No Credit Needed

My Inexpensive Golf Clubs And Equipment

NCN — Wed, 01 Jun 2022 04:32:04 +0000

I really enjoy playing golf. It’s a great way to challenge myself and to get some exercise. Once or twice a week, I’ll arrive early at our local course, and walk 9 holes. My game is slowly improving. According the golf app on my phone, my current handicap is a 9 and I have an average score of 82.5 per…

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Our Life These Days

NCN — Mon, 30 May 2022 15:23:42 +0000

I was so blessed by the response to my last post. It looks like the old email system for sending out updates is still working, but I gather that I will need to migrate to a new system, sooner rather than later. It was so cool to hear from some of you in both the comments and via twitter. You…

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I Have Missed You

NCN — Thu, 26 May 2022 02:16:34 +0000

What’s up, my friends!?! I hope that you all are doing well. It’s hard to believe, but what was supposed to be a break of a few months – turned into a five year absence. I can’t tell you just how many times I’ve sat down to type and update the blog – but I just never hit the publish-button.…

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Results From Our Yard Sale

NCN — Fri, 25 Aug 2017 00:08:02 +0000

We had our yard sale – and it was a success! Our primary goal for the yard sale was to remove unwanted items from our home – to reduce clutter and free up valuable space. Our secondary goal was to make a little money – for clothes for the new school year and a quick trip for Mrs. NCN and…

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Pay Down Credit Card Debt

NCN — Wed, 26 Jul 2017 11:00:20 +0000

I started No Credit Needed as a place to track our progress while getting out of debt.Â Here’s what we did to pay off our credit card debt, step-by-step: We created a zero-based budget. We established a savings account for our $1000 emergency fund.Â While getting out of debt, we had two mini-emergencies and were very thankful for our emergency…

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