I had applied for a new card earlier through elance and this was the email i got from payoneer.

We’ve reviewed your application and are almost done, just one more step!!

Despite recently changed regulations regarding countries listed by the US government as having AML deficiencies, Payoneer is happy to inform you that we are able to offer you a new Payoneer card that will be usable in your country. Please note that the enhanced service to your country incurs an activation fee of $24.95 that will be charged as soon as funds are loaded to the new card.

To comply with the new regulations Payoneer requires a copy of your government photo ID. Please use the same ID that you provided during the registration process.

Few days back i also received this email from Payoneer.

Dear Usman Shahzada,

RentACoder is glad to provide you with the new Choice Prepaid MasterCard®, with higher daily withdrawal and spending limits, to replace your current Prepaid MasterCard.

Similar to your existing card, the new Choice Prepaid MasterCard is a debit card and can be used at ATMs, at stores and online.

Choice MasterCard limits:
The daily ATM withdrawal limits is $2,500.
The daily purchase limit (at stores/online) is: $2,500
Total daily spending limit – $5,000

This card will replace your existing Prepaid MasterCard.

To order the new Choice card, please login to your Payoneer My Account atwww.payoneer.com, and request a new Choice Prepaid MasterCard.
The new card will be shipped to you within a few days, without any shipping charges or Activation fee.

Order your card within the next 30 days. You can use your current card until you get the new card. Your existing card will be closed within 2 months.

Once you received the new card and activated it, Funds and services associated with your existing card will be transferred automatically to the new card.

Help and support

If you have any questions, please contact us at Payoneer Contact Form
We also have live online help at www.Payoneer.com

Thank you,
Customer Support
Payoneer, Inc.

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Dear Customer,

Due to a change in requirements from our regulators, as of June 1, 2010 Payoneer cards will be blocked for transactions in the countries listed by the US government as having strategic Anti Money Laundering (AML) deficiencies. This change will affect card usage in the following countries: Angola, Ecuador, Ethiopia, Pakistan, Turkmenistan and Sao Tome and Principe.If your card is in use in one of the countries listed, we encourage you to use all funds by May 31, while transactions are still possible in these countries. Please note that beyond May 31 your card will continue to be fully functional in all countries not banned by the US government, and we will be happy to load payments to the card without any change. We apologize for the inconvenience and hope that the Payoneer card will continue to provide you with valuable service. Please feel free to use our Contact Us page for any additional questions. Please do not reply to this e-mail.

I contacted Payoneer Support regarding Payoneer account and asked them whether we will be able to login to our Payoneer account or not and will we be able to withdraw money from this card outside Pakistan and this was their reply

Thank you for contacting us.

Your card and your Payoneer account will NOT be blocked, you will still be able to login.  You will still be able to receive funds to your card from RentACoder and yes you can use your Payoneer card outside of Pakistan (i.e. in Australia).

Please feel free to contact us if you have any additional questions.

Sincerely,

Dominique

Payoneer Customer Support

Sincerely,Payoneer Customer Support

So you can’t withdraw money from ATMs in Pakistan, however you can still use this card on International Websites like for example I can still pay for my web hosting and domains renewal through this card.

The main reason for Payoneer getting blocked is that the drug money coming out of here is in the billions and this is an EU issue. The drugs from Afghanistan flow through Pakistan and head to EU and they are the ones putting pressure on Pakistan.

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Pros:

• Freelancing gives you the freedom to do any work anytime you want, you can work late nights and get up late in the morning.
• You are not answerable to anyone and you are your own boss
• You choose to work on projects of your choice and which you think you can complete them.
• There is no fixed pay as you are paid for the projects you work on and you define your own budgets by bidding for the projects.
• You have all the time for your family, you dont need to wait for the holidays to enjoy your time

Cons:

• As a freelancer if you get into any sort of a problem or you need support/help there is no one to help you and on the other hand in a work place environment there are people who can really help you solve your problems.
• You spend most of your time alone infront of your computer, hence there is no social life.
• You dont learn a lot of things working as a freelancer whereas in a proper work place there are a lot of learning opportunities.
• In a typical 9-5 job, you have to follow certain rules and regulations, time etc which makes life disciplined whereas in freelancing there is no discipline.

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• Room (A place which you can turn into your home office)
• Computer System (minimum Core 2 duo recommended, though it depends on the type of jobs you will be working on. I am saying this because for data entry projects you dont need to have a high speed computer)
• Internet connection (DSL connection recommended, again it depends on your job type, for web developers they need to upload/download files via ftp and they require high internet speed for that)
• A Computer Table (Optional in case you are working on a laptop)
• A chair (A comfortable chair to make yourself at ease while working on your projects and make you feel comfortable)
• UPS (Uninterrupted Power Supply) Recommended for freelancers in Pakistan as we have to face load shedding and electricity rationing.
• Other things like Printer, Scanner, Office table accessories are optional and you can buy them later on with your monthly projects income but its not must to have them while you are new to freelancing.
• A Book Rack (A shelf to keep your important books that are available when needed)
• Telephone/Fax Machine (Optional)

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This error is bacause of the inappropriate file permissions. For this if you are on cpanel hosting, Error Log will really help solving/fixing this error.

Normally changing the file permission on index.php file solved this problem. If you check the error log you will find “/index.php” is writeable by group

So using CHMOD in Linux change the file permission on index file from 664 to 644.

Also if magento is installed in a folder e.g yourdomain.com/magento, in this case you will also change the permission on magento folder to 644.

Or using SSH run the following command

find . -type d -exec chmod 755 {} \;
find . -type f -exec chmod 644 {} \;

This will change the file permissions on all the folders to 755 and files to 644

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It has been quite ages since Yahoo Publisher has been launched against its much hyped rival Google Ad sense. But still Yahoo Publisher is bound to its Beta version. The main reason that Yahoo reveled about still sticking to the Beta version is that it says it need still some time to get the versions tested successfully then only they will hit the market. Yahoo Beta is like an egg suppose to … but never get to hatch. Instead of expanding YPN is shrinking as per the fact that on January 14^th 2009 Yahoo shut down Europe programming and sticking back to US only.

The main question/issue behind all this scene which actually is the eyebrow raiser for the people is that why would a product need years to build up and trialing that too for the no One company on the web? Various hearsays arise out such as – Did yahoo lost the tracks? Why Yahoo still runs its business with the strategies that it followed in 1990′s? Why YPN is not gearing up anymore and are winding down?

One of the major problem which is restricting Yahoo Publisher Ads to step out of beta is that the fancy promises it made to its customers and talking so greatly about its products that raised the expectation of people to a very high level and now struggling in living upon their standards. When someone knocks the doors of Yahoo Publisher admin about the launch the official reply is “we have just changed a new home page to link up your publisher, there is lot to offer you there, so we hope you will take advantage of all of them – admin, Yahoo Publisher”

Yahoo made a partnership with Google to start using their ad serving technology within their search results. Based on this agreement, one can only assume that Yahoo has no short-term intention of completing the product since Yahoo feel it is not working as per the expectations.

Yahoo Publisher is just limited to US citizens till now I.e. it offers are limited. Geographical expansion is needed in terms to take upon rivals, when a rival is as strong as Google. YPN should allow publishers worldwide such as Canada, Great Britain, Australia, and India are some to mention. The worst of all is the criteria for using Yahoo Publisher. An individual or business must have a US address, plus a US Social Security number or a US IRS tax ID number to sign up an account with Yahoo Publishers. The Big question here is how this will be resolved when Yahoo is offered in countries other than US where no SSN culture is in such as India and many Asian countries. Also, it is an invitation-only service. Another point of concern is how Yahoo Publisher will work in countries like Pakistan where the PayPal is not operating and Yahoo Publisher is going in-hand with PayPal. Quality wise they are searching for some features which Google Ad sense won’t have, though they succeeded in incorporating some such as timestamp of the stats data and the ability to move YPN earnings to your yahoo Search Marketing account so you can spend it on ads but again the cost of such an act is directly related to the time it takes for the actual launch.

Yahoo Publisher does not go hand in hand with many existing blog sites which is emerging as a major hurdle in the widespread use of Yahoo Publisher. The small and medium sized businesses cannot make it appear on their sites and blogs. This is the issues that really needs lot of attention.

The major hurdle which is restricting Yahoo Publisher to step out of beta and expand itself worldwide is the little or one can say no support to the language translation facility till now. Language translation is a must when it comes to countries like Germany, Denmark, Vietnam and so. Ads which are meant for local business must have to be published in the local language and Yahoo Publisher is lacking this support.

Marketing and publicity team is lagging in terms of popularizing the Yahoo Publisher. Users of Beta version are complaining that their ads are not at all being targeted and results after using Yahoo Publisher for months have been lousy.

Lets hope that Yahoo Publisher is not out of Beta for all the good, for God sake and for the sake of all those who are going to use it to make good revenue .

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The reasons for which PAYPAL is inactive in Pakistan are

Regulations of State Bank

Certain rules and regulations laid by State Bank are unimaginable which made it tough for PayPal to land in Pakistan even though it tried to sort out things with Ministry of IT, Pakistan but things didn’t favored PayPal. The bureaucracy put little commitment to get things done right.

High Internet Fraud Ratio

Pakistan stands high on the Internet High Fraud Ratio that is main reason for PayPal to withdraw their services in spite of being having a registered domain paypal.pk specifically for Pakistan.

Local Pakistani laws

The indifferences between the PayPal organizations policies and some of the laws of Pakistani government don’t meet end to end. Neither of them agrees to take a step down and merge down as one to continue.

High raised rumor

A very popular rumor which pretends people of Pakistan to force it’s government to bend down or which can shake the PayPal office so that it can start it’s operations in the country is that people here believe that PayPal is a registered company and Israel and Pakistan cannot agree upon the Identity of Israel but in reality PayPal is a US based firm currently owned by eBay

Credit card fraud ratio/Suspicious credit cards

As the PayPal suggests, demands you to collaborate your credit card details with the PayPal account for smooth operations, the credit card fraud ratio is a bit high in the country.

Visa Cards

Until now Visa is not fully operational in Pakistan. The Visa Inc. has launched Visa Debit Card through UBL Bank as late as in November 2008, which is the first prepaid visa debit card in Pakistan.

Terrorism related Issues

PayPal is a complex system of eTransactions and companies like PayPal needs a very stable environment at least if not stable then just “acceptable” environment which one does not see unfortunately in Pakistan now.

Hacking and cracking

Ethical hacking and cracking practices are high in Pakistan and when the PayPal registered it’s domain for Pakistan i.e. in 2006 the practice was at its best in Asian countries including Pakistan. The PayPal cannot keep on repaying money to all those who claim there passwords are cracked or their accounts are hacked. If a PayPal account is ever operated from Pakistan’s IPs PayPal immediately freezes such an account.

Addressing issues

For withdrawals PayPal offers two possibilities cheque facility and bank transfer. For the check facility the PayPal required an address not more than 35 characters which is a problem with Pakistan as people’s name itself sometimes are more than 35 characters.

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1. Meta Titles / Headers

Every website has a “meta” area of coding. Adding in specific keywords that can be read by search engines and that show relevance to your site is one of the main components of getting higher in rankings. To do this, go to your page source and at the top, add in a meta title and 1- 3 headers.

2. Meta descriptions

Meta descriptions are categorized by search engines and are noticed under the main title of a search engine. Writing meta descriptions into your HTML code or website with the right keywords helps search engines and your potential target market to recognize who you are.

3. Keywords

The keywords that are used on your site are added in to create recognition of what your site is about and makes you ‘searchable’ with specific words. Before adding in keywords, make sure that you look at the topic of your site and what competitors use. You want to mix in unique words, as well as ones that show your specialized topic, as this will be used when potential customers are looking for you.

4. Submit to Search Engines

An overlooked and invaluable way to get your search engine rankings up begin with submitting your website to search engine categories. Make sure that you take your URL and manually or automatically list it in areas such as Google, Yahoo! and MSN, then find specific search engines for your region or by category.

5. One Way Links

Linking is one of the strongest ways to drive traffic to your site. To do this, go to other sites, such as directories or social media areas, and place your website URL on the sites with a one way link back to your home page. Both search engines and potential traffic will be able to notice the activity going to your site.

6. Reciprocal Links

Reciprocal links are also known as two way links. You will submit your link to a website or directory, and in return, you will place the link of that portal onto your site. While this does not get as much notice ability as other types of links, it can still help with showing there is activity on your site.

7. Blogs

Blogs, or web logs, allow you to add content to a moving platform. You can use this not only to add information about your expertise, but can create a link to your website. The more activity you have on this, such as through links and comment responses, the more you will get noticed.

8. Directories

There are hundreds of directories and listing areas where you can list your URL or place ads about your website and products. Some of these are used directly for shopping, while others consist of basic URL links by category.

9. Social media networking

The latest tools in technology are linked to social media networking. You can use places such as Linked In, Facebook, Twitter or other social areas to connect to others directly. Within each site are specific areas where you can place ads, connections, links and other sources that connect you directly to those interested in your expertise or products.

10. SEO article marketing

Writing and distributing articles to article directories is an effective way to promote your website. You will want to write about your areas of expertise and connect this to your website through article directories.

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If you are thinking this posting is going to be full of Tech Concepts to make the most use of Google Adsense, then my friend you are completely wrong . Here I am going to place some real and easy-to-understand concepts which any general non-techi Website Owner can use to earn a good amount of money through Google Adsense.

Adsense is the product from Google which shows Sponsored Advertisements on your site. Now you don’t need to run after the advertisers, Google has already done the job for you. You just shake hands with the guys at Google and you are done. Yes, just make an account in Google Adsense and use the same account for all of your websites.

Adsense will detect the theme of your whole website or of a particular webpage and will show related advertisements. All you need to do is to get the required code from Google and put it on your website. And each time a visitor to your website clicks on those advertisements, Google will pay you. This sort of income is known as passive income in the market. Just set up your website and leave everything on Google.

Now this is not all. You can also put Google Search option on your website enabling your visitors to search through your WebPages. Engage them for more time on your site and when they do web searches through your site, Google will pay you again.

Now as a web master you must be thinking whether this product is reliable or not. So never forget Google has become the Godfather of WWW. They have a very strict editorial team working on these advertisements. And moreover you can customize them according your web site design. So the advertisements won’t be looking weird.

At last, for all of these you don’t need to spend a single penny. It’s absolutely free and effective. You should analyze your visitors’ behavior through the available reports and upgrade your site’s content accordingly.

So, this was how to make the most out of Google Adsense and now, don’t wait any more. Just do it.

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