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	<title>Linda Ferrari</title>
	
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	<description>Your Credit Score Expert</description>
	<lastBuildDate>Tue, 08 Feb 2011 20:39:54 +0000</lastBuildDate>
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		<title>Credit Tip: What Is Validation of Debt?</title>
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		<pubDate>Tue, 08 Feb 2011 20:39:54 +0000</pubDate>
		<dc:creator>Linda</dc:creator>
				<category><![CDATA[Quick Credit Tips]]></category>
		<category><![CDATA[credit education]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[credit score expert]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[Linda Ferrari]]></category>
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		<description>Question What is validation of debt? Answer Validation of Debt (VOD) is the single greatest tool you can use to deal with collectors. What it means is that you have 30 days from the time a collection agency contacts you to ask that certain documentation be provided by the collection agency to validate the debt. [...]&lt;br/&gt;
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