Value Research Online

FD vs Debt Mutual Fund After Retirement

Tue, 14 Apr 2026 16:53:40 +0530

FD TDS cuts compounding yearly, while debt funds defer tax. On Rs 50 lakh, retirees may lose Rs 1.5 lakh over 5 years. See which option works better after tax.

Early Retirement India: 3.5 per cent SWR Corpus Check

Tue, 14 Apr 2026 16:48:37 +0530

At 3.5 per cent SWR, Rs 1 crore gives Rs 29K/month–far from enough for 40+ years. Check your India-adjusted retirement corpus for ages 40–50 before you quit.

Rs 1 Cr Generates Rs 29,167 a Month. That Isn't Retirement.

Tue, 14 Apr 2026 15:26:17 +0530

At a 3.5 per cent SWR, Rs 1 crore yields Rs 29,167 per month. See why this falls short of real retirement needs in India and what corpus you actually need.

Face Value change in a fund of Invesco India Mutual Fund

Tue, 14 Apr 2026 11:47:42 +0530

Invesco India Mutual Fund changes face value of it’s Invesco India Gold Exchange Traded Fund

Fund manager changes in some schemes of ITI Mutual Fund

Tue, 14 Apr 2026 11:03:21 +0530

ITI Mutual Fund has declared change in the fund managers of its few schemes

Stalls, drops and gains: A rider's guide to investing

Tue, 14 Apr 2026 10:00:00 +0530

Starting at 35 with a Rs 10,000 SIP stepped up 10 per cent annually still builds Rs 3.94 crore by 60. The perfect moment never comes. Only today is available to you.

This mid-cap fell 60% from peak. Yet, it's business as usual

Mon, 13 Apr 2026 19:54:20 +0530

KPIT peaked at over 80 times earnings. It now trades at 25 times. Revenue hit record highs. Margins held. We look at what actually went wrong, and what has to change for a re-rating.

Healthcare Eats 62% of the Average Indian Retirement Corpus

Mon, 13 Apr 2026 13:54:37 +0530

Medical inflation at 14% annually means that 62% of the average Indian retirement corpus is spent on healthcare. A Rs 1 crore corpus effectively leaves Rs 38 lakh.

Rs 1 Crore at Retirement: Why SWP May Run Out Before You Do.

Mon, 13 Apr 2026 10:32:58 +0530

Sequence of returns risk means your Systematic Withdrawal Plan corpus can run out a decade early. Why SWP is not a pension and what guaranteed alternatives exist.

India's ethanol sector grew. The profits didn't follow

Mon, 13 Apr 2026 10:00:00 +0530

Ethanol prices on two key routes have been unchanged since 2022. Costs kept climbing. Here's why distillery margins fell as volumes grew — and what signal to watch.

More funds from the same AMC won't diversify your portfolio

Sun, 12 Apr 2026 10:00:00 +0530

When two funds share over 50 per cent of holdings, adding a third from the same AMC doesn't spread risk; it compounds it. Here’s why it happens and why it matters.

The hidden flaw in passive portfolios

Sat, 11 Apr 2026 11:15:00 +0530

Passive investing isn't risk-free. Overlapping index funds, poor diversification, and behavioral mistakes can quietly erode long-term returns over the years.

When the system itself is the risk

Sat, 11 Apr 2026 10:00:00 +0530

Rising margin trading leverage exposes a hidden systemic risk where herd behaviour, not individuals, drives market crashes and forced selling cycles today.

8 Years of SIPs but No Growth? Here's What You Missed

Fri, 10 Apr 2026 17:31:23 +0530

Flat SIP returns after 8 years? Learn why absolute returns mislead, how XIRR shows the truth, and whether your mutual fund, timing, or costs are the real issue.

Fundamental attributes changes in Bank of India Multi Asset Allocation Fund

Fri, 10 Apr 2026 17:19:56 +0530

Bank of India Mutual Fund has announced change in the fundamental attributes of its Bank of India Multi Asset Allocation Fund

Is Rs 2 Crore Enough to Retire? Ask This Instead

Fri, 10 Apr 2026 16:49:16 +0530

Rs 2 crore isn’t a universal retirement number. Calculate your real monthly expenses, inflation impact, and true corpus needed for long-term financial security.

Where to Park Your Money After Selling a House

Fri, 10 Apr 2026 16:00:00 +0530

Sold your house and are unsure where to put the money? A 3 per cent return gap on Rs 1 crore costs you Rs 3 lakh a year. See how to split the proceeds smartly.

Sensex fell 11.5%. Investors put in Rs 40,450 crore anyway

Fri, 10 Apr 2026 13:50:57 +0530

Markets dropped hard in March 2026. Investors didn't flinch; Rs 40,450 crore flowed into equity funds. Here's what the numbers reveal about how retail India now behaves in a crash.

Roll over of Some Schemes in DSP Mutual Fund

Thu, 09 Apr 2026 17:55:01 +0530

DSP Mutual Fund has purpose of re-setting maturity of following Fixed Maturity Plan.

India's grids are booming. Here's what investors are missing

Thu, 09 Apr 2026 10:00:00 +0530

India’s grid modernisation offers a massive opportunity, but not all equipment stocks benefit equally. Understand the risks, execution challenges and what investors should focus on.