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    <title>Derek Bough | The 401k Guy</title>
    
    
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    <subtitle>Derek was the kid who stuck a penny in gum machines that were out of order just to see what was actually wrong.  In college, he spent an entire weekend on a problem the calculus teacher said was unsolvable. 

As an investment adviser representative, this same curiosity drives him to read and learn everything he can about value investing, asset allocation, and investor behavior as well as books on communication to make these ideas easy to understand.  He never stops asking "why?", "what if...?, and challenging the status quo.</subtitle>
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