tag:blogger.com,1999:blog-13453499933109586972024-03-13T01:47:21.068-07:00HomeTeam: The Blog For First Time Home BuyersFor most first time home buyers, the process of purchasing a home isn't easy. HomeTeam is a place to learn and share how it can be simplified...HomeTeamhttp://www.blogger.com/profile/09418798232421264049noreply@blogger.comBlogger15125tag:blogger.com,1999:blog-1345349993310958697.post-56808371603065492202007-05-03T14:11:00.000-07:002007-05-03T14:23:24.224-07:00HomeTeam Basics - A First-Time Home Buying Seminar in Kansas City<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhM3nrqfUh67Ev3B9JGdZXE5TsuJzEUg6DsenpssIiQEECOjhuProcYwU98OIzEVC5Leaqr1M92JlfsQa6uyMmeyoC6hyphenhyphenX5AwmSpxqk3V6Qd1JlTY6M6Y70FVj1njc9NU_tlnPomkoEnRE/s1600-h/ownYourOwnHome.jpg"><img id="BLOGGER_PHOTO_ID_5060445606775262274" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhM3nrqfUh67Ev3B9JGdZXE5TsuJzEUg6DsenpssIiQEECOjhuProcYwU98OIzEVC5Leaqr1M92JlfsQa6uyMmeyoC6hyphenhyphenX5AwmSpxqk3V6Qd1JlTY6M6Y70FVj1njc9NU_tlnPomkoEnRE/s320/ownYourOwnHome.jpg" border="0" /></a><br /><div>Ready to buy your first home? </div><div> </div><div>HomeTeam, producer of the nationally syndicated cause television show, has come back to Kansas City to help you buy your first home. We're here to help you get it right the first time. Our team of knowledgeable partners will be on hand to answer questions and provide the tools you?ll need in order to make smart home buying decisions. Solicitation is not a goal for our seminar. We will be traveling around the US to provide advice and information to first time home buyers all over, but will hold meetups back in Seattle soon. Please look for a message from us regarding our next meetup in Seattle. Topics Covered Include Credit/Debt Education Mortgage Choosing a neighborhood Home Search Selecting a realtor Escrow & Closing The best part is... it's <span style="font-size:180%;"><strong>FREE</strong>!</span> We look forward to seeing you there...</div><div> </div><div> </div><div> </div><div>Date: Saturday, May 19th, 2007<br />Time: 9:30am-3:00pm<br />Where: Marriott Kansas City<br /> Country Club Plaza<br /> 4455 Main Street<br /> Kansas City, MO 64111<br /><br />Topics Covered Include<br />Credit/Debt Education<br />Mortgage<br />Choosing a neighborhood<br />Home Search<br />Selecting a realtor<br />Escrow & Closing<br /><br />Register at <a href="http://www.hometeam.com">www.hometeam.com</a> and attend and you’ll be automatically entered to win a trip for two to Los Angeles to see HomeTeam Filmed live! Brought to you by National City Mortgage. </div>HomeTeamhttp://www.blogger.com/profile/09418798232421264049noreply@blogger.com0tag:blogger.com,1999:blog-1345349993310958697.post-75378694353343364722007-05-01T12:21:00.001-07:002007-05-01T12:21:03.687-07:00Condensed Episode Cleveland - Rachel EvtimovRachel Evtimov is a single mother of 3-year-old twins. It's a thought beyond the comprehension of most 24-year-olds, but to Rachel, the opportunity to even deliver twins was a life changing event. At 14, Rachel underwent a medical procedure after the discovery of cancer cells, where she was informed that it would be practically impossible for her to conceive children let alone take them to term.<br /><br />Rachel spoke often of one-day owning her own home in a decent neighborhood where she could proudly send her children to a desirable school. That day came on September 17, 2006. Family and friends joined HomeTeam in the renovation of Rachel's new home.<br><br><embed src="http://www.veoh.com/videodetails.swf?permalinkId=v375843wqQ6B4Kk&player=videodetails&videoAutoPlay=0" width="425" height="345" bgcolor="#000000" type="application/x-shockwave-flash" pluginspage="http://www.macromedia.com/go/getflashplayer"></embed>HomeTeamhttp://www.blogger.com/profile/09418798232421264049noreply@blogger.com0tag:blogger.com,1999:blog-1345349993310958697.post-49129150342557660802007-04-25T10:15:00.001-07:002007-04-25T10:15:46.644-07:00Condensed Episode Dallas - Todd and Cindy DavisTodd and Cindy Davis have made it their mission to help those in need. After spearheading an effort to save a young girl from the streets, they welcomed her into their home, a parsonage on church grounds. Known for ministering to troubled youth, they once loaded buses with 300 children and brought them to church. Involved in the Dallas community through their church and other activities, Todd and Cindy have established a humble and giving family; but they've never established a home of their own. The Davis family mission has been to provide safe havens for those in need. After a lifetime of giving, they'll finally have a safe haven of their own.<br><br><embed src="http://www.veoh.com/videodetails.swf?permalinkId=v37590324gA3TpW&player=videodetails&videoAutoPlay=0" width="425" height="345" bgcolor="#000000" type="application/x-shockwave-flash" pluginspage="http://www.macromedia.com/go/getflashplayer"></embed>HomeTeamhttp://www.blogger.com/profile/09418798232421264049noreply@blogger.com0tag:blogger.com,1999:blog-1345349993310958697.post-18493143920177932842007-04-17T10:14:00.001-07:002007-04-17T10:14:04.356-07:00Condensed Episode New Jersey - Tom and Luz HealeyPutting others' needs before their own has always been important to Tom and Luz Healey. Luz immigrated to the United States 13 years ago from Puerto Rico and hasn't forgotten her roots. She and Tom are both involved with Hope for a Healthier Humanity (HHH), a foundation committed to assisting Latin American and Caribbean families achieve improved access to quality healthcare. Luz travels extensively for HHH, often acting as a translator. Tom has worked in healthcare since 1987, and dedicates his free time to volunteering for HHH and the Knights of Columbus.<br /><br />HomeTeam stepped up to the plate to help the Healeys with their American Dream â home ownership. <br><br><embed src="http://www.veoh.com/videodetails.swf?permalinkId=v375915G32dg3Y6&player=videodetails&videoAutoPlay=0" width="425" height="345" bgcolor="#000000" type="application/x-shockwave-flash" pluginspage="http://www.macromedia.com/go/getflashplayer"></embed>HomeTeamhttp://www.blogger.com/profile/09418798232421264049noreply@blogger.com0tag:blogger.com,1999:blog-1345349993310958697.post-2337415384039960112007-04-17T10:13:00.001-07:002007-04-17T10:13:35.179-07:00WABC Eyewitness News in New YorkWABC Eyewitness News in New York interviewed HomeTeam's host Troy McClain and also previewed the New Jersey episode shooting locally last November<br><br><embed src="http://www.veoh.com/videodetails.swf?permalinkId=v37605432BaRQgZ&player=videodetails&videoAutoPlay=0" width="425" height="345" bgcolor="#000000" type="application/x-shockwave-flash" pluginspage="http://www.macromedia.com/go/getflashplayer"></embed>HomeTeamhttp://www.blogger.com/profile/09418798232421264049noreply@blogger.com0tag:blogger.com,1999:blog-1345349993310958697.post-81041929504192869222007-04-11T16:30:00.000-07:002007-04-11T17:04:02.376-07:00Seattle foreclosures increase in MarchDefault Research Inc., one of the largest real estate research companies', released a statistic confirming a 27% increase in home foreclosures for the Seattle area. What's surprising is that the research also shows Seattle as prime real estate despite the foreclosure increase and <span class="blsp-spelling-corrected" id="SPELLING_ERROR_0">sub prime</span> mess. King County is still growing rapidly, and was referred to as a "crown jewel" for buyers. If you can afford King, Pierce, or Snohomish County neighborhoods, it sounds like a great investment even with recent troubles. Several articles have eluded to the fact that the Seattle area is still a great place to buy even with a nationwide downfall. Any opinions or experiences to the contrary?HomeTeamhttp://www.blogger.com/profile/09418798232421264049noreply@blogger.com0tag:blogger.com,1999:blog-1345349993310958697.post-13747679915940429252007-04-10T14:06:00.000-07:002007-04-10T15:04:05.189-07:00"Boosting" Credit Scores for Great Home Loan Rates: Good or Bad Idea?<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhJhrvUrE7NCZxVgitZpM_xjLUT9bhEzw7f7JnP2WjPIbZfM0-Hw0lyb7l2YTvFLE7LAlDJJgDylLaVcd2EDC-f9s6RhzoyoneR0D9wvxq22FxDLEa-kaAIzgLRdTaYa0k8N3KwS4v5qsM/s1600-h/credit_card.gif"><img id="BLOGGER_PHOTO_ID_5051922893465156674" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhJhrvUrE7NCZxVgitZpM_xjLUT9bhEzw7f7JnP2WjPIbZfM0-Hw0lyb7l2YTvFLE7LAlDJJgDylLaVcd2EDC-f9s6RhzoyoneR0D9wvxq22FxDLEa-kaAIzgLRdTaYa0k8N3KwS4v5qsM/s200/credit_card.gif" border="0" /></a><br /><div>So we all know it's hard to come by a really affordable home loan, especially if you have less-than-exceptional credit. New companies and websites are now offering to "boost your credit" temporarily to allow you to be approved for a great loan. It's important to understand how these companies are actually "boosting" credit, because all though it's not unlawful, it's not necessarily "honest" business either. You will be raising your credit for about 60 - 180 days on average, just enough time to be approved for a home loan you won't otherwise qualify for, while getting involved in a potentially hazardous situation. First of all, these companies are basically raising a credit score by adding an authorized user to a credit card. Sounds a little phony, but these companies have found a way to raise credit scores 50-250 points by adding good credit to bad. For example, one person with bad credit will score points on their credit as a user with great credit is added as a user to their credit card, usually a friend or family member. </div><br /><div></div><br /><div>You may be thinking.... What's the problem? Well, this loophole sounds enticing, but the appeal comes at a cost - it's just another inventive credit scam. It will only be a short time before lenders have taken further action beyond being aware of the scamming - putting you at risk as the loan-holder who deceptively "bought" an approval-worthy credit score. One state regulator has actually issued a "fraud alert" stating, "consumers, brokers and lenders that complete, submit or participate in the completion and submission of an application for credit that contains misrepresentations or false information are subject to administrative actions and potential criminal penalties by the state." Sure, first time buyers can get the loan rate they want, at the right price, but how long will it last before these companies, and eventually buyers "pay" for these deceptive practices against lenders. Is it really worth the cost? </div><br /><div>To read more about this topic, visit: <a href="http://seattletimes.nwsource.com/html/realestate/2003654782_harney08.html"><span style="font-size:78%;">http://seattletimes.nwsource.com/html/realestate/2003654782_harney08.html</span></a></div>HomeTeamhttp://www.blogger.com/profile/09418798232421264049noreply@blogger.com0tag:blogger.com,1999:blog-1345349993310958697.post-42435054232133132832007-04-09T14:13:00.000-07:002007-04-09T15:12:20.044-07:00Getting Hip to Hot US 'HoodsAppreciating property values usually indicate a hot spot for home buyers, and typically lead to growing popularity. In early March, BusinessWeek Online published a list of America's "up-and-coming" neighborhoods, the top ten US city 'hoods which are experiencing considerable growth. Determining factors associated with the top ten include a recent and rapid upswing in property values, alongside prime locations, but still affordable prices on average. Area perks such as great schools, improved crime rates, high employment, and access to public transportation have also made these 'hoods increasingly appealing to price-sensitive buyers.<br /><br /><img id="BLOGGER_PHOTO_ID_5051551213769387682" style="DISPLAY: block; MARGIN: 0px auto 10px; CURSOR: hand; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEisUq5A1lVh2o7O243Ph0w9JGSn7JrnVgQaQpvxAs5wL7imTDBYzaf-1sBpn0SdEJa6TIxcIaCLzTzFXOR03BJkzKTuGojB_9X33D3XvL7wojOu9Uw2IOrOTEb2S0vr5qFe5dpT6Dwhpho/s400/city_block.gif" border="0" /> <div><div align="center"><em>Top Ten "up-and-coming" neighborhoods</em><br /><span style="color:#000000;">1. </span><a title="http://images.businessweek.com/ss/07/03/0307_nabes/source/2.htm?campaign_id=" href="http://images.businessweek.com/ss/07/03/0307_nabes/source/2.htm?campaign_id=msn_neighborhoods"><span style="color:#000000;">Boston</span></a><span style="color:#000000;">: <strong>Dorchester<br /></strong>2. </span><a title="http://images.businessweek.com/ss/07/03/0307_nabes/source/3.htm?campaign_id=" href="http://images.businessweek.com/ss/07/03/0307_nabes/source/3.htm?campaign_id=msn_neighborhoods"><span style="color:#000000;">Chicago</span></a>:<span style="color:#000000;"> <strong>East Garfield Park</strong><br />3. </span><a title="http://images.businessweek.com/ss/07/03/0307_nabes/source/4.htm?campaign_id=" href="http://images.businessweek.com/ss/07/03/0307_nabes/source/4.htm?campaign_id=msn_neighborhoods"><span style="color:#000000;">Denver</span></a><span style="color:#000000;">: <strong>Civic Center </strong><br />4. </span><a title="http://images.businessweek.com/ss/07/03/0307_nabes/source/5.htm?campaign_id=" href="http://images.businessweek.com/ss/07/03/0307_nabes/source/5.htm?campaign_id=msn_neighborhoods"><span style="color:#000000;">Los Angeles</span></a><span style="color:#000000;">: <strong>Pico Union<br /></strong>5. </span><a title="http://images.businessweek.com/ss/07/03/0307_nabes/source/6.htm?campaign_id=" href="http://images.businessweek.com/ss/07/03/0307_nabes/source/6.htm?campaign_id=msn_neighborhoods"><span style="color:#000000;">Miami</span></a>:<span style="color:#000000;"> <strong>Little River</strong><br />6. </span><a title="http://images.businessweek.com/ss/07/03/0307_nabes/source/7.htm?campaign_id=" href="http://images.businessweek.com/ss/07/03/0307_nabes/source/7.htm?campaign_id=msn_neighborhoods"><span style="color:#000000;">New York</span></a>:<span style="color:#000000;"> <strong>Kingsbridge Heights, the Bronx</strong><br />7. </span><a title="http://images.businessweek.com/ss/07/03/0307_nabes/source/8.htm?campaign_id=" href="http://images.businessweek.com/ss/07/03/0307_nabes/source/8.htm?campaign_id=msn_neighborhoods"><span style="color:#000000;">Phoenix: </span></a><span style="color:#000000;"><strong>Cashion<br /></strong>8. </span><a title="http://images.businessweek.com/ss/07/03/0307_nabes/source/9.htm?campaign_id=" href="http://images.businessweek.com/ss/07/03/0307_nabes/source/9.htm?campaign_id=msn_neighborhoods"><span style="color:#000000;">San Francisco</span></a><span style="color:#000000;">: <strong>Mission Bay</strong><br />9. </span><a title="http://images.businessweek.com/ss/07/03/0307_nabes/source/10.htm?campaign_id=" href="http://images.businessweek.com/ss/07/03/0307_nabes/source/10.htm?campaign_id=msn_neighborhoods"><span style="color:#000000;">Seattle</span></a>:<span style="color:#000000;"> <strong>University District</strong><br />10. </span><a title="http://images.businessweek.com/ss/07/03/0307_nabes/source/11.htm?campaign_id=" href="http://images.businessweek.com/ss/07/03/0307_nabes/source/11.htm?campaign_id=msn_neighborhoods"><span style="color:#000000;">St. Louis</span></a><span style="color:#000000;">: <strong>Tiffany</strong></span></div><div align="center"></div><div align="center">Think these 'hoods are really hot or just hot-headed? </div><br /><div>To read more on BusinessWeek Online, visit: </div><div><a href="http://www.businessweek.com/bwdaily/dnflash/content/mar2007/db20070306_429975.htm?chan=search"><span style="font-size:78%;">http://www.businessweek.com/bwdaily/dnflash/content/mar2007/db20070306_429975.htm?chan=search</span></a></div></div>HomeTeamhttp://www.blogger.com/profile/09418798232421264049noreply@blogger.com0tag:blogger.com,1999:blog-1345349993310958697.post-46186390773068472702007-04-04T16:39:00.000-07:002007-04-09T15:14:46.302-07:00The Top Ten Richest US Zip Codes<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh52DsDmPt1xNDv3YJVa0-tBZSz8TADjHbENj24-dunCqyiSVzQvbXRWc1oAv0OOcDGi8hcUEhJr6-iEpkEGHp8glSLCz4Eco1rtZFEiQYOvyh-QlmlvfIFBUC0J6wyOKixYNoCQ5Z7QPQ/s1600-h/mansion_plantation.gif"><img id="BLOGGER_PHOTO_ID_5049728111821385346" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh52DsDmPt1xNDv3YJVa0-tBZSz8TADjHbENj24-dunCqyiSVzQvbXRWc1oAv0OOcDGi8hcUEhJr6-iEpkEGHp8glSLCz4Eco1rtZFEiQYOvyh-QlmlvfIFBUC0J6wyOKixYNoCQ5Z7QPQ/s200/mansion_plantation.gif" border="0" /></a><br /><p align="left">The richest zip codes in the United States have been identified, according to BusinessWeek Online. These zip codes had the highest appreciation in value since 2001, based on the median property values for that entire zip code. </p><p align="left">The list is as follows, including zip code and median property value:</p><div>1. Greenwich, Conn. (06831): $2,983,000</div><div>2. Newport Beach, Calif. (92661): $2,500,000</div><div>3. Paradise Valley, Ariz. (85253): $1,850,000</div><div>4. Avalon, N.J. (08202): $1,687,500</div><div>5. Cambridge, Mass. (02138): $1,395,500</div><div>6. Glen Head, N.Y. (11545): $1,150,000</div><div>7. Islamorada, Fla. (33036): $1,150,000</div><div>8. Chevy Chase, Md. (20815): $1,043,000</div><div>9. Hinsdale, Ill. (60521): $950,000</div><div>10. Bellevue, Wash. (98004): $950,000</div><br /><div>It may seem crazy, but median property values can really be this high for a single zip code! To read the article, or see pictures of these affluent US cities, visit: <a href="http://images.businessweek.com/ss/07/04/0402_luxreapp/index_01.htm"><span style="font-size:78%;">http://images.businessweek.com/ss/07/04/0402_luxreapp/index_01.htm</span></a></div>HomeTeamhttp://www.blogger.com/profile/09418798232421264049noreply@blogger.com0tag:blogger.com,1999:blog-1345349993310958697.post-31415089673546977102007-04-03T14:08:00.000-07:002007-04-09T15:13:50.122-07:00Affording Seattle: home buyer affordability woes<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjbC8nfINtRVINpneOZGxcJ1gf73yaurLG2L3XbRjwtS5ELo3h7UX9S6pzuVX0zvemRjNPFjQsiIP3SjEP7WBsF_USXCE8HZJpbCS4W00qJ4w-IfOgq2oPYKCYRehXyQjx7MmPDNQckocs/s1600-h/rain_home.gif"><img id="BLOGGER_PHOTO_ID_5049319331356723922" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 155px; CURSOR: hand; HEIGHT: 195px" height="234" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjbC8nfINtRVINpneOZGxcJ1gf73yaurLG2L3XbRjwtS5ELo3h7UX9S6pzuVX0zvemRjNPFjQsiIP3SjEP7WBsF_USXCE8HZJpbCS4W00qJ4w-IfOgq2oPYKCYRehXyQjx7MmPDNQckocs/s320/rain_home.gif" width="139" border="0" /></a><br /><div>An article posted yesterday, from Seattle Post Intelligencer online news (<a href="http://www.seattlepi.com">www.seattlepi.com</a>) reads, "<strong><span style="color:#009900;">Average Seattle Worker Can't Afford To Live Here</span></strong>". The study finds the average salary for single Seattle-area residents is $52,000, which provides the opportunity to buy a $200,000 home. Seems about right you would think, since the rule of thumb is you can buy a home two and a half times your before-tax annual income. The problem however, and reason for lack in affordability is the existing high median prices for homes and condos. For the year of 2006, the average condo price was $289,950, much more than the $200,000 price tag most first time buyers can actually afford. What's more discouraging? For the Seattle-area family of four, the average annual income is $74,300, meaning they can afford a home worth about $280,000. The median price of a home in the Seattle area was $450,000, a whopping $170,000, 38% jump in cost! Most of these Seattle-area residents can't afford to buy near work, but still have an income too high to qualify for an assistance program. Seattle-area experts say we need a change, and maybe more single-family solutions, to avoid a potentially sticky situation. </div>HomeTeamhttp://www.blogger.com/profile/09418798232421264049noreply@blogger.com0tag:blogger.com,1999:blog-1345349993310958697.post-54178001130488453012007-04-02T13:55:00.000-07:002007-04-09T15:16:00.648-07:00First Time Home Buyers: Single Women Outnumber Single Men<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi1xdSGjTmccmlmCFqnyo35Pm8F6CcOJt_u2qLxfIHKzyqgjwFOhgGFxxC_DCAL3UwoR6rVdVzaRkUpU7qnhCLHymFg80CLRBXWNThZjQ-TcH4E9aBb6_NFZDBZlhTyYV8AtgjNHe6Rgm4/s1600-h/business_woman.gif"><img id="BLOGGER_PHOTO_ID_5048949740830968514" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi1xdSGjTmccmlmCFqnyo35Pm8F6CcOJt_u2qLxfIHKzyqgjwFOhgGFxxC_DCAL3UwoR6rVdVzaRkUpU7qnhCLHymFg80CLRBXWNThZjQ-TcH4E9aBb6_NFZDBZlhTyYV8AtgjNHe6Rgm4/s320/business_woman.gif" border="0" /></a><br />The American dream of owning a home isn't just for married couples anymore. New research from the National Association of Realtors shows 22% of home buyers are single women, while only 9% are single men, less than half. Although married couples still account for 61% of home buyers, it is obvious the trends are changing. Reasons for the new home buying trends have been linked to an increased financial independence of American women. Several decades ago, a home loan wasn't necessarily available to single women living without a spouse, and unfortunately, the independence was sometimes less than admired by lenders. Now, single women have become a large part of home ownership in the US, and have been equally viewed as an emerging and prosperous market.<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-mFgUuMrckht7CXwTZVQFN2FZJtfLKD77u75j0ARpmAYXWqerQzAoW224UaVkpQS67k4DpWohR-kw0peHLXOFy67A_fWaZ51ceOBmzX2P1UK2PRgjpe4ihJVisQeqC24Y2P71XfnKwpA/s1600-h/single_woman.gif"></a>HomeTeamhttp://www.blogger.com/profile/09418798232421264049noreply@blogger.com0tag:blogger.com,1999:blog-1345349993310958697.post-24329217782498650902007-03-30T11:25:00.000-07:002007-04-09T15:16:21.873-07:00Take It Home Sweepstakes!<div align="center"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFMSbCUzWqsEmX7jy2pMsMgt-8DvQnRm0bQGOcCd9-afw1K3wY9T8b76pv7d0I1q3Io0C-RK7REU0RzXQL__2BiYOkpoy4StZIznLFjkypw-y16RBovJ9OctEBIMAkf9DYsa8qYXNUYo0/s1600-h/sweepstakes.jpg"><img id="BLOGGER_PHOTO_ID_5047794527772330578" style="DISPLAY: block; MARGIN: 0px auto 10px; CURSOR: hand; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFMSbCUzWqsEmX7jy2pMsMgt-8DvQnRm0bQGOcCd9-afw1K3wY9T8b76pv7d0I1q3Io0C-RK7REU0RzXQL__2BiYOkpoy4StZIznLFjkypw-y16RBovJ9OctEBIMAkf9DYsa8qYXNUYo0/s400/sweepstakes.jpg" border="0" /></a> Down payment woes can be burdening and it seems to be increasingly difficult for the typical first time home buyer to accumulate such a large sum of money. Most states have Down Payment Assistance Programs, but not everyone is eligible. Furthermore, it would be nice if we all had 20% stashed away, since not everyone has a rich Aunt Claire who will "borrow" a down payment.<br /><br />So, maybe you are one of those first time home buyers who's still paying for college, or still feeling the pocket-pilfer of an expensive wedding? Whatever the case, hopefully HomeTeam can give a better understanding of the best ways to build a down payment. The <strong>Take It Home $50,000 Sweepstakes</strong> could also be the easiest way to <strong>WIN your down payment</strong>! Who needs rich Aunt Claire when HomeTeam could be the start to achieving the American Dream?<br /><br /><br />To enter the<span style="color:#000000;"> </span><strong><span style="color:#000000;">Take It Home $50,000 Sweepstakes!</span> Enter at: <a href="http://www.hometeam.com/web/guest/home">http://www.hometeam.com/web/guest/home</a></strong><br /><br /><br /><div align="center">The best part.... increase your chances by entering every day!</div></div>HomeTeamhttp://www.blogger.com/profile/09418798232421264049noreply@blogger.com0tag:blogger.com,1999:blog-1345349993310958697.post-89753700700953866422007-03-29T16:18:00.000-07:002007-03-29T17:09:45.083-07:00Some Home Owners Unsure of Loan Type?<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh7mkXNU8V0O0msF_kdhaHwUcZd0iFWBYnQmHoAKQ0BBI0y7yXLaouv_lXH6vIt2Mw_d6J0BuTBxesqOUGKQtN91g_wH06pNTkhD6biGCzRt_qZl7hzo_G2pLYViAQ9h5GSlRrkJQYdnSE/s1600-h/confused.gif"><img id="BLOGGER_PHOTO_ID_5047502920967768610" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh7mkXNU8V0O0msF_kdhaHwUcZd0iFWBYnQmHoAKQ0BBI0y7yXLaouv_lXH6vIt2Mw_d6J0BuTBxesqOUGKQtN91g_wH06pNTkhD6biGCzRt_qZl7hzo_G2pLYViAQ9h5GSlRrkJQYdnSE/s320/confused.gif" border="0" /></a><br /><div>According to a Bankrate poll, only 34% of home owners know what type of loan they have. Furthermore, 28% of those polled said they worry about how they will make their mortgage payments next year. These stats can be a little disturbing seeing as home ownership is one of the biggest purchases' a consumer will ever make. Traditionally, this would lead most people to believe home owners just don't pay attention... in actuality, it probably relates to the lack of resources available for first time home owners. As a first time home owner, it seems increasingly important to know what's happening. So, for all first time home owners - don't forget to study the process to keep your head above water. </div>HomeTeamhttp://www.blogger.com/profile/09418798232421264049noreply@blogger.com0tag:blogger.com,1999:blog-1345349993310958697.post-11355904835222983502007-03-29T14:21:00.000-07:002007-04-09T15:17:22.404-07:00HomeTeam goes to Kansas City!Look for our seminar updates - HomeTeam will be in Kansas City, Missouri in March for a TV episode shoot, and in May for a spring seminar. It's the perfect opportunity to learn more about buying a home... look for registration opportunities soon at www.hometeam.com<br />Scheduled date: May 19th, location TBAHomeTeamhttp://www.blogger.com/profile/09418798232421264049noreply@blogger.com0tag:blogger.com,1999:blog-1345349993310958697.post-957484292823190472007-01-09T12:42:00.000-08:002007-04-09T15:18:13.574-07:00<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9phtaawZfWbq0C2WJHIcy-OS-YMWWTOmSJw5ptlUEUuDREnjhFpnTVK9uvPjJV9wI0rlc1uc_9JWHENzomw-LaQwfw6a4OtMTQotLY1gXQRSI8RyR9cyL4gUly5kiNbGUW9fFWPO72ks/s1600-h/PrimarySig_Large_ColorRGB9_21lg.jpg"><img id="BLOGGER_PHOTO_ID_5018134417487210194" style="DISPLAY: block; MARGIN: 0px auto 10px; CURSOR: hand; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9phtaawZfWbq0C2WJHIcy-OS-YMWWTOmSJw5ptlUEUuDREnjhFpnTVK9uvPjJV9wI0rlc1uc_9JWHENzomw-LaQwfw6a4OtMTQotLY1gXQRSI8RyR9cyL4gUly5kiNbGUW9fFWPO72ks/s320/PrimarySig_Large_ColorRGB9_21lg.jpg" border="0" /></a><br /><div align="center"><span style="font-family:lucida grande;"><span style="font-size:180%;"><strong><span style="font-size:130%;"></span></strong></span></span></div><div align="center"><span style="font-family:lucida grande;"><span style="font-size:180%;"><strong><span style="font-size:130%;"></span></strong></span></span></div><div align="center"><span style="font-family:lucida grande;"><span style="font-size:180%;"><strong><span style="font-size:130%;">FREE seminar for first time home buyers hosted by HomeTeam.com, Inc.</span></strong> </span></span></div><div align="center"><span style="font-family:lucida grande;">Several local home buying specialists have partnered with us to bring you this unbiased educational opportunity. Our goal is to provide a comfortable educational environment along with the knowledge, tools, and resources you'll need to proceed on the path toward successful home ownership.<br /></span></div><br /><div><span style="font-family:lucida grande;">Date: Saturday, January 27th, 2007</span></div><div><span style="font-family:lucida grande;">Time: 10:30 am - 2:30 pm </span></div><div><span style="font-family:lucida grande;">(please arrive early, library opens at 10 am)</span></div><div><span style="font-family:lucida grande;">Lunch, refreshments and note-taking supplies will be provided</span></div><div><span style="font-family:lucida grande;">Location: The Seattle Library: Central Library Branch</span></div><div><span style="font-family:lucida grande;">1000 Fourth Avenue</span></div><div><span style="font-family:lucida grande;">Floor # 4, Meeting Room 2 </span></div><div><span style="font-family:lucida grande;">Seattle, WA 98104</span></div><div><a href="http://www.hometeam.com"><span style="font-family:lucida grande;">http://www.hometeam.com</span></a></div><div><span style="font-family:lucida grande;"><br />*parking will be validated with feedback at completion of seminar</span></div><div><span style="font-family:lucida grande;">*we cannot accommodate children, special diets: please bring your lunch<br /></span></div><br /><div><span style="font-family:lucida grande;">RSVP your seat by registering through </span><a href="http://www.hometeam.com"><span style="font-family:lucida grande;">www.hometeam.com</span></a></div><div><span style="font-family:lucida grande;">or email </span><a href="mailto:seminars@hometeam.com"><span style="font-family:lucida grande;">seminars@hometeam.com</span></a></div><div><span style="font-family:lucida grande;"></span></div>HomeTeamhttp://www.blogger.com/profile/09418798232421264049noreply@blogger.com0