<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" media="screen" href="/~d/styles/rss2full.xsl"?><?xml-stylesheet type="text/css" media="screen" href="http://feeds.feedburner.com/~d/styles/itemcontent.css"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:admin="http://webns.net/mvcb/" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:content="http://purl.org/rss/1.0/modules/content/" version="2.0">
   <channel>
      <title>pfblogs.org: The Ad-Free Personal Finance Blogs Aggregator (Money Scribes blogs)</title>
      <link>http://pfblogs.org/ms/</link>
      <description>Delivering all the personal finance blogs you can handle -- and then some.</description>
      <dc:creator>contact@pfblogs.org</dc:creator>
      <language>en-us</language>
      <copyright>Copyright 2012</copyright>
      <dc:date>2012-02-07T15:30:27-05:00</dc:date>
      <generator>http://pfblogs.org/</generator>      <atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/rss+xml" href="http://feeds.feedburner.com/moneyscribes" /><feedburner:info xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0" uri="moneyscribes" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com/" /><item>
         <title>Unemployed Lawyers Sue Their Law Schools</title>
         <description>A group of fresh, unemployed lawyers have banded together to sue law schools. 73 alumni have filed at least fifteen class-action lawsuits, alleging the schools inflated employment figures and salary data to attract students and increase rankings. The real goal of the lawsuits seems to be to effect systemic change in the education industry and [...]The original version of this article, Unemployed Lawyers Sue Their Law Schools, is copyrighted by Consumerism Commentary. If you are reading this elsewhere you may be reading a stolen article.  ...</description>
         <link>http://www.consumerismcommentary.com/unemployed-lawyers-sue-law-schools/</link>
         <guid>http://www.consumerismcommentary.com/unemployed-lawyers-sue-law-schools/</guid>
         <dc:creator>Consumerism Commentary</dc:creator>
         <dc:date>2012-02-07T15:30:27-05:00</dc:date>
      </item>
      <item>
         <title>Why Your Portfolio Needs Bond ETFs</title>
         <description>Exchange traded funds or ETFs are to the investment market what the IPhone may be to the cell phone market. It’s one of the fastest growing, game changing products to hit the investment markets since the 401(k). There is an ETF for just about everything and what makes them so popular is their relative low [...]Why Your Portfolio Needs Bond ETFs from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/portfolio-bond-etfs.html</link>
         <guid>http://www.bargaineering.com/articles/portfolio-bond-etfs.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-02-07T14:18:16-05:00</dc:date>
      </item>
      <item>
         <title>Citibank to Issue Credit Cards in China</title>
         <description>Here&amp;#8217;s an interesting development in the world of finance… Citibank has apparently gained approval to issue a credit card in China. This makes Citi the first non-Asian bank to enter the market.
Citi has actually had a co-branded credit card in China since 2004, but those cardholders are technically customers of Shanghai Pudong Development Bank. Elsewhere [...]  ...</description>
         <link>http://www.fivecentnickel.com/2012/02/07/citibank-to-issue-credit-cards-in-china/</link>
         <guid>http://www.fivecentnickel.com/2012/02/07/citibank-to-issue-credit-cards-in-china/</guid>
         <dc:creator>Five Cent Nickel</dc:creator>
         <dc:date>2012-02-07T13:00:47-05:00</dc:date>
      </item>
      <item>
         <title>Kids &amp;amp; Money: When to Look for Scholarships</title>
         <description>If you plan on sending your child to college, you know that it&amp;#8217;s expensive. The cost of an education rises each year. And, while you are hopefully saving up for college with the help of a savings account or a 529 plan, it doesn&amp;#8217;t hurt to look for other ways of paying for school. Scholarships [...]Kids &amp;#038; Money: When to Look for Scholarships from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/kids-scholarships.html</link>
         <guid>http://www.bargaineering.com/articles/kids-scholarships.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-02-07T12:15:16-05:00</dc:date>
      </item>
      <item>
         <title>Debt Collections: Do You Have To Pay?</title>
         <description>People who borrow money generally understand that they will eventually need to pay borrowed money back to the lender. This understanding, whether codified in a contract or not in any particular case, makes lending and borrowing money work as an economic mechanism. It&amp;#8217;s interesting that regardless of what&amp;#8217;s written in a contract, most debt can [...]The original version of this article, Debt Collections: Do You Have To Pay?, is copyrighted by Consumerism Commentary. If you are reading this elsewhere you may be reading a stolen article.  ...</description>
         <link>http://www.consumerismcommentary.com/debt-collections-do-you-have-to-pay/</link>
         <guid>http://www.consumerismcommentary.com/debt-collections-do-you-have-to-pay/</guid>
         <dc:creator>Consumerism Commentary</dc:creator>
         <dc:date>2012-02-07T11:15:12-05:00</dc:date>
      </item>
      <item>
         <title>Heartstrings and Pursestrings</title>
         <description>Consider Valentine&amp;#8217;s Day. Is there any holiday known to man and woman that brings into greater conflict the heartstrings and purse strings?
You want to express your inner most feelings for your sweetie in the gift you choose, but doing so may require you break the bank. And that could be counter-productive. Who wants a penniless [...]  ...</description>
         <link>http://www.fivecentnickel.com/2012/02/07/heartstrings-and-pursestrings/</link>
         <guid>http://www.fivecentnickel.com/2012/02/07/heartstrings-and-pursestrings/</guid>
         <dc:creator>Five Cent Nickel</dc:creator>
         <dc:date>2012-02-07T09:52:53-05:00</dc:date>
      </item>
      <item>
         <title>8 Questions to Help You Save More</title>
         <description>This is a guest post by Fiona Lippey. Fiona is the author of the bestselling book The $21 Challenge and founder of Australia&amp;#8217;s largest frugal website, SimpleSavings.net. If you want to save money, and I mean really save money, then you&amp;#8217;re going to have to stop buying Stuff. You have reduce the amount you consume. [...]  ...</description>
         <link>http://www.getrichslowly.org/blog/2012/02/07/8-questions-to-help-you-save-more/</link>
         <guid>http://www.getrichslowly.org/blog/2012/02/07/8-questions-to-help-you-save-more/</guid>
         <dc:creator>Get Rich Slowly</dc:creator>
         <dc:date>2012-02-07T08:00:41-05:00</dc:date>
      </item>
      <item>
         <title>Why Certificates of Deposit Suck &amp;amp; Dividends Rock</title>
         <description>Take a quick peek at the best CD rates and you&amp;#8217;ll know that they&amp;#8217;re abysmal right now. 1% for a 1 year CD? No more than 2% for a 5 year CD? Those are terrible yields. Consider this &amp;#8211; you can buy shares of blue chip companies with yields greater than 1-2%. You can start [...]Why Certificates of Deposit Suck &amp;#038; Dividends Rock from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/certificates-deposit-suck-dividends-rock.html</link>
         <guid>http://www.bargaineering.com/articles/certificates-deposit-suck-dividends-rock.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-02-07T07:15:52-05:00</dc:date>
      </item>
      <item>
         <title>How to Start Investing</title>
         <description>Did you decide that this year you would start saving more and making your money work for you? That’s a great resolution but in order to do that, you’re going to have to go outside of your normal bank account and become an investor. Often, that means investing in stocks but before you put your [...]How to Start Investing from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/start-investing.html</link>
         <guid>http://www.bargaineering.com/articles/start-investing.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-02-06T14:10:12-05:00</dc:date>
      </item>
      <item>
         <title>Frugal Love: 9 Low-Cost Valentine’s Day Ideas</title>
         <description>As February 14 steals ever closer, many wonder what they can do to show how much they care &amp;#8212; without breaking the bank. The good news is that the vastness of your love doesn&amp;#8217;t have to be measured in dollars. Indeed, if you can find a heartfelt, sincere way to express your love, you don&amp;#8217;t [...]Frugal Love: 9 Low-Cost Valentine&amp;#8217;s Day Ideas from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/frugal-love-9-lowcost-valentines-day-ideas.html</link>
         <guid>http://www.bargaineering.com/articles/frugal-love-9-lowcost-valentines-day-ideas.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-02-06T12:15:50-05:00</dc:date>
      </item>
      <item>
         <title>Saving Money at the Grocery Store: Store Brand</title>
         <description>It&amp;#8217;s been awhile since I published my list of 36 ways to save money on groceries, and it appears that the landscape has begun to change.
According to the WSJ, stores have been increasing the prices on their private-label foods faster than the prices of the equivalent national brands. By the numbers, the prices on store [...]  ...</description>
         <link>http://www.fivecentnickel.com/2012/02/06/saving-money-at-the-grocery-store/</link>
         <guid>http://www.fivecentnickel.com/2012/02/06/saving-money-at-the-grocery-store/</guid>
         <dc:creator>Five Cent Nickel</dc:creator>
         <dc:date>2012-02-06T10:23:09-05:00</dc:date>
      </item>
      <item>
         <title>Paying Taxes on Gambling Winnings (Like Crazy Super</title>
         <description>Did you put in any wagers on the big game last night? I didn&amp;#8217;t but my friend did and he cleaned up. Remember the safety to open the game? Tom Brady steps back, throws it down the middle with no one within twenty yards of the ball? Intentional grounding, safety, two points for the New [...]Paying Taxes on Gambling Winnings (Like Crazy Super Bowl Bets) from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/paying-taxes-gambling-winnings-crazy-super-bowl-bets.html</link>
         <guid>http://www.bargaineering.com/articles/paying-taxes-gambling-winnings-crazy-super-bowl-bets.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-02-06T10:18:41-05:00</dc:date>
      </item>
      <item>
         <title>Your Ego and Your Wallet</title>
         <description>This is an article by Marc Pearlman. Marc is a money management professional who has been in the finance industry over 20 years, and he is the author of The Positive Money Mindset and host of the radio show, Your Money Matters. I watched as these two were duking it out &amp;#8212; at the poker [...]The original version of this article, Your Ego and Your Wallet, is copyrighted by Consumerism Commentary. If you are reading this elsewhere you may be reading a stolen article.  ...</description>
         <link>http://www.consumerismcommentary.com/your-ego-and-your-wallet/</link>
         <guid>http://www.consumerismcommentary.com/your-ego-and-your-wallet/</guid>
         <dc:creator>Consumerism Commentary</dc:creator>
         <dc:date>2012-02-06T08:00:31-05:00</dc:date>
      </item>
      <item>
         <title>How to Buy A Car</title>
         <description>Do you absolutely hate going to the dealership and buying a car? Do you hate the games, the time wasted, the haggling and the long drawn out dance? It&amp;#8217;s one of the reasons why CarMax has been so popular (we bought a car from CarMax just last year because they offered the best price and [...]How to Buy A Car from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/buy-car.html</link>
         <guid>http://www.bargaineering.com/articles/buy-car.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-02-06T07:08:12-05:00</dc:date>
      </item>
      <item>
         <title>Can Money Buy Freedom?</title>
         <description>On Saturday, my friend Tyler hosted a blog meetup. I first met Tyler several years ago. He was a GRS reader who dropped me a line to see if I&amp;#8217;d meet him for dinner. I said &amp;#8220;yes&amp;#8221; &amp;#8212; as I almost always do. Now, several years later, Tyler runs a successful blog of his own. [...]  ...</description>
         <link>http://www.getrichslowly.org/blog/2012/02/06/can-money-buy-freedom/</link>
         <guid>http://www.getrichslowly.org/blog/2012/02/06/can-money-buy-freedom/</guid>
         <dc:creator>Get Rich Slowly</dc:creator>
         <dc:date>2012-02-06T06:00:54-05:00</dc:date>
      </item>
      <item>
         <title>Podcast 146: Buying a House In Your Early</title>
         <description>Today on the Consumerism Commentary Podcast, Tom Dziubek talks to MD, founder of the personal finance website Studenomics. MD talks with Tom about topics such as his inspiration for Studenomics, how he got through college without having to pay off student loans, and also about things that people in their early twenties need to consider [...]The original version of this article, Podcast 146: Buying a House In Your Early 20s, is copyrighted by Consumerism Commentary. If you are reading this elsewhere you may be reading a stolen article.  ...</description>
         <link>http://www.consumerismcommentary.com/podcast-146-buying-house/</link>
         <guid>http://www.consumerismcommentary.com/podcast-146-buying-house/</guid>
         <dc:creator>Consumerism Commentary</dc:creator>
         <dc:date>2012-02-05T14:00:42-05:00</dc:date>
      </item>
      <item>
         <title>Millionaire Teacher: The Nine Rules of Wealth You</title>
         <description>When I first looked at the Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School by Andrew Hallam, I thought I was seeing yet another investment guru book that was going to collect dust on the shelf. When you throw around words like millionaire and wealth, it might catch the eye [...]Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/millionaire-teacher-rules-wealth-learned-school.html</link>
         <guid>http://www.bargaineering.com/articles/millionaire-teacher-rules-wealth-learned-school.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-02-05T07:02:55-05:00</dc:date>
      </item>
      <item>
         <title>Reader Story: Why I Lied About Money</title>
         <description>This guest post from Aloysa is part of the &amp;#8220;reader stories&amp;#8221; feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. You can read more from [...]  ...</description>
         <link>http://www.getrichslowly.org/blog/2012/02/05/reader-story-why-i-lied-about-money/</link>
         <guid>http://www.getrichslowly.org/blog/2012/02/05/reader-story-why-i-lied-about-money/</guid>
         <dc:creator>Get Rich Slowly</dc:creator>
         <dc:date>2012-02-05T06:00:07-05:00</dc:date>
      </item>
      <item>
         <title>Missing Tax Paperwork?</title>
         <description>Have you started thinking about doing your taxes yet? I haven&amp;#8217;t. Rather, as I do every year, I&amp;#8217;ve just been tossing all of our tax forms in a pile as they arrive, and I haven&amp;#8217;t paid much attention to what&amp;#8217;s here vs. what&amp;#8217;s missing.
But now that we&amp;#8217;ve moved into February, you should have everything you [...]  ...</description>
         <link>http://www.fivecentnickel.com/2012/02/03/missing-tax-paperwork/</link>
         <guid>http://www.fivecentnickel.com/2012/02/03/missing-tax-paperwork/</guid>
         <dc:creator>Five Cent Nickel</dc:creator>
         <dc:date>2012-02-03T17:09:14-05:00</dc:date>
      </item>
      <item>
         <title>Are You Concerned About the Very Poor?</title>
         <description>Whether you agree with it or not, the reason this country has supported programs like welfare, Social Security, the GI Bill, food stamps, Medicare, government-backed mortgages, FEMA insurance, and other social programs is because a modern society benefits when as many citizens as possible have opportunities to succeed financially. Social programs aren&amp;#8217;t perfect and don&amp;#8217;t [...]The original version of this article, Are You Concerned About the Very Poor?, is copyrighted by Consumerism Commentary. If you are reading this elsewhere you may be reading a stolen article.  ...</description>
         <link>http://www.consumerismcommentary.com/concerned-about-very-poor/</link>
         <guid>http://www.consumerismcommentary.com/concerned-about-very-poor/</guid>
         <dc:creator>Consumerism Commentary</dc:creator>
         <dc:date>2012-02-03T08:00:23-05:00</dc:date>
      </item>
      <item>
         <title>Your Take: Why I Keep Cash at Home</title>
         <description>Tell a few personal finance bloggers that you keep cash in your house and you will invariably be asked why. Why keep cash in your account when you can put it into a high yield savings account and earn a percent of interest? What if there is a fire? What if you get robbed? Why [...]Your Take: Why I Keep Cash at Home from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/why-keep-cash-home.html</link>
         <guid>http://www.bargaineering.com/articles/why-keep-cash-home.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-02-03T07:15:32-05:00</dc:date>
      </item>
      <item>
         <title>Is Your Investment Allocation Right?</title>
         <description>Here&amp;#8217;s an interesting thought experiment from Carl Richards over on the NY Times &amp;#8220;Bucks&amp;#8221; blog…
Imagine that your investment portfolio somehow got liquidated overnight, such that when you wake up your holding are 100% in cash. If you were give the opportunity to buy back into the market at no cost, would you re-create the same [...]  ...</description>
         <link>http://www.fivecentnickel.com/2012/02/03/is-your-investment-allocation-right/</link>
         <guid>http://www.fivecentnickel.com/2012/02/03/is-your-investment-allocation-right/</guid>
         <dc:creator>Five Cent Nickel</dc:creator>
         <dc:date>2012-02-03T06:00:39-05:00</dc:date>
      </item>
      <item>
         <title>Q&amp;A: My Current Financial State</title>
         <description>Fridays are typically &amp;#8220;Ask the Readers&amp;#8221; days at Get Rich Slowly, but today I&amp;#8217;m doing something a little different. I&amp;#8217;ve made a couple of big revelations lately, and those have generated a lot of questions. Today, I&amp;#8217;ll answer a handful of these questions in order to give an outline of how I&amp;#8217;m managing my money. [...]  ...</description>
         <link>http://www.getrichslowly.org/blog/2012/02/03/qa-my-current-financial-state/</link>
         <guid>http://www.getrichslowly.org/blog/2012/02/03/qa-my-current-financial-state/</guid>
         <dc:creator>Get Rich Slowly</dc:creator>
         <dc:date>2012-02-03T06:00:23-05:00</dc:date>
      </item>
      <item>
         <title>6 Ridiculous Tax Writeoffs (That Didn’t Work)</title>
         <description>Even reality TV doesn’t give justice to the real world and the funny, eye popping, or jaw dropping events that happen every day that very few people hear about. If your job involves working with the general public in any capacity you probably have stories that all of us would love to hear but since [...]6 Ridiculous Tax Writeoffs (That Didn&amp;#8217;t Work) from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/6-ridiculous-tax-writeoffs-work.html</link>
         <guid>http://www.bargaineering.com/articles/6-ridiculous-tax-writeoffs-work.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-02-02T14:15:35-05:00</dc:date>
      </item>
      <item>
         <title>Chase Freedom Experimenting With Quarterly Rewards Auto-Enrollment</title>
         <description>While flipping through the mail, I recently ran across a missive detailing a test of a new cash back feature for the Chase Freedom card.
As you&amp;#8217;re likely aware, many credit cards (including this one) have adopted a rotating bonus category model, where you get 5% on purchases in certain categories for a limited time, and [...]  ...</description>
         <link>http://www.fivecentnickel.com/2012/02/02/chase-freedom-experimenting-with-quarterly-rewards-auto-enrollment/</link>
         <guid>http://www.fivecentnickel.com/2012/02/02/chase-freedom-experimenting-with-quarterly-rewards-auto-enrollment/</guid>
         <dc:creator>Five Cent Nickel</dc:creator>
         <dc:date>2012-02-02T13:00:37-05:00</dc:date>
      </item>
      <item>
         <title>Protect Your Online Accounts</title>
         <description>It seems like, regularly, we hear stories about how some database was hacked and personal information was stolen. In such a world, it becomes increasingly important to protect your online accounts. Whether you are trying to protect an individual account from being compromised, or whether you are trying to limit the damage due to a [...]Protect Your Online Accounts from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/protect-online-accounts.html</link>
         <guid>http://www.bargaineering.com/articles/protect-online-accounts.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-02-02T12:10:24-05:00</dc:date>
      </item>
      <item>
         <title>Income-Based Repayment Plans for Student Loans</title>
         <description>No one can argue that college costs have become exorbitant. Even during the recent recession, schools continued increasing tuition. Student loan repayments are thus taking even longer to pay off, as college graduates are having trouble finding a decent job, or any job at all.
Amidst this gloom and doom, there is some positive news. President [...]  ...</description>
         <link>http://www.fivecentnickel.com/2012/02/02/income-based-repayment-plans-for-student-loans/</link>
         <guid>http://www.fivecentnickel.com/2012/02/02/income-based-repayment-plans-for-student-loans/</guid>
         <dc:creator>Five Cent Nickel</dc:creator>
         <dc:date>2012-02-02T09:25:18-05:00</dc:date>
      </item>
      <item>
         <title>Participate in Self-Control Research</title>
         <description>I&amp;#8217;ve written extensively about taking control of your finances. One aspect of the ability to succeed with your financial goals is making active, thoughtful decisions pertaining to your use of money. Uptal Dholakia is a professor of management at Rice University in Houston, and he is currently conducting research pertaining to self-control and decision making [...]The original version of this article, Participate in Self-Control Research, is copyrighted by Consumerism Commentary. If you are reading this elsewhere you may be reading a stolen article.  ...</description>
         <link>http://www.consumerismcommentary.com/participate-in-self-control-research/</link>
         <guid>http://www.consumerismcommentary.com/participate-in-self-control-research/</guid>
         <dc:creator>Consumerism Commentary</dc:creator>
         <dc:date>2012-02-02T08:00:45-05:00</dc:date>
      </item>
      <item>
         <title>How to Spend a Tax Refund</title>
         <description>This post is from staff writer Sarah Gilbert. For the past two years doing taxes has not been bearable: it&amp;#8217;s been terrific! I&amp;#8217;ve used an online e-filing service for several years now after many years of taking great pleasure — really! — in filling out the paper forms, just because it gets the money to [...]  ...</description>
         <link>http://www.getrichslowly.org/blog/2012/02/02/how-to-spend-a-tax-refund/</link>
         <guid>http://www.getrichslowly.org/blog/2012/02/02/how-to-spend-a-tax-refund/</guid>
         <dc:creator>Get Rich Slowly</dc:creator>
         <dc:date>2012-02-02T08:00:20-05:00</dc:date>
      </item>
      <item>
         <title>What is the Form 8888?</title>
         <description>Form 8888 is titled the Allocation of Refund (Including Savings Bond Purchases) and is the from you use to indicate how you want your refund paid out to you. The form itself is very straightforward, there is a section for direct deposit, one for US Series I Savings Bonds, and one for the paper check. [...]What is the Form 8888? from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/form-8888.html</link>
         <guid>http://www.bargaineering.com/articles/form-8888.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-02-02T07:10:17-05:00</dc:date>
      </item>
      <item>
         <title>What To Do When Your Car is Stolen</title>
         <description>Technology is getting the upper hand on car thieves. Thanks to GPS and sophisticated anti theft systems, car thefts have been on the decline for most of the 21st century but they still happen and if you’re one of the 1.1 million people who become a victim of auto theft, you’ll need to know what [...]What To Do When Your Car is Stolen from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/car-stolen.html</link>
         <guid>http://www.bargaineering.com/articles/car-stolen.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-02-01T14:15:39-05:00</dc:date>
      </item>
      <item>
         <title>Top Ten Personal Finance Start-Ups</title>
         <description>The financial industry has been mostly static for centuries, with companies doing business and offering services not much different from how the companies operated for earlier generations of consumers. When there is innovation in the industry, it generally comes from smaller companies and entrepreneurs looking to fill a need that isn&amp;#8217;t covered by larger, less [...]The original version of this article, Top Ten Personal Finance Start-Ups, is copyrighted by Consumerism Commentary. If you are reading this elsewhere you may be reading a stolen article.  ...</description>
         <link>http://www.consumerismcommentary.com/top-ten-personal-finance-start-ups/</link>
         <guid>http://www.consumerismcommentary.com/top-ten-personal-finance-start-ups/</guid>
         <dc:creator>Consumerism Commentary</dc:creator>
         <dc:date>2012-02-01T12:17:11-05:00</dc:date>
      </item>
      <item>
         <title>The Value of Periodic Rebalancing for Your Portfolio</title>
         <description>This is a guest post by Jon Xu, who is co-founder at FutureAdvisor, a web service that provides unbiased analysis &amp;#038; recommendations to save money on your investment portfolio. Jon is a friend of mine from high school and as someone who has taken a look at FutureAdvisor, I&amp;#8217;m excited to see what they have [...]The Value of Periodic Rebalancing for Your Portfolio from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/periodic-rebalancing-portfolio.html</link>
         <guid>http://www.bargaineering.com/articles/periodic-rebalancing-portfolio.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-02-01T12:15:37-05:00</dc:date>
      </item>
      <item>
         <title>Let Go of the Spatula: Reconsidering Wedding Registries</title>
         <description>This post is from staff writer Tim Sullivan. My brother, my best friend, and my girlfriend’s sister are all getting married in the upcoming year, so I’ve heard a lot about wedding registries lately, and there seem to be many pros and cons. Personally, one of my least favorite things in life is going to [...]  ...</description>
         <link>http://www.getrichslowly.org/blog/2012/02/01/let-go-of-the-spatula-reconsidering-wedding-registries/</link>
         <guid>http://www.getrichslowly.org/blog/2012/02/01/let-go-of-the-spatula-reconsidering-wedding-registries/</guid>
         <dc:creator>Get Rich Slowly</dc:creator>
         <dc:date>2012-02-01T08:00:21-05:00</dc:date>
      </item>
      <item>
         <title>IRS Pays Interest on Late Refunds</title>
         <description>A few years ago, it became really popular to start writing about adjusting your withholding so you didn&amp;#8217;t get an enormous refund after you filed your tax return. It&amp;#8217;s good advice and the main argument against over-withholding was that you were giving the IRS, technically the Treasury Department, an interest free loan. One thing I [...]IRS Pays Interest on Late Refunds from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/irs-pays-interest-refunds.html</link>
         <guid>http://www.bargaineering.com/articles/irs-pays-interest-refunds.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-02-01T07:10:46-05:00</dc:date>
      </item>
      <item>
         <title>Will the IRS Disallow Backdoor Roth Contributions?</title>
         <description>I&amp;#8217;ve talked quite a bit about making &amp;#8220;backdoor&amp;#8221; Roth contributions if you&amp;#8217;re over the income limits for contributing to a Roth IRA. In short, you can make a non-deductible contribution to a traditional and then immediately convert it into their Roth.
This strategy has become so popular that mainstream publications such as Forbes have started talking [...]  ...</description>
         <link>http://www.fivecentnickel.com/2012/02/01/will-the-irs-disallow-backdoor-roth-contributions/</link>
         <guid>http://www.fivecentnickel.com/2012/02/01/will-the-irs-disallow-backdoor-roth-contributions/</guid>
         <dc:creator>Five Cent Nickel</dc:creator>
         <dc:date>2012-02-01T06:00:25-05:00</dc:date>
      </item>
      <item>
         <title>Super Bowl Buffalo Wing Recipe</title>
         <description>Who doesn&amp;#8217;t like wings? Even without any sauce what soever, they&amp;#8217;re the perfect combination of crispy skin and delicious dark meat chicken that make it the perfect snack food &amp;#8211; especially on Super Bowl Sunday. When it comes to wings, I prefer them to be unbreaded. This is partly because I don&amp;#8217;t have a deep [...]Super Bowl Buffalo Wing Recipe from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/buffalo-wing-recipe.html</link>
         <guid>http://www.bargaineering.com/articles/buffalo-wing-recipe.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-01-31T14:14:04-05:00</dc:date>
      </item>
      <item>
         <title>Can You Make Money Taking Surveys?</title>
         <description>Yes, it’s true but before this ends up sounding like a bad informercial, let’s be clear. You’re not going to make a living taking surveys but if you’re looking for extra spending money, an income source for your emergency fund, or a way to pay for a piece of your family vacation, this may be [...]Can You Make Money Taking Surveys? from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/money-surveys.html</link>
         <guid>http://www.bargaineering.com/articles/money-surveys.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-01-31T14:03:24-05:00</dc:date>
      </item>
      <item>
         <title>Kids &amp;amp; Money: Teach Your Kids about Credit</title>
         <description>For many parents, the idea of teaching their children about credit cards seems absurd. The thinking is that mentioning credit cards encourages irresponsible financial behavior. As a result, some parents avoid the subject of credit cards altogether. It is important to realize, though, that just ignoring credit cards won&amp;#8217;t guarantee that your child won&amp;#8217;t use [...]Kids &amp;#038; Money: Teach Your Kids about Credit Cards from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/teach-your-kids-about-credit-cards.html</link>
         <guid>http://www.bargaineering.com/articles/teach-your-kids-about-credit-cards.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-01-31T12:15:22-05:00</dc:date>
      </item>
      <item>
         <title>TurboTax Online Review</title>
         <description>This is a relatively long review of TurboTax Online, software for completing tax forms and submitting them to both the federal and state authorities. I&amp;#8217;ve updated the review to reflect the changes to the software in 2012 (for filing 2011 tax returns). Recently, the IRS began accepting federal tax returned filed electronically. Even before the [...]The original version of this article, TurboTax Online Review, is copyrighted by Consumerism Commentary. If you are reading this elsewhere you may be reading a stolen article.  ...</description>
         <link>http://www.consumerismcommentary.com/turbotax-online-review/</link>
         <guid>http://www.consumerismcommentary.com/turbotax-online-review/</guid>
         <dc:creator>Consumerism Commentary</dc:creator>
         <dc:date>2012-01-31T11:17:26-05:00</dc:date>
      </item>
      <item>
         <title>Target Arts + Culture: Free &amp;amp; Discounted Events</title>
         <description>Much like Bank of America&amp;#8217;s Museums on Us promotion, Target Arts + Culture is a program put on by Target in which you can get discounted or complimentary passes to a variety of arts and cultural sites in your area. The program isn&amp;#8217;t nearly as widespread as Bank of America&amp;#8217;s program but in many cities [...]Target Arts + Culture: Free &amp;#038; Discounted Events from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/target-arts-culture-free-discounted-events.html</link>
         <guid>http://www.bargaineering.com/articles/target-arts-culture-free-discounted-events.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-01-31T10:11:04-05:00</dc:date>
      </item>
      <item>
         <title>Four Hidden Dangers of Leasing a Car</title>
         <description>For some people, there is an appeal to leasing a car vs. purchasing it outright. Leasing a car is one way for many would-be car owners to be able to finance a more expensive car with a lower monthly payment than they would have otherwise been able to afford.
This low monthly payment is not all [...]  ...</description>
         <link>http://www.fivecentnickel.com/2012/01/31/four-hidden-dangers-of-leasing-a-car/</link>
         <guid>http://www.fivecentnickel.com/2012/01/31/four-hidden-dangers-of-leasing-a-car/</guid>
         <dc:creator>Five Cent Nickel</dc:creator>
         <dc:date>2012-01-31T08:57:28-05:00</dc:date>
      </item>
      <item>
         <title>Local Currencies to Replace the Dollar in Communities</title>
         <description>It may be illegal for states to print money for commerce, but local communities have no such restriction from the federal government. And in some communities, local currencies have been successful, at least in gaining the support of some retailers and consumers. There&amp;#8217;s no law of nature that says that an economy functions best when [...]The original version of this article, Local Currencies to Replace the Dollar in Communities, is copyrighted by Consumerism Commentary. If you are reading this elsewhere you may be reading a stolen article.  ...</description>
         <link>http://www.consumerismcommentary.com/local-currencies/</link>
         <guid>http://www.consumerismcommentary.com/local-currencies/</guid>
         <dc:creator>Consumerism Commentary</dc:creator>
         <dc:date>2012-01-31T08:00:09-05:00</dc:date>
      </item>
      <item>
         <title>How and Why I Sold Get Rich Slowly</title>
         <description>When I started Get Rich Slowly &amp;#8212; on 15 April 2006 &amp;#8212; it made very little money. It earned a few pennies per day. Slowly, the income grew. A few pennies per day turned into a few dollars per day, and that turned into tens of dollars per day. Eventually I was making enough money [...]  ...</description>
         <link>http://www.getrichslowly.org/blog/2012/01/31/how-and-why-i-sold-get-rich-slowly/</link>
         <guid>http://www.getrichslowly.org/blog/2012/01/31/how-and-why-i-sold-get-rich-slowly/</guid>
         <dc:creator>Get Rich Slowly</dc:creator>
         <dc:date>2012-01-31T06:00:53-05:00</dc:date>
      </item>
      <item>
         <title>Series EE Savings Bonds Explained</title>
         <description>When the United States issues treasury bonds, bills, and notes, they are asking you, the taxpayer, for a loan. In exchange for that loan, they pay you a set interest rate just as you pay credit card and mortgage companies a set interest rate to use their money. Many of us as children received savings [...]Series EE Savings Bonds Explained from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/series-ee-savings-bonds-explained.html</link>
         <guid>http://www.bargaineering.com/articles/series-ee-savings-bonds-explained.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-01-30T14:05:13-05:00</dc:date>
      </item>
      <item>
         <title>What are Some of the Effects of PPACA?</title>
         <description>In March of 2010, the Patient Protection and Affordability Care Act (PPACA) was passed by Congress and signed into law by President Obama. Since then, challenges to the PPACA have been wending their way through the justice system. In December 2011, the Supreme Court announced that it will listen to arguments about the law, which [...]What are Some of the Effects of PPACA? from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/effects-ppaca.html</link>
         <guid>http://www.bargaineering.com/articles/effects-ppaca.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-01-30T12:10:32-05:00</dc:date>
      </item>
      <item>
         <title>How to Save Money on Plane Tickets</title>
         <description>Are you looking forward to a nice Spring Break vacation? Or maybe a summer trip to visit family? If so, and if you&amp;#8217;re planning on flying, then read on…
According to a study by Airlines Reporting Corp., which is company involved in ticket transactions between airlines and travel agents, the best time to buy a plane [...]  ...</description>
         <link>http://www.fivecentnickel.com/2012/01/30/how-to-save-money-on-airfare-plane-tickets/</link>
         <guid>http://www.fivecentnickel.com/2012/01/30/how-to-save-money-on-airfare-plane-tickets/</guid>
         <dc:creator>Five Cent Nickel</dc:creator>
         <dc:date>2012-01-30T11:01:19-05:00</dc:date>
      </item>
      <item>
         <title>How to Donate Your Body to Science</title>
         <description>This post is from GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money, and writes about frugality and intentional living at Surviving And Thriving. A basic burial averages close to $6,600 in the United States. Many people worry about the financial burden this places on their families. There is a [...]  ...</description>
         <link>http://www.getrichslowly.org/blog/2012/01/30/how-to-donate-your-body-to-science/</link>
         <guid>http://www.getrichslowly.org/blog/2012/01/30/how-to-donate-your-body-to-science/</guid>
         <dc:creator>Get Rich Slowly</dc:creator>
         <dc:date>2012-01-30T08:00:47-05:00</dc:date>
      </item>
      <item>
         <title>Cash Back Rewards Stolen</title>
         <description>Using cash back credit cards is rewarding in two specific ways. First, you&amp;#8217;re earning money when you spend. That&amp;#8217;s the obvious part. But when you know that you&amp;#8217;re getting a rebate when you use your credit card, you also feel better about spending than you would otherwise. Feeling good can be dangerous, as you might [...]The original version of this article, Cash Back Rewards Stolen, is copyrighted by Consumerism Commentary. If you are reading this elsewhere you may be reading a stolen article.  ...</description>
         <link>http://www.consumerismcommentary.com/cash-back-rewards-stolen/</link>
         <guid>http://www.consumerismcommentary.com/cash-back-rewards-stolen/</guid>
         <dc:creator>Consumerism Commentary</dc:creator>
         <dc:date>2012-01-30T08:00:42-05:00</dc:date>
      </item>
      <item>
         <title>Rent Your Furniture</title>
         <description>Here&amp;#8217;s a topic you don&amp;#8217;t see being covered every day &amp;#8211; renting furniture. Renting furniture is often regarded as a bad idea, and for most situations I have to agree, it&amp;#8217;s not a good idea. There are, however, some instances where renting isn&amp;#8217;t as bad as you think. The biggest strike against renting furniture is [...]Rent Your Furniture from personal finance blog Bargaineering.com.  ...</description>
         <link>http://www.bargaineering.com/articles/rent-furniture.html</link>
         <guid>http://www.bargaineering.com/articles/rent-furniture.html</guid>
         <dc:creator>Bargaineering</dc:creator>
         <dc:date>2012-01-30T07:15:17-05:00</dc:date>
      </item>
   </channel>
</rss>

