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				<p>VAMortgageCenter is one of the leading VA loan educational resources for Veterans, military members and their families.<br /></p>
<p>Founded in 2003, VAMortgageCenter was a leading VA-approved lender before transitioning lending activities to Veterans United Home Loans. Now VAMortgageCenter.com provides information, resources and tools to assist our nation's Veterans throughout the home loan process.</p>
<p>Our staff includes current and former service members, Veterans, military spouses and passionate civilians.</p>
<p>VAMortgageCenter has been featured by respected organizations, including the <a target="_blank" href="https://www.nytimes.com/2010/06/27/realestate/27mort.html" rel="noreferrer noopener">New York Times</a>, Los Angeles Times and Chicago Tribune.</p>
<p>VAMortgageCenter is part of the Veterans United Home Loans family of brands. We strive to provide useful education on the VA loan to help Veterans make the best financial decisions with the benefits they've earned through service.</p>
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0 0 1 4-3.6 11 11 0 0 1 5.6-1.4c2.5 0 4.3.7 5.4 2 1.1 1.4 1.6 3 1.6 5V78a110.9 110.9 0 0 1-.6 10.5 42.2 42.2 0 0 1-2 7.9v.2H845v-.2a34.1 34.1 0 0 1-2-7.9c-.3-1.4-.5-3-.6-4.7l-.1-6V60.3c0-4.3-1.3-7.7-4-10.2a15.2 15.2 0 0 0-10.8-3.7 19.2 19.2 0 0 0-11 3.2 20.6 20.6 0 0 0-6.2 6.4l-.5-.1v-10l-20.7 5.8v.1a21 21 0 0 1 4.5 7.3c.9 2.5 1.3 5.8 1.3 9.8v9a83 83 0 0 1-.7 10.7 34.9 34.9 0 0 1-2.2 7.8v.2Zm61 0h21.8v-.2a32.8 32.8 0 0 1-2.6-6.8 56 56 0 0 1-1-9.8V20.6l-21 5.8v.3c2 2.2 3.5 4.5 4.3 7.1 1 2.6 1.4 5.9 1.4 9.8v36.1a58.3 58.3 0 0 1-.9 10 30 30 0 0 1-2 6.7v.2Zm54.1 0v-.2a21.7 21.7 0 0 1-5-4.6c-1.3-1.8-2.8-4-4.3-6.6l-12.2-21.5 4.9-4.5 6.8-5.9a42 42 0 0 1 8.2-5.1v-.3h-19.3v.2a9.3 9.3 0 0 1 1.5 6c-.1 2.3-1.3 4.5-3.6 6.5L872.4 71l14.4 25.5h20.4Z\"/><path id=\"neighborsBankHouse\" fill=\"#73c271\" d=\"M151.8 90.5h5v.9h-2v5h-1v-5h-2v-.9Zm8.5 5.9-1.6-4v4h-1v-5.9h1.2l1.8 4.6 1.8-4.6h1v6h-.9v-4.2l-1.6 4.1h-.7ZM91.9 0 73.4 15 54.2 0 0 43.4v53h30.1V58l49.5 38.6h8.3V48.2h-8v38.1L30.7 48.2H22v40.3H8V47.3l46.3-37 47.5 37v49.2h45.7V43.4L91.9 0Zm47.6 88.4h-29.7v-45L80 20l12-9.7 47.6 37v41.1Z\"/></svg></div><p class=\"fmcty-field-description\">We’ve partnered with Neighbors Bank to better serve civilian homebuyers. Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans United family of companies and provides personalized financing solutions and top-rated customer service for homebuyers like yourself.</p><a href=\"https://www.neighborsbank.com/lp/downpayment?src=&adg=\" class=\"fmcty-button\">Get More Information &rarr;</a></div>","required": true,"value" : 1,},"down_payment_notice_html_nb" : {"type": "html","content" : "<div class=\"fmcty-label\"><p>Without military experience most loans <strong>require at least 3% down.</strong></p></div><p class=\"fmcty-field-description\">We’ve partnered with Neighbors Bank to better serve civilian homebuyers. Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans United family of companies and provides personalized financing solutions and top-rated customer service for homebuyers like yourself.</p><div class=\"fmcty-radio-option field-stacked\"><a class=\"fmcty-radio-option-label\" href=\"www.neighborsbank.com/lp/downpayment?src=&adg=\">Get More Information</a></div>"},"property_search" : {"label" : "Where are you looking to buy?","description" : "City or Zip Code","type": "text","invalidMsg": "Please enter a valid location.","placeholder" : "City or Zip Code","attr": "autocomplete=\"off\" aria-describedby=\"footer_form_init_prop_search_instr\" aria-owns=\"footer_form_prop_search_results_box\" aria-expanded=\"false\" aria-autocomplete=\"both\""},"property_zip" : {"type": "hidden"},"property_city" : {"type": "hidden"},"property_state" : {"type" : "hidden","required" : true,"invalidMsg": "Please enter a valid US location."},"property_state_select" : {"label": "Where will you be living?","type" : "select","required" : true,"attr": "autocomplete=\"fmcty_off\"","placeholder" : "Select the property location&hellip;","onChange" : "setPropertyState","options" : [[ "AL" , "Alabama" ],[ "AK" , "Alaska" ],[ "AZ" , "Arizona" ],[ "AR" , "Arkansas" ],[ "CA" , "California" ],[ "CO" , "Colorado" ],[ "CT" , "Connecticut" ],[ "DE" , "Delaware" ],[ "DC" , "District of Columbia" ],[ "FL" , "Florida" ],[ "GA" , "Georgia" ],[ "HI" , "Hawaii" ],[ "ID" , "Idaho" ],[ "IL" , "Illinois" ],[ "IN" , "Indiana" ],[ "IA" , "Iowa" ],[ "KS" , "Kansas" ],[ "KY" , "Kentucky" ],[ "LA" , "Louisiana" ],[ "ME" , "Maine" ],[ "MD" , "Maryland" ],[ "MA" , "Massachusetts" ],[ "MI" , "Michigan" ],[ "MN" , "Minnesota" ],[ "MS" , "Mississippi" ],[ "MO" , "Missouri" ],[ "MT" , "Montana" ],[ "NE" , "Nebraska" ],[ "NV" , "Nevada" ],[ "NH" , "New Hampshire" ],[ "NJ" , "New Jersey" ],[ "NM" , "New Mexico" ],[ "NY" , "New York" ],[ "NC" , "North Carolina" ],[ "ND" , "North Dakota" ],[ "OH" , "Ohio" ],[ "OK" , "Oklahoma" ],[ "OR" , "Oregon" ],[ "PA" , "Pennsylvania" ],[ "RI" , "Rhode Island" ],[ "SC" , "South Carolina" ],[ "SD" , "South Dakota" ],[ "TN" , "Tennessee" ],[ "TX" , "Texas" ],[ "UT" , "Utah" ],[ "VT" , "Vermont" ],[ "VA" , "Virginia" ],[ "WA" , "Washington" ],[ "WV" , "West Virginia" ],[ "WI" , "Wisconsin" ],[ "WY" , "Wyoming" ]],"disabledOptions" : ["NV",]},"state_unavailable_notice" : {"type": "hidden","required": true},"state_unavailable_notice_html" : {"type": "html","content" : "<div class=\"fmcty-label\">New York Homebuyers:</div><p>Due to state regulations, we are not able to accept home loan inquiries for New York properties on this site. If you are interested in a property in another area, you may hit Back and enter a different location.</p>"},"when_loan" : {"label": "When do you plan to buy?","type" : "radio","required" : true,"placeholder" : "Select your timeframe&hellip;","options" : [[ "offer pending" , "ASAP: Offer Pending" ],[ "within a month" , "Within a Month" ],[ "2 to 3 months" , "2 - 3 Months" ],[ "3 to 6 months" , "3 - 6 Months" ],[ "over 6 months" , "6+ Months" ],[ "no time frame" , "Not Sure" ]]},"preventing_loan" : {"label": "What prevents you from buying your new home today?","type" : "radio","required" : true,"class" : "field-stacked","options" : [[ "credit" , "My credit rating is too low" ],[ "income" , "My income is too low" ],[ "under_lease" , "I am locked in a rent/lease" ],[ "new_city" , "I am transferring to a new location" ],[ "still_looking" , "I haven&rsquo;t found a home yet"],[ "other" , "Other" ]]},"property_value" : {"label": "What is your price range?","description": "(An estimate is fine)","type" : "radio","required" : true,"options" : [[ "700001" , "$700K or more" ],[ "700000" , "$600K - $700K" ],[ "600000" , "$500K - $600K" ],[ "500000" , "$400K - $500K" ],[ "400000" , "$350K - $400K" ],[ "350000" , "$300K - $350K" ],[ "300000" , "$250K - $300K" ],[ "250000" , "$200K - $250K" ],[ "200000" , "$150K - $200K" ],[ "150000" , "$100K - $150K" ],[ "90000", "under $100K" ],[ "150001" , "I don&rsquo;t know"]],"onChange" : "calculateDownPayment",},"home_value" : {"label": "What is the value of your home?","description": "(An estimate is fine)","required" : true,"type" : "radio","options" : [[ "700001" , "$700K or more" ],[ "700000" , "$600K - $700K" ],[ "600000" , "$500K - $600K" ],[ "500000" , "$400K - $500K" ],[ "400000" , "$350K - $400K" ],[ "350000" , "$300K - $350K" ],[ "300000" , "$250K - $300K" ],[ "250000" , "$200K - $250K" ],[ "200000" , "$150K - $200K" ],[ "150000" , "$100K - $150K" ],[ "90000", "under $100K" ],[ "150001" , "I don&rsquo;t know"]],"invalidMsg": "Please enter a valid dollar amount.","onChange": "calcRefiLtv",},"down_payment" : {"label": "How much of a down payment would you like to make?","description": "","type" : "radio","required" : true,"options" : [[ "0" , "0%" ],[ "3.5" , "3.5%" ],[ "5" , "5%" ],[ "10" , "10%" ],[ "15" , "15%" ],[ "20" , "20%" ],[ "21" , "More than 20%" ]]},"credit_rating" : {"label": "What is your current credit score?","type" : "radio","required" : true,"options" : [["Excellent" , "Excellent (720+)"],["Good", "Good (680-719)"],["Fair", "Fair (620-679)"],["Below Average" , "Below Average (600-619)"],["Poor", "Poor (Below 600)"],["unknown" , "I don&rsquo;t know"]],},"current_rate" : {"label": "What is your current mortgage interest rate?","type" : "select","required" : true,"placeholder" : "Select your current interest rate&hellip;","options" : [[ "2.99" , "under 3%" ],[ "3" , "3%" ],[ "3.125" , "3.125%" ],[ "3.25" , "3.25%" ],[ "3.375" , "3.375%" ],[ "3.5" , "3.5%" ],[ "3.625" , "3.625%" ],[ "3.75" , "3.75%" ],[ "3.875" , "3.875%" ],[ "4" , "4%" ],[ "4.125" , "4.125%" ],[ "4.25" , "4.25%" ],[ "4.375" , "4.375%" ],[ "4.5" , "4.5%" ],[ "4.625" , "4.625%" ],[ "4.75" , "4.75%" ],[ "4.875" , "4.875%" ],[ "5" , "5%" ],[ "5.125" , "5.125%" ],[ "5.25" , "5.25%" ],[ "5.375" , "5.375%" ],[ "5.5" , "5.5%" ],[ "5.625" , "5.625%" ],[ "5.75" , "5.75%" ],[ "5.875" , "5.875%" ],[ "6" , "6%" ],[ "6.125" , "6.125%" ],[ "6.25" , "6.25%" ],[ "6.375" , "6.375%" ],[ "6.5" , "6.5%" ],[ "6.625" , "6.625%" ],[ "6.75" , "6.75%" ],[ "6.875" , "6.875%" ],[ "7" , "7%" ],[ "7.125" , "7.125%" ],[ "7.25" , "7.25%" ],[ "7.375" , "7.375%" ],[ "7.5" , "7.5%" ],[ "7.625" , "7.625%" ],[ "7.75" , "7.75%" ],[ "7.875" , "7.875%" ],[ "8" , "8%" ],[ "8.125" , "8.125%" ],[ "8.25" , "8.25%" ],[ "8.375" , "8.375%" ],[ "8.5" , "8.5%" ],[ "8.625" , "8.625%" ],[ "8.75" , "8.75%" ],[ "8.875" , "8.875%" ],[ "9" , "9%" ],[ "9.125" , "9.125%" ],[ "9.25" , "9.25%" ],[ "9.375" , "9.375%" ],[ "9.5" , "9.5%" ],[ "9.625" , "9.625%" ],[ "9.75" , "9.75%" ],[ "9.875" , "9.875%" ],[ "10" , "10%" ],[ "10.01" , "over 10%" ],[ "5.01" , "I don't know" ]]},"balance" : {"label": "How much do you currently owe on your home mortgage?","type" : "currency","required" : true,"attr": "size=\"11\" maxlength=\"11\" pattern=\"[0-9]*\"","invalidMsg": "Please enter a valid dollar amount.","onChange": "calcRefiLtv",},"refi_ltv" : {"type": "hidden","onChange": "calcRefiTotalLoanAmount"},"refi_total_loan_amount" : {"type": "hidden"},"refi_ltv_message" : {"type": "hidden","label" : "<div class=\"fmcty-notice-message continue\"><p class=\"fmcty-label\">Your loan-to-value ratio is too high</p><p class=\"fmcty-field-description\">Based on the information provided, your loan-to-value ratio is too high for a Cash-Out refinance with Veterans United.<br/><a href=\"https://www.veteransunited.com/education/entitlement/va-cash-out-refinance/\" target=\"_blank\" class=\"button text\">Learn more about VA Cash-Out Refinancing</a></p><p class=\"fmcty-label sm\">Would you still like to see if we can lower your interest rate?</p></div>","required": true,"value" : 1},"ny_opq_message" : {"type": "hidden","label" : "<div class=\"fmcty-notice-message redirect\"><p class=\"fmcty-label\">Thank you for coming to Veterans United Home Loans!</p><p class=\"fmcty-field-description\">To continue your home loan request, please continue to our secure, online mortgage preapproval system.</p><a href=\"https://my.veteransunited.com/get-approved?adg=nyopq&lead_source_code=Web&campaign=3739858D-3291-EA11-A811-000D3A98D873&src=footer_form&referring_website=https://www.vamortgagecenter.com/about/\" class=\"fmcty-button\">Get Preapproved Online &rarr;</a></div>","required": true,"value" : 1,},"tx_cashout_message" : {"type": "radio","label" : "<div class=\"fmcty-notice-message continue\"><p class=\"fmcty-label\">Refinance options are limited in Texas</p><p class=\"fmcty-field-description\">Due to state restrictions, we do not offer cash-out or debt consolidation refinances in the state of Texas.</p><p class=\"fmcty-label sm\">Would you still like to see if we can lower your interest rate?</p></div>","required": true,"class" : "field-stacked","options" : [[ "1" , "Yes, continue" ],],"onChange" : "txCashout"},"currentva" : {"label": "Do you currently have a VA Loan?","type" : "radio","required" : true,"class" : "field-stacked","options" : [[ "yes" , "Yes, I currently have a VA loan" ],[ "no" , "No, I do not currently have a VA Loan" ]]},"property_type" : {"label": "What type of property are you buying?","type" : "radio","required" : true,"options" : [[ "single" , "Single-Family Home" ],[ "condominium" , "Condominium" ],[ "townhome" , "Town Home" ],[ "multifamily" , "Multi-Family" ],[ "manufactured" , "Mobile / Manufactured" ],[ "new construction" , "New Construction" ],[ "other" , "Other" ]]},"manufactured_own" : {"label": "Will you own or rent the land your home is on?","description" : "Your lender will use this information to determine what kind of loan is right for you.","type" : "radio","required" : true,"options" : [[ "own" , "Own" ],[ "rent" , "Rent" ]]},"property_use" : {"label": "How will this property be used?","type" : "radio","required" : true,"class" : "field-stacked","options" : [[ "primary" , "Primary Residence" ],[ "secondary" , "Secondary / Vacation Home" ],[ "investment" , "Investment Property" ],[ "other" , "Other" ]]},"living_situation" : {"label" : "What\u0020best\u0020describes\u0020your\u0020living\u0020situation\u003F","type" : "radio","required" : true,"class" : "field-stacked","options" : [[ "own" , "I\u0020currently\u0020\u003Cspan\u003Eown\u003C\/span\u003E\u0020a\u0020home" ],[ "rent" , "I\u0020am\u0020currently\u0020\u003Cspan\u003Erenting\u003C\/span\u003E" ],[ "other" , "Other" ]],},"email" : {"label" : "What is your email address?","type": "email","required": true,"attr": 'autocomplete=\"email\"',"placeholder" : "email@example.com","invalidMsg": "Please enter a valid email address.","doNotTrack": true},"name_label" : {"type": "html","content" : "<div class=\"fmcty-label\">What is your name?</div>"},"first_name" : {"label" : "First Name:","type": "text","required": true,"attr": 'autocomplete=\"given-name\"',"placeholder" : "First","invalidMsg": "Please enter your first name.","doNotTrack": true},"last_name" : {"label" : "Last Name:","type": "text","required": true,"attr": 'autocomplete=\"family-name\"',"placeholder" : "Last","invalidMsg": "Please enter your last name.","doNotTrack": true},"address_search" : {"label" : "What is your current address?","type" : "text","placeholder" : "Current Address","attr" : "data-suggest=\"true\" autocomplete=\"street-address\" aria-autocomplete=\"list\"","doNotTrack" : true,},"address_search_rupid" : {"type" : "hidden","required" : true,"invalidMsg": "Please enter a valid address.",},"address_search_street" : {"type" : "hidden",},"address_search_zip" : {"type" : "hidden",},"address_search_city" : {"type" : "hidden",},"address_search_state" : {"type" : "hidden",},"address_label" : {"type": "html","content" : "<div class=\"fmcty-label\">What is your current street address and ZIP?</div>"},"address" : {"label" : "Street Address:","description" : "","type": "text","required": true,"attr": 'autocomplete=\"address-line1\"',"placeholder" : "Street Address","invalidMsg": "Please provide your current street address.","doNotTrack": true},"zip" : {"label" : "ZIP Code:","type": "text","required": true,"placeholder" : "ZIP Code","attr": 'size=\"5\" maxlength=\"5\" pattern=\"[0-9]*\" autocomplete=\"postal-code\"',"invalidMsg": "Please enter a valid 5-digit ZIP code."},"time_at_current_address" : {"label": "How long have you lived at this address?","type" : "radio","required" : true,"placeholder" : "Select a timeframe&hellip;","class" : "field-stacked","options" : [[ "less than 1 year" , "Less than 1 year" ],[ "1 to 2 years" , "1 - 2 Years" ],[ "2 to 5 years" , "2 - 5 Years" ],[ "over 5 years" , "5+ Years" ]]},"phone_full" : {"label" : "What is your phone number?","description" : "","type": "tel","required": true,"attr": 'autocomplete=\"tel-national\"',"placeholder" : "(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-","invalidMsg": "Please enter a valid phone number.","doNotTrack": true},"vuhlagree_preamble" : {"type": "html","content" : "<div class=\"field-legal\">By submitting, I acknowledge, consent and agree to the terms listed below.</div>"},"vuhlagree" : {"type": "html","content" : "<div class=\"field-legal\">By submitting, I am providing my electronic signature and I agree to receive calls or texts at this number from Veterans United Home Loans and its <a target=\"_blank\" href=\"https://www.veteransunited.com/affiliates/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\">affiliates</a> about real estate, mortgage or related matters and promotional offers, even if they use an autodialer, even if I am on a Do Not Call List, even if the call/text is pre-recorded or made with generative AI. <a target=\"_blank\" href=\"https://www.veteransunited.com/sms/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\">Texting terms apply</a> and message/data rates may apply. I agree to receive documents electronically; I agree to the. <a target=\"_blank\" href=\"https://www.veteransunited.com/privacy/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\">privacy policy</a> and <a target=\"_blank\" href=\"https://www.veteransunited.com/terms/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\">terms</a> I consent to call recordings and securely sharing those with third-party service providers for AI-based analytics or customer service improvement. I may receive service without this consent by <a target=\"_blank\" href=\"https://www.veteransunited.com/contact/\">contacting Veterans United</a>. Consent is not a condition of service.</div>"},"vuhlagree_checkbox" : {"type": "checkbox","value" : 1,"required": true,"invalidMsg": "Check the box above to continue online. You may alternatively call us at 1-800-884-5560 to move ahead.","label" : "I agree to receive calls or texts at this number from Veterans United Home Loans, its <a target=\"_blank\" href=\"https://www.veteransunited.com/affiliates/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\">affiliates</a>, and <a href=\"https://www.mortgageresearchcenter.org/partners/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\" target=\"_blank\" rel=\"nofollow\">lenders</a>, agents and <a href=\"https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\" target=\"_blank\" rel=\"nofollow\">home-services providers</a> about real estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List. I agree to accept delivery of documents electronically; I agree to the <a target=\"_blank\" href=\"https://www.veteransunited.com/privacy/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\">privacy policy</a> and <a target=\"_blank\" href=\"https://www.veteransunited.com/terms/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\">terms</a>. I may receive service without this consent by <a target=\"_blank\" href=\"https://www.veteransunited.com/contact/\">contacting Veterans United</a>."},"opq" : {"label": "You&rsquo;re almost there! <span style=\"display:inline-block;\">How would you like to proceed?</span>","type" : "radio","required" : true,"invalidMsg": "Please tell us how you would like to proceed.","options" : [[ "no" , "Request a Call" ],[ "yes" , "Continue Online" ]]},"secure_label" : {"type" : "html","content" : "<span class=\"fmcty-secure-description\"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span>"},"gross_income" : {"label": "What's your annual household income?","type" : "radio","required" : true,"placeholder" : "Select your gross household income&hellip;","invalidMsg": "Please select the total gross (before taxes) annual income for your household.","options" : [[ '200001', 'Greater than $200,000' ],[ '200000', '$150,000 - $200,000' ],[ '150000', '$100,000 - $150,000' ],[ '100000', '$75,000 - $100,000' ],[ '75000' , '$50,000 - $75,000' ],[ '50000' , '$30,000 - $50,000' ],[ '30000' , 'Less than $30,000' ],]},"bankruptcy" : {"label": "Have you declared bankruptcy in the past 2 years?","type" : "radio","required" : true,"placeholder" : "Select a response&hellip;","invalidMsg": "Please select your bankruptcy status.","class" : "field-stacked","options" : [[ 'Never' , 'No' ],[ 'Currently' , 'Yes' ]]},"occupational_status" : {"label": "What is your current <span style=\"display:inline-block;\">employment status?</span>","type" : "radio","required" : true,"placeholder" : "Select your employment status&hellip;","invalidMsg": "Please select your current employment status.","class" : "field-stacked","options" : [['Employed', 'Employed'],['Self-Employed' , 'Self-Employed / 1099 Independent Contractor'],['Retired' , 'Retired'],['Not-Employed', 'Not Employed']]},"occupational_industry" : {"label": "In which industry are you employed?","type" : "radio","required" : true,"placeholder" : "Select your employment industry&hellip;","invalidMsg": "Please select your current employment industry.","options" : [['Agriculture', 'Agriculture'],['Construction' , 'Construction'],['Education', 'Education' ],['Engineering', 'Engineering' ],['Hospitality', 'Food &amp; Hospitality' ],['Finance', 'Finance' ],['Healthcare' , 'Healthcare' ],['IT' , 'Information Technology' ],['LawEnforcementPublicSafety', 'Law Enforcement / Safety' ],['Transportation', 'Transportation / Logistics' ],['Other', 'Other']]},"marital_status" : {"label": "What is your current <span style=\"display:inline-block;\">marital status?</span>","type" : "radio","required" : true,"placeholder" : "Select your marital status&hellip;","invalidMsg": "Please select your current marital status.","options" : [['Married' , 'Married'],['Unmarried' , 'Unmarried'],['Legally Separated' , 'Legally Separated'],['Widowed', 'Widowed'],['Other', 'Other'],['unknown', 'I&rsquo;d rather not say']]},"has_real_estate_agent" : {"label": "Are you currently working with a real estate agent?","type" : "radio","required" : true,"placeholder" : "Select a response&hellip;","invalidMsg": "Please select a response.","class" : "field-stacked","options" : [['no', 'No, I do not have an agent'],['yes' , 'Yes, I have an agent']]},"wants_real_estate_agent" : {"label": "Do you need a real estate agent?","type" : "radio","required" : true,"description" : "<strong>Earn up to $1,875</strong><sup>*</sup> credit at closing when you also work with a Veterans United Realty network agent!","invalidMsg": "Please select a response.","class" : "field-stacked","options" : [['yes' , 'Yes, I need an agent <span style="display: block; font-size: 0.66em; opacity: 0.66; margin-bottom: -6px;">(Recommended)</span>'],['no', 'No, I already have an agent'],['na', 'Skip this question']]},"vur_offer_disclaimer" : {"label": "<sup>*</sup>Credit amounts vary based on factors including loan amount, <a href=\"https://www.veteransunited.com/realty-bundle/#skip_to_content\" target=\"_blank\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\">restrictions apply</a>.","type" : "hidden"},"cash_out" : {"label" : "Would you like to use your home&rsquo;s equity to borrow additional&nbsp;cash?","type": "radio","required": true,"options" : [[ "yes" , "Yes" ],[ "no", "No" ]]},"cash_out_amount" : {"label" : "How much additional cash would you like to take out?","description" : "You may be able to take out as much as <strong>$<span class=\"fmcty_max_cash_out\">325,000</span></strong>.","type": "number_slider","required": true,"mask": "number","attr": "size=\"11\" maxlength=\"11\" pattern=\"[0-9]*\"","min" : "0","max" : 325000,"step": 500,"value" : "0","onChange": "calcRefiTotalLoanAmount"},"first_time" : {"label" : "Is this your first time buying a home?","type": "radio","required": true,"class" : "field-stacked","options" : [[ "yes" , "Yes" ],[ "no", "No" ]]},"sell_before_purchase" : {"label" : "Will you sell your current home?","type": "radio","required": true,"class" : "field-stacked","options" : [[ "yes" , "Yes" ],[ "no", "No" ]]},"renting_end_date_label" : {"type": "html","content" : "<div class=\"fmcty-label\">When does your lease end?</div>"},"renting_end_date_month" : {"label" : "Month:","type": "select","required": true,"placeholder" : "Month","invalidMsg": "Please select a month.","options" : [[ "01" , "01 - January" ],[ "02" , "02 - February" ],[ "03" , "03 - March" ],[ "04" , "04 - April" ],[ "05" , "05 - May" ],[ "06" , "06 - June" ],[ "07" , "07 - July" ],[ "08" , "08 - August" ],[ "09" , "09 - September" ],[ "10" , "10 - October" ],[ "11" , "11 - November" ],[ "12" , "12 - December" ],[ "99" , "Other / No End Date" ]]},"renting_end_date_year" : {"label" : "Year:","type": "select","required": true,"placeholder" : "Year","invalidMsg": "Please select a valid date in the future.","options" : [[ "2026" , "2026" ],[ "2027" , "2027" ],[ "2028" , "2028" ],[ "2029" , "2029" ],[ "2030" , "2030" ],[ "2031" , "2031+" ],[ "9999" , "Other / No End Date" ]]},"current_rent_amount" : {"label": "What is your current monthly rent payment?","type" : "currency","placeholder" : "","required" : true,"attr": "size=\"9\" maxlength=\"9\" pattern=\"[0-9]*\"","invalidMsg": "Please enter a valid dollar amount.",},"desired_payment" : {"label" : "What is your desired monthly payment?","description" : "Enter a monthly payment, including taxes and insurance, that feels comfortable in your budget. <span style=\"display: inline-block;\">An estimate is fine.</span>","type": "currency","required": true,"placeholder" : "","invalidMsg": "Please enter a valid dollar amount.","attr": "size=\"9\" maxlength=\"9\" pattern=\"[0-9]*\"",},"twilio_phone" : {"label" : "What is your phone number?","type": "tel","required": true,"placeholder" : "(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-","invalidMsg": "Please enter a valid phone number.","doNotTrack": true,},"phone_resend_label" : {"type": "html","content" : "<p class=\"fmcty-field-description\">Didn't get a code?</p><button type=\"button\" class=\"button xsm twilioResendCodeButton\">Resend code</button><button type=\"button\" class=\"button xsm twilioCallCodeButton\">Call me with a code</button>"},"phone_verify_code" : {"label" : "Verification Code","description" : "Enter the verification code that was sent to you.","type": "text","attr": "inputmode=\"numeric\" autocomplete=\"one-time-code\" maxlength=\"6\" pattern=\"[0-9]*\"","required": true,"invalidMsg": "Please enter the code sent.",},"phone_verify_option" : {"label" : "","type": "radio","required": true,"options" : [[ "text" , "Send code via text" ],[ "call" , "Send code via voice call" ]],"invalidMsg": "Please make a selection.","onChange": "verifyOptionUpdate",},"previous_customer" : {"label" : "Have you closed a loan with Veterans United before?","type": "radio","required": true,"class" : "field-stacked","options" : [[ "yes" , "Yes" ],[ "no" , "No" ],]},"vu_referrer" : {"label" : "How did you hear about Veterans&nbsp;United?","type": "radio","required": true,"options" : [[ "friend or family" , "Friend or Family Member" ],[ "real estate agent" , "Real Estate Agent" ],[ "builder" , "My Builder" ],[ "internet search" , "Internet Search" ],[ "online ad" , "Online Advertisement" ],[ "tv or radio" , "TV or Radio Ad" ],[ "direct mail" , "Direct Mail" ],[ "other" , "Other" ]]},"disability_rating" : {"label": "Do you have a disability rating of 10% or higher from the&nbsp;VA?","description" : "Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. <em>This fee goes directly to the Department of Veterans Affairs.</em>","type" : "radio","required" : true,"class" : "field-stacked","options" : [[ "yes" , "Yes" ],[ "no" , "No" ],[ "unknown" , "I&rsquo;d rather not say" ]]},"disability_income" : {"label": "Are you currently receiving VA&nbsp;Disability Income?","description" : "Your receipt of VA&nbsp;disability income may help us determine other benefits of your VA&nbsp;loan.","type" : "radio","required" : true,"class" : "field-stacked","options" : [[ "yes" , "Yes" ],[ "no" , "No" ],[ "unknown" , "I&rsquo;d rather not say" ]]},"current_loan_type" : {"label" : "What type of loan is your current mortgage?","type" : "radio","required" : true,"options" : [["Conventional" , "Conventional"],["VA" , "VA"],["FHA" , "FHA"],["USDA" , "USDA"],["none" , "No current mortgage"],["unknown" , "I don&rsquo;t know"]]},"previous_va_loan" : {"label" : "Have you ever used a VA Loan before?","type" : "radio","required" : true,"class" : "field-stacked","options" : [["yes" , "Yes"],["no" , "No"]]},	"neighbors" : {"label" : 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If you are interested in a property in another area, you may hit Back and enter a different location.</p>"	},		"start" : {		"label": "<span class=\"h-alpha fmcty-label-line-1\">Let’s Get Started</span> <span class=\"h-delta fmcty-label-line-2\">2026 VA Loans: See if you’re eligible in minutes</span>",		"type" : "radio",		"required" : true,		"value" : "1",		"options": [			[ "1", "Check Your Eligibility" ],		]		},	},"order": [		{			"title" : "start",			"inputs" : [				"start",			]		},		{"title" : "current-home","inputs" : [	"src","curi","wuri",					"mktast","adg","cmp",					"browser_language",					"browser_viewport","desc","gclid","dclid","dnt_flag","fbclid","msclkid","utm_source","utm_medium","utm_campaign","utm_term","utm_content","val_exp","val_cmp","val_lead","fbp","host_name","form_id","frn","ap_token","opq_guid","opq_worthy","opq_version","opq_treatment","lead_partner_lead_id","adid","plc","ss_test_variation","ss_opq_test_variation","json","google_client_id","start_time","refi_ltv","refi_total_loan_amount","vu_agreestovuprivacypolicy","vu_agreestovutermsandconditions","vu_consentstovutcpa","vu_agreestovuautodial","vu_agreestovutexting","vu_agreestosmsterms","vu_agreestovusharingwithaffiliates","vu_agreestotransactioncommunications","vu_agreestolendingpartners","vu_agreestohbcpartneroffers","matchtype","mbsy_source","campaignid","microsoftadsnetworktype","mbsy","vu_agreestoedelivery","vu_intrasessionexperiment","mrc_agreestohomeservices","twilio_version","lead_intent",		"need_json","living_situation"]},	{"title" : "loan-type","inputs" : ["purpose"]},{"title" : "refi-goals","inputs" : ["refi_reason"]},{"title" : "first-time","inputs" : ["first_time"]},{"title" : "property-value","inputs" : ["property_value"]},{"title" : "home-value","inputs" : ["home_value"]},{"title" : "property-type","inputs" : ["property_type"]},{"title" : "manufactured-property","inputs" : ["manufactured_own"]},{"title" : "property-use","inputs" : ["property_use"]},{"title" : "where-in-process","inputs" : ["vu_whereprocess"]},{"title" : "timeframe","inputs" : ["when_loan"]},{"title" : "timeframe-reason","inputs" : ["preventing_loan"]},{"title" : "sell-home","inputs" : ["sell_before_purchase"]},{"title" : "current-loan","inputs" : ["current_loan_type"]},{"title" : "mortgage-balance","inputs" : ["balance"]},{"title" : "interest-rate","inputs" : ["current_rate"]},{"title" : "refi-continue","inputs" : ["refi_ltv_message"],"nextText" : "Yes, continue"},{"title" : "cash-out-amount","inputs": ["cash_out_amount"],"after" : "<div class=\"fmcty-field-hidden-label\">Maximum cashout amount based on the home value and mortgage balance information you supplied. 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section.find('.fmcty-autocomplete-placeholder'),autocomplete= section.find('.fmcty-autocomplete'),location,location_display;if ( ! result_display.length ) {result_display = $('<input type="text" class="fmcty-autocomplete-placeholder" aria-hidden="true" tabindex="-1" readonly disabled/>').appendTo(prop_search.parent());}if ( ! autocomplete.length ) {autocomplete = $('<div class="fmcty-autocomplete-wrapper"><div class="fmcty-autocomplete"><ul id="' + form_id + '_prop_search_results" role="listbox" class="fmcty-autocomplete-results"></ul></div></div>').appendTo('#' + form_id + '_prop_search_results_box');}var autocomplete_results = autocomplete.find('.fmcty-autocomplete-results');if (value.length < 2) {prop_zip.val('').trigger('change');prop_city.val('').trigger('change');prop_state.val('').trigger('change');result_display.val('');section.removeClass('mrc-zip-complete').find('.fmcty-ajax-result-description').remove();prop_search.attr('aria-expanded', 'false');return;}section.addClass('fmcty-section-waiting mrc-section-waiting');Fmcty.fn.callLocationLookupService(value,function(result) {if (typeof result.data !== 'undefined') {autocomplete_results.html('');for (var i = 0; i < result.data.length; i++) {if (result.data[i].PLACENAME) {var autocomplete_item = "",autocomplete_id = "";if (result.data[i].type === 'zip') {autocomplete_item = result.data[i].ZIPCODE+", ";autocomplete_id = result.data[i].ZIPCODE;} else {autocomplete_id = result.data[i].CityStateKey;}if (result.data[i].PLACENAME) {autocomplete_item += result.data[i].PLACENAME+', ';}if (result.data[i].STATEABBV) {autocomplete_item += result.data[i].STATEABBV;}autocomplete_results.append('<li role="option" id="' + form_id + '_fmcty-prop-'+autocomplete_id+'" aria-selected="false" class="fmcty-property-search-result" tabindex="-1" data-zip="'+result.data[i].ZIPCODE+'" data-city="'+result.data[i].PLACENAME+'" data-state="'+result.data[i].STATEABBV+'">'+autocomplete_item+'</li>');}}location = result.data[0];section.find('#prop_search_aria_update').text(result.data.length + ' location results');section.removeClass('fmcty-section-waiting mrc-section-waiting').addClass('mrc-zip-complete');prop_search.closest('.fmcty-field').addClass('fmcty-field-focused');prop_search.attr('aria-expanded', 'true');section.find('.fmcty-field-validation').remove();location_display = "";if (location.PLACENAME) {location_display += location.PLACENAME+", ";prop_city.val(location.PLACENAME).trigger('change');} else {prop_city.val('').trigger('change');}if (location.STATEABBV) {location_display += location.STATEABBV;prop_state.val(location.STATEABBV).trigger('change');} else {prop_state.val('').trigger('change');}if (location.ZIPCODE) {prop_zip.val(location.ZIPCODE).trigger('change');} else {prop_zip.val('').trigger('change');}if (location.type === "zip") {location_display = location.ZIPCODE+", " + location_display;}var location_display_partial = location_display.slice(0, value.length),value_regex = new RegExp(value.replace(/[\.\-\d\w\s]+/g, '$&'), 'i'),location_regex = new RegExp(location_display_partial.replace(/[\.\-\d\w\s]+/g, '$&'), 'i'),location_result = location_regex.test(value_regex);if (location_result) {location_display = value + location_display.slice(value.length);} else {location_display = "";}result_display.val(location_display);} else {section.removeClass('fmcty-section-waiting mrc-section-waiting').removeClass('mrc-zip-complete');prop_search.attr('aria-expanded', 'false');section.find('#prop_search_aria_update').text('');prop_zip.val('').trigger('change');prop_city.val('').trigger('change');prop_state.val('').trigger('change');result_display.val('');section.find('.fmcty-ajax-result-description').remove();}},function(result) {if (result.statusText && result.statusText === "error") {section.removeClass('fmcty-section-waiting mrc-section-waiting').removeClass('mrc-zip-complete');prop_search.attr('aria-expanded', 'false');prop_state.val('fail').trigger('change');section.find('.fmcty-ajax-result-description').remove();} else {prop_zip.val('').trigger('change');prop_city.val('').trigger('change');prop_state.val('').trigger('change');result_display.val('');}});};Fmcty.fn.setPropertyState = function(Fmcty,input,value,values,event) {var form;if (window.Fmcty.version && parseFloat(window.Fmcty.version) >= 2) { /* Fmcty 2.0 conversion */form= Fmcty.form;value = Fmcty.value;} else {form = input.closest('.fmcty-form');}form.find('input[name="property_state"]').val(value).trigger('change');form.find('input[name="property_city"]').val('').trigger('change');};if (Fmcty.values) {var prop_search_val = "";if (Fmcty.values.property_zip) {prop_search_val = Fmcty.values.property_zip;if (Fmcty.values.property_city) {prop_search_val += ", ";}}if (Fmcty.values.property_city) {prop_search_val += Fmcty.values.property_city;if (Fmcty.values.property_state) {prop_search_val += ", " + Fmcty.values.property_state;}}Fmcty.values.property_search = prop_search_val;}let addressXhr = null;Fmcty.fn.address_search_fn = function(query,successCallback,errorCallback) {if (addressXhr && addressXhr.readyState != 4) {addressXhr.abort();};addressXhr = $.ajax({url: "https://www.veteransunitedrealty.com/api/autocomplete/?size=5&input=" + query,cache: true,dataType: "json",type: "GET",crossDomain: true,success: function(response) { successCallback(response);},error: function(response) {errorCallback(response);}});};Fmcty.fn.display_address_results = function(data) {let input = data.input,value = data.value,event = data.event,form_id = data.form_id;let section = input.closest('.fmcty-section'),address_search= section.find('input[name="address_search"]'),autocomplete_wrapper= section.find('.fmcty-autocomplete-wrapper'),autocomplete= section.find('.fmcty-autocomplete'),hint= section.find('.fmcty-autocomplete-placeholder'),show_hint = true,min_characters= 3,max_results = 11,location,location_display;autocomplete.html('');section.find('input[name="address_search_street"]').val('').trigger('change');section.find('input[name="address_search_state"]').val('').trigger('change');section.find('input[name="address_search_city"]').val('').trigger('change');section.find('input[name="address_search_zip"]').val('').trigger('change');section.find('input[name="address_search_rupid"]').val('').trigger('change');if( value.length < min_characters ) {address_search.attr('aria-expanded', 'false');section.removeClass('fmcty-search-complete');hint.val('');autocomplete.height(0);autocomplete_wrapper.css('max-height', 0);return;}autocomplete.append('<ul id="footer_form_address_search_results" role="listbox" class="fmcty-autocomplete-results"></ul>');let autocomplete_results = autocomplete.find('.fmcty-autocomplete-results');section.addClass('fmcty-section-waiting mrc-section-waiting');Fmcty.fn.address_search_fn(value,function(data){let suggestions = data.content,address_not_listed = {"rupid": null,"city": null,"state": null,"zip": null,"street_address": "Address Not Listed","full_address": "Address Not Listed",};suggestions.push(address_not_listed);let suggestions_length = Math.min(suggestions.length, max_results);autocomplete_results.html('');$.each(suggestions, function(index, data) {let result_template = `<li role="option" id="footer_form_fmcty-prop-${index}" aria-selected="false" class="fmcty-address-search-result" tabindex="-1" data-full-address="${data.full_address}" data-street-address="${data.street_address}" data-state="${data.state}" data-zip="${data.zip}" data-city="${data.city}" data-rupid="${data.rupid}">${data.full_address}</li>`;if(index < max_results) {autocomplete_results.append(result_template);}if(index === 0 && show_hint) {value = data.full_address;var search_display = address_search.val(),search_display_partial = search_display.slice(0, value.length),value_regex = new RegExp(search_display.replace(/[\.\-\d\w\s]+/g, '$&'), 'i'),search_regex = new RegExp(search_display.replace(/[\.\-\d\w\s]+/g, '$&'), 'i'),search_result = search_regex.test(value_regex);if (search_result) {search_display = search_display + value.slice(search_display.length);} else {search_display = '';}hint.val(search_display);hint.scrollLeft(input.scrollLeft());}});address_search.closest('.fmcty-field').addClass('fmcty-field-focused');address_search.attr('aria-expanded', 'true');section.removeClass('fmcty-section-waiting mrc-section-waiting').addClass('fmcty-search-complete');section.find('.fmcty-field-validation').remove();let height = section.find('.fmcty-autocomplete-results').outerHeight();if(height > 336) {height = 336;}autocomplete.height(height);autocomplete_wrapper.css('max-height', (height + 40) + 'px');let aria_update_text = suggestions_length === 1 ? 'result' : 'results';section.find('.address_search_aria_update').text(suggestions_length + ' ' + aria_update_text);},function(data){if (data.statusText && data.statusText === "error") {section.removeClass('fmcty-section-waiting mrc-section-waiting').removeClass('fmcty-search-complete');address_search.attr('aria-expanded', 'false');address_search.val('Address Not Listed').trigger('change');address_search_rupid.val('null').trigger('change');section.find('.fmcty-ajax-result-description').remove();}});};Fmcty.fn.calcRefiLtv = function(data){Fmcty.fn.calcRefiTotalLoanAmount(data);if (!data.values.home_value || !data.values.balance || data.values.home_value == 0) {return;}var homeVal = parseInt(data.values.home_value),balance = parseInt(data.values.balance),ltv = Math.round(balance / homeVal * 100),cashOutMax = Math.round((homeVal * .9 ) - balance);if (cashOutMax > 325000){cashOutMax = 325000;} else if (cashOutMax < 0){cashOutMax = 0;}Fmcty.var.cashOutMax = cashOutMax;if (data.values.cash_out_amount > cashOutMax) {data.form.find('[name="cash_out_amount"]').val(cashOutMax).trigger('change');}data.form.find('[name="refi_ltv"]').val(ltv).trigger('change');data.form.find('.fmcty_max_cash_out').text(String(cashOutMax).replace(/(.)(?=(\d{3})+$)/g,'$1,'));};Fmcty.fn.calcRefiTotalLoanAmount = function(data){var balance = parseInt(data.values.balance) || 0,cashout = parseInt(data.values.cash_out_amount) || 0;data.form.find('[name="refi_total_loan_amount"]').val(balance + cashout).trigger('change');};Fmcty.fn.txCashout = function(data){data.form.find('input[name="refi_reason"]').prop('checked',false).trigger('change').filter('[value="rate"]').prop('checked',true).trigger('change');};Fmcty.fn.getCookie = function(cname) {var name = cname + "=";var decodedCookie = decodeURIComponent(document.cookie);var ca = decodedCookie.split(';');for(var i = 0; i < ca.length; i++) {var c = ca[i];while (c.charAt(0) == ' ') {c = c.substring(1);}if (c.indexOf(name) == 0) {return c.substring(name.length, c.length);}}return "";};	Fmcty.fn.submitFn = function(data) {				var response = data;		if (data.response) {			Fmcty.fn.vamcConfirmFn(data);		};	};		Fmcty.fn.vamcConfirmFn = function(data) {		var purpose = data.values.purpose;			$('#' + data.form_id + ' .fmcty-form').addClass('fmcty-results').html('<div class="form-results confirm-intro" />');		$('#' + data.form_id + ' .fmcty-progress-bar-wrapper').hide();				var results = $('#' + data.form_id + ' .form-results'),			confirmMessage = '';				if (data.response.return_url && data.response.return_url.substring(0, 52) === "https://www.veteransunited.com/confirm/purchase/opq/") {			confirmMessage += '<div class="container">';			confirmMessage += '<h2 class="h-charlie">A VA Loan Specialist from Veterans United will be in touch soon!</h2><p>We have received your information. A Home Loan Specialist from Veterans&nbsp;United will reach out soon to help determine what you qualify for.</p>';			confirmMessage += "<p>Let's finish personalizing your quote with a few simple questions. Takes about 15 minutes</p><a href=\""+data.response.return_url+"\" target=\"_blank\" class=\"button\">Get Prequalified Online &rarr;</a>";			confirmMessage += '</div>';		} else {			confirmMessage += '<div class="container"><h1 class="h-alpha">Thanks!</h1><p>We have received your information. A Home Loan Specialist from Veterans United will help&nbsp;you:</p><ul><li>Check your eligibility for a VA&nbsp;Home&nbsp;Loan</li>';			if ( purpose == "R" ) {				confirmMessage += '<li>Calculate potential monthly savings or cash out&nbsp;options</li>';			} else {				confirmMessage += '<li>Calculate how much you qualify&nbsp;for</li>'			}			confirmMessage += '<li>Answer any other questions you may&nbsp;have</li></ul><a class="button md" href="https://veteransunited.com/reviews/">Veterans United Reviews &rarr;</a></div>';		}			results.append(confirmMessage);			$('.site-wrapper').append('<div class="confetti"></div>');				var confetti_count = 250;			for (var i = 0; i < confetti_count; i++) {			create(i);		}		function create(i) {			$('.confetti').append('<div class="confetti-bit confetti-'+i+'"></div>');		}	};		Fmcty.fn.sendStartedEvent = function(data){var lfuid = data.values.opq_guid;var referrer =data.values.curi != null ? data.values.curi : "unknown referrer";var userAgent = navigator.userAgent;var currentIsoTimestamp = new Date().toISOString();var context = {"host_name": data.values.host_name != null ? data.values.host_name : "undefined host_name"};var payload = {"lfuid": lfuid,"event":"Vuhl.Llglc.LeadForm.UserActivity.Started.v1","data": {"activity": "Started","referrer": referrer,"context": context,"activityTime": currentIsoTimestamp,"userAgent": userAgent}};fetch('https://api.mortgageresearchcenter.com/v1/event/', {method: 'POST',headers: {'Content-Type': 'application/json'},body: JSON.stringify(payload),keepalive: true});};Fmcty.fn.sendSubmittedEvent = function(data) {var lfuid = data.values.opq_guid;var referrer =data.values.curi != null ? data.values.curi : "unknown referrer";var userAgent = navigator.userAgent;var currentIsoTimestamp = new Date().toISOString();var context = {"host_name": data.values.host_name != null ? data.values.host_name : "undefined host_name"};var payload = {"lfuid": lfuid,"event":"Vuhl.Llglc.LeadForm.UserActivity.LeadSubmit.v1","data": {"activity": "LeadSubmit","referrer": referrer,"context": context,"activityTime": currentIsoTimestamp,"userAgent": userAgent}};fetch('https://api.mortgageresearchcenter.com/v1/event/', {method: 'POST',headers: {'Content-Type': 'application/json'},body: JSON.stringify(payload),keepalive: true});};Fmcty.fn.utf8_to_b64 = function( str ) {return window.btoa(unescape(encodeURIComponent( str )));};Fmcty.fn.createRngCookie = function(data){var cookieName = "rngFormData";var lifetime =30;var value = Fmcty.fn.utf8_to_b64(JSON.stringify(data));Fmcty.fn.createCookie(cookieName,value,lifetime);};Fmcty.fn.saveRngFormValues = function(data){var values = data.values;var cookie = Fmcty.fn.checkRngCookie('rngFormData');var rngData = {};rngData.cookieTimeStamp = new Date();rngData.currentField = $(data.section).attr('data-fmcty-section');rngData.progress = [];$.each(values,function(key,value){if ($.inArray(key,Fmcty.rngFields) !== -1){rngData[key] = value;}});Fmcty.fn.createRngCookie(rngData);};Fmcty.fn.deleteRngValues = function() {var cookieName = "rngFormData";Fmcty.fn.createCookie(cookieName,"",-1);};Fmcty.fn.createCookie = function(name,value,days) {if (days) {var date = new Date();date.setTime(date.getTime()+(days*24*60*60*1000));var expires = "; expires="+date.toGMTString();}else var expires = "";document.cookie = name+"="+value+expires+"; path=/";};Fmcty.fn.checkRngCookie = function(name) {var value = '; ' + document.cookie;var parts = value.split('; ' + name + '=');if (parts.length === 2) {var base64Url = parts.pop().split(';').shift();var base64 = base64Url.replace(/-/g, '+').replace(/_/g, '/');while (base64.length % 4 !== 0) {base64 += '=';}return JSON.parse(atob(base64));}};Fmcty.fn.newSession = function(data) {window.sessionStorage.isNewSession = false; var date = new Date();var nextSection = Fmcty.fn.findNextSection(Object.keys(data));return '{"timestamp":"'+date.toLocaleString().replace(/[^ -~]/g,'')+'", "nextSection":"'+nextSection+'", "src":"'+data.src+'", "cmp":"'+data.cmp+'"}';};Fmcty.fn.findNextSection = function(prefilledFields) {var form = $('#footer_form');var fieldClasses = prefilledFields.map(function(field) {return '.field-' + field;});fieldClasses.push('.fmcty-field-hidden, .fmcty-field-hidden-input:not(.field-ny_opq_message), .fmcty-field-html, .fmcty-field-submit, .fmcty-field-next, .fmcty-field-prev');var nextSection = form.find('.fmcty-field').not(fieldClasses.join(', ')).first().closest('.fmcty-section');return nextSection.parent().children().index(nextSection) + 1;};addEventListener('beforeunload', (event) => {var data = Fmcty.fn.checkRngCookie('rngFormData');if(!data) {} else {data.refreshCount++;Fmcty.fn.createRngCookie(data);}});Fmcty.fn.utf8_to_b64 = function( str ) {return window.btoa(unescape(encodeURIComponent( str )));};Fmcty.fn.createRldCookie = function(data){var cookieName = "rldFormData";var lifetime =1;var value = Fmcty.fn.utf8_to_b64(JSON.stringify(data));Fmcty.fn.createCookie(cookieName,value,lifetime);};Fmcty.fn.saveRldFormValues = function(data){var values = data.values;var rldData = {};rldData.cookieTimeStamp = new Date();rldData.currentField = $(data.section).attr('data-fmcty-section');$.each(values,function(key,value){if ($.inArray(key,Fmcty.rldFields) !== -1){rldData[key] = value;}});Fmcty.fn.createRldCookie(rldData);};Fmcty.fn.deleteRldValues = function() {var cookieName = "rldFormData";Fmcty.fn.createCookie(cookieName,"",-1);};Fmcty.fn.createCookie = function(name,value,days) {if (days) {var date = new Date();date.setTime(date.getTime()+(days*24*60*60*1000));var expires = "; expires="+date.toGMTString();}else var expires = "";document.cookie = name+"="+value+expires+"; path=/";};Fmcty.fn.setBindings = function(form_var){form_var.on("fmcty:next fmcty:prev",function(e,data){var scrollTop = $(document).scrollTop(),formTop = $('#footer_form').offset().top;if ( scrollTop > formTop ) {$("html, body").animate({scrollTop:formTop},500)}});form_var.on("fmcty:next",function(e,data){var elem = data;if (data.section) {elem = data.section; /* Fmcty 2.0 conversion */}if (typeof ga !== 'undefined') {ga('vuhlga.send', {hitType: 'event',eventCategory: 'Formocity: #footer_form',eventAction: 'Advance To Section',eventLabel: $(elem).data('fmctySection')});}});form_var.on("fmcty:prev",function(e,data){var elem = data;if (data.section) {elem = data.section; /* Fmcty 2.0 conversion */}if (typeof ga !== 'undefined') {ga('vuhlga.send', {hitType: 'event',eventCategory: 'Formocity: #footer_form',eventAction: 'Back To Section',eventLabel: $(elem).data('fmctySection')});}});form_var.on("fmcty:change",function(e,data){if (window.dataLayer && data && data.input_name && ( data.input_name === "property_value" || data.input_name === "home_value" ) ) {var adValue = parseInt(data.value) / 1000;window.dataLayer.push({event : "adValue",adValue : adValue});}});form_var.on("fmcty:submit",function(e,data){var values;if (data.values) {values = data.values;} else {values = data;}if (typeof ga !== 'undefined') {ga('vuhlga.send', {hitType: 'event',eventCategory: 'Formocity: #footer_form',eventAction: 'Submit',eventLabel: values.plc + ' ~ ' + values.purpose});}if (window.dataLayer) {if ( ! ( parseInt(values.property_value) < 100000 || parseInt(values.home_value) < 100000 ) && values.credit_rating !== "Poor" && values.credit_rating !== "unknown" ) {window.dataLayer.push({event : "pkTrueSubmit"});}}});form_var.one("fmcty:section_complete", function (e,data){Fmcty.fn.sendStartedEvent(data);});form_var.on("fmcty:submit_success", function (e, data){Fmcty.fn.sendSubmittedEvent(data);});Fmcty.fn.setFrn = function(data){var frnEl;if (data.form){frnEl = $(data.form).find("input[name='frn']");} else {frnEl = $("input[name='frn']");}var frnVal = frnEl.val();if ( !frnVal ){frnEl.val((Math.random() * 100).toFixed(2)).trigger('change');}};form_var.on('fmcty:ready', Fmcty.fn.setFrn);form_var.on('fmcty:ready',function() {var ga_cookie = Fmcty.fn.getCookie('_ga');if(typeof ga_cookie !== 'undefined' && ga_cookie !== '') {var cookieCrumbs = ga_cookie.split('.');var user_psuedo_id_pt2 = cookieCrumbs.pop();var user_psuedo_id_pt1 = cookieCrumbs.pop();var user_psuedo_id = user_psuedo_id_pt1 + '.' + user_psuedo_id_pt2;$("input[name='google_client_id']").val(user_psuedo_id).trigger('change');}});var progBar, progWrapper, progText;form_var.on('fmcty:ready', function() {progBar = $('<progress id="footer_form_progress_bar" class="fmcty-progress-bar" aria-label="Form Progress"/>').prependTo('#footer_form');progWrapper = progBar.wrap('<div class="fmcty-progress-bar-wrapper"/>').parent();progText = $('<label class="fmcty-progress-text a11y-hidden" for="footer_form_progress_bar"/>').appendTo(progWrapper);});form_var.on('fmcty:progress_updated', function(e, data) {var progress = data.progress || data;if (progBar && progBar.length) {var progressPct = (progress.currentStep / progress.activeSteps) * 100;progressPct = Math.min(Math.max(progressPct, 0), 100);progWrapper.toggleClass('fmcty-progress-bar-active', progress.currentStep > 1);progBar.attr({value: progress.currentStep,max: progress.activeSteps});progText.text(`Step ${progress.currentStep} of ${progress.activeSteps}`);}});form_var.on("fmcty:progress_updated",function(e,data){if (data.progress.currentStep > 1) {$('body').addClass('form-started form-engaged');data.container.addClass('fmcty-started fmcty-engaged');} else {$('body').removeClass('form-started');data.container.removeClass('fmcty-started');}});			form_var.on('fmcty:section_complete', function(e, data){			if (data.section.attr('data-fmcty-section') == 'email'){				if(Fmcty.footer_form) {					var values = Fmcty.footer_form.values;					$.post("https://www.veteransunited.com/v3/marketo_partial.php", values);				}			}		});	var plc = form_var.data('fmctyPlc');if (plc && footer_form && footer_form.inputs && footer_form.inputs.plc) {footer_form.inputs.plc.value = plc;}mrcForm.on('fmcty:ready',function(e,data) {var autocomplete_click = false;function autoAdvanceSection (section) {var hasAutoAdvance = !(section.data('fmcty-auto-advance') === false);if (hasAutoAdvance) {Fmcty['footer_form'].next();}}mrcForm.find('[name="property_search"]').not('[type="hidden"]').closest('.fmcty-field').append('<div id="footer_form_init_prop_search_instr" class="a11y-hidden">When autocomplete results are available use up and down arrows to review and enter to select.</div><div role="status" aria-live="polite" id="footer_form_prop_search_aria_update" class="a11y-hidden"></div><div id="footer_form_prop_search_results_box"></div>' );mrcForm.on('click','.fmcty-property-search-result',function(e) {e.preventDefault();var link= $(this),section = link.closest('.fmcty-section'),hint= section.find('.fmcty-autocomplete-placeholder'),prop_search = section.find('input[name="property_search"]'),prop_zip= section.find('input[name="property_zip"]'),prop_state= section.find('input[name="property_state"]'),prop_city = section.find('input[name="property_city"]');prop_zip.val(link.data('zip')).trigger('change');prop_city.val(link.data('city')).trigger('change');prop_state.val(link.data('state')).trigger('change');prop_search.val(link.text());hint.val(link.text());section.find('#prop_search_aria_update').text(hint.val() + ' selected');section.removeClass('mrc-zip-complete');prop_search.attr('aria-expanded', 'false');if ( '' == 'standard' ) {prop_search.focus().closest('.fmcty-field').removeClass('fmcty-field-focused');} else {autoAdvanceSection(section);}}).on('mousedown','.fmcty-property-search-result', function(e) {autocomplete_click = true;});mrcForm.find('[name="property_search"]').not('[type="hidden"]').wrap('<div class="fmcty-autocomplete-input-wrapper"/>').on('focus',function(e){var link = $(this),section = link.closest('.fmcty-section');link.closest('.fmcty-field').addClass('fmcty-field-focused');if (section.hasClass('mrc-zip-complete')) {prop_search.attr('aria-expanded', 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option that best describes the majority of your military service.","type" : "radio","required" : true,"class" : "field-stacked","options" : [[ 'regular' , 'Regular Military' ],[ 'reserves', 'Reserves' ],[ 'guard' , 'National Guard' ]]},"civilian_property_state_select" : {"label": "Where will you be living?","type" : "select","required" : true,"attr": "autocomplete=\"fmcty_off\"","placeholder" : "Select the property location&hellip;","options" : [[ "AL" , "Alabama" ],[ "AK" , "Alaska" ],[ "AZ" , "Arizona" ],[ "AR" , "Arkansas" ],[ "CA" , "California" ],[ "CO" , "Colorado" ],[ "CT" , "Connecticut" ],[ "DE" , "Delaware" ],[ "DC" , "District of Columbia" ],[ "FL" , "Florida" ],[ "GA" , "Georgia" ],[ "HI" , "Hawaii" ],[ "ID" , "Idaho" ],[ "IL" , "Illinois" ],[ "IN" , "Indiana" ],[ "IA" , "Iowa" ],[ "KS" , "Kansas" ],[ "KY" , "Kentucky" ],[ "LA" , "Louisiana" ],[ "ME" , "Maine" ],[ "MD" , "Maryland" ],[ "MA" , "Massachusetts" ],[ "MI" , "Michigan" ],[ "MN" , "Minnesota" ],[ "MS" , "Mississippi" ],[ "MO" , "Missouri" ],[ "MT" , "Montana" ],[ "NE" , "Nebraska" ],[ "NV" , "Nevada" ],[ "NH" , "New Hampshire" ],[ "NJ" , "New Jersey" ],[ "NM" , "New Mexico" ],[ "NY" , "New York" ],[ "NC" , "North Carolina" ],[ "ND" , "North Dakota" ],[ "OH" , "Ohio" ],[ "OK" , "Oklahoma" ],[ "OR" , "Oregon" ],[ "PA" , "Pennsylvania" ],[ "RI" , "Rhode Island" ],[ "SC" , "South Carolina" ],[ "SD" , "South Dakota" ],[ "TN" , "Tennessee" ],[ "TX" , "Texas" ],[ "UT" , "Utah" ],[ "VT" , "Vermont" ],[ "VA" , "Virginia" ],[ "WA" , "Washington" ],[ "WV" , "West Virginia" ],[ "WI" , "Wisconsin" ],[ "WY" , "Wyoming" ]],"disabledOptions" : ["NV",]},"three_percent_down" : {"label": "Can you put at least 3% down?","type" : "radio","required" : true,"class" : "field-stacked","options" : [[ 'yes' , 'Yes' ],[ 'no', 'No' ]]},"down_payment_notice" : {"type": "hidden","label" : "<div class=\"fmcty-notice-message redirect\"><p class=\"fmcty-label\">Without military experience most loans require at least 3% down.</p><a href=\"https://www.paddio.com/lp/downpayment?src=&adg=\" class=\"fmcty-button\">Get More Information &rarr;</a></div>","required": true,"value" : 1,},"down_payment_notice_html" : {"type": "html","content" : "<div class=\"fmcty-label\"><p>Without military experience most loans <strong>require at least 3% down.</strong></p></div><div class=\"fmcty-radio-option field-stacked\"><a class=\"fmcty-radio-option-label\" href=\"www.paddio.com/lp/downpayment?src=&adg=\">Get More Information</a></div>"},"down_payment_notice_nb" : {"type": "hidden","label" : "<div class=\"fmcty-label\"><p>Without military experience most loans <strong>require at least 3% down.</strong></p><div class=\"logo\"><svg role=\"img\" id=\"neighborsBankLogo\" xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 907.1 118.5\" style=\"max-width:400px;\"><title>Neighbors Bank</title><path id=\"neighborsBankText\" fill=\"#016060\" d=\"M275.7 85.7c-1.8-.6-3.5-1.6-4.9-3a15 15 0 0 1-3.4-5.2 22 22 0 0 1-1.7-8h29.1a23.1 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0 0 1-2-7.9c-.3-1.4-.5-3-.6-4.7l-.1-6V60.3c0-4.3-1.3-7.7-4-10.2a15.2 15.2 0 0 0-10.8-3.7 19.2 19.2 0 0 0-11 3.2 20.6 20.6 0 0 0-6.2 6.4l-.5-.1v-10l-20.7 5.8v.1a21 21 0 0 1 4.5 7.3c.9 2.5 1.3 5.8 1.3 9.8v9a83 83 0 0 1-.7 10.7 34.9 34.9 0 0 1-2.2 7.8v.2Zm61 0h21.8v-.2a32.8 32.8 0 0 1-2.6-6.8 56 56 0 0 1-1-9.8V20.6l-21 5.8v.3c2 2.2 3.5 4.5 4.3 7.1 1 2.6 1.4 5.9 1.4 9.8v36.1a58.3 58.3 0 0 1-.9 10 30 30 0 0 1-2 6.7v.2Zm54.1 0v-.2a21.7 21.7 0 0 1-5-4.6c-1.3-1.8-2.8-4-4.3-6.6l-12.2-21.5 4.9-4.5 6.8-5.9a42 42 0 0 1 8.2-5.1v-.3h-19.3v.2a9.3 9.3 0 0 1 1.5 6c-.1 2.3-1.3 4.5-3.6 6.5L872.4 71l14.4 25.5h20.4Z\"/><path id=\"neighborsBankHouse\" fill=\"#73c271\" d=\"M151.8 90.5h5v.9h-2v5h-1v-5h-2v-.9Zm8.5 5.9-1.6-4v4h-1v-5.9h1.2l1.8 4.6 1.8-4.6h1v6h-.9v-4.2l-1.6 4.1h-.7ZM91.9 0 73.4 15 54.2 0 0 43.4v53h30.1V58l49.5 38.6h8.3V48.2h-8v38.1L30.7 48.2H22v40.3H8V47.3l46.3-37 47.5 37v49.2h45.7V43.4L91.9 0Zm47.6 88.4h-29.7v-45L80 20l12-9.7 47.6 37v41.1Z\"/></svg></div><p class=\"fmcty-field-description\">We’ve partnered with Neighbors Bank to better serve civilian homebuyers. Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans United family of companies and provides personalized financing solutions and top-rated customer service for homebuyers like yourself.</p><a href=\"https://www.neighborsbank.com/lp/downpayment?src=&adg=\" class=\"fmcty-button\">Get More Information &rarr;</a></div>","required": true,"value" : 1,},"down_payment_notice_html_nb" : {"type": "html","content" : "<div class=\"fmcty-label\"><p>Without military experience most loans <strong>require at least 3% down.</strong></p></div><p class=\"fmcty-field-description\">We’ve partnered with Neighbors Bank to better serve civilian homebuyers. Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans United family of companies and provides personalized financing solutions and top-rated customer service for homebuyers like yourself.</p><div class=\"fmcty-radio-option field-stacked\"><a class=\"fmcty-radio-option-label\" href=\"www.neighborsbank.com/lp/downpayment?src=&adg=\">Get More Information</a></div>"},"property_search" : {"label" : "Where are you looking to buy?","description" : "City or Zip Code","type": "text","invalidMsg": "Please enter a valid location.","placeholder" : "City or Zip Code","attr": "autocomplete=\"off\" aria-describedby=\"pkbFull_form_init_prop_search_instr\" aria-owns=\"pkbFull_form_prop_search_results_box\" aria-expanded=\"false\" aria-autocomplete=\"both\""},"property_zip" : {"type": "hidden"},"property_city" : {"type": "hidden"},"property_state" : {"type" : "hidden","required" : true,"invalidMsg": "Please enter a valid US location."},"property_state_select" : {"label": "Where will you be living?","type" : "select","required" : true,"attr": "autocomplete=\"fmcty_off\"","placeholder" : "Select the property location&hellip;","onChange" : "setPropertyState","options" : [[ "AL" , "Alabama" ],[ "AK" , "Alaska" ],[ "AZ" , "Arizona" ],[ "AR" , "Arkansas" ],[ "CA" , "California" ],[ "CO" , "Colorado" ],[ "CT" , "Connecticut" ],[ "DE" , "Delaware" ],[ "DC" , "District of Columbia" ],[ "FL" , "Florida" ],[ "GA" , "Georgia" ],[ "HI" , "Hawaii" ],[ "ID" , "Idaho" ],[ "IL" , "Illinois" ],[ "IN" , "Indiana" ],[ "IA" , "Iowa" ],[ "KS" , "Kansas" ],[ "KY" , "Kentucky" ],[ "LA" , "Louisiana" ],[ "ME" , "Maine" ],[ "MD" , "Maryland" ],[ "MA" , "Massachusetts" ],[ "MI" , "Michigan" ],[ "MN" , "Minnesota" ],[ "MS" , "Mississippi" ],[ "MO" , "Missouri" ],[ "MT" , "Montana" ],[ "NE" , "Nebraska" ],[ "NV" , "Nevada" ],[ "NH" , "New Hampshire" ],[ "NJ" , "New Jersey" ],[ "NM" , "New Mexico" ],[ "NY" , "New York" ],[ "NC" , "North Carolina" ],[ "ND" , "North Dakota" ],[ "OH" , "Ohio" ],[ "OK" , "Oklahoma" ],[ "OR" , "Oregon" ],[ "PA" , "Pennsylvania" ],[ "RI" , "Rhode Island" ],[ "SC" , "South Carolina" ],[ "SD" , "South Dakota" ],[ "TN" , "Tennessee" ],[ "TX" , "Texas" ],[ "UT" , "Utah" ],[ "VT" , "Vermont" ],[ "VA" , "Virginia" ],[ "WA" , "Washington" ],[ "WV" , "West Virginia" ],[ "WI" , "Wisconsin" ],[ "WY" , "Wyoming" ]],"disabledOptions" : ["NV",]},"state_unavailable_notice" : {"type": "hidden","required": true},"state_unavailable_notice_html" : {"type": "html","content" : "<div class=\"fmcty-label\">New York Homebuyers:</div><p>Due to state regulations, we are not able to accept home loan inquiries for New York properties on this site. If you are interested in a property in another area, you may hit Back and enter a different location.</p>"},"when_loan" : {"label": "When do you plan to buy?","type" : "radio","required" : true,"placeholder" : "Select your timeframe&hellip;","options" : [[ "offer pending" , "ASAP: Offer Pending" ],[ "within a month" , "Within a Month" ],[ "2 to 3 months" , "2 - 3 Months" ],[ "3 to 6 months" , "3 - 6 Months" ],[ "over 6 months" , "6+ Months" ],[ "no time frame" , "Not Sure" ]]},"preventing_loan" : {"label": "What prevents you from buying your new home today?","type" : "radio","required" : true,"class" : "field-stacked","options" : [[ "credit" , "My credit rating is too low" ],[ "income" , "My income is too low" ],[ "under_lease" , "I am locked in a rent/lease" ],[ "new_city" , "I am transferring to a new location" ],[ "still_looking" , "I haven&rsquo;t found a home yet"],[ "other" , "Other" ]]},"property_value" : {"label": "What is your price range?","description": "(An estimate is fine)","type" : "radio","required" : true,"options" : [[ "700001" , "$700K or more" ],[ "700000" , "$600K - $700K" ],[ "600000" , "$500K - $600K" ],[ "500000" , "$400K - $500K" ],[ "400000" , "$350K - $400K" ],[ "350000" , "$300K - $350K" ],[ "300000" , "$250K - $300K" ],[ "250000" , "$200K - $250K" ],[ "200000" , "$150K - $200K" ],[ "150000" , "$100K - $150K" ],[ "90000", "under $100K" ],[ "150001" , "I don&rsquo;t know"]],"onChange" : "calculateDownPayment",},"home_value" : {"label": "What is the value of your home?","description": "(An estimate is fine)","required" : true,"type" : "radio","options" : [[ "700001" , "$700K or more" ],[ "700000" , "$600K - $700K" ],[ "600000" , "$500K - $600K" ],[ "500000" , "$400K - $500K" ],[ "400000" , "$350K - $400K" ],[ "350000" , "$300K - $350K" ],[ "300000" , "$250K - $300K" ],[ "250000" , "$200K - $250K" ],[ "200000" , "$150K - $200K" ],[ "150000" , "$100K - $150K" ],[ "90000", "under $100K" ],[ "150001" , "I don&rsquo;t know"]],"invalidMsg": "Please enter a valid dollar amount.","onChange": "calcRefiLtv",},"down_payment" : {"label": "How much of a down payment would you like to make?","description": "","type" : "radio","required" : true,"options" : [[ "0" , "0%" ],[ "3.5" , "3.5%" ],[ "5" , "5%" ],[ "10" , "10%" ],[ "15" , "15%" ],[ "20" , "20%" ],[ "21" , "More than 20%" ]]},"credit_rating" : {"label": "What is your current credit score?","type" : "radio","required" : true,"options" : [["Excellent" , "Excellent (720+)"],["Good", "Good (680-719)"],["Fair", "Fair (620-679)"],["Below Average" , "Below Average (600-619)"],["Poor", "Poor (Below 600)"],["unknown" , "I don&rsquo;t know"]],},"current_rate" : {"label": "What is your current mortgage interest rate?","type" : "select","required" : true,"placeholder" : "Select your current interest rate&hellip;","options" : [[ "2.99" , "under 3%" ],[ "3" , "3%" ],[ "3.125" , "3.125%" ],[ "3.25" , "3.25%" ],[ "3.375" , "3.375%" ],[ "3.5" , "3.5%" ],[ "3.625" , "3.625%" ],[ "3.75" , "3.75%" ],[ "3.875" , "3.875%" ],[ "4" , "4%" ],[ "4.125" , "4.125%" ],[ "4.25" , "4.25%" ],[ "4.375" , "4.375%" ],[ "4.5" , "4.5%" ],[ "4.625" , "4.625%" ],[ "4.75" , "4.75%" ],[ "4.875" , "4.875%" ],[ "5" , "5%" ],[ "5.125" , "5.125%" ],[ "5.25" , "5.25%" ],[ "5.375" , "5.375%" ],[ "5.5" , "5.5%" ],[ "5.625" , "5.625%" ],[ "5.75" , "5.75%" ],[ "5.875" , "5.875%" ],[ "6" , "6%" ],[ "6.125" , "6.125%" ],[ "6.25" , "6.25%" ],[ "6.375" , "6.375%" ],[ "6.5" , "6.5%" ],[ "6.625" , "6.625%" ],[ "6.75" , "6.75%" ],[ "6.875" , "6.875%" ],[ "7" , "7%" ],[ "7.125" , "7.125%" ],[ "7.25" , "7.25%" ],[ "7.375" , "7.375%" ],[ "7.5" , "7.5%" ],[ "7.625" , "7.625%" ],[ "7.75" , "7.75%" ],[ "7.875" , "7.875%" ],[ "8" , "8%" ],[ "8.125" , "8.125%" ],[ "8.25" , "8.25%" ],[ "8.375" , "8.375%" ],[ "8.5" , "8.5%" ],[ "8.625" , "8.625%" ],[ "8.75" , "8.75%" ],[ "8.875" , "8.875%" ],[ "9" , "9%" ],[ "9.125" , "9.125%" ],[ "9.25" , "9.25%" ],[ "9.375" , "9.375%" ],[ "9.5" , "9.5%" ],[ "9.625" , "9.625%" ],[ "9.75" , "9.75%" ],[ "9.875" , "9.875%" ],[ "10" , "10%" ],[ "10.01" , "over 10%" ],[ "5.01" , "I don't know" ]]},"balance" : {"label": "How much do you currently owe on your home mortgage?","type" : "currency","required" : true,"attr": "size=\"11\" maxlength=\"11\" pattern=\"[0-9]*\"","invalidMsg": "Please enter a valid dollar amount.","onChange": "calcRefiLtv",},"refi_ltv" : {"type": "hidden","onChange": "calcRefiTotalLoanAmount"},"refi_total_loan_amount" : {"type": "hidden"},"refi_ltv_message" : {"type": "hidden","label" : "<div class=\"fmcty-notice-message continue\"><p class=\"fmcty-label\">Your loan-to-value ratio is too high</p><p class=\"fmcty-field-description\">Based on the information provided, your loan-to-value ratio is too high for a Cash-Out refinance with Veterans United.<br/><a href=\"https://www.veteransunited.com/education/entitlement/va-cash-out-refinance/\" target=\"_blank\" class=\"button text\">Learn more about VA Cash-Out Refinancing</a></p><p class=\"fmcty-label sm\">Would you still like to see if we can lower your interest rate?</p></div>","required": true,"value" : 1},"ny_opq_message" : {"type": "hidden","label" : "<div class=\"fmcty-notice-message redirect\"><p class=\"fmcty-label\">Thank you for coming to Veterans United Home Loans!</p><p class=\"fmcty-field-description\">To continue your home loan request, please continue to our secure, online mortgage preapproval system.</p><a href=\"https://my.veteransunited.com/get-approved?adg=nyopq&lead_source_code=Web&campaign=3739858D-3291-EA11-A811-000D3A98D873&src=pkbFull_form&referring_website=https://www.vamortgagecenter.com/about/\" class=\"fmcty-button\">Get Preapproved Online &rarr;</a></div>","required": true,"value" : 1,},"tx_cashout_message" : {"type": "radio","label" : "<div class=\"fmcty-notice-message continue\"><p class=\"fmcty-label\">Refinance options are limited in Texas</p><p class=\"fmcty-field-description\">Due to state restrictions, we do not offer cash-out or debt consolidation refinances in the state of Texas.</p><p class=\"fmcty-label sm\">Would you still like to see if we can lower your interest rate?</p></div>","required": true,"class" : "field-stacked","options" : [[ "1" , "Yes, continue" ],],"onChange" : "txCashout"},"currentva" : {"label": "Do you currently have a VA Loan?","type" : "radio","required" : true,"class" : "field-stacked","options" : [[ "yes" , "Yes, I currently have a VA loan" ],[ "no" , "No, I do not currently have a VA Loan" ]]},"property_type" : {"label": "What type of property are you buying?","type" : "radio","required" : true,"options" : [[ "single" , "Single-Family Home" ],[ "condominium" , "Condominium" ],[ "townhome" , "Town Home" ],[ "multifamily" , "Multi-Family" ],[ "manufactured" , "Mobile / Manufactured" ],[ "new construction" , "New Construction" ],[ "other" , "Other" ]]},"manufactured_own" : {"label": "Will you own or rent the land your home is on?","description" : "Your lender will use this information to determine what kind of loan is right for you.","type" : "radio","required" : true,"options" : [[ "own" , "Own" ],[ "rent" , "Rent" ]]},"property_use" : {"label": "How will this property be used?","type" : "radio","required" : true,"class" : "field-stacked","options" : [[ "primary" , "Primary Residence" ],[ "secondary" , "Secondary / Vacation Home" ],[ "investment" , "Investment Property" ],[ "other" , "Other" ]]},"living_situation" : {"label" : "What\u0020best\u0020describes\u0020your\u0020living\u0020situation\u003F","type" : "radio","required" : true,"class" : "field-stacked","options" : [[ "own" , "I\u0020currently\u0020\u003Cspan\u003Eown\u003C\/span\u003E\u0020a\u0020home" ],[ "rent" , "I\u0020am\u0020currently\u0020\u003Cspan\u003Erenting\u003C\/span\u003E" ],[ "other" , "Other" ]],},"email" : {"label" : "What is your email address?","type": "email","required": true,"attr": 'autocomplete=\"email\"',"placeholder" : "email@example.com","invalidMsg": "Please enter a valid email address.","doNotTrack": true},"name_label" : {"type": "html","content" : "<div class=\"fmcty-label\">What is your name?</div>"},"first_name" : {"label" : "First Name:","type": "text","required": true,"attr": 'autocomplete=\"given-name\"',"placeholder" : "First","invalidMsg": "Please enter your first name.","doNotTrack": true},"last_name" : {"label" : "Last Name:","type": "text","required": true,"attr": 'autocomplete=\"family-name\"',"placeholder" : "Last","invalidMsg": "Please enter your last name.","doNotTrack": true},"address_search" : {"label" : "What is your current address?","type" : "text","placeholder" : "Current Address","attr" : "data-suggest=\"true\" autocomplete=\"street-address\" aria-autocomplete=\"list\"","doNotTrack" : true,},"address_search_rupid" : {"type" : "hidden","required" : true,"invalidMsg": "Please enter a valid address.",},"address_search_street" : {"type" : "hidden",},"address_search_zip" : {"type" : "hidden",},"address_search_city" : {"type" : "hidden",},"address_search_state" : {"type" : "hidden",},"address_label" : {"type": "html","content" : "<div class=\"fmcty-label\">What is your current street address and ZIP?</div>"},"address" : {"label" : "Street Address:","description" : "","type": "text","required": true,"attr": 'autocomplete=\"address-line1\"',"placeholder" : "Street Address","invalidMsg": "Please provide your current street address.","doNotTrack": true},"zip" : {"label" : "ZIP Code:","type": "text","required": true,"placeholder" : "ZIP Code","attr": 'size=\"5\" maxlength=\"5\" pattern=\"[0-9]*\" autocomplete=\"postal-code\"',"invalidMsg": "Please enter a valid 5-digit ZIP code."},"time_at_current_address" : {"label": "How long have you lived at this address?","type" : "radio","required" : true,"placeholder" : "Select a timeframe&hellip;","class" : "field-stacked","options" : [[ "less than 1 year" , "Less than 1 year" ],[ "1 to 2 years" , "1 - 2 Years" ],[ "2 to 5 years" , "2 - 5 Years" ],[ "over 5 years" , "5+ Years" ]]},"phone_full" : {"label" : "What is your phone number?","description" : "","type": "tel","required": true,"attr": 'autocomplete=\"tel-national\"',"placeholder" : "(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-","invalidMsg": "Please enter a valid phone number.","doNotTrack": true},"vuhlagree_preamble" : {"type": "html","content" : "<div class=\"field-legal\">By submitting, I acknowledge, consent and agree to the terms listed below.</div>"},"vuhlagree" : {"type": "html","content" : "<div class=\"field-legal\">By submitting, I am providing my electronic signature and I agree to receive calls or texts at this number from Veterans United Home Loans and its <a target=\"_blank\" href=\"https://www.veteransunited.com/affiliates/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\">affiliates</a> about real estate, mortgage or related matters and promotional offers, even if they use an autodialer, even if I am on a Do Not Call List, even if the call/text is pre-recorded or made with generative AI. <a target=\"_blank\" href=\"https://www.veteransunited.com/sms/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\">Texting terms apply</a> and message/data rates may apply. I agree to receive documents electronically; I agree to the. <a target=\"_blank\" href=\"https://www.veteransunited.com/privacy/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\">privacy policy</a> and <a target=\"_blank\" href=\"https://www.veteransunited.com/terms/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\">terms</a> I consent to call recordings and securely sharing those with third-party service providers for AI-based analytics or customer service improvement. I may receive service without this consent by <a target=\"_blank\" href=\"https://www.veteransunited.com/contact/\">contacting Veterans United</a>. Consent is not a condition of service.</div>"},"vuhlagree_checkbox" : {"type": "checkbox","value" : 1,"required": true,"invalidMsg": "Check the box above to continue online. You may alternatively call us at 1-800-884-5560 to move ahead.","label" : "I agree to receive calls or texts at this number from Veterans United Home Loans, its <a target=\"_blank\" href=\"https://www.veteransunited.com/affiliates/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\">affiliates</a>, and <a href=\"https://www.mortgageresearchcenter.org/partners/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\" target=\"_blank\" rel=\"nofollow\">lenders</a>, agents and <a href=\"https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\" target=\"_blank\" rel=\"nofollow\">home-services providers</a> about real estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List. I agree to accept delivery of documents electronically; I agree to the <a target=\"_blank\" href=\"https://www.veteransunited.com/privacy/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\">privacy policy</a> and <a target=\"_blank\" href=\"https://www.veteransunited.com/terms/#skip_to_content\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\">terms</a>. I may receive service without this consent by <a target=\"_blank\" href=\"https://www.veteransunited.com/contact/\">contacting Veterans United</a>."},"opq" : {"label": "You&rsquo;re almost there! <span style=\"display:inline-block;\">How would you like to proceed?</span>","type" : "radio","required" : true,"invalidMsg": "Please tell us how you would like to proceed.","options" : [[ "no" , "Request a Call" ],[ "yes" , "Continue Online" ]]},"secure_label" : {"type" : "html","content" : "<span class=\"fmcty-secure-description\"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span>"},"gross_income" : {"label": "What's your annual household income?","type" : "radio","required" : true,"placeholder" : "Select your gross household income&hellip;","invalidMsg": "Please select the total gross (before taxes) annual income for your household.","options" : [[ '200001', 'Greater than $200,000' ],[ '200000', '$150,000 - $200,000' ],[ '150000', '$100,000 - $150,000' ],[ '100000', '$75,000 - $100,000' ],[ '75000' , '$50,000 - $75,000' ],[ '50000' , '$30,000 - $50,000' ],[ '30000' , 'Less than $30,000' ],]},"bankruptcy" : {"label": "Have you declared bankruptcy in the past 2 years?","type" : "radio","required" : true,"placeholder" : "Select a response&hellip;","invalidMsg": "Please select your bankruptcy status.","class" : "field-stacked","options" : [[ 'Never' , 'No' ],[ 'Currently' , 'Yes' ]]},"occupational_status" : {"label": "What is your current <span style=\"display:inline-block;\">employment status?</span>","type" : "radio","required" : true,"placeholder" : "Select your employment status&hellip;","invalidMsg": "Please select your current employment status.","class" : "field-stacked","options" : [['Employed', 'Employed'],['Self-Employed' , 'Self-Employed / 1099 Independent Contractor'],['Retired' , 'Retired'],['Not-Employed', 'Not Employed']]},"occupational_industry" : {"label": "In which industry are you employed?","type" : "radio","required" : true,"placeholder" : "Select your employment industry&hellip;","invalidMsg": "Please select your current employment industry.","options" : [['Agriculture', 'Agriculture'],['Construction' , 'Construction'],['Education', 'Education' ],['Engineering', 'Engineering' ],['Hospitality', 'Food &amp; Hospitality' ],['Finance', 'Finance' ],['Healthcare' , 'Healthcare' ],['IT' , 'Information Technology' ],['LawEnforcementPublicSafety', 'Law Enforcement / Safety' ],['Transportation', 'Transportation / Logistics' ],['Other', 'Other']]},"marital_status" : {"label": "What is your current <span style=\"display:inline-block;\">marital status?</span>","type" : "radio","required" : true,"placeholder" : "Select your marital status&hellip;","invalidMsg": "Please select your current marital status.","options" : [['Married' , 'Married'],['Unmarried' , 'Unmarried'],['Legally Separated' , 'Legally Separated'],['Widowed', 'Widowed'],['Other', 'Other'],['unknown', 'I&rsquo;d rather not say']]},"has_real_estate_agent" : {"label": "Are you currently working with a real estate agent?","type" : "radio","required" : true,"placeholder" : "Select a response&hellip;","invalidMsg": "Please select a response.","class" : "field-stacked","options" : [['no', 'No, I do not have an agent'],['yes' , 'Yes, I have an agent']]},"wants_real_estate_agent" : {"label": "Do you need a real estate agent?","type" : "radio","required" : true,"description" : "<strong>Earn up to $1,875</strong><sup>*</sup> credit at closing when you also work with a Veterans United Realty network agent!","invalidMsg": "Please select a response.","class" : "field-stacked","options" : [['yes' , 'Yes, I need an agent <span style="display: block; font-size: 0.66em; opacity: 0.66; margin-bottom: -6px;">(Recommended)</span>'],['no', 'No, I already have an agent'],['na', 'Skip this question']]},"vur_offer_disclaimer" : {"label": "<sup>*</sup>Credit amounts vary based on factors including loan amount, <a href=\"https://www.veteransunited.com/realty-bundle/#skip_to_content\" target=\"_blank\" onclick=\"Fmcty.fn.launchWindow($(this).attr('href'));return false;\">restrictions apply</a>.","type" : "hidden"},"cash_out" : {"label" : "Would you like to use your home&rsquo;s equity to borrow additional&nbsp;cash?","type": "radio","required": true,"options" : [[ "yes" , "Yes" ],[ "no", "No" ]]},"cash_out_amount" : {"label" : "How much additional cash would you like to take out?","description" : "You may be able to take out as much as <strong>$<span class=\"fmcty_max_cash_out\">325,000</span></strong>.","type": "number_slider","required": true,"mask": "number","attr": "size=\"11\" maxlength=\"11\" pattern=\"[0-9]*\"","min" : "0","max" : 325000,"step": 500,"value" : "0","onChange": "calcRefiTotalLoanAmount"},"first_time" : {"label" : "Is this your first time buying a home?","type": "radio","required": true,"class" : "field-stacked","options" : [[ "yes" , "Yes" ],[ "no", "No" ]]},"sell_before_purchase" : {"label" : "Will you sell your current home?","type": "radio","required": true,"class" : "field-stacked","options" : [[ "yes" , "Yes" ],[ "no", "No" ]]},"renting_end_date_label" : {"type": "html","content" : "<div class=\"fmcty-label\">When does your lease end?</div>"},"renting_end_date_month" : {"label" : "Month:","type": "select","required": true,"placeholder" : "Month","invalidMsg": "Please select a month.","options" : [[ "01" , "01 - January" ],[ "02" , "02 - February" ],[ "03" , "03 - March" ],[ "04" , "04 - April" ],[ "05" , "05 - May" ],[ "06" , "06 - June" ],[ "07" , "07 - July" ],[ "08" , "08 - August" ],[ "09" , "09 - September" ],[ "10" , "10 - October" ],[ "11" , "11 - November" ],[ "12" , "12 - December" ],[ "99" , "Other / No End Date" ]]},"renting_end_date_year" : {"label" : "Year:","type": "select","required": true,"placeholder" : "Year","invalidMsg": "Please select a valid date in the future.","options" : [[ "2026" , "2026" ],[ "2027" , "2027" ],[ "2028" , "2028" ],[ "2029" , "2029" ],[ "2030" , "2030" ],[ "2031" , "2031+" ],[ "9999" , "Other / No End Date" ]]},"current_rent_amount" : {"label": "What is your current monthly rent payment?","type" : "currency","placeholder" : "","required" : true,"attr": "size=\"9\" maxlength=\"9\" pattern=\"[0-9]*\"","invalidMsg": "Please enter a valid dollar amount.",},"desired_payment" : {"label" : "What is your desired monthly payment?","description" : "Enter a monthly payment, including taxes and insurance, that feels comfortable in your budget. <span style=\"display: inline-block;\">An estimate is fine.</span>","type": "currency","required": true,"placeholder" : "","invalidMsg": "Please enter a valid dollar amount.","attr": "size=\"9\" maxlength=\"9\" pattern=\"[0-9]*\"",},"twilio_phone" : {"label" : "What is your phone number?","type": "tel","required": true,"placeholder" : "(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-","invalidMsg": "Please enter a valid phone 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"field-stacked","options" : [[ "yes" , "Yes" ],[ "no" , "No" ],]},"vu_referrer" : {"label" : "How did you hear about Veterans&nbsp;United?","type": "radio","required": true,"options" : [[ "friend or family" , "Friend or Family Member" ],[ "real estate agent" , "Real Estate Agent" ],[ "builder" , "My Builder" ],[ "internet search" , "Internet Search" ],[ "online ad" , "Online Advertisement" ],[ "tv or radio" , "TV or Radio Ad" ],[ "direct mail" , "Direct Mail" ],[ "other" , "Other" ]]},"disability_rating" : {"label": "Do you have a disability rating of 10% or higher from the&nbsp;VA?","description" : "Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. <em>This fee goes directly to the Department of Veterans Affairs.</em>","type" : "radio","required" : true,"class" : "field-stacked","options" : [[ "yes" , "Yes" ],[ "no" , "No" ],[ "unknown" , "I&rsquo;d rather not say" ]]},"disability_income" : {"label": "Are you currently receiving VA&nbsp;Disability Income?","description" : "Your receipt of VA&nbsp;disability income may help us determine other benefits of your VA&nbsp;loan.","type" : "radio","required" : true,"class" : "field-stacked","options" : [[ "yes" , "Yes" ],[ "no" , "No" ],[ "unknown" , "I&rsquo;d rather not say" ]]},"current_loan_type" : {"label" : "What type of loan is your current mortgage?","type" : "radio","required" : true,"options" : [["Conventional" , "Conventional"],["VA" , "VA"],["FHA" , "FHA"],["USDA" , "USDA"],["none" , "No current mortgage"],["unknown" , "I don&rsquo;t know"]]},"previous_va_loan" : {"label" : "Have you ever used a VA Loan before?","type" : "radio","required" : true,"class" : "field-stacked","options" : [["yes" , "Yes"],["no" , "No"]]},	"neighbors" : {"label" : 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: "radio","value" : 1,"required" : true,"options" : [["1", "Continue"]],},		"need_json": {		"type" : "hidden",		"value" : "1"	},	"state_nv_unavailable_notice_html" : {		"type": "html",		"content" : "<div class=\"fmcty-label\">Nevada Homebuyers:</div><p>Due to state regulations, we are not able to accept home loan inquiries for Nevada properties on this site. If you are interested in a property in another area, you may hit Back and enter a different location.</p>"	},},"order": [{"title" : "current-home","inputs" : [	"src","curi","wuri",					"mktast","adg","cmp",					"browser_language",					"browser_viewport","desc","gclid","dclid","dnt_flag","fbclid","msclkid","utm_source","utm_medium","utm_campaign","utm_term","utm_content","val_exp","val_cmp","val_lead","fbp","host_name","form_id","frn","ap_token","opq_guid","opq_worthy","opq_version","opq_treatment","lead_partner_lead_id","adid","plc","ss_test_variation","ss_opq_test_variation","json","google_client_id","start_time","refi_ltv","refi_total_loan_amount","vu_agreestovuprivacypolicy","vu_agreestovutermsandconditions","vu_consentstovutcpa","vu_agreestovuautodial","vu_agreestovutexting","vu_agreestosmsterms","vu_agreestovusharingwithaffiliates","vu_agreestotransactioncommunications","vu_agreestolendingpartners","vu_agreestohbcpartneroffers","matchtype","mbsy_source","campaignid","microsoftadsnetworktype","mbsy","vu_agreestoedelivery","vu_intrasessionexperiment","mrc_agreestohomeservices","twilio_version","lead_intent",		"need_json","living_situation"]},{"title" : "loan-type","inputs" : ["purpose"]},{"title" : "refi-goals","inputs" : ["refi_reason"]},{"title" : "first-time","inputs" : ["first_time"]},{"title" : "property-value","inputs" : ["property_value"]},{"title" : "home-value","inputs" : ["home_value"]},{"title" : "property-type","inputs" : ["property_type"]},{"title" : "manufactured-property","inputs" : ["manufactured_own"]},{"title" : "property-use","inputs" : ["property_use"]},{"title" : "where-in-process","inputs" : ["vu_whereprocess"]},{"title" : "timeframe","inputs" : ["when_loan"]},{"title" : "timeframe-reason","inputs" : ["preventing_loan"]},{"title" : "sell-home","inputs" : ["sell_before_purchase"]},{"title" : "current-loan","inputs" : ["current_loan_type"]},{"title" : "mortgage-balance","inputs" : ["balance"]},{"title" : "interest-rate","inputs" : ["current_rate"]},{"title" : "refi-continue","inputs" : ["refi_ltv_message"],"nextText" : "Yes, continue"},{"title" : "cash-out-amount","inputs": ["cash_out_amount"],"after" : "<div class=\"fmcty-field-hidden-label\">Maximum cashout amount based on the home value and mortgage balance information you supplied. Not guaranteed until locked in by your Loan Officer.</div>"},{"title" : "credit-rating","inputs" : ["credit_rating"]},{"title" : "employment","inputs" : ["occupational_status"]},{"title" : "income","inputs" : ["gross_income"]},{"title" : "bankruptcy","inputs" : ["bankruptcy"]},{"title" : "military-branch","inputs" : ["military_branch"]},{"title" : "active-duty","inputs" : ["military_status"]},{"title" : "pcs-orders","inputs" : ["pcs"]},{"title" : "property-state","inputs" : ["civilian_property_state_select"]},{"title" : "three-percent-down","inputs" : ["three_percent_down"]},{"title" : "down-payment","inputs" : ["down_payment"]},{"title" : "down-payment-notice","inputs" : ["down_payment_notice",],},{"title" : "down-payment-notice-nb","inputs" : ["down_payment_notice_nb",],},{"title" : "property-location","inputs" : ["property_search","property_zip","property_state","property_city"]},			{		"title" : "state-unavailable",		"inputs" : [			"state_unavailable_notice",			"state_nv_unavailable_notice_html"		]	},	{"title" : "continue-online","inputs" : ["ny_opq_message"]},{"title" : "property-state","inputs" : ["property_state_select"]},{"title" : "texas-cashout","inputs" : ["tx_cashout_message"]},			{"title" : "neighbors-bank","inputs" : ["neighbors",],"after" : "<div class=\"fmcty-field-hidden-label\" style=\"max-width:470px;\">Neighbors Bank has been determined to be a better option for your unique homebuying situation. If you think this is a mistake and you do have military experience, please contact Veterans United Home Loans directly at <a class=\"tel\" href=\"tel:18008845560\">1-800-884-5560</a>.</div>"},{"title" : "email","inputs" : ["email","next","vu_agreestoemails",]},{"title" : "name","inputs" : ["name_label","first_name","last_name",]},{"title" : "current-address","inputs" : ["address_label","address","zip",]},{"title" : "time-at-current-address","inputs" : ["time_at_current_address"]}, {"title" : "phone","inputs" : ["phone_full","submit","vuhlagree",]},{"title" : "phone-verify","inputs" : ["twilio_phone","next","vuhlagree",],},{"title" : "phone-verify-code","inputs" : ["phone_verify_code","submit","phone_resend_label",],autoAdvance : false,},{"title" : "disability-rating","inputs" : ["disability_rating"]},],"logic" : {"conditions" : {	"is_purchase" : {"target" : "purpose","operator" : "=","value" : "P"},"is_refinance" : {"target" : "purpose","operator" : "=","value" : "R"},"is_civilian" : 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section.find('input[name="property_city"]'),result_display= section.find('.fmcty-autocomplete-placeholder'),autocomplete= section.find('.fmcty-autocomplete'),location,location_display;if ( ! result_display.length ) {result_display = $('<input type="text" class="fmcty-autocomplete-placeholder" aria-hidden="true" tabindex="-1" readonly disabled/>').appendTo(prop_search.parent());}if ( ! autocomplete.length ) {autocomplete = $('<div class="fmcty-autocomplete-wrapper"><div class="fmcty-autocomplete"><ul id="' + form_id + '_prop_search_results" role="listbox" class="fmcty-autocomplete-results"></ul></div></div>').appendTo('#' + form_id + '_prop_search_results_box');}var autocomplete_results = autocomplete.find('.fmcty-autocomplete-results');if (value.length < 2) {prop_zip.val('').trigger('change');prop_city.val('').trigger('change');prop_state.val('').trigger('change');result_display.val('');section.removeClass('mrc-zip-complete').find('.fmcty-ajax-result-description').remove();prop_search.attr('aria-expanded', 'false');return;}section.addClass('fmcty-section-waiting mrc-section-waiting');Fmcty.fn.callLocationLookupService(value,function(result) {if (typeof result.data !== 'undefined') {autocomplete_results.html('');for (var i = 0; i < result.data.length; i++) {if (result.data[i].PLACENAME) {var autocomplete_item = "",autocomplete_id = "";if (result.data[i].type === 'zip') {autocomplete_item = result.data[i].ZIPCODE+", ";autocomplete_id = result.data[i].ZIPCODE;} else {autocomplete_id = result.data[i].CityStateKey;}if (result.data[i].PLACENAME) {autocomplete_item += result.data[i].PLACENAME+', ';}if (result.data[i].STATEABBV) {autocomplete_item += result.data[i].STATEABBV;}autocomplete_results.append('<li role="option" id="' + form_id + '_fmcty-prop-'+autocomplete_id+'" aria-selected="false" class="fmcty-property-search-result" tabindex="-1" data-zip="'+result.data[i].ZIPCODE+'" data-city="'+result.data[i].PLACENAME+'" data-state="'+result.data[i].STATEABBV+'">'+autocomplete_item+'</li>');}}location = result.data[0];section.find('#prop_search_aria_update').text(result.data.length + ' location results');section.removeClass('fmcty-section-waiting mrc-section-waiting').addClass('mrc-zip-complete');prop_search.closest('.fmcty-field').addClass('fmcty-field-focused');prop_search.attr('aria-expanded', 'true');section.find('.fmcty-field-validation').remove();location_display = "";if (location.PLACENAME) {location_display += location.PLACENAME+", ";prop_city.val(location.PLACENAME).trigger('change');} else {prop_city.val('').trigger('change');}if (location.STATEABBV) {location_display += location.STATEABBV;prop_state.val(location.STATEABBV).trigger('change');} else {prop_state.val('').trigger('change');}if (location.ZIPCODE) {prop_zip.val(location.ZIPCODE).trigger('change');} else {prop_zip.val('').trigger('change');}if (location.type === "zip") {location_display = location.ZIPCODE+", " + location_display;}var location_display_partial = location_display.slice(0, value.length),value_regex = new RegExp(value.replace(/[\.\-\d\w\s]+/g, '$&'), 'i'),location_regex = new RegExp(location_display_partial.replace(/[\.\-\d\w\s]+/g, '$&'), 'i'),location_result = location_regex.test(value_regex);if (location_result) {location_display = value + location_display.slice(value.length);} else {location_display = "";}result_display.val(location_display);} else {section.removeClass('fmcty-section-waiting mrc-section-waiting').removeClass('mrc-zip-complete');prop_search.attr('aria-expanded', 'false');section.find('#prop_search_aria_update').text('');prop_zip.val('').trigger('change');prop_city.val('').trigger('change');prop_state.val('').trigger('change');result_display.val('');section.find('.fmcty-ajax-result-description').remove();}},function(result) {if (result.statusText && result.statusText === "error") {section.removeClass('fmcty-section-waiting mrc-section-waiting').removeClass('mrc-zip-complete');prop_search.attr('aria-expanded', 'false');prop_state.val('fail').trigger('change');section.find('.fmcty-ajax-result-description').remove();} else {prop_zip.val('').trigger('change');prop_city.val('').trigger('change');prop_state.val('').trigger('change');result_display.val('');}});};Fmcty.fn.setPropertyState = function(Fmcty,input,value,values,event) {var form;if (window.Fmcty.version && parseFloat(window.Fmcty.version) >= 2) { /* Fmcty 2.0 conversion */form= Fmcty.form;value = Fmcty.value;} else {form = input.closest('.fmcty-form');}form.find('input[name="property_state"]').val(value).trigger('change');form.find('input[name="property_city"]').val('').trigger('change');};if (Fmcty.values) {var prop_search_val = "";if (Fmcty.values.property_zip) {prop_search_val = Fmcty.values.property_zip;if (Fmcty.values.property_city) {prop_search_val += ", ";}}if (Fmcty.values.property_city) {prop_search_val += Fmcty.values.property_city;if (Fmcty.values.property_state) {prop_search_val += ", " + Fmcty.values.property_state;}}Fmcty.values.property_search = prop_search_val;}let addressXhr = null;Fmcty.fn.address_search_fn = function(query,successCallback,errorCallback) {if (addressXhr && addressXhr.readyState != 4) {addressXhr.abort();};addressXhr = $.ajax({url: "https://www.veteransunitedrealty.com/api/autocomplete/?size=5&input=" + query,cache: true,dataType: "json",type: "GET",crossDomain: true,success: function(response) { successCallback(response);},error: function(response) {errorCallback(response);}});};Fmcty.fn.display_address_results = function(data) {let input = data.input,value = data.value,event = data.event,form_id = data.form_id;let section = input.closest('.fmcty-section'),address_search= section.find('input[name="address_search"]'),autocomplete_wrapper= section.find('.fmcty-autocomplete-wrapper'),autocomplete= section.find('.fmcty-autocomplete'),hint= section.find('.fmcty-autocomplete-placeholder'),show_hint = true,min_characters= 3,max_results = 11,location,location_display;autocomplete.html('');section.find('input[name="address_search_street"]').val('').trigger('change');section.find('input[name="address_search_state"]').val('').trigger('change');section.find('input[name="address_search_city"]').val('').trigger('change');section.find('input[name="address_search_zip"]').val('').trigger('change');section.find('input[name="address_search_rupid"]').val('').trigger('change');if( value.length < min_characters ) {address_search.attr('aria-expanded', 'false');section.removeClass('fmcty-search-complete');hint.val('');autocomplete.height(0);autocomplete_wrapper.css('max-height', 0);return;}autocomplete.append('<ul id="pkbFull_form_address_search_results" role="listbox" class="fmcty-autocomplete-results"></ul>');let autocomplete_results = autocomplete.find('.fmcty-autocomplete-results');section.addClass('fmcty-section-waiting mrc-section-waiting');Fmcty.fn.address_search_fn(value,function(data){let suggestions = data.content,address_not_listed = {"rupid": null,"city": null,"state": null,"zip": null,"street_address": "Address Not Listed","full_address": "Address Not Listed",};suggestions.push(address_not_listed);let suggestions_length = Math.min(suggestions.length, max_results);autocomplete_results.html('');$.each(suggestions, function(index, data) {let result_template = `<li role="option" id="pkbFull_form_fmcty-prop-${index}" aria-selected="false" class="fmcty-address-search-result" tabindex="-1" data-full-address="${data.full_address}" data-street-address="${data.street_address}" data-state="${data.state}" data-zip="${data.zip}" data-city="${data.city}" data-rupid="${data.rupid}">${data.full_address}</li>`;if(index < max_results) {autocomplete_results.append(result_template);}if(index === 0 && show_hint) {value = data.full_address;var search_display = address_search.val(),search_display_partial = search_display.slice(0, value.length),value_regex = new RegExp(search_display.replace(/[\.\-\d\w\s]+/g, '$&'), 'i'),search_regex = new RegExp(search_display.replace(/[\.\-\d\w\s]+/g, '$&'), 'i'),search_result = search_regex.test(value_regex);if (search_result) {search_display = search_display + value.slice(search_display.length);} else {search_display = '';}hint.val(search_display);hint.scrollLeft(input.scrollLeft());}});address_search.closest('.fmcty-field').addClass('fmcty-field-focused');address_search.attr('aria-expanded', 'true');section.removeClass('fmcty-section-waiting mrc-section-waiting').addClass('fmcty-search-complete');section.find('.fmcty-field-validation').remove();let height = section.find('.fmcty-autocomplete-results').outerHeight();if(height > 336) {height = 336;}autocomplete.height(height);autocomplete_wrapper.css('max-height', (height + 40) + 'px');let aria_update_text = suggestions_length === 1 ? 'result' : 'results';section.find('.address_search_aria_update').text(suggestions_length + ' ' + aria_update_text);},function(data){if (data.statusText && data.statusText === "error") {section.removeClass('fmcty-section-waiting mrc-section-waiting').removeClass('fmcty-search-complete');address_search.attr('aria-expanded', 'false');address_search.val('Address Not Listed').trigger('change');address_search_rupid.val('null').trigger('change');section.find('.fmcty-ajax-result-description').remove();}});};Fmcty.fn.calcRefiLtv = function(data){Fmcty.fn.calcRefiTotalLoanAmount(data);if (!data.values.home_value || !data.values.balance || data.values.home_value == 0) {return;}var homeVal = parseInt(data.values.home_value),balance = parseInt(data.values.balance),ltv = Math.round(balance / homeVal * 100),cashOutMax = Math.round((homeVal * .9 ) - balance);if (cashOutMax > 325000){cashOutMax = 325000;} else if (cashOutMax < 0){cashOutMax = 0;}Fmcty.var.cashOutMax = cashOutMax;if (data.values.cash_out_amount > cashOutMax) {data.form.find('[name="cash_out_amount"]').val(cashOutMax).trigger('change');}data.form.find('[name="refi_ltv"]').val(ltv).trigger('change');data.form.find('.fmcty_max_cash_out').text(String(cashOutMax).replace(/(.)(?=(\d{3})+$)/g,'$1,'));};Fmcty.fn.calcRefiTotalLoanAmount = function(data){var balance = parseInt(data.values.balance) || 0,cashout = parseInt(data.values.cash_out_amount) || 0;data.form.find('[name="refi_total_loan_amount"]').val(balance + cashout).trigger('change');};Fmcty.fn.txCashout = function(data){data.form.find('input[name="refi_reason"]').prop('checked',false).trigger('change').filter('[value="rate"]').prop('checked',true).trigger('change');};Fmcty.fn.getCookie = function(cname) {var name = cname + "=";var decodedCookie = decodeURIComponent(document.cookie);var ca = decodedCookie.split(';');for(var i = 0; i < ca.length; i++) {var c = ca[i];while (c.charAt(0) == ' ') {c = c.substring(1);}if (c.indexOf(name) == 0) {return c.substring(name.length, c.length);}}return "";};	Fmcty.fn.submitFn = function(data) {				var response = data;		if (data.response) {			Fmcty.fn.vamcConfirmFn(data);		};	};		Fmcty.fn.vamcConfirmFn = function(data) {		var purpose = data.values.purpose;			$('#' + data.form_id + ' .fmcty-form').addClass('fmcty-results').html('<div class="form-results confirm-intro" />');		$('#' + data.form_id + ' .fmcty-progress-bar-wrapper').hide();				var results = $('#' + data.form_id + ' .form-results'),			confirmMessage = '';				if (data.response.return_url && data.response.return_url.substring(0, 52) === "https://www.veteransunited.com/confirm/purchase/opq/") {			confirmMessage += '<div class="container">';			confirmMessage += '<h2 class="h-charlie">A VA Loan Specialist from Veterans United will be in touch soon!</h2><p>We have received your information. A Home Loan Specialist from Veterans&nbsp;United will reach out soon to help determine what you qualify for.</p>';			confirmMessage += "<p>Let's finish personalizing your quote with a few simple questions. Takes about 15 minutes</p><a href=\""+data.response.return_url+"\" target=\"_blank\" class=\"button\">Get Prequalified Online &rarr;</a>";			confirmMessage += '</div>';		} else {			confirmMessage += '<div class="container"><h1 class="h-alpha">Thanks!</h1><p>We have received your information. A Home Loan Specialist from Veterans United will help&nbsp;you:</p><ul><li>Check your eligibility for a VA&nbsp;Home&nbsp;Loan</li>';			if ( purpose == "R" ) {				confirmMessage += '<li>Calculate potential monthly savings or cash out&nbsp;options</li>';			} else {				confirmMessage += '<li>Calculate how much you qualify&nbsp;for</li>'			}			confirmMessage += '<li>Answer any other questions you may&nbsp;have</li></ul><a class="button md" href="https://veteransunited.com/reviews/">Veterans United Reviews &rarr;</a></div>';		}			results.append(confirmMessage);			$('.site-wrapper').append('<div class="confetti"></div>');				var confetti_count = 250;			for (var i = 0; i < confetti_count; i++) {			create(i);		}		function create(i) {			$('.confetti').append('<div class="confetti-bit confetti-'+i+'"></div>');		}	};		Fmcty.fn.sendStartedEvent = function(data){var lfuid = data.values.opq_guid;var referrer =data.values.curi != null ? data.values.curi : "unknown referrer";var userAgent = navigator.userAgent;var currentIsoTimestamp = new Date().toISOString();var context = {"host_name": data.values.host_name != null ? data.values.host_name : "undefined host_name"};var payload = {"lfuid": lfuid,"event":"Vuhl.Llglc.LeadForm.UserActivity.Started.v1","data": {"activity": "Started","referrer": referrer,"context": context,"activityTime": currentIsoTimestamp,"userAgent": userAgent}};fetch('https://api.mortgageresearchcenter.com/v1/event/', {method: 'POST',headers: {'Content-Type': 'application/json'},body: JSON.stringify(payload),keepalive: true});};Fmcty.fn.sendSubmittedEvent = function(data) {var lfuid = data.values.opq_guid;var referrer =data.values.curi != null ? data.values.curi : "unknown referrer";var userAgent = navigator.userAgent;var currentIsoTimestamp = new Date().toISOString();var context = {"host_name": data.values.host_name != null ? data.values.host_name : "undefined host_name"};var payload = {"lfuid": lfuid,"event":"Vuhl.Llglc.LeadForm.UserActivity.LeadSubmit.v1","data": {"activity": "LeadSubmit","referrer": referrer,"context": context,"activityTime": currentIsoTimestamp,"userAgent": userAgent}};fetch('https://api.mortgageresearchcenter.com/v1/event/', {method: 'POST',headers: {'Content-Type': 'application/json'},body: JSON.stringify(payload),keepalive: true});};Fmcty.fn.utf8_to_b64 = function( str ) {return window.btoa(unescape(encodeURIComponent( str )));};Fmcty.fn.createRngCookie = function(data){var cookieName = "rngFormData";var lifetime =30;var value = Fmcty.fn.utf8_to_b64(JSON.stringify(data));Fmcty.fn.createCookie(cookieName,value,lifetime);};Fmcty.fn.saveRngFormValues = function(data){var values = data.values;var cookie = Fmcty.fn.checkRngCookie('rngFormData');var rngData = {};rngData.cookieTimeStamp = new Date();rngData.currentField = $(data.section).attr('data-fmcty-section');rngData.progress = [];$.each(values,function(key,value){if ($.inArray(key,Fmcty.rngFields) !== -1){rngData[key] = value;}});Fmcty.fn.createRngCookie(rngData);};Fmcty.fn.deleteRngValues = function() {var cookieName = "rngFormData";Fmcty.fn.createCookie(cookieName,"",-1);};Fmcty.fn.createCookie = function(name,value,days) {if (days) {var date = new Date();date.setTime(date.getTime()+(days*24*60*60*1000));var expires = "; expires="+date.toGMTString();}else var expires = "";document.cookie = name+"="+value+expires+"; path=/";};Fmcty.fn.checkRngCookie = function(name) {var value = '; ' + document.cookie;var parts = value.split('; ' + name + '=');if (parts.length === 2) {var base64Url = parts.pop().split(';').shift();var base64 = base64Url.replace(/-/g, '+').replace(/_/g, '/');while (base64.length % 4 !== 0) {base64 += '=';}return JSON.parse(atob(base64));}};Fmcty.fn.newSession = function(data) {window.sessionStorage.isNewSession = false; var date = new Date();var nextSection = Fmcty.fn.findNextSection(Object.keys(data));return '{"timestamp":"'+date.toLocaleString().replace(/[^ -~]/g,'')+'", "nextSection":"'+nextSection+'", "src":"'+data.src+'", "cmp":"'+data.cmp+'"}';};Fmcty.fn.findNextSection = function(prefilledFields) {var form = $('#pkbFull_form');var fieldClasses = prefilledFields.map(function(field) {return '.field-' + field;});fieldClasses.push('.fmcty-field-hidden, .fmcty-field-hidden-input:not(.field-ny_opq_message), .fmcty-field-html, .fmcty-field-submit, .fmcty-field-next, .fmcty-field-prev');var nextSection = form.find('.fmcty-field').not(fieldClasses.join(', ')).first().closest('.fmcty-section');return nextSection.parent().children().index(nextSection) + 1;};addEventListener('beforeunload', (event) => {var data = Fmcty.fn.checkRngCookie('rngFormData');if(!data) {} else {data.refreshCount++;Fmcty.fn.createRngCookie(data);}});Fmcty.fn.utf8_to_b64 = function( str ) {return window.btoa(unescape(encodeURIComponent( str )));};Fmcty.fn.createRldCookie = function(data){var cookieName = "rldFormData";var lifetime =1;var value = Fmcty.fn.utf8_to_b64(JSON.stringify(data));Fmcty.fn.createCookie(cookieName,value,lifetime);};Fmcty.fn.saveRldFormValues = function(data){var values = data.values;var rldData = {};rldData.cookieTimeStamp = new Date();rldData.currentField = $(data.section).attr('data-fmcty-section');$.each(values,function(key,value){if ($.inArray(key,Fmcty.rldFields) !== -1){rldData[key] = value;}});Fmcty.fn.createRldCookie(rldData);};Fmcty.fn.deleteRldValues = function() {var cookieName = "rldFormData";Fmcty.fn.createCookie(cookieName,"",-1);};Fmcty.fn.createCookie = function(name,value,days) {if (days) {var date = new Date();date.setTime(date.getTime()+(days*24*60*60*1000));var expires = "; expires="+date.toGMTString();}else var expires = "";document.cookie = name+"="+value+expires+"; path=/";};Fmcty.fn.setBindings = function(form_var){form_var.on("fmcty:next fmcty:prev",function(e,data){var scrollTop = $(document).scrollTop(),formTop = $('#pkbFull_form').offset().top;if ( scrollTop > formTop ) {$("html, body").animate({scrollTop:formTop},500)}});form_var.on("fmcty:next",function(e,data){var elem = data;if (data.section) {elem = data.section; /* Fmcty 2.0 conversion */}if (typeof ga !== 'undefined') {ga('vuhlga.send', {hitType: 'event',eventCategory: 'Formocity: #pkbFull_form',eventAction: 'Advance To Section',eventLabel: $(elem).data('fmctySection')});}});form_var.on("fmcty:prev",function(e,data){var elem = data;if (data.section) {elem = data.section; /* Fmcty 2.0 conversion */}if (typeof ga !== 'undefined') {ga('vuhlga.send', {hitType: 'event',eventCategory: 'Formocity: #pkbFull_form',eventAction: 'Back To Section',eventLabel: $(elem).data('fmctySection')});}});form_var.on("fmcty:change",function(e,data){if (window.dataLayer && data && data.input_name && ( data.input_name === "property_value" || data.input_name === "home_value" ) ) {var adValue = parseInt(data.value) / 1000;window.dataLayer.push({event : "adValue",adValue : adValue});}});form_var.on("fmcty:submit",function(e,data){var values;if (data.values) {values = data.values;} else {values = data;}if (typeof ga !== 'undefined') {ga('vuhlga.send', {hitType: 'event',eventCategory: 'Formocity: #pkbFull_form',eventAction: 'Submit',eventLabel: values.plc + ' ~ ' + values.purpose});}if (window.dataLayer) {if ( ! ( parseInt(values.property_value) < 100000 || parseInt(values.home_value) < 100000 ) && values.credit_rating !== "Poor" && values.credit_rating !== "unknown" ) {window.dataLayer.push({event : "pkTrueSubmit"});}}});form_var.one("fmcty:section_complete", function (e,data){Fmcty.fn.sendStartedEvent(data);});form_var.on("fmcty:submit_success", function (e, data){Fmcty.fn.sendSubmittedEvent(data);});Fmcty.fn.setFrn = function(data){var frnEl;if (data.form){frnEl = $(data.form).find("input[name='frn']");} else {frnEl = $("input[name='frn']");}var frnVal = frnEl.val();if ( !frnVal ){frnEl.val((Math.random() * 100).toFixed(2)).trigger('change');}};form_var.on('fmcty:ready', Fmcty.fn.setFrn);form_var.on('fmcty:ready',function() {var ga_cookie = Fmcty.fn.getCookie('_ga');if(typeof ga_cookie !== 'undefined' && ga_cookie !== '') {var cookieCrumbs = ga_cookie.split('.');var user_psuedo_id_pt2 = cookieCrumbs.pop();var user_psuedo_id_pt1 = cookieCrumbs.pop();var user_psuedo_id = user_psuedo_id_pt1 + '.' + user_psuedo_id_pt2;$("input[name='google_client_id']").val(user_psuedo_id).trigger('change');}});form_var.on("fmcty:progress_updated",function(e,data){if (data.progress.currentStep > 1) {$('body').addClass('form-started form-engaged');data.container.addClass('fmcty-started fmcty-engaged');} else {$('body').removeClass('form-started');data.container.removeClass('fmcty-started');}});			form_var.on('fmcty:section_complete', function(e, data){			if (data.section.attr('data-fmcty-section') == 'email'){				if(Fmcty.pkbFull_form) {					var values = Fmcty.pkbFull_form.values;					$.post("https://www.veteransunited.com/v3/marketo_partial.php", values);				}			}		});	var plc = form_var.data('fmctyPlc');if (plc && pkbFullConfig && pkbFullConfig.inputs && pkbFullConfig.inputs.plc) {pkbFullConfig.inputs.plc.value = plc;}mrcForm.on('fmcty:ready',function(e,data) {var autocomplete_click = false;function autoAdvanceSection (section) {var hasAutoAdvance = !(section.data('fmcty-auto-advance') === false);if (hasAutoAdvance) {Fmcty['pkbFull_form'].next();}}mrcForm.find('[name="property_search"]').not('[type="hidden"]').closest('.fmcty-field').append('<div id="pkbFull_form_init_prop_search_instr" class="a11y-hidden">When autocomplete results are available use up and down arrows to review and enter to select.</div><div role="status" aria-live="polite" id="pkbFull_form_prop_search_aria_update" class="a11y-hidden"></div><div id="pkbFull_form_prop_search_results_box"></div>' );mrcForm.on('click','.fmcty-property-search-result',function(e) {e.preventDefault();var link= $(this),section = link.closest('.fmcty-section'),hint= section.find('.fmcty-autocomplete-placeholder'),prop_search = section.find('input[name="property_search"]'),prop_zip= section.find('input[name="property_zip"]'),prop_state= section.find('input[name="property_state"]'),prop_city = section.find('input[name="property_city"]');prop_zip.val(link.data('zip')).trigger('change');prop_city.val(link.data('city')).trigger('change');prop_state.val(link.data('state')).trigger('change');prop_search.val(link.text());hint.val(link.text());section.find('#prop_search_aria_update').text(hint.val() + ' selected');section.removeClass('mrc-zip-complete');prop_search.attr('aria-expanded', 'false');if ( '' == 'standard' ) {prop_search.focus().closest('.fmcty-field').removeClass('fmcty-field-focused');} else {autoAdvanceSection(section);}}).on('mousedown','.fmcty-property-search-result', function(e) {autocomplete_click = true;});mrcForm.find('[name="property_search"]').not('[type="hidden"]').wrap('<div class="fmcty-autocomplete-input-wrapper"/>').on('focus',function(e){var link = $(this),section = link.closest('.fmcty-section');link.closest('.fmcty-field').addClass('fmcty-field-focused');if (section.hasClass('mrc-zip-complete')) {prop_search.attr('aria-expanded', 'true');}}).on('blur',function(e){var link= $(this),section = link.closest('.fmcty-section'),prop_search = section.find('input[name="property_search"]');if(autocomplete_click) {autocomplete_click = false;mrcForm.on('mouseup', function() {$(link).closest('.fmcty-field').removeClass('fmcty-field-focused');prop_search.attr('aria-expanded', 'false');$(this).off('mouseup');});} else {$(link).closest('.fmcty-field').removeClass('fmcty-field-focused');prop_search.attr('aria-expanded', 'false');}}).on('keydown',function(e){if(e.which === 13) {e.preventDefault();e.stopImmediatePropagation();}}).on('keyup',function(e) {var input = $(this),section = input.closest('.fmcty-section');hint= section.find('.fmcty-autocomplete-placeholder'),prop_field= section.find('.field-property_search'),prop_search = section.find('input[name="property_search"]');var results = $('.fmcty-property-search-result');section.find('.fmcty-autocomplete-placeholder').val('');switch(e.which) {case 9:break;case 13:section.removeClass('mrc-zip-complete');section.find('#prop_search_aria_update').text(hint.val() + ' selected');if ( '' == 'standard' ) {prop_search.focus().closest('.fmcty-field').removeClass('fmcty-field-focused');} else {autoAdvanceSection(section);}break;case 16:case 37:case 38:case 39:case 40:break;default:Fmcty.fn.locationLookup({"event": e,"input": input,"value": input.val(),"form_id": data.form_id,});break;}if (results.length && prop_field.hasClass('fmcty-field-focused') && section.hasClass('mrc-zip-complete') ) {var selected_result = results.filter('.hover');results.removeClass('hover').attr('aria-selected', 'false');prop_search.removeAttr('aria-activedescendant');if (e.which === 38 || e.which === 40) {var hint= section.find('.fmcty-autocomplete-placeholder'),prop_zip= section.find('input[name="property_zip"]'),prop_state= section.find('input[name="property_state"]'),prop_city = section.find('input[name="property_city"]');switch(e.which) {case 38:if (selected_result.length && selected_result.prev().length) {selected_result = selected_result.prev().addClass('hover').attr('aria-selected', 'true');prop_search.attr('aria-activedescendant', selected_result.attr('id'));input.val(selected_result.text());hint.val(selected_result.text());prop_zip.val(selected_result.data('zip')).trigger('change');prop_city.val(selected_result.data('city')).trigger('change');prop_state.val(selected_result.data('state')).trigger('change');} else {prop_search.removeAttr('aria-activedescendant');}break;case 40:if (! selected_result.length) {selected_result = results.first().addClass('hover').attr('aria-selected', 'true');} else if (selected_result.next().length) {selected_result = selected_result.next().addClass('hover').attr('aria-selected', 'true');} else {selected_result = results.last().addClass('hover').attr('aria-selected', 'true');}prop_search.attr('aria-activedescendant', 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{Fmcty.fn.autocomplete_address_escape(section);} else {section.find('.fmcty-next').trigger('click');}};mrcForm.find('[name="address_search"]').not('[type="hidden"]').closest('.fmcty-field').append(autocomplete_template);mrcForm.on('click','.fmcty-address-search-result',function(e) {e.preventDefault();let link = $(this),section= link.closest('.fmcty-section'),address_search = section.find('input[name="address_search"]');Fmcty.fn.autocomplete_address_select(link);section.removeClass('fmcty-search-complete');address_search.attr('aria-expanded', 'false');section.find('.fmcty-autocomplete-wrapper').css( 'max-height', 0 );console.log('');section_complete(section);}).on('mousedown','.fmcty-address-search-result', function(e) {autocomplete_click = true;});mrcForm.find('[name="address_search"]').not('[type="hidden"]').wrap('<div class="fmcty-autocomplete-input-wrapper"/>').after('<input type="text" class="fmcty-autocomplete-placeholder" aria-hidden="true" tabindex="-1" readonly disabled/>').on('focus',function(e) {let input = $(this),section = input.closest('.fmcty-section');hint= section.find('.fmcty-autocomplete-placeholder');input.closest('.fmcty-field').addClass('fmcty-field-focused');hint.val('');if (section.find('.fmcty-address-search-result').length > 0 && input.val() != "Address Not Listed") {Fmcty.fn.autocomplete_address_show(section);}}).on('paste', function(e) {let input = $(this);let paste = (event.clipboardData || window.clipboardData).getData("text");e.preventDefault();input.val(paste).trigger('change');Fmcty.fn.display_address_results({"event": e,"input": input,"value": input.val(),"form_id": data.form_id,});}).on('blur',function(e) {let input = $(this);section = input.closest('.fmcty-section');if (autocomplete_click === false) {input.closest('.fmcty-field').removeClass('fmcty-field-focused');Fmcty.fn.autocomplete_address_escape(section);}}).on('keydown',function(e) {let section = $(this).closest('.fmcty-section'),hint= section.find('.fmcty-autocomplete-placeholder');if(e.which === 13) {e.preventDefault();e.stopImmediatePropagation();}hint.val('');}).on('keyup',function(e) {let input= $(this),section= input.closest('.fmcty-section');hint = section.find('.fmcty-autocomplete-placeholder'),autocomplete_wrapper = section.find('.fmcty-autocomplete-wrapper'),autocomplete = section.find('.fmcty-autocomplete'),autocomplete_field = section.find('.field-address_search'),address_search = section.find('input[name="address_search"]'),results= section.find('.fmcty-address-search-result');hint.val('');switch(e.which) {case 9:break;case 13:section.removeClass('fmcty-search-complete');section_complete(section);break;case 16:case 27:case 37:case 38:case 39:case 40:case 91:break;default:Fmcty.fn.display_address_results({"event": e,"input": input,"value": input.val(),"form_id": data.form_id,});break;}if (results.length && autocomplete_field.hasClass('fmcty-field-focused') && section.hasClass('fmcty-search-complete') ) {let selected_result = results.filter('.hover');results.removeClass('hover').attr('aria-selected', 'false');address_search.removeAttr('aria-activedescendant');if (e.which === 38 || e.which === 40 || e.which === 27) {switch(e.which) {case 38:if (selected_result.length && selected_result.prev().length) {selected_result = selected_result.prev().addClass('hover').attr('aria-selected', 'true');} else {selected_result = results.last().addClass('hover').attr('aria-selected', 'true');}Fmcty.fn.autocomplete_address_select(selected_result);address_search.attr('aria-activedescendant', selected_result.attr('id'));autocomplete[0].scrollTop = (selected_result[0].offsetTop) - ((autocomplete[0].clientHeight / 2) - (selected_result[0].offsetHeight / 2));break;case 40:if (! selected_result.length || selected_result.next().length === 0) {selected_result = results.first().addClass('hover').attr('aria-selected', 'true');} else if (selected_result.next().length) {selected_result = 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{mrcForm.find('[name="address"]').val(data.values.address_search_street).trigger('change');mrcForm.find('[name="zip"]').val(data.values.address_search_zip).trigger('change');} else {mrcForm.find('[name="address"]').val('').trigger('change');mrcForm.find('[name="zip"]').val('').trigger('change');};}});Fmcty.fn.autocomplete_address_show = function(section) {let address_search = section.find('input[name="address_search"]'),autocomplete_wrapper = section.find('.fmcty-autocomplete-wrapper'),autocomplete = section.find('.fmcty-autocomplete'),results= section.find('.fmcty-address-search-result');section.addClass('fmcty-search-complete');address_search.attr('aria-expanded', 'true');let height = section.find('.fmcty-autocomplete-results').outerHeight();if(height > 336) {height = 336;}autocomplete.height(height);autocomplete_wrapper.css('max-height', (height + 40) + 'px');};Fmcty.fn.autocomplete_address_escape = function(section) {let address_search = section.find('input[name="address_search"]'),autocomplete_wrapper = section.find('.fmcty-autocomplete-wrapper'),autocomplete = section.find('.fmcty-autocomplete'),hint = section.find('.fmcty-autocomplete-placeholder'),results= section.find('.fmcty-address-search-result');section.removeClass('fmcty-search-complete');address_search.attr('aria-expanded', 'false');hint.val('');autocomplete.height(0);autocomplete_wrapper.css('max-height', 0);if(results.length > 0) {section.find('.address_search_aria_update').text('Results closed');} else {section.find('.address_search_aria_update').text('');}};Fmcty.fn.autocomplete_address_select = function(result) {if (!result.length) {return;}let section= result.closest('.fmcty-section'),address_search = section.find('input[name="address_search"]'),hint = section.find('.fmcty-autocomplete-placeholder'),autocomplete = section.find('.fmcty-autocomplete'),full_address = result[0].dataset.fullAddress,street_address = result[0].dataset.streetAddress,rupid= result[0].dataset.rupid;city = result[0].dataset.city,state= result[0].dataset.state,zip= result[0].dataset.zip,address_search.val(full_address);section.find('input[name="address_search_rupid"]').val(rupid).trigger('change');section.find('input[name="address_search_street"]').val(street_address).trigger('change');section.find('input[name="address_search_city"]').val(city).trigger('change');section.find('input[name="address_search_state"]').val(state).trigger('change');section.find('input[name="address_search_zip"]').val(zip).trigger('change');};form_var.on('fmcty:ready', function() {function check_ap() {if (typeof window.activeProspectCert !== 'undefined') {$("input[name='ap_token']").val(window.activeProspectCert).trigger('change');} else {if(typeof loadTrustedForm == 'function') {loadTrustedForm();setTimeout(check_ap,1000);}}}check_ap();});form_var.on("fmcty:section_complete", function(e,data) {if(data.section.attr("data-fmcty-section") == "current-home") {if(data.values.living_situation == "rent") {mrcForm.find('[name="purpose"][value="P"]').prop('checked', true).trigger('change');}};});form_var.on('fmcty:ready', function(e,data){var ise_value = Fmcty.fn.getCookie('intra_session_experiment');mrcForm.find('[name="vu_intrasessionexperiment"]').val(ise_value).trigger('change');});form_var.on('fmcty:section_complete', function(e,data){if(data.section.attr("data-fmcty-section") == "email") {var ise_value = Fmcty.fn.getCookie('intra_session_experiment');mrcForm.find('[name="vu_intrasessionexperiment"]').val(ise_value).trigger('change');}if(data.section.attr("data-fmcty-section") == "loan-type") {var ise_value = Fmcty.fn.getCookie('intra_session_experiment');mrcForm.find('[name="vu_intrasessionexperiment"]').val(ise_value).trigger('change');}});form_var.on('fmcty:ready', function(e, data) {form_var.find('.twilioResendCodeButton').click(function() {data.value = 'text';Fmcty.fn.sendVerification(data);});form_var.find('.twilioCallCodeButton').click(function() {data.value = 'call';Fmcty.fn.sendVerification(data);});});};Fmcty.fn.setBindings(mrcForm);populateAddresses = function (result) {var input = $('input[name="property_search_2"]');var section = input.closest('.fmcty-section');var prop_search = section.find('input[name="property_search_2"]');var prop_rupid = section.find('input[name="property_rupid"]');var autocomplete = section.find('.fmcty-autocomplete');var autocomplete_results = autocomplete.find('.fmcty-autocomplete-results');var placeholder = $('.fmcty-autocomplete-placeholder');if (typeof result.content !== 'undefined') {autocomplete_results.html("");placeholder.html("");section.find("#prop_search_aria_update").text(result.content.length + " location results");section.removeClass("fmcty-section-waiting mrc-section-waiting").addClass("mrc-zip-complete");section.find(".fmcty-field-validation").remove();if (result.content.length > 0) {for (var i = 0; i < result.content.length; i++) {var autocomplete_item = result.content[i].full_address,autocomplete_id = "";autocomplete_results.append('<li><a role="option" id="fmcty-prop-' + autocomplete_id + '" aria-selected="false" class="fmcty-autocomplete-result" tabindex="-1" href="#" data-address="' + result.content[i].street_address + '" data-zip="' + result.content[i].zip + '" data-city="' + result.content[i].city + '" data-state="' + result.content[i].state + '" data-rupid="' + result.content[i].rupid + '">' + autocomplete_item + '</a></li>');}} else {autocomplete_results.append('<li><span style="padding: 8px 16px;">Sorry, no results found</span></li>');}} else {section.removeClass("fmcty-section-waiting mrc-section-waiting").removeClass("mrc-zip-complete");prop_search.attr("aria-expanded", "false");section.find("#prop_search_aria_update").text("");prop_rupid.val("").trigger("change");section.find(".fmcty-ajax-result-description").remove();}$('body').on('click', '.fmcty-autocomplete-result', function (e) {e.preventDefault();var link = $(this);var prop_address = section.find('input[name="address"]');var prop_rupid = section.find('input[name="property_rupid"]');prop_rupid.val(link.data('rupid')).trigger('change');prop_address.val(link.data('address')).trigger('change');placeholder.val('');});$('[name="property_search_2"]').not('[type="hidden"]').on('keyup', function (e) {var input = $(this),section = input.closest('.fmcty-section'),placeholder = $('.fmcty-autocomplete-placeholder'),results = $('.fmcty-autocomplete-results a');if (results.length) {var selected_result = results.filter('.hover');if (e.which === 38 || e.which === 39 || e.which === 40) {var prop_rupid = section.find('input[name="property_rupid"]'),prop_zip = section.find('input[name="zip"]'),prop_state = section.find('input[name="property_state_2"]'),prop_city = section.find('input[name="property_city_2"]'),prop_address = section.find('input[name="address"]');switch (e.which) {case 38: if (selected_result.length && selected_result.parent().prev().children('a').length) {prop_rupid.val(selected_result.data('rupid')).trigger('change');prop_address.val(selected_result.data('address')).trigger('change');}placeholder.val('');break;case 39: input.val(result.content[0].full_address.toUpperCase()).trigger('change');prop_zip.val(result.content[0].zip).trigger('change');prop_city.val(result.content[0].city).trigger('change');prop_address.val(result.content[0].street_address).trigger('change');prop_state.val(result.content[0].state).trigger('change');prop_rupid.val(result.content[0].rupid).trigger('change');placeholder.val('');break;case 40: prop_address.val(selected_result.data('address')).trigger('change');prop_rupid.val(selected_result.data('rupid')).trigger('change');placeholder.val('');break;}}}});};mrcForm.formocity(pkbFullConfig);});</script><script type="module" async>import { GA4Setup } from "/assets/js/_dev/GA4Setup.js";const params = {form: $('#pkbFull_form'), 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