Yes, a new roof can increase home value, but the amount depends on the condition of the existing roof, the roofing material, local market conditions, and buyer expectations. Replacing an aging or damaged roof may have a greater impact than replacing one that still has plenty of useful life. 

In this Redfin guide, we’ll look at how a new roof can affect resale value and appraisal, what roof replacement may cost, and how to decide whether repairing or replacing your roof makes sense  – whether you’re planning to sell or simply want to boost your home’s curb appeal, from Denver, CO to Boston, MA.

How much value does a new roof add? 

A new roof can boost your home’s value, but homeowners typically won’t recoup the full cost of replacement when they sell. According to the 2025 Cost vs. Value Report, an asphalt-shingle roof replacement costs about $31,871 nationally and adds an estimated $21,501 in resale value, allowing homeowners to recoup about 67.5% of the project cost. That return can vary significantly depending on where you live, the condition of the existing roof, local buyer expectations, and the cost and quality of the replacement. 

Beyond the numbers, Mark Mueller, founder of Mueller Builders, points to the broader market impact. “A new roof significantly enhances a home’s market appeal by eliminating one of the most daunting inspection hurdles for potential buyers. Beyond immediate curb appeal, a modern roofing system offers buyers peace of mind regarding long-term structural integrity – and replacing an aging roof frequently prevents price concessions and helps homes sell much faster.” 

Longevity also plays a role in how buyers perceive value. Phillips explains, “With today’s roofing technologies, many new roofs can last 40-50 years, making a roof replacement arguably one of the most valuable improvements a homeowner can make.” 

Girard adds that material choice matters too. “A new architectural asphalt shingle roof may give a buyer peace of mind knowing they likely won’t need to replace it for 20 or more years. Higher-end materials, such as composite or standing seam metal roofing, can offer even longer expected lifespans.”

The exact value added depends on factors like your local housing market, the condition of your current roof, and the quality of the new materials. 

>> Read: What is the Best Roofing Material for Your Home?

How does a new roof affect a home appraisal?

A new roof doesn’t automatically increase a home’s appraised value by a set amount, but its condition can factor into the appraiser’s overall assessment of the property. During a home appraisal, the appraiser considers the home’s condition along with factors such as its size, features, location, and comparable sales.

Roof condition can contribute to that overall assessment. If the existing roof has significant damage, leaks, or other signs of deterioration, those issues may affect how the condition of the home is evaluated. Replacing a roof can address those concerns and improve the property’s overall condition, but the impact on appraised value will depend on the home, the local market, and the quality of the replacement.

This is also why replacing a roof solely to increase the appraisal may not always make financial sense. If the existing roof is still in good condition, a replacement may have less effect than it would on a home with an aging or damaged roof.

Should I replace my roof before selling?

Whether you should replace your roof before selling depends on its condition, your timeline, and your local market. A full replacement isn’t always necessary, so it can help to evaluate the roof first and compare your options.

• Roof in good condition: If the roof is functioning well and has no significant damage, replacing it before selling may not be necessary.
• Minor or isolated damage: Small issues, such as a few damaged shingles or a localized leak, may be addressed with repairs rather than a full replacement.
• Roof nearing the end of its useful life or showing significant damage: Consider getting a professional inspection and estimates for both repair and replacement. Depending on the situation, you may also want to compare the cost of replacing the roof with alternatives such as adjusting the asking price or negotiating a buyer credit.
• Selling soon: Talk with a local real estate agent about how roof condition is affecting comparable homes in your area. They can help you understand whether buyers in your market are likely to view a new roof as an important selling point or whether other options may make more sense.

The goal isn’t necessarily to install a new roof before listing. It’s to understand whether the condition of your current roof could affect buyer interest, negotiations, or the sale process and choose the option that makes the most sense for your situation.

>>Read: 5 Home Improvements to Make Before Selling

Roof repair vs. replacement: What are your options?

If your roof shows signs of damage, a professional evaluation can help determine whether a repair or full replacement makes more sense. Common warning signs include cracked or missing shingles, leaks, sagging, and excessive granule loss. 

Repair or replace: Decision guide

How much does a new roof cost?

Roof replacement costs in 2026 typically run between $4 and $11 per square foot for standard materials, with most homeowners spending between $8,000 and $30,000 depending on roof size, material choice, and location. Premium systems like metal or tile can push that figure higher. 

The price depends on three main factors: 

1. Roof size: The bigger your roof, the more materials and work it’ll take, so it’s going to cost more.
2. Materials: What you choose to put on your roof matters a lot. A simple asphalt shingle is usually the cheapest, but if you want something like metal, tile, or slate, expect to pay more.
3. Location: If you’re in an area with a high cost of living or tough weather that can drive up the cost. Plus, local rules and permits might add to the bill as well.

Keep in mind that tricky roof designs, steep slopes, or extra repairs can increase the price. 

Your roof condition matters

If you’re planning on selling your home, it’s important to remember that your home’s exterior is the first thing buyers see. The roof is front and center, so if it’s visibly worn, damaged, or leaking, buyers may assume there are bigger problems hidden beneath the surface. 

Jordan Phillips, President of Liberty Home Remodeling, sees this firsthand. “A new roof is often one of the first improvements addressed when preparing a home for a new listing. It’s a valuable investment improving curb appeal, while increasing its value and marketability.” 

Ken Girard, President of Apex Exteriors, adds that a new roof “can help set a property apart online and in person, especially on homes where much of the roof is visible from the street.”

The flip side is equally important to understand. Girard notes, “An aging roof can have the opposite effect, since buyers may factor the cost of a future replacement into their decision” – often discounting their offer well beyond the actual cost of replacement.

Most buyers will have a roof inspection done before making an offer or closing. If there are obvious problems, it can lead to:

• Fewer offers: buyers may be hesitant to make an offer on a home with visible roof issues, fearing costly repairs.
• Potentially longer time on the market: Significant roof concerns may make some buyers more hesitant, particularly if they expect major repairs soon after purchase. 
• Repair requests or lower offers after inspections: even interested buyers may ask for repairs or reduce their offer once a roof inspection reveals damage. 

The bottom line on roof replacement and home value

A new roof can increase home value, particularly when it replaces an aging or damaged roof that could otherwise concern buyers. However, the return depends on the home’s condition, replacement cost, roofing material, and local market. 

A full replacement isn’t always necessary. If the roof is still in good condition or only needs minor repairs, replacing it solely to increase resale value may not make financial sense.

Before deciding, consider having the roof evaluated and compare the cost of repairs or replacement with your selling timeline and local market conditions.

>>Read: 8 Home Improvement Projects that Add Value

FAQs: Does a new roof increase home value?

1. How much does a new roof cost in 2026?

Roof replacements in 2026 generally run between $4 and $11 per square foot, which means you’re likely looking at $8,000 to $30,000 for most homes. The final price depends on your roof size, the materials you choose, and where you live.

2. Should I repair or replace my roof before selling?

Not always. If the roof is in good condition, replacement may not be necessary. If it has minor damage, repairs may be enough. For an aging or significantly damaged roof, consider getting an inspection and comparing the cost of repair, replacement, a buyer credit, or adjusting the asking price. 

3. Is a new roof a good investment before selling?

It can be, especially if the existing roof is damaged or nearing the end of its useful life. A replacement may reduce buyer concerns and potential negotiation issues, but replacing a roof that is already in good condition may provide less additional value. Consider the cost, condition of the roof, and local market before deciding.

4. Does a new roof increase appraisal value?

A new roof can contribute to a home’s overall condition, which is one factor considered during an appraisal, but it does not automatically increase the appraised value by a set amount. The impact depends on the property, the condition of the previous roof, comparable sales, and the local market.

The post Does a New Roof Increase Home Value? Cost, ROI, and When it’s Worth It appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

If you have no rental history, you may be able to strengthen your application with proof of income, references, a strong credit history, or a qualified co-signer or guarantor. Requirements vary by landlord, property, and location, so ask about screening criteria before applying. 

Having no rental history can make an apartment application more complicated, but it doesn’t automatically prevent you from being approved. First-time renters, people who previously lived with family, and renters moving from other housing situations may simply need to provide other documentation that helps a landlord evaluate their application. Whether you’re searching for an apartment in Albany, NY or thinking about renting in Chesapeake, VA, requirements can vary by property and location. 

If you’re looking for apartments, this guide covers ways to strengthen your application, including proof of income, references, credit history, and a co-signer or guarantor when appropriate.

What is rental history?

Rental history is a record of your previous tenancies and may include addresses, dates of occupancy, payment history, lease compliance, and references from former landlords. Housing providers may use this information as one part of the tenant-screening process. 

“A lack of rental history does not necessarily mean someone will be a poor tenant. Applicants can strengthen their application by demonstrating stable employment, sufficient income, responsible credit history, and consistency in their previous residences. Property managers are ultimately looking for indicators that an applicant is financially responsible and likely to fulfill the obligations of the lease.” – Team at Denali Real Estate in Mesa, AZ

Where to start with no rental history

When faced with a lack of rental history, your housing search requires a strategic approach. The first step should involve assessing your financial standing and gathering relevant documentation to demonstrate your reliability. Creating a comprehensive rental resume detailing your employment history, references, and other positive credentials can establish this credibility.

“Applicants without rental history should consider providing recent pay stubs, employment verification, bank statements, or other documentation that demonstrates stable income and sufficient savings. The goal is to give the landlord a clear picture of the applicant’s ability to comfortably afford the rent and maintain financial stability.” – Jad Boudiab, CEO of B2B Realty in Cleveland, OH

What are ways to get approved with no rental history?

Applying for an apartment without a rental history can be challenging. However, there are ways to increase your chances of approval.

1. Provide references

If the property accepts references, consider providing professional, personal, or previous housing references that can speak to your reliability. Ask the landlord or property manager what types of references they accept before submitting them. 

2. Have a co-signer or guarantor

If you don’t have rental history, it’s a good idea to have a co-signer like a family member or a guarantor. They give the landlord extra financial security.

A co-signer or guarantor may agree to take financial responsibility if you don’t meet your lease obligations. The terms and requirements vary by property and agreement, so make sure everyone understands what they’re agreeing to before signing. 

3. Show that you have financial stability

Demonstrating that you are financially stable is crucial when you lack rental history. This helps landlords feel confident that you’ll be able to pay the rent on time. Showing pay stubs, employment verification, or bank statements proves you have enough money to cover your monthly bills.

“Renters should be prepared to provide verifiable documentation showing stable and sufficient income, such as recent pay statements, an employment offer or transfer letter, tax documents when appropriate, or other reliable evidence of recurring income. Strong cash reserves can also provide additional context, particularly for applicants with nontraditional or variable income, but documentation should clearly distinguish between gross receipts, assets, and income actually available to meet monthly obligations.” – Team at Denali Real Estate

4. Ask what documentation the landlord accepts

Screening requirements vary by property. Before applying, ask what documentation can be used when you don’t have rental history, such as proof of income, employment verification, references, or a qualified guarantor. This can help you prepare a complete application without providing unnecessary information.

5. Explain your situation

If an application asks about rental history, briefly explain why you don’t have one – for example, because you previously lived with family or owned your home. Keep the explanation factual and provide any alternative documentation the property requests. 

6. Offer prepaid rent

When you’re new to renting, offering to pay several months’ rent upfront can be really convincing. It makes landlords feel more at ease because it means they’re taking on less  financial risk. Plus, it shows you’re really serious about sticking to the lease agreement.

Some properties may allow rent to be paid in advance, but rules and policies vary by location and landlord. Confirm what is permitted before offering prepaid rent. 

7. Highlight a good credit score

“Credit scores can be especially important when there is no rental history because it provides landlords with another measure of financial responsibility. A strong credit score can demonstrate a history of paying debts on time and managing financial obligations responsibly, helping offset the lack of prior landlord references.” – Jad Boudiab of B2B Realty

>>Read: What is the Minimum Credit Score to Rent a House?

8. Communicate clearly and respond promptly 

Provide requested documents accurately and respond promptly if the landlord or property manager needs additional information. Clear communication can help keep your application moving without relying on subjective factors. 

9. Ask about screening requirements before applying 

Before paying an application fee, ask what rental history, income, credit, or reference requirements the property uses. Knowing the criteria ahead of time can help you determine whether you have the documentation needed to complete the application. 

How to find an apartment: 8 steps for success 

Now that you know the process of securing a rental approval with no rental history, here are the steps you need to find an apartment.

1. Set a budget. Using tools like a rent affordability calculator can help you determine your  budget to find a rental that aligns with your financial capabilities.
2. Define your needs and wants. Prioritize the amenities that are essential for your comfort and lifestyle.
3. Explore different neighborhoods. Choosing the right apartment involves exploring different neighborhoods, each area has its own vibe and amenities. Visiting different neighborhoods helps you find the right fit for your lifestyle and preferences.
4. Use online platforms to find rental properties. When hunting for an apartment, online rental platforms are your best friend. Redfin allows you to browse numerous properties, tailor your search according to your preferences, and access specific information about each property.
5. Contact property managers and landlords. Ask questions about rental terms and requirements, and establish a direct line of communication to expedite securing your desired rental.
6. Tour apartments. Apartment touring gives you the chance to see the space in person, assess its condition, and envision yourself living there. During the tour, pay attention to details like layout, lighting, and storage space. Don’t hesitate to ask questions about maintenance, utilities, and the neighborhood.
7. Apply for your dream home. Submit your rental application, including necessary documents and contact information, to the landlord or property manager. They’ll run a background check and credit check to see if you qualify.
8. Sign the lease. Once you’ve been approved, make sure to review the rental agreement thoroughly before signing your lease.

Securing an apartment with no rental history: Final thoughts

Having no rental history doesn’t necessarily prevent you from qualifying for an apartment. Providing the documentation a property requests – such as proof of income, references, credit information, or a qualified co-signer or guarantor – can help give housing providers the information they need to evaluate your application.

Because screening criteria and rental laws vary by property and location, ask about requirements before applying and make sure you understand the terms before signing a lease.

The post No Rental History? How to Strengthen Your Application appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Key takeaways

• Iowa, Indiana, and Oklahoma are the most affordable states to buy a house in the U.S., where monthly housing payments take about 26% of local incomes.
• The cheapest states are generally clustered in the Midwest and South, thanks to plenty of space and historically slower population growth.
• Nearly every housing market in the country is slowly becoming more affordable, but housing is still largely out of reach for median earners.

The U.S. is in the midst of a housing affordability crisis that has priced many would-be homebuyers out of the market, affecting everything from spending habits to the concept of the American Dream. Housing costs have consistently reached new highs since the pandemic due to climbing mortgage rates and record prices. 

As a result, there has been very little activity from buyers for years, with those still in the market often searching for homes in the few remaining affordable places to live. During the pandemic, many people chose the Sun Belt – primarily cities in Florida, Arizona, and Texas – for its lower costs and nicer weather. However, as demand pushed home prices higher in these markets, migration patterns began to shift. Today, buyers searching for affordability are increasingly finding it in other parts of the country, particularly the Midwest. 

So, where are homes most affordable today, and where are costs improving the fastest? What are the cheapest states to buy a house? Here’s what the data shows.

The 10 most affordable states to buy a house in the U.S.

Iowa, Indiana, and Oklahoma are the most affordable states to buy a home in the country. Locals making typical wages have to spend around 27% of their income on housing every month – below the 30% threshold most experts recommend. Ohio (27.9%) and Louisiana (28.3%) round out the top five.

Zooming out further, only 14 out of the 50 states meet the 30% benchmark, with every single one located in the Midwest or South. Homes in Midwestern and Southern states are generally more affordable because space is easier to find and homebuilding has largely kept up with demand. Plus, most areas haven’t seen the tech booms and population spikes that hit the coasts in the 2000s.

The most affordable cities in the country are all located in these states, too: Oklahoma City (25.4% of income), Indianapolis (26.0%), and Baton Rouge (26.0%) are among the cheapest places overall.

Importantly, while these areas meet the benchmark for affordability, they have become significantly more expensive in recent years.

States where affordability is improving the most

Relative to incomes, housing costs are falling nearly everywhere in the country. The housing market is slowly recovering from the pandemic shock that sent prices soaring as buyers and sellers fought over a dwindling number of listings. Buyers are holding off and inventory is creeping up, helping affordability improve.

However, even though these states offer the most affordable housing, that doesn’t mean locals have an easy time making ends meet. “Costs climbed dramatically during the pandemic and have only marginally dropped since, keeping a significant share of locals priced out of the market,” noted Daryl Fairweather, Redfin Chief Economist. “Since 2020, the share of income a median-earning American household has to spend on housing has climbed from 23% to over 34%, while many states have jumped even more. High mortgage rates are also pricing out buyers, but those rates are determined by inflation and economic growth. What we can control is the permitting and zoning of housing, and it will take a concerted effort to make the policy changes necessary to increase supply and bring down housing costs.”

>> Read: The Most Affordable Cities in the U.S. in 2026

Will house prices ever go down?

Home prices don’t necessarily have to fall for housing to become more affordable. Affordability can also improve when incomes rise, mortgage rates fall, or home prices grow more slowly than wages. In fact, as the data above shows, housing costs relative to incomes are already improving in parts of the country.

There are some places where home prices have fallen outright, though. Austin and San Antonio, for example, saw prices surge during the pandemic as buyers flocked to relatively affordable Sun Belt metros. As demand cooled and inventory increased, prices came down from their peaks – by $142,000 in Austin and $30,000 in San Antonio.

Nationwide, Redfin economists don’t expect a significant drop in home prices. Instead, they expect affordability to gradually improve as the housing market continues to rebalance. The relative cost of buying a home could return to “normal” in the next few years, barring a major economic shock.

>> Read: When Will House Prices Go Down?

Methodology

Rankings expand on a June 2026 Redfin analysis of housing affordability by analyzing all 50 U.S. states. The analysis focused on the share of income a median-earning resident would need to spend every month to afford a typical for-sale home. A state was considered “affordable” if its monthly payment required no more than 33% of statewide median monthly earnings, assuming a 20% down payment, typical taxes and fees, and a 30-year mortgage. States with the lowest monthly income requirements ranked as the most affordable.

All data came from a Redfin analysis of MLS, U.S. Census, and Atlanta Fed data.

The post The 10 Most Affordable States to Buy a House in the U.S. in 2026 appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

You’ve got a move coming up, and somewhere between packing boxes and forwarding your address, you have to decide how your stuff is actually getting there. For many people, the choice comes down to a moving container vs truck rental. Both can get your belongings from one home to another, but they offer different levels of flexibility, control, and convenience.

Whether you’re relocating from a house in Richmond, VA or moving out of an apartment in Portland, OR, the right option depends on your timeline, budget, household size, storage needs, and comfort with driving a moving truck. Here’s what to consider before booking either one.

A moving truck may be the better fit if your move-out and move-in dates align, you want to transport your belongings directly, and you’re comfortable driving a larger vehicle. A moving container may make more sense if you want extra time to pack, need temporary storage, or prefer to have the transportation handled for you. Compare the total cost, available space, timing, and property restrictions before deciding. 

What’s the actual difference?

With a moving truck, you typically rent the vehicle, load it, drive it to your destination, unload, and return it within a set rental period. You control the route and timing, but you’re also responsible for driving the truck.

A moving container is delivered to your home and left for you to load. The company then picks it up and transports it to your destination or stores it until you’re ready.

Mark Rybikov, CEO of 904 Movers, explains the distinction. “Moving trucks typically offer more cargo-securement options and give the driver direct control over speed, turns, and how the load is handled in transit, while moving containers often provide easier ground-level loading and more flexibility when several days of packing or temporary storage are needed.”

The basic trade-off is control and direct transportation with a truck versus more flexibility with packing, storage, and transportation with a container.

Factor	Moving Truck	Moving Container
Tranportation	You typically drive it	Provider transports it
Packing timeline	Usually tied to rental period	Often more flexible
Temporary storage	Usually separate	Often available
Loading	May require a ramp	Some offer ground-level loading
Best when	Dates align	Dates don’t align or storage is needed
Cost	Rental + possible mileage/fuel/etc.	Delivery + transport + storage/etc.

When a moving truck makes more sense

A moving truck may make sense when your move-out and move-in dates line up and you want to transport everything directly from one home to the next.

The team at 1st Coast Express Movers explain, “Moving trucks are often the better choice for customers who want their belongings transported directly from one location to another on a more defined schedule, especially for larger or long-distance moves.”

More options for different move sizes

Trucks come in different sizes, giving you options based on how much you’re moving. PODS, for example, offers 8-, 12-, and 16-foot containers. Its 12-foot container is available for local moves and storage only, while the 8- and 16-foot options can be used for both local and long-distance moves. Other companies currently offer moving trucks ranging from 10 to 29 feet, along with other vehicle options.

Size alone doesn’t tell you exactly how much you’ll be able to pack. Rybikov recommends checking the actual cargo dimensions. “Homeowners should also compare actual usable cargo space, as two options with the same advertised length may differ considerably in width, height, and total capacity.”

Towing a vehicle

Depending on the rental company and equipment, a truck may also allow you to tow a vehicle. If that’s part of your moving plan, check towing capacity, equipment requirements, and additional costs before booking.

Hiring help with loading and unloading

You don’t necessarily have to handle the entire truck move yourself. Professional movers can help with loading and unloading even if you’re responsible for transportation.

David Bos, owner of Bos Enterprises, notes, “Professional help can save you significant time, physical effort, and stress.” If you’re considering this option, include labor when comparing your total moving costs.

When a moving container may be a better fit

Moving containers can be useful when flexibility matters more than getting everything from one home to the next immediately.

Jim Layton, owner of SpaceMaker Mobile Storage, explains, “With mobile storage, we give you the flexibility to pack on your own schedule and avoid the hassle of renting and driving a large vehicle. With mobile storage, you only have to load and unload once.”

More flexibility between move-out and move-in

A container can be particularly useful when your dates don’t align. Instead of unloading a truck into a separate storage unit and moving everything again later, you may be able to keep your belongings in the container until your new home is ready.

Layton points to another common situation. “If your new home isn’t ready yet, or you are staging your current one to sell, a portable container delivered to your door is often the smarter choice.”

Bos similarly notes, “Shipping containers offer added flexibility because they can remain at your home while you pack at your own pace, making them a convenient option for longer moves or situations where your move-in and move-out dates do not line up.”

>> Explore: Where to Live Between Selling and Buying Your Home

No moving truck to drive

Containers also remove the responsibility of driving a large rental truck. For context, U-Haul lists its 26-foot moving truck with a maximum gross vehicle weight of 25,999 pounds. If you’re uncomfortable operating a large vehicle, especially over a long distance move, having the container company handle transportation may be worth considering.

Easier ground-level loading

Loading is another practical difference. Containers offer ground-level access, eliminating the ramp or steps associated with many moving trucks. That can make it easier to load and unload bulky items such as furniture and appliances.

Photo courtesy of SpaceMaker Mobile Storage

Compare the total cost

The cost of a moving container vs truck rental can vary considerably based on the company, distance, household size, rental period, location, and additional services. With a moving truck, the advertised rental rate may only be part of the total expense. Depending on the rental, you may also need to account for:

• Mileage
• Fuel
• Insurance or protection plans
• Towing equipment
• Additional rental days
• Moving equipment
• Professional loading or unloading

Container pricing works differently. Your quote may account for delivery, transportation, pickup, and a set storage period, but what’s included varies by provider. Additional storage time, container size, distance, and delivery requirements can affect the final cost.

When comparing the two, request quotes based on the details of your move and compare the total estimated cost rather than the starting rental price.

>> Learn: Tips for Moving on a Budget: 7 Ideas to Save Money

Don’t overlook the logistics

Timing and price aren’t the only considerations. Where you’re moving from and where you’re going can affect whether a truck or container is practical.

Rybikov recommends checking property restrictions before booking. “Consider where the equipment will be placed and whether HOA rules, permits, driveway limitations, or parking restrictions could affect how long a truck or container can remain at the property.”

Depending on your location, a truck parked on the street may require a permit. A container may also be restricted by an HOA, apartment community, or local parking rules. Driveway dimensions and delivery access can create additional limitations.

>>Read: Moving Checklist: Everything You Need to Know

Moving truck vs. moving container: how to decide

As 1st Coast Express Movers puts it, “When deciding between the two, we recommend considering the size of the move, total distance, budget, available loading space, storage needs, and how quickly the customer needs their belongings delivered.”

Ultimately, neither option is right for every move. Comparing these factors can help you choose the setup that better fits your timeline, budget, and moving needs.

• Consider a moving truck if your dates align, you want to transport everything directly, you need more cargo capacity, you’re comfortable driving a large vehicle, or you plan to hire help with loading and unloading.
• Consider a moving container if you want more time to pack, your dates don’t align, you need temporary storage, you’re staging your home, or you’d rather not drive a moving truck.
• Check the logistics. Parking rules, HOA restrictions, driveway dimensions, and delivery access can affect either option.
• Compare total moving costs. For trucks, consider expenses such as fuel, mileage, insurance, and equipment. For containers, check transportation, delivery, pickup, and storage charges.

The post Moving Container vs Truck Rental: Which One Is Right for Your Move? appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Listing photos are designed to make a home look its best. They’re shot at the right time of day, staged carefully, and framed to show each room from an appealing angle. What they can’t always tell you is whether the layout actually works for you. Are the bedrooms close enough to the bathrooms? Does the kitchen feel open or closed off? Will your furniture fit the way you’re picturing it?

That’s where a floor plan comes in. Whether you’re browsing homes in Seattle, WA or comparing condos in Miami, FL, you may be asking, what is a floor plan, and what can it tell you about a home? Reading one can help you look beyond listing photos and decide whether a layout fits your furniture, routines, and needs.

A floor plan is a scaled, overhead diagram that shows the layout of a home, including rooms, walls, doors, windows, and how spaces connect. When you’re buying a home, a floor plan can help you understand room placement, compare dimensions, evaluate traffic flow, and determine how your furniture may fit before visiting in person. 

What is a floor plan?

At its most basic, a floor plan is a scaled diagram of a home viewed from above. It typically shows rooms, walls, doors, windows, and how spaces connect. Think of it as a map that gives you a bird’s-eye view of the home’s layout.

Kochai Becerra, CEO and owner of Floor Plan Visuals, describes it this way: “Floor plans give homebuyers a proportionately scaled representation of a property, offering a perspective that photos or even an in-person walkthrough may not provide. By acting as a map of the home, they make it easier to understand the layout, room relationships, and overall flow.”

Floor plans can come in several formats. A 2D plan typically uses clean lines, room labels, and dimensions. A 3D floor plan adds depth and visual context to help you picture the space. Some listings may also include a site plan showing the home’s position on the lot and outdoor features.

As Becerra notes, “When paired with a site plan, buyers can also understand the property as a whole, including the lot and outdoor features.”

What a floor plan reveals that photos can’t

Photos can show finishes, natural light, and a room’s overall appearance. A floor plan provides context for how those individual spaces work together.

Shrawan Singh Gohil, SEO analyst at Archdraw Outsourcing, explains, “Listing photos show what a room looks like. What they don’t show is how a home actually works – whether the bedrooms are close enough to the bathrooms, whether the kitchen opens up into the living room or feels boxed off, whether you’ll be doing laps around the dining table just to get to the back door. Floor plans answer those questions.”

Peter Suchomski, Sales Executive at Floor Plan Imaging, adds, “Listing photos can capture a buyer’s attention, but they don’t always show how it would be to live in the home. A clear, well-designed 2D or 3D floor plan helps buyers quickly see how spaces can be used in daily life; what furniture can fit, where they would sleep, cook, and do family activities.”

Together, photos and floor plans can provide a fuller picture of both how a home looks and how its layout might function day to day.

How to read a floor plan like a buyer

Knowing what a floor plan is one thing. Knowing what to look for can make it much more useful when you’re comparing homes.

Room layout and flow

Start by tracing the paths you’d take through the home every day. Where does the front door open? How do you get from the kitchen to the dining area? Can you easily reach a bathroom from the bedrooms?

Sarah Ashley Slack at Madison & Company, explains, “Floor plans help buyers look beyond beautiful listing photos and understand how a home will actually function for their day-to-day lives. They make it easier to compare room dimensions, bedroom placement, storage, and the flow between living spaces.”

Rather than looking at each room separately, consider how the spaces work together for your routine.

Bedroom and bathroom placement

Look at where bedrooms sit in relation to each other, bathrooms, and shared living areas. Some buyers may prefer bedrooms grouped together, while others may want more separation between the primary bedroom and secondary bedrooms.

Also consider privacy and noise. A bedroom next to a busy living area may function differently from one farther away, even if the rooms are similar in size.

Natural light and window placement

Windows are another detail worth studying. “By analyzing dimensions, window placements, and room locations, you can easily map out your furniture and visualize how natural light fills the space,” says Rob Jones, owner of Virtual Real Estate Marketing.

A floor plan can show where windows are located, but it can’t tell you exactly how bright a room will be. Orientation, trees, surrounding buildings, window size, and time of day can all affect natural light. Use the floor plan alongside listing photos for more context.

Kitchen layout and flow

Look at how the kitchen connects to dining and living spaces. Is it open to the main living area or separated by walls? Is there enough room to move around an island? Where are the entrances and exits?

Jones notes, “Checking the open-concept flow highlights a highly functional kitchen, showing exactly how appliances and storage integrate into your daily routine.” These details can help you picture how the kitchen might function for cooking, dining, and everyday traffic.

Photo courtesy by Pacific Render Studio Inc

Furniture fit

Room dimensions can also help you determine whether the furniture you already own may fit. Gohil puts it simply. “It also helps to know ahead of time if your couch is actually going to fit against that wall, instead of finding out on move-in day.”

Measure important pieces, such as your bed, sectional, dining table, or desk, and compare them with the floor plan. Remember to account for windows, doors, closets, fireplaces, and built-ins that may limit furniture placement.

Doors and circulation

Pay attention to where doors are located and which direction they swing. A door that opens into a narrow hallway, against another door, or into a key furniture area can affect how easy it is to move through the space.

Also look at the main paths between rooms. A floor plan can help you spot tight transitions, awkward corners, or areas where furniture placement could interrupt the natural flow of the home.

Storage and utility spaces

Look beyond the main living areas and check for closets, pantries, laundry spaces, garages, and other functional areas. These spaces may not stand out in listing photos, but their size and location can make a difference in how the home works day to day.

Consider whether storage is located where you’d actually use it, such as a coat closet near the entry, a pantry near the kitchen, or laundry space close to the bedrooms.

>> Learn: How to Accurately Calculate the Square Footage of Your Home

Floor plans can help you see a home’s potential

A floor plan isn’t only useful for understanding how a home works today. It can also help you consider how rooms might serve different purposes as your needs change.

Hugo Ramirez, international architect and CEO of Rendimension, explains, “A clear floor plan can help buyers identify a property’s potential by showing how spaces might be furnished, adapted, or improved before they ever visit the home.”

Slack adds that “a well-designed floor plan can also help buyers recognize a home’s potential and determine whether it will continue to meet their needs as their lifestyle changes.” For example, an extra bedroom might eventually serve as a home office, nursery, or hobby room. The floor plan can help you evaluate whether its dimensions, location, and access make those uses practical.

Keep in mind that a floor plan alone can’t determine renovation potential. Structural walls, plumbing, electrical systems, local building codes, and other factors can limit what can be changed.

>> Explore: Why Do Some Homes Feel Bigger Than They Actually Are?

Why floor plans matter when comparing multiple homes

This is where understanding what a floor plan is becomes particularly useful. When you’re comparing multiple houses, scaled layouts can make differences in room size, placement, and flow easier to see.

As Becerra explains, “A floor plan’s different perspective can provide instant clarification about how a home is configured and whether it fits a buyer’s needs.”

One home may offer a larger primary suite, while another provides more separation between living and sleeping spaces. Looking at the layouts side by side can make those trade-offs easier to evaluate.

Ramirez adds, “floor plans make it easier to compare room dimensions, furniture possibilities, privacy, and how comfortably the home can support a buyer’s daily routine.”

Start your search on redfin

Floor plans can’t replace an in-person visit, but they can answer questions that photos rarely do – how rooms connect, whether the layout fits your daily routine, and whether your furniture will realistically fit. When you’re ready to start comparing properties, you can search homes for sale on Redfin and review floor plans and listing details as you narrow your search.

The post What Is a Floor Plan? How to Read One When Buying a Home appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Here’s a scenario most house hunters know well: you’ve toured four homes in a weekend, the photos all looked great online, and now you’re sitting at home trying to remember which one had the open kitchen and which one had the awkward hallway. The listings blur together, and you’re back to scrolling instead of deciding.

That’s exactly the problem a floor plan solves. Whether you’re comparing condos in Chicago, IL or narrowing down single-family homes in Austin,TX, floor plans show how rooms connect, how space is arranged, and how a home might function day to day. That’s why floor plans matter when comparing homes beyond what listing photos show.

Floor plans help buyers compare homes by showing how rooms connect, how space is distributed, and whether a layout may work for their needs. They can also make it easier to compare room dimensions, furniture placement, traffic flow, and other details that may be difficult to judge from listing photos alone. 

Photo courtesy by Pacific Render Studio Inc

What photos show – and what they don’t

Listing photos can highlight a home’s finishes, natural light, and overall look. However, they don’t always make it easy to understand how rooms connect or how you’ll move through the space.

The team at 360 Home Photography explain, “Wide-angle listing photos create emotional interest, but floor plans provide the objective context buyers need to make sound decisions. A clear 2D layout reveals flow, circulation, and room-to-room adjacencies that photos often disguise, allowing buyers to see whether a home supports their daily routines.”

David Fish, owner of Blu Fish Photography, draws the same distinction from a photographer’s perspective. “Photos show a home’s finishes, but a floor plan shows how it actually lives; which rooms connect, how traffic flows through the space, and where the bedrooms sit relative to the living areas.” 

Together, photos and floor plans can give buyers a better sense of both how a home looks and how its layout might work for them.

>> Read: Open Floor Plan vs Closed: The Key Differences Explained

Why floor plans matter for side-by-side comparisons

When you’re evaluating multiple homes, floor plans make it easier to compare layouts side by side. You can see which home has a more open common area, where bedrooms sit in relation to living spaces, or whether the kitchen and dining areas connect in a way that works for you.

Compare flow and usable space

Lee Collins, co-founder of My360 Tours, describes what that comparison looks like in practice. “Side by side, plans make it much easier to compare homes on flow and usable space instead of relying on staged shots or a single walkthrough. You can check real room sizes, how living spaces connect, and whether the layout fits daily life – like a  kitchen open to the dining area or a quiet office away from the main traffic.”

Looking at the plans together can help you spot differences that aren’t obvious from listing photos alone, especially when homes have similar square footage or the same number of bedrooms and bathrooms.

Use 3D floor plans to visualize the space

Not every buyer processes a traditional 2D layout in the same way. If you find it difficult to translate lines and dimensions into a real space, a 3D floor plan can provide another perspective.

Stan Moskvin, founder of Pacific Render Studio Inc., explains, “A well-designed 3D floor plan can communicate the layout, room relationships, furniture placement, finishes, and overall potential of a home almost instantly, helping buyers compare properties without having to mentally translate a technical drawing.”

Traditional 2D plans are still useful when you want to check dimensions and room relationships. However, 3D plans can make features such as furniture placement and the overall arrangement of a room easier to visualize.

>> Explore: Why Do Some Homes Feel Bigger Than They Actually Are?

Narrow your options with interactive tools

Some digital floor plan tools take comparison a step further by allowing buyers to switch between different views and evaluate properties directly alongside one another.

Mateusz Binkiewicz of 3D Estate explains, “The buyer picks whichever view makes sense to them; a 3D floor plan, an axonometric view, or a 3D walkthrough. They can save apartments they like and compare any two side by side, with key facts in between and a toggle that highlights only the differences.”

Whether you’re comparing printed 2D plans or exploring an interactive 3D walkthrough, the goal is the same: a floor plan makes the comparison concrete rather than impressionistic.

What to look for when comparing floor plans

When comparing floor plans, pay attention to details that can affect how the home functions day to day:

• Room dimensions: Compare the listed size and proportions of bedrooms, living areas, and other key spaces.
• Room connections: Look at how the kitchen, dining area, living room, and bedrooms connect to one another.
• Traffic flow: Notice whether hallways, doorways, and room placement create an easy path through the home.
• Storage: Check the location and size of closets, pantries, and other storage areas.
• Laundry location: Consider where the laundry room or hookups are in relation to bedrooms and living spaces.
• Stairs and hallways: These can affect how much of the home’s square footage feels usable.
• Entrances and outdoor access: Look at where doors lead to patios, yards, garages, or other exterior spaces.
• Furniture placement: Think about whether your larger furniture pieces could fit comfortably without blocking walkways.

Photo courtesy by Pacific Render Studio Inc

Floor plans can help you rule out homes before a visit

A floor plan can also help you decide whether a property is worth seeing in person. Instead of scheduling a showing only to realize the layout doesn’t work, you can check room sizes, connections, and other details beforehand.

360 Home Photography explains, “Dimensioned plans make side-by-side comparisons straightforward, helping clients evaluate usable square footage and determine if existing furniture will actually fit before scheduling a showing. Ultimately, floor plans save time by screening out functionally mismatched properties early in the search process.”

Room dimensions can be particularly useful if you’re bringing larger furniture with you. Fish adds, “With accurate room dimensions, buyers can compare homes side by side and even check whether their sectional or king bed will fit where they want it.”

Checking these details early can help you focus your in-person visits on homes that better match your needs.

>> Learn: How to Accurately Calculate the Square Footage of Your Home

Floor plans help buyers picture daily life

Understanding why floor plans matter goes beyond comparing room dimensions. A layout can also help you picture where furniture might go, how you’ll move between rooms, and whether the space fits your daily routines.

Jennie Ross, owner of MLS-Floorplans, describes a floor plan as “the blueprint for a buyer’s future,” adding that “it serves as a canvas buyers use to build a deeper, more personal vision of the property.”

Floor plans can be useful during an in-person tour, too. Ross explains, “It invites active engagement, tangible interaction, and note-taking, accelerating the crucial mental shift from simply shopping for a house to actively planning our home.”

Instead of relying on memory after several showings, you can use the layout to take notes and compare how each property might work for you.

Floor plans and virtual tours can work together

Why floor plans matter can become even clearer when they’re paired with a virtual tour. A 2D layout shows where rooms are and how they connect, while a virtual tour provides a closer look at the spaces themselves.

Collins explains, “Paired with a virtual tour, buyers can move from the 2D layout into the rooms themselves and arrive at showings already clear on what works and what doesn’t.”

Using both tools before an in-person visit can help buyers identify specific questions and focus on details that may be harder to judge online.

Use floor plans to compare homes more confidently

Floor plans can’t tell you everything about a property, but they can add useful context that listing photos and virtual tours may not show on their own. Looking at the layout, room relationships, dimensions, and flow can help you narrow your options and arrive at an in-person tour with more specific questions.

When you’re ready to compare properties, you can search homes for sale and review available listing details as you narrow your search.

The post How Floor Plans Help Buyers Compare Homes appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Key Takeaways

• Places across the U.S. are offering incentives to attract new residents, ranging from cash to free recreation equipment.
• Since the pandemic, relocation programs have become more popular as remote work and an affordability crisis push people to consider new options.
• Many of the places offering incentives are in the Midwest.

Did you know some states will pay you thousands of dollars just to move there? In an era where the cost of living has reached near-record highs and about 22% of people work remotely, many places are seizing the opportunity to attract residents through innovative incentives.

From tax breaks to cash, these programs are designed to attract a diverse range of talent, boost populations, and strengthen local economies. Some of the incentives are substantial, reaching $20,000, while others are smaller and offer free recreation equipment, assistance with down payments, or mortgage subsidies. Most places are focused on bringing in remote workers, but some states offer financial incentives for individuals willing to accept local jobs. 

The benefits go two ways: New residents get to work somewhere new and receive perks in doing so, while cities get to grow their economies and add new residents. 

So, whether you’re considering moving across the country for a change of scenery or looking for some extra income, there may be a few destinations on this list that catch your attention. Let’s take a closer look at 13 states that pay you to move there.

1. Alaska

If moving closer to the great outdoors sounds appealing to you, nothing beats the rugged, beautiful landscape of Alaska. But how much is Alaska willing to pay you to move there?

Alaska incentivizes people to relocate through its Permanent Fund Dividend (PFD)—one of the longest-running incentive programs in the country. Alaskans who have lived in the state for at least one full calendar year receive an annual dividend ranging from $850-$3,000. Beginning in 1982, the dividend has been a hallmark of the state for decades and provided billions to its residents. It has recently faced budget shortfalls but remains foundational to the state.

Finally, Alaska has no state income or sales tax (local taxes may apply, though). Plus, you’ll be surrounded by stunning scenery and wildlife and have access to incredible seafood and rich Native culture. Ketchikan, in Southeastern Alaska, is going the extra mile to attract you by offering 3 months of fiber-optic internet for free. 

To see if your forever home is in Alaska, look up homes for sale in Alaska and Alaska rentals in popular cities like Anchorage and Fairbanks.

2. Arkansas

Rolling rivers, drifting plains, and decades of Civil Rights history make Arkansas a one-of-a-kind state to call home. Two cities in Arkansas want remote workers to make the move: Texarkana and West Memphis. 

Both incentive packages are worth over $10,000, with at least half of that purely cash. They’ll even throw in some outdoor gear to explore the area’s vast wildernesses. The cities are fairly large in their own right, too, with distinct communities and plenty of amenities. Texarkana is especially interesting, as incentives top $18,000 and allow you to choose between living in Texas and Arkansas. It’s been very popular so far. 

If calling Arkansas home has a nice ring to it, check out homes for sale or apartments for rent in Arkansas to see if your next dream home is available.

3. Georgia

Columbus, GA is focused on the future. The city has spent the past three years investing in economic growth by attracting new workers to the region. And now, it’s willing to pay people to make the move.

The region is attracting new residents through an initiative called Move to Meaningful, which was launched in 2024 and has been renewed in 2026 following strong success. Eligible remote workers can receive $5,000 in cash, coworking experiences, and more, worth a total of $8,700. More than 7,000 people applied for the program when it first launched. 

The area’s abundant outdoor recreation, sunny weather, strong job market, and affordable cost of living (housing is 30% cheaper than the national average) are strong draws on their own—and even better on top of the incentives Columbus is offering.

4. Indiana

Indiana has over 100 incentive programs encouraging renters and homebuyers to call the Hoosier State home. And with everything from major metros to remote farmland, there’s a reason so many people already do. The Indy500, Indiana Dunes National Park, and renowned universities are some of the many highlights.

Most of the communities offering incentives are located in the prairies of Eastern and Northern Indiana and hills of Southern Indiana. But others are primary cities or major suburbs. Noblesville, outside of Indianapolis, and towns in Floyd County, outside Louisville, are willing to dish out incentives worth $15,000 to qualifying applicants. Other smaller towns and counties offer between $5,000-$8,000, with Angola offering a massive $20,000. You’ll likely find something that fits your needs.

5. Illinois

What’s not to love about Illinois? You have soaring Chicago and its unique culture, historic Springfield and its Old State Capitol, and miles of open prairies, all ripe with opportunity. Cold and snowy winters are an added bonus for some. So, why not give it a shot if the state will pay you to move?

Since 2024, the Jacksonville Region in Southwestern Illinois has been offering generous relocation packages for job seekers or remote workers to settle down. The cities of Pittsfield and Jacksonville are offering up to $9,000 in incentives for homeowners or renters to settle down, so long as they have a remote job or are willing to get a new job in town.

6. Kansas

Notoriously flat and windy, Kansas is a hidden gem in the center of the country. Farming, sports, and recreation are top ticket items among its passionate residents – and the state wants to add you to the roster. 

More than 15 cities and counties across the state offer incentives ranging from cash, to student loan assistance, and more. Most participating communities are located in Northwest Kansas, a rural area trying to boost its population. Buhler, northwest of Wichita, offers the state’s largest incentive, worth up to $15,500 for relocating workers.

Kansas has spent over a decade encouraging people to move to rural areas of the state, many of which have seen consistent population declines. And in the case of a large metro like Topeka, the incentives have worked, helping reverse population declines in the county. The Choose Topeka Initiative collaborates with employers to offer cash funds and more to workers moving from out of state.

No matter which place you end up choosing, take a look at homes for sale or rentals in Kansas to see what living in America’s Heartland could look like. 

7. Kentucky

Kentucky produces corn, soybeans, and 95% of the world’s bourbon. However, it’s famous for much more than just agriculture: Horse racing, Southern cuisine, gorgeous scenery, and Bluegrass music are favorites. 

Communities across Kentucky are offering incentives for residents to relocate and enjoy everything the state has to offer. Most are located in rural parts of the Commonwealth, like Eastern and Southwestern Kentucky. Mayfield, to the west, advertises the largest package, worth around $8,800; many Appalachian and college towns in Eastern Kentucky offer incentives worth up to $7,500; while Paducah, along the Ohio River, offers $5,000 in cash. In total, there are eight incentives statewide for people to choose from. 

8. Michigan

Cities across Michigan are rebounding from decades of Rust Belt decline, offering affordable living, revitalized downtowns, and easy access to regional hubs like Chicago, Fort Wayne, IN, and Detroit. Now, the state is working to attract new residents to experience its growing economy, snowy winters, and iconic Great Lakes scenery. 

Cities in Central, Western, and Southwestern Michigan like Muskegon and Grand Rapids are looking for new residents to relocate and buy a home. Some are offering additional benefits for those pursuing careers in in-demand fields like healthcare and IT, or for recent college graduates. Benefits can top $7,000, and nearly all offer some form of housing assistance.

9. Missouri

Missouri combines a relatively low cost of living with thriving cities, small-town charm, and plenty of access to the outdoors. In the state’s rural north, Mercer County offers a quieter pace of life surrounded by farmland, lakes, and close-knit communities. And if you’re ready for a change of scenery, the county may even pay you to make the move. 

Through at least late 2026, Mercer County is offering a cash stipend, free membership to the recreation center, and one year of free internet service to people who want to relocate. The total incentive is worth over $6,500, and it’s available to both remote workers and job seekers.

10. Oklahoma

Oklahoma is paying to relocate remote workers through a program called Tulsa Remote. With a low cost of living, a thriving remote work community, and countless opportunities to explore the city, it’s no wonder Tulsa has been attracting a steady stream of new residents. In fact, since 2018, Tulsa Remote alone has brought more than 4,000 people to the area and generated tens of millions of dollars for the region. It has been remarkably successful, albeit with some controversy. 

A prosperous oil town, Tulsa has a lot going for it. From Art Deco architecture in the Deco District, to a gleaming museum in an Italian villa, there’s plenty to enjoy. Plus, if you’re looking to buy a house in Tulsa, prices are about half the national average. Through Tulsa Remote, you’ll receive cash and other benefits for your Oklahoma relocation.

But if you’re not ready to make the leap to homeownership, no worries. Consider renting an apartment in Tulsa or checking out houses for rent to get a feel for what it’s like to live in the area before putting down roots. 

11. Pennsylvania

Pennsylvania offers a little bit of everything, from big-city living to quiet towns surrounded by forests, rivers, and rolling hills. And now, cities throughout Mercer County in Western Pennsylvania want you to experience it. The region combines affordable housing and abundant outdoor recreation with easy access to both Pittsburgh and Cleveland. 

Sharon, Farrell, Greenville, and Hermitage are the participating cities and are all providing relocation packages worth up to $8,400 for accepted applicants. Depending on where you move, benefits include thousands of dollars toward buying or renting a home, free coworking space, gym memberships, golf, outdoor activities, and other local perks.

12. West Virginia

Famous for more than just its “country roads,” West Virginia offers one of the most lucrative programs to attract new residents to the state. The moving incentive is called Ascend West Virginia, and they’re currently accepting applications from people who want to get paid to move. The program is worth $20,000 and focuses on the Greenbrier Valley, Morgantown, Elkins, Lewisburg, and Eastern Panhandle communities. 

In addition to a huge chunk of change, new transplants can also receive outdoor recreational equipment along with other benefits to sweeten the pot. West Virginia’s median sale price, at $259,000, is also well below the national median.

This program is quite popular, so get a head start on some house or apartment hunting by scoping out West Virginia rentals and homes for sale in West Virginia before applications fill up.

13. Wisconsin

There’s hardly been a better time to experience all that Wisconsin has to offer. Nearly 16,000 lakes, four distinct seasons, and house prices $50,000 below the national median make it an appealing place to put down roots. And now, you could get paid to call it home.

Several cities across Central and Southern Wisconsin are offering relocation incentives totaling up to $11,500 to remote workers or job seekers looking to put down roots in their neck of the woods. Fond du Lac, Black River Falls, Eau Claire, Milwaukee, West Allis, and West Bend are all participating, along with several encompassing counties. 

Final thoughts: Places will pay you to move, but do your due diligence

With remote work still popular and affordability pushing some to relocate, states are offering financial incentives to attract new residents. If you’re a remote worker moving out of state or looking for a fresh start and new job, these places could pay off—literally—while also offering a relatively lower cost of living.

If you decide to make a move, it’s important to do your due diligence and understand how much house you can afford—even with the incentives on the table. Use Redfin’s rental affordability calculator to see how much rent fits in your budget, or check out Redfin’s mortgage calculator to check what a monthly payment might look like if you were to purchase a home. 

There are dozens of offers and incentives for people willing to relocate, but most have specific income, employment, residency, or relocation requirements. Visit MakeMyMove to see a full list of current programs. 

Program details and housing market data is current as of August 2026. This article is for informational purposes only. Redfin does not endorse any of the programs mentioned. Redfin strongly recommends that consumers make informed decisions and independently verify that a state, city, or financial offering will meet their needs.

The post States That Will Pay You to Move There in 2026 appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Key takeaways

• California, Montana, and New York are the most expensive states to buy a house in the U.S., where monthly housing payments eat up half of a local homebuyer’s income.
• Most of the priciest states are located on the coasts; limited inventory and higher incomes have pushed prices to all-time highs.
• Housing affordability is a major issue for everyone, but is slowly improving.

Housing has become increasingly expensive for Americans since the pandemic. Home prices have climbed by more than 50%, and mortgage rates have nearly doubled, pushing the typical housing payment to ever-climbing highs. An average homebuyer needs to spend nearly 40% of their income on housing today, according to Redfin data. This has exacerbated a housing crisis and pushed more people into a cool but expensive rental market – where many now aim to stay.

These rising living expenses have been a major reason why people have been migrating to more affordable parts of the country of late. Areas in the Sun Belt, Midwest, and Northeast have blossomed, while coastal cities have slowed.

So, in a market where so many are seeking affordability, where are homes still the most expensive? What are the most expensive states to buy a house? Whether you’re considering a move or just curious where housing costs the most, this Redfin article is for you.

The 10 most expensive states to buy a house in the U.S.

California, Montana, and New York are the most expensive states to live and buy a home in America, where a local homebuyer has to spend around 50% of their income on monthly housing payments. Hawaii (47.1%) and Massachusetts (45.9%) rounded out the top five.

Out of all 50 U.S. states, nearly half (22) require locals to spend at least 35% of their income on housing, while an additional 15 states eat up between 30-35%. Arkansas (30%), Pennsylvania (31%), and Wisconsin (33.2%) fall into that second bucket. 

Since the 1980s, most experts have recommended spending 30% of your income or less on housing expenses. But as costs climb and budgets get stretched, that decades-old logic is fading. For this analysis, we used 35% as the threshold for unaffordability.

States where affordability is declining the most

There are only two states where housing affordability is dropping: Alaska and New York. 

New York is becoming more expensive in part because lower-cost markets in Western and Upstate New York have become increasingly competitive as home searchers seek affordability and more climate-resilience. Meanwhile, Alaska is dealing with a supply shortage in part due to environmentally complex construction and rising costs of materials.

In general, affordability is improving nationwide as wages climb faster than prices – although an uneasy economy is throwing some bumps in the road.

Coastal and mountain states are the most expensive places to buy a house

Unsurprisingly, America’s most expensive states largely mirror its most expensive cities. The wealthier, more space-limited coastal and mountainous states tend to have more expensive housing markets because of a fairly significant supply and demand imbalance. Zoning codes, a lack of homebuilding, and geographic constraints all play a role.

Montana is unique. During the pandemic, scores of wealthy newcomers from coastal areas looked to Big Sky Country for a change of pace and plenty of space. Most chose mountain towns like Bozeman, Missoula, and Whitefish, which pushed up prices in places where incomes were middling. Today, this has led to a statewide severe affordability crisis, where locals simply can’t afford to live where they previously did. The median sale price is $528,000, but the median income is just $78,000 – less than two-thirds of what’s required to keep costs in reach. 

On the other end of the spectrum, spacious states in the Midwest – Iowa (25.8%), Indiana (26.6%), and Oklahoma (26.8%) – are the most affordable, where ample supply outweighs demand.

>> Read: The Most Expensive Cities in the U.S. in 2026

Why is housing so expensive?

The U.S. has had a growing housing supply shortage since the Great Recession, which kicked into high gear during the pandemic homebuying craze. The fewer homes there are for buyers who want them, the higher prices go.

In recent years, even though demand has softened as more people have gotten priced out, sellers have also pulled back because they’ve struggled to find a buyer. This has kept prices high even as the market slows to a crawl.

But the outlook is improving. “The gap between America’s most and least expensive states is the narrowest it’s been on records dating back to 2012, and affordability has actually slowly increased since 2025,” said Daryl Fairweather, Redfin Chief Economist. “Recent economic volatility is pushing costs and wages in the wrong directions again, but economists are generally confident that the housing market will return to ‘normal’ levels over the next many years.”

>> Read: Why Are Houses So Expensive?

Methodology

Rankings expand on a June 2026 Redfin analysis of housing affordability by analyzing all 50 U.S. states. The analysis focused on the share of income a median-earning resident would need to spend every month to afford a typical for-sale home. A state was considered “unaffordable” if its monthly payment required more than 35% of statewide median monthly earnings, assuming a 20% down payment, typical taxes and fees, and a 30-year mortgage. States with the highest monthly income requirements ranked as the least affordable.

All data came from a Redfin analysis of MLS, U.S. Census, and Atlanta Fed data.

The post The 10 Most Expensive States to Buy a House in the U.S. in 2026 appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Key takeaways

• It’s a buyer’s market in a majority of U.S. housing markets, meaning homebuyers have the upper hand.
• Sellers came back in August, but buyers held off as economic worries and historic unaffordability kept them on the sidelines.
• The Sun Belt is home to the strongest buyer’s markets; the Midwest, Northeast, and Bay Area are home to the remaining seller’s markets.
• Housing markets vary widely, so take into account local market dynamics and talk with an agent to get the full picture.

The U.S. is in the strongest buyer’s market on record. Following the pandemic-fueled seller’s market in 2021, sellers now outnumber buyers by nearly 58% – a historic share. In numeric terms, there are an estimated 1.53 million sellers and 972,000 buyers in the market today. Generally, the greater the seller surplus, the stronger the buyer’s market and the more leverage they have.

However, at the core of the housing market is a historic affordability crisis, making conditions feel anything but buyer-friendly. Most consumers are holding off, giving those who can afford to buy more leverage. At the same time, more sellers are choosing to list as they adjust to the slower market, widening the gap and strengthening the buyer’s market.

Here’s what to know about buyer’s vs seller’s markets, how to tell which market you’re in, and where each side has the most leverage right now.

What is a buyer’s market vs seller’s market? 

Buyer’s market 

A buyer’s market happens when there are more homes for sale than buyers to purchase them. When this is the case, buyers typically drive negotiations and are more likely to receive concessions.

Home prices tend to grow more slowly in buyer’s markets than seller’s markets. But if a buyer’s market sees prices cool substantially, the pendulum may swing back toward sellers as more homebuyers come off the bench, pushing prices up again.

The current market is an anomaly, though. There are few enough sellers and such a shortage of affordable inventory that prices are being pushed up more quickly even though buyers have significant leverage.

Seller’s market

A seller’s market occurs when demand exceeds supply. Buyers outnumber sellers, creating more competition and fueling bidding wars. Sellers typically lead negotiations in a seller’s market and see homes sell for above asking. House prices also tend to rise more quickly and sell faster.

The strongest buyer’s markets in 2026

Sellers outnumber buyers by the most in these metros, giving buyers more leverage. Redfin defined a “buyer’s market” as one where sellers outnumbered buyers by at least 10%. Buyers gained negotiating power in 22 buyer’s markets nationwide.

The Sun Belt – cities stretching from the Southeast to the Southwest – is home to all of the nation’s strongest buyer’s markets. Miami sits firmly on top, while Austin is in fifth – ground zero for the cooldowns sweeping pandemic boomtowns since 2022.

The Sun Belt skyrocketed in popularity during the pandemic, when scores of homebuyers moved in from more expensive parts of the country, driving up housing costs and pricing many locals out of the market. They are now among the fastest-cooling markets in the country.

Housing supply also plays a role. Florida and Texas in particular saw a surge in homebuilding during the pandemic to meet demand, but many of these homes are now sitting unsold as buyers back off. Florida’s housing inventory reached its highest level on record in 2025, with demand dropping due to rising prices, climate risks, and surging insurance costs.

The strongest seller’s markets in 2026

In a handful of metros, buyers still outnumber sellers, giving sellers the edge. Redfin defined a “seller’s market” as one where buyers outnumbered sellers by at least 10%. Only five metros made the cut.

The Midwest and Northeast are home to nearly all of the remaining seller’s markets. Homebuilding and population growth has historically lagged in these regions; with more people looking to move to the region for homes they can afford, supply is falling far short of what’s needed, pushing prices up. 

San Francisco has also seen an avalanche of demand recently due to an influx of AI wealth, helping it become a seller’s market for just the second time in four years, as well as the most expensive metro in the nation.

What buyers should do right now

• If you’re buying in a buyer’s market: This is typically the ideal time for buyers to make a move, if they can afford to. Home prices may decline, listings stay on the market longer, and sellers are more likely to negotiate. You may see price reductions, seller concessions, or repairs included to close the deal. With less competition, buyers have more leverage to secure a home at a better price.
• If you’re buying in a seller’s market: Sellers hold the upper hand, and competition among buyers can be fierce. Homes often sell quickly and attract multiple offers, which can drive prices well above asking. If you’re buying in a seller’s market, be prepared to act fast and make strong offers; trying to negotiate too aggressively could cost you the home.

>> Read: Is Now a Good Time to Buy a House?

What sellers should do right now

• If you’re selling in a buyer’s market: Selling becomes more challenging when inventory is high and demand is low. Homes tend to sit on the market longer, and homeowners are more likely to offer concessions. Today, the typical home takes 50 days to sell, and almost half of sellers are offering concessions.
• If you’re selling in a seller’s market: This is usually a great time to sell. Homes typically move quickly, and competition among buyers can lead to multiple offers, bidding wars, or offers above asking price. With high demand and limited inventory, sellers have the upper hand and are more likely to get favorable terms, including waived contingencies and minimal concessions.

>> Read: Should I Sell My House Now? 

How to tell if you’re in a buyer’s or seller’s market

Even if the national housing market favors buyers or sellers, individual cities and regions usually vary widely. Sometimes, even adjacent neighborhoods will have completely different trends. That’s why it’s important to do your research to understand which way your market leans. 

Here are a few ways to stay ahead of the competition.

Check the Redfin Data Center

Redfin publishes its monthly buyers and sellers dynamics research to the newly updated Redfin Data Center for public viewing. On the dashboard, you can see whether the national housing market – and any of the 49 largest metros – leans toward buyers or sellers. This is a good way to get a baseline picture of the housing market and help determine pricing or offers. However, it may not reflect your neighborhood or include your city; that’s where additional research and insight comes in. 

Talk with a local agent

Local real estate agents know their market best. They have up-to-date knowledge on how long homes are sitting on the market, whether sellers are cutting prices, and how competitive offers are. An experienced agent can tell you if buyers or sellers have the upper hand and help you make informed decisions in your area.

Research housing inventory

A common way to gauge which way a market leans is to look at “months of supply” – the number of months it would take for available inventory to sell at the current rate. Supply below 4 months tends to favor sellers, while supply above 5-6 months tends to favor buyers. Redfin publishes this data on the Redfin Data Center for every metropolitan area in the country. 

Track sale price trends

Price growth often accelerates during a seller’s market and cools during a buyer’s market, sometimes even causing home prices to fall. If prices are growing quickly and show no signs of slowing down, you could be in a seller’s market. 

Look at mortgage rates

Mortgage rates play a huge role in the housing market. Typically, the higher the rates, the less buyers shop for homes, making sellers more desperate for offers. This is the case today, which is helping put buyers in the driver’s seat but slowing the market to a crawl.

Looking forward

Economic uncertainty continues to throw a wrench into the housing market, with inflation, economic shocks, conflicts in the Middle East, tariffs, and immigration policy all playing a role. Homebuilding is also more expensive than ever, putting pressure on the nation’s aging housing stock. 

But there are positives on the horizon. In part because housing costs are so high and so few homes are selling, price growth has slowed – and in some places, they are falling. There will be bumps in the road, but Redfin economists expect price growth to slow further and affordability to improve in the coming years.

The prolonged seller’s market is over, so serious buyers with the budget may want to act now while competition remains lower.

Methodology

All data covers August 2026 and is seasonally adjusted (except for median sale price), dating back to 2013. Please see this article for the full methodology, and this report for Redfin’s most recent analysis, including a full metro-level breakdown.

The post Is It a Buyer’s or Seller’s Market? appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Key takeaways

• Home prices are high largely due to a long-term housing shortage – an issue stemming from decades of underbuilding.
• Strict zoning laws and investor activity are also limiting supply and shaping the market.
• A supply-driven feedback loop is keeping prices elevated as buyers and sellers stay on the sidelines.
• Affordability is slowly improving, but homebuilding and supply need to increase for the market to return to life.

It’s not a stretch to say these are unprecedented times for the housing market. Home prices have surged nearly 20% over the past five years, hitting a record $409,000 in June 2026, while elevated mortgage rates and a shaky economy continue to complicate the picture.

The impact shows up in monthly costs. Elevated mortgage rates have pushed payments higher, while rising insurance, inflation, and property taxes are adding even more pressure.

These trends have created a slow and expensive housing market that overwhelmingly favors buyers – many of whom are staying on the sidelines. Homes are taking longer to sell, and many Americans can’t afford a starter home. More people are instead choosing to rent, which is now more affordable than buying in every major city, reshaping how people see the dream of homeownership. 

So, why are houses so expensive? In this Redfin article, we break down three factors behind today’s record prices, where costs may be headed, and how buyers and sellers can navigate the market.

From Redfin’s Chief Economist

“It’s normal for house prices to rise slowly over time, but a decades-long inventory shortage, increasing economic uncertainty, and whiplash from the pandemic has made the current housing market historically slow and expensive. It will take a concerted political and industry-wide effort to close the supply gap, bring down costs to a ‘normal’ level, and make homeownership a viable and appealing option for more Americans.” – Daryl Fairweather, Redfin Chief Economist

1. America has a severe housing shortage

The primary reason houses are so expensive today is because there simply aren’t enough of them. Too many buyers are competing for too few properties, creating a supply-and-demand imbalance. The U.S. has been underbuilding homes since the Great Recession, when prices were in freefall and foreclosures were spiking, and hasn’t recovered. 

Then came the pandemic-era homebuying frenzy, which exacerbated the problem by draining an already limited supply to record-low levels. Now, there are far more sellers than buyers in the market, leading to a very slow market.

“The U.S. has been stuck in an unusual cycle since the pandemic,” said Chen Zhao, Head of Economics Research at Redfin. “Limited supply has pushed up housing costs, which has kept more buyers and sellers out of the market – putting a lid on new inventory and ultimately nudging costs up further. The market is slowly correcting itself and inventory is climbing, but until homebuilding increases or the country falls into a recession, the pattern is unlikely to break.”

Today’s housing shortage estimates range from 1.5 million to 7 million. The shortage affects homes across all price points, but starter homes have been hit especially hard – largely because builders are choosing to build bigger homes and homeowners are staying put for longer.

2. Zoning laws have limited new construction

In many regions, WWII-era single-family zoning laws have made it difficult for developers to build housing at scale. For example, in California, which has one of the largest housing shortages, 96% of available land is zoned exclusively for single-family homes. These constraints reduce the ability to construct denser housing and contribute to higher home prices. A rise in construction costs has also played a role in deincentivizing homebuilding.

“Homebuilding has slowly increased over the past decade, but not meaningfully enough to close the supply gap,” continued Fairweather. “Updating zoning laws across the nation to align with today’s needs – for example, allowing for more multifamily or build-to-rent construction – could boost housing supply and bring costs down, since rental housing reduces pressure on the for-sale market. Many local governments have already updated their zoning laws, which is one reason why multifamily construction has remained relatively strong and rents haven’t skyrocketed.”

President Trump has taken multiple actions to incentivize construction, including reducing environmental regulations and promoting building on federal land. But he does not favor broadly updating single-family zoning. His anti-immigration stance will also likely push up building costs and raise home prices. Meanwhile, states are increasingly taking the lead on housing and zoning reform, and at the federal level, the recently passed ROAD to Housing Act should help improve supply.

3. Investors own a larger share of homes

Housing investors – any institution or business that purchases residential real estate – have taken a growing share of the overall market. The more homes investors own, the fewer available for everyday buyers. 

The trend became clearest during the pandemic: As everyone else was rushing to buy homes, investors purchased a record $64 billion worth, or nearly 100,000 properties. This helped bring their total market share to 21% by 2022, meaning one in five homes were bought by an investor. Their share has since dropped as costs have skyrocketed but remains far above pre-pandemic levels.

However, housing investors present an interesting problem, since most of the properties they purchase end up as rentals or as part of build-to-rent communities. President Trump has made it a priority to ban institutional investors from purchasing single-family homes in an effort to get more existing for-sale supply into people’s hands. This was a key driver behind the ROAD to Housing Act. 

While limiting investors may sound positive on the surface, “it doesn’t address the root of the problem,” cautioned Zhao. “Restricting investor purchases would actually reduce rental supply and, in turn, put additional pressure on the for-sale market. Plus, large institutional investors only account for around 1% of total home purchases – a fraction of the total investor share. The core issue remains the same: The U.S. needs more homes at prices people can afford.”

Will house prices fall in 2026? 

House prices likely won’t fall in 2026. The more likely scenario is that they will continue to grow more slowly. Prices have increased by about 2% year over year each month since mid-2025 – generally slower than wages and one reason why affordability has actually improved over the last year.

At the same time, though, a volatile economy continues to weigh on the market. Tariffs are driving up construction costs, immigration crackdowns could shrink the building workforce, and the conflict in the Middle East and resulting oil price and bond market shocks are severely impacting consumers and homebuilders. These pressures have recently contributed to faster price growth and lower consumer confidence, making it more important than ever to prepare before entering the housing market.

Read: When Will House Prices Go Down?

How to buy and sell in an expensive housing market

House prices are high and few homes are selling, keeping buyers on the sidelines and giving them negotiating power. However, trends vary by region: In areas of the Midwest, Northeast, and Bay Area, there are more buyers than sellers, helping homes sell quickly and pushing prices up; in many cities in the South, prices are falling as sellers far outnumber buyers. Talk with a local real estate agent to learn how your area is faring.

Here are some tips for navigating today’s slow and expensive housing market. 

For buyers:

• Be patient: Inventory is slowly rising, but competition for well-priced homes is still high in some areas. Get pre-approved and move quickly when you find the right home.
• Negotiate aggressively: With more supply than demand, buyers often have more room to negotiate on price, repairs, or closing costs.
• Budget carefully: Mortgage rates remain elevated, so know your limits. Don’t stretch just because inventory is up – instead, focus on long-term affordability and budgeting.
• Consider concessions: More sellers are offering concessions to close deals, like rate buydowns, paying agent commissions, and covering closing costs. Your agent can help you decide what’s worth offering.
• Hire a great agent: A real estate agent will help you find, tour, negotiate, and close on homes in your budget. Depending on the competitiveness of the market, they may be especially critical to winning a home.

>> Read: Is Now a Good Time to Buy a House?

For sellers:

• Price realistically: Overpricing can cause your listing to sit for longer than expected. Homes priced right from the start tend to sell faster and for more, even in slower markets. A previous Redfin report found that the typical seller wants $39,000 more than the typical buyer is willing to pay. 
• Consider phased marketing: If allowed in your area, listing your home to a smaller number of people prior to going live on the MLS can help you gauge interest, test out different pricing options, and sell for more.
• Offer incentives: Consider offering to help with closing costs, rate buydowns, or flexible move-in dates to stand out in today’s strong buyer’s market. Flexibility could be the key to closing quickly.
• Highlight the best features: Buyers are cautious and often prefer turnkey homes, so small repairs, fresh paint, and staging can make a big difference.
• Work with a great agent: Today’s market is nuanced, making a top-tier agent with a mastery of local trends more important than ever.

>> Read: Should I Sell My House Now?

Final thoughts: Prices are high because there aren’t enough homes, but improvement could be ahead

Houses are expensive because there aren’t enough to go around. High costs, restrictive zoning policies, and an increase in investor activity have constrained homebuilding and shifted some homes that would otherwise be for sale into rentals, reducing the supply to historic lows.

Laws like the ROAD to Housing Act may help remove some barriers keeping homebuilders and house hunters out of the market. But until homebuilding meaningfully increases or economic conditions shift, many buyers and sellers are likely to remain on the sidelines, prolonging today’s affordability challenges.

The post Why Are Houses So Expensive Right Now? appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.