Value Research Online

Protect your goals from yourself

Sat, 25 Jul 2026 10:00:00 +0530

Pooling all your investments may seem efficient, but it can also weaken financial discipline. Here is why goal-based investing still works today.

Small-cap valuations look expensive. Most small-cap stocks don't.

Fri, 24 Jul 2026 18:31:45 +0530

Learn how to screen small-cap stocks in 2026 using growth, ROCE, balance-sheet strength, ownership and valuation filters to identify quality businesses.

Best Passive Funds for SIP in 2026: Nifty, Sensex, or Factor?

Fri, 24 Jul 2026 18:26:51 +0530

Compare Nifty 50, Sensex, Nifty 500 and factor funds for SIPs in 2026. Understand returns, risk, volatility and which passive strategy may suit you.

ITR Filing Deadline: What It Means for Your Active Fund Portfolio

Fri, 24 Jul 2026 18:20:39 +0530

Every switch and SWP in your active fund portfolio is taxable. See what the July 31 ITR deadline means for your gains, losses, and this year's tax bill.

A 7 per cent savings account can still lose money in real terms.

Fri, 24 Jul 2026 18:05:33 +0530

A 7% savings account may still lose purchasing power after tax and inflation. Learn why automation isn't capital preservation and what alternatives to consider.

Automated SIP Step-Up vs Manual Top-Ups: Which Builds Rs 1 Crore Faster?

Fri, 24 Jul 2026 17:53:52 +0530

A Rs 30,000 SIP hits Rs 1.51 crore flat, Rs 2.58 crore stepped up 10 per cent yearly. See why manual top-ups usually fall short. Run your own numbers.

New Fund Offer - Not a cheaper fund.

Fri, 24 Jul 2026 16:00:00 +0530

What actually decides whether it's a good investment?............................................................................................

No global fund will start your SIPs; ETFs cost extra

Fri, 24 Jul 2026 14:57:11 +0530

All international mutual funds have stopped new SIP registrations. Here's why, what options remain, and the hidden cost of investing through global ETFs.

Missing the July 31 ITR deadline costs more than a fine

Fri, 24 Jul 2026 11:18:32 +0530

Missing the ITR filing deadline can cost more than a late fee. Understand how it affects capital losses, tax regime choices and future tax savings.

Does the Rs 1.25 lakh LTCG exemption apply to SGBs?

Thu, 23 Jul 2026 18:41:18 +0530

The Rs 1.25 lakh long-term capital gain exemption does not apply to Sovereign Gold Bonds. Here's how SGBs are taxed on exchange sales and at maturity.

LIC Mutual Fund announced income distribution under its LIC MF Aggressive Hybrid Fund

Thu, 23 Jul 2026 16:57:10 +0530

LIC Mutual Fund has announced income distribution under its LIC MF Aggressive Hybrid Fund

Fund manager revisions in a few schemes of Groww Mutual Fund

Thu, 23 Jul 2026 16:48:52 +0530

Groww Mutual Fund has declared change in the fund managers of its few schemes

Temporary suspension of subscriptions in Baroda BNP Paribas Aqua FoF

Thu, 23 Jul 2026 16:16:45 +0530

Baroda BNP Paribas Mutual Fund announced temporary suspension of subscriptions in its Aqua FoF

5 Post-Tax Savings Returns Realities High Earners Must Know in 2026

Thu, 23 Jul 2026 13:53:04 +0530

Discover five post-tax savings realities for high earners in 2026, comparing FDs, PPF, debt mutual funds, arbitrage mutual funds and employer NPS after tax.

Rs 5 Lakh in Savings Loses Rs 9,400 a Year: The FY26 Inflation Math

Thu, 23 Jul 2026 12:13:43 +0530

See how Rs 5 lakh in a 2.50% savings account can lose Rs 9,400 in purchasing power against 4.38% inflation, and explore better options for idle cash.

The 4-Step Cash Flow Reset: Integrating Liquidity Management and Goal Bucketing

Thu, 23 Jul 2026 12:06:38 +0530

Learn a four-step cash flow reset to build your liquidity tier, create goal-based investment buckets, match asset allocation to timelines and review your plan.

Debt-to-Income Ratio Limits Every Net Worth Tracker Should Set in 2026

Thu, 23 Jul 2026 12:01:34 +0530

Learn the ideal debt-to-income ratio for 2026, how DTI differs from FOIR and debt-to-asset ratio, and why keeping EMIs below 35% can protect wealth.

Is Rupee Cost Averaging Failing in Continuous Bull Markets?

Thu, 23 Jul 2026 11:54:37 +0530

A 2025 Nifty SIP earned 6.24 per cent versus 10.51 per cent for a lump sum investment. Here is what that gap actually means and what your SIP should do right now.

Exit load revisions in few schemes of ICICI Prudential Mutual Fund

Thu, 23 Jul 2026 11:32:41 +0530

ICICI Prudential Mutual Fund has declared change in exit load in few schemes

Fund manager changes in the AlphaGrep Multi Asset Allocation Fund

Wed, 22 Jul 2026 18:55:38 +0530

AlphaGrep Mutual Fund has announced change in the fund manager in its AlphaGrep Multi Asset Allocation Fund