Huckleberry Notary Bonding has always provided the highest quality notary seals and supplies. We now have notary seals in 9 colors to choose from. Pink, Red, White, Blue, Lilac, Mango, Lime Green and Black. We also have Pink, Red, Blue and Black notary embossing seals for those of you who want your notary seal and notary embosser to match! Call us today at 800-422-1555
State
Maximum Fee Per Signature Notarized
$2.00
$10.00
$2.00
$2.00
$1.00
$2.00
No Limit
$10.00
$5.00
$2.00
$5.00
$5.00
$5.00
$5.00
$10.00
$6.00
$10.00
$0.50
Become a notary or renew your notary at www.notaries.com or call us at 1-800-422-1555. Notary bonds, Notary seals, Notary education, Signing Agent classes, Notary Application, Notary Renewal.
In this day of casual lawsuits, notaries must take every precaution when performing their duties. There are no shortcuts to performing a perfect notarization! Every step must be followed to ensure that proper procedures are carefully adhered to. Notaries are expected to know and understand the law requirements and faithfully adhere to them. Unfortunately, even the best intentions are sometimes not enough to avoid serious difficulties. A notary may be charged, falsely or accurately, with errors or omissions. Such examples would be: notarizing a forged document, failing to establish competency in a signer, or for performing a notarization for an individual who did not personally appear before the notary at the time that the document was executed. (This is the most common charge against a notary in a lawsuit in the State of Florida).
Don’t allow yourself to be coerced into performing a notarization you are not comfortable with, or one you know is illegal. Remember you alone are responsible for your actions as a notary, even if you simply “bend the rules” a little due to the pressure from your employer, family or friends. Don’t do it! It is not worth the risk.
Every notary is strongly encouraged to obtain Errors and Omissions (E&O) Insurance. This low-cost optional protection can be an invaluable benefit in the event of a lawsuit.
The bond required by the State protects the public against harm or loss due to an improper notarization by the notary. The bond does not protect the notary. It is not intended to; it is solely for the protection of the public you serve. The bond will pay a valid claim up to the amount of $7,500. However, the bond Company will then go back to the notary for reimbursement of the amount of loss.
Errors and Omissions (E&O) Insurance, however, is optional insurance that may be purchased exclusively for the protection of the notary public. E & O will pay the claim, up to the amount of the policy, (which may be purchased for thousands higher than the bond); including legal expenses incurred by the notary for defense against the claim of wrongdoing, even if no damages are awarded.
With interest rates so low, home prices falling and becoming more affordable and the number of homeowners who are refinancing, Professional Signing Agents are in demand by lenders, title agencies and escrow companies. Why not use the notary seal you currently have and earn extra money during the evenings and on weekends? Why not starting your own Professional Signing Agent business and be in control of your own hours and income?
Want more information and class dates? Call our registrars Melanie and Maureen toll-free today. Melanie’s direct toll-free number is 1-800-852-5878 and Maureen’s direct toll-free number is 1-888-668-2790.
Both can answer any question you have and give you more information about becoming a Professional Notary Signing Agent. Or visit notaries.com and sign up online today. Seating is limited.
We look forward to seeing you in class.
Florida
Florida
Be a professional! Let Huckleberry Notary Bonding, Inc. train you to properly execute your duties as a notary. In our exciting half-day seminars, we’ll teach you all the basics of Florida
Do arrive early. Arriving early shows that you are responsible. Remember when the cable guy showed up
late to your home? Not only did that upset you but it inconvenienced you.
Don’t arrive late and not call. If you are going to be running late call and apologize at the door. Calling
ahead tells the borrower that their time if precious and that you care about them and their time.
Do encourage a borrower to sign all documents even if they are incorrect. Sometimes doc’s have small mistakes that can be easily fixed by faxing that document over to the borrower without needing a notary to fix. Remember there is a 3 day rescission on all loans that are refinanced. If there is an error it can be corrected without you having to go back out again.
Don’t tell a borrower not to sign if it isn’t correct. It may come across as though the mistake was intentional and may make the borrower feel uncomfortable about signing the corrected documents.
Do respect the borrower’s home. Remember you are a guest in their home. Do not impose on the borrower by asking for something to drink (unless you are offered) or to use their restroom. People may feel uncomfortable letting a complete stranger use their restroom.
Don’t take children, pets, etc with you to your signing. This is a profession. Notarizing loan documents is a privilege not a right.
Do dress professionally. You are a representative of the loan officer and the borrower will judge their loan documents based upon their impression of you.
Do check to see if there are any documents that you need to collect from the borrower, many times there are conditions that need to be met and the loan officer has asked the borrower to give those documents to the notary to collect.
Don’t ever speak badly about the lender. I had an experience once where there were issues getting documents to the notary and there were errors made. When the notary finally got the corrected documents days later they went to the signing and complained to the borrower that the lender had made mistakes with the documents and that they had a hard time with the lender. Needless to say the borrower refused to sign the documents based off of what the notary said.
Do make sure that the documents are sent back right away. I once had a notary go out to lunch and a movie after the signing. While she was there someone broke into her car and stole everything. The borrower was upset because now someone had all their personal information including social security numbers, copy of driver’s license and other personal information. I lost $10,000 on this deal.
Do learn the mortgage language. While we realize you are not there to sell our loans or to explain them, sometimes you will get a borrower who will ask a simple question that has a simple answer. If you don’t know the answer don’t fake it or guess. Always try to get a cell number for the loan office in case the borrower has any questions and ask the loan office if its ok to call them during a signing if the borrower has questions.
Don’t try to hide a mistake. If one is made, suck it up and admit to it and get it fixed. Ignoring it will not make it go away. If you make a mistake on one of the pages remember that there is a borrowers copy and you can substitute that page for the one with the mistake.
If a borrower asks you if you believe they are getting a good deal tell them that you are not able to answer that because each loan if different for every person. No two loans are alike even though they may seem like it.
Remember many borrower’s think you work for the loan officer and not a signing company. It is the loan officers that give you your business. My father always taught me never to bite the hand that feeds me.
Prospective notaries call or fax our offices and request a notary application, mailed to you the day you request it. We also offer the convenience of completing the application online through our website. This cuts the notary application processing time in half. Once the application is completed, we double check it making sure all necessary information is provided. If it is, it is entered into our database immediately and electronically transferred to the state within 24 hours. If the application is incorrect or missing information, it is still entered into our database. A letter is sent advising the applicant of the error, asking for necessary corrections or additional information. We take care of all the details!
All mail is entered into our database and processed daily. Additionally, we download information daily from the various state departments, enabling us to verify the status of your new or renewal notary appointment when you call.
The applicant will normally receive the commission no later than 14 business days from our receipt of the completed forms. Once our computers are updated with your commission number and expiration date, we immediately manufacture your notary seal in out in-house stamp and seal department, and process all other items ordered.
We also serve notaries by holding seminars throughout the year. Our staff is busy scheduling new and renewing notaries in classes, enabling you to better serve the public, confident in your own knowledge of Florida notary laws and procedures.
Our mission statement says, “Our success and our future are based on helping clients become notaries public and striving to exceed their expectations.” Our quality vision states that “Taking care of the customer is everyone’s job.” We take responsibility for doing it right the first time, creating a positive work environment, always thinking ahead, and asking ourselves-how can we more effectively and efficiently serve our clients?
Thank you for letting us meet all of your notary bonding and education needs. We’re here for you!
Florida
Florida
Tallahassee
Florida