Housing Predictor Housing Predictor forecasts more than 250 local housing markets in all 50 states, and offers real estate news and housing analysis. http://www.housingpredictor.com/rss/hp-feed.xml http://blogs.law.harvard.edu/tech/rss Thu, 30 Aug 2012 10:21:27 -0500 Thu, 30 Aug 2012 10:20:36 -0500 FeedForAll v2.0 (2.0.2.9) http://www.feedforall.com Mortgage Rates Resume Drop Mortgage borrowing rates resumed their drop after weeks of increasing as lenders attempt to attract more business. http://www.housingpredictor.com/2012/mortgagerates-resume-drop.html 91A0298A-3C12-4062-BE3A-8C5CDE66A86E Thu, 30 Aug 2012 10:20:36 -0500 Foreclosures Sell 32% Under Rest of Market Foreclosures are selling at deep discounts, averaging 32% under the rest of the market, according to a just released study. http://www.housingpredictor.com/2012/foreclosures-sell-under-market.html 358707D9-6213-414C-962E-9D8A413221B4 Thu, 30 Aug 2012 08:42:12 -0500 Mortgages Slow Despite Rate Drop Borrowers applying for new home loans slowed, despite a decline in mortgage rates for the second week in a row. http://www.housingpredictor.com/2012/mortgages-slow-despite-rate-drop.html 41372599-237B-40E4-8C45-567522D54684 Wed, 29 Aug 2012 09:47:49 -0500 Majority Favor Homeownership Despite troubles related to housing over the past several years, an over whelming majority still favor homeownership. http://www.housingpredictor.com/2012/majority-favor-homeownership.html E1ED87B9-A5F6-4D06-A59A-CF54D1B46190 Wed, 29 Aug 2012 08:42:21 -0500 Cash Sales Slowly Decline Cash home sales, long the destiny of investors have begun to slow as cash strapped buyers grow increasingly concerned about laying down their greenbacks. http://www.housingpredictor.com/2012/cash-home-sales-decline.html 6A842F96-612A-4FE8-AEDA-17435D447572 Tue, 28 Aug 2012 07:43:09 -0500 Off the Hook Millions of U.S. homeowners would be off the hook for extra federal taxes if lawmakers approve an extension on the interest rate reduction and an exemption on short sales. http://www.housingpredictor.com/2012/interest-deduction.html E2ADD34D-E615-421F-A2FF-CC299AE66CAA Tue, 28 Aug 2012 07:42:21 -0500 Isaac Poses $36 Billion in Damage Tropical Storm Isaac forecast to turn into a hurricane poses more than $365-billion in residential property damage to the U.S. http://www.housingpredictor.com/2012/isaac-damage.html 6BF40963-12F2-45FB-83E5-B77FBE9B5DF4 Mon, 27 Aug 2012 09:42:43 -0500 Appreciation Forecast Tops 100 U.S. Cities For the first time in six years, more than 100 U.S. cities home values are forecast to appreciate. http://www.housingpredictor.com/2012/appreciation-forecast.html 6C80EB0D-74B8-4F75-B3BC-8E62E3B59DE2 Mon, 27 Aug 2012 09:41:51 -0500 North Carolina Forecast to Appreciate North Carolina housing prices are forecast to appreciate as improving local economies drive sales. http://www.housingpredictor.com/2012/northcarolina.html 5D748ED9-628C-4C1C-AF1C-465E473F5313 Sun, 26 Aug 2012 11:59:46 -0500 Utah Forecast to Appreciate Utah housing prices are forecast to appreciate as improving local economies drive sales. http://www.housingpredictor.com/2012/utah.html 00BFADBA-72B5-4FCF-A39C-9EB852B6A9D4 Sun, 26 Aug 2012 11:58:50 -0500 First Time Buyers Edge Higher First time buyers made up nearly half of all home purchases but slumped, and are now finally showing signs of a recovery. http://www.housingpredictor.com/2012/first-time-home-buyers.html 83F8014E-9BC6-4B18-A0D1-97BC46E83FED Fri, 24 Aug 2012 08:58:06 -0500 Pushed by Treasuries, Mortgage Rates Jump Higher rates paid for Treasury bonds have driven mortgage borrowing rates higher four consecutive weeks. http://www.housingpredictor.com/2012/mortgage-rates-jump-treasuries.html A313BB07-9A02-4334-92E2-F42FEEB14723 Thu, 23 Aug 2012 10:22:33 -0500 Top 10 College Towns The top 10 college towns for investing in real estate in 2012 might just be a way to make a few extra bucks to put students through college. http://www.housingpredictor.com/2012/top-college-towns.html 7CD73BDD-FDDA-4FD2-B4A8-FA1BBA078C72 Thu, 23 Aug 2012 08:20:43 -0500 Home Sales & Prices Jump Home sales and median prices jumped in July after declining in June, according to new numbers released by the National Association of Realtors. http://www.housingpredictor.com/2012/home-sales-prices-jump.html C05A16D6-E64A-4ABB-B65F-04728AF46A5E Wed, 22 Aug 2012 10:29:32 -0500 Refinancing Bombs as Mortgage Rates Soar Hitting record low rates just four weeks ago, lending rates are soaring to cut-off the refinancing frenzy. http://www.housingpredictor.com/2012/refinancing-bombs.html FA2623CA-EEAB-4FAB-95BD-0CFCCC313A9B Wed, 22 Aug 2012 09:34:48 -0500 Just 40% Will Pay Off Mortgages A new survey has found that just 40% of homeowners with a mortgage plan on paying off their loans. http://www.housingpredictor.com/2012/mortgage-poll.html AC6B919D-B0A1-41B3-89DF-235B5412A3CF Wed, 22 Aug 2012 09:34:03 -0500 Fannie Mae, Freddie Mac to Unload Distressed Mortgages The nation’s giant lenders, Fannie Mae and Freddie Mac will start unloading hundreds of thousands of troubled mortgages. http://www.housingpredictor.com/2012/fannie-freddie-unload-mortgages.html 2DE62C7D-CC9E-450D-9EE6-3AC4F0B934E6 Tue, 21 Aug 2012 08:51:58 -0500 Rental Boom Will Lead to Homeownership Rebound A boom in rental apartments will lead to a rebound in homeownership, according to a university real estate economist. http://www.housingpredictor.com/2012/rental-boom.html D44C34BF-3931-4923-9884-2B06F553DC9B Tue, 21 Aug 2012 08:51:04 -0500 Seismic Shift Slows Recovery A seismic shift developing over a series of issues troubles the housing market, including an understanding of growing U.S. political corruption. http://www.housingpredictor.com/2012/seismic-shift.html D38D85C3-EB88-4621-8530-A28F387CB18A Mon, 20 Aug 2012 09:07:44 -0500 Mortgage Rate Hikes Threaten Recovery Rates charged for home loans have slowly increased 3 weeks. Additional hikes threaten the U.S. housing recovery. http://www.housingpredictor.com/2012/mortgage-rate-hike.html 0CFD050C-0D56-4EDB-A449-F77E93F8024D Mon, 20 Aug 2012 09:06:46 -0500 California Booms Back with Appreciation The biggest state in the country in terms of population and foreclosures is making its way back with appreciating home values. http://www.housingpredictor.com/2012/california.html B890DD4B-1069-40B0-AE8A-281F85A7DDDC Sun, 19 Aug 2012 09:09:45 -0500 Extra U.S. Tax on Homes Likely An extra tax on high end homes is likely to go into effect the beginning of next year raising the federal taxes on luxury homes to almost 24%. http://www.housingpredictor.com/2012/extra-tax.html EC508F7B-D6AF-45F0-9576-14E27C6F23B1 Fri, 17 Aug 2012 08:15:04 -0500 Mortgage Rates Bounce Higher Mortgage borrowing rates moved higher for the third week in a row as banks raised the amount they charge homeowners and new loan buyers. http://www.housingpredictor.com/2012/mortgage-rates-bounce-higher.html 59D5F957-0FA1-4FC7-9B98-323BE7C76A98 Thu, 16 Aug 2012 08:14:06 -0500 Home Builder Confidence Jumps New home builder confidence jumped in August for the fourth straight month, hitting the highest level since the peak of the housing collapse. http://www.housingpredictor.com/2012/home-builder-confidence-jumps.html 66352434-5580-473F-8E14-B322DBCF20C3 Thu, 16 Aug 2012 08:12:45 -0500 Mortgages Drop as Loan Interest Ebbs Pushed by a two week hike in mortgage rates, borrower interest weakened for the second week in a row. http://www.housingpredictor.com/2012/mortgages-drop.html F83EA644-561C-4009-A698-D79BC4FBB616 Wed, 15 Aug 2012 09:21:26 -0500 Trio Pays $5.3 Million in Refinancing Scam A mortgage broker and two owners of nursing homes are paying more than $5.3-million to settle with federal prosecutors. http://www.housingpredictor.com/2012/refinancing-scam.html 915AFB6C-2D38-464D-BA30-49FD126CF360 Wed, 15 Aug 2012 09:20:41 -0500 $25 Billion Monitor Hires Accountants The monitor in the $25 billion bank settlement in the robo-signing scandal has hired six accounting firms to oversee the fund. http://www.housingpredictor.com/2012/bank-monitor.html D97205DA-B662-495E-8054-CFC27FD6EEDC Tue, 14 Aug 2012 08:30:45 -0500 Mortgage Delinquencies Improve 20% Mortgage delinquencies have declined more than 20% since the height of the real estate downturn. http://www.housingpredictor.com/2012/mortgage-delinquencies-improve.html 39475186-0C67-4F8E-A75D-E0447DE5F1C3 Tue, 14 Aug 2012 08:30:00 -0500 10 Hottest Summer Real Estate Markets The ten hottest summer markets aren’t just addresses that are sweltering in the summer heat. Home sales coupled with higher prices are causing temperatures to rise. http://www.housingpredictor.com/2012/hottest-summer-markets.html 6ABFBC99-C46D-4027-9E56-6EDEF7D6EF1F Mon, 13 Aug 2012 08:18:56 -0500 Declining Foreclosures Bring Better Days Declining foreclosures in many states are producing better days in housing markets in many cities across the nation. http://www.housingpredictor.com/2012/declining-foreclosures.html 5046632F-C593-4841-A626-5023872B314A Mon, 13 Aug 2012 08:17:57 -0500 Double Digit Appreciation Threatens Recovery Near run-away double digit appreciation in some housing markets could lead to destabilizing prices, undermining a housing recovery. http://www.housingpredictor.com/2012/double-digit-appreciation.html BA360536-7971-46CA-87BE-BBE075AE493D Fri, 10 Aug 2012 07:54:52 -0500 Mortgage Rates Surge 2 Straight Weeks Mortgage borrowing rates jumped for the second week in a row as U.S. Treasuries moved higher for investors. http://www.housingpredictor.com/2012/mortgage-rates-surge.html 52565AA9-5032-41CC-A87A-02AF864C267D Thu, 9 Aug 2012 10:25:58 -0500 Formal Foreclosures Fall Formal foreclosures fell for 21 straight months in July as lenders increased other ways of dealing with mortgage holders. http://www.housingpredictor.com/2012/formal-foreclosures-fall.html A16BF179-3937-4F40-8A93-68BF3D5DA2DF Thu, 9 Aug 2012 08:21:08 -0500 Mortgages Slip As Rates Jump A jump in mortgage rates sent jitters through the mortgage market last week, slowing the applications of many seeking to take out new home loans. http://www.housingpredictor.com/2012/mortgages-slip-as-rates-jump.html 4671C666-FDF6-4DFB-8756-8362646D2EA3 Wed, 8 Aug 2012 09:10:06 -0500 Home Price Appreciation Jumps Home prices rose for the fourth straight month, according to a leading research firm that tracks 100 of the nation’s top metro markets. http://www.housingpredictor.com/2012/home-price-appreciation-jumps.html 94FAF1E9-C10E-4F14-92A6-22AA72868D91 Tue, 7 Aug 2012 14:13:03 -0500 Better Housing Prices Forecast in 85 Cities Higher home values are forecast in 85 U.S. cities, the best in more than six years as the U.S. housing recovery gains momentum. http://www.housingpredictor.com/2012/higher-home-values.html E35262B6-675E-48B5-8E9D-F64177768721 Tue, 7 Aug 2012 08:34:37 -0500 Montana Enters Recovery Prices are beginning to show a recovery in Big Sky Country, where the sky has never begun to fall in real estate. http://www.housingpredictor.com/2012/montana.html C53E9E9B-7855-42FA-8C1A-A77D95D5736E Tue, 7 Aug 2012 08:33:50 -0500 Underwater Refinances to Expand Homeowners hoping to refinance underwater mortgages may get a break from a program that will soon be expanded. http://www.housingpredictor.com/2012/underwater-refinancing-expand.html 023BB283-11A6-4C32-90B2-9107CE8D4EF6 Mon, 6 Aug 2012 10:25:48 -0500 Phelps Tanks in Real Estate Olympic Superstar Michael Phelps suffered nearly a $500,000 loss on his Baltimore area home. http://www.housingpredictor.com/2012/phelps-tanks.html 09847655-0031-4E5F-821B-97A09A21B073 Mon, 6 Aug 2012 08:59:18 -0500 Olympic Foreclosure May Aid Others The foreclosure against an Olympic gold medal winning swimmer’s parents may lead to helping millions of others who have suffered the same fate. http://www.housingpredictor.com/2012/olympic-foreclosure.html 91BD8D7B-8E8F-466F-8726-69258B1A2081 Mon, 6 Aug 2012 08:58:34 -0500 5 States Sustain Half of Foreclosures Five states, three of which are the most populated in the U.S. sustained half of all foreclosures. http://www.housingpredictor.com/2012/five-states-half-foreclosures.html 1852F279-DC3A-4DC0-BF39-6C763B9B9B36 Fri, 3 Aug 2012 08:40:03 -0500 Economic Uncertainty Decline Triggers Rate Move A decline in economic uncertainty sent mortgage rates higher for the first time in weeks. http://www.housingpredictor.com/2012/mortgage-rates-jump-economic-uncertainty.html C6C08F19-FDAD-41D9-8B00-3B49DD577332 Thu, 2 Aug 2012 10:15:05 -0500 Decision Adds 750,000 Foreclosures The Federal Housing Finance Agency’s decision to disallow mortgage principal reductions will result in an additional 750,000 foreclosures. http://www.housingpredictor.com/2012/decision-adds-foreclosures.html 0C5B0BFA-A1B3-4B38-81E8-AB94C8D07DA6 Thu, 2 Aug 2012 09:02:47 -0500 States Call on Congress to Rescue Housing An organization made up of the top state law enforcement prosecutors in the U.S. is urging policymakers to rescue housing. http://www.housingpredictor.com/2012/rescue-housing.html A64FEFE3-519D-4D3C-85B8-E90586FFB466 Wed, 1 Aug 2012 08:33:37 -0500 Home Values to Inflate Strongly A new survey reveals that a large majority feel that home values will not only recover, but they will inflate. http://www.housingpredictor.com/2012/home-values-poll.html 23ADD255-491A-4D5B-9900-608579B1A15F Wed, 1 Aug 2012 08:32:52 -0500 Olympics Trigger Boom, But Little Else The Olympics have produced huge new construction booms prior to the games, but produce little else in terms of higher home and property values. http://www.housingpredictor.com/2012/olympics-trigger-boom.html 5E78EB6C-512D-4310-B1B7-BC477A1EEE09 Tue, 31 Jul 2012 09:00:18 -0500 Mortgage Rates Set New Records 4 Straight Weeks Mortgage borrowing rates have never been lower and set new record lows four straight weeks. http://www.housingpredictor.com/2012/mortgage-rates-set-new-record.html 05EC3CAF-356E-4329-83F6-C130FF414573 Tue, 31 Jul 2012 08:59:35 -0500 Inventory Slashed to 6 Months The inventory of homes listed for sale on the market has been cut to 6.6 months, producing a positive sign for the market. http://www.housingpredictor.com/2012/inventory-slashed.html 66036B3D-3AAA-4389-85C8-0804342BD80C Tue, 31 Jul 2012 08:58:24 -0500 Condo Closes at Record $24.6 Million A luxury condo has been sold for a record $24.6 million in Miami Beach, where the rich are soaring back to high-end properties. http://www.housingpredictor.com/2012/condo-record.html 7B19B3A6-A1C1-4C17-A97A-1BBFCC9AC6C2 Mon, 30 Jul 2012 08:43:16 -0500 Cities, States Respond to Foreclosure Crisis Hard hit cities and states in the foreclosure crisis are hitting back with aggressive laws to limit foreclosures. http://www.housingpredictor.com/2012/respond-foreclosure-crisis.html E77063E8-D84F-45F4-8D21-E601BD2CB0CC Mon, 30 Jul 2012 08:42:37 -0500 Effort to Block Wholesale Home Sales Launched An effort to halt the bulk discount wholesale home sales of property to major investor groups is being launched by an unlikely ally. http://www.housingpredictor.com/2012/block-bulk-home-sales.html D52C1542-3CAC-4C16-B63A-2F97C4DEF7E3 Fri, 27 Jul 2012 07:41:56 -0500 Housing Sparks Structural Problems Problems with housing are structural rather than cyclical in nature as markets move into the second half of the year. http://www.housingpredictor.com/2012/structural-problems.html BA5DEA70-820C-4577-BBAC-9CC2DF063A27 Thu, 26 Jul 2012 08:16:34 -0500 Mortgage Rates Fall to New Lows For the third week in a row mortgage borrowing rates fell to new record lows, providing consumers plenty of reasons to take action. http://www.housingpredictor.com/2012/mortgage-rates-fall-new-low.html C5C5809B-EF1E-492E-80DC-CCA26B12D979 Thu, 26 Jul 2012 10:19:16 -0500 Mortgage Activity Hits 3 Year High Record low mortgage rates drove home loan activity to a new high for consumers taking advantage of the lower rates. http://www.housingpredictor.com/2012/mortgage-activity-hits-high.html E600F8EA-CADE-45F2-8148-E12A5B9E889C Wed, 25 Jul 2012 09:00:45 -0500 Higher Prices May Produce Trouble Bubble Higher prices being paid for property may trigger a troublesome real estate bubble in some regions of the country. http://www.housingpredictor.com/2012/higher-prices.html 6FF5B0CC-C746-4071-B349-4503565D1547 Wed, 25 Jul 2012 09:00:07 -0500 MERS Role Upheld in Foreclosures The company at the center of the robo- signing scandal has had its claims endorsed by the California Supreme Court of Appeals. http://www.housingpredictor.com/2012/mers-role.html 59667CFD-76AD-4055-A352-F1FDB149E305 Tue, 24 Jul 2012 07:44:14 -0500 15 Year Fixed Mortgages Gain Appeal It’s almost like fixed 15-year mortgages went on sale at a discount store, with the lowest rates in recorded history. http://www.housingpredictor.com/2012/fifteen-year-mortgages.html 69ACB1A7-9703-4940-AB78-88A92AC41D9C Tue, 24 Jul 2012 07:43:28 -0500 1.5 Million Over 50 Lost Homes to Foreclosure A new study has found that an unprecedented number of homeowners over the age of 50 have lost homes to foreclosure. http://www.housingpredictor.com/2012/lost-homes.html BDBF4241-5E60-4A63-B506-FDA113B486C3 Mon, 23 Jul 2012 14:39:11 -0500 Proposal to Speed Up Short Sales A proposal that would speed up bank short sales has been offered that could also increase the value of property more quickly. http://www.housingpredictor.com/2012/speed-up-home-sales.html 22001E2F-4703-4706-A86A-CBB2FBF9787A Mon, 23 Jul 2012 10:03:28 -0500 Midwest Sales Outperform The Midwest is seeing better property sales than most other areas of the U.S. with rising housing values. http://www.housingpredictor.com/2012/midwest-home-sales.html A3EDA527-C1C2-419C-BB23-C24682C4C31C Mon, 23 Jul 2012 10:02:39 -0500 Drug Money Fuels Cash Purchases A growing number of cash property purchases are paid for with illegal drug money, which federal authorities are actively investigating. http://www.housingpredictor.com/2012/mexican-drug-money.html 8BB06341-D5E9-430C-B5DF-F246F5AC931E Fri, 20 Jul 2012 09:18:29 -0500 Home Sales Disappoint in June Home sales declined in June for the second straight month, despite the lowest borrowing rates in history. http://www.housingpredictor.com/2012/home-sales-decline.html 78D3C065-CD4B-47B8-937B-EFA4F30EAF53 Thu, 19 Jul 2012 11:07:39 -0500 Mortgage Rates Claim Another Record Conventional mortgage rates claimed another record low this week as fixed rates dropped to unchartered territory. http://www.housingpredictor.com/2012/mortgage-rates-another-record.html 3A4D6B9B-0C9B-4C3D-989D-6D62DB54D33F Thu, 19 Jul 2012 11:08:13 -0500 Even Worst 25 Markets Improving Even the worst hit cities in the U.S. are improving little by little as the hardest hit housing markets forecast for the year undergo a major overhaul. http://www.housingpredictor.com/2012/worst-markets.html 3EA1CC1B-3086-464A-95ED-C511EBFD87F7 Wed, 18 Jul 2012 11:03:19 -0500 Mortgages Surge on Refinances Home mortgage activity surged on homeowner refinances as consumers sought out the lowest mortgage rates available in history. http://www.housingpredictor.com/2012/mortgage-activity-surges.html B7CB2D39-2910-4E64-97BA-7B07A6E834F0 Wed, 18 Jul 2012 11:02:36 -0500 Home Prices Climb at 25 Year Clip Home prices have soared in many regions of the U.S. at the highest rate in a quarter century. http://www.housingpredictor.com/2012/home-prices-climb.html A96765CC-C455-4CE5-AA27-13335BED5E11 Wed, 18 Jul 2012 11:01:28 -0500 Nevada Turn Around Forecast As one of the hardest hit states in the nation, Nevada is pushing through the real estate crisis and is forecast to see housing inflation by years end. http://www.housingpredictor.com/2012/nevada.html C7510E4E-2646-4623-B32A-C6669D7D9B67 Tue, 17 Jul 2012 10:48:56 -0500 Majority Won't Purchase Vacation Homes A new survey shows that a large majority don't have enough confidence in the U.S. economy to buy a vacation home in the current environment. http://www.housingpredictor.com/2012/vacation-homes-poll.html F827463F-17D9-47D2-A253-E24758483810 Tue, 17 Jul 2012 09:11:24 -0500 Household Energy Costs Jump Annually The expense to heat and cool a home is jumping nearly 3% a year, according to a new energy department survey. http://www.housingpredictor.com/2012/household-energy-costs.html 6F1A6A08-0E6C-4542-A450-2A6AC1F50A57 Tue, 17 Jul 2012 09:09:28 -0500 Homeowners Staying Longer for Free Homeowners in default of their mortgages are living longer in their homes than ever before without making loan payments. http://www.housingpredictor.com/2012/homeowners-living-free.html 8B7DF402-2E20-462F-B13A-1966193D9AD9 Mon, 16 Jul 2012 08:41:38 -0500 Underwater Homeowners Gain Equity Underwater homeowners are gaining home equity in many areas of the country as home sales improve and house values rise. http://www.housingpredictor.com/2012/underwater-homeowners-gain-equity.html 9F4838E8-8135-48CE-A9E5-235DB5F1125C Mon, 16 Jul 2012 08:40:51 -0500 Short Sales Disappoint Despite an improvement by some U.S. lenders, short sales were made for only 38,000 homeowners in May. http://www.housingpredictor.com/2012/short-sales-disappoint.html D48BA50E-4006-428E-92A2-27AA5E711E2E Mon, 16 Jul 2012 08:39:44 -0500 Recovery Heads to Higher Home Values The housing recovery is changing communities in many areas of the U.S. as some cities boom and others fade. http://www.housingpredictor.com/2012/recovery-higher-home-prices.html E79FCE3B-13EC-4108-A4B7-D496DB2B488B Thu, 12 Jul 2012 11:37:10 -0500 Treasuries Force Rates Lower A drop in U.S. Treasuries pushed mortgage rates to new all-time levels as consumers show signs of a pick-up in housing. http://www.housingpredictor.com/2012/treasuries-send-mortgage-rates-lower.html 1251FEF6-BF74-4624-BF58-97619803C7E9 Thu, 12 Jul 2012 10:39:12 -0500 Foreclosure Filings Top 1-Million Foreclosure filings topped 1-million U.S. residential properties during the first half of the year, according to a new report. http://www.housingpredictor.com/2012/foreclosure-filings-top-one-million.html 042A545E-C71C-425B-86AB-EB3CFEE4F9C5 Thu, 12 Jul 2012 10:38:14 -0500 Home Loans Fall, Despite Record Low Rates Home mortgage activity rose on home purchases but declined on refinancing, despite record low rates being offered to borrowers. http://www.housingpredictor.com/2012/home-loans-fall.html A75A62B0-73E2-4F83-91BC-2CC8B337605C Wed, 11 Jul 2012 09:36:43 -0500 Effort to Increase Mortgage Lending Launched A new mortgage product has been launched to increase mortgage lending and help banks reduce loan losses. http://www.housingpredictor.com/2012/increase-mortgage-lending.html 068F08BF-458B-482F-9EAA-7D5129F5BF05 Wed, 11 Jul 2012 09:36:00 -0500 Foreign Home Buyers Drive Recovery Cash rich foreign home buyers are driving a housing recovery in the U.S. as they take advantage of cheaply discounted homes and condos. http://www.housingpredictor.com/2012/foreign-real-estate-buyers.html 62247FC7-B182-4DDB-BAAB-FB6C9B0AE643 Tue, 10 Jul 2012 08:40:38 -0500 Banks Play Catch Up Lenders are playing catch up to unwind from the robo-signing scandal, foreclosing on a greater number of homes in some states. http://www.housingpredictor.com/2012/banks-play-catch-up.html 87023477-9CCC-42DE-A3BA-28D367EE8CEC Tue, 10 Jul 2012 08:39:46 -0500 Homeowners Bill of Rights to Become Law A Homeowners Bill of Rights is expected to be signed into law by California’s governor, which could spur similar protections across the country. http://www.housingpredictor.com/2012/homeowners-bill-of-rights.html 15452B29-C194-40AC-A8AB-C9CFB2301DBC Mon, 9 Jul 2012 08:58:36 -0500 Loan Rates Provide Incentive Record low mortgage rates are providing a growing incentive for some perspective home buyers to take the leap to buy. http://www.housingpredictor.com/2012/low-mortgage-rates-incentive.html B0E58FB7-10EB-4E31-B34B-7C8FB0C5F0F8 Mon, 9 Jul 2012 08:57:57 -0500 Appraisal Reform Calls Grow As Congress holds hearings to determine the next reforms in housing, appraisers are experiencing growing scrutiny. http://www.housingpredictor.com/2012/appraisal-reform.html C53B689F-44F5-47CC-AF95-94AE9956B9AB Fri, 6 Jul 2012 11:15:57 -0500 Bring it ON! Rates Drop to Another Record Low Mortgage rates fell to another record low this week. Consumers are expected to jump at the chance to save more money on their mortgages and other bills. http://www.housingpredictor.com/2012/mortgage-rates-drop-unprecedented-low.html 8CDFD2EC-80DC-4A12-B764-2707A013FFDD Thu, 5 Jul 2012 10:19:52 -0500 Tight Inventory Hinders Recovery A tight inventory is slowing recoveries in many areas of the nation as millions of underwater homeowners are held back. http://www.housingpredictor.com/2012/tight-housing-inventory.html C27E02F5-4D3D-4D1E-8FDC-512AEE0DAE64 Thu, 5 Jul 2012 10:19:08 -0500 Feds Pick Firms for Wholesale Home Sell Off The federal agency in charge of regulating Freddie Mac and Fannie Mae has chosen the firms to make its wholesale priced bulk home sales to. http://www.housingpredictor.com/2012/wholesale-home-sell-off.html 6A757E45-86F0-4D77-9682-B8D0754203C9 Tue, 3 Jul 2012 15:44:03 -0500 Rents Surge to Menace Market Home and apartment rents are on their way up to menace the market for landlords hoping to find the perfect tenant. http://www.housingpredictor.com/2012/rents-rise.html FFBABF1B-AD0B-444B-BCE3-BB56E6BCDCA4 Tue, 3 Jul 2012 08:15:09 -0500 Home Prices Rise 3 Months A research firm that tracks more than 100 top U.S. cities says home prices have risen 3 consecutive months. http://www.housingpredictor.com/2012/home-prices-rise-three-months.html 9C071B12-3132-4C3B-9198-ADE4A57BA535 Tue, 3 Jul 2012 08:14:14 -0500 Improvements Develop in Hardest Hit States Three of the hardest hit states in the U.S. housing mess are seeing improvements in their markets, with huge drops in foreclosures. http://www.housingpredictor.com/2012/hardest-hit-states.html 9ED71D30-BCCF-472C-9AFE-445CFBF27DEF Mon, 2 Jul 2012 08:46:00 -0500 Building Boom Heats Up The real estate fever is back in one of America's hardest hit communities in the housing bust. http://www.housingpredictor.com/2012/miami-building-fever.html 07BCA509-5B3D-43C6-B693-D8CE4D727A42 Mon, 2 Jul 2012 08:45:19 -0500 All Cash Sales Slowly Slip All cash home sales are slowly slipping as investors run low on cash to make purchases. http://www.housingpredictor.com/2012/all-cash-sales-slip.html 40E5FFF6-A7F1-45A3-B6D2-E106BEF4555F Fri, 29 Jun 2012 15:36:41 -0500 Mortgage Rates Hold Steady Mortgage borrowing rates held steady for the second straight week for most home loans, but may show rapid changes soon. http://www.housingpredictor.com/2012/mortgage-rates-hold-steady.html DE2F8E02-FEB8-480E-8060-24D5BB17BC66 Thu, 28 Jun 2012 10:12:37 -0500 Victims Pay for Crisis Nearly six years after Housing Predictor first forecast the foreclosure crisis as the first real estate research firm to do so, the crisis lingers on with few clear cut solutions to help homeowners at risk of losing their homes. http://www.housingpredictor.com/2012/homeowners-pay.html F2BABAF0-D238-4C9D-8D07-148E220B84F9 Thu, 28 Jun 2012 10:11:50 -0500 Mortgages Slow on Refinance Pause Consumers slowed the pace at which they are applying for home refinancing as government backed mortgages implemented changes affecting their costs. http://www.housingpredictor.com/2012/mortgages-slow-refinance-pause.html 1DA8F249-66A0-4A62-BFFC-D748B89033AF Wed, 27 Jun 2012 09:06:22 -0500 5 Best Beach Vacation Home Bargains The 5 best beach vacation home bargains just might be your next stop to dip your toe in the water to cool-off at the beach. http://www.housingpredictor.com/2012/beach-vacation-home-bargains.html 87608AD2-C231-4CF8-AE47-FE3EE3AC1224 Wed, 27 Jun 2012 09:05:39 -0500 SEC Halts $100 Million Real Estate Ponzi Scheme The SEC has shut down a Ponzi scheme and arrested the leader of the firm charged with swindling investors all over the U.S. out of $100 million. http://www.housingpredictor.com/2012/real-estate-ponzi-scheme.html E2B6C53F-A991-4992-9F9B-45BE3A4E4BD4 Tue, 26 Jun 2012 09:47:00 -0500 New Home Sales Jump New home sales rose for the first time in three months during May, offering another promising sign for the housing market. http://www.housingpredictor.com/2012/new-home-sales-jump.html 485F9887-0667-402A-ACFA-1D6229531AD1 Tue, 26 Jun 2012 09:46:15 -0500 Home Buyer Traffic Tumbles Home buyer traffic tumbled in May, according to one of the most highly regarded industry surveys, indicating another wild sign for the marketplace. http://www.housingpredictor.com/2012/home-buyer-traffic.html 4058FB7B-D5FC-4358-AF4E-9E7CBA62D0A3 Mon, 25 Jun 2012 09:59:00 -0500 Half of US Homeowners Underwater More than half of all U.S. homeowners are underwater on their mortgages, according to a newly released study. http://www.housingpredictor.com/2012/underwater-homes-poll.html 5930C0F5-31FB-4354-8DDE-23FE59C4B35B Mon, 25 Jun 2012 08:43:48 -0500 CFO Sentenced to 5 Years in Prison The former chief financial officer of one of the country’s largest mortgage companies has been sentenced to federal prison for five years for his part in a $2.9 billion scheme that led to the failure of his company. http://www.housingpredictor.com/2012/mortgage-company-cfo-sentenced.html ADA68509-2429-416F-914E-D52BAF5E5D99 Mon, 25 Jun 2012 07:28:37 -0500 Home Sales Show Actual Growth Home sales may have taken it on the chin in May, but are actually up on a near annual basis, improving for 11 straight months. http://www.housingpredictor.com/2012/home-sales-growth.html 9236AC81-B543-4C23-B32F-4AF785821028 Fri, 22 Jun 2012 07:27:24 -0500 Home Sales Fall for Summer Home sales fell for the first time this summer selling season due to a lack of discount priced homes listed on the market. http://www.housingpredictor.com/2012/home-sales-fall-may.html 119EA001-CA0D-4A4B-A708-8F29AB9B4AE6 Thu, 21 Jun 2012 10:51:15 -0500 Mortgage Rates Resume Drop After jumping a week ago, mortgage rates resumed their downward path falling to another near record low. http://www.housingpredictor.com/2012/mortgage-rates-resume-drop.html A14242A2-2833-4694-9C8D-55034D26B828 Thu, 21 Jun 2012 10:50:41 -0500 Delinquencies Jump as Recovery Struggles Mortgage delinquencies jumped in May as foreclosures rose as a result of the robo-signing scandal. http://www.housingpredictor.com/2012/mortgage-delinquencies.html E651E35C-B443-4AA6-8B6C-C4C4422E899B Thu, 21 Jun 2012 10:53:38 -0500 Think Appreciation in Minnesota They're wondering about housing appreciation in Minnesota, where some cities housing markets are experiencing swift turn-a-rounds. http://www.housingpredictor.com/2012/minnesota.html F38C93B8-74B9-49EA-BBF7-754147F1CB1E Wed, 20 Jun 2012 09:35:39 -0500 Think Appreciation in Idaho They're wondering about housing appreciation in Idaho, where some cities housing markets are experiencing swift turn-a-rounds. http://www.housingpredictor.com/2012/idaho.html EF45F098-F1C4-4FB0-A394-AE0F165570D2 Wed, 20 Jun 2012 09:34:35 -0500 Refinances Hit New Record High Consumers poured into banks seeking refinances in growing numbers to reach a new record as mortgage rates set new all-time lows. http://www.housingpredictor.com/2012/refinancing-hits-new-record.html B0074DCD-272C-449E-907A-EFA4B4D557F2 Wed, 20 Jun 2012 08:38:13 -0500 US Government Moves to Ban Fraudsters In an unprecedented move, the agency that oversees the nation’s mortgage giants is moving to eliminate banks it does business with who commit fraud. http://www.housingpredictor.com/2012/prevent-mortgage-fraud.html 8463ED78-CD5E-4B82-83FC-3F8F7D30912F Tue, 19 Jun 2012 10:01:17 -0500 Home Builder Confidence Reaches New High Home builder sentiment hit a new high, hitting the highest level since the U.S. real estate collapse. http://www.housingpredictor.com/2012/home-builder-confidence-new-high.html C769E04A-CC9D-4C50-963D-F04A0CEB83AC Tue, 19 Jun 2012 09:07:46 -0500 70 Cities to Undergo Housing Appreciation A growing number of U.S. cities are forecast to experience higher home prices through the remainder of the year. http://www.housingpredictor.com/2012/higher-home-prices-us-cities.html A865C88A-8799-455A-8B4A-804F1F7DCC6A Mon, 18 Jun 2012 08:01:01 -0500 Watch Dog to Audit Freddie Mac and Fannie Mae The U.S. government’s chief watch dog will audit Freddie Mac and Fannie Mae for their foreclosure procedures. http://www.housingpredictor.com/2012/freddie-fannie-audit.html 18F7FDB8-9099-4447-A79F-00B02A6EAF24 Mon, 18 Jun 2012 07:05:26 -0500 Research Firms Agree Home Prices Are Rising For the first time since the market collapse more than five years ago, both major real estate research firms’ data indicates that home prices are rising. http://www.housingpredictor.com/2012/home-prices-are-rising.html D622A9CB-8A5E-4F28-B91F-B4A4E1DF509F Fri, 15 Jun 2012 10:24:31 -0500 Mortgage Rates Jump After Hitting Record Lows Mortgage rates jumped for the first time in two months after hitting record lows, perhaps signaling additional changes. http://www.housingpredictor.com/2012/mortgage-rates-jump-after-record-lows.html 203E0E64-7155-49BA-A70E-26714FDCC210 Thu, 14 Jun 2012 10:08:50 -0500 Foreclosures Resume Following Robo-Signing Slowdown Foreclosures jumped for the first time in months after banks resumed formal repossessions following the robo-signing scandal. http://www.housingpredictor.com/2012/foreclosures-jump-resumes.html B262C835-E585-4CB1-9FE3-3437E44E2B6D Thu, 14 Jun 2012 07:48:21 -0500 Mortgages Sizzle on Record Lows Mortgage applications for home purchases and refinancing surged to the highest level since 2009 on record low rates. http://www.housingpredictor.com/2012/record-lows-drive-mortgages.html B904E7E7-8A82-4A82-A76A-F11514D0B8E7 Wed, 13 Jun 2012 09:05:05 -0500 Failed Bear Stearns Finally Settles Four years after it failed in disgrace on Wall Street, Bear Sterns has settled it class action lawsuit with investors for pennies on the dollar. But those who have lost homes in foreclosure as a result of being deceived or misled get nothing. http://www.housingpredictor.com/2012/bear-stearns-settles.html AFD97476-B06B-4F09-AE13-2485051242A8 Wed, 13 Jun 2012 09:04:01 -0500 Four Million Homes Risk Hurricane Damage An overwhelming 4 million residential properties in the U.S. risk hurricane damage and the exposure at risk tops $700 billion. http://www.housingpredictor.com/2012/hurricane-damage.html 15B1AB6F-4357-45E9-AB0A-CE20158DD034 Tue, 12 Jun 2012 07:49:34 -0500 Home Prices Rise 2 Consecutive Months Home prices rose for two straight months, according to a major leading index reported for June. http://www.housingpredictor.com/2012/home-prices-rise.html CF7033C6-1488-40DE-9965-9931BEDE2605 Tue, 12 Jun 2012 07:48:51 -0500 Record Low Rates 8 Straight Weeks Mortgage rates have been setting new record lows for eight straight weeks, and could hit another record this week. http://www.housingpredictor.com/2012/record-low-mortgage-rates-eight-weeks.html 6E5BD8E4-C66A-4DEE-AD6C-464264BC7C45 Mon, 11 Jun 2012 08:35:22 -0500 Short Sales Overtaking Foreclosures Short sales or home sales that sell for less than what is owed on a mortgage are gaining momentum, and are likely to overtake foreclosures. http://www.housingpredictor.com/2012/short-sales-overtaking-foreclosures.html 356AF0EF-0534-4FD5-BEF0-E040BF64439D Mon, 11 Jun 2012 07:09:41 -0500 No Confidence in U.S. Government A new poll demonstrates how strongly Americans feel about U.S. government failures when it comes to the housing market. http://www.housingpredictor.com/2012/housing-market-aid-poll.html AFF2EAB4-8660-4DCF-A20E-1D9CF9426C84 Mon, 11 Jun 2012 07:09:00 -0500 Pennsylvania, Oklahoma and Wisconsin Turn Cities in all three states are forecast to comeback with higher home prices as markets recover. http://www.housingpredictor.com/2012/pennsylvania.html 3ECC7E78-316A-4EE3-8F1A-46488DDD4A0A Mon, 11 Jun 2012 07:06:12 -0500 Risky Real Estate Business Is it risky business for Realtors to say, “It’s a great time to buy real estate” or is it just hype? http://www.housingpredictor.com/2012/risky-real-estate.html FD43D0EB-784F-4F7A-8336-C48CB24256D5 Fri, 8 Jun 2012 08:58:05 -0500 Mortgage Rates Make Incredible Drop Consumers shopping for lower mortgage rates got their wish as borrowing rates hit another record low, surprising most economists. http://www.housingpredictor.com/2012/mortgage-rates-incredible-drop.html FE8010C8-A950-4A0C-9B70-03D078F02375 Fri, 8 Jun 2012 08:56:47 -0500 FDIC Bank Failures Decline U.S. bank failures have fallen to the lowest level in three years, demonstrating another sign of improvement for the economy. http://www.housingpredictor.com/2012/bank-failures-decline.html FA1042C4-6FE2-4751-B184-EA24BC335D3F Thu, 7 Jun 2012 08:00:05 -0500 Another Small Step for Housing as Mortgage Rates Fall Homeowners took out more mortgages to refinance their homes last week than since earlier this year as mortgage rates dropped for the fifth consecutive week. http://www.housingpredictor.com/2012/mortgage-rates-fall-another-step.html 91B13355-07E6-4B88-9242-B90997F8F0F8 Wed, 6 Jun 2012 08:42:42 -0500 Miami Heat Player Auctions Home In the middle of the hottest time of the season as his team competes to get into the NBA finals, a Miami Heat player is putting his coastline estate up for auction. http://www.housingpredictor.com/2012/miami-heat-auction.html AF8154BE-2241-445D-A945-1647FF111E79 Wed, 6 Jun 2012 08:41:51 -0500 Home Prices Jump on Yearly Basis In a sign that things are moving in the right direction, home prices jumped on a year over year basis, according to one of the nation’s largest property research firms. http://www.housingpredictor.com/2012/home-prices-jump.html F7F4E5DE-178C-4217-9E5A-A79F7F739186 Tue, 5 Jun 2012 09:56:04 -0500 Former Police Officers Busted in Fraud Scheme Four police officers and two real estate agents are among 26 people who have pled guilty to federal charges arising out of a major homeowner’s association scheme. http://www.housingpredictor.com/2012/fraud-scheme.html 71528663-5E1D-4FDE-A6C8-4D937F401CBA Tue, 5 Jun 2012 09:54:45 -0500 Down and Out, But Refusing Dollars Disillusioned or so depressed about their own situations, former homeowners who have suffered through foreclosures are failing to apply for a national program that could put money in their pockets. http://www.housingpredictor.com/2012/former-homeowners.html 9778396C-6FC0-432A-92DD-6B34FF8BB2CC Mon, 4 Jun 2012 08:24:09 -0500 Jobs Data Weakens Housing Recovery Weak jobs data threw a wrench into prospects for future growth in real estate markets, despite the lowest mortgage borrowing rates in history. http://www.housingpredictor.com/2012/jobs-data.html C743DAC2-88F6-4B6F-906B-025FF33B3652 Mon, 4 Jun 2012 07:37:39 -0500 Shadow Inventory Declines The shadow inventory of homes not yet in the official foreclosure pipeline is declining as lenders make deals to sell them off. http://www.housingpredictor.com/2012/shadow-inventory-declines.html 348DA516-4B5F-4AD2-B0F4-54A048C30CDF Mon, 4 Jun 2012 07:36:56 -0500 Hitting it Again: Mortgage Rates Drop 5 Straight Weeks Mortgage borrowing rates for home loans hit new record all-time lows for five straight weeks. http://www.housingpredictor.com/2012/mortgage-rates-record-lows-five-weeks.html 277ADF97-ED40-47B9-85F9-266EBB81A3C0 Thu, 31 May 2012 10:48:07 -0500 Bidding Wars Keep Lid on Prices Despite bidding wars breaking out in some cities for homes, a new independent survey shows that the lid is being kept on most home prices. http://www.housingpredictor.com/2012/bidding-wars-home-prices.html B420CEBD-E358-465E-9FEC-41A5A21150C5 Thu, 31 May 2012 10:47:30 -0500 States Rip Off Foreclosure Victims The majority of states involved in the biggest bank settlement in U.S. history are ripping off the victims of the money that it was targeted to help. http://www.housingpredictor.com/2012/foreclosure-victims.html 47F7B5C4-DA91-4BD7-AF07-FD42C5107494 Wed, 30 May 2012 09:04:34 -0500 Mortgage Rates Fall Four Straight Weeks Economic jitters in world financial markets sent home borrowing rates to their lowest levels for the fourth consecutive week. http://www.housingpredictor.com/2012/mortgage-rates-fall-four-weeks.html 79192538-39F2-4C3F-BB4A-2688A8060B3E Wed, 30 May 2012 09:03:49 -0500 Survey Shows Time to Buy Despite uncertainty over the U.S. economy, the majority of respondents to a new Housing Predictor survey say the time is right to purchase real estate. http://www.housingpredictor.com/2012/buy-real-estate-poll.html E5D52EC7-15F3-482B-A335-D67BA29689E0 Wed, 30 May 2012 09:03:13 -0500 Hostage Taker Latest Attack A hostage taker produced the latest in a series of real estate office and bank attacks sweeping the U.S. in isolated episodes. http://www.housingpredictor.com/2012/real-estate-office-violence.html A2F626D6-6EB0-49E3-8BED-FAE35BFB8823 Tue, 29 May 2012 08:16:34 -0500 Home Mortgage Debt Drops $1.2 Trillion Consumers are unloading their heavy debt burdens paying off loans and refinancing to slash expenses. http://www.housingpredictor.com/2012/mortgage-debt-drops.html 4A24EA65-199C-43F2-B9D6-2287F6313AD2 Tue, 29 May 2012 08:15:29 -0500 One-Third of U.S. Homeowners Underwater Nearly one-in-three homeowners with a mortgage are now underwater on their homes or owe more than the current market value. http://www.housingpredictor.com/2012/homeowners-underwater.html 9755371D-3F85-410F-8B01-603F09313730 Mon, 28 May 2012 10:26:52 -0500 Half Spend $75,000 on Housing Annually Almost half of all homeowners with a mortgage spend $75,000 or more on housing expenses each year. http://www.housingpredictor.com/2012/housing-expenses.html 3B920EE0-203D-4499-B910-16202D6A1B0C Fri, 25 May 2012 08:18:20 -0500 History Breaking Mortgage Rates History breaking mortgage rates are declining nearly every week, even if they just budge a little for consumers. http://www.housingpredictor.com/2012/mortgage-rates-history-breaking.html 9558E775-826C-4207-88E3-EB19A9ADFC89 Thu, 24 May 2012 10:38:57 -0500 Psycho Character Commits Foreclosure Fraud In a truth is stranger than fiction twist from the classic Hitchcock movie Psycho, a New York man has been sentenced to prison for impersonating his dead mother to commit a foreclosure scam. http://www.housingpredictor.com/2012/home-foreclosure-scam.html 1CA38563-B966-49AD-B33E-5DEF8DA750CD Thu, 24 May 2012 10:36:08 -0500 Record Low Mortgage Rates Drive Loan Surge Refinances combined with new home mortgages to send the volume of mortgages higher as consumers took out new loans at record low rates. http://www.housingpredictor.com/2012/refinances-soar-three-weeks.html 26313DE9-B3AE-4F40-B5BE-3C2B1A37B00A Wed, 23 May 2012 08:40:20 -0500 Healing Upturn Behind the Numbers An upturn in home sales demonstrates an improvement for the U.S. but the numbers reveal a splintered sort of recovery. http://www.housingpredictor.com/2012/healing-real-estate-market.html EC69D483-2FD2-43EE-8CD5-AA2FFF068ED7 Wed, 23 May 2012 08:39:47 -0500 Home Sales Jump in April For the first time in three months, existing home sales jumped in April, producing higher home prices in some regions of the U.S. http://www.housingpredictor.com/2012/home-sales-jump.html CB48A067-A075-4643-B07A-0272F2344AED Tue, 22 May 2012 10:26:18 -0500 Treasury Bonds Pressure Rates All-time record low Treasury rates are pressuring interest rates lower as tensions rise over the European debt crisis. http://www.housingpredictor.com/2012/treasury-bonds-extend-low-mortgage-rates.html A2BA5A63-91D5-4C71-A8C2-D0820D32970A Tue, 22 May 2012 10:25:24 -0500 Bidding Wars Return Bidding wars between home buyers are popping up all over the country as a shortage of affordable homes triggers the recovery. http://www.housingpredictor.com/2012/bidding-wars.html FD5E317C-8D3B-4314-8516-5201BF15DA08 Mon, 21 May 2012 09:32:12 -0500 Best Housing Markets Next 5 Years The best housing markets forecast through 2016 are scattered from Washington State to the east coast, and are expected to produce a bevy of millionaires. http://www.housingpredictor.com/2012/best-real-estate-housing-markets.html 462FC9CE-5FBC-4DAB-9047-FC5DE59895C0 Mon, 21 May 2012 09:31:14 -0500 Mortgage Approvals Rise on Credit Scores Mortgage underwriters may finally be showing signs of loosening their rigid standards, approving more applicants for home loans. http://www.housingpredictor.com/2012/credit-scores.html 22DB486A-F3E6-4909-A99E-8B8AAF7D63A0 Fri, 18 May 2012 08:30:39 -0500 Mortgage Rates Historic Drop Mortgage borrowing rates dropped to historic all-time lows as rates paid to investors on U.S. Treasuries fall. http://www.housingpredictor.com/2012/mortgage-rates-drop-historic-lows.html 3DAAF178-DA3C-4258-853C-A3D7CC9F258F Thu, 17 May 2012 10:11:52 -0500 Recovery Cuts Foreclosures A slow but steady recovery developing in U.S. real estate has reduced foreclosures three months straight. http://www.housingpredictor.com/2012/recovery-pushes-foreclosures.html 38D9A5E1-A704-4404-A29D-94EF9EBF8609 Thu, 17 May 2012 08:23:20 -0500 Bank of America Increases Short Sale Payments Bank of America is offering delinquent homeowners more money to agree to a short sale to sell their homes rather than foreclose. http://www.housingpredictor.com/2012/bofa-increases-short-sale-payments.html E34BDC27-F49C-4AB0-ADD7-0D2C193783D6 Wed, 16 May 2012 09:27:19 -0500 Record Low Mortgage Rates Drive Spike All-time record low mortgage borrowing rates are driving a spike in refinancing as homeowners take advantage of the lowest rates in U.S. history. http://www.housingpredictor.com/2012/record-low-mortgage-rates-drive-refinances.html A78C3245-B236-406B-B436-82494DAE4C89 Wed, 16 May 2012 09:26:35 -0500 Owner Financing Heats Up Tight bank mortgage lending has resulted in a resurgence of owner financing to sell homes for many owners. http://www.housingpredictor.com/2012/owner-financing.html AED0C86E-B251-4910-B834-262387C4734D Wed, 16 May 2012 09:25:35 -0500 Shake Ups in Best and Worst Markets Rock bottom borrowing rates and improving employment are setting the stage for a stronger spring home buying season, with inventory cuts, producing a shake up in the best and worst forecast markets. 19128F19-0C59-4B58-9CF4-86E7333469B6 Tue, 15 May 2012 10:41:08 -0500 Arizona Home Prices Forecast Higher Six years after its downturn, Arizona homes are forecast to reach higher values for the year despite a huge expected increase in foreclosure sales. http://www.housingpredictor.com/2012/arizona.html CAEFD7EA-A75A-4A90-AABF-17811D1DE55D Tue, 15 May 2012 10:40:08 -0500 Remodeling Out Paces Purchases Home remodels are out pacing new home purchases as homeowners plan on staying put longer, a new study shows. http://www.housingpredictor.com/2012/home-remodeling.html F1586874-1282-486C-A6C9-C705CED61E21 Tue, 15 May 2012 10:39:06 -0500 Shocks Hit Fannie Mae Profit Shock waves are hitting for the first time since the financial crisis erupted after Fannie Mae reported its first profit in years. http://www.housingpredictor.com/2012/fannie-mae-profit.html D4445FBD-CBBF-4BCB-808A-B16178D655F6 Mon, 14 May 2012 09:24:40 -0500 Researchers Say Market Stabilizing One of the U.S. largest real estate research firms says the market is moving towards stabilizing and may be close to a bottom. http://www.housingpredictor.com/2012/real-estate-stabilizing.html 5ECB400B-8E71-4528-97C8-0A7BC2C545C5 Mon, 14 May 2012 09:22:40 -0500 Bottom of the Market Arrives The elusive bottom of the housing market has arrived in some U.S. cities, and your neighborhood could be next. http://www.housingpredictor.com/2012/bottom-housing-market.html 26B51314-6339-436E-BFE0-DC556C5F28D6 Fri, 11 May 2012 08:25:04 -0500 Mortgage Rates Dip to New Lows Interest rates on mortgages fell for the second straight week to new record lows. http://www.housingpredictor.com/2012/mortgage-rates-dip-new-lows.html 4C92BA81-14F5-465A-AE6A-1A55C864F22B Thu, 10 May 2012 10:30:49 -0500 Mortgage Modifications Turn Sluggish Modifications on home mortgages dropped to the lowest level in more than a year as programs to reduce payments slow. http://www.housingpredictor.com/2012/mortgage-modifications-drop-one-third.html DF9264C7-E573-4640-8CEC-1235DB702C4F Thu, 10 May 2012 10:30:00 -0500 Home Buying Jumps for Spring Home purchase activity is showing strong signs of recovery just in time for the usually busy spring time selling season. http://www.housingpredictor.com/2012/home-purchases-jump.html 0D415593-B996-4B0E-B4EF-0A62807AB90F Wed, 9 May 2012 09:10:54 -0500 Housing Index Shows Upward Trend A heavily watched index is showing an improving trend in home price declines developing in the U.S. http://www.housingpredictor.com/2012/housing-index.html ED32C40B-867C-4305-B1B1-EE732407A606 Wed, 9 May 2012 09:08:49 -0500 Bankers Urge Single Bond Sales The Mortgage Bankers Association is urging a major change in the way bonds that supply the funding for mortgages be sold to investors. http://www.housingpredictor.com/2012/single-bond-sales.html FFD81D21-3C31-4A02-B591-EF90B0E71AAF Tue, 8 May 2012 09:55:33 -0500 Former SEC Prosecutor Opens Real Estate Investigation A former SEC prosecutor has opened an aggressive investigation into REITs to recoup millions of dollars for investors. http://www.housingpredictor.com/2012/investigation-on-reits.html 4F00AF46-A661-42C9-B1A7-D7E2E6BAAF4B Tue, 8 May 2012 08:49:54 -0500 Lenders Should be Forced to Slash Mortgages For the second time, a new poll has found that lenders should be forced to cut mortgages for underwater homeowners. http://www.housingpredictor.com/2012/lenders-forced-poll.html BB1E52E7-B65E-44AD-8F3D-CA670AA2F67C Tue, 8 May 2012 08:49:15 -0500 States Launch Home Demolitions Ohio is leading the nation with an aggressive program to demolish up to 100,000 homes as a result of the U.S. foreclosure crisis. http://www.housingpredictor.com/2012/home-demolition.html 0CE1BC90-CCBC-4DFB-8354-968061A3D3C1 Mon, 7 May 2012 10:16:19 -0500 Principal Reductions Crucial to Recovery The case for mortgage principal reductions grows as more homeowners suffer through foreclosures. http://www.housingpredictor.com/2012/mortgage-reductions-crucial.html 704AFF2F-0335-4B46-A172-6EDE614E1DF7 Mon, 7 May 2012 10:15:18 -0500 Vacation Home Sales Surge Vacation home sales are soaring as buyers sweep in to take advantage of property prices that haven’t been this low in more than a decade. http://www.housingpredictor.com/2012/vacation-home-sales.html 32FA9490-4437-4E5F-87A1-75072CC265B5 Fri, 4 May 2012 06:40:08 -0500 Fear Sends Mortgage Rates to All-Time Lows Fears over the greater U.S. economy sent mortgage rates to new record low levels this week as unrest over the economy troubles the nation. http://www.housingpredictor.com/2012/mortgage-rates-lower.html 3C4E369B-2917-41DE-B39B-386EBD9D8E5A Thu, 3 May 2012 10:28:15 -0500 Foreclosures Pushing Prices Higher Discount priced bank owned foreclosures sold to investors are pushing home prices higher. http://www.housingpredictor.com/2012/foreclosures-push-prices.html F5ECF9EA-A5EE-495B-BC09-3DD9096DF3AF Thu, 3 May 2012 10:27:22 -0500 Turn Around Ignites in Florida The turn around in the housing market has started in hard hit Florida, where home prices in more cities are forecast to climb. http://www.housingpredictor.com/2012/florida.html A4E92626-CBB2-449C-A2BB-FF73FB959DAD Thu, 3 May 2012 10:26:25 -0500 Home Buying Picks Up Home purchases are picking up for the first time in months as the spring season runs into high gear. http://www.housingpredictor.com/2012/home-buying-picks-up.html FAB172C2-3088-462C-BDE9-33FD2D6657C1 Wed, 2 May 2012 09:15:40 -0500 Higher Credit Scores Required A federal survey is finally showing what millions of homeowners have been saying for months. http://www.housingpredictor.com/2012/higher-credit-score-required.html 1FD6EC4C-0015-4397-B3A6-6A9E95E4993B Wed, 2 May 2012 09:14:56 -0500 Home Prices Forecast Higher Higher home prices are projected to develop in a larger number of U.S. cities as the nation makes progress towards a housing recovery. http://www.housingpredictor.com/2012/home-prices-higher.html 1F740B4F-C54D-41E2-AC17-BEEC406A1F81 Tue, 1 May 2012 09:03:10 -0500 Best Housing Markets Prices to Jump The best housing markets forecast for 2012 are projected to gain higher home values as the U.S. makes greater strides recovering from the collapse. http://www.housingpredictor.com/2012/best-housing-markets.html 35D28FDD-CADC-437F-BC3F-5885F5DA7E83 Tue, 1 May 2012 09:02:36 -0500 Banks Battle Foreclosure Initiative Lenders are battling to keep a state initiative off the general election ballot to force banks to prove they hold legal ownership to a mortgage before they foreclose on property. http://www.housingpredictor.com/2012/banks-battle-foreclosure.html 84B7F54C-3FD6-4B8F-B5A3-6A1318A521C2 Mon, 30 Apr 2012 08:36:35 -0500 Pest Problems Break Out Early Pest problems with termites, ants and other bugs are breaking out early for homeowners as a result of warmer than usual weather in many regions of the U.S. http://www.housingpredictor.com/2012/pest-problems.html B38AA29F-B19E-4911-8A69-3B69173DC95E Mon, 30 Apr 2012 08:35:40 -0500 Rates Move Lower Mortgage rates moved lower over uncertainty on the U.S. economy and lower bond yields paid to investors on U.S. Treasuries. http://www.housingpredictor.com/2012/mortgage-rates-ease-lower.html EA826BF7-613B-4699-BC21-2E33574D4600 Thu, 26 Apr 2012 10:20:47 -0500 Freddie Mac Fails at Mortgage Modifications Freddie Mac is making few mortgage modifications for homeowners at risk of losing homes, despite the governments public relations campaign that the U.S. government is doing everything it can to help troubled borrowers. http://www.housingpredictor.com/2012/freddie-mac-fails.html 520CD245-15BE-4A90-9B1E-49FE24E7722A Thu, 26 Apr 2012 10:19:59 -0500 Despite Mortgage Rate Drop, Loans Slow Mortgage activity slowed last week, despite a drop in actual mortgage rates being offered to borrowers to the lowest level in the Mortgage Bankers Association survey. http://www.housingpredictor.com/2012/mortgages-slow.html F49CC957-2CB6-4FA5-BF14-C7BF4EA5B05C Wed, 25 Apr 2012 09:24:28 -0500 Company Beating Thieves to Homes A company that protects homes with advanced technology is gaining a foothold in the security business reducing the damage to vacant homes. http://www.housingpredictor.com/2012/vacant-home-protection.html 27E86778-AEEF-4C82-A2FD-6D38211688F9 Wed, 25 Apr 2012 09:23:45 -0500 New Home Sales Dip The construction of new homes is slowing as new home sales slip for the fourth month in a row. http://www.housingpredictor.com/2012/home-sales-dip.html 572F58B0-680B-481E-93B3-6462291939C2 Tue, 24 Apr 2012 10:42:09 -0500 Homeowners Can’t Move More than half of all homeowners with a mortgage are caught in the web of the housing crisis, unable to move from their homes because they are underwater. http://www.housingpredictor.com/2012/homeowners-move-poll.html 51377E12-6537-4AA8-BE55-19C96D3BDBEB Tue, 24 Apr 2012 09:41:28 -0500 Kiddie Home Purchases Jump Parents and grandparents are helping their children make home purchases in rising numbers under a new mortgage program. http://www.housingpredictor.com/2012/kiddie-condo.html 7EFAE230-1C55-43C1-8891-8C19972C7D69 Tue, 24 Apr 2012 09:40:29 -0500 Banker Pleads Guilty in $6.5 Million Fraud A mortgage banker has pled guilty to being the ring leader in a series of mortgage fraud cases that account for more than $6.5-million in losses. http://www.housingpredictor.com/2012/mortgage-banker-pleads-guilty.html DF137CF5-09BC-47DC-A433-0515D2DBFB09 Mon, 23 Apr 2012 11:05:49 -0500 Recovery Likely to Produce Higher Home Prices The U.S. housing recovery is likely to produce higher home prices in many areas of the country, despite the slide in home sales in most regions. http://www.housingpredictor.com/2012/higher-home-prices-recovery.html A6B18098-8BF3-4A5F-BBFB-76F843FEFE8F Mon, 23 Apr 2012 11:04:58 -0500 Short Sales Finally Speed Up Nearly six years after the real estate market collapse, the federal government is finally taking action to aid homeowners seeking short sales from mortgage lenders. http://www.housingpredictor.com/2012/short-sales-speed-up.html BD9F8EC0-FA33-4EFB-93CD-3342C61E131C Fri, 20 Apr 2012 10:19:51 -0500 Mortgage Rates Pop Higher Borrowing rates for consumers budged higher for the week, despite uneasiness about the U.S. economy. http://www.housingpredictor.com/2012/mortgage-rates-pop-higher.html C09851BA-F90F-4C55-A6BA-3B7E84D5CE62 Thu, 19 Apr 2012 11:56:16 -0500 Home Sales Decline Two Months Existing home sales fell for two straight months in March, despite record warm weather and historically low interest rates to prompt buyers into action. http://www.housingpredictor.com/2012/home-sales-fall.html CDB09F8E-7F14-4053-8EAD-1A5B0EC90AE0 Thu, 19 Apr 2012 11:55:35 -0500 Refinancing Jumps to Lead Rebound A rebound in refinancing is being led by homeowners taking advantage of lower mortgage rates http://www.housingpredictor.com/2012/mortgage-rebound.html 78E1F6E4-D5BE-4531-88AA-C996554522FA Wed, 18 Apr 2012 09:01:40 -0500 Roller Coaster Rides into Spring A roller coaster ride is taking housing in U.S. cities into a long running series of ups and downs even in new home sales. http://www.housingpredictor.com/2012/real-estate-roller-coaster.html 83DF5749-4FD5-4A4C-93FC-7A661578F1D8 Wed, 18 Apr 2012 09:00:52 -0500 New Home Starts Unexpectedly Slide Housing starts on new homes unexpectedly slid in March, despite record warm weather demonstrating troubles. http://www.housingpredictor.com/2012/housing-starts.html F02B57FA-E2E7-4234-9D89-8F144729FA96 Tue, 17 Apr 2012 09:02:59 -0500 Florida Capital Named Top City The capital of Florida has been named the top city for baby boomers searching for a place to retire. http://www.housingpredictor.com/2012/baby-boomers-favorite.html 631CE33B-DE58-470E-8EFD-C1C63DF4BD3F Tue, 17 Apr 2012 09:02:18 -0500 Homeowner Scams Spike Consumer foreclosure rescue scams are spiking as federal program roll-out to help homeowners at risk of losing homes. http://www.housingpredictor.com/2012/foreclosure-scams-spike.html 545049E9-29B9-42F8-B82E-EBE67EE7979A Mon, 16 Apr 2012 12:35:41 -0500 Homeowners Being Paid Off for Short Sales Homeowners, many of whom were defrauded by bankers peddling them mortgages are being paid cash in rising numbers to short sell their homes. http://www.housingpredictor.com/2012/cash-pay-off.html 0EEBD2AC-EA22-4FE7-99AC-50359946D7D8 Mon, 16 Apr 2012 11:11:21 -0500 California Holds Recovery Promises California's housing markets have suffered, but it offers lessons for everywhere else in the nation. http://www.housingpredictor.com/2012/california-real-estate.html 5830B3ED-F3D2-41E7-8673-1FC39420EDFC Fri, 13 Apr 2012 10:30:37 -0500 Mortgage Rates Fall Three Straight Weeks Brighter conditions developed in the mortgage market for consumers shopping for a home loan as mortgage interest rates dropped for the third straight week. http://www.housingpredictor.com/2012/mortgage-rates-fall.html C9485A3C-8C9A-4852-ABD9-7678B53C52AB Thu, 12 Apr 2012 10:39:34 -0500 Foreclosures Finally Drop Foreclosures dropped for two straight months in March driven by an increase in banks attempting to work with homeowners in default of their mortgages. http://www.housingpredictor.com/2012/foreclosures-drop-two-months.html 3C6F2144-216C-437B-B04B-DD3EFA365DE5 Thu, 12 Apr 2012 08:43:25 -0500 Mortgage Slowdown Resumes Despite Lower Rates Fewer consumers are applying for mortgages slowing the recovery in U.S. real estate as consumers remain doubtful about the economy. http://www.housingpredictor.com/2012/mortgage-slowdown-resumes.html 7B06E4E6-1BCB-49D5-BDA7-FB472C1B9E4C Wed, 11 Apr 2012 09:12:13 -0500 Court Orders $4 Million Mortgage Scam Fine A U.S. federal judge has ordered the ring leader and his partners to pay back $4-million for running a mortgage modification scam. http://www.housingpredictor.com/2012/mortgage-scam.html E0B1E896-676E-4834-B57F-15113414B85D Wed, 11 Apr 2012 09:11:24 -0500 Housing Czar Delays Underwater Mortgage Decision The head of the U.S. agency charged with regulating the nation’s giant mortgage lenders delays any action on underwater mortgages. http://www.housingpredictor.com/2012/underwater-mortgage-decision.html 3D70562E-1C30-45EC-87FC-D62193D421E8 Tue, 10 Apr 2012 10:53:02 -0500 Housing Deflation Tops 60% Housing deflation has topped 60% in the hardest hit U.S. city and many others have sustained similar massive losses in value. http://www.housingpredictor.com/2012/housing-deflation-peaks.html 53C48D4C-A084-4375-9349-3F2CAB44926B Tue, 10 Apr 2012 07:56:07 -0500 American Dream Comes True Winning an auction for a whole town has made an American dream come true for the winning bidder. http://www.housingpredictor.com/2012/winner-buford-auction.html 4CD5E67C-D511-40B8-89DA-44E0C583D7E8 Tue, 10 Apr 2012 07:55:21 -0500 Short Sales Double Bank assisted short sales are soaring as lenders approve cuts in home mortgage balances rather than foreclose on homeowners in rising numbers. http://www.housingpredictor.com/2012/home-values-rising.html 6337F02A-0FE0-4C01-AB4A-E0A3D2590994 Mon, 9 Apr 2012 09:25:19 -0500 Home Values Rising in Hard Hit Markets Home values are rising in some of the nation's hardest hit cities as inventories tighten. http://www.housingpredictor.com/2012/home-values-rising.html DCD30044-33F0-4935-8EF6-1C096B9252F3 Mon, 9 Apr 2012 09:24:07 -0500 CEO Admits Robo-Signing Errors Most banking executives are hiding from the spotlight these days, but one CEO has come forward to admit his banks role in the housing crisis. http://www.housingpredictor.com/2012/robo-signing-scandal.html E69B883E-B8AD-460F-BA23-8F72B7EAE5F2 Fri, 6 Apr 2012 10:47:13 -0500 Mortgage Rates Drip Lower Mortgage rates are similar to a leaky faucet these days, dripping only slightly lower as consumers try to get a handle on fixed rate loans. http://www.housingpredictor.com/2012/mortgage-rates-drip-lower.html 950D87A7-BF51-449A-A55E-FFF4EBB775BC Thu, 5 Apr 2012 10:26:12 -0500 Chinese Drywall Damage Tops 100,000 Homes Chinese drywall damage and destruction has topped 100,000 homes in the U.S. as homeowners await a settlement. http://www.housingpredictor.com/2012/chinese-drywall.html 811BFDC0-F675-4819-A375-1C3216159586 Thurs, 5 Apr 2012 06:39:17 -0500 Mortgage Activity Climbs on Lower Rates A drop in mortgage rates sent home loan applications higher for the first time in over a month. http://www.housingpredictor.com/2012/mortgage-activity-climbs.html AE6E9E8B-D0ED-47BA-B4E0-895139B5469C Wed, 4 Apr 2012 08:51:16 -0500 Two and a Half Men Star Buys Estate Ashton Kutcher has bought a Hollywood Hills estate out from under teen singing sensation Justin Bieber. http://www.housingpredictor.com/2012/ashton-kutcher.html 8EB52C19-8A03-4E08-B763-BCBE3F638B63 Wed, 4 Apr 2012 08:50:18 -0500 Mortgage Reductions May Help All Homeowners Principal mortgage reductions could go a long way to help all homeowners in the troubled U.S. housing market. http://www.housingpredictor.com/2012/mortgage-reductions.html 3C43C6BD-588F-4050-BC2C-559E3F70634B Tue, 3 Apr 2012 09:56:18 -0500 Mortgage Modifications Drop-Off Mortgage modifications dropped off following the government's big $25 billion settlement with bankers. http://www.housingpredictor.com/2012/mortgage-modifications-drop.html 58D2C7F9-0941-4217-946A-5C766764741D Tue, 3 Apr 2012 08:32:25 -0500 Fannie & Freddie Should Halt Buying Mortgages A large majority surveyed say that the government’s giant mortgage lenders should stop buying mortgages. http://www.housingpredictor.com/2012/freddie-fannie-mortgages-poll.html EFF2F786-F131-453E-9B6B-7B00769A40C4 Tues, 3 Apr 2012 08:14:53 -0500 Mortgage Rates Forecast Higher Home loan borrowing rates are projected to move much higher in 2012 as the economy shows further signs of strengthening, according to a survey of leading economists. http://www.housingpredictor.com/2012/mortgage-rates-forecast-higher.html 8067F65E-F993-4F16-BB0F-5B1C30E39F29 Mon, 2 Apr 2012 11:04:40 -0500 Program Targets Underwater Homeowners A new program started by one of the nation's largest real estate technology firms targets at risk underwater homeowners. http://www.housingpredictor.com/2012/underwater-program.html 0732F409-B2E2-481A-8388-C56800E99ECD Sun, 1 Apr 2012 20:50:11 -0500 Petition to Halt Strategic Defaults Launches A petition that would halt strategic defaults and aid underwater homeowners has been launched by a loan officer. http://www.housingpredictor.com/2012/halt-strategic-defaults.html 75297E0C-FF4F-4EC5-8018-71F38A2C01BE Sun, 1 Apr 2012 20:49:03 -0500 High Priced Home Sales Soar Luxury home sales above $1 million are soaring as buyers leap to take advantage of lower prices and near record low borrowing rates. http://www.housingpredictor.com/2012/high-priced-home-sales-soar.html C53C5F85-FF6C-41B2-AB36-9A919D28ADEF Thu, 29 Mar 2012 10:34:49 -0500 Mortgage Rates Drop Under 4.00% Responding to consumer demands, fixed and adjustable rate mortgages dropped below 4.00% after budging higher. http://www.housingpredictor.com/2012/mortgage-rates-drop-under.html 490FB084-ADC9-4122-B78F-64A7ADF2A24F Thu, 29 Mar 2012 10:34:14 -0500 Economists Forecast Sharp Rebound A group of economists forecast broad improvements for the U.S. economy, including the housing sector. http://www.housingpredictor.com/2012/real-estate-rebound.html 22D99670-1FDE-41AE-8876-C49BAD5F6432 Wed, 28 Mar 2012 12:05:19 -0500 Mortgages Pull Back A pull back in refinances sent mortgages to a second full week of lower applications as mortgage rates rose. http://www.housingpredictor.com/2012/mortgages-pull-back.html 329D4549-B4D3-4602-BF1A-4CB505576CC7 Wed, 28 Mar 2012 08:56:27 -0500 Former Bank Executive Pleads Guilty The former second man in charge at one of the nation’s largest mortgage operations has pled guilty in a $2.9 billion banking scheme. http://www.housingpredictor.com/2012/bank-cfo-pleads-guilty.html C2B6B8F3-FFF8-4305-BD66-24A458FECF98 Wed, 28 Mar 2012 08:55:42 -0500 Underhanded Banking Tactics in Operation Banks agreed to halt underhanded practices in the foreclosure process but the owner of one of the nation’s foreclosure defense firms says lenders are still using unethical tactics against troubled homeowners. http://www.housingpredictor.com/2012/underhanded-banking-tactics.html 330B7A57-0DF4-4162-882E-FDE87C3E663D Tue, 27 Mar 2012 08:57:36 -0500 Skin in The Game Critics say a new book about the financial crisis, Skin in The Game is an excellent analysis of the unresolved problems related to the financial crisis and the real estate collapse. http://www.housingpredictor.com/2012/real-estate-crossroads.html FA87D1B1-20A1-4EF6-B6A7-8B0AC2D239D0 Tue, 27 Mar 2012 08:56:59 -0500 Underwater Mortgage Reductions Likely Federal officials are reviewing the possibility of reducing mortgage principal for underwater homeowners. http://www.housingpredictor.com/2012/underwater-mortgage-reductions.html BDE95AA4-7349-4337-80A7-517A57C80834 Mon, 26 Mar 2012 10:33:35 -0500 5 Reasons to be PreApproved for a Mortgage Investing a little extra time to get preapproved for a home loan can save you time and headaches down the road. http://www.housingpredictor.com/2012/preapproved-mortgage.html 18EEA148-438E-46A7-B799-2526C9DD0949 Mon, 26 Mar 2012 10:32:39 -0500 Should U.S. Can Freddie Mac & Fannie Mae Tax payers have bailed-out Freddie Mac and Fannie Mae to the tune of billions of dollars, and the pain isn't over yet. Should the government stop buying the mortgage giants loans? http://www.housingpredictor.com/poll.html B0C4A61E-9F59-4D3F-8376-DEF2907CF8BB Fri, 23 Mar 2012 12:07:57 -0500 Cash is King in Miami Almost two out of three home and condo sales are being made in cash in Miami as the market rolls in the greenbacks from foreigners. http://www.housingpredictor.com/2012/cash-is-king-miami.html EDA97034-49C4-4BAB-9927-37B3F4895441 Fri, 23 Mar 2012 12:06:59 -0500 Mortgage Rates Jump Mortgage rates jumped to the highest level in six months as improving economic news gave lenders the chance to push home borrowing rates higher. http://www.housingpredictor.com/2012/mortgage-rates-new-high.html 6C3276A5-741D-480B-8B78-1259F88580A8 Thu, 22 Mar 2012 09:55:00 -0500 NAR President Says Home Prices Rising The new National Association of Realtors president says home prices have gotten so low there’s only one way for them to go. http://www.housingpredictor.com/2012/home-prices-rising.html 5816D432-E4A7-4E7A-A9E8-5FEEB4DDDEF9 Thu, 22 Mar 2012 09:54:11 -0500 February Warmth Chills Home Sales Sales of existing homes declined slightly in February, despite unseasonably warmer weather in most of the country. http://www.housingpredictor.com/2012/home-sales-chill.html 28678E57-F9C0-46E2-B8F7-3D5B52EFFB16 Wed, 21 Mar 2012 10:44:24 -0500 Refinance Market Slows Refinances are drying up as the volume of applicants dropped to the lowest level since last summer, despite near record low mortgage rates. http://www.housingpredictor.com/2012/refinances-dive.html 0AC40689-3BD8-4C92-8150-0C9B96EA344F Wed, 21 Mar 2012 09:53:21 -0500 Underwater Homeowners Program Launches Second Leg An innovative program aimed at saving troubled homeowners from foreclosure is launching a second leg. http://www.housingpredictor.com/2012/underwater-homeowners-program.html 3C190B93-AB2F-4377-8651-D040BBC9249C Wed, 21 Mar 2012 09:52:22 -0500 Attorney General Appoints Monitor in Settlement California’s attorney general has appointed an independent monitor to oversee the nation’s five largest banks in the states separate $18 billion robo-signing settlement. http://www.housingpredictor.com/2012/bank-settlement.html FF8E007D-4BC4-4FEA-9B22-BF97CC4F4D28 Tue, 20 Mar 2012 08:25:54 -0500 Banks Should Cut Mortgage Principal Mortgage lenders should slash the balance of home mortgages in order to help the hurting real estate market, according to a new opinion poll. http://www.housingpredictor.com/2012/banks-cut-principal-poll.html D000D943-FB73-49DC-B826-F6A09946AA91 Tue, 20 Mar 2012 08:25:09 -0500 Group Launches $100 Million Rehab A non-profit group is launching a $100 million effort to rehabilitate thousands of homes in many of the hardest hit foreclosure cities in the U.S. http://www.housingpredictor.com/2012/home-rehab.html 0390B3EC-4A6B-4AA5-B295-54FD45B994E2 Mon, 19 Mar 2012 10:06:59 -0500 Mortgage Rates Creep Higher Mortgage borrowing rates are slowly moving higher, despite the Fed's effort to keep lending rates at historic lows. http://www.housingpredictor.com/2012/mortgage-rates-creep-higher.html 16E0E168-B942-4D8E-A65E-9805A6685540 Mon, 19 Mar 2012 10:05:46 -0500 Mortgage Executives to Plead Not Guilty Three top mortgage company executives charged by the SEC for withholding their company’s failing financial condition will plead innocent to charges. http://www.housingpredictor.com/2012/mortgage-executives.html AEBD4CBE-D0EC-44F9-B99B-058CFAECD0AF Fri, 16 Mar 2012 08:49:55 -0500 Mortgage Rates Jump Mortgage borrowing rates jumped higher for the week as Treasury bond yields paid to investors rose with increasing job hiring. http://www.housingpredictor.com/2012/mortgagerates-jump-higher.html 287E927D-F16D-4521-A185-97B3C29EE3ED Thu, 15 Mar 2012 10:12:10 -0500 Foreclosures Drop But Still Troubling Foreclosures declined during February but are still on pace to set a new record for the year. http://www.housingpredictor.com/2012/foreclosures-drop-pace.html 5BC3B536-4503-4D01-93D1-15B7D0477ADD Thu, 15 Mar 2012 08:36:59 -0500 Mortgage Demand Rises on Lower Rates Mortgage demand rose for home loan purchases for the first time in weeks, according to a major industry research firm. http://www.housingpredictor.com/2012/mortgage-demand-rises.html 1288F102-7D12-453E-85DE-DEC83A441EDF Wed, 14 Mar 2012 09:16:27 -0500 Robo Signing Whistleblower to Get $18 million A whistleblower featured in a CBS 60 Minutes report will get a check for $18 million to settle with the banks in the robo signing scandal. http://www.housingpredictor.com/2012/robo-signing-whistleblower.html 75A3EB79-8AC7-474D-8824-078E98F54D46 Wed, 14 Mar 2012 09:15:54 -0500 Housing Recovery Springs to Life The spring selling season is just getting started but a recovery in the housing market is already springing into gear. http://www.housingpredictor.com/2012/real-estate-recovery.html 62318D61-526B-4A9F-BC6B-17890C1919D2 Tue, 13 Mar 2012 10:09:18 -0500 Chinese Pipes Fail New Homes Chinese imported piping used in the manufacturing of new homes throughout the U.S. is failing at increasing numbers. http://www.housingpredictor.com/2012/new-toxic-scare.html 229F3B2E-926E-4E14-8455-D4F142DC80F1 Tue, 13 Mar 2012 09:02:39 -0500 Cashing In on Abandoned Homes Cashing in on abandoned property can produce a financial windfall opportunity, but doesn’t come without its pitfalls. http://www.housingpredictor.com/2012/cashing-in.html FC8F43AE-AAAE-4C87-8DC2-30F4DE7D0AC5 Mon, 12 Mar 2012 10:02:15 -0500 Best Cities to Buy Bargain Homes The best U.S. cities to find a bargain home in have suffered through some of the hardest downturns, but deals are popping up under $60,000. http://www.housingpredictor.com/2012/bargain-real-estate-cities.html 89BA0F67-A68D-41B0-A8D3-A299B8DBD4BC Thu, 8 Mar 2012 11:26:41 -0600 Series of Proposals to Halt Foreclosure Abuse A sweeping series of proposals are being offered to protect homeowners from illegal foreclosures. http://www.housingpredictor.com/2012/halt-foreclosure-abuse.html EFB3DB87-076F-449B-8F1C-976EA56BC1F7 Fri, 9 Mar 2012 08:26:52 -0600 Mortgage Rates Drop Lower Borrowing rates for home mortgages have fallen to near their record low levels again as lenders attempt to keep in step. http://www.housingpredictor.com/2012/mortgagerates-drop-lower.html 5540E60B-45A0-4661-9170-9604B1FB51DC Thu, 8 Mar 2012 10:17:31 -0600 Rosie O’Donnell Sells Home 1st Day TV talk show host Rosie O’Donnell sold her Chicago home just hours after putting the place on the market. http://www.housingpredictor.com/2012/rosie-odonnell.html 439F3517-A896-4419-9B26-F136F70A96A5 Thu, 8 Mar 2012 10:16:57 -0600 Mortgages Fall Four Straight Weeks Mortgage activity fell for the fourth straight week, despite near record low mortgage rates being offered to home loan borrowers. http://www.housingpredictor.com/2012/mortgages-fall.html BC2D1A53-658C-4CE7-8500-9C9052BA9D7A Wed, 7 Mar 2012 09:42:59 -0600 Anti-Flipping Rule Eliminated A rule once instituted to halt artificial home price inflation has been eliminated by one mortgage agency and others are considering similar moves. http://www.housingpredictor.com/2012/flipping-rule.htm 7F08B8DA-C077-4FE0-9E7D-A1E8690C5EE8 Wed, 7 Mar 2012 09:42:18 -0600 Back Slaps Help Little Political back slapping has done little to help homeowners at risk of losing their homes to foreclosure, but the Obama administration seems to feel as though it’s helping. http://www.housingpredictor.com/2012/housing-market-impact.html D53D4D78-EE92-495F-B378-C9EFC9E9E576 Tue, 6 Mar 2012 09:08:32 -0600 New Mortgage System Lost in Wasteland New mortgage systems being proposed by real estate industry groups are lost in a wasteland of proposals waiting to be considered. http://www.housingpredictor.com/2012/new-mortgage-system.html 2FDFBE4B-719B-412A-8A62-854CDC25E490 Tue, 6 Mar 2012 09:07:47 -0600 FHA Increase Triggers Home Buying An increase in upfront fees to obtain an FHA mortgage is expected to drive a surge in home buying activity. http://www.housingpredictor.com/2012/home-buyers-surge.html 0373DD35-5EE1-4123-AC21-E59AAF98BCFD Mon, 5 Mar 2012 08:01:04 -0600 Baby Boomers Help Kids The baby boomer generation is helping their kids buy homes in unprecedented numbers, hoping to take advantage of lower home prices. http://www.housingpredictor.com/2012/baby-boomers-help-kids.html 396358FE-EC29-4A8E-8D5D-462A08060BA8 Mon, 5 Mar 2012 08:00:08 -0600 Underwater Homeowners Surge Homeowners underwater or upside down on their mortgages are increasing, despite rising home sales. http://www.housingpredictor.com/2012/underwater-homeowners-surge.html 49CDFD2B-D346-4E8D-B79B-1CB26AA3545B Mon, 5 Mar 2012 07:58:44 -0600 Mortgage Rates Drop to Near Record Lows A drop in mortgage interest rates has developed into a see-saw battle for borrowers looking to lock-in rates. http://www.housingpredictor.com/2012/mortgage-rates-drop.html 1C4DD036-57DA-497D-8224-003DB9E86A09 Thu, 1 Mar 2012 10:25:46 -0600 Cash Home Sales Climb All cash home sales surged to compose more than one in three residential sales, while foreclosures decline slightly. http://www.housingpredictor.com/2012/cash-home-sales-climb.html 3FB5BBD8-0926-472C-B9EA-25E06FF3B67B Thu, 1 Mar 2012 08:47:11 -0600 Secret Code Separates Mortgage Approval A seldom recognized scoring factor is used to determine the eligibility of mortgage borrowers who have been ham-strung by the banking system. http://www.housingpredictor.com/2012/mortgage-approval.html DF8620D5-1F5E-4C61-ABEB-EAD11B7B01E2 Thu, 1 Mar 2012 08:46:16 -0600 Mortgage Rates Drop on Lower Treasuries Rates on home loans fell as Treasury bonds dropped over jitters in world financial markets. http://www.housingpredictor.com/2012/mortgage-rates-dip.html 7B5E5B7B-4D45-45C8-8C49-4E5B95F60F47 Wed, 29 Feb 2012 09:59:31 -0600 Single Women May be Key to Revival Single women are scooping up property like never before, and may hold the key to reviving the housing market. http://www.housingpredictor.com/2012/single-women-reviving-market.html 302A6C06-0118-4B04-BED2-FADA49330382 Wed, 29 Feb 2012 09:58:26 -0600 Bulk Government Foreclosure Sales Start In a highly anticipated controversial move the government is starting a trial program to sell-off its massive inventory of foreclosed properties. http://www.housingpredictor.com/2012/bulk-foreclosure-sales.html AB48F0F6-8BDC-4618-B75C-5D2DC578CA98 Tue, 28 Feb 2012 10:55:47 -0600 Oprah Lists New York Penthouse The queen of TV talk Oprah Winfrey has listed her Manhattan penthouse for sale at $7.9 million, and the unit features spectacular views. http://www.housingpredictor.com/2012/oprah-winfrey.html 04BB9DA2-C0AD-43F4-9CAD-6C57CF6C4FC5 Tue, 28 Feb 2012 10:54:27 -0600 Positive Ripple Effect Moves to Housing A positive ripple effect has finally developed in the employment market and moved its way into the U.S. housing sector. http://www.housingpredictor.com/2012/positive-growth.html 4C08B22D-012D-481F-98C7-8836B3AF5882 Mon, 27 Feb 2012 09:26:57 -0600 Best Cities to Flip Homes The best cities chosen to flip homes in 2012 have stronger local economies than the rest of the nation, and are good bets to make a profit. http://www.housingpredictor.com/2012/best-cities-to-flip-homes.html 554F1C69-CC94-4134-A122-AEFD944C83CA Mon, 27 Feb 2012 09:26:07 -0600 Appraisal Headaches Plague Market New appraisal standards are slowing home sales and triggering hundreds of thousands of cancelled transactions. http://www.housingpredictor.com/2012/appraisal-headaches.html 5FB1818E-E104-4165-98DC-D328506EDC47 Fri, 24 Feb 2012 08:00:32 -0600 Mortgage Rates Jump After three consecutive weeks at record low levels, mortgage interest rates jumped as better economic news pushed financial markets. http://www.housingpredictor.com/2012/mortgage-rates-jump-higher.html A3CA9FAC-97AF-453B-A084-9272557F0906 Thu, 23 Feb 2012 10:35:57 -0600 Investors Buying Binge Rages Investors are hoping to cash in on home purchases, buying foreclosures and other discounted properties accounting for one-in-four purchases across the U.S. http://www.housingpredictor.com/2012/investors-buying-binge.html 3D08AD24-F24E-4B34-B21D-D561B448E368 Thu, 23 Feb 2012 10:35:02 -0600 Feds Push Mortgage Reductions For more than a year, the White House has been pushing for mortgage principal reductions to aid the housing market, while markets crumble. http://www.housingpredictor.com/2012/reduce-mortgages.html 6B9DC86A-D472-4B78-9AC5-A1882BCD47B5 Wed, 22 Feb 2012 10:32:29 -0600 Plan to Wind Down Freddie Mac & Fannie Mae A proposal to wind down Freddie Mac and Fannie Mae mortgage lending has been sent to Congress. http://www.housingpredictor.com/2012/freddie-fannie.html 2052086E-9B4E-4A21-91ED-F52204BE5D50 Wed, 22 Feb 2012 10:33:17 -0600 Record Low Rates Remain Record low mortgage rates started the holiday shortened week hitting their all-time lows, prompting bankers to increase home lending. http://www.housingpredictor.com/2012/record-low-mortgage-rates-remain.html 03AE11E1-72AE-4CF5-AAAC-0F8B22C6CD22 Tue, 21 Feb 2012 09:40:27 -0600 Lender to Pay $3.9 Million Fine A mortgage lender has agreed to pay $3.9 million in fines for lying to HUD. http://www.housingpredictor.com/2012/lender-to-pay-fine.html 8CC64F16-1D7E-4D44-B151-358BD95BF91A Tue, 21 Feb 2012 09:38:48 -0600 Bankruptcy Drop Shows Economic Upside Economic indicators are growing to show that most U.S. cities housing markets should bottom out in 2014. http://www.housingpredictor.com/2012/bankruptcy-drop.html 363C8A42-92DE-4709-A646-5A6C9DF0F0D2 Tue, 21 Feb 2012 09:37:49 -0600 Housing Market to Bottom in 2014 Economic indicators are growing to show that most U.S. cities housing markets should bottom out in 2014. http://www.housingpredictor.com/2012/housing-market-bottom.html 3165330C-C1FC-4281-8BFF-49C3BB61CAB7 Tue, 21 Feb 2012 09:36:30 -0600 Renters Face Affordability Shortage Renters are increasingly facing home affordability troubles as rents climb amidst a troubled economy. http://www.housingpredictor.com/2012/renters-face-affordability-shortage.html F1B54347-4BE9-470C-BA64-4A73661DD8CC Fri, 17 Feb 2012 09:22:46 -0600 Mortgage Rates Hold at Record Lows Borrowing rates for consumers shopping for a home mortgage have held at their all-time record lows for three straight weeks. http://www.housingpredictor.com/2012/mortgage-rates-hold-record-lows.html 454FF0B8-1717-4B1B-869D-453AA5258727 Thu, 16 Feb 2012 10:08:48 -0600 Homeowners Receive Short Sale Cooperation Bankers are cooperating with homeowners at increasing levels to sell their homes before they are foreclosed in short sales. http://www.housingpredictor.com/2012/short-sale-cooperation.html 9BAA945F-215C-464E-9B9D-6489E588CD39 Thu, 16 Feb 2012 10:08:07 -0600 Refinances Pick Up Speed Refinancing picked up speed on lower mortgage rates as consumers take advantage of a new loan program. http://www.housingpredictor.com/2012/lower-mortgage-rates.html D9588157-7BDF-4716-85E1-B649720DC704 Wed, 15 Feb 2012 09:24:59 -0600 Clean Air Produces Higher Home Prices A new study has determined that clean air produces higher home prices in many areas across the U.S. http://www.housingpredictor.com/2012/higher-home-prices.html E971DF8F-DA3E-4152-9AFC-3004037F8835 Wed, 15 Feb 2012 09:24:12 -0600 Pressure Heightens on Underwater Principal Reductions Political pressures are rising to reduce underwater mortgage principal for millions of at risk homeowners. http://www.housingpredictor.com/2012/underwater-principal-reductions.html 62246DDA-CB28-43F8-A451-4F1026EC11C8 Tue, 14 Feb 2012 09:48:02 -0600 U.S. Foreclosures Drop Huge Foreclosures dropped in 2011 as a result of lender moratoriums and other delays. http://www.housingpredictor.com/2012/foreclosures-drop-huge.html 30D93F8F-5B04-4784-A9C6-48A1319CBD61 Tue, 14 Feb 2012 09:47:11 -0600 Bank of America Settles Largest Mortgage Case The nation’s largest lender has settled with the U.S. government over the biggest case of false claims ever made by a mortgage lender. http://www.housingpredictor.com/2012/bank-of-america-settles.html 4D352DD9-1488-4654-9AB5-4A2C9349C35B Mon, 13 Feb 2012 12:04:48 -0600 Straw Breaks Foreclosure Crisis The landmark settlement between bankers and state attorneys general may break the back of the foreclosure crisis. http://www.housingpredictor.com/2012/foreclosure-crisis-back.htm 7005E565-6081-4F19-922D-7160243ADB28 Mon, 13 Feb 2012 12:03:58 -0600 States Settlement to Aid Wrongly Foreclosed The 49 states agreeing to the mortgage settlement with the U.S. largest five banks provides the biggest agreement yet for homeowners who have been wrongly foreclosed. http://www.housingpredictor.com/2012/states-mortgage-settlement.html B2724AB7-D67E-482A-A343-68F554545072 Thu, 9 Feb 2012 14:11:55 -0600 Feds Strike Deal with 49 States The U.S. government has reached a massive $25 billion settlement with the nation’s largest banks in the robo-signing scandal. http://www.housingpredictor.com/2012/feds-reach-mortgage-deal.html D7B5F24C-6312-487F-B997-9BBABC4077F3 Thu, 9 Feb 2012 12:28:44 -0600 Record Low Rate Mortgages Hold Steady Lending rates for home loan customers held at their lowest levels in U.S. history for the second week in a row. http://www.housingpredictor.com/2012/record-low-mortgage-rates-hold.html 263F89E5-D107-496D-9F8A-DEA39173996C Thu, 9 Feb 2012 10:04:42 -0600 Mortgage Modifications Slip, but Outpace Foreclosures Mortgage modifications slipped during 2011, but still outpaced foreclosure sales as the U.S. makes strides towards a housing recovery. http://www.housingpredictor.com/2012/mortgage-modifications-slip.html 4AC9654F-D9F3-4C7B-B055-02538EED2ECA Thu, 9 Feb 2012 10:03:51 -0600 Refinancing Surges on Record Low Rates Refinances surged higher last week as homeowners take advantage of new government backed programs on record low mortgage rates. http://www.housingpredictor.com/2012/refinances-surge.html A74D856B-FBA6-456E-8F01-B9FF8729A3C3 Wed, 8 Feb 2012 10:10:55 -0600 Home Builder Confidence Upswing Confidence in the senior housing market is seeing an upswing, a new survey has determined. http://www.housingpredictor.com/2012/home-builder-confidence.html 39648391-3603-4AAE-8D67-FAD7B723E117 Wed, 8 Feb 2012 10:09:59 -0600 Mediation Can Halt Millions of Foreclosures Mediation can halt millions of additional homeowners from losing their homes to foreclosure, according to a new report issued by an independent consumer organization. http://www.housingpredictor.com/2012/foreclosure-mediation.html 55CF4460-57F0-4644-A1ED-756340AA6555 Tue, 7 Feb 2012 10:33:29 -0600 Home Prices Fall Nearly 5% Home prices dropped an average of nearly 5% in 2011, out-pacing most forecasts of housing deflation. http://www.housingpredictor.com/2012/home-prices-fall.html A35D96CF-ADC8-45DA-B6E3-0362AE7F7AB4 Tue, 7 Feb 2012 09:28:05 -0600 Private Equity Firms Purchase Fannie Mae Foreclosures Some of the same private equity firms that helped Wall Street produce the foreclosure crisis are buying up foreclosures for as little as a dime on a dollar. http://www.housingpredictor.com/2012/fannie-mae-foreclosures.html 57B897DD-B60A-45DC-AAE2-1A039B9748A0 Mon, 6 Feb 2012 09:27:08 -0600 Time Running Out for Short Sales Time may be running out for millions of homeowners hoping to do a short sale on their home and not be taxed on the loss. http://www.housingpredictor.com/2012/short-sales-time-running-out.html 75C222ED-C347-45A2-9769-817B0DFC866D Mon, 6 Feb 2012 09:26:00 -0600 Three Mortgage Officers Sentenced to Federal Prison Three mortgage officers and a title agent have been sentenced to U.S. federal prison for ripping-off senior citizens in an elaborate reverse mortgage scheme. http://www.housingpredictor.com/2012/mortgage-officers-sentenced-federal-prison.html D5297E4D-3E82-420E-89CA-1CA01CF20564 Fri, 3 Feb 2012 08:36:51 -0600 Record Low Mortgage Rates Hit Mortgage interest rates broke another historic threshold this week, reaching a new all-time low. http://www.housingpredictor.com/2012/record-low-mortgage-rates-hit.html DB2D0175-DCF9-4AB2-8413-6A58CA7411AD Thu, 2 Feb 2012 10:17:39 -0600 Homeownership Declines Seven Years Homeownership rates have now dropped for seven straight years, indicating that government programs to increase the number of homeowners only helped the financial sector. http://www.housingpredictor.com/2012/homeownership-falls.html 7359A5D6-10BC-40BB-8A05-14DEF5CF7E9A Thu, 2 Feb 2012 10:16:55 -0600 Underwater Refinances Show Jump A larger number of underwater homeowners at risk of losing their homes may finally be getting some help from a government program. http://www.housingpredictor.com/2012/underwater-refinances-jump.html B3F8972C-3626-4AEF-A1AD-9B0F68E2EAE3 Wed, 1 Feb 2012 09:23:26 -0600 Timeshare Bill Proposed to Reduce Fraud A bill intended to bring a halt to one of the biggest lies told in real estate seems likely to be passed into law. http://www.housingpredictor.com/2012/timeshare-bill-proposed.html DC4D03D8-0B88-4B79-BFBA-D043E83FA15C Wed, 1 Feb 2012 08:01:06 -0600 Mortgage Rates Drop Again A troubled world economy is sending U.S. mortgage interest rates lower for consumers seeking new loans and refinances. http://www.housingpredictor.com/2012/mortgage-rates-drop-lower.html F3989C7B-15AA-4A98-930F-35ECFFD1E704 Tue, 31 Jan 2012 09:20:38 -0600 FHA Cracks Down on Lenders The Federal Housing Administration is cracking down on mortgage lenders in an effort to clean-up the troubled mortgage market. http://www.housingpredictor.com/2012/fha-cracks-down-on-lenders.html 3584604D-EE58-4042-8D19-38B55BBA0B08 Tue, 31 Jan 2012 09:19:46 -0600 Feds Launch Task Force Investigation Three years after announcing the launch of a federal task force to investigate the mortgage crisis, President Barack Obama has finally launched an inquiry into mortgage backed securities. http://www.housingpredictor.com/2012/mortgage-task-force-investigation.html A2545160-B632-48C5-8F98-792C7C9EDBE1 Mon, 30 Jan 2012 09:38:00 -0600 Markets Most Likely To Recover in 2012 The five most likely metropolitan real estate markets to recover in 2012 are as opposite as night and day. http://www.housingpredictor.com/2012/real-estate-markets-recover.html 9B668359-ECA3-47A3-9810-9C56DB10432C Mon, 30 Jan 2012 09:37:12 -0600 Property Investment Concentrated to 30 Cities Property investments are concentrated in 30 cities across the world, with 25% in just five metropolitan areas. http://www.housingpredictor.com/2012/real-estate-investment.html 736BF5FC-E3D9-4A72-A127-FFD6897AEDF7 Fri, 27 Jan 2012 09:08:35 -0600 Mortgages Jump on Fewer Applications Mortgage rates jumped this week as applications for refinancing and other home loans slowed. http://www.housingpredictor.com/2012/mortgage-rates-jump.html DC066C10-642F-4D61-8B30-48A2ADDAC2C5 Thu, 26 Jan 2012 10:16:29 -0600 Banks Settlement Hangs in Jeopardy The five giant banks caught in the robo-signing scandal are negotiating with states to work out deals to reach a settlement, but another state attorney general has pulled out. http://www.housingpredictor.com/2012/mortgage-settlement-in-jeopardy.html F0E4B17C-983A-4D4F-8E69-CF0A27D81675 Thu, 26 Jan 2012 09:03:12 -0600 Refinancing Underwater Mortgages Proposed A proposal that would allow a few million homeowners to refinance mortgages is being pushed by the White House as a way to help underwater homeowners. http://www.housingpredictor.com/2012/refinancing-underwater-mortgage.html 7BBDC2CA-279A-4A93-BAAB-7C6DF21B90E1 Wed, 25 Jan 2012 09:51:57 -0600 Investment Fund President Pleads Guilty The former president of a real estate investment fund pled guilty to charges related to defrauding investors in a $10-million scam. http://www.housingpredictor.com/2012/real-estate-investment-fund.html 5AFC1C8D-3135-4043-8512-2FB088531EB6 Wed, 25 Jan 2012 09:49:16 -0600 Another $100 Billion Loss on Way Another $100 billion loss is in the offing for the U.S. as a result of politics and underwater homeowners who are at a loss to pay their mortgages. http://www.housingpredictor.com/2012/underwater-housing-loss.html ACEE188C-590A-43F8-9E01-BB52976F836D Tue, 24 Jan 2012 10:56:46 -0600 Cash Buyers Push Home Values Cash buyers are exerting undue pressure on the market and forcing home values much lower. http://www.housingpredictor.com/2012/cash-buyers-pushing-prices-lower.html BF732C6B-C4A8-4F20-8293-54E73D50BF2B Tue, 24 Jan 2012 10:56:02 -0600 Pent Up Demand to Drive Recovery Pent up demand growing over the past five years will drive a major recovery in home sales in 2012, according to a new survey. http://www.housingpredictor.com/2012/real-estate-rebound-poll.html 00E2ADA0-BB6D-4D84-945F-FD044058511A Tue, 24 Jan 2012 10:55:08 -0600 Home Sales Rebound Sharply Cities in at least half of the U.S. are rebounding in home sales as buyers take advantage of record low borrowing rates and home prices that are much lower. http://www.housingpredictor.com/2012/home-sales-rebound.html 8E0B964B-BDB3-41F5-AD7C-5C0072D24569 Mon, 23 Jan 2012 09:14:13 -0600 Rates to Stay Near Record Lows Borrowing rates for home mortgages should remain near their record lows for at least most of 2012, according to a new analysis. http://www.housingpredictor.com/2012/mortgage-rates-to-stay-low.html 8C1651D0-F7A8-4C66-B353-99B87C6CA7DC Mon, 23 Jan 2012 09:13:25 -0600 Sales Jump to End Year Higher Home sales jumped 5% in December to end the year higher for the third straight month, sending sales for the year above 2010. http://www.housingpredictor.com/2012/real-estate-sales-jump.html EE430ABD-3AC7-4758-9A15-748BDDBDD0B9 Fri, 20 Jan 2012 09:45:40 -0600 Rates Just Keep Dropping Mortgage rates just keep ticking lower as consumers take advantage of record low borrowing costs, despite the sluggish economy. http://www.housingpredictor.com/2012/mortgage-rates-tick-lower.html C4FB16B7-71C7-4100-B86A-89816668D261 Thu, 19 Jan 2012 10:19:58 -0600 SEC Charges Bank CEO The Securities and Exchange Commission has charged a major bank CEO with fraudulently misleading investors over growing problems during the financial crisis. http://www.housingpredictor.com/2012/sec-charges-bank-ceo.html 7895B8EA-3728-4C89-B7C4-BACC2C266D36 Thu, 19 Jan 2012 09:37:37 -0600 Next Big Boom Includes Oil The next big real estate boom includes an oil discovery of mammoth proportions that could eliminate America's dependency on foreign oil. http://www.housingpredictor.com/2012/next-big-real-estate-boom.html 925AA18B-5135-4C52-9308-E1F3FB90421A Thu, 19 Jan 2012 09:36:40 -0600 Refinances Drive Mortgage Boom Driven by record low mortgage borrowing rates and the Obama administration, refinancing is hitting new highs. http://www.housingpredictor.com/2012/low-mortgage-rates.html ACFF0ABF-4F68-40BB-89E4-AA49A265AB2E Wed, 18 Jan 2012 09:11:48 -0600 Sales Manager Indicted on Federal Charges A real estate sales manager was indicted by a federal grand jury along with two others on bribery charges involving the U.S. Department of Veterans Affairs. http://www.housingpredictor.com/2012/real-estate-sales-manager-indicted.html B2544D1E-0C98-4F37-BABC-4505C6097B25 Wed, 18 Jan 2012 09:11:11 -0600 Mortgages Get More Expensive Millions of homeowners are losing a federal tax write-off that means they’ll be paying hundreds of dollars in additional costs each year and other charges on home loans. http://www.housingpredictor.com/2012/mortgages-get-more-expensive.html 31CCD896-F395-41F0-9B9B-9E328660209C Tue, 17 Jan 2012 09:25:43 -0600 Nevada Law Slows Foreclosures A Nevada law forcing bankers to prove ownership of mortgages before foreclosing on properties is slowing formal bank repossessions. http://www.housingpredictor.com/2012/nevada-foreclosure-law.html DB0DBE89-D8E3-4664-89C8-1A4A1E6D4414 Tue, 17 Jan 2012 08:24:08 -0600 Home Sales To Soar Home sales are projected to soar in 2012 as pent-up buyer demand and record low lending rates drive an increase in transactions. http://www.housingpredictor.com/2012/home-sales-to-soar.html AD2C1ACF-03E9-4768-9035-1CDE0378ED76 Mon, 16 Jan 2012 09:19:07 -0600 Bankers Expect Growing Mortgage Delinquencies A survey of bankers shows an expected increase in mortgage delinquencies and other consumer loans. http://www.housingpredictor.com/2012/growing-mortgage-delinquencies.html 0CC6EEF9-A9D9-4E62-842F-47F513C1E270 Fri, 13 Jan 2012 10:17:32 -0600 Mortgage Rates Set New All-Time Low Mortgage interest rates set a new historic low as worries over the economy drive banks to cut lending rates. http://www.housingpredictor.com/2012/mortgage-rates-new-record-low.html 8671B1B7-AC77-456D-A414-8972E2EFAE50 Thu, 12 Jan 2012 11:14:31 -0600 Foreclosures Drop 34% Foreclosure filings dropped 34% in 2011 as bank servicing companies were slowed by court ordered moratoriums. http://www.housingpredictor.com/2012/foreclosures-drop.html C9BDFF69-39A4-443C-9B9E-9F712DA61C81 Thu, 12 Jan 2012 11:13:39 -0600 Dirty Money Trail from Wall Street to Main Street The dirty money trail from Wall Street to Main Street is paved in millions of dollars, composing the single strongest factor in the collapse of U.S. real estate. http://www.housingpredictor.com/2012/dirty-money-trail.html BAFE9DA7-63CF-4AE2-B188-44BDF22EB786 Thu, 12 Jan 2012 11:12:34 -0600 Record Low Rates Push Mortgages An increase in home purchases is driving a pick up in mortgages as consumers take advantage of record low mortgage rates. http://www.housingpredictor.com/2012/record-low-mortgage-rates.html 4340BDC7-1DE2-489A-8322-9CA939BB28B2 Wed, 11 Jan 2012 09:44:36 -0600 Home Affordability Reaches 1971 Level Home affordability has reached 1971 levels as a result of dropping home values, but fewer qualify to make home purchases. http://www.housingpredictor.com/2012/home-affordability.html B7760FB4-E9C5-40CD-A0E6-D2D211E29D5D Wed, 11 Jan 2012 09:43:35 -0600 Where to Move, Get a Job and Buy a Home Despite the tough economy in most of the U.S. there are places that are picking up, where you could move, get a job and buy a home. http://www.housingpredictor.com/2012/move-job-home.html BEBB1B1E-2A32-495C-9A0B-3D2AC5808F72 Tue, 10 Jan 2012 10:22:06 -0600 Money Trail Triggered Real Estate Collapse The money trail from Wall Street special interest groups and other financial interests leads to the highest levels of government. http://www.housingpredictor.com/2012/money-trail.html A35C68D6-51AB-4012-94E7-701369A7DA24 Tue, 10 Jan 2012 10:21:21 -0600 Home Prices Tumble Less Home values fell less in 2011 compared to 2010, according to a major real estate analytics study just released. http://www.housingpredictor.com/2012/home-prices-tumbled-less.html A34D75F2-F290-4181-90DB-EBB4C6E0B079 Mon, 9 Jan 2012 11:22:49 -0600 Bottoms Hit as Home Values Escalate The housing market has hit bottom in at least ten U.S. cities, where the foreclosure crisis is easing amid rising home sales. http://www.housingpredictor.com/2012/market-bottoms-hit.html EBBF8F7B-2A14-46E6-B0A6-923E321E18CB Mon, 9 Jan 2012 11:22:03 -0600 Actor Finally Sells Home Actor Dennis Quaid finally sold his $9.5-million California estate to spend more time with his family back in Texas. http://www.housingpredictor.com/2012/dennis-quaid.html 3758FCA8-51E0-4D71-BAF4-4A0A7299A93A Fri, 6 Jan 2012 10:11:07 -0600 Mortgages Equal Record Lows Mortgage rates dropped to equal their record low averages this week as consumers take advantage of lower rates to cut their costs. http://www.housingpredictor.com/2012/mortgage-rates-equal-record-low.html D2B0B6CC-6398-4E44-A6AF-420858EF6FB6 Thu, 5 Jan 2012 10:25:56 -0600 Hard Money Lending Hits New Record Consumers struggling to pay bills, including home mortgages are taking out hard money loans at the highest rate in decades. http://www.housingpredictor.com/2012/hard-money-loans.html 576CE22F-6797-42FF-8493-0E289014E144 Thu, 5 Jan 2012 05:30:06 -0600 Mortgages Jump Despite Fall Off Mortgage applications jumped in 2011 by more than a third over the previous year, despite a year-end slowdown. http://www.housingpredictor.com/2012/mortgages-jump.html 0A8EB775-98DC-4D0C-9740-7D2F61FB527F Wed, 4 Jan 2012 11:27:51 -0600 Tougher Sanctions on Banks Proposed A U.S. Senator is calling for tougher sanctions on banks to maintain millions of homes that have been abandoned to rot as a result of foreclosures. http://www.housingpredictor.com/2012/tougher-sanctions-on-banks.html 82A1736F-54C0-4CF5-845D-6B71AF794D33 Wed, 4 Jan 2012 11:25:55 -0600 Best Investor Markets in 2012 The top ten best investor markets selected for 2012 represent a huge cross section of the U.S. ranging from the North, Mid-West and South. http://www.housingpredictor.com/2012/best-investor-markets.html 6867D872-5188-4F87-9D05-ACB6B8E45141 Tue, 3 Jan 2012 14:42:42 -0600 Attorney General Moves to Recover Homeowner Damages Florida’s Attorney General has filed a major motion in the robo-signing scandal in an effort to recoup damages for homeowners who have been illegally foreclosed. http://www.housingpredictor.com/2012/recover-homeowner-damages.html 11BB3B35-4381-4A5E-95E1-10BEB731BFA0 Tue, 3 Jan 2012 10:09:09 -0600 Lawmakers Expand Freddie Mac and Fannie Mae Instead or reducing their burden on the U.S. tax payer as promised, lawmakers have expanded the role of giant mortgage lenders Fannie Mae and Freddie Mac. http://www.housingpredictor.com/2012/lawmakers-expand-freddie-fannie.html AFF1E88F-BD30-44BC-87F5-33623EF73FF6 Tue, 3 Jan 2012 10:08:00 -0600 Big 55 Cities in Real Estate Recovery Fifty-five cities have good reason to celebrate this New Year’s as they are forecast to experience higher home values in 2012. http://www.housingpredictor.com/2011/housing-markets-in-recovery.html AC9CB036-3D62-471B-8BB0-6BC1A17F2A3E Fri, 30 Dec 2011 11:41:25 -0600 Mortgage Rates Celebrate New Year’s Borrowing rates for home mortgages jumped slightly for the week in time for New Year’s as lenders grow increasingly weary. http://www.housingpredictor.com/2011/mortgage-rates-jump-for-new-year.html F12CC22C-3C22-4B4A-820D-D87F13A0F0AF Thu, 29 Dec 2011 10:51:23 -0600 Divided Over Forcing Banks to Improve Lending Americans are growingly divided over whether the White House should issue an executive order forcing banks to make more home mortgages and loans to business. http://www.housingpredictor.com/2011/forcing-banks-poll.html 330A8D5F-7337-481D-940A-925D346992AE Thu, 29 Dec 2011 10:50:47 -0600 Riskiest Real Estate Bet in 2012 Considering the purchase of a vacation home or condo in 2012 might be the riskiest of all property investments, but then again it could be the best bet. http://www.housingpredictor.com/2011/riskiest-real-estate.html 5FE36CE9-0C04-4141-B1DD-863DBEF9C098 Wed, 28 Dec 2011 10:25:44 -0800 Shadow Inventory Slides Lower The bloated inventory of homes that linger on the market without yet being foreclosed by lenders but in default has dropped. http://www.housingpredictor.com/2011/shadow-inventory-slides.html 87706C3D-4C2A-470D-A6F9-CD1A56A85D6E Wed, 28 Dec 2011 10:24:54 -0800 Record Crop Prices Pressure Home Values Record high prices being paid for corn and other crops are driving a rebound in home sales and inflating home values in many U.S. states. http://www.housingpredictor.com/2011/home-values-inflate.html 06750F87-00A9-4027-87FE-66A75D843D07 Tue, 27 Dec 2011 10:44:58 -0600 Recovery Hard to Come By Major changes in the fabric of America have made a real recovery hard to come by at least in the short term. http://www.housingpredictor.com/2011/real-estate-recovery.html 20654B82-7D40-49E1-BE3B-CAF59810327F Mon, 26 Dec 2011 07:11:19 -0800 Selling LA Renewed Second Season A popular TV show featuring only the highest end estates of LA has been renewed for a second season. http://www.housingpredictor.com/2011/selling-la-renewed.html CA325EBB-5F23-4753-977B-818B70DABB21 Mon, 26 Dec 2011 07:09:50 -0800 Mortgage Rates Set New Record Mortgage interest rates set a new record low as lenders drop rates to the lowest levels in U.S. history. http://www.housingpredictor.com/2011/mortgage-rates-set-new-record-low.html 72B2E64C-8329-40BC-808F-15BDB6C7B88D Thu, 22 Dec 2011 10:06:23 -0600 Home Sales Jump Two Months Home sales took an unseasonal turn for the better in November, jumping for the second month in a row. http://www.housingpredictor.com/2011/homesales-jump.html 493FC690-40C2-4632-BDF9-FA5E9A862E76 Wed, 21 Dec 2011 11:32:30 -0600 Home Sales Over Reported by NAR Home sales were over reported by more than 14% over a four year period, the National Association of Realtors has admitted. http://www.housingpredictor.com/2011/home-sales-over-reported.html 29DF05E9-47E1-49FA-A91D-504F2039D5EB Wed, 21 Dec 2011 10:53:31 -0600 Lowest Rates Arrive for New Year's The lowest mortgage rates of the year have arrived in time for New Year’s even as refinancing slows. http://www.housingpredictor.com/2011/lowest-mortgage-rates.html 7DEB0616-55DA-4442-B177-595E0D093F14 Wed, 21 Dec 2011 10:25:02 -0600 Major Metro Forecasts Healthier The 25 largest Metropolitan Statistical Areas in the U.S. residential forecasts show less deflation in 2012 as most urban areas of the nation make strides towards healthier trends. http://www.housingpredictor.com/2012/metropolitan-real-estate.html 3DA1ECF7-4F44-4EC8-83E5-30E4AA383E49 Tue, 20 Dec 2011 13:31:06 -0600 Worst 25 Markets Forecast for 2012 The worst 25 markets forecast in 2012 are composed of cities representing more than 15 states and are some of the hardest hit markets in the country. http://www.housingpredictor.com/2012/worst-markets.html 4DD282A4-6AA4-4077-BDBD-45FAC8BF9D71 Tue, 20 Dec 2011 09:57:09 -0600 Best 25 Housing Markets Forecast for 2012 The best 25 residential markets forecast for 2012 are made up of more than a dozen states as markets show major improvements in cities scattered throughout the U.S. http://www.housingpredictor.com/2012/best-markets.html 12332B23-5959-4FA9-AB9E-0C7D6130544B Mon, 19 Dec 2011 14:48:57 -0600 14 States Forecast to Appreciate Records are made to be broken so they say, and the downward pressure on residential markets is just about broken in many areas of the U.S. These 14 states hold cities that are forecast to appreciate in home value in 2012. http://www.housingpredictor.com/index.html DADA5254-C292-472D-930A-EF20DFF70D7D Mon, 19 Dec 2011 10:12:44 -0600 California Soars Higher Home sales are rising in most of the U.S., but in the Golden State sales are soaring. The forecasts for 2012 are released. http://www.housingpredictor.com/2012/california.html 88412E0A-4558-44BD-BE99-9ECE4C929011 Sat, 17 Dec 2011 18:35:37 -0600 Mortgage Rates Hit New Lows In a major move for consumers looking to refinance their mortgage or buy a home, mortgage interest rates dropped to the lowest level since they hit their record lows earlier this year. http://www.housingpredictor.com/2011/mortgage-rates-hit-new-lows.html 3B445539-9924-4F94-81D6-5E45E3076071 Thu, 15 Dec 2011 10:05:17 -0600 Foreclosures Show Positive Drop Foreclosures showed a major drop in November, falling to the lowest level in a year as formal repossessions drop to a slower pace. http://www.housingpredictor.com/2011/foreclosures-show-positive-fall.html D49E5303-BB0C-461E-91E2-59426D2EDD2F Thu, 15 Dec 2011 08:39:07 -0600 Refinances Make Up 4 of 5 Mortgages Homeowners flocking to apply for refinancing under new federal guidelines eliminating loan-to-value limits made up four out of five home mortgages. http://www.housingpredictor.com/2011/mortgage-refinances-soar.html 6E4D8360-AA1C-40B4-8071-474BEAC0616C Wed, 14 Dec 2011 09:09:05 -0600 Pent Up Demand Waits Some 3-million 20-and 30-somethings are waiting on the sidelines wondering when it’s time to jump in and buy a home, but these days there confused. http://www.housingpredictor.com/2011/pent-up-real-estate-demand.html 18F93069-F7D2-4CA8-8F9F-FEDDD560991E Tue, 13 Dec 2011 09:43:25 -0600 Appraisals Killing Recovery New home sales are being severely hurt by appraisals coming in at less than contracted sales prices jeopardizing a recovery. http://www.housingpredictor.com/2011/home-appraisals-killing-recovery.html 1BFB56DE-0488-4083-BBB2-B00F0DCD52B2 Mon, 12 Dec 2011 09:56:48 -0600 Actor Finally Sells Home After nearly three and a half years on the market, troubled actor Charlie Sheen has sold his Beverly Hills estate to another Hollywood actor. http://www.housingpredictor.com/2011/charlie-sheen.html 82B0F8F7-2B64-402D-B0D3-D3434B19E511 Mon, 12 Dec 2011 09:55:57 -0600 Index Shows Prices Decline A highly respected index shows that home prices have declined over the past year in most of the U.S. http://www.housingpredictor.com/2011/housing-prices-decline.html 5AC8CCAE-CD93-4EF9-ABE6-20B939F856B0 Fri, 9 Dec 2011 08:56:30 -0600 Mortgage Rates Drop Below 4% Driven by jitters in international financial markets, mortgage interest rates dropped below 4% to drive a jump in home loans. http://www.housingpredictor.com/2011/mortgagerates-drop-below-four-percent.html 2833EC74-71C2-49A7-99D9-F8F203F229E9 Thu, 8 Dec 2011 10:34:53 -0600 Avoid Being Ripped Off on Loans A mortgage broker has started an innovative program to help homeowners and mortgage buyers avoid being ripped off. http://www.housingpredictor.com/2011/mortgage-rip-offs.html 9E60EE87-3460-4D1F-8FF1-88C7EF68F754 Thu, 8 Dec 2011 09:07:06 -0600 Mortgage Refinances Double in New Program Mortgage refinancing doubled as consumers flock to banks and mortgage companies to refinance home loans under the new refinancing program. http://www.housingpredictor.com/2011/refinances-double-on-lower-mortgage-rates.html AB716AA8-DD74-448C-8E66-E34B39A56D1E Wed, 7 Dec 2011 09:39:11 -0600 Housing Predictor Launches 2012 Forecasts Housing Predictor launches its annual forecasts the earliest it has in its five-year history with forecasts and analysis. All 50 states 2012 forecasts will roll-out this month. http://www.housingpredictor.com/index.html 531F772E-66FB-4217-BB53-A0C0045791CF Tue, 6 Dec 2011 11:19:38 -0600 Owner Financing Breaks Into Fashion Owner financing is taking the place of conventional bank mortgages in increasing numbers as homeowners search for alternatives to sell. http://www.housingpredictor.com/2011/owner-financing.html 82D3B6B1-9592-41D5-85C1-553A478BCCB4 Mon, 5 Dec 2011 10:17:12 -0600 Man Convicted of Filing False Liens A Washington state man has been convicted in federal court of filing false tax liens against federal authorities own properties. http://www.housingpredictor.com/2011/real-estate-liens.html 1E179C9B-845D-4F2C-A34C-14607925418E Mon, 5 Dec 2011 10:15:59 -0600 Mortgage Rates Budge Higher Mortgage interest rates budged higher for the week as turmoil in international financial markets shows improving conditions. http://www.housingpredictor.com/2011/mortgage-rates-budge-higher.html 8229D0D4-94DE-493E-80C6-7A74600130B8 Thu, 1 Dec 2011 10:23:28 -0600 Home Inventory Drops to 4-Year Low The inventory of homes listed for sale has dropped to a four year low, a major positive sign for the residential market. http://www.housingpredictor.com/2011/home-inventory-drops.html 40EDB2FE-5EC4-4EA2-B1F6-46ED143D0086 Thu, 1 Dec 2011 08:32:49 -0600 Mortgages Drop Awaiting New Refinances Activity for home mortgages dropped for the third straight week as consumers awaited new guidelines to go into effect for refinancing. http://www.housingpredictor.com/2011/mortgages-drop.html 7F704445-986C-4776-9618-A1F739B3B6F8 Wed, 30 Nov 2011 09:32:14 -0600 Underwater Mortgages Improve Homeowners with underwater mortgages are seeing better days in some areas of the U.S. as those with negative equity drop. http://www.housingpredictor.com/2011/underwater-mortgages-drop.html 33E8FCE5-5708-4213-AC9D-846F260224D0 Wed, 30 Nov 2011 08:30:29 -0600 Changes on the Margin Impact Market Changes in the residential market develop on the edges in the margin as homeowners who actively seek to buy or sell property affect the whole market's value. http://www.housingpredictor.com/2011/housing-the-margin-effect.html 7A900C44-C17A-4D37-89CF-DADCB16A2B51 Tue, 29 Nov 2011 11:25:23 -0600 Victim turns Consumer Advocate Faced with bank frauds and lies as a foreclosure victim, a Georgia man has authored a book as a consumer advocate to help others suffering through the pain of foreclosure. http://www.housingpredictor.com/2011/foreclosure-victim-turns-advocate.html 2C3BF429-A6FB-4F4C-87BF-B8D60CBEE4BF Tue, 29 Nov 2011 11:24:21 -0600 Louisiana Halts Tax Voters in battered Louisiana moved to outlaw a measure that would have allowed a tax on property being transferred in most of the state. http://www.housingpredictor.com/2011/transfer-taxes.html 7C0D0D1C-AFD8-42ED-ADEA-EBC8001F5913 Tue, 29 Nov 2011 11:22:16 -0600 $4 Million Tech Mansions Drive Comeback The vacation home market is making a comeback in Lake Tahoe, especially in the high-end market as the titans of high-tech drive a recovery of sorts. http://www.housingpredictor.com/2011/hi-tech-drives-comeback.html B397B8FF-B2A8-4DBE-9E41-A499CAF37924 Mon, 28 Nov 2011 08:45:48 -0600 Cash is King in Current Market Cash is king in the current residential marketplace as investors swoop in to buy up bargain priced properties. http://www.housingpredictor.com/2011/cash-is-king.html 9C6DC716-5E88-4E76-A7D1-724F137E6AC6 Mon, 28 Nov 2011 08:44:37 -0600 Homeowner Insurance Protection Homeowner insurance comes at different rates for all sorts of coverage and understanding coverages can be key to getting the right protection. http://www.housingpredictor.com/2011/homeowner-insurance-guide.html EABC7A93-D4A8-4AB5-8C98-FAEDA260203B Sat, 26 Nov 2011 10:30:32 -0600 Robo-Signing Auditors Named Federal regulators have named the independent auditors who will review millions of foreclosure files in the robo-signing scandal involving at least hundreds of thousands of homeowners. http://www.housingpredictor.com/2011/robo-signing-auditors-named.html 12922687-9815-41CB-BB31-5E51E7E431D6 Fri, 25 Nov 2011 12:32:36 -0600 Mortgage Rates Drop as Adjustables Hit New Lows Led by an historic drop in adjustable rates, mortgage borrowers are finding better interest rates available to choose from as rates drop. http://www.housingpredictor.com/2011/mortgage-rates-drop-adjustables-new-lows.html 85BC48A1-EED2-4546-AEE0-FAD27606DA05 Wed, 23 Nov 2011 09:43:03 -0600 Home Buying Mortgages Jump Mortgage applications for home purchases showed a jump for the week as consumers turned out to take advantage of historically low interest rates. http://www.housingpredictor.com/2011/low-mortgage-rates-home-purchases-jump.html 918A9C76-608D-4128-AE2B-B27C7E6EB548 Wed, 23 Nov 2011 09:41:55 -0600 Manny Ramirez Finally Sells Exiled homerun hitter Manny Ramirez didn't exactly strike out selling his highly coveted Boston penthouse, but it was a close call. http://www.housingpredictor.com/2011/manny-ramirez-finally-sells.html 648CECBC-859E-4847-B2AC-4CABDC257A09 Wed, 23 Nov 2011 08:40:43 -0600 Spare Your Home a Fire Thanksgiving fires started from an unlikely source will burn down lots of homes this holiday. http://www.housingpredictor.com/2011/deep-fried-turkey.html C1ED9D07-0FBC-484B-BD1C-85A78263E982 Tue, 22 Nov 2011 09:19:14 -0600 Homeowners Opt to Buy Appraisals Homeowners are buying their own appraisals in growing numbers, and the increase isn’t likely to stop any time soon. http://www.housingpredictor.com/2011/home-appraisals.html FB1F530A-518B-494D-8BF2-63B0A7485055 Tue, 22 Nov 2011 08:17:48 -0600 Banks Should Slash Mortgages A new opinion poll shows that banks should slash the size of home mortgages for those at risk of losing their homes. http://www.housingpredictor.com/2011/banks-cut-mortgages-poll.html 57DAA3FD-922F-47D5-8957-D20CD9DF0244 Tue, 22 Nov 2011 07:16:37 -0600 Home Sales Rise as Inventory Drops Home sales took a jump higher during October and the inventory of homes listed for sale continues to drop, demonstrating two major positive signs for the marketplace. http://www.housingpredictor.com/2011/home-sales-rise-boost-market.html B04A05E9-D579-403F-BD66-E6A2E406A3D2 Mon, 21 Nov 2011 10:12:56 -0600 Jumbo Loan Limits Increased Just two months after the government's giant lenders halted buying them, jumbo mortgages are once again being bought up by the FHA. http://www.housingpredictor.com/2011/jumbo-loan-limits-increase.html 7BC4FC54-63D3-4112-9240-3C181E050AB2 Mon, 21 Nov 2011 08:09:32 -0600 Title Officers Indicted in Robo-Signing Two title officers associated with one of the nation's largest research firms have been charged with felonies in relationship to the robo-signing scandal. http://www.housingpredictor.com/2011/robo-signing-felonies.html 8175B28C-57DB-45AB-9478-5CFDBD06B7D7 Fri, 18 Nov 2011 09:00:14 -0600 Interest Rates Hold Near Record Lows Mortgage rates remain near their record lows for the third week in a row as homeowners jump to take advantage of lower rates. http://www.housingpredictor.com/2011/mortgage-rates-remain-near-record-lows.html 219A7A1E-C7A1-4A2F-8044-D6CFCAF52F24 Thu, 17 Nov 2011 09:02:31 -0600 5 Million Modifications Complete Mortgage modifications topped 5 million homes in the U.S. as loan servicers, banks and investors modify home loans. http://www.housingpredictor.com/2011/mortgage-modifications-completed.html A3A3F4E9-096F-438B-A842-2B2DB7FB51DA Thu, 17 Nov 2011 09:01:35 -0600 REITs Benefit Most from Low Rates Publicly traded Real Estate Investment Trusts benefit the most of any business sector from low interest rates. http://www.housingpredictor.com/2011/reits-benefit.html ED2582DE-B685-4502-B1E1-EAC79C8B5B50 Thu, 17 Nov 2011 09:00:00 -0600 Refinancing Slows Before Boom Refinancing fell to the slowest pace in weeks, but is expected to explode with new mortgage guidelines announced for home borrowers. http://www.housingpredictor.com/2011/mortgage-pace-slows.html BCC27D87-3352-89G1-7822-65F0064D8EFF Wed, 16 Nov 2011 08:23:45 -0800 HAMP Revamps Underwater Refinancing Program Freddie Mac and Fannie Mae have issued orders revamping the Home Affordable Modification Program to qualify more underwater homeowners for refinancing. http://www.housingpredictor.com/2011/underwater-refinancing-program.html DDC27E67-1752-34E0-3254-92D0088F0DBD Wed, 16 Nov 2011 07:16:45 -0800 Lawmaker Urges Halt to Homes Demolition An Ohio Congressman is urging fellow members of Congress to order the halt of demolition of thousands of homes and support his proposal to revitalize the homes instead. http://www.housingpredictor.com/2011/halt-home-demolitions.html B8C27E97-1604-44F2-8762-92D0061E0ECC Tue, 15 Nov 2011 07:16:45 -0800 Investors Plead Guilty in Conspiracy Eight investors have pleaded guilty to bid rigging in a conspiracy at two foreclosure auctions. http://www.housingpredictor.com/2011/real-estate-investors-plead-guilty.html EBD5D94C-1782-4707-A4E0-FA0ED3236AF3 Tue, 15 Nov 2011 06:30:39 -0800 Americans Unload Homes and Debt Americans are unloading debt and homes at unprecedented levels as they work to reduce what they owe. http://www.housingpredictor.com/2011/americans-unload-debt.html 284F93E5-BA43-409C-8839-031DB941341D Mon, 14 Nov 2011 08:13:28 -0800 Short Sales Forecast to Skyrocket Short sales are projected to skyrocket in 2012 as lenders come to grips with the crash in property values and agree to reduce the selling prices on homes. http://www.housingpredictor.com/2011/short-sales-skyrocket.html 7C67FDFD-10C3-4B1D-ADEF-3CC50E32BA53 Mon, 14 Nov 2011 07:04:30 -0800 California Expands Hardest Hit Aid California is expanding its Hardest Hit fund to include second home and vacation homeowners in its program to help halt more foreclosures. http://www.housingpredictor.com/2011/hardest-hit-states.html 781E4B73-549E-41E6-B1CA-726F3CDC6560 Fri, 11 Nov 2011 06:38:09 -0800