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<channel>
	<title>No Credit Needed Podcast</title>
	
	<link>http://www.ncnpodcast.com</link>
	<description>A Personal Finance Podcast About Debt Reduction, Saving Money, and Frugal Living</description>
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		<copyright>This podcast is owned by No Credit Needed. Please contact me if you would like to use any portion of it.</copyright>
		<managingEditor>ncnblog@gmail.com ()</managingEditor>
		<webMaster>ncnblog@gmail.com</webMaster>
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		<ttl>1440</ttl>
		<itunes:keywords>credit,money,debt,debt,reduction,money,management,finance,personal,finance,no,credit,needed,credit,needed,ncn,financial,information,no,credit,needed,podcast,investing,retirement,saving,money,frugal,living,family,debt,reduction,saving,money,frugality,n</itunes:keywords>
		<itunes:subtitle>The No Credit Needed Podcast is a personal finance podcast about reducing debt, saving money, and living debt free. NCN, a regular guy, married with 3 kids, talks about his life, his ideas about debt reduction, and his own financial journey.</itunes:subtitle>
		<itunes:summary>The No Credit Needed Podcast is a personal finance podcast about reducing debt, saving money, and living debt free. NCN, a regular guy, married with 3 kids, talks about his life, his ideas about debt reduction, and his own financial journey.</itunes:summary>
		<itunes:author>NCN</itunes:author>
		
		
		<itunes:block>No</itunes:block>
		<itunes:explicit>no</itunes:explicit>
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			<title>No Credit Needed Podcast</title>
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		<media:copyright>This podcast is owned by No Credit Needed. Please contact me if you would like to use any portion of it.</media:copyright><media:thumbnail url="http://www.ncnpodcast.com/podcasts/ncn1.jpg" /><media:keywords>credit,money,debt,debt,reduction,money,management,finance,personal,finance,no,credit,needed,credit,needed,ncn,financial,information,no,credit,needed,podcast,investing,retirement,saving,money,frugal,living,family,debt,reduction,saving,money,frugality,n</media:keywords><media:category scheme="http://www.itunes.com/dtds/podcast-1.0.dtd">Business/Business News</media:category><media:category scheme="http://www.itunes.com/dtds/podcast-1.0.dtd">Business/Investing</media:category><media:category scheme="http://www.itunes.com/dtds/podcast-1.0.dtd">Kids &amp; Family</media:category><media:category scheme="http://www.itunes.com/dtds/podcast-1.0.dtd">Business</media:category><media:category scheme="http://www.itunes.com/dtds/podcast-1.0.dtd">Comedy</media:category><itunes:owner><itunes:email>ncnpodcast@gmail.com</itunes:email><itunes:name>NCN</itunes:name></itunes:owner><itunes:category text="Business"><itunes:category text="Business News" /></itunes:category><itunes:category text="Business"><itunes:category text="Investing" /></itunes:category><itunes:category text="Kids &amp; Family" /><itunes:category text="Business" /><itunes:category text="Comedy" /><creativeCommons:license>http://creativecommons.org/licenses/by/2.0/</creativeCommons:license><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" href="http://feeds.feedburner.com/ncnpodcast" type="application/rss+xml" /><feedburner:browserFriendly>This is an XML content feed. It is intended to be viewed in a newsreader or syndicated to another site, subject to copyright and fair use.</feedburner:browserFriendly><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com" /><item>
		<title>2009 NCN Podcast Episode 2</title>
		<link>http://www.ncnpodcast.com/2009/05/09/2009-ncn-podcast-episode-2/</link>
		<comments>http://www.ncnpodcast.com/2009/05/09/2009-ncn-podcast-episode-2/#comments</comments>
		<pubDate>Sun, 10 May 2009 03:19:54 +0000</pubDate>
		<dc:creator>ncnpodcast@gmail.com (NCN)</dc:creator>
				<category><![CDATA[Podcast]]></category>

		<guid isPermaLink="false">http://www.ncnpodcast.com/?p=161</guid>
		<description><![CDATA[The No Credit Needed Podcast is back!  Click on the player below to stream this week&#8217;s episode.

Click here to subscribe to the podcast via Itunes.
In this episode, I talk about getting back into podcasting, and I remind myself of the true motivation for managing our finances.
I want to thank you for your patience.  I have [...]]]></description>
			<content:encoded><![CDATA[<p>The No Credit Needed Podcast is back!  Click on the player below to stream this week&#8217;s episode.</p>
<p></p>
<p>Click here to subscribe to the <a href="http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=119555864&amp;s=143441">podcast via Itunes</a>.</p>
<p>In this episode, I talk about getting back into podcasting, and I remind myself of the true motivation for managing our finances.</p>
<p>I want to thank you for your patience.  I have worked out all audio issues, and plan to release a new episode of the podcast each week.</p>
<p>Click here to read my blog -<a href="http://www.ncnblog.com"> No Credit Needed</a>.</p>
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			<wfw:commentRss>http://www.ncnpodcast.com/2009/05/09/2009-ncn-podcast-episode-2/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
			
<itunes:duration>11:18</itunes:duration>
		<itunes:subtitle>The No Credit Needed Podcast is back!nbsp; Click on the player below to stream this week's episode.



Click here to subscribe to the podcast via Itunes.

In ...</itunes:subtitle>
		<itunes:summary>The No Credit Needed Podcast is back!nbsp; Click on the player below to stream this week's episode.



Click here to subscribe to the podcast via Itunes.

In this episode, I talk about getting back into podcasting, and I remind myself of the true motivation for managing our finances.

I want to thank you for your patience.nbsp; I have worked out all audio issues, and plan to release a new episode of the podcast each week.

Click here to read my blog - No Credit Needed.</itunes:summary>
		<itunes:keywords>Podcast</itunes:keywords>
		<itunes:author>ncnblog@gmail.com</itunes:author>
		<itunes:explicit>no</itunes:explicit>
		<itunes:block>No</itunes:block>
	<media:content url="http://feedproxy.google.com/~r/ncnpodcast/~5/xu0khR945_U/2009NoCreditNeededPodcastEpisode2.mp3" fileSize="10853063" type="audio/mpeg" /><enclosure url="http://feedproxy.google.com/~r/ncnpodcast/~5/xu0khR945_U/2009NoCreditNeededPodcastEpisode2.mp3" length="10853063" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.ncnpodcast.com/podcasts/2009NoCreditNeededPodcastEpisode2.mp3</feedburner:origEnclosureLink></item>
		<item>
		<title>NCN Podcast Year 2009 Episode 1</title>
		<link>http://www.ncnpodcast.com/2009/01/15/ncn-podcast-year-2009-episode-1/</link>
		<comments>http://www.ncnpodcast.com/2009/01/15/ncn-podcast-year-2009-episode-1/#comments</comments>
		<pubDate>Thu, 15 Jan 2009 19:41:53 +0000</pubDate>
		<dc:creator>ncnpodcast@gmail.com (NCN)</dc:creator>
				<category><![CDATA[Podcast]]></category>

		<guid isPermaLink="false">http://www.ncnpodcast.com/?p=157</guid>
		<description><![CDATA[Click below to listen year 2009 Episode 1 of the No Credit Needed Podcast:

Click here to subscribe to the podcast via Itunes.
In this episode, I talk about the all new Debt Deluge!
Click here to read about The Debt Deluge over at No Credit Needed.
Click here to read Dave Ramsey Is Bad At Math over at [...]]]></description>
			<content:encoded><![CDATA[<p>Click below to listen year 2009 Episode 1 of the No Credit Needed Podcast:</p>
<p></p>
<p>Click here to subscribe to the <a href="http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=119555864&amp;s=143441">podcast via Itunes</a>.</p>
<p>In this episode, I talk about the all new Debt Deluge!</p>
<p>Click here to read about <a href="http://www.ncnblog.com/2009/01/15/debt-deluge-modified-debt-snowball/">The Debt Deluge</a> over at No Credit Needed.</p>
<p>Click here to read <a href="http://www.fivecentnickel.com/2005/05/09/dave-ramsey-is-bad-at-math/">Dave Ramsey Is Bad At Math</a> over at Five Cent Nickel.</p>
<p>Click here to read about <a href="http://www.consumerismcommentary.com/2008/07/07/the-correct-way-to-pay-off-personal-debt-the-debt-avalanche/">The Debt Avalanche</a> over at Consumerism Commentary.</p>
<p>Click for the <a href="http://www.carnivalofdebtreduction.com">Carnival of Debt Reduction</a>, <a href="http://www.carnivalofpersonalfinance.com">Carnival of Personal Finance</a>, and <a href="http://www.festivaloffrugality.com">Festival of Frugality</a>.</p>
<p>Click for information about <a href="http://knowthecause.com/">Doug Kaufmann</a>.</p>
<p>Click here to read about <a href="http://www.nocaloriesneeded.com/2008/11/21/the-929-project/">The 929 Plan</a> over at No. Calories Needed.</p>
<p>Click here to visit <a href="http://www.josephorem.com/GetFitPod/FrontPage.htm">Get Fit Pod</a> and here to visit <a href="http://www.yellatyourfat.com">Yell At Your Fat</a>.</p>
<div class="feedflare">
<a href="http://feeds.feedburner.com/~f/ncnpodcast?a=CzvnGrW9"><img src="http://feeds.feedburner.com/~f/ncnpodcast?d=41" border="0"></img></a> <a href="http://feeds.feedburner.com/~f/ncnpodcast?a=q9Cj7N9E"><img src="http://feeds.feedburner.com/~f/ncnpodcast?d=43" border="0"></img></a> <a href="http://feeds.feedburner.com/~f/ncnpodcast?a=irNZAtfA"><img src="http://feeds.feedburner.com/~f/ncnpodcast?d=50" border="0"></img></a> <a href="http://feeds.feedburner.com/~f/ncnpodcast?a=LPLSS83k"><img src="http://feeds.feedburner.com/~f/ncnpodcast?d=45" border="0"></img></a> <a href="http://feeds.feedburner.com/~f/ncnpodcast?a=PhnygFKL"><img src="http://feeds.feedburner.com/~f/ncnpodcast?i=PhnygFKL" border="0"></img></a>
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			<wfw:commentRss>http://www.ncnpodcast.com/2009/01/15/ncn-podcast-year-2009-episode-1/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
			
<itunes:duration>19:58</itunes:duration>
		<itunes:subtitle>Click below to listen year 2009 Episode 1 of the No Credit Needed Podcast:



Click here to subscribe to the podcast via Itunes.

In this episode, I ...</itunes:subtitle>
		<itunes:summary>Click below to listen year 2009 Episode 1 of the No Credit Needed Podcast:



Click here to subscribe to the podcast via Itunes.

In this episode, I talk about the all new Debt Deluge!

Click here to read about The Debt Deluge over at No Credit Needed.

Click here to read Dave Ramsey Is Bad At Math over at Five Cent Nickel.

Click here to read about The Debt Avalanche over at Consumerism Commentary.

Click for the Carnival of Debt Reduction, Carnival of Personal Finance, and Festival of Frugality.

Click for information about Doug Kaufmann.

Click here to read about The 929 Plan over at No. Calories Needed.

Click here to visit Get Fit Pod and here to visit Yell At Your Fat.</itunes:summary>
		<itunes:keywords>Podcast</itunes:keywords>
		<itunes:author>ncnblog@gmail.com</itunes:author>
		<itunes:explicit>no</itunes:explicit>
		<itunes:block>No</itunes:block>
	<media:content url="http://feedproxy.google.com/~r/ncnpodcast/~5/ZqdO1wHjSUY/2009E1.mp3" fileSize="14374089" type="audio/mpeg" /><enclosure url="http://feedproxy.google.com/~r/ncnpodcast/~5/ZqdO1wHjSUY/2009E1.mp3" length="14374089" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.ncnpodcast.com/podcasts/2009E1.mp3</feedburner:origEnclosureLink></item>
		<item>
		<title>No Credit Needed Podcast Episode 10</title>
		<link>http://www.ncnpodcast.com/2008/10/16/no-credit-needed-podcast-episode-10/</link>
		<comments>http://www.ncnpodcast.com/2008/10/16/no-credit-needed-podcast-episode-10/#comments</comments>
		<pubDate>Thu, 16 Oct 2008 20:01:01 +0000</pubDate>
		<dc:creator>ncnpodcast@gmail.com (NCN)</dc:creator>
				<category><![CDATA[Podcast]]></category>

		<guid isPermaLink="false">http://www.ncnpodcast.com/?p=156</guid>
		<description><![CDATA[Click below to listen to the latest episode of the No Credit Needed Podcast:

Use the handy buttons on the right-hand side of this page to subscribe with iTunes or your favorite pod-catcher.
The podcast is back!  In this podcast episode I talk about&#8230; the podcast.
Hopefully, the podcast is back to stay &#8211; a lot of that [...]]]></description>
			<content:encoded><![CDATA[<p>Click below to listen to the latest episode of the No Credit Needed Podcast:</p>
<p></p>
<p>Use the handy buttons on the right-hand side of this page to subscribe with iTunes or your favorite pod-catcher.</p>
<p>The podcast is back!  In this podcast episode I talk about&#8230; the podcast.</p>
<p>Hopefully, the podcast is back to stay &#8211; a lot of that will depend on you, the loyal listener.  Let me know what you think.</p>
<p>I talk a little about the bad economy, staying true to the basics, and continuing to move forward.</p>
<p>Thanks for listening!  Rock on!</p>
<div class="feedflare">
<a href="http://feeds.feedburner.com/~f/ncnpodcast?a=oj19StR4"><img src="http://feeds.feedburner.com/~f/ncnpodcast?d=41" border="0"></img></a> <a href="http://feeds.feedburner.com/~f/ncnpodcast?a=KJiafUrc"><img src="http://feeds.feedburner.com/~f/ncnpodcast?d=43" border="0"></img></a> <a href="http://feeds.feedburner.com/~f/ncnpodcast?a=xMkjHf9k"><img src="http://feeds.feedburner.com/~f/ncnpodcast?d=50" border="0"></img></a> <a href="http://feeds.feedburner.com/~f/ncnpodcast?a=WVE2KRpP"><img src="http://feeds.feedburner.com/~f/ncnpodcast?d=45" border="0"></img></a> <a href="http://feeds.feedburner.com/~f/ncnpodcast?a=p1ImbnnI"><img src="http://feeds.feedburner.com/~f/ncnpodcast?i=p1ImbnnI" border="0"></img></a>
</div><img src="http://feeds.feedburner.com/~r/ncnpodcast/~4/Z3Q9BX7ZT3M" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://www.ncnpodcast.com/2008/10/16/no-credit-needed-podcast-episode-10/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
			
<itunes:duration>35:32</itunes:duration>
		<itunes:subtitle>Click below to listen to the latest episode of the No Credit Needed Podcast:



Use the handy buttons on the right-hand side of this page to ...</itunes:subtitle>
		<itunes:summary>Click below to listen to the latest episode of the No Credit Needed Podcast:



Use the handy buttons on the right-hand side of this page to subscribe with iTunes or your favorite pod-catcher.

The podcast is back!nbsp; In this podcast episode I talk about... the podcast.

Hopefully, the podcast is back to stay - a lot of that will depend on you, the loyal listener.nbsp; Let me know what you think.

I talk a little about the bad economy, staying true to the basics, and continuing to move forward.

Thanks for listening!nbsp; Rock on!</itunes:summary>
		<itunes:keywords>Podcast</itunes:keywords>
		<itunes:author>ncnblog@gmail.com</itunes:author>
		<itunes:explicit>no</itunes:explicit>
		<itunes:block>No</itunes:block>
	<media:content url="http://feedproxy.google.com/~r/ncnpodcast/~5/YpgH3ui5xlw/10.mp3" fileSize="25642100" type="audio/mpeg" /><enclosure url="http://feedproxy.google.com/~r/ncnpodcast/~5/YpgH3ui5xlw/10.mp3" length="25642100" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.ncnpodcast.com/podcasts/10.mp3</feedburner:origEnclosureLink></item>
		<item>
		<title>Announcement Regarding The NCN Podcast</title>
		<link>http://www.ncnpodcast.com/2008/06/17/announcement-regarding-the-ncn-podcast/</link>
		<comments>http://www.ncnpodcast.com/2008/06/17/announcement-regarding-the-ncn-podcast/#comments</comments>
		<pubDate>Tue, 17 Jun 2008 08:56:51 +0000</pubDate>
		<dc:creator>ncnpodcast@gmail.com (NCN)</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.ncnpodcast.com/?p=155</guid>
		<description><![CDATA[After much thought &#8211; and prayer &#8211; I have decided to put the production of new podcast episodes on &#8216;hold&#8217; for a while.  I want to thank for listening to the podcast and I hope to resume production at some time in the future.
When will that be?  I really have no clue.  Right now, I&#8217;m [...]]]></description>
			<content:encoded><![CDATA[<p>After much thought &#8211; and prayer &#8211; I have decided to put the production of new podcast episodes on &#8216;hold&#8217; for a while.  I want to thank for listening to the podcast and I hope to resume production at some time in the future.</p>
<p>When will that be?  I really have no clue.  Right now, I&#8217;m happy with my writing and I&#8217;m really enjoying spending more time with my family.  The podcast, which I love doing, simply does not fit into my current schedule.</p>
<p>Again, thank you so much for listening.  When and if I decide to produce a new episode, I&#8217;ll let you know over at my main site &#8211; <a href="http://www.ncnpodcast.com">No Credit Needed</a>.</p>
<p>NCN</p>
<div class="feedflare">
<a href="http://feeds.feedburner.com/~f/ncnpodcast?a=8qr09OA7"><img src="http://feeds.feedburner.com/~f/ncnpodcast?d=41" border="0"></img></a> <a href="http://feeds.feedburner.com/~f/ncnpodcast?a=r67iqHBV"><img src="http://feeds.feedburner.com/~f/ncnpodcast?d=43" border="0"></img></a> <a href="http://feeds.feedburner.com/~f/ncnpodcast?a=yWGSKaE1"><img src="http://feeds.feedburner.com/~f/ncnpodcast?d=50" border="0"></img></a> <a href="http://feeds.feedburner.com/~f/ncnpodcast?a=bynjK8V5"><img src="http://feeds.feedburner.com/~f/ncnpodcast?d=45" border="0"></img></a> <a href="http://feeds.feedburner.com/~f/ncnpodcast?a=S6smO3M7"><img src="http://feeds.feedburner.com/~f/ncnpodcast?i=S6smO3M7" border="0"></img></a>
</div><img src="http://feeds.feedburner.com/~r/ncnpodcast/~4/IVZ3FCZK4t4" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://www.ncnpodcast.com/2008/06/17/announcement-regarding-the-ncn-podcast/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>No Credit Needed Podcast Episode 9 Of 2008 – Be Aware</title>
		<link>http://www.ncnpodcast.com/2008/06/06/no-credit-needed-podcast-episode-9-of-2008-be-aware/</link>
		<comments>http://www.ncnpodcast.com/2008/06/06/no-credit-needed-podcast-episode-9-of-2008-be-aware/#comments</comments>
		<pubDate>Fri, 06 Jun 2008 13:44:50 +0000</pubDate>
		<dc:creator>ncnpodcast@gmail.com (NCN)</dc:creator>
				<category><![CDATA[Podcast]]></category>

		<guid isPermaLink="false">http://www.ncnpodcast.com/2008/06/06/no-credit-needed-podcast-episode-9-of-2008-be-aware/</guid>
		<description><![CDATA[Click below to listen to the latest episode of the No Credit Needed Podcast:

Use the handy buttons on the right-hand side of this page to subscribe with iTunes or your favorite pod-catcher.
In this, the first in a series of shorter, more to-the-point episodes, I discuss being aware.
We cannot go where we want until we acknowledge [...]]]></description>
			<content:encoded><![CDATA[<p>Click below to listen to the latest episode of the No Credit Needed Podcast:</p>
<p></p>
<p>Use the handy buttons on the right-hand side of this page to subscribe with iTunes or your favorite pod-catcher.</p>
<p>In this, the first in a series of shorter, more to-the-point episodes, I discuss <em>being aware</em>.</p>
<p>We cannot go where we want until we acknowledge where we are.</p>
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		<itunes:subtitle>Click below to listen to the latest episode of the No Credit Needed Podcast:



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		<itunes:summary>Click below to listen to the latest episode of the No Credit Needed Podcast:



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In this, the first in a series of shorter, more to-the-point episodes, I discuss being aware.

We cannot go where we want until we acknowledge where we are.</itunes:summary>
		<itunes:keywords>Podcast</itunes:keywords>
		<itunes:author>ncnblog@gmail.com</itunes:author>
		<itunes:explicit>no</itunes:explicit>
		<itunes:block>No</itunes:block>
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	<media:credit role="author">NCN</media:credit><media:rating>nonadult</media:rating><media:description type="plain">The No Credit Needed Podcast is a personal finance podcast about reducing debt, saving money, and living debt free. NCN, a regular guy, married with 3 kids, talks about his life, his ideas about debt reduction, and his own financial journey.</media:description></channel>
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