Ranjan Varma's Blog

Asset Allocation Revisited

Ranjan — Tue, 07 Sep 2010 06:37:41 +0000

Asset Allocation (AA) sounds sophisticated, no? It assumes you have an asset to allocate and gives a boost to your ego, eh! Looks like a smart and sexy word for a thing as drab and dreary as planning your personal … Continue reading →

Weekly Digest of Money Articles

Ranjan — Mon, 06 Sep 2010 09:30:47 +0000

Useful and thought provoking links of the week. Here it goes: 1. How much is too much? Jayant Pai is amused with the paradox of stocks information overload on the business channels and magazines and the fact that only 4% … Continue reading →

Criticizing the Critic Or Accepting Things As They Are

Ranjan — Sun, 05 Sep 2010 07:13:33 +0000

This is a Sunday rant post. ‘Tis the season of being a cynic. With the IPL, CWG Games, Spot fixing scandal in cricket, the TOI/CWG sour grape deal, it’s the best time for Journos, Bloggers to take on the self … Continue reading →

InvestorFirst: Be Aware, Be Prepared

Ranjan — Sat, 04 Sep 2010 07:34:03 +0000

InvestorFirst, an initiative by NISM, is a cool, clean and useful site for financial literacy. And it’s live in Beta now. There has been an ongoing debate among policymakers and academicians about the best way to provide financial awareness to … Continue reading →

What’s Common Between Economics and Physics

Ranjan — Thu, 02 Sep 2010 06:02:08 +0000

They say that learning never stops. But they also say that you can’t teach an old dog new tricks. My view: Both are just perceptions/assessments. The truth (to my mind, ofcourse) is, it depends on You. But this post is … Continue reading →

Who Does Your Retirement Planning For You

Ranjan — Wed, 01 Sep 2010 06:35:42 +0000

If you have a government job or work in some of the PSUs where you get a pension after retirement, you’re one lucky soul who has his/her retirement planning done even without your intervention. Moreover in most cases, it is … Continue reading →

Transforming Financial Behaviour

Ranjan — Tue, 31 Aug 2010 07:55:32 +0000

There are two ways of making better financial decisions. One, getting information, analysis and education to make the right decisions. You do this by reading, searching, asking questions and advice. You can get them on the internet(blog, websites) and the … Continue reading →

How to set up your financial freedom?

Ranjan — Wed, 11 Aug 2010 10:33:16 +0000

As we celebrate another Independence Day, let’s take a look at setting up your financial freedom. The following article was published in Jetlite’s in house magazine Flylite. Freedom is being free of restraints and means having liberty from slavery, detention, … Continue reading →

Providing Investment Advice Services

Ranjan — Tue, 03 Aug 2010 10:57:50 +0000

I received a mail from Namrata Mehta asking about my investment advice services. To be more specific, here’s an edited version of the mail: My husband and I work in the IT industry in bangalore and are looking at investing … Continue reading →

There is no such thing as financial planning or advice; it’s all just salesmanship

Ranjan — Mon, 02 Aug 2010 10:00:05 +0000

Dhirendra Kumar writes this on his website: All financial planning and advice that is provided apparently gratis (but is actually paid for through commissions) is suspect. I agree. But this post is about asking the right questions. The point of … Continue reading →