The Mortgage Blogaroo -- Tiffany Taylor, Mortgage Blogger

FHA Streamline Refinance Program : There's 5 Days Left

Tue, 10 Nov 2009 07:45:00 -0700

Consider this a last call for FHA Streamline Refinances. Starting next Tuesday, the popular rate-lowering program gets strict on borrowers. There's 5 days left. Under the current streamline refi...

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What's Ahead For Mortgage Rates This Week : November 9, 2009

Mon, 09 Nov 2009 07:45:00 -0700

Mortgage markets were extremely volatile last week, carving out a wide range between Monday and Friday. Thankfully for rate shoppers, the overall momentum was positive. Mortgage rates fell for the...

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Congress Expands And Extends The First-Time Home Buyer Tax Credit

Fri, 06 Nov 2009 07:45:00 -0700

Congress both extended and expanded the First-Time Home Buyer Tax Credit program Thursday. The White House says the President will sign it into law today. The up-to-$8000 tax credit's expiration...

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A Simple Explanation Of The Federal Reserve Statement (November 4, 2009 Edition)

Wed, 04 Nov 2009 13:48:38 -0700

The Federal Open Market Committee voted to leave the Fed Funds Rate within its target range of 0.000-0.250 percent. In its press release, the FOMC noted that the U.S. economy "has continued to pick...

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Because Of The Federal Reserve, You Should Lock Before 2:15 PM ET Today

Wed, 04 Nov 2009 07:45:00 -0700

The Federal Open Market Committee caps off a scheduled, 2-day meeting today in the nation's capital, its 8th meeting of the year. The group adjourns at 2:15 PM ET and, as is customary, will issue a...

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Higher Home Prices Ahead, Says The Pending Home Sales Index

Tue, 03 Nov 2009 07:45:00 -0700

The housing market continues to steam forward. As reported by the National Association of Realtors�, the Pending Home Sales Index posted its 8th consecutive monthly gain in September. It's the...

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What's Ahead For Mortgage Rates This Week : November 2, 2009

Mon, 02 Nov 2009 07:45:00 -0700

Mortgage markets improved last week after a series of hugely volatile trading sessions. Rates carved out a wide range on the week, culminating in a late-Friday plunge that dropped rates by about...

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How To Find Good Deals As The Buyers Market Comes To An End

Fri, 30 Oct 2009 07:45:00 -0700

At some point in their lives, every home buyer in America has wondered "Is now the best time to buy a home?" In this 3-minute video, NBC's The Today Show does a good job of answering the...

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What The Media Missed In September's New Home Sales Report

Thu, 29 Oct 2009 07:45:00 -0700

Some days, newspaper headlines are a terrible place to get your real estate news. Today is one of those days. After the September New Home Sales report showed sales volume down from August, the...

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Home Values In 95% Of Case-Shiller Markets Are Improving Year-To-Year

Wed, 28 Oct 2009 07:45:00 -0700

For August, the Case-Shiller Index showed annual home values improving across 19 of 20 U.S. markets. It's the first time in 3-plus years that the benchmark housing index has shown such...

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Falling Home Supplies Mean More Multiple-Offer Situations For Buyers

Tue, 27 Oct 2009 07:45:00 -0700

The national housing supply fell to a 2-year low last month, according to the National Association of Realtors�. At the current sales pace, existing home inventories would sell out in 7.8 months --...

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What's Ahead For Mortgage Rates This Week : October 26, 2009

Mon, 26 Oct 2009 07:45:00 -0700

Mortgage markets were volatile last week, making it very difficult to shop for mortgage rates. On most days, lenders issued multiple rate sheets with the trend putting rates higher in the morning,...

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Government : Home Prices Edged Lower In August

Fri, 23 Oct 2009 07:45:00 -0700

According to the government, home values edged lower last month. The Federal Housing Finance Agency's Home Price Index report shows values down by 0.3 percent from the month prior -- the index's...

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As Gas Prices Rise, Mortgage Rates Are Rising, Too

Thu, 22 Oct 2009 07:45:00 -0700

With crude oil at its highest levels since October 2008, retail gas is up 8 cents per gallon this week. It's bad news for home buyers and mortgage rate shoppers. The same force that's driving oil...

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Housing Starts Rise In 8 Months Out Of 9 This Year

Wed, 21 Oct 2009 07:45:00 -0700

Housing Starts on single-family homes gained last month, marking the 8th time that's happened this year. A "Housing Start" is a home for which the foundation has been excavated and, considered...

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Previewing The New Good Faith Estimate

Tue, 20 Oct 2009 07:45:00 -0700

The new Good Faith Estimate makes its debut January 1, 2010. Expanded from 1page to 3, the legislators responsible for the new Good Faith Estimate want it to be simpler for homeowners and home buyers...

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What's Ahead For Mortgage Rates This Week : October 19, 2009

Mon, 19 Oct 2009 07:45:00 -0700

Mortgage markets worsened last week on better than expected economic data, causing mortgage rates to rise. Last week was the third consecutive week that mortgage rates moved higher and, since...

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The Fed Thinks The Economy Is Improving And What It Means For Home Affordability

Fri, 16 Oct 2009 07:45:00 -0700

Mortgage rates are higher after the Federal Reserve released the internal notes of its September 22-23, 2009 meeting. Known as the "Fed Minutes", the report details the conversation and...

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Foreclosure Activity Remains Concentrated In Just 4 States

Thu, 15 Oct 2009 07:45:00 -0700

For the seventh consecutive month, foreclosure activity in the U.S. was dominated by a tiny subset of states. As reported by RealtyTrac.com, more than half of September's foreclosure-related activity...

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Should Joint Homeowners Have Separate Bank Accounts?

Wed, 14 Oct 2009 07:30:48 -0700

When you own a home with a spouse or partner, the issue of what's mine, what's yours, and what's ours can be a divisive one. Each household has its own money management methodology and, according to...

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Links for 2009-04-02 [del.icio.us]

Fri, 03 Apr 2009 00:00:00 PDT

California tax credit for new-home buyers bearing fruit - Sacramento News - Local and Breaking Sacramento News | Sacramento Bee

Links for 2009-01-10 [del.icio.us]

Sun, 11 Jan 2009 00:00:00 PST

IRS Withholding Calculator

Links for 2008-12-18 [del.icio.us]

Fri, 19 Dec 2008 00:00:00 PST

Mortgage aid scheme a failure

Links for 2008-11-20 [del.icio.us]

Fri, 21 Nov 2008 00:00:00 PST

Welcome to Flickr!

Links for 2008-09-23 [del.icio.us]

Wed, 24 Sep 2008 00:00:00 PDT

Bill Moyers
Very insightful...
Can Washington Stop Home Price Declines? - WalletPop

Links for 2008-07-29 [del.icio.us]

Wed, 30 Jul 2008 00:00:00 PDT

Balance Sheet
Also called a statement of financial position, a balance sheet is a financial 'snapshot' of your business at a given fixed point in time.

Links for 2008-07-20 [del.icio.us]

Mon, 21 Jul 2008 00:00:00 PDT

Should We Reward The Irresponsible?