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	<title>Indy Home Book</title>
	
	<link>http://www.indyhomebook.com</link>
	<description />
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		<title>Classic Detail</title>
		<link>http://feedproxy.google.com/~r/indyhomebook/~3/OFyGHlPJhKI/</link>
		<comments>http://www.indyhomebook.com/classic-detail/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 02:24:24 +0000</pubDate>
		<dc:creator>Richard</dc:creator>
				<category><![CDATA[Architecture & Design]]></category>

		<guid isPermaLink="false">http://www.indyhomebook.com/?p=7559</guid>
		<description><![CDATA[<p></p>
<p>I think one of the perks of my job is I&#8217;m privileged to see a number of very interesting home up close, inside and out. If you&#8217;ve read some of the posts here then you know that I love old homes especially. The character and charm can&#8217;t be duplicated. Here&#8217;s an example&#8230;a closeup of part of the painted plaster ceiling detail in a classic, early 1900&#8242;s home located on Meridian Street. Even if something like this [...]
If you enjoyed this post, you may also be interested in:<ol>
<li><a href='http://www.indyhomebook.com/classic-favorites/' rel='bookmark' title='Classic Favorites'>Classic Favorites</a></li>
<li><a href='http://www.indyhomebook.com/our-illinois-neighbor/' rel='bookmark' title='Our Illinois Neighbor'>Our Illinois Neighbor</a></li>
<li><a href='http://www.indyhomebook.com/bravo/' rel='bookmark' title='Bravo'>Bravo</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p><img class="aligncenter size-full wp-image-7560" title="ceiling_detail" src="http://indyhomebook.com/wp-content/plugins/image-shadow/cache/55bceded71c6da30bfc03e6631f4478f.jpg" alt="" width="640" height="383" /></p>
<p>I think one of the perks of my job is I&#8217;m privileged to see a number of very interesting home up close, inside and out. If you&#8217;ve read some of the posts here then you know that I love old homes especially. The character and charm can&#8217;t be duplicated. Here&#8217;s an example&#8230;a closeup of part of the painted plaster ceiling detail in a classic, early 1900&#8242;s home located on Meridian Street. Even if something like this was put into a new home build today, it would take a hundred years to acquire the same rich patina that age has left over time.</p>
<p>If you enjoyed this post, you may also be interested in:<ol>
<li><a href='http://www.indyhomebook.com/classic-favorites/' rel='bookmark' title='Classic Favorites'>Classic Favorites</a></li>
<li><a href='http://www.indyhomebook.com/our-illinois-neighbor/' rel='bookmark' title='Our Illinois Neighbor'>Our Illinois Neighbor</a></li>
<li><a href='http://www.indyhomebook.com/bravo/' rel='bookmark' title='Bravo'>Bravo</a></li>
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		<item>
		<title>Seeing Red</title>
		<link>http://feedproxy.google.com/~r/indyhomebook/~3/PtGkOk118Uw/</link>
		<comments>http://www.indyhomebook.com/seeing-red/#comments</comments>
		<pubDate>Sun, 19 Feb 2012 05:00:27 +0000</pubDate>
		<dc:creator>Richard</dc:creator>
				<category><![CDATA[Cuisine & Restaurants]]></category>
		<category><![CDATA[Downtown]]></category>

		<guid isPermaLink="false">http://www.indyhomebook.com/?p=7549</guid>
		<description><![CDATA[<p style="text-align: justify;"></p>
<p style="text-align: justify;">It was below freezing when I took this photo looking through the covered seating area outside of Bazbeaux Pizza on Massachusetts Avenue. No wonder no one was sitting outside then. When the temps are warm this area is very popular&#8230;so is the pizza there. I couldn&#8217;t help myself as a photographer. It was the red lights. They pulled me right over to them. The whole area on Massachusetts near downtown lights up at night [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;"><img class="alignleft  wp-image-7550" title="bazbeaux" src="http://indyhomebook.com/wp-content/plugins/image-shadow/cache/faf6bc3ce1fe4a97c6331564d1593f65.jpg" alt="" width="384" height="288" /></p>
<p style="text-align: justify;">It was below freezing when I took this photo looking through the covered seating area outside of Bazbeaux Pizza on Massachusetts Avenue. No wonder no one was sitting outside then. When the temps are warm this area is very popular&#8230;so is the pizza there. I couldn&#8217;t help myself as a photographer. It was the red lights. They pulled me right over to them. The whole area on Massachusetts near downtown lights up at night with an array of multi-colored lights everywhere.</p>
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		<item>
		<title>Landmark Restoration</title>
		<link>http://feedproxy.google.com/~r/indyhomebook/~3/K-bzjeeBf-g/</link>
		<comments>http://www.indyhomebook.com/landmark-restoration/#comments</comments>
		<pubDate>Sat, 18 Feb 2012 04:23:24 +0000</pubDate>
		<dc:creator>Richard</dc:creator>
				<category><![CDATA[Historic Homes / Buildings]]></category>

		<guid isPermaLink="false">http://www.indyhomebook.com/?p=7540</guid>
		<description><![CDATA[<p></p>
<p style="text-align: justify;">One of the windows/doors at the Landmarks Center on Central Avenue. This is just one facet, one glimpse of  what the whole building is like&#8230;an exquisit restoration. Worth taking the time to visit. They have tours!</p>
<p>If you enjoyed this post, you may also be interested in:
Indiana Landmarks Center
Morris-Butler House
State House
</p>
If you enjoyed this post, you may also be interested in:<ol>
<li><a href='http://www.indyhomebook.com/indiana-landmarks-center/' rel='bookmark' title='Indiana Landmarks Center'>Indiana Landmarks Center</a></li>
<li><a href='http://www.indyhomebook.com/morris-butler-house/' rel='bookmark' title='Morris-Butler House'>Morris-Butler House</a></li>
<li><a href='http://www.indyhomebook.com/3684/' rel='bookmark' title='State House'>State House</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p><img class="aligncenter size-full wp-image-7541" title="door_landmarks" src="http://indyhomebook.com/wp-content/plugins/image-shadow/cache/24d9d06c36faecaf793aeae51519acb2.jpg" alt="" width="640" height="480" /></p>
<p style="text-align: justify;">One of the windows/doors at the <a href="http://www.indianalandmarks.org/indiana_landmarks_center/Pages/AbouttheCenter.aspx"  target="_blank">Landmarks Center</a> on Central Avenue. This is just one facet, one glimpse of  what the whole building is like&#8230;an exquisit restoration. Worth taking the time to visit. They have tours!</p>
<p>If you enjoyed this post, you may also be interested in:<ol>
<li><a href='http://www.indyhomebook.com/indiana-landmarks-center/' rel='bookmark' title='Indiana Landmarks Center'>Indiana Landmarks Center</a></li>
<li><a href='http://www.indyhomebook.com/morris-butler-house/' rel='bookmark' title='Morris-Butler House'>Morris-Butler House</a></li>
<li><a href='http://www.indyhomebook.com/3684/' rel='bookmark' title='State House'>State House</a></li>
</ol></p><div class="feedflare">
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		<item>
		<title>Mystery Challenge</title>
		<link>http://feedproxy.google.com/~r/indyhomebook/~3/a8bCkTr-xDY/</link>
		<comments>http://www.indyhomebook.com/mystery-challenge-10/#comments</comments>
		<pubDate>Fri, 17 Feb 2012 02:22:27 +0000</pubDate>
		<dc:creator>Richard</dc:creator>
				<category><![CDATA[Mystery Challenge]]></category>

		<guid isPermaLink="false">http://www.indyhomebook.com/?p=7534</guid>
		<description><![CDATA[<p style="text-align: center;"></p>
<p>Does this look familiar?  This photo was taken somewhere in the Indianapolis area. If you are the first one to solve this Mystery Challenge then you win a prize&#8230;a $25 gift card to a local restaurant of your choice. For your answer to be correct, name the subject of this photo and where it is located.</p>
<p> Entries are to be submitted by using the &#8220;Make a Comment&#8221; link in this post. [...]
If you enjoyed this post, you may also be interested in:<ol>
<li><a href='http://www.indyhomebook.com/mystery-challenge-1/' rel='bookmark' title='Mystery Challenge'>Mystery Challenge</a></li>
<li><a href='http://www.indyhomebook.com/mystery-challenge-3/' rel='bookmark' title='Mystery Challenge'>Mystery Challenge</a></li>
<li><a href='http://www.indyhomebook.com/mystery-challenge-7/' rel='bookmark' title='Mystery Challenge'>Mystery Challenge</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><img class="aligncenter  wp-image-7535" title="mystery_challenge-9" src="http://indyhomebook.com/wp-content/plugins/image-shadow/cache/c0a764ac2582c64cda726c05f67f0561.jpg" alt="" width="448" height="336" /></p>
<p>Does this look familiar?  This photo was taken somewhere in the Indianapolis area. If you are the first one to solve this Mystery Challenge then you win a prize&#8230;a $25 gift card to a local restaurant of your choice. For your answer to be correct, name the subject of this photo and where it is located.</p>
<p> Entries are to be submitted by using the &#8220;Make a Comment&#8221; link in this post. Good Luck!</p>
<p>If you enjoyed this post, you may also be interested in:<ol>
<li><a href='http://www.indyhomebook.com/mystery-challenge-1/' rel='bookmark' title='Mystery Challenge'>Mystery Challenge</a></li>
<li><a href='http://www.indyhomebook.com/mystery-challenge-3/' rel='bookmark' title='Mystery Challenge'>Mystery Challenge</a></li>
<li><a href='http://www.indyhomebook.com/mystery-challenge-7/' rel='bookmark' title='Mystery Challenge'>Mystery Challenge</a></li>
</ol></p><div class="feedflare">
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		<item>
		<title>Kitchens Sell Homes</title>
		<link>http://feedproxy.google.com/~r/indyhomebook/~3/G8rG1aueamU/</link>
		<comments>http://www.indyhomebook.com/kitchens-sell-homes/#comments</comments>
		<pubDate>Thu, 16 Feb 2012 04:15:17 +0000</pubDate>
		<dc:creator>Richard</dc:creator>
				<category><![CDATA[For Home Sellers]]></category>

		<guid isPermaLink="false">http://www.indyhomebook.com/?p=7531</guid>
		<description><![CDATA[<p></p>
<p style="text-align: justify;">For almost all Buyers, when looking for a home to purchase, the Kitchen is the most important room. This is followed by the Great Room or Family Room, which is usually attached or adjacent to the Kitchen. They see themselves living in these rooms most of the time. Maybe 90% of all the waking hours are spent there. So, if you are considering selling your home, it makes sense to at [...]
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<li><a href='http://www.indyhomebook.com/smart-improvements/' rel='bookmark' title='Smart Improvements'>Smart Improvements</a></li>
<li><a href='http://www.indyhomebook.com/old-homes/' rel='bookmark' title='Old Homes'>Old Homes</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p><img class="aligncenter size-full wp-image-7532" title="kitchen_2'12" src="http://indyhomebook.com/wp-content/plugins/image-shadow/cache/259e7b286a039aab12802dca44c453e0.jpg" alt="" width="640" height="480" /></p>
<p style="text-align: justify;">For almost all Buyers, when looking for a home to purchase, the Kitchen is the most important room. This is followed by the Great Room or Family Room, which is usually attached or adjacent to the Kitchen. They see themselves living in these rooms most of the time. Maybe 90% of all the waking hours are spent there. So, if you are considering selling your home, it makes sense to at least make any repairs and do any obvious updates that are needed like painting, new counter tops, flooring, appliances, maybe even cabinet refacing or replacement. If the Kitchen is extremely tired, it greatly reduces the probability of selling faster or simply selling at all. If moving is somehere a little down the road, why not do these things now so you can at enjoy them yourself for a while too.</p>
<p>If you enjoyed this post, you may also be interested in:<ol>
<li><a href='http://www.indyhomebook.com/selling-homes-one-by-one/' rel='bookmark' title='Selling Homes One by One'>Selling Homes One by One</a></li>
<li><a href='http://www.indyhomebook.com/smart-improvements/' rel='bookmark' title='Smart Improvements'>Smart Improvements</a></li>
<li><a href='http://www.indyhomebook.com/old-homes/' rel='bookmark' title='Old Homes'>Old Homes</a></li>
</ol></p><div class="feedflare">
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		<item>
		<title>One Perspective</title>
		<link>http://feedproxy.google.com/~r/indyhomebook/~3/3Sv5lKUgkb0/</link>
		<comments>http://www.indyhomebook.com/one-perspective/#comments</comments>
		<pubDate>Wed, 15 Feb 2012 00:00:12 +0000</pubDate>
		<dc:creator>Richard</dc:creator>
				<category><![CDATA[Food for Thought]]></category>
		<category><![CDATA[Nature]]></category>

		<guid isPermaLink="false">http://www.indyhomebook.com/?p=7510</guid>
		<description><![CDATA[<p style="text-align: center;"></p>
<p style="text-align: justify;">A walk in the new fallen snow in a section of woods near my office this morning yielded an encounter with this gigantic tree, easily the most interesting individual among all the others. It&#8217;s hard to tell from this, the size, the wingspan of it&#8217;s reach, but probably at least 70 feet across and more than that tall. In order to reach those dimensions, it has had to be there in that [...]
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<li><a href='http://www.indyhomebook.com/one-american-perspective/' rel='bookmark' title='One American Perspective'>One American Perspective</a></li>
<li><a href='http://www.indyhomebook.com/indigenous-indiana/' rel='bookmark' title='Indigenous Indiana'>Indigenous Indiana</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><img class="size-full wp-image-7511 aligncenter" title="old_tree" src="http://indyhomebook.com/wp-content/plugins/image-shadow/cache/eb54fa033dbfbeb2966c009229bf1655.jpg" alt="" width="640" height="480" /></p>
<p style="text-align: justify;">A walk in the new fallen snow in a section of woods near my office this morning yielded an encounter with this gigantic tree, easily the most interesting individual among all the others. It&#8217;s hard to tell from this, the size, the wingspan of it&#8217;s reach, but probably at least 70 feet across and more than that tall. In order to reach those dimensions, it has had to be there in that same spot, living for a long time&#8230;guessing 90-100 years. As a mobile human being, it&#8217;s impossible to imagine doing that, staying in one place and witnessing all that happens from one perspective only. That made me feel lucky to be who I am and to take advantage of it.  But I was impressed by this spirit in the woods, giving it a brief salute after I snapped it&#8217;s photo&#8230;and headed onward with my day.</p>
<p>If you enjoyed this post, you may also be interested in:<ol>
<li><a href='http://www.indyhomebook.com/posting-perspective/' rel='bookmark' title='Posting Perspective'>Posting Perspective</a></li>
<li><a href='http://www.indyhomebook.com/one-american-perspective/' rel='bookmark' title='One American Perspective'>One American Perspective</a></li>
<li><a href='http://www.indyhomebook.com/indigenous-indiana/' rel='bookmark' title='Indigenous Indiana'>Indigenous Indiana</a></li>
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		<title>Market Watch – February 2012 edition</title>
		<link>http://feedproxy.google.com/~r/indyhomebook/~3/Wo22H6ypCa8/</link>
		<comments>http://www.indyhomebook.com/market-watch-february-2012-edition/#comments</comments>
		<pubDate>Mon, 13 Feb 2012 15:48:37 +0000</pubDate>
		<dc:creator>Richard</dc:creator>
				<category><![CDATA[Market Conditions]]></category>
		<category><![CDATA[Market Watch]]></category>

		<guid isPermaLink="false">http://www.indyhomebook.com/?p=7498</guid>
		<description><![CDATA[<p></p>
<p style="text-align: justify;">Depending on your perspective, numbers can be interpreted  to indicate just about anything. For a glass-half-empty type, there is always something to worry about. But something&#8217;s going on now that&#8217;s different. There&#8217;s something in the air now that even the half-empties can&#8217;t ignore. For a long while now, the residential market has been stabilizing, steadily evolving into a more balanced market. In years previous, there was way too much inventory [...]
If you enjoyed this post, you may also be interested in:<ol>
<li><a href='http://www.indyhomebook.com/market-watch-january-2012-edition/' rel='bookmark' title='Market Watch &#8211; January 2012 edition'>Market Watch &#8211; January 2012 edition</a></li>
<li><a href='http://www.indyhomebook.com/market-watch-february-2010-edition/' rel='bookmark' title='Market Watch &#8211; February 2010 edition'>Market Watch &#8211; February 2010 edition</a></li>
<li><a href='http://www.indyhomebook.com/market-watch-february-2011-edition/' rel='bookmark' title='Market Watch &#8211; February 2011 edition'>Market Watch &#8211; February 2011 edition</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-medium wp-image-7499" title="market_watch-02'12" src="http://indyhomebook.com/wp-content/plugins/image-shadow/cache/a3ed92ba6358b80396d73ef0636fcaaf.jpg" alt="" width="320" height="402" /></p>
<p style="text-align: justify;">Depending on your perspective, numbers can be interpreted  to indicate just about anything. For a glass-half-empty type, there is always something to worry about. But something&#8217;s going on now that&#8217;s different. There&#8217;s something in the air now that even the half-empties can&#8217;t ignore. For a long while now, the residential market has been stabilizing, steadily evolving into a more balanced market. In years previous, there was way too much inventory for the number of actual buyers. The real numbers are coming closer now to where it&#8217;s a balanced market between buyers and sellers. Actual sales have increased too. In Marion County for instance, inventory was down 18.5% last month and there was a 22.7% increase in the number of pended sales over this same period last year.</p>
<p style="text-align: justify;">For more detailed analysis by county including real numbers, charts and graphs, take a look at my latest <a href="http://www.richardhindman.com/market%20watch/2012/marketwatch02-12%20edition.pdf"  target="_blank">Market Watch </a>newsletter for this month.</p>
<p style="text-align: justify;">The market is is still evolving, it&#8217;s an election year too, and there will always be more surprises, both positive and negative that will have an impact. My advice is not to get too caught up in that. If you want to buy or sell a home, the climate is comfortable now and for the foreseeable future.</p>
<p>If you enjoyed this post, you may also be interested in:<ol>
<li><a href='http://www.indyhomebook.com/market-watch-january-2012-edition/' rel='bookmark' title='Market Watch &#8211; January 2012 edition'>Market Watch &#8211; January 2012 edition</a></li>
<li><a href='http://www.indyhomebook.com/market-watch-february-2010-edition/' rel='bookmark' title='Market Watch &#8211; February 2010 edition'>Market Watch &#8211; February 2010 edition</a></li>
<li><a href='http://www.indyhomebook.com/market-watch-february-2011-edition/' rel='bookmark' title='Market Watch &#8211; February 2011 edition'>Market Watch &#8211; February 2011 edition</a></li>
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		<title>A War Memorial</title>
		<link>http://feedproxy.google.com/~r/indyhomebook/~3/ilb3lqCRGiY/</link>
		<comments>http://www.indyhomebook.com/a-war-memorial/#comments</comments>
		<pubDate>Sun, 12 Feb 2012 19:47:59 +0000</pubDate>
		<dc:creator>Richard</dc:creator>
				<category><![CDATA[Food for Thought]]></category>
		<category><![CDATA[Public Buildings & Sites]]></category>

		<guid isPermaLink="false">http://www.indyhomebook.com/?p=7485</guid>
		<description><![CDATA[<p></p>
<p style="text-align: justify;">The Indiana War Memorial downtown is an imposing building anytime, but especially at night when in it&#8217;s nocturnal mode. The architecture is unique among buildings. It looks sort of like a cross between a reinforced bunker and a mausoleum, definitely a monument of some sort. It was built to honor the veterans of the American Armed Forces from Indiana for their service. It&#8217;s too bad that there has to be any monument to war, but unfortunately there [...]
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<li><a href='http://www.indyhomebook.com/indiana-war-memorial/' rel='bookmark' title='Memorial mystery unveiled'>Memorial mystery unveiled</a></li>
<li><a href='http://www.indyhomebook.com/the-real-circle-center/' rel='bookmark' title='The Real Circle Center'>The Real Circle Center</a></li>
<li><a href='http://www.indyhomebook.com/watching-the-draw/' rel='bookmark' title='Watching the Draw'>Watching the Draw</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft  wp-image-7486" title="indiana_war_memorial" src="http://indyhomebook.com/wp-content/plugins/image-shadow/cache/299f20cdd971d9bbf7d2a2cf24cf8120.jpg" alt="" width="448" height="332" /></p>
<p style="text-align: justify;">The <a href="http://www.in.gov/iwm/index.htm"  target="_blank">Indiana War Memorial</a> downtown is an imposing building anytime, but especially at night when in it&#8217;s nocturnal mode. The architecture is unique among buildings. It looks sort of like a cross between a reinforced bunker and a mausoleum, definitely a monument of some sort. It was built to honor the veterans of the American Armed Forces from Indiana for their service. It&#8217;s too bad that there has to be any monument to war, but unfortunately there are some wars that have to be fought. Maybe some day there won&#8217;t be. I&#8217;ve come to believe that it&#8217;s mostly the leaders of countries that cause the conflicts that others have to fight in. Their egos and desire for power. The average person anywhere in the world just wants to be happy&#8230;work, live and raise their families. Maybe instead the conflict should be resolved by the leaders themselves in their choice of either a wrestling, boxing or one-on-one basketball match? The Pay-per-view popularity would be off the charts.</p>
<p>If you enjoyed this post, you may also be interested in:<ol>
<li><a href='http://www.indyhomebook.com/indiana-war-memorial/' rel='bookmark' title='Memorial mystery unveiled'>Memorial mystery unveiled</a></li>
<li><a href='http://www.indyhomebook.com/the-real-circle-center/' rel='bookmark' title='The Real Circle Center'>The Real Circle Center</a></li>
<li><a href='http://www.indyhomebook.com/watching-the-draw/' rel='bookmark' title='Watching the Draw'>Watching the Draw</a></li>
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		<title>Nature’s Gallery</title>
		<link>http://feedproxy.google.com/~r/indyhomebook/~3/pxaUyHWs7BU/</link>
		<comments>http://www.indyhomebook.com/natures-gallery/#comments</comments>
		<pubDate>Sat, 11 Feb 2012 16:51:27 +0000</pubDate>
		<dc:creator>Richard</dc:creator>
				<category><![CDATA[Community Feature]]></category>

		<guid isPermaLink="false">http://www.indyhomebook.com/?p=7481</guid>
		<description><![CDATA[<p></p>
<p>A view from the footbridge that crosses the canal at IMA, connecting the museum buildings and garden areas with the 100 acre Virginia B. Fairbanks Art &#38; Nature Park. The 100 Acres includes a 35 acre lake, open meadows, and wooded trails along White River.</p>
]]></description>
			<content:encoded><![CDATA[<p><img class="aligncenter size-full wp-image-7482" title="ima_footbridge" src="http://indyhomebook.com/wp-content/plugins/image-shadow/cache/b4b264ded8f8744e48bebdbe925f18f3.jpg" alt="" width="640" height="480" /></p>
<p>A view from the footbridge that crosses the canal at IMA, connecting the museum buildings and garden areas with the 100 acre Virginia B. Fairbanks Art &amp; Nature Park. The <a href="http://www.imamuseum.org/100acres"  target="_blank">100 Acres</a> includes a 35 acre lake, open meadows, and wooded trails along White River.</p>
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		<title>The Good Ol’ Days</title>
		<link>http://feedproxy.google.com/~r/indyhomebook/~3/JFaspQLeCes/</link>
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		<pubDate>Fri, 10 Feb 2012 18:32:32 +0000</pubDate>
		<dc:creator>Richard</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Real Estate Perspective]]></category>

		<guid isPermaLink="false">http://www.indyhomebook.com/?p=7476</guid>
		<description><![CDATA[<p style="text-align: justify;">The market has been in a word &#8220;interesting&#8221; the last few years. Lots of different factors contributing to the whole story. One of the side stories is a direct function of the market itself, mortgage interest rates. Unbelievably low. Historically low. When we look back in a few years, we&#8217;ll long for these good &#8216;ol days again. The affordability of homes now may not ever be repeated. There are [...]
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<li><a href='http://www.indyhomebook.com/mortgage-rate-changes/' rel='bookmark' title='Mortgage Rate Changes'>Mortgage Rate Changes</a></li>
<li><a href='http://www.indyhomebook.com/current-mortgage-rates/' rel='bookmark' title='Current Mortgage Rates'>Current Mortgage Rates</a></li>
<li><a href='http://www.indyhomebook.com/the-cost-of-money/' rel='bookmark' title='The Cost of Money'>The Cost of Money</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;"><img class="alignright  wp-image-5321" title="interest rate" src="http://indyhomebook.com/wp-content/plugins/image-shadow/cache/6146be812fba151ef99c71df274f7741.jpg" alt="" width="242" height="235" />The market has been in a word &#8220;interesting&#8221; the last few years. Lots of different factors contributing to the whole story. One of the side stories is a direct function of the market itself, mortgage interest rates. Unbelievably low. Historically low. When we look back in a few years, we&#8217;ll long for these good &#8216;ol days again. The affordability of homes now may not ever be repeated. There are multiple indicators and sources which all are predicting a housing upturn. The federal government tightened credit in a way to curtail risky lending practices, but went overboard, excluding some credit worthy individuals who deserved to receive loans. If you read the message coming from Washington lately, that may be changing. A more rational approach. We&#8217;ll never go back to the days of loose lending practices thankfully. Just give us a more even and fair approach. The result will improve the market even more. If a move or a refinance is something you&#8217;d like to accomplish in the near future, take advantage of these rates before they are just a memory.<br />
<strong><br />
Take a look at today&#8217;s rates&#8230; updated daily. </strong>  <em><strong><a href="http://www.richardhindman.com/finance/MortgageRates.htm" title="Current Mortgage Rates"  target="_blank">Current Mortgage Rates</a></strong></em></p>
<p>If you enjoyed this post, you may also be interested in:<ol>
<li><a href='http://www.indyhomebook.com/mortgage-rate-changes/' rel='bookmark' title='Mortgage Rate Changes'>Mortgage Rate Changes</a></li>
<li><a href='http://www.indyhomebook.com/current-mortgage-rates/' rel='bookmark' title='Current Mortgage Rates'>Current Mortgage Rates</a></li>
<li><a href='http://www.indyhomebook.com/the-cost-of-money/' rel='bookmark' title='The Cost of Money'>The Cost of Money</a></li>
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