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<channel>
	<title>Beyond Paycheck to Paycheck</title>
	
	<link>http://totalcandor.com/blog</link>
	<description>A Conversation About Income, Wealth, and the Steps in Between</description>
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		<title>In Search of a Job? You’re Job Search Expenses May Be Deductible</title>
		<link>http://feedproxy.google.com/~r/totalcandor/BPP/~3/BZz3ArhXFKs/</link>
		<comments>http://totalcandor.com/blog/2011/08/in-search-of-a-job-youre-job-search-expenses-may-be-deductible/#comments</comments>
		<pubDate>Tue, 16 Aug 2011 18:21:29 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://totalcandor.com/blog/?p=1143</guid>
		<description><![CDATA[If you are looking for a job in this economy, you know it can be a nightmare. One bright spot is that your job search expenses may be tax deductible. Read my latest Turbotax Blog article, In Search of a Job? You&#8217;re Job Search Expenses May Be Deductible to find out if you are eligible [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2011%2F08%2Fin-search-of-a-job-youre-job-search-expenses-may-be-deductible%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2011%2F08%2Fin-search-of-a-job-youre-job-search-expenses-may-be-deductible%2F" height="61" width="51" /></a></div><p>If you are looking for a job in this economy, you know it can be a nightmare. One bright spot is that your job search expenses may be tax deductible. Read my latest <a href="http://blog.turbotax.intuit.com/">Turbotax Blog</a> article, <a href="http://blog.turbotax.intuit.com/tax-tips/tax-tips-in-search-of-a-job-youre-job-search-expenses-may-be-deductible/08092011-7299">In Search of a Job? You&#8217;re Job Search Expenses May Be Deductible</a> to find out if you are eligible to save!</p>
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		<item>
		<title>When Work Pays Twice – Schedule M and the Making Work Pay Credit</title>
		<link>http://feedproxy.google.com/~r/totalcandor/BPP/~3/QAGKSO7TgdY/</link>
		<comments>http://totalcandor.com/blog/2011/03/when-work-pays-twice-%e2%80%93-schedule-m-and-the-making-work-pay-credit/#comments</comments>
		<pubDate>Wed, 16 Mar 2011 13:29:21 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://totalcandor.com/blog/?p=1139</guid>
		<description><![CDATA[For some tax tips that work in your favor, check out my latest blog post for the Turbotax blog. It&#8217;s called When Work Pays Twice &#8211; Schedule M and the Making Work Pay Credit. Read the article and make sure you don&#8217;t pay a dime more than you have to!
]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2011%2F03%2Fwhen-work-pays-twice-%25e2%2580%2593-schedule-m-and-the-making-work-pay-credit%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2011%2F03%2Fwhen-work-pays-twice-%25e2%2580%2593-schedule-m-and-the-making-work-pay-credit%2F" height="61" width="51" /></a></div><p>For some tax tips that work in your favor, check out my latest blog post for the <a href="http://blog.turbotax.intuit.com/">Turbotax blog</a>. It&#8217;s called <a href="http://blog.turbotax.intuit.com/tax-tips/when-work-pays-twice-%E2%80%93-schedule-m-and-the-making-work-pay-credit/03092011-5730">When Work Pays Twice &#8211; Schedule M and the Making Work Pay Credit</a>. Read the article and make sure you don&#8217;t pay a dime more than you have to!</p>
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		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://totalcandor.com/blog/2011/03/when-work-pays-twice-%e2%80%93-schedule-m-and-the-making-work-pay-credit/</feedburner:origLink></item>
		<item>
		<title>Unbiased Financial Education Seminars Coming to the Granite State</title>
		<link>http://feedproxy.google.com/~r/totalcandor/BPP/~3/Yb1Je2IErE4/</link>
		<comments>http://totalcandor.com/blog/2011/02/unbiased-financial-education-seminars-coming-to-the-granite-state/#comments</comments>
		<pubDate>Wed, 23 Feb 2011 12:34:52 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Events]]></category>

		<guid isPermaLink="false">http://totalcandor.com/blog/?p=1111</guid>
		<description><![CDATA[After years traveling the country teaching financial education, I am excited to announce a financial education series in my home state of New Hampshire.  As you know, I am selective when picking partners and I simply couldn&#8217;t be happier with the &#8220;public-first&#8221; attitude displayed by Total Candor&#8217;s partners in this initiative:

New Hampshire Public Television
Business [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2011%2F02%2Funbiased-financial-education-seminars-coming-to-the-granite-state%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2011%2F02%2Funbiased-financial-education-seminars-coming-to-the-granite-state%2F" height="61" width="51" /></a></div><p>After years traveling the country teaching financial education, I am excited to announce a financial education series in my home state of New Hampshire.  As you know, I am selective when picking partners and I simply couldn&#8217;t be happier with the &#8220;public-first&#8221; attitude displayed by Total Candor&#8217;s partners in this initiative:</p>
<ul>
<li><a href="http://www.nhptv.org/events/?feat=1144#1144" target="_blank">New Hampshire Public Television</a></li>
<li><a href="http://millyardcommunications.com/index.php?src=events&amp;srctype=detail&amp;category=Events&amp;refno=70" target="_blank">Business NH Magazine (Millyard Communications)</a></li>
<li><a href="http://extension.unh.edu/events/index.cfm?e=app.event&amp;event_id=22928" target="_blank">The University of New Hampshire Cooperative Extension Program</a></li>
</ul>
<p>Together, we will host three events this spring, including a March event in Durham, an April event in Manchester, and a May event in Plymouth. For more information or to register, visit <a href="http://millyardcommunications.com/index.php?src=events&amp;srctype=detail&amp;category=Events&amp;refno=70" target="_blank">this page</a>.  To watch a promo video appearing every few minutes on Public TV (take that Big Bird), <a href="http://totalcandor.com/blog/wp-content/uploads/2011/02/mbr-promo-video.mp4" target="_blank">click here</a>.</p>
<p>Hope to see you on March 9 (or shortly thereafter)!</p>
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		<item>
		<title>Switch Jobs? How to Keep the Tax Man Away from (Some of) Your New Salary</title>
		<link>http://feedproxy.google.com/~r/totalcandor/BPP/~3/USh9SeZ1Hy8/</link>
		<comments>http://totalcandor.com/blog/2011/02/switch-jobs-how-to-keep-the-tax-man-away-from-some-of-your-new-salary/#comments</comments>
		<pubDate>Mon, 14 Feb 2011 14:25:18 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://totalcandor.com/blog/?p=1106</guid>
		<description><![CDATA[Finding a new job in this economy is certainly something to celebrate &#8211; but make sure your new salary keeps working for you.  My latest Turbotax blog article is titled Switch Jobs? How to Keep the Tax Man Away from (Some of) Your New Salary.
]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2011%2F02%2Fswitch-jobs-how-to-keep-the-tax-man-away-from-some-of-your-new-salary%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2011%2F02%2Fswitch-jobs-how-to-keep-the-tax-man-away-from-some-of-your-new-salary%2F" height="61" width="51" /></a></div><p>Finding a new job in this economy is certainly something to celebrate &#8211; but make sure your new salary keeps working for you.  My latest <a href="http://blog.turbotax.intuit.com/">Turbotax blog</a> article is titled <a href="http://blog.turbotax.intuit.com/taxes-101/switch-jobs-how-to-keep-the-tax-man-away-from-some-of-your-new-salary/02082011-4681">Switch Jobs? How to Keep the Tax Man Away from (Some of) Your New Salary</a>.</p>
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		<item>
		<title>The Basics of Individual Retirement Accounts and Your Taxes</title>
		<link>http://feedproxy.google.com/~r/totalcandor/BPP/~3/rtZL2T9B1PY/</link>
		<comments>http://totalcandor.com/blog/2011/01/the-basics-of-individual-retirement-accounts-and-your-taxes/#comments</comments>
		<pubDate>Mon, 24 Jan 2011 16:22:07 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://totalcandor.com/blog/?p=1102</guid>
		<description><![CDATA[Another Turbotax blog article is up and it answers all the questions you may have about your IRA and how it affects your taxes. It&#8217;s called The Basics of Individual Retirement Accounts and Your Taxes. If you haven&#8217;t started contributing to an IRA, this article also tells you why contributing to an IRA is so [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2011%2F01%2Fthe-basics-of-individual-retirement-accounts-and-your-taxes%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2011%2F01%2Fthe-basics-of-individual-retirement-accounts-and-your-taxes%2F" height="61" width="51" /></a></div><p>Another <a href="http://blog.turbotax.intuit.com/">Turbotax blog</a> article is up and it answers all the questions you may have about your IRA and how it affects your taxes. It&#8217;s called <a href="http://blog.turbotax.intuit.com/taxes-101/the-basics-of-individual-retirement-accounts-and-your-taxes/01102011-4685">The Basics of Individual Retirement Accounts and Your Taxes</a>. If you haven&#8217;t started contributing to an IRA, <a href="http://blog.turbotax.intuit.com/taxes-101/the-basics-of-individual-retirement-accounts-and-your-taxes/01102011-4685">this article</a> also tells you why contributing to an IRA is so beneficial.</p>
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		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://totalcandor.com/blog/2011/01/the-basics-of-individual-retirement-accounts-and-your-taxes/</feedburner:origLink></item>
		<item>
		<title>It’s Never Too Early: Five 2011 Tax Tips</title>
		<link>http://feedproxy.google.com/~r/totalcandor/BPP/~3/ZCTOqQ-h7OU/</link>
		<comments>http://totalcandor.com/blog/2011/01/its-never-too-early-five-2011-tax-tips/#comments</comments>
		<pubDate>Mon, 03 Jan 2011 14:57:00 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://totalcandor.com/blog/?p=1097</guid>
		<description><![CDATA[My second article is up on the Turbotax blog. It&#8217;s called It&#8217;s Never Too Early: Five 2011 Tax Tips and includes helpful advice like how you can lower your tax bill and save for retirement at the same time! Read it here and prepare yourself for 2011.
]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2011%2F01%2Fits-never-too-early-five-2011-tax-tips%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2011%2F01%2Fits-never-too-early-five-2011-tax-tips%2F" height="61" width="51" /></a></div><p>My second article is up on the <a href="http://blog.turbotax.intuit.com/">Turbotax blog</a>. It&#8217;s called <a href="http://blog.turbotax.intuit.com/tax-tips/its-never-too-early-five-2011-tax-tips/12172010-4475">It&#8217;s Never Too Early: Five 2011 Tax Tips</a> and includes helpful advice like how you can lower your tax bill and save for retirement at the same time! Read it <a href="http://blog.turbotax.intuit.com/tax-tips/its-never-too-early-five-2011-tax-tips/12172010-4475">here</a> and prepare yourself for 2011.</p>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>What is the Capital Gains Tax?</title>
		<link>http://feedproxy.google.com/~r/totalcandor/BPP/~3/C6zTqeErXz4/</link>
		<comments>http://totalcandor.com/blog/2010/11/what-is-the-capital-gains-tax/#comments</comments>
		<pubDate>Mon, 22 Nov 2010 17:43:51 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://totalcandor.com/blog/?p=1092</guid>
		<description><![CDATA[Although your 2010 taxes  aren’t due until April  15, 2011, you pay taxes all year  long.  So it’s never  too early to brush up on your tax knowledge. I’ll be writing periodically for the  Turbotax blog.  Check out my first article there titled What  is the Capital Gains Tax?
]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2010%2F11%2Fwhat-is-the-capital-gains-tax%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2010%2F11%2Fwhat-is-the-capital-gains-tax%2F" height="61" width="51" /></a></div><p>Although your 2010 taxes  aren’t due until April  15, 2011, you pay taxes all year  long.  So it’s never  too early to brush up on your tax knowledge. I’ll be writing periodically for the  <a href="http://blog.turbotax.intuit.com/">Turbotax blog</a>.  Check out my first article there titled <a title="http://blog.turbotax.intuit.com/taxes-101/what-is-the-capital-gains-tax/11132010-4094" href="http://blog.turbotax.intuit.com/taxes-101/what-is-the-capital-gains-tax/11132010-4094">What  is the Capital Gains Tax?</a></p>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>10 Things College Students Should Know About Credit Cards</title>
		<link>http://feedproxy.google.com/~r/totalcandor/BPP/~3/idjcaxa7JdY/</link>
		<comments>http://totalcandor.com/blog/2010/11/10-things-college-students-should-know-about-credit-cards/#comments</comments>
		<pubDate>Tue, 09 Nov 2010 14:18:32 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[General Financial Planning]]></category>

		<guid isPermaLink="false">http://totalcandor.com/blog/?p=1088</guid>
		<description><![CDATA[I recently read an article at collegecrunch.org called 10 Things College Students Should Know About Credit Cards. Credit card companies prey on college students &#8211; read, and protect yourself from unnecessary and dangerous debt.
]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2010%2F11%2F10-things-college-students-should-know-about-credit-cards%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2010%2F11%2F10-things-college-students-should-know-about-credit-cards%2F" height="61" width="51" /></a></div><p>I recently read an article at collegecrunch.org called <a href="http://www.collegecrunch.org/money/10-things-college-students-should-know-about-credit-cards/">10 Things College Students Should Know About Credit Cards</a>. Credit card companies prey on college students &#8211; read, and protect yourself from unnecessary and dangerous debt.</p>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>2010 401k Contribution Limits</title>
		<link>http://feedproxy.google.com/~r/totalcandor/BPP/~3/9sNQfmASCW4/</link>
		<comments>http://totalcandor.com/blog/2010/10/2010-401k-contribution-limits/#comments</comments>
		<pubDate>Mon, 25 Oct 2010 14:01:35 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://totalcandor.com/blog/?p=1083</guid>
		<description><![CDATA[Knowing your contribution limits is important. If you can afford it, you should maximize your 401(k) contribution every year. Check out the article I wrote on my About.com Retirement site about this year&#8217;s 401(k) contribution limits.
]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2010%2F10%2F2010-401k-contribution-limits%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2010%2F10%2F2010-401k-contribution-limits%2F" height="61" width="51" /></a></div><p>Knowing your contribution limits is important. If you can afford it, you should maximize your 401(k) contribution every year. <a href="http://retireplan.about.com/od/401kplans/a/2010_401k_limits.htm">Check out</a> the article I wrote on <a href="http://retireplan.about.com/">my About.com Retirement site</a> about this year&#8217;s <a href="http://retireplan.about.com/od/401kplans/a/2010_401k_limits.htm">401(k) contribution limits</a>.</p>
<img src="http://feeds.feedburner.com/~r/totalcandor/BPP/~4/9sNQfmASCW4" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Common Financial Misconceptions</title>
		<link>http://feedproxy.google.com/~r/totalcandor/BPP/~3/iMyzdiSDq4s/</link>
		<comments>http://totalcandor.com/blog/2010/10/common-financial-misconceptions/#comments</comments>
		<pubDate>Thu, 14 Oct 2010 17:29:16 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Balance]]></category>
		<category><![CDATA[Q & A]]></category>

		<guid isPermaLink="false">http://totalcandor.com/blog/?p=1080</guid>
		<description><![CDATA[I was recently profiled on Live Solid&#8217;s Facebook page in a segment called &#8220;Financial Myths Debunked&#8221;. I offer some tips on what I believe are common financial misconceptions and how to avoid them. Check it out!
You may not know that I also have a Facebook page, click here to friend me.
]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2010%2F10%2Fcommon-financial-misconceptions%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Ftotalcandor.com%2Fblog%2F2010%2F10%2Fcommon-financial-misconceptions%2F" height="61" width="51" /></a></div><p>I was recently profiled on Live Solid&#8217;s Facebook page in a segment called &#8220;Financial Myths Debunked&#8221;. I offer some tips on what I believe are common financial misconceptions and how to avoid them. <a href="http://www.facebook.com/notes/live-solid/financial-myths-debunked-beyond-paycheck-to-paycheck/439371546967">Check it out!</a></p>
<p>You may not know that I also have a Facebook page, click <a href="http://www.facebook.com/michael.rubin1">here</a> to friend me.</p>
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