href="/blog/article/is-it-worth-switching-current-accounts-a-complete-pros-and-cons-guide"></a></div></div></div><div class="w-full md:w-1/2 lg:w-1/3 px-6 mb-6 flex"><div class="card flex flex-col"><figure class="card-image not-prose overflow-hidden"><div style="overflow:hidden;position:relative;width:100%;max-width:1920px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxOTIwIiBoZWlnaHQ9IjEwODAiPjwvc3ZnPg==" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHBwgHBgoICAgLChULDh4QDg0XFBEVFREeFxQdJBYrFhUdHysjGh0oKRUWJDUxKC0vMjIyHSI4PTcwPCsxMi8BCgsLDg0OHBAQHDsoFx07OzsvLzs7OzsvLy87LzU7Oy8vLzs1Ly8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vL//AABEIAA4AGAMBIgACEQEDEQH/xAAYAAACAwAAAAAAAAAAAAAAAAAEBQACB//EAB8QAAEDAwUAAAAAAAAAAAAAAAEAAxECBBMFEhVhgf/EABUBAQEAAAAAAAAAAAAAAAAAAAMC/8QAGhEAAgMBAQAAAAAAAAAAAAAAAAECERIxA//aAAwDAQACEQMRAD8A063YxPEoQXcapt7T1pumSYQR09rksnqj01ZUM0Udtg/cAlRMK2qRUCBCiaLkl0N5s//Z" style="transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1781692035-how-to-switch-current-account-a-step-by-step-guide.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.25&amp;fit=crop&amp;mask=corners 480w,https://www.datocms-assets.com/23873/1781692035-how-to-switch-current-account-a-step-by-step-guide.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.5&amp;fit=crop&amp;mask=corners 960w,https://www.datocms-assets.com/23873/1781692035-how-to-switch-current-account-a-step-by-step-guide.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.75&amp;fit=crop&amp;mask=corners 1440w,https://www.datocms-assets.com/23873/1781692035-how-to-switch-current-account-a-step-by-step-guide.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners 1920w" sizes="(max-width: 1920px) 100vw, 1920px"/><img src="https://www.datocms-assets.com/23873/1781692035-how-to-switch-current-account-a-step-by-step-guide.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div></figure><div class="card-content flex flex-col flex-1 justify-items-stretch"><h2>How to switch current accounts: a step-by-step guide</h2><p class="mb-auto pb-6">Switching your current account could take as little as 7 working days, thanks to a free resource called the Current Account Switch Service. Here&#x27;s what you need to know about switching, whether you&#x27;re using the service or not.</p><div class="flex flex-col gap-4"><div class="flex flex-wrap items-center gap-x-4 gap-y-2"><div class="flex items-center gap-3"><div style="overflow:hidden;position:relative;width:100%;max-width:25px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIyNSIgaGVpZ2h0PSIyNSI+PC9zdmc+" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,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" style="object-position:50% 50%;transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 25w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=2&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 50w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=3&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 75w,https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;dpr=4&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25 100w" sizes="(max-width: 25px) 100vw, 25px"/><img src="https://www.datocms-assets.com/23873/1774265628-emma_mitra.jpg?auto=format&amp;corner-radius64=MjAsMjAsMjAsMjA&amp;fit=crop&amp;h=25&amp;mask=corners&amp;w=25" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none;object-position:50% 50%" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/author/emma-mitra">Emma Mitra</a></div><span>in</span><div class="mr-4"><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/category/tips-on-managing-your-money">Personal Finance tips</a></div></div></div><span class="text-sm"><time dateTime="2026-07-03T00:00:00.000Z">4 months</time> • <time dateTime="2026-07-03T00:00:00.000Z">3rd Jul 2026</time></span><a class="card-link-overlay" href="/blog/article/how-to-switch-current-account"></a></div></div></div><div class="w-full md:w-1/2 lg:w-1/3 px-6 mb-6 flex"><div class="card flex flex-col"><figure class="card-image not-prose overflow-hidden"><div style="overflow:hidden;position:relative;width:100%;max-width:1920px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxOTIwIiBoZWlnaHQ9IjEwODAiPjwvc3ZnPg==" aria-hidden="true" alt=""/><img aria-hidden="true" alt="" src="data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHBwgHBhMICAgLEA4LDQ0OFg0NDxUNFhEYFx4lGBYfFhUaKysjGh0oHSEWJDUlKC0vMjIyGSI4PTcwPCsxMi8BCgsLDg0OHA0QHDsdFig7OzsvLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vL//AABEIAA4AGAMBIgACEQEDEQH/xAAYAAACAwAAAAAAAAAAAAAAAAADBQAEB//EABwQAAEEAwEAAAAAAAAAAAAAAAEAAgMEBRESMf/EABUBAQEAAAAAAAAAAAAAAAAAAAQC/8QAGBEAAwEBAAAAAAAAAAAAAAAAAAEDEgL/2gAMAwEAAhEDEQA/ANCr4/mRHFXqbSu12guRGMAsKG2LvemhRZx5MqiaWTqTxRUmxHF6ZP/Z" style="transition:opacity 500ms;opacity:1;position:absolute;left:-5%;top:-5%;width:110%;height:auto;max-width:none;max-height:none"/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1779108556-zopa-becomes-first-uk-bank-to-win-new-regulatory-permissions-1.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.25&amp;fit=crop&amp;mask=corners 480w,https://www.datocms-assets.com/23873/1779108556-zopa-becomes-first-uk-bank-to-win-new-regulatory-permissions-1.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.5&amp;fit=crop&amp;mask=corners 960w,https://www.datocms-assets.com/23873/1779108556-zopa-becomes-first-uk-bank-to-win-new-regulatory-permissions-1.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;dpr=0.75&amp;fit=crop&amp;mask=corners 1440w,https://www.datocms-assets.com/23873/1779108556-zopa-becomes-first-uk-bank-to-win-new-regulatory-permissions-1.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners 1920w" sizes="(max-width: 1920px) 100vw, 1920px"/><img src="https://www.datocms-assets.com/23873/1779108556-zopa-becomes-first-uk-bank-to-win-new-regulatory-permissions-1.jpg?ar64=MTY6OQ&amp;auto=format&amp;corner-radius64=OCw4LDAsMA&amp;fit=crop&amp;mask=corners" alt="" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div></figure><div class="card-content flex flex-col flex-1 justify-items-stretch"><h2>Stocks &amp; Shares ISAs made simple</h2><p class="mb-auto pb-6">Thinking about starting to invest? A Stocks &amp; Shares ISA is one of the best places to begin – and it&#x27;s simpler than you might think. </p><div class="flex flex-col gap-4"><div class="flex flex-wrap items-center gap-x-4 gap-y-2"><div class="flex items-center gap-3"><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/author/guest-blogger">Guest blogger</a></div><span>in</span><div class="mr-4"><a class="text-base-content underline cursor-pointer hover:opacity-80" href="/blog/category/investing">Investing</a></div></div></div><span class="text-sm"><time dateTime="2026-06-24T00:00:00.000Z">4 months</time> • <time dateTime="2026-06-24T00:00:00.000Z">24th Jun 2026</time></span><a class="card-link-overlay" href="/blog/article/stocks-and-shares-isas-made-simple"></a></div></div></div></div><div class="flex justify-center mt-8"><div class="pagination"><a class="pagination-button not-prose disabled"><span class="material-symbols-outlined">chevron_left</span></a><a class="pagination-button not-prose active" href="/blog?page=1"><span>1</span></a><a class="pagination-button not-prose" href="/blog?page=2"><span>2</span></a><a class="pagination-button not-prose" href="/blog?page=3"><span>3</span></a><a class="pagination-button not-prose" href="/blog?page=4"><span>4</span></a><a class="pagination-button not-prose" href="/blog?page=5"><span>5</span></a><a class="pagination-button not-prose" href="/blog?page=29">...</a><a class="pagination-button not-prose" href="/blog?page=2"><span class="material-symbols-outlined">chevron_right</span></a></div></div></div><div class="lg:mt-10 band-wrapper band--white band--large band--not-contained band--left"><div style="background-color:#ffffff" class="band max-w-none"><div class="band-content [&amp;&gt;h2:first-child]:mt-0"><div class="flex lg:min-h-[300px] flex-row rounded-xl" data-automation="ZA.preFooter.row" style="background:#E4F9F1"><div class="hidden relative lg:flex items-center lg:w-[40%] rounded-r-xl"><div class="block mx-8 z-10 h-auto" style="overflow:hidden;position:relative;width:100%;max-width:558px"><img style="display:block;width:100%" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1NTgiIGhlaWdodD0iNTgwIj48L3N2Zz4=" aria-hidden="true" alt=""/><noscript><picture><source srcSet="https://www.datocms-assets.com/23873/1679568215-zopa-peer-to-peer-woman.webp?auto=format&amp;dpr=0.25&amp;fit=crop&amp;h=580 139w,https://www.datocms-assets.com/23873/1679568215-zopa-peer-to-peer-woman.webp?auto=format&amp;dpr=0.5&amp;fit=crop&amp;h=580 279w,https://www.datocms-assets.com/23873/1679568215-zopa-peer-to-peer-woman.webp?auto=format&amp;dpr=0.75&amp;fit=crop&amp;h=580 418w,https://www.datocms-assets.com/23873/1679568215-zopa-peer-to-peer-woman.webp?auto=format&amp;fit=crop&amp;h=580 558w,https://www.datocms-assets.com/23873/1679568215-zopa-peer-to-peer-woman.webp?auto=format&amp;dpr=1.5&amp;fit=crop&amp;h=580 837w,https://www.datocms-assets.com/23873/1679568215-zopa-peer-to-peer-woman.webp?auto=format&amp;dpr=2&amp;fit=crop&amp;h=580 1116w" sizes="(max-width: 558px) 100vw, 558px"/><img src="https://www.datocms-assets.com/23873/1679568215-zopa-peer-to-peer-woman.webp?auto=format&amp;fit=crop&amp;h=580" alt="Woman smiling looking to the left" style="position:absolute;left:0;top:0;width:100%;height:100%;max-width:none;max-height:none;object-position:50% 50%" loading="lazy" referrerPolicy="no-referrer-when-downgrade"/></picture></noscript></div></div><div class="w-full h-full flex flex-col text-center px-5 lg:w-[60%] lg:block lg:text-left lg:pl-10 lg:pr-6"><div class="py-8 lg:py-12 prose prose-headings:mt-0"><h2 class="text-4xl lg:text-5xl mb-6 mt-7 font-serif font-semibold" id="were-here-to-help">We’re here to help</h2><p class="mb-6">If you have any questions, our team are on hand to help.</p><a class="btn not-prose btn-primary btn-md button" data-href="/help" data-automation="ZA.button.get-help" id="88077991" href="/help">Get help</a></div></div></div></div></div></div></div><footer data-automation="ZA.footer"><div class="max-w-[540px] md:max-w-[1224px] mx-auto px-4 pb-8 md:pb-12 md:flex gap-6"><div class="flex-1 max-md:mb-6"><button class="max-md:cursor-pointer focus:max-md:outline-none focus:max-md:ring-2 focus:ring-offset-2 focus:ring-secondary focus:ring-offset-background focus:rounded-xs text-xl lg:text-2xl my-4 font-serif! 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