A monthly support group for women with recurrence of breast and ovarian cancer, with advanced stage cancer, and/or metastasis. Group is offered by Support Connection, Inc., a nonprofit organization that provides free support services to people affected by breast and ovarian cancer. The group is led by a trained peer facilitator, and focuses on topics related to living with a recurrence of breast or ovarian cancer.

Hours: Tuesday 1:00pm – 2:00PM

Cost: FREE PRE-REGISTRATION IS REQUIRED

Organization:  Support Connection, Inc.

Location : Support connection office, 360 Underhill Ave, Yorktown Heights, NY, 10598

Contact : 914-962-6402

info@supportconnection.org

Website: www.supportconnection.org

Westchester County Legislator Bill Burton (D-Ossining) and other community leaders joined educators, parents, business leaders, and childcare advocates at Ossining’s Market Square on Thursday, July 15, at 6:00 pm to protest cuts to childcare funding being made by the County Executive. The programs that are in danger include the Westchester County Child Care Scholarship program (created by the Board of Legislators) and Title XX child care, a federal program that helps countless families. In addition, the County Executive has drastically increased parental contributions, from 15% to 20%.

“Stopping useless fees forever is a smart way to make your money go further,” says J.J. Montanaro, a certified financial planner with USAA. “The savings can add up to hundreds of dollars a year, which can be used to pay your bills instead of your bank.”

To get a grip on what fees your bank is charging, Montanaro suggests carefully reviewing your most recent checking and savings account statement.

If you’re paying these five fees, it’s time to look for a bank that doesn’t charge them.

1. Overdraft fees

While the new overdraft rules that went into effect on July 1 requires financial institutions to notify customers of their options to opt-in to overdraft fees, finding a bank that chooses to opt-out of the “opt-in” legislation can save you cash. Some banks – like USAA Federal Savings Bank – have eliminated overdraft fees on ATM and debit transactions entirely.

However, if you’ve decided to opt-in to overdraft fees, you’re not out of luck. Many banks provide overdraft protection – allowing purchases exceeding your account balance to be pulled from your savings account or put on your credit card. Check with your bank to see if this service is free. If so you’ll avoid overdrafts and avoid having your purchase declined.

If you choose a credit card as your back-up payment option, be sure to pay off your balance immediately to avoid paying interest, Montanaro adds.

2. ATM fees

If the ATM you use is not affiliated with your bank, that ATM’s bank may charge you for ATM/debit card withdrawals or other transactions. While a $1.50 to $3 ATM fees may seem nominal when you really need to access your cash, they can add up quickly.

Some banks allow you to use any ATM without charging fees. If your bank doesn’t, plan ahead and only withdraw money from ATMs affiliated with your bank. Or you could take advantage of fee-free, cash-back options now offered at some local grocery or convenience store chains when making a purchase.

Better yet, switch to a bank that reimburses you those fees. For example, USAA rebates up to $15 a month in ATM fees – a perk that could add up to $180 a year in savings.

3. Check fees

Cut fees by quitting checks, or at least using less of them. Unless your bank offers free checks, switch to paying bills electronically. This usually fee-free service allows you to pay bills anytime and anywhere you have access to a secure Internet connection.

4. Minimum balance fees

Your bank may expect you to keep a minimum balance in your account and charge you a fee if you slip below. You can side-step these fees by carefully matching your situation with the account requirements. For instance, look for an account that waives the fee for direct deposit of your paycheck, or find an account with no minimum balance requirement.

“In addition, take advantage of helpful tools such as free online financial management tools, account alerts sent via e-mail or text messages that are triggered when your account runs low,” Montanaro says.

5. Fine print fees

Are you charged a fee for monthly account maintenance, or does that bill you receive in the mail each month cost extra? “It pays to sweat the small stuff and fully understand what your bank is charging you,” Montanaro says. “Instead of paying your bank to send you a paper bill each month, see if you can sign up to receive it electronically for free. This option will save you money and can make it easier to keep track of your statements.”

Montanaro adds that investing time to manage banking needs and find a bank that doesn’t overwhelm you with fees can add up to real savings of potentially hundreds of dollars each year. “In times like these, it’s important to make every dollar count and ensure it’s working for you – not your bank.”

Courtesy: ARAcontent

Few of these products come close to the long-term benefits of installing a radiant barrier in your attic. There’s even a federal tax credit (available on your 2010 federal tax return) to help you recoup a portion of your purchase price, saving you up to $1,500.

A radiant barrier works in your home similar to the way a reflective foil car shade works in your car. Just as a car shade keeps the interior of an auto cooler when it’s parked in the sun, radiant barriers keep your home’s interior cooler when installed in your attic where the sun’s radiant energy is absorbed.

The Florida Solar Energy Center has conducted numerous studies on radiant barrier installation and found that, under peak daytime heat conditions, the total heat transfer allowed down through attics can be reduced by as much as 40 percent, which can significantly reduce a home air conditioning system’s cooling loads.

Of course the design of your home makes a difference: Whether it is a one-story or two-story home, the home’s age, the type of roof, whether your roof has shade, your HVAC system’s efficiency, the type of insulation installed and local energy rates all contribute to your potential for individual cost savings.

The warmer months provide a good time for consumers to take advantage of the potential benefits of radiant barrier installation, according to Rick Jordan of EcoRite Products, a major radiant barrier manufacturer.

“I don’t know of any product that is this easy to install that does as much for reducing the stress on your heating or cooling systems as a radiant barrier,” Jordan says. “On average, attics that have radiant barriers installed are 30 degrees cooler than they were before the product was installed. That equates to a significant amount of heat that is not baking down through the ceiling of a home, causing the air conditioner to work harder.”

Experts say the use of radiant barriers dates back at least 50 years, with some of the earlier concepts developed by NASA. Home builders and scientists have known for decades the benefits of foil-based radiant barriers. In recent years, green builders in particular have latched onto the concept, routinely specifying and installing radiant barrier products in the attics of the homes they build to help reduce the overall carbon footprint of the structures.

Universal Forest Products, one of the nation’s largest building products companies, has created an entire division dedicated to products for do-it-yourself consumers. The company recently introduced an ENERGY STAR rated product, called Enerflex Radiant Barrier, that is easy enough for almost anyone to install, with no special tools required.

“Enerflex looks a lot like quilted aluminum foil. It is made of a durable, highly reflective, double-sided material that you install to the underside of a roof between the rafters. From an installation standpoint, it couldn’t be easier,” Jordan says. “There is no need to secure the product with adhesive, so installation moves quickly.”

Jordan notes that the federal government offers a tax credit that’s worth investigating. Qualified taxpayers can save 30 percent of the cost of installing a radiant barrier – up to $1,500 -through the American Recovery Tax Credit.

“Installing a radiant barrier should be viewed not so much an expense as an investment. Homeowners are paid back over time through lower utility bills, particularly in the summer, but wintertime savings can also be realized,” Jordan says.

In the winter, a radiant barrier basically performs in reverse, helping to keep rising heat from the home’s interior from escaping through the roof. Radiant barriers typically are twice as effective in the summer months as in winter months.

Enerflex Radiant Barrier is mold- and mildew-resistant, will not harbor insects, and is Class A fire rated. It’s available at The Home Depot and from building material dealers nationwide. You can also find places to purchase Enerflex by visiting www.enerflexfoil.com.

Courtesy: ARAcontent

So next time, think before throwing away an old personal item like the few listed below and investigate charities that can use them. No matter what you choose to donate, remember to check out your chosen charity through the Better Business Bureau to help ensure your donation goes where you intend. You can even get a receipt for tax-deduction purposes afterward.

1. Eye glasses

Many people worldwide with poor vision struggle to read or work because they can’t afford eye care. Organizations like OneSight collect used prescription reading glasses and sunglasses, then distribute them to disadvantaged people throughout the U.S. and the world to correct common problems like near- and far-sightedness.

2. Hearing aids

Although hearing loss is often incorrectly stereotyped as a problem for older generations, people of all ages experience hearing impairment. Not all of them can afford the equipment they need, which can lead to delays in development and social stigmatization. The Lions Club collects and recycles hearing aids and gives them to needy children and adults worldwide. Hear Now also helps children and adults in the U.S. by collecting donations to help equip them with needed hearing devices.

3. Cell phones

That old cell your new smart phone replaced can function outside your desk drawer. A cell phone can help needy individuals stay connected to distant family members or emergency services. Cell Phones for Soldiers collects used cell phones, removes personal data, and distributes them to U.S. troops overseas who use the refurbished, pre-paid phones to call home to their families. Cell Phone Bank also collects old cell phones and works with law enforcement and victim services agencies to provide emergency cell phones to individuals whom cannot afford them.

4. Laptops

Trashed electronics can cause significant environmental damage because of their hazardous materials, so donating them can turn a significant negative environmental impact into a positive one. Computers with Causes accepts donations of computer equipment that’s Internet-capable and in working condition, removes all personal information and gives it to a variety of groups. Beneficiaries include non-profits, public agencies in the U.S. and economically disadvantaged individuals.

5. Business clothing

Training to enter the workforce is just part of the battle for many disadvantaged people. Dressing the part is an essential element of attaining and keeping employment. Organizations like Career Gear and Dress for Success work toward helping recipients create their own self-sufficiency by accepting donations of gently worn business wear. They then counsel disadvantaged men and women on job interview skills and dress them for scheduled interviews and later, employment.

Courtesy: ARAcontent

By following these tips, you can focus on all that is special about your wedding and reception, and avoid the headaches that sometimes come along with them.

Turn your dream into reality

Your wedding day is one of the most important days of your life, and is most likely one you’ve spent hours, days or even years dreaming about. When the time finally comes to start planning the big day, you don’t want to cut corners or settle for a run-of-the-mill, impersonal event. With the help of the American Rental Association (ARA) and your local rental store, you can be sure your wedding day will be one that will be remembered by all.

Rental opens the doors to options you may have never even considered due to time or budget constraints. A romantic outdoor wedding is possible any time of the year with large tents and elegant canopies, equipped with heating or cooling equipment. Make a statement by skipping the traditional tiered cake and going with something more unique, like an impressive chocolate fountain with brownie or cheesecake bites or an ice cream cart complete with all the fixings. You can even create dramatic scenery on the walls and ceiling of your venue with a variety of accent lighting options.

Don’t break the bank

While your wedding day may be the most important day of your life, there is no reason why it has to be the most expensive. You can save money on seating, centerpieces and more by renting. Why buy all your wedding supplies when you are only going to use them once? Why bother paying for their storage and upkeep after the big day is over? Simplify your wedding and your budget by letting the rental store take care of the cleanup, maintenance and storage of all your decorations and supplies.

And forget about running all over town, wasting time, energy and money – make one stop at your local rental store and get everything you need. ARA members, which include more than 7,000 rental businesses and 1,000 manufacturers and suppliers, are located in every state, so you can get all the supplies you need in one stop. To make finding the rental store nearest you even easier, ARA offers RentalHQ.com, the world’s largest and most comprehensive rental store locator. Here, people planning their wedding and reception can find the rental store nearest them, read how-to tips and get ideas and inspiration for their event.

Enlist the experts

To make planning your big day even easier, some ARA member rental businesses offer Certified Event Rental Professionals (CERPs). And most offer on-site support, relieving much of the stress associated with planning a wedding. These professionals are ready and willing to share their knowledge and experience with you, from pre-wedding set-up all the way through the day of the event.

Deadlines, budgets, decor – these are all aspects of a wedding that need to be managed and sometimes are better left to the professionals. CERPs know what needs to be organized right away, and what can wait until later. They will think of that one detail that never would have crossed your mind and keep your budget in check.

Enlisting the help of a CERP from your local rental store will not only ease the stress and tension of planning an entire wedding, but it will also ensure that the wedding you always envisioned is the one you will remember for years to come. From the latest trends and themes, to innovative budget saving strategies, CERPs know the ins and outs of planning a wedding.

Don’t let the burden of planning your wedding overwhelm you as you approach one of the most memorable days of your life. Make it an enjoyable experience with the help of ARA and your local rental store.

Courtesy: ARAcontent

There are about 20,000 reported cases of Lyme disease annually in the U.S. Furthermore, the likelihood of being exposed to ticks, and subsequently to diseases transmitted by ticks, is about 10 to 20 times greater than it was 10 years ago, according to the Companion Animal Parasite Council.

Dr. Melinda Fernyhough, veterinarian and manager of scientific affairs at Hartz, offers tips on how to help your pet avoid the dangers of fleas and ticks, and considerations when purchasing and applying flea and tick treatments to ensure best results.

“Health and safety is the number-one priority for pet parents, and there are several reliable products available at your veterinarian, local retail or pet specialty store that can help keep pets free from fleas and ticks all year round,” says Fernyhough.

Choose the appropriate flea and tick treatment

Several types of products exist that can help prevent fleas and ticks – shampoos, collars, and the most popular form of protection: topicals, or spot-ons. These monthly applications go on the back of your pet’s neck or are striped down the back, depending on the manufacturer, and keep your pet pest-free for 30 days. A great example is Hartz UltraGuard Pro Flea & Tick Drops, designed to kill fleas and ticks on your pet and prevent new fleas from developing. All EPA-registered flea and tick products, whether sold in vets’ offices or through retail channels, are held to the same safety and efficacy testing standards.

Carefully follow label directions when applying topical flea and tick treatments

Make sure to follow the manufacturer’s weight recommendation – you don’t want to put too much product (or too little) on your dog by misjudging the weight. Use the entire tube on one animal – don’t split one dose between several animals. Never use a dog product on a cat, and if you have both animals, you need to keep them separated for 48 hours after applying treatments. Read the label carefully and don’t be afraid to call the manufacturer if you have questions.

Regularly check your pet for ticks to prevent permanent damage

If ticks are found on a pet, remove them with tweezers while avoiding squeezing them since that could cause disease carrying bacteria to enter your pet.

Avoid hot and humid areas for your pets

The ideal climate for fleas and ticks is approximately 55-89 degrees Fahrenheit and 50-92 percent humidity. Keep your pet away from hot, damp and wooded areas. Fleas like to hide in shady areas of the yard, so treat these areas with a product designed to kill them outdoors.

Consider a year-round flea and tick treatment for your home and pet

The best way to solve a flea and tick problem is to prevent it in the first place. Use topical drops or collars on your pet year round, regularly treat your yard, and vacuum to remove any potential flea eggs in your carpeting. Also, consider products such as Hartz Ultra-Guard Carpet Powder and Hartz Ultra-Guard Plus Flea & Tick Home Spray, formulated to kill fleas around your home and prevent new ones from developing.

To learn more, visit www.hartzultraguard.com. Through August, you can download a coupon for Hartz Ultra-Guard Pro Flea & Tick Drops on this site.

Courtesy: ARAcontent

Comments made before a vote on the Marcellus Shale Hydrofracking (Drilling) Ban Resolution, passed by the Westchester County Board of Legislators at its meeting on Monday, June 21, 2010. For more on this issue, visit: http://www.westchesterlegislators.com

County Executive Robert P. Astorino, Board Chairman Ken Jenkins of Yonkers, Vice Chairman Lyndon Williams of Mount Vernon and Legislators Alfreda Williams of Greenburgh and Vito Pinto of Eastchester joined together at a news conference to detail ways county residents can help.

The magnitude 7.0 earthquake has affected about 3 million people in Haiti – one-third of Haiti’s population – and devastated the capital city, killing an unknown number of people and destroying buildings.

“Our hearts and prayers go out to the people of Haiti and all  of their loved ones everywhere, especially here in Westchester,” said Astorino. “As this tragedy has unfolded, people across Westchester have continued to ask, ‘How can I help?’ Toward that end, we have posted information on this Web site. In the days ahead, we will monitor the situation closely to see what other ways we can help.”

Organizations for monetary donations

Organizations receiving necessities and a list of necessities

Information for residents who are trying to locate family in Haiti

The members of the Board of Legislators expressed their sympathy as well.

Jenkins said, “The thoughts and prayers of Westchester’s residents go out to the families directly affected by this tragedy. As the immediate relief effort is underway in Port-au-Prince and the surrounding areas, the Westchester County government is working with local community-based organizations, clergy leaders and caring residents from all parts of our county to identify needed resources.  As a county, we are more than ready to extend our help to the people of Haiti to the extent that we possibly can.”

Lyndon Williams noted that he is the representative to the largest population of Haitian immigrants in Westchester, saying: “I am truly saddened by the catastrophe that has hit Haiti, causing the tremendous destruction of one of the jewels of the Caribbean. At this point, the best way to help is through a financial donation. Unfortunately during times such as these there are some who try to talk advantage of the situation.  The County has compiled a list of local relief efforts for concerned residents who wish to donate their time, finances or necessities in response to the tragedy.”

Alfreda Williams said, “We should all say an additional prayer for the many selfless Westchester residents who were volunteering their time in Haiti when the earthquake occurred, and for some, whose safety is not yet known. I encourage all residents to reach out to one of the many international aid agencies currently on the ground in Haiti to ask how they may be able to help the rescue and relief effort. Westchester residents will do everything we can — as soon as we can — to help the people of Haiti recover.”

Source: www2.westchestergov.com

“In the early 1900s, there were probably only about half a million deer spread out all over the country,” says James Messina of Messina Wildlife. “Today, there are more than 15 million. Deer, it turns out, adapt quite well to life in suburbia. Keeping them away from residential and commercial landscaping can help everyone – deer and homeowners – to co-exist more happily together.”

With no place to go and not much left to eat in the dead of winter, deer can wreak havoc in your backyard and destroy new buds and leaves before they ever have a chance to grow. As seasons change, the preferred food sources of deer change as well.

Deer develop new browsing trails as food sources change with the seasons, and repeatedly follow them through the season until new food sources begin to appear. That’s when the deer drama begins ….

Whitetail deer can consume, on average, 12 pounds of foliage a day. And in the winter, when natural food sources are scarce, they’ll give homeowners more trouble than any other time of year. The more snow we get, the worse the problem becomes. A winter of consistent snow coverage is great for bulbs and perennials, but evergreens face the toughest challenge from hungry deer looking to survive.

Deer are creatures of habit, and contrary to popular belief, the majority of them do not migrate. Bucks are known to travel more than 100 miles, but does will stay within the same three to four square miles for their entire lives. This means the deer you see this year are probably the exact same deer you saw last year. It also means that once they’ve found a food source, potentially yours, they’ll be back time and time again.

Fend off deer by applying repellents before you see the damage, encouraging the deer to move along and not include your landscape in their browse buffet.

Repellents rely on deer’s strong sense of smell and range from commercial products to homemade concoctions of human hair, blood meal or chunks of deodorant soap. But traditional animal repellents have become less effective than they were decades ago, Messina notes.

“That’s because many of those repellents rely on a bad smell – like the stench of a rotting carcass – to fool animals into thinking a predator’s kill is in the area and the predator may be returning for it,” he says. “But the number of predators out there has actually declined, and deer know it. They’re much less afraid of predators, so relying on ‘scare tactics’ has a greater tendency to fail over time.”

Some deer have also built up a resistance to chemical deterrents. Plus, increasingly eco-conscious homeowners prefer not to put potentially harmful chemicals into the environment.

More homeowners are turning to organic alternatives, like Deer Stopper, a repellent formulated from plant extracts. This organic option works because it confronts deer by using their natural repulsion to certain plant smells and tastes rather than relying on fear of predator tactics.

“We know that deer will eat more than 500 different types of plants,” Messina says. “Normally, they’re quite discriminating. But in fall and winter, they become less picky and much more of a threat to suburban landscapes. Still, like many wild animals, deer rely on taste and smell to judge if a food may be harmful to them. If your backyard foliage tastes or smells unpleasant to them, one bite and they’ll move on.”

Deer Stopper by Messina Wildlife Management is the only organic repellent in the country certified by the Organic Materials Review Institute (OMRI). An effective taste deterrent, Deer Stopper is 100 percent organic and completely safe for use on all types of plants and shrubs. OMRI lists it as approved for use by organic growers. The smell- and taste-based technology also eliminates the need to use foul, odor-based repellent products, which can be quite unpleasant for homeowners’ use.

Deer Stopper actually smells good to humans. Lightly misting vegetation once a month, even during the cold and snowy winter, will keep deer away all season long.

This winter protect your plants and shrubs and create your own boundaries for foraging bucks and deer. Now you’re in control of the drama.

For more information on Deer Stopper, retail store locations and other wildlife management repellents visit www.messinawildlife.com.

Courtesy: ARAcontent

A few precautions can help protect you from serious losses and disruptions this season.

Indoor Floods

While home fires make headlines, water damage is more common and often just as severe. The most frequent cause is faulty or broken pipes. In fact, Fireman’s Fund Personal Risk Consultants see a surge in water damage during the first three months of the year, when pipes are most likely to freeze and burst. Be sure to insulate exposed pipes.

If you leave your home to spend time in warmer climates or even just a weekend on the ski slopes, always leave the heat on in your home and set it to at least 55 degrees. Don’t let high fuel prices tempt you into going lower. The pipes that come in through your foundation or run through external walls can reach temperatures much lower than the setting on your thermostat. Have someone check on your home while you are away.

A foolproof way to protect your home from broken or leaking pipes at any time of year is to install an automatic water shutoff system. Attached to your home’s main incoming water line, the device senses increased water flow caused by a burst pipe and automatically shuts the system off. Fireman’s Fund Insurance Company recommends the Leak Defense System from Sentinel Hydrosolutions. A 5 percent premium discount is available to policyholders who use this system, so let your insurance agent know if you install one.

Chimney and Furnace Fires

While fire presents a year-round risk, certain causes of fire occur more frequently during the winter. Chimneys, boilers and furnaces are particular risks. Approximately 25,000 residential fires begin in a fireplace or chimney every year, according to the Consumer Product Safety Commission.

Why so many? Over time, a layer of unburned carbon-based residues (sometimes referred to as fireplace creosote) builds up along the inside walls of your chimney and can eventually catch fire. The solution is to have a trusted, professional chimneysweep clean and inspect your chimney annually.

An annual inspection is just as important for those with furnaces and boilers. And, remember, your furnace room should never be used for general storage. Wood scraps, old books, paint, solvents and other flammable liquids are significant fire hazards and should be removed and stored elsewhere.

Ice Dams and Old Trees

Snow and ice storms can create a number of potential threats to your home. One of these is ice damming, which occurs in the days after a snowstorm.

Icicles hanging from your eaves, while they may be beautiful, usually indicate that a dangerous ice dam has formed. An ice dam is a build-up of ice that can form at the edge of your roof when snow melts but is blocked from draining. When more snow melts and is trapped behind this ice, the resulting water backup can soak through your roof and cause damage to ceilings, walls and more. The most common causes of ice dams are clogged gutters and insufficient insulation, both of which are easy to remedy.

Mature trees on your property represent another potential hazard during storms. Strong winds or frozen water that covers old branches with a heavy coat of ice can lead to failure and collapse, a clear threat to your home or other nearby structures. Have a trusted horticultural expert take a look at your property’s mature trees and prune or cut down unstable specimens.

For more advice on how to protect your home from winter’s severe weather, visit www.firemansfund.com.

Courtesy:ARAcontent

“Fires, even small ones, can quickly become out of control,” says Lou Manfredini, Ace’s “Helpful Hardware Man.” “Taking the time now to prepare your home can help save lives and money.”

Protect Your Home

Any home is susceptible to fire, and the first step to keeping your family safe is to purchase two essential items.

Fire alarms

Fire alarms are your first line of defense when it comes to fires. Make sure that you have one installed on every level of your home – even the attic. To get the most protection, install one in, or near, every bedroom.

Fire alarms use three different methods to detect fire: photoelectric, which responds to smoke; ionization, which responds to smoke and gas; and thermal, which responds to heat. When choosing an alarm, select one that utilizes more than one of the above methods.

Once the fire alarms are installed, be sure to test them once a month and change the batteries twice a year “A good reminder is to change the batteries when you change your clocks for daylight savings,” says Manfredini.

Fire extinguishers

Every home should have a fire extinguisher, specifically one that is labeled as “ABC” which means it can be used on all types of fires. Additionally, bigger is not always better when it comes to these products. It is important to select a size that fits within your appropriate storage location. “The general rule of thumb is to have one fire extinguisher on every floor of your home, especially a small one for your kitchen,” says Manfredini.

The experts also suggest keeping a fire extinguisher within 10 feet of the stove, on the same side of the kitchen that has the exit. Many fires occur in the kitchen, such as grease fires, and keeping an extinguisher nearby can help you contain the damage.

Once you have selected your fire extinguisher purchase the desired number plus one additional extinguisher for you to try out. Remember, you don’t want to have to learn how to use the extinguisher while there is a fire in your home.

Stop Fire Before It Starts

While fires can start for any number of reasons, there are two common causes that are easy to fix.

Fireplaces

There is nothing better than sitting in front of a warm fire on a cold day, but unmaintained fireplaces can be a huge hazard.

“Your chimney should be cleaned and inspected on a yearly basis,” says Manfredini. “This requires special tools and ladder work, so it’s a project that is better left to a certified chimney sweep.”

After you get your fireplace cleaned, install a chimney spark arrester that will prevent stray sparks from catching your roof on fire and a fireplace screen that will keep stray sparks from coming into your home.

Appliances

Electrical fires can occur out of nowhere, so if your appliance is emitting an unusual smell, unplug it and have someone repair it before using again. Additionally, replace frayed or cracked electrical cords and don’t overload extension cords. Never run cords under rugs.

If you find you have too many plugs going into one outlet (or extension cord), purchase a surge protector, which will keep your appliances safe should a surge occur, and keep overloaded electrical systems from catching fire.

For more home safety tips and advice, visit www.acehardware.com or stop by your neighborhood Ace Hardware store.

Courtesy:ARAcontent

The first step is to get started right away with a clean kitchen. Food-related illnesses can affect anyone – about 76 million illnesses, 325,000 hospitalizations and 5,000 deaths are caused by food-borne diseases in the United States every year, according to the Centers for Disease Control and Prevention. Without properly preparing and storing food, microorganisms can have an opportunity to grow and multiply in your kitchen.

“Cleaning out the refrigerator and freezer on a frequent basis is crucial for maintaining the safety and quality of your foods,” says Dr. Marisa Bunning, Food Science Assistant Professor at Colorado State University. “You’re using these appliances to store and protect your food, and it’s the small things, like temperature control or even the date, that can make the difference between good food and food that makes your family sick.”

Here are a couple of tips from the Institute of Food Technologists and the Partnership for Food Safety Education to start your 2010 in a healthy way:

• Begin food labeling immediately. Mark the date on everything you put into your freezer or refrigerator so you know how long it’s been in there.
• Make sure your fridge is at 40 degrees or below.
• Use freezer-safe containers or bags when storing food in the freezer.

Meat safety is also very important because meat can perish very quickly if not stored properly. Here are a few tips for meat storage:

• Consume uncooked beef stored in the freezer within three to four months, or one to two days for beef stored in the fridge.
• Soups and stews are safe for two to three months in the freezer and three to four days in the fridge.
• Keep cooked poultry up to four months in the freezer and three to four days in the fridge, but uncooked poultry should be eaten within nine months of freezing and one to two days of refrigeration.
• Freeze fresh seafood if you don’t plan to eat it within two days.

For other tips around the kitchen:

• Never defrost food at room temperature. Thaw your frozen foods in the refrigerator, in cold water or in the microwave. Food thawed in the microwave or in cold water should be cooked immediately and should not be refrozen.
• Wash your cutting boards, dishes, utensils and countertops with hot soapy water after preparing each food item, and before you cut the next item.
• Use two cutting boards, one for raw meats that you plan to cook and one for ready-to-eat foods like bread, cooked meats and fresh fruits and vegetables. Keep these boards labeled and separated so they never get mixed up – but they still need to be washed after using.
• Keep your hands clean, especially after handling raw produce. Wash your hands for at least 20 seconds with warm water and soap so you don’t contaminate any other food items in the kitchen, utensils or even family members.

Food safety is important for keeping your family healthy this year. For more tips, visit www.IFTFoodFacts.org or www.fightbac.org.

Courtesy: ARAcontent

The best way to safeguard schools against the threats and health risks posed by common, everyday pests is to use an integrated pest management (IPM) approach. IPM is defined by the federal government as a sustainable approach to pest management that combines biological, cultural, physical and chemical tools in a way that minimizes economic, health and environmental risks.

Following IPM means using a variety of control methods, not just one. When schools limit the tools available to keep pests at bay, they are limiting the overall effectiveness of pest control programs. Decisions to ban or limit products like pesticides can come at a significant cost to health and safety, as experts agree that the most effective programs are those that include the responsible use of chemical pest control products where necessary.

“There are many different kinds of pests that can show up in a classroom, cafeteria or a schoolyard, and there are usually several options available to deal with these pest problems,” says Allen James, president of Responsible Industry for a Sound Environment, also known as RISE, a national organization representing the manufacturers, formulators and distributors of pesticide and fertilizer products. “The responsible use of pesticides is one of the options needed to keep pests out of the classroom and schoolyards safe, and when applied as part of a broader IPM approach, pesticides are very effective.

“These products are thoroughly tested, regulated and registered through the U.S. Environmental Protection Agency,” James says. “They are specifically designed to target the bugs and poisonous plants that can spread disease and pose serious health threats, and they need to be available to school systems for situations where they’re the best option available.”

Sometimes, pesticides are simply the most practical solution to reduce the risk of injury or illness related to pest infestations, and the control of cockroaches is generally one such case. The presence of cockroaches has been shown to cause significant health problems, especially for young children, and cockroach populations are extremely difficult to manage without the right tools for the job.

In 2005, the National Institute of Environmental Health Science, a federal agency funded through the U.S. Department of Health and Human Services, published a report identifying cockroach allergens as the primary contributor to childhood asthma in inner-city homes. These allergens – which include roach saliva, fecal matter, secretions, cast skins and dead bodies – were found to foster the development and onset of childhood asthma.

“Cockroaches are a difficult pest to fight without the proper use of pesticides,” James explains. “When there are several people in a relatively small space, any contact with roach allergens and bacteria is going to affect more people. That kind of situation arises frequently in homes and also in schools when you get 20 or more kids in the same room for several hours each day. In that type of environment, any kind of exposure to roaches and other causes is going to get magnified.”

According to data from the American Lung Association, asthma is the leading serious chronic illness among children under the age of 18 in the United States, affecting approximately 6.8 million children nationwide. Reducing exposure to known allergens is the best way to prevent asthma development and asthma attacks, and prevention starts with the elimination of unnecessary allergens in places where children are going to be for hours on end, like schools and classrooms.

While most of the national conversation might be centered on protecting children from the H1N1 flu virus, the new bug in town is not the only one worthy of attention. With the constant risks of asthma and other pest-related health threats, schools need to carefully consider what pest control tactics make the most sense for their specific situation. Having all of the tools available is the first step toward implementing a successful pest control program that provides the best possible protection each day for children at school – both inside and outside of the classroom.

Courtesy: ARAcontent

Recent high profile crimes at some of America’s most prestigious universities offer a serious reminder to college students and their parents that campus crime is very real and can happen at big universities or small, rural college campuses.

One of the first steps that students and parents may want to take in understanding the level of crime at their college campus is to visit the Office of Post Secondary Education (OPE) Campus Security Web site at http://ope.ed.gov/security. The OPE provides crime statistics for individual institutions of higher learning, as well as for groups of schools. According to FindLaw.com, one of the world’s leading online sources of legal information, all post-secondary institutions that receive Title IV funding (those that participate in federal student aid programs) are required under the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to report alleged criminal offenses to campus security authorities and/or local police agencies. The act, in tribute to Jeanne Clery, a Lehigh University student who was murdered in her dorm room, was signed into law by President Clinton.

You can also ask for crime statistic information directly from a college or university. However, it’s important to keep in mind that this information often represents a fraction of the actual crime that takes place on a typical college campus, since many campus crimes go unreported by college students.

Here are some other tips offered by FindLaw.com on how to avoid becoming a victim of campus crime:

Become familiar with the security system at your college or university

Find out how to report a crime (such as the location of emergency call boxes); where to get crime alerts; how to access community safety officers and escorts when going to and from buildings and parking lots on campus; and where to ask for specific security procedures for your dorm if you’re living on campus.

Use alcohol with caution

The use of alcohol can make a student more vulnerable to crime, and it can increase aggressiveness in other students. According to a study by Towson State University, half of all rapes on college campuses involve alcohol. In another study by the Harvard School of Public Health, 77 percent of students who live around a binge drinker will experience at least one secondhand effect of the drinking, such as assault or receiving a DUI. It’s best to drink responsibly and in moderation. Avoid attending and especially leaving a college party alone. In addition, never accept a drink from a stranger and don’t leave a drink unattended.

Become familiar with areas immediately surrounding your college campus that may offer higher incidences of crime

Check with your campus security office about areas to avoid.

Avoid posting too much personal information on social networking site

Some social networking sites such as Facebook and MySpace  can be used by stalkers.

Write your name in permanent ink on valuables such as books, laptops, stereos and TVs

Never include other personal information such as your address, social security number or birth date, which could be used by identity thieves.

Don’t walk alone at night, and stick to well-lit streets and areas

If you believe you’re being followed, walk fast to an area where there are people or a security guard. Be aware of your surroundings at night and have your keys readily available. Avoid being one of the only or few students in a campus building by yourself. Use the security services provided by your university, such as a campus escort service.

Many schools publish student phone numbers and e-mail addresses on a Web site

Under the Family Educational Right to Privacy Act, you can ask your college or university to remove your personal information.

The overwhelming majority of rapes involve someone the victim knows

To many, it’s known as date rape. Sexual abuse is never the victim’s fault, but you can take steps to avoid it. Clearly communicate what you want and don’t want. Set your limits before you go on a date. Use caution if you and your date are using alcohol. Let a friend or roommate know with whom you’re going on a date, where you’re going and when you think you’ll be back.

Park in well-lit areas that are close to foot traffic

Roll up your windows, lock the doors and never leave valuables in plain sight, including college textbooks. Use a college escort when returning to your car when it’s dark.

Prevent dorm room burglary and other crimes by always keeping your dorm room locked, even when you’re in it

Never let a stranger into your dorm or campus apartment building. Don’t prop open doors or windows to allow friends to get in or out after curfew hours. If you see a door or window into your dorm braced open for others to get in, close the door and make sure it’s locked. Don’t loan out your room key or fob to anyone, and don’t put your name or address on your room key.

For more information about how to avoid campus crime, visit FindLaw.com.

Courtesy of ARAcontent

They tackled civil rights and women’s rights and ushered the country into the digital age of communication and entertainment media. They demanded better health care and more efficient automobiles. They worked alone and worked together to influence both their neighbors and their political leaders. Their list of achievements over the past 60-plus years is undeniably remarkable.

The boomer generation has “never just migrated through stages of life,” says Ken Dychtwald, a specialist on aging. “They always transformed them as they went . . .  boomers are not going to grow old like any generations we’ve ever seen.”

And now this cohort of baby boomers – this largest of all generations, born between 1946 and 1964 inclusively – is redefining what retirement means and is on the verge of changing the world again through active volunteerism. Sometimes referred to as the “Senior Tsunami,” this 79 million-member group will begin turning 65 in 2011 and while many now must work longer than expected, large numbers are still likely to commence rolling in waves out of the work force. This powerful tsunami will continue through 2029 and beyond.

Not content to sit on their laurels

Thankfully, the boomer generation is a generation with heart, a generation that is already stepping up, recognizing that they can leave the world a better place for their children and grandchildren. It’s a strong and healthy group with a passion for helping others. Demographers predict the boomers will live longer lives and remain in better physical condition than any predecessor generation.

So, for many, knitting afghans and raising roses will not suffice. Volunteering will become the pathway of choice for many boomers. It will provide a way for them to maintain a social network with people who express their values in similar ways. Some volunteer experiences will also offer an element of adventure – something many boomers desire – without being unsafe or disorganized.

Boomer-rich companies taking note

Thrivent Financial for Lutherans, a Fortune 500 financial services organization based in Minneapolis, Minn., has 2.6 million members of which approximately 40 percent are baby boomers. When Thrivent reached out to those members to determine what sorts of charitable activities the organization should support, the resounding reply was Habitat for Humanity. Many of these 45- to 60-something Thrivent members were already pounding nails on Habitat construction sites across the nation. They wanted Thrivent Financial to support those efforts.

Based on that information, the company formed a four-year $125 million alliance with Habitat for Humanity International, called Thrivent Builds with Habitat for Humanity. The alliance supported not only the work of the popular home-building nonprofit, it also provided an enhanced means for Thrivent members to become involved or stay involved in an active and meaningful way. Members were offered opportunities to help build homes in their own communities or they could travel in teams with like-minded people to help build homes in specific U.S. locations or abroad.

Thrivent’s approach to connecting with their own boomer members through this alliance was highly successful. They were correct in anticipating that hundreds of thousands of them would be attracted to such an action-packed opportunity. The tangible result is that in just four years a combined total of more than 2,000 homes were built in the United States and in over 30 other countries.

Retiring “to,” not “from”

Along with the sheer size of the boomer generation, its vision of an active retirement is what will spur the group on to changing the world once again. In essence, boomers imagine themselves retiring to a new life, rather than retiring from an old one. They want to be part of something larger than themselves, something they can believe in. The opportunity to contribute something valuable and lasting, to engage their interests, skills and resources, to make a difference in a modicum of time and to slot in a bit of adventure will become paramount.

One of the ways they will meet all those criteria is through volunteerism. The legacy of millions of learned, talented, self-sacrificing people stepping forward to help those less fortunate is thrilling to consider. Imagine a more compassionate world where millions are volunteering and benevolence is the new norm. Those boomers just might pull it off – based on sheer numbers, if nothing else.

Courtesy: ARAcontent

Studies show that an important emotional connection exists between pets and their owners. During times of stress or illness, the bond between a pet and owner can be particularly strong. Missy Fish is undeniable proof of this.

Fish, a two-time breast cancer survivor, leaned on the companionship of her two cats, Phoebe and Jack, during her treatments.

“They were the perfect companions when I needed them most,” Fish says. “They were silent sources of strength and empowerment.”

Fish is far from the only breast cancer survivor to attest to the power of her cat. A recent Purina Cat Chow national survey of breast cancer survivors with cats underscores this important emotional connection and relationship.

The survey found that 84 percent of women battling breast cancer said their cat had a calming effect on them during their treatment. Cats also provided daily support to the patient, according to 76 percent of survivors surveyed.

Dr. Karen Sueda, a Diplomate at the American College of Veterinary Behaviorists, says that cats are perceptive to their owner’s needs during an illness.

“Whether pet owners are fighting a disease such as breast cancer or going through a rough period in life such as job loss or financial stress, their cats often display intuitive behaviors of knowing when they need extra love and support,” says Sueda.

Inspired by one cancer survivor’s touching story of the role her cat played during her battle with cancer, Purina Cat Chow is doing its part to help the fight against breast cancer. This year, in a partnership with Susan G. Komen for the Cure, Purina Cat Chow will donate more than $200,000 to the cause and will raise awareness for breast cancer through the Purina Cat Chow Connected for the Cause campaign.

“We have heard countless stories from breast cancer patients and survivors of how they have been emotionally supported by their cats,” says Katy Laciny, Purina Cat Chow’s assistant brand manager. “Purina Cat Chow’s Connected for the Cause campaign honors this exceptional relationship and invites consumers to help us raise awareness and increase support for Susan G. Komen for the Cure so that a cure can be found.”

Susan G. Komen for the Cure is the world’s largest grassroots network of breast cancer survivors and activists fighting to save lives, empower people, ensure quality care for all and energize science to find the cures. The organization has invested $1.3 billion toward ending breast cancer, becoming the world’s largest source of non-profit funds dedicated to the fight against breast cancer.

Visit www.catchow.com/pink to hear survivor stories, read about the unique connection between survivors and their cats and share photos of support. For every picture uploaded, Purina Cat Chow will donate an additional $1 to Susan G. Komen for the Cure up to $10,000.

The Purina Cat Chow Connected for the Cause campaign culminates this October with limited-edition pink bags at grocery, mass and pet retailers nationwide in honor of National Breast Cancer Awareness Month. Products featuring pink bags include Purina Cat Chow Complete Formula and Purina Cat Chow Indoor Formula, both available in 3.5 pound and 16 pound bags.

For more information on the Purina Cat Chow Connected for the Cause campaign, go to www.catchow.com/pink.

Courtesy: ARAcontent

“In colder regions of the country, pet owners should already know that they need to make accommodations for their pets, but winter can be hard on a pet even in warmer states, like Georgia, where I work,” says Dr. Larry R. Corry, president of the American Veterinary Medical Association (AVMA). “While we don’t get a lot of snow, it does get cold in the winter, and when it gets below freezing, our recommendation is that pet owners get their pets inside.”

Here are the AVMA’s top 10 winter tips for pet owners:

1. Even if you own a sled dog, living outside during the depths of winter is very difficult. If you must keep your dog outside year round, remember that dogs must be allowed time to get acclimated to the cold with the change of the seasons. This builds up a winter coat they will need to survive. Corry recommends that dog owners with outside dogs double check to make sure their dog’s housing is well insulated, including straw or padding to sleep on.

If you want to heat a doghouse, be careful to ensure that the heat source is installed properly so that the animal cannot be hurt,” he says. “If you can’t or won’t bring the animal into your home, consider bringing it inside a garage on bitter cold days.”

2. Corry also advises pet owners to refrain from taking their pets near frozen ponds. Many dogs and cats fall through or sometimes are cast adrift on an ice float.

3. Keep your pet away from antifreeze with ethylene glycol. It’s sweet and extremely lethal, even in small doses. The AVMA provides a brochure and video on this and other household hazards and poisons.

4. Honk your horn or pound on the hood before starting your car on cold days. To a cat, a warm engine block can seem like a nice escape from cold winter winds.

5. Carbon monoxide is just as lethal to pets as it is for people. Make sure your home has a carbon monoxide detector, and, if you bring your pet from the outdoors into a garage during the winter, make sure exhaust fumes from your car aren’t allowed to build up inside.

6. Cold air is dry air, so your pet can become dehydrated easily in the winter. Give him plenty of fresh water. If the bowl of water you put outside for your dog or cat freezes, it’s of no use to the animal.

7. Road salt and ice melting products are not only irritating to the pads on your pet’s feet, but when your pet cleans itself by licking off these chemicals and ingesting them, they can cause gastrointestinal problems. Wash your pet’s feet after she’s been outdoors.

8. Consider booties for your dog’s feet. Booties help prevent ice balls between the toes that can be both painful and do damage to the toe pads.

9. Be careful about candles, space heaters and fireplaces – pets can get burned and even set the house on fire.

10. Pay close attention to your older pet in winter, especially if he suffers from arthritis. Arthritic pain is even worse in icy winds and cold temperatures. Seek the advice of your veterinarian to help your pet cope with arthritis.

For more information about animal health, visit www.avma.org.

Courtesy: ARAcontent

More information, including the brief easy-to-complete nomination form, can be found at www.volunteer-center.org.

Nominations are due January 12, 2010.

Questions? Call 914-227-9303 or email
vsa@volunteer-center.org.

Westchester County residents and small business owners who suffered damage as a result of last July’s storms can still apply for low-interest disaster loans from the U.S. Small Business Administration (SBA).  The first deadline for applications is December 1.

The SBA last month declared New York State – including Yonkers, Mt. Vernon and certain areas in the southern Westchester – a disaster area as a result of the severe storms, straight-line winds and flooding that occurred on July 6 and 7.  This disaster declaration by the SBA makes Westchester County residents and businesses in those areas hit by the storm eligible for assistance with low-interest loans.

For more information, Westchester County residents and businesses can call the SBA Disaster Assistance Customer Service Center at (800) 659-2955 or email them at disastercustomer@sba.gov and visit  www.sba.gov/services/disasterassistance