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	<title>speterman.sg / personal property investment simplified</title>
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	<link>http://speterman.sg</link>
	<description>Speterman.sg &#124; Personal Property Investment simplified</description>
	<lastBuildDate>Mon, 11 Jun 2012 09:05:40 +0000</lastBuildDate>
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		<title>Global Investment Landscapes Outlook</title>
		<link>http://speterman.sg/global-investment-landscapes-outlook/</link>
		<comments>http://speterman.sg/global-investment-landscapes-outlook/#comments</comments>
		<pubDate>Mon, 11 Jun 2012 08:54:57 +0000</pubDate>
		<dc:creator>speterman</dc:creator>
				<category><![CDATA[Insights]]></category>
		<category><![CDATA[Research]]></category>
		<category><![CDATA[GDP Growth]]></category>
		<category><![CDATA[global economy]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[macro-economics]]></category>
		<category><![CDATA[The Great Crash Ahead]]></category>

		<guid isPermaLink="false">http://speterman.sg/?p=372</guid>
		<description><![CDATA[We do not live on an independent island but rather, an interdependent one with many economies. What happens around the world affects us in one way or another. We need to know at least a surface level of the macro-economics and a slightly deeper level of the micro-economics of the countries we might be interested investing in - the more we know, the better our educated decisions can be.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Would You Invest in Iskandar Malaysia?</title>
		<link>http://speterman.sg/would-you-invest-in-iskandar-malaysia/</link>
		<comments>http://speterman.sg/would-you-invest-in-iskandar-malaysia/#comments</comments>
		<pubDate>Fri, 08 Jun 2012 06:35:33 +0000</pubDate>
		<dc:creator>speterman</dc:creator>
				<category><![CDATA[Discussions]]></category>
		<category><![CDATA[Insights]]></category>
		<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[Iskandar Malaysia]]></category>
		<category><![CDATA[opportunity cost]]></category>
		<category><![CDATA[Super Economic Corridor]]></category>

		<guid isPermaLink="false">http://speterman.sg/?p=338</guid>
		<description><![CDATA[Think of this southern development corridor as an investment haven similar to what Shenzen was when Teng Siow Ping mooted the idea of the Hong Kong Corridor. Shenzhen is thriving today because of the Hong Kong factor. The similarity is that Iskandar Malaysia completely complements the dynamic metroplitan city of Singapore. There is enough land in Iskandar to build three Singapore sized cities.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>10 Starter Tips for New Property Investors</title>
		<link>http://speterman.sg/10-starter-tips-for-new-property-investors/</link>
		<comments>http://speterman.sg/10-starter-tips-for-new-property-investors/#comments</comments>
		<pubDate>Mon, 04 Jun 2012 05:49:00 +0000</pubDate>
		<dc:creator>speterman</dc:creator>
				<category><![CDATA[Insights]]></category>
		<category><![CDATA[Nuggets]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[OPM]]></category>
		<category><![CDATA[opportunity]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[WHY]]></category>

		<guid isPermaLink="false">http://speterman.sg/?p=318</guid>
		<description><![CDATA[On and off, I have been asked for some quick tips from people who wanted to start investing in properties. I usually direct them to some self-inquiry on their WHYs before getting into the WHATs to buy. Knowing where we wanted to go , why do we want to go there, makes our journey more efficient and committed than not.
]]></description>
		<wfw:commentRss>http://speterman.sg/10-starter-tips-for-new-property-investors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Property Investment &#8211; Start With Your WHY</title>
		<link>http://speterman.sg/property-investment-start-with-your-why/</link>
		<comments>http://speterman.sg/property-investment-start-with-your-why/#comments</comments>
		<pubDate>Sun, 03 Jun 2012 14:24:44 +0000</pubDate>
		<dc:creator>speterman</dc:creator>
				<category><![CDATA[Insights]]></category>
		<category><![CDATA[basics]]></category>
		<category><![CDATA[fundamentals]]></category>
		<category><![CDATA[inquiry]]></category>
		<category><![CDATA[questions]]></category>
		<category><![CDATA[WHY]]></category>

		<guid isPermaLink="false">http://speterman.sg/?p=309</guid>
		<description><![CDATA[What to buy? Where to buy? Can I buy this or that development? Residential or commercial? Should I buy brand new or resale? What about this project which was launched at RM150K and is now just completed and selling at RM450K? How about that project that was abandoned but now taken over by another developer? Start with your WHY first, rather than on the WHAT, WHERE and HOW.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Malaysia in a Property Bubble?</title>
		<link>http://speterman.sg/is-malaysia-in-a-property-bubble/</link>
		<comments>http://speterman.sg/is-malaysia-in-a-property-bubble/#comments</comments>
		<pubDate>Sun, 03 Jun 2012 13:50:48 +0000</pubDate>
		<dc:creator>speterman</dc:creator>
				<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[Videos]]></category>
		<category><![CDATA[Kopitiam Ekonomi]]></category>
		<category><![CDATA[property bubble]]></category>
		<category><![CDATA[Warren Buffett]]></category>

		<guid isPermaLink="false">http://speterman.sg/?p=302</guid>
		<description><![CDATA[I found an interesting video on YouTube by Kopitiam Ekonomi, giving a very interesting take on whether Malaysia is indeed in a property bubble. The real question is this... whether it's a bubble, or whether it's not, what are you willing to do right now to take advantage of the situation?]]></description>
		<wfw:commentRss>http://speterman.sg/is-malaysia-in-a-property-bubble/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Setia Haruman to Invest RM2.5b in Cyberjaya Mixed Residential Project</title>
		<link>http://speterman.sg/setia-haruman-to-invest-rm2-5b-in-cyberjaya-mixed-residential-project/</link>
		<comments>http://speterman.sg/setia-haruman-to-invest-rm2-5b-in-cyberjaya-mixed-residential-project/#comments</comments>
		<pubDate>Sun, 03 Jun 2012 13:15:11 +0000</pubDate>
		<dc:creator>speterman</dc:creator>
				<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Cyberjaya]]></category>
		<category><![CDATA[Intelligent City]]></category>
		<category><![CDATA[New Wave]]></category>
		<category><![CDATA[Setia Haruman]]></category>

		<guid isPermaLink="false">http://speterman.sg/?p=294</guid>
		<description><![CDATA[CYBERJAYA: Master Developer of Cyberjaya, Setia Haruman Sdn Bhd, is investing RM2.5 billion over the next five years to develop four mixed residential projects in Cyberjaya, dubbed an “Intelligent City”, which gives weight to my prediction that Cyberjaya will see a residential and commercial boom in the next 3 - 5 years. ]]></description>
		<wfw:commentRss>http://speterman.sg/setia-haruman-to-invest-rm2-5b-in-cyberjaya-mixed-residential-project/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Let&#8217;s Put Our Money Where Our Mouth Is</title>
		<link>http://speterman.sg/lets-put-our-money-where-our-mouth-is/</link>
		<comments>http://speterman.sg/lets-put-our-money-where-our-mouth-is/#comments</comments>
		<pubDate>Fri, 20 Apr 2012 09:23:47 +0000</pubDate>
		<dc:creator>speterman</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Insights]]></category>
		<category><![CDATA[clarity]]></category>
		<category><![CDATA[foundation]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[perspective]]></category>
		<category><![CDATA[portfolio]]></category>
		<category><![CDATA[strategy]]></category>

		<guid isPermaLink="false">http://speterman.sg/wp/?p=237</guid>
		<description><![CDATA[In property investment, we simply could not afford to make mistakes as one misstep could mean the shirt off our back. Education may be the best first investment on ourselves before we even began putting our hard-earned cash into any deal. Finding the right or suitable gurus is therefore crucial to the process. We usually don't stop with one coach, or just do a single course as every guru will have their own perspective - which is varied and sometimes, conflicting - but nevertheless, are essential in forming the foundation from which we grow from.]]></description>
		<wfw:commentRss>http://speterman.sg/lets-put-our-money-where-our-mouth-is/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Quote by Robert Kiyosaki</title>
		<link>http://speterman.sg/quote-by-robert-kiyosaki/</link>
		<comments>http://speterman.sg/quote-by-robert-kiyosaki/#comments</comments>
		<pubDate>Thu, 19 Apr 2012 05:19:07 +0000</pubDate>
		<dc:creator>speterman</dc:creator>
				<category><![CDATA[Quotes]]></category>
		<category><![CDATA[essence]]></category>
		<category><![CDATA[integrity]]></category>
		<category><![CDATA[Robert Kiyosaki]]></category>
		<category><![CDATA[successful]]></category>

		<guid isPermaLink="false">http://speterman.sg/wp/?p=226</guid>
		<description><![CDATA[Integrity is the essence of everything successful.]]></description>
		<wfw:commentRss>http://speterman.sg/quote-by-robert-kiyosaki/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Real Estate Still the Preferred Investment</title>
		<link>http://speterman.sg/real-estate-still-the-preferred-investment/</link>
		<comments>http://speterman.sg/real-estate-still-the-preferred-investment/#comments</comments>
		<pubDate>Wed, 18 Apr 2012 02:00:09 +0000</pubDate>
		<dc:creator>speterman</dc:creator>
				<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Bank Negara]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[Kuala Lumpur]]></category>
		<category><![CDATA[locations]]></category>
		<category><![CDATA[Previndran Singhe]]></category>

		<guid isPermaLink="false">http://speterman.sg/wp/?p=216</guid>
		<description><![CDATA[KUALA LUMPUR: Real estate is still one of the most preferred investments, more so in times of uncertainties, said Zerin Properties CEO Previndran Singhe. The uncertain global economy and the recent new guidelines on loan computation have affected consumer sentiments but investors remain optimistic about investing in real estate, he added.]]></description>
		<wfw:commentRss>http://speterman.sg/real-estate-still-the-preferred-investment/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lost and Found &#8211; Unfair Advantage</title>
		<link>http://speterman.sg/lost-and-found/</link>
		<comments>http://speterman.sg/lost-and-found/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 13:13:44 +0000</pubDate>
		<dc:creator>speterman</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Insights]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[portfolio]]></category>
		<category><![CDATA[Robert Kiyosaki]]></category>
		<category><![CDATA[strategy]]></category>
		<category><![CDATA[System 3-2-1]]></category>
		<category><![CDATA[unfair advantage]]></category>

		<guid isPermaLink="false">http://speterman.sg/wp/?p=219</guid>
		<description><![CDATA[According to Robert Kiyosaki, education is the unfair advantage in any game and the best investment we can ever spend on ourselves. I took that to heart literally as I believe anything worth doing is worth doing it right. So far, my property investment education has hit the $10K figure as I understood that in property investment, we cannot afford to make any mistake.]]></description>
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		<slash:comments>0</slash:comments>
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