M-Network

Being Frugal: This Christmas Give Presence

Thu, 12 Nov 2009 03:00:53 -0800

No, that’s not a typo in the title. This Christmas, instead of giving presents, give presence. That’s the message the people behind the Advent Conspiracy want you to hear. Click here to view the embedded video. Let’s make this a Christmas where we all worship fully, spend less, give more, and love all. That’s my goal this year. Less stuff, more worship. If you want to learn more about the Advent Conspiracy, please check out their website at adventconspiracy.org. RSS & email r...

Cash Money Life: Pros and Cons of Rewards Checking Accounts

Thu, 12 Nov 2009 02:19:18 -0800

As you have probably noticed, interest rates have plummeted over the last two years. Not long ago it was easy to find saving account interest rates in the 4-5% range, and CD rates slightly higher than that. Right now the best savings accounts are offering interest rates just under 2%, which is a far cry from what many people were used to. To take the place of the high rates that were so commonplace a year ago, many banks are now offering high interest checking accounts – some with interest...

Mrs. Micah: What are Flexible Spending Accounts? – Guest Post

Thu, 12 Nov 2009 02:00:45 -0800

Kyle runs Suburban Dollar and has a passion for finance, saving, and debt reduction. He has a no true background in accounting, finance, or economics which allows him to bring an ordinary perspective to the world of finance. As he says on his blog it is where finance and reality meet. If you like what you have read here please subscribe to his blog for future free updates from Suburban Dollar. Flexible Spending Accounts are tax advantaged accounts which are offered by some employers in the U.S. ...

Gather Little By Little: Are you as leveraged as Goldman Sachs?

Thu, 12 Nov 2009 01:00:11 -0800

For decades, many of us have been putting more and more of our money into real estate. Strange enough, it is an asset class that many owners do not even consider when they answer questions about their stock portfolio or investments even though it is by far the most significant in many cases. Are you among those who complained about the major banks’ excessive leverage? Chances are that you or your neighbour is leveraged at least as much if not more. Think about it… If you own a house that is ...

Moolanomy: Why Credit Cards Rule Over the Inferior Debit Card

Wed, 11 Nov 2009 16:00:12 -0800

I’m still trying to figure out why people think I’m foolish for using a credit card instead of a debit card. I’m a Dave Ramsey listener and fan so I’ve heard him rant and rave over the credit card — burn it, torch it, drown it, just be sure to kill it (if you’re not familiar with Dave Ramsey here is an introduction). Seriously though, don’t you think the whole no credit card intolerance has gone a little too far? When you take off your thinking cap...

Cash Money Life: 2009 Veterans Day Deals and Discounts

Wed, 11 Nov 2009 06:50:08 -0800

Happy Veterans Day to all the veterans out there who served our country in the Armed Forces, and to those who supported veterans while they served – we couldn’t have done it without your support! Even though it may seem like some people only thank veterans once or twice a year on the major holidays, you should know that your service is greatly appreciated year round! Hopefully you can take some time today to relax and enjoy some of the Veterans Day deals and special offers that ha...

Being Frugal: Thank a Veteran Today

Wed, 11 Nov 2009 06:49:52 -0800

I’m taking the day off to celebrate Veteran’s Day. The plan was to go to a local veteran’s memorial, but the boy has a cold, so I’m not sure that’s going to work out. I’d just like to take a moment to recognize and thank those who have served and are serving in the armed forces. Because you were and are willing to put your lives on the line, we enjoy our freedom. Thank you for making the sacrifices you do for the benefit of our country. God Bless You. P...

My Two Dollars: Three Easy Steps To Ruin Your Finances.

Wed, 11 Nov 2009 06:30:28 -0800

The following article is a guest post by David of Your Finances 101. David has been a frequent commenter here on My Two Dollars and has just published his first book Don’t Be A Mule: A Common-sense Guide to Saving More, Spending Less, and Generating Extra Income in Your Everyday Life which is available at Amazon. I would like to provide for you right here and now the simplest and easiest way to ruin your finances. Yes, all right here broken down into plain and simple language, the best way fo...

Gather Little By Little: Lucy, you got some [financial] ’splainin’ to do!

Wed, 11 Nov 2009 03:00:30 -0800

I have been doing a lot of thinking about family finance and especially the financial relationship between a husband and wife. I do not have all of the answers to solve every problem in this area, but I thought I would share just a few thoughts: Family finance is about priorities. Both the husband and the wife should contribute to these priorities. It is our money, regardless of who may have directly earned it. My paycheck might be bigger, but Mrs. Stew does a whole lot of things that allow me ...

Mrs. Micah: 4 Lessons From My First Job – Guest Post

Wed, 11 Nov 2009 02:00:56 -0800

The following is a guest post by Bucksome Boomer, a baby boomer, who writes about her personal finance journey to Retirement. To read more of Bucksome’s articles subscribe here. I got to thinking about my first “real” job after watching Oprah and other celebrities discuss their first jobs recently. My qualifications for a real job is that it resulted in a W-2. So, that rules out allowance from my parents and babysitting. I was hired at age 15 when I didn’t have a lot o...