tag:blogger.com,1999:blog-3560837268345378583Thu, 29 Aug 2024 02:25:53 +0000first time home buyerAmherst ReassessmentBuyerBuyer AgencyFloodFlood ZoneHousing GrantsIRS Tax CreditRelocationTax Creditfhaloan approvalmortgageprequalificaitonExciting news and information regarding the Western New York Real Estate Market.http://lovallorealestate.blogspot.com/noreply@blogger.com (LoVallo Real Estate Agent)Blogger19125tag:blogger.com,1999:blog-3560837268345378583.post-5872008289501741560Tue, 31 Jan 2012 01:46:00 +00002012-01-30T17:52:45.878-08:00Use the links below to access information regarding Williamsville Central Schools:Online Street Directory - http://www.williamsvillek12.org/streets.cfm(type in street name to determine which school (s) the house is zoned for)Student Registration - http://www.williamsvillek12.org/departments.cfm?subpage=504(phone numbers nad forms to register for school)NYS School Report Cards - http://http://lovallorealestate.blogspot.com/2012/01/williamsville-central-school-district.htmlnoreply@blogger.com (LoVallo Real Estate Agent)2tag:blogger.com,1999:blog-3560837268345378583.post-6197474166694928657Tue, 31 Jan 2012 01:42:00 +00002012-01-30T17:46:15.231-08:00Amherst ReassessmentFloodFlood ZonePlease use the resource below to access flood zone information for the Town of Amherst, NY:Town of Amherst Annual Flood Letter - http://www.amherst.ny.us/pdf/building/flood/crs_letter.pdfTown of Amherst Flood Zone Map - http://www.amherst.ny.us/pdf/building/flood/firm_index.jpgTown of Amherst Flood Info - http://www.amherst.ny.us/govt/govt_dept.asp?dept_id=dept_04&div_id=div_04&menu_id=http://lovallorealestate.blogspot.com/2012/01/town-of-amherst-flooding-information.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0tag:blogger.com,1999:blog-3560837268345378583.post-2106610669872829872Wed, 11 Jan 2012 01:54:00 +00002012-01-10T17:54:51.623-08:00fhaHere is some information to get you started below. Remember, when you go to purchase a home as a first time home buyer you can get seller concessions, which means the seller will give you a credit for buying their home up to 6%of the purchase price. Example if you purchase a home for $100,000 you can get a mortgage for $106,000 with a $6,000 credit for you to use towards closing costs and down http://lovallorealestate.blogspot.com/2012/01/fha-loan-starting-point.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0tag:blogger.com,1999:blog-3560837268345378583.post-2525751158976092616Sun, 09 Oct 2011 14:55:00 +00002011-10-09T08:05:08.814-07:00Click the image for a full size infographic on the Home Buying Process in New York State.http://lovallorealestate.blogspot.com/2011/10/typical-home-buying-process-infographic.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0tag:blogger.com,1999:blog-3560837268345378583.post-5270649039864039334Tue, 14 Jun 2011 03:02:00 +00002011-06-13T20:31:02.373-07:00first time home buyerHousing GrantsDownpayment and Closing Cost AssistanceThere are programs available through local community development offices. You must apply to each program through the office of its provider. *Table sources from http://www.belmonthousingwny.org/content/pages/down-payment-closing-cost-assistancehttp://lovallorealestate.blogspot.com/2011/06/housing-grants-available.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0tag:blogger.com,1999:blog-3560837268345378583.post-4663560783164820374Tue, 14 Jun 2011 02:40:00 +00002011-06-13T19:53:00.915-07:00RelocationTemporary Housing for relocation to Western New York can be a tough road to navigate, due the limited availablity rental options available (as you must compete with all the local university students). Yet, there are several quality options available to you as I describe them below:1. You can also search http://www.2findyourapartment.com/ for some more information on the rentals in the area. A http://lovallorealestate.blogspot.com/2011/06/williamsville-relocation-temporary.htmlnoreply@blogger.com (LoVallo Real Estate Agent)1tag:blogger.com,1999:blog-3560837268345378583.post-5330218406868681723Sun, 17 Oct 2010 21:26:00 +00002011-11-05T08:02:13.563-07:00BuyerUtility Contact InformationCable:Time Warner(866) 668-6044Gas/Electric:National Fuel(716) 686-6123(800) 365-3234 (Outside WNYNational Grid(800) 365-3234National Grid Coverage Map- http://www.nationalgridus.com/niagaramohawk/about_us/serviceterr_map_a.asp?county=ErieNew York State Electric & Gas (“NYSEG”)(800) 572-1111 (Press “2” then “1”)NYSEG Coverage MAP- http://www.nyseg.com/MediaLibrary/2http://lovallorealestate.blogspot.com/2010/10/utility-contacts-for-buyers.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0tag:blogger.com,1999:blog-3560837268345378583.post-3643936949118722052Mon, 26 Jul 2010 16:08:00 +00002010-07-26T09:32:52.821-07:00Buyer Agencyfirst time home buyerWe are constantly fielding calls from prospective buyers with regards to questions about our properties we have listed. Most buyers are very open with regards to communication, and are going about the home search process alone. Very few buyers understand they need and advantage of having a licensed agent represent them as a buyer's agent. Buyer agency is defined as a principal-agent http://lovallorealestate.blogspot.com/2010/07/buyer-agency-why-you-need-it.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0tag:blogger.com,1999:blog-3560837268345378583.post-517182507235714655Tue, 08 Jun 2010 02:37:00 +00002010-06-07T19:42:57.733-07:00Energy Payback Projects for Homeowners:Project With Immediate Payback (0 to 6 months)Install a Programmable ThermostatTurning down the thermostat 7 degrees at bedtime will knock 10 percent off your heating costs, but who wants to wake up to a frigid house? A programmable thermostat automatically drops the heat at night and cranks it up in the morning, so the house is warm before your alarm clock http://lovallorealestate.blogspot.com/2010/06/energy-payback-projects.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0tag:blogger.com,1999:blog-3560837268345378583.post-3220224518300241092Mon, 07 Jun 2010 02:01:00 +00002010-06-06T19:04:55.604-07:00loan approvalmortgageprequalificaitonLoVallo Real Estate has recently formed an exclusive relationship with Bank of America to offer our client's access to an Online Mortgage Center. This Online Mortgage Center "OMC" will serve as a great resource for buyers to take them through all the stages of the loan qualification and closing. This will serve as a one-stop destination for pre-qualification and mortgage approval. Visit the http://lovallorealestate.blogspot.com/2010/06/introducting-our-online-mortgage-center.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0tag:blogger.com,1999:blog-3560837268345378583.post-2867218847582976682Tue, 12 Jan 2010 03:24:00 +00002010-01-11T19:28:57.149-08:00IRS Tax CreditAs the new year has come and gone, questions are still arising everyday with regards to the First Time Home Buyer Credit. This past year was a great year to be a first time homebuyer! Yet, it is gets even better if you are looking to move up. As most people are aware of the $6500 credit for current homeowners, here is a link to the IRS page that explains the credit and answers the common http://lovallorealestate.blogspot.com/2010/01/extended-homebuyer-credit.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0tag:blogger.com,1999:blog-3560837268345378583.post-1707590019069707846Thu, 07 Jan 2010 02:44:00 +00002010-01-06T18:46:17.509-08:00In today's State of the State address, Governor David Paterson not only recognized Buffalo's struggle with abandoned housing, but he has put the City of Buffalo first in line, saying, "With more than 23,000 vacant housing units, Buffalo will serve as the starting point for the project which will expand to cities across New York State."Governor Paterson proposes the Sustainable Neighborhoods http://lovallorealestate.blogspot.com/2010/01/sustainable-neighborhoods-project.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0tag:blogger.com,1999:blog-3560837268345378583.post-3952796356267420890Sun, 16 Aug 2009 14:51:00 +00002009-08-16T07:51:39.070-07:00Tax CreditGOVERNOR PATERSON ANNOUNCES FEDERAL INCOME TAX CREDIT FOR FIRST-TIME HOME BUYERS Tax Credit Could Save the Average Homebuyer Approximately $1,500 Each Year Credit Will Help Stimulate Home Sales in New York StateGovernor David A. Paterson today announced that New York will offer a federal income tax credit to first-time homebuyers to encourage home sales in the State. The New York State Mortgage http://lovallorealestate.blogspot.com/2009/08/new-york-state-federal-income-tax.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0tag:blogger.com,1999:blog-3560837268345378583.post-8240013239242114978Mon, 03 Aug 2009 19:29:00 +00002010-08-27T13:33:33.956-07:00first time home buyerThe amount of information available for first time home buyer's is overwhelming. The life-changing process of acquiring a new home is very time consuming.The New York Home Buyer Education Program does a great job explaining the process. The offer seminars across the state and seminars to help educate home buyers.The link below is an amazing guide on the home buyer process. It is 52 pages long andhttp://lovallorealestate.blogspot.com/2009/08/first-time-homebuyer-guide.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0tag:blogger.com,1999:blog-3560837268345378583.post-4712128029863652025Wed, 15 Jul 2009 03:36:00 +00002009-07-14T21:04:20.619-07:00Home Affordability has not been this good in decades. Actually, make that two (2) decades. Homes are extremely affordable at this time in the market.What is great is that Buffalo Area Region ranks among the Top 10 for Most Affordable Housing!Yes, the Buffalo region (out of the 100 largest regions in the United States) ranked in the Top 10 for affordable housing. That is great news for first http://lovallorealestate.blogspot.com/2009/07/home-affordability-peaks-in-buffalo-ny.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0tag:blogger.com,1999:blog-3560837268345378583.post-3588689821404314648Tue, 23 Jun 2009 03:24:00 +00002009-06-22T20:32:34.881-07:00Amherst ReassessmentGet Ready Amherst - The Town of Amherst Reassessment Project is now entering its final stages. New Market Value Assessments have been mailed in the Assessment Disclosure Notices to all of the property owners in the Town. This Notice states the current Property Assessment, our Preliminary Assessment and the estimated effect this change would have had on the Tax Liability to each parcel if all of http://lovallorealestate.blogspot.com/2009/06/town-of-amherst-reassessment-project.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0tag:blogger.com,1999:blog-3560837268345378583.post-516218933588525924Sun, 14 Jun 2009 00:31:00 +00002009-06-13T17:46:37.469-07:00Do you want to see the First Time Home Buyer Tax Credit extended? If YES, you might just get your wish. Recent legislation has been introduced to create that extension. Worried that rising mortgage rates could damp the prospects for a housing recovery, a business group is making a new push for Congress to boost and extend a home-buyer tax credit.In February, Congress approved a 10% tax credit http://lovallorealestate.blogspot.com/2009/06/extend-first-time-home-buyer-credit.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0tag:blogger.com,1999:blog-3560837268345378583.post-7776112639043527254Thu, 11 Jun 2009 04:43:00 +00002009-06-10T21:47:44.996-07:00Housing inventory drops in MayAccording to data compiled by ZipRealty Inc., a real-estate brokerage firm, the supply of homes available for sale in 28 major metropolitan areas dropped 3.9% in May from April. The data published by ZipRealty include condominiums, single-family homes, and town houses listed on local multiple-listing services. The inventory in May dropped 24% year-over-year. The http://lovallorealestate.blogspot.com/2009/06/housung-inventory-drops-in-may.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0tag:blogger.com,1999:blog-3560837268345378583.post-6103486195818397107Tue, 09 Jun 2009 00:12:00 +00002009-08-17T05:57:46.644-07:00With the revised first-time homebuyer federal income tax credit currently in effect, now is the perfect time to consider making that big purchase, your first home."Buying a home is one of the biggest financial commitments a person can make, but first-time homebuyers and qualified return buyers are in an ideal position to take advantage of unique opportunities in the market, such as low interest http://lovallorealestate.blogspot.com/2009/06/first-time-home-buyer-credit.htmlnoreply@blogger.com (LoVallo Real Estate Agent)0