Value Research Online

Your IT fund is down. Should you hold, switch or exit?

Sat, 04 Jul 2026 11:10:00 +0530

Vaibhav Dusad, Meeta Shetty, Shibani Sircar Kurian and Sumanta Khan on whether Indian IT is dead, whether to hold your IT fund and what AI means for the sector's future.

Stop fussing over where to invest

Sat, 04 Jul 2026 10:00:00 +0530

A saver with an 8 per cent return and Rs 20,000 a month ends up with more than a skilled investor earning 14 per cent but saving Rs 12,000. Here is why amount beats alpha.

Most international funds have shut. 12 still take your SIP

Fri, 03 Jul 2026 17:04:58 +0530

Of 66 international funds tracked, 12 still accept fresh SIPs and one takes lumpsums. Here is the full list with caps and returns, and why most doors remain shut.

Fund manager changes in some schemes of Samco Mutual Fund

Fri, 03 Jul 2026 16:07:04 +0530

Samco Mutual Fund has declared change in the fund managers of its few schemes

Fund manager changes in some schemes of Motilal Oswal Mutual Fund

Fri, 03 Jul 2026 16:03:52 +0530

Motilal Oswal Mutual Fund has declared change in the fund managers of its few schemes

Perfect Timing vs a Plain SIP

Fri, 03 Jul 2026 16:00:00 +0530

For 25 years, one investor bought at the lowest price every single month. The other just invested on the 10th. Who came out ahead?................

Step-Up SIP: Why a Bigger Corpus Doesn't Mean a Better Return

Fri, 03 Jul 2026 15:14:08 +0530

A Step-Up SIP increases your investment amount, not your return rate. Learn why it creates a bigger corpus through higher contributions – not better performance.

Index Fund Common Mistakes: A Complete Guide

Fri, 03 Jul 2026 15:08:14 +0530

A higher-return index fund isn't always better. Learn why tracking difference, not benchmark outperformance or low fees, is the key to choosing the right index fund.

Should You Continue Your SIP During a Market Crash? A Complete Guide

Fri, 03 Jul 2026 15:01:20 +0530

Stopping your SIP during a market crash could cost more than you think. Learn how lower NAVs, rupee-cost averaging, and smart timing affect long-term wealth.

Why Your Risk Tolerance Isn't One Number

Fri, 03 Jul 2026 14:47:32 +0530

A risk tolerance quiz captures how you feel about markets right now, not what your finances can survive. Here's the difference, explained simply.

Exit Load and Mutual Fund Tax: How the Two Charges Actually Interact

Fri, 03 Jul 2026 14:42:32 +0530

A 1 per cent exit load looks painful, but 20 per cent short-term capital gains tax usually costs far more. Here's how the two separate charges actually work.

Problems with NPS: what actually goes wrong, and what doesn't

Fri, 03 Jul 2026 14:26:18 +0530

PFRDA quietly cut the NPS mandatory annuity from 40 per cent to 20 per cent for normal exit in December 2025. Here's what it means for your retirement math & taxes.

PPF's real return is 11 per cent, not 7.1 per cent, with the tax deduction

Fri, 03 Jul 2026 14:07:00 +0530

PPF's 7.1 per cent rate isn't the full story. See how the Section 80C deduction lifts a 30 per cent-bracket investor's real return to nearly 11 per cent, risk-free.

NSE IPO failed in 2016. Its return is remarkable, so is risk

Fri, 03 Jul 2026 11:42:23 +0530

NSE's options revenue fell 17 per cent after SEBI's derivatives rules. The business is exceptional but 60 per cent of revenue depends on the segment regulators are shrinking.

Your PF on UPI: What changes, and what to do first

Thu, 02 Jul 2026 20:27:02 +0530

EPFO 3.0 will allow PF withdrawal through UPI and ATMs, but one in five claims fails over mismatched records. The four checks to run on the member portal now.

Direct plans cost less. Switching to them might not be free

Thu, 02 Jul 2026 18:38:54 +0530

Switching to a direct plan triggers capital gains tax on existing gains. Exit loads no longer apply. Here is how to switch across four routes and what to do with your SIP.

Income distribution under some schemes of Axis Mutual Fund

Thu, 02 Jul 2026 15:41:11 +0530

Axis Mutual Fund has declared income distribution under its few schemes

Income distribution cum capital withdrawal under two schemes of Franklin Templeton Mutual Fund

Thu, 02 Jul 2026 15:41:08 +0530

Franklin Templeton Mutual Fund has declared income distribution under its few schemes

Invesco Mutual Fund announced income distribution under its Invesco India Balanced Advantage Fund

Thu, 02 Jul 2026 14:31:57 +0530

Invesco Mutual Fund has announced income distribution under its Invesco India Balanced Advantage Fund

Income distribution cum capital withdrawal in few schemes of ICICI Prudential Mutual Fund

Thu, 02 Jul 2026 14:31:54 +0530

ICICI Prudential Mutual Fund has declared income distribution under its few schemes