Value Research Online

The AI bubble question

Sat, 18 Jul 2026 10:00:00 +0530

Is AI a bubble? The answer matters less than how you invest. Learn why bubbles are driven by investor behaviour, not technology, and how to avoid costly mistakes.

When a mutual fund investor dies

Fri, 17 Jul 2026 22:41:39 +0530

SEBI and AMFI have fixed the three most common reasons inheritance claims get stuck. Here is the full process for nominees, joint holders and legal heirs to claim units.

A wedding, a crisis and a money lesson

Fri, 17 Jul 2026 17:53:54 +0530

Goal-based SIPs help you invest for retirement, emergencies and life's milestones with the right mutual funds. Here's why investing with a purpose matters.

Change in benchmark of Kotak FMP Series 304 - 3119 Days

Fri, 17 Jul 2026 16:28:51 +0530

Kotak Mahindra Mutual Fund has announced change in benchmark of Kotak FMP Series 304 - 3119 Days

Change in minimum redemption amounts in various schemes of Bank of India Mutual Fund

Fri, 17 Jul 2026 16:15:18 +0530

Bank of India Mutual Fund has announced change in minimum redemption amounts in its various schemes

How Much Equity in Retirement?

Fri, 17 Jul 2026 16:00:00 +0530

The 'safe' choice may be the riskiest one in retirement..........................................................................................

What is an STP in mutual funds, and how does it work?

Fri, 17 Jul 2026 14:00:04 +0530

An STP still taxes every single transfer out of a debt fund into an equity fund. Here is how STP works, its three variants, and the tax bill most investors overlook.

Why Your Mutual Fund Statement's Absolute Returns Can Mislead You

Fri, 17 Jul 2026 13:56:41 +0530

Your mutual fund statement's absolute return hides how long you were actually invested. See why CAGR and XIRR give a far truer picture of your investment gains.

3 Lessons from 5-Year Mutual Fund Performance Cycles

Fri, 17 Jul 2026 13:52:46 +0530

A five-year mutual fund return hides its own story. See why rolling returns, mid-cycle slumps, and the market cycle matter more than the headline CAGR.

3 Withdrawal Scenarios: When PPF Beats EPF (and Vice Versa)

Fri, 17 Jul 2026 13:47:38 +0530

A medical emergency, a job loss, and 15-year maturity all test PPF and EPF differently. See 3 real scenarios that decide which fund you should lean on.

Certificate of Deposit vs Fixed Deposit: What Actually Differs?

Fri, 17 Jul 2026 13:42:09 +0530

FDs are retail-friendly and DICGC-insured up to Rs 5 lakh. CDs are wholesale, dematerialised instruments that are harder to exit before maturity. See what differs

The last global fund taking new SIPs

Fri, 17 Jul 2026 10:24:26 +0530

Every international fund bar one has now shut to fresh SIPs. Here is the state of the market, why ETF premiums are distorting returns and which funds trade above their NAV.

Half of SME IPOs sink. Your odds are even worse

Fri, 17 Jul 2026 09:45:07 +0530

Half of SME IPOs trade below their issue price. But the odds worsen when measured from listing price. Here's what the full data reveals before you invest.

Caliber Mining IPO: Earns cash fast, borrows faster

Thu, 16 Jul 2026 18:38:06 +0530

Caliber Mining IPO has a strong Coal India-linked order book, but rising debt and heavy capex raise concerns. Should you subscribe? Read our analysis.

Exit load change in few schemes of Bank of India Mutual Fund

Thu, 16 Jul 2026 18:06:25 +0530

Bank of India Mutual Fund has declared change in exit load in few schemes

Ray Dalio's worst bet, Delhi rain & the limits of prediction

Thu, 16 Jul 2026 17:42:15 +0530

Ray Dalio's biggest investing mistake shows why market forecasts often fail. Learn how to build a portfolio that can withstand uncertainty instead of chasing predictions.

PPF vs EPF: Tax Treatment, Lock-in and Withdrawal Rules Compared

Thu, 16 Jul 2026 16:17:15 +0530

Compare PPF vs EPF on tax benefits, lock-in, withdrawals, interest rates and eligibility. Learn which retirement savings option suits you best in 2026.

Short selling didn't get easier in 2024. It got more paperwork.

Thu, 16 Jul 2026 16:10:47 +0530

Learn how short selling works in India. Compare cash market, F&O, and SLB, understand SEBI's 2024 rules, holding periods, and key risks before trading.

Is the Stock Market Safe Right Now? A Framework for Deciding

Thu, 16 Jul 2026 16:05:35 +0530

Is it safe to invest in the stock market now? Learn how to assess market risk using asset allocation, valuations, and your investment timeline—not predictions.

Stock Market vs Mutual Funds: Which Should You Choose First?

Thu, 16 Jul 2026 14:39:10 +0530

Should you invest in stocks or mutual funds first? Compare risk, returns, capital needs, and investing skills to make the right choice as a beginner.