Ranjan Varma's Blog

Tapping Technology for Financial Literacy: My Interview with Joseph

Ranjan — Sat, 31 Jul 2010 05:32:44 +0000

Joseph Jude has an interesting blog on Consultancy, Life and India. He asked me pretty interesting questions and has published my answers on his blog. Check the link below: Technology is Powerful; But Its Not The Panacea – Says Ranjan … Continue reading →

Now, Stocks and even the Sensex can have a MRP tag

Ranjan — Wed, 28 Jul 2010 12:10:13 +0000

All of us are used to shopping for stuff by looking at the MRP tag. This helps us to identify whether we are getting a good deal or being ripped off. But can we do the same when we buy … Continue reading →

Search Or Ask: India’s First Personal Finance Search & Ask Engine

Ranjan — Tue, 27 Jul 2010 08:15:47 +0000

Technology is a powerful tool to build an environment of learning. And I am excited about building two simple sites on personal finance. One, India’s first personal finance search engine Two, India’s first personal finance ask engine The search engine … Continue reading →

File Your Tax Today: Only 5 days left

Ranjan — Mon, 26 Jul 2010 06:30:42 +0000

There are 5 days to go for you to file your IT Returns! Avoid the rush and stress of filing on the last day i.e. July 31st, 2010 – and also avoid the potential mistakes that can be made when … Continue reading →

Predicting The Future: Two Perspectives

Ranjan — Thu, 22 Jul 2010 10:52:04 +0000

There are always two perspectives on one topic. But what happens if a single source has two-in-one perspective? From The 5 Minute Wrapup: A financial portal has put the fair value of gold at, hold your breath, US$ 52, 381 … Continue reading →

Expert Equity Analysts Rarely Get It Right

Ranjan — Tue, 20 Jul 2010 07:06:50 +0000

McKinsey research shows that equity analysts have been overoptimistic for the past quarter century. On average, their earnings-growth estimates—ranging from 10 to 12 percent annually, compared with actual growth of 6 percent—were almost 100 percent too high. Only in years … Continue reading →

Drink Your Glass Of Water; Put It Down!

Ranjan — Mon, 19 Jul 2010 06:23:09 +0000

Don’t hold on to it forever! Read the story below: A lecturer, when explaining stress management to an audience, raised a glass of water and asked, “How heavy is this glass of water?” Answers called out ranged from 8 ounces … Continue reading →

Why I Have A Problem With Authority

Ranjan — Fri, 16 Jul 2010 07:07:00 +0000

This post is about my defense for being “negative” and an “outsider”. Yes, I do have a perpetual problem with authority. And my parents would happily stand testimony to the above statement! For new readers, the context is the following … Continue reading →

The Rupee Gets A Symbol Of Its Own

Ranjan — Thu, 15 Jul 2010 08:50:24 +0000

An IIT post-graduate D Udaya Kumar has given the Indian Rupee a symbol of its own. The rupee will join the elite club of US dollar, British pound-sterling, Euro and Japanese yen to have its own symbol. The symbol will … Continue reading →

Financial Inclusion & Financial Literacy: Intentions & Realities

Ranjan — Wed, 14 Jul 2010 15:46:00 +0000

The newspaper today has stories on financial inclusion and financial literacy. This post is about my thoughts on the noble intentions v/s the hard realities in the areas of financial inclusion and financial literacy. Mumbo Jumbo? Finance Minister Pranab Mukherjee … Continue reading →