JustAskOmar.Com

February 2019 Bay Area Real Estate Market Update

noreply@blogger.com (Omar) — Fri, 08 Feb 2019 21:59:00 +0000

February's market update with great information!

New Office Update

noreply@blogger.com (Omar) — Fri, 06 Apr 2018 22:21:00 +0000

Hi guys, I'm excited about the remodel project here at my office. Just wanted to share a sneak peak before it's finished. Make sure to Like & Subscribe to my channel and I'll be sure to bring you content that is helpful and interesting with all things real estate in the Bay Area!

1062 Canyon Creek Terrace, Fremont

noreply@blogger.com (Omar) — Thu, 04 Sep 2014 06:49:00 +0000

1062 Canyon Creek Terrace, Fremont CA. 94536

Listed at: $1,250,000

For More Photos & Information Visit

www.1062CanyonCreekTerrace.com

This gorgeous & private custom home sits comfortably in the Niles foothills. What's great is that its a quick drive to BART, shopping and highways but you get the feeling of absolute luxury, seclusion and privacy. The Amazing hillside views and the tree-lined street, alongside the mature landscaping create a truly inviting and serene environment that welcomes you in. At over 3,200 Square feet of generous living areas, this home offers something for everyone. Beautifully maintained hardwood floors and crown moldings throughout give a fabulous first impression, the living room and dining room areas are both spacious and comfortable for large families or gatherings. The large kitchen boasts a generous amount of storage and a huge island with a stainless steel gas stove, as well as plenty of space for a sizable table for an eat-in kitchen. With all that said it's the enormous window in the kitchen that steals the show, with both great lighting and views of nature outdoors, it will absolutely take your breath away. The guest bathrooms have all been updated with granite countertops, and new tile on the floors along with other special touches. The guest bedrooms are spacious and have plenty of storage. The master bedroom is large and has beautiful vaulted ceilings and a very impressive walk in closet, as well as an extended room inside for extra storage. The Master bathroom has been upgraded with glass shower doors that have just recently been installed; also features tile flooring, newer cabinetry, and countertops. The lot is approximately 10,932SqFt (.25 Acres) and is not only massive, but has been designed to take advantage of the land with plenty of lovely sitting areas and space for entertaining guests outdoors. The outdoor porch next to the kitchen is just where you'll want to be on those warm and long summer nights after dinner with a glass of your favorite beverage. The large wood deck in the backyard will be where you and your guests and loved ones will want to spend time together and maybe BBQ the night away. This home is so many things but the best word that describes it is "Special." You can stop your home search now, Welcome HOME!

3746 Norris Canyon Rd in San Ramon

noreply@blogger.com (Omar) — Wed, 06 Aug 2014 01:27:00 +0000

This gorgeous home has it all!! But I'm loving the backyard! Check out this beautiful home and feel free to call me for more information! Listed at $918,000

39400 Albany Common #G Fremont CA 94538

noreply@blogger.com (Omar) — Sun, 03 Aug 2014 20:54:00 +0000

Beautiful Fremont Condo Coming Soon!

noreply@blogger.com (Omar) — Sun, 03 Aug 2014 17:47:00 +0000

Living in California is all about having access to everything and anything you need within a short distance - this lovely condo represents just that. Located within walking distance to BART, and in close proximity to both 880 and 680, makes this home the perfect location for commuting all throughout the bay area. Directly across the street you have beautiful Lake Elizabeth with walking trails, water park, picnic areas, sports fields and so much more. The Fremont main library is also directly across the street and you're a 2 minute drive to restaurants and shopping. The unit itself has been remodeled with beautiful granite countertops and stainless steel appliances in the kitchen. The bathroom has been redone with a new sink cabinet and fixtures. The bedrooms offer generous space and storage. Also, a laundry room is conveniently located inside. The entire home is clean, open and inviting with lots of natural light. You'll love entertaining in this home. The neighborhood is safe and well manicured with lots of open grass areas, outdoor sand volleyball court and lovely pool. This is the condo you have been waiting for. Give me a call for more information. You've found what you're looking for!
Welcome Home!

Open House at 737 W. Montecito Ave. in Mountain House

noreply@blogger.com (Omar) — Sun, 29 Jun 2014 20:05:00 +0000

List Price: $575,000

4 Bedroom - 3 Bath - 3,142 SqFt Home - 8,170 SqFt Lot

Gorgeous home with plenty of space for a large family! Amazing! Give me a call for more information!

34841 Hardwick Pl. Fremont Ca

noreply@blogger.com (Omar) — Sat, 28 Jun 2014 19:20:00 +0000

38627 Cherry Lane. Unit 51 Fremont 94536

noreply@blogger.com (Omar) — Sat, 28 Jun 2014 16:25:00 +0000

This unit offers 3 bedrooms And 1.5 baths at the low price of $389k in Fremont! Only 1 mile from BART! Great opportunity!

38658 Greenwich Circle. Fremont Ca 94536

noreply@blogger.com (Omar) — Sat, 14 Jun 2014 23:58:00 +0000

4737 Mowry Ave

noreply@blogger.com (Omar) — Sat, 14 Jun 2014 22:58:00 +0000

Home Tour for Karthik & Subha 6-14-14

noreply@blogger.com (Omar) — Sat, 14 Jun 2014 22:30:00 +0000

Ardenwood home is now in contract!

noreply@blogger.com (Omar) — Wed, 04 Jun 2014 22:08:00 +0000

www.JustAskOmar.com delivers information that matters!

JustAskOmar.Com is now mobile!

noreply@blogger.com (Omar) — Wed, 27 May 2009 14:19:00 +0000

It's no secret how much I love my iPhone. I could have told you a million reasons
why the iPhone is the best phone on the market for business, entertainment,organizing,
or anything you re looking for, but now I have a million and one reasons! I can now blog
directly from an application on my phone to my blog. This will allow me to give
you instant access to important information the second it happens even if I'm not
in front of my computer. I'm excited to be able to keep my readers informed in
"real time" as things happen. If you have any questions for me please post a comment
and I can return your message faster than ever! Thanks everyone for your support
as we continue to grow our following. I promise to continue to better this service
and bring to you the most helpful websites, ways to save money, and the most
current Real Estat,Finance,and Insurance information in the marketplace!

p.s. Thats a picture of my iPhone!

JustAskOmar.Com From My iPhone

Govt To Allow $8,000 Credit For Buyers Down Payment!

noreply@blogger.com (Omar) — Tue, 19 May 2009 15:39:00 +0000

We were all excited to hear that the govenment would give an $8,000
credit to buyers who purchased their home before December 1, 2009.
That was great but many people where still on the outside looking
in because they did not have enough money for a downpayment. The
good news from Capitol Hill is that the government will allow
you to monetize the credit at closing as a downpayment! the
reason this is great is because now if you needed a $12,000
downpayment, now you would only need $4,000, a more reasonable
amount. I am posting a link to a full article explaining the details.
If you want more information or are ready to take advantage
of this program and need assistance I hope you give me a call.

Thanks,

Omar

LINK: http://www.realtor.org

Are you ready to have some Funia with your pictures?

noreply@blogger.com (Omar) — Tue, 21 Apr 2009 14:13:00 +0000

I haven't done any posts before on fun websites but it's my job to do whatever my readers

ask for. Today's post comes especially requested by one of my newest readers and one of

my oldest friends. She asked me how in the world I did the pictures that I have as

examples above. Well Elena, this website is for you! Forget Photoshop if your wanting to

just play around and not in the mood to learn another software application that

sometimes feels like another language. There are many websites that do all the work

for you and are really cool! I am going to give you a few of my favorites in the

links below. Enjoy!

Awesome Links:

http://photofunia.com/ - Great for putting yourself in interesting places

http://www.magmypic.com/ - If you want to be your own magazine cover model

http://yearbookyourself.com/nextyear/index.html - The name says it all, pretty cool!

There are so many more, but if you have any more questions or want to learn or find something else, dont forget to JUST ASK OMAR!

This time it's for REAL...True Government Assistance

noreply@blogger.com (Omar) — Thu, 16 Apr 2009 23:57:00 +0000

If you are a homeowner who is current on your mortgage payments but unable to refinance to a lower interest rate because your home value has decreased, you may be able to refinance.

PLEASE FOLLOW THIS LINK:

http://www.makinghomeaffordable.gov/refinance_eligibility.html

If you answer yes to 4 questions, MOVE ON IT! CALL ME!

A great way to organize your expenses!

noreply@blogger.com (Omar) — Thu, 09 Apr 2009 02:58:00 +0000

TIRED OF THAT BIG OL' BOX UNDER YOUR BED WITH RECEIPTS IN IT?

I am excited to present to you guys this really cool website that offers a great service. It is like the Netflix of receipts. I get an envelope, stuff it with receipts and the show up organized on my shoeboxed dashboard. It is the best way to organize all that paperwork!! At the end of the year you simply email everything to your accountant. Check out this website, the have a FREE section so you can experience shoeboxed.com for yourself before you get into the premium upgrades. I love it!

Check it out: http://www.shoeboxed.com

Why it's a great time to buy your first home

noreply@blogger.com (Omar) — Tue, 07 Apr 2009 15:31:00 +0000

President Obama has signed stimulus package to help the first time home owners who may not owned a home in the previous three years. Now you can claim credit for $ 8,000 or 10% of the purchase price of the home whichever is less.

The economic stimulus package is designed to give a relief to million of Americans and allow then to modify loan according to their convenience. A home purchase will require big cash down payment at the beginning which will help you to pay a sizable loan payment every month.Be aware of all the guidelines that may be required to apply for stimulus package and follow it properly.

First Time home owners can now buy their dream house with federal stimulus package after considering following tips

· Firstly, you need to figure out that how much you can spend in a month. Make a plan of your incomes and expenses that you make in a month and spend according to it. Knowing your budget will quickly let you know how much first time buyer can spend to purchase a home through stimulus package.

· You are required to clean up all the credit history from your accounts. For this, you need to cont
act all the bureaus for your credit report and you will get to know how much you have to pay them. Pay all the credits that will make easier for you receive a mortgage loan at a reasonable rate of interest.

· First Time Home Owners get to know their purchasing price, it will be easier for them to make adjustments according to it and you may know how much cash you will need in order to put a down payment of 10% or more.

· To avail stimulus package you need to contact to the lender immediately to know the various programs offered by the bank. Your lender will provide information about special loan programs which might be available for first time home owners.

· First time home owners must be aware of different types of loans that will be easier for them to avail according to their requirements. You must go thorough with all the information provided by the agency and choose the best one that fits to your situation.

To know more about President Obama's Stimulus Package for First Time Home Buyers and to check if you qualify for Government Grants

Click Here --> Federal Grant Programs

What is TWITTER?

noreply@blogger.com (Omar) — Wed, 01 Apr 2009 06:28:00 +0000

For all of you who have no idea what Twitter is, or what a tweet is, let me bring you into the future right now. Twitter is an online community of people that post short comments (Tweets), less than 140 characters long about anything they want! Some people like to comment on what they are eating or who they are with, others use it to keep up with friends in another state so they can somehow know whats going on in their lives, and many others use it as a networking tool for business. To be quite honest I use it for ALL OF THE ABOVE! Twitter is amazing and I love that little bird because it gives me knowledge. I enjoy following people that share cool websites, inetresting photos, or funny jokes. I am also a big fan of all the great business ideas and concepts that are exchanged on Twitter. How else would I know what time a fisherman in Alaska gets up in the morning? But seriously Twitter has exploded and if you dont have a Twitter page click on the link below and join the club. It's Twitterific!

http://www.twitter.com/

You can follow me on Twitter at:

http://www.twitter.com/justaskomar

Fix Your Credit...NOW!!! Here's How.

noreply@blogger.com (Omar) — Tue, 31 Mar 2009 06:12:00 +0000

There are innumerable ways on how you can do credit restoration. The key point is that, you should always have a better understanding on what have been the causes and what stages you are going through.

The first thing you should be able to accomplish so as to have the right direction on credit restoration, is to have your credit reports handy. While you are dealing with your credit file, you can easily check on the negative items that you have in the report such as late payments, charge offs, bankruptcies and others.

You also need to check on the accounts that may appear on your credit file, but do not belong to you. More often, mistakes are being committed with the credit report and it is more advisable to locate the errors all by yourself.

After you have gathered negative data, that may affect your credit score, and found some errors, you may have two options to deal with them:

A) Contact the credit bureau and the information provider through a letter.
You need to tell some things about the negative data and errors that have to be deleted or changed. Enclosing the necessary documents on the letter will be very helpful to prove that your dispute is reasonable. Upon submitting it, the credit bureau will have to investigate on that specific concern. If it was proven that those errors are made and those unwanted data should be removed, then, you should be given a copy of the new credit report. This way, you will be able to restore your credit because you already have a clean credit report.

B) Make an arrangement with your lender.
If it is true, that you have a record of late payments or charge offs, it is advisable that you talk to your lender and have an arrangement with them. It will be possible to pay for an amount less than what you owe from the creditor. Hence, the account will be deleted from your credit report. Therefore, keeping your credit report clean and accurate would be a key to credit restoration.

*THE TIPS OF THE DAY*

7 Ways to boost your credit score and improve your credit history

1. Try to keep your balances as low as possible on your credit cards. A high outstanding debt on your cards is one of the simplest and best ways to start raising you score. Credit cards with a large outstanding debt can lower your score 50 points and a maxed out card can make it plummet a whole 70 pts.

2. Pay all your bills on time. This is a simple and effective way of boosting your score about 20 pts. The longer you pay your bills on time the higher your score will be.

3. Correct the mistakes in your credit reports and keep them updated. This is quick and effective way of helping you raise your credit score. Carefully go over all three of the credit reports and fix all the mistakes and outdated information that's listed.

4. Apply for a secured credit card. This is a great way for showing that your are financially responsible.You would have to leave a deposit with the bank that covers the cards charges which is like collateral,l just as home or vehicle would be on a mortgage or loan. The added bonus here is this can lead to getting approved for other credit cards and loans

5. Try not letting any accounts be turned over to a collection agency. Late payments are a large enough problem so letting them go to a collection agency can cause some serious damage to your credit reports.

6. Try to avoid residence changes that are too frequent. Lenders like to see stability in a residence just like they like to see consistency and stability in a job. If you keep moving to a new place constantly this will raise many red flags with lenders and they will wonder why you need to be moving.

7. Apply for a credit card or small loan with a co-signer. For those who cant get approved for a credit card or loan, try using a co-singer. You should keep the limit small, but if you continue a strong repayment history with this account, it will help generate and recuperate you credit history.

Loan Modification Approval - Questions You Must Ask Your Lender

noreply@blogger.com (Omar) — Thu, 26 Mar 2009 06:48:00 +0000

If you need a loan modification in order to save your families home from foreclosure, there is information you will need from your borrower to maximize

your chances of your application being approved. Your borrower will not hide this

information from you if asked, but often borrowers will not volunteer this information.

So be sure to inform yourself about the whole process before you contact your lender,

and know what to ask. Here are three vital questions you must ask your lender for the

best chance of loan modification approval.

Question #1: What are your specific approval requirements?
Though there are many similarities, each lender has slightly different approval

guidelines. Know what they are before applying. You must not lie on your loan

modification application, but that doesn't mean that knowing what will lead to

approval or rejection does no good. Some information may be optional, or could

be presented in more than one way. You don't want to present your information

in the wrong light, so don't fly blind.

Question #2: What is your threshold for debt ratio?
Every lender has a formula to determine whether or not you can afford your

mortgage payment. This depends on your debt ratio: your gross monthly income

divided by your monthly mortgage payment times 100. This must be above a

threshold determined by your lender for your mortgage payment to be considered

affordable. The important thing to remember is that your application must show

that your mortgage payment is NOT affordable now, but WILL BE once the loan

modification is approved. And if you know your lenders threshold, you can be sure

your application will qualify on debt ratio before submitting it.

Question #3: Is my loan modification application correct and complete?
Your lender will base their decision primarily on the information and documentation

you provide them. Are you presenting that information correctly? Have you included

all of the necessary supporting documentation? Don't deal with a rejection or delay

because of something easily preventable. Before you mail your loan modification

application, ASK them.

Having foreclosure looming over your head is confusing and frightening. Get the

information you need, learn about the whole loan modification process step-by-

step, and you'll feel more secure and in control of the whole situation. The more

you know about the process the better your chances of success. Thousands of

borrowers have saved their families home by using a loan modification to bring

their mortgage payment down to something that they can afford. Educate yourself

on the process and communicate with your lender and you can do it too

Pay Attention To Interest Rates! & Sign Of Hope?

noreply@blogger.com (Omar) — Fri, 20 Mar 2009 04:05:00 +0000

PART 1

As always I research all the hype thats going on and I bring it to you in in a "keep it real" kind of way. Here's the deal, the interest rates are AWESOME!!! but, and this is a BIG BUTT, unfortunately it will not help most of us Californians. Most of our homes are way too upside down to even consider refinancing right now, but if you are within that group of people that has equity in your home you better believe that the time is here and NOW! The rates could drop into the 4.5% range for a 30 year mortage, are you kidding me?! So here's my advice, get informed, nobody is going to charge you for a phone call, I won't. if you have any kind of equity and you qualify SUBMIT YOUR LOAN PACKAGE AND WAIT. If you are patient you might be getting a rate on your home not seen in 50 years!

To Read Full Article Please Click On The Link Below:

http://realestate.yahoo.com/promo/mortgage-rates-to-fall-further-7-things-to-know.html

PART 2

I had so much to share that I had to bust out part deux, so here it goes, NEWS FLASH, if you have a mortage with CHASE, WASHINGTON MUTUAL, OR EMC, you might be eligable for a better modification than most. They have a well set up plan and it seems as though they are more willing to help than other horrible lenders such as COUNTRYWIDE AND WACHOVIA. I will give you the link and you just got to do your part. As always I am here to help, email me, call me, fax me, pony express me, whatever you need to do just get'er done!

To Read Full Article Please Click On The Link Below:

https://www.chase.com/chf/mortgage/hasp

Map Your Mind, Create Your Vision!

noreply@blogger.com (Omar) — Thu, 19 Mar 2009 05:49:00 +0000

It's been a few days and I have been aching to get back to my blog, so today I want to bring you something that I think can be helpful. There is a proverb that says that without a vision, the people perish. In other words if you have no vision you won't get anywhere! I found this great tool that will help you organize your thoughts and put them on paper. Once you have your vision in front of you, it will be easier for you to take the necessary steps and make them reality. This could be a vision of your business, family, health, finances, goals, vacation, anything! Please try it out, it's FREE and you will have some fun.

Here is the Link: http://www.text2mindmap.com/

Don't Run from Telemarketers, Fight Back!

noreply@blogger.com (Omar) — Thu, 12 Mar 2009 21:48:00 +0000

REMINDER.... Cell Phone Numbers Are Now Public:

All cell phone numbers are being released to telemarketing
companies tomorrow and you may start to receive sale calls.

To prevent this, call the following number from your cell phone:

888-382-1222.

It is the National DO NOT CALL list. It will only take a minute of your time.

It blocks your number for five (5) years. You must call from the cell phone

number you want to have blocked. You cannot call from a different phone

number. It takes about 20 seconds.

Or, go to http://www.donotcall.gov/