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	<title>Get Out of Debt Guy – Steve Rhode</title>
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		<title>Trader Joe’s Receipt Settlement Deadline Is Tomorrow — How to File Your Claim for Up to $102 (June 2026)</title>
		<link>https://getoutofdebt.org/254145/trader-joes-receipt-settlement-claim-2026</link>
					<comments>https://getoutofdebt.org/254145/trader-joes-receipt-settlement-claim-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 08 Jun 2026 20:27:21 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action claim]]></category>
		<category><![CDATA[class action lawsuit]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[FACTA]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[receipt]]></category>
		<category><![CDATA[settlement]]></category>
		<category><![CDATA[Trader Joe's]]></category>
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					<description><![CDATA[If you used a card at Trader Joe's between March 5 and July 19, 2019, you may be owed about $102 from a $7.4M FACTA receipt settlement. Deadline to file is June 9, 2026 — here's how.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>Why “Nonprofit” Credit Counseling Isn’t as Independent as You Think</title>
		<link>https://getoutofdebt.org/254004/nonprofit-credit-counseling-independence</link>
					<comments>https://getoutofdebt.org/254004/nonprofit-credit-counseling-independence#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Sun, 07 Jun 2026 20:48:55 +0000</pubDate>
				<category><![CDATA[Credit Counseling Industry]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[credit counseling industry]]></category>
		<category><![CDATA[creditor funding]]></category>
		<category><![CDATA[Debt Management Plan]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[fair share]]></category>
		<category><![CDATA[fiduciary duty]]></category>
		<category><![CDATA[IRS 501(q)]]></category>
		<category><![CDATA[nonprofit credit counseling]]></category>
		<category><![CDATA[Steve Rhode]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=254004</guid>

					<description><![CDATA[A nonprofit credit counseling agency isn't held to the same legal duty your doctor is. Here's the accountability gap the 2006 reforms never closed — from someone who ran one.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>Labcorp’s $35 Million Data Breach Settlement Is Open — File Your Claim Before September 2026</title>
		<link>https://getoutofdebt.org/253746/labcorp-amca-data-breach-settlement-how-to-file-claim</link>
					<comments>https://getoutofdebt.org/253746/labcorp-amca-data-breach-settlement-how-to-file-claim#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 05 Jun 2026 12:15:48 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Data Breach]]></category>
		<category><![CDATA[data breach class action]]></category>
		<category><![CDATA[data breach settlement]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[medical bills]]></category>
		<category><![CDATA[medical data breach]]></category>
		<category><![CDATA[personal data]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/253746/labcorp-amca-data-breach-settlement-how-to-file-claim</guid>

					<description><![CDATA[Labcorp's $35M AMCA data breach settlement is accepting claims through September 3, 2026. Up to $5,000 for documented losses or ~$50 alternative payment. File at amcadatabreachsettlement.com. Plus: how to detect medical identity theft on your credit report.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/253746/labcorp-amca-data-breach-settlement-how-to-file-claim/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>Franco v. CountryWide Debt Relief, LLC, Case No. 2:26-cv-06059</title>
		<link>https://getoutofdebt.org/debt-relief-lawsuits/253743/franco-v-countrywide-debt-relief-llc-73443484/</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 05 Jun 2026 12:10:23 +0000</pubDate>
				<category><![CDATA[Federal Cases]]></category>
		<category><![CDATA[CountryWide Debt Relief, LLC]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/debt-relief-lawsuits/253743/franco-v-countrywide-debt-relief-llc-73443484/</guid>

					<description><![CDATA[Franco v. CountryWide Debt Relief, LLC: Federal complaint alleging consumer protection law violations. Filed 2026-06-04.]]></description>
		
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/02/federal-courthouse-featured-750x429.jpg" width="750"/>
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	</item>
		<item>
		<title>The Real Cost of Staying in Debt</title>
		<link>https://getoutofdebt.org/253655/the-real-cost-of-staying-in-debt</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 22:59:08 +0000</pubDate>
				<category><![CDATA[Get Out of Debt Guy Podcast]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy and retirement]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[Scam]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253655</guid>

					<description><![CDATA[Steve Rhode and Damon Day reveal the true cost of carrying debt: how one $120 meal can cost your future self $3,000 — and why waiting is the priciest choice.]]></description>
		
		
		
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		<media:thumbnail height="750" url="https://getoutofdebt.org/wp-content/uploads/2025/12/GOOD-Podcast-1000-750x750.jpg" width="750"/>
	</item>
		<item>
		<title>Debt Is Math Wrapped in Emotion: How to Stop Panicking</title>
		<link>https://getoutofdebt.org/253654/debt-is-math-wrapped-in-emotion-how-to-stop-panicking</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 22:34:37 +0000</pubDate>
				<category><![CDATA[Get Out of Debt Guy Podcast]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy and retirement]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[Student Loan Assistance]]></category>
		<category><![CDATA[student loans]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253654</guid>

					<description><![CDATA[Steve Rhode and Damon Day explain why debt is math wrapped in emotion, why bankruptcy is just branding, and how to stop panicking and find a way out.]]></description>
		
		
		
				<media:content height="750" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2025/12/GOOD-Podcast-1000-750x750.jpg" width="750"/>
		<media:thumbnail height="750" url="https://getoutofdebt.org/wp-content/uploads/2025/12/GOOD-Podcast-1000-750x750.jpg" width="750"/>
	</item>
		<item>
		<title>How to Find an Attorney to Help With Your SBA EIDL Loan</title>
		<link>https://getoutofdebt.org/253647/find-eidl-attorney-sba-loan-help</link>
					<comments>https://getoutofdebt.org/253647/find-eidl-attorney-sba-loan-help#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 19:54:15 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Legal Related]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[COVID EIDL]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Debt Relief Scams]]></category>
		<category><![CDATA[EIDL]]></category>
		<category><![CDATA[EIDL loan]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[SBA loan]]></category>
		<category><![CDATA[small business debt]]></category>
		<category><![CDATA[Treasury]]></category>
		<category><![CDATA[Wage Garnishment]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253647</guid>

					<description><![CDATA[Defaulted on your SBA EIDL loan? Here's how to find the right attorney — and how to avoid the 'loan relief' scams targeting borrowers.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/06/find-eidl-attorney-featured-750x500.jpg" width="750"/>
	</item>
		<item>
		<title>The $35 Million QVAR Inhaler Settlement Is Open — How to File Your Claim Before July 2026</title>
		<link>https://getoutofdebt.org/253622/qvar-inhaler-settlement-how-to-file-claim</link>
					<comments>https://getoutofdebt.org/253622/qvar-inhaler-settlement-how-to-file-claim#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 18:46:39 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Medical Debt]]></category>
		<category><![CDATA[antitrust]]></category>
		<category><![CDATA[asthma]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer rights]]></category>
		<category><![CDATA[file a claim]]></category>
		<category><![CDATA[inhaler]]></category>
		<category><![CDATA[medical debt]]></category>
		<category><![CDATA[Prescription costs]]></category>
		<category><![CDATA[QVAR]]></category>
		<category><![CDATA[settlement claim]]></category>
		<category><![CDATA[Teva]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253622</guid>

					<description><![CDATA[Teva will pay $35M over QVAR inhaler prices. If you bought QVAR since 2015, you can claim cash — here's how to file before the July 2026 deadline.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/253622/qvar-inhaler-settlement-how-to-file-claim/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/06/qvar-settlement-featured-750x500.jpg" width="750"/>
		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/06/qvar-settlement-featured-750x500.jpg" width="750"/>
	</item>
		<item>
		<title>A Court Just Let People Sue TransUnion Over a Credit File Allegedly Sold to a Fake Collector. Here’s How to Protect Yours (June 2026)</title>
		<link>https://getoutofdebt.org/253617/transunion-credit-report-fake-debt-collector-fcra-lawsuit</link>
					<comments>https://getoutofdebt.org/253617/transunion-credit-report-fake-debt-collector-fcra-lawsuit#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 18:45:58 +0000</pubDate>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[consumer rights]]></category>
		<category><![CDATA[credit bureau]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Debt Validation]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[fake debt collector]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[transunion]]></category>
		<category><![CDATA[zombie debt]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253617</guid>

					<description><![CDATA[A judge let a class action against TransUnion proceed over a report allegedly sold to a fake collector. The one habit that stops these calls cold.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/06/transunion-fake-collector-featured-750x500.jpg" width="750"/>
	</item>
		<item>
		<title>Sleep Number Is Preparing for Bankruptcy: What It Means for Your Smart Bed — and Your Own Debt</title>
		<link>https://getoutofdebt.org/253633/sleep-number-bankruptcy-what-it-means-for-customers</link>
					<comments>https://getoutofdebt.org/253633/sleep-number-bankruptcy-what-it-means-for-customers#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 18:45:45 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[chapter 11]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[corporate bankruptcy]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Sleep Number]]></category>
		<category><![CDATA[Smart Home]]></category>
		<category><![CDATA[warranty]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253633</guid>

					<description><![CDATA[Sleep Number is preparing for a possible bankruptcy. Here's what's at risk for your warranty and smart bed app — and the bigger lesson about your own debt.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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	</item>
		<item>
		<title>Robertson v. JGW Debt Settlement, LLC, Case No. 3:26-cv-00433</title>
		<link>https://getoutofdebt.org/debt-relief-lawsuits/253639/robertson-v-jgw-debt-settlement-llc-73430564-2/</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 18:42:50 +0000</pubDate>
				<category><![CDATA[Federal Cases]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[Debt Collection Harassment]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Do Not Call Violations]]></category>
		<category><![CDATA[JGW Debt Settlement, LLC]]></category>
		<category><![CDATA[TCPA]]></category>
		<category><![CDATA[Unsolicited Text Messages]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/debt-relief-lawsuits/253639/robertson-v-jgw-debt-settlement-llc-73430564-2/</guid>

					<description><![CDATA[Robertson v. JGW Debt Settlement, LLC: Federal complaint alleging TCPA violations. Filed 2026-06-02.]]></description>
		
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/02/federal-courthouse-featured-750x429.jpg" width="750"/>
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	</item>
		<item>
		<title>Connecticut Just Erased $315 Million in Medical Debt — Here’s What You Can Actually Do About Yours (June 2026)</title>
		<link>https://getoutofdebt.org/253480/what-to-do-about-medical-debt-cant-apply</link>
					<comments>https://getoutofdebt.org/253480/what-to-do-about-medical-debt-cant-apply#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 03 Jun 2026 16:51:02 +0000</pubDate>
				<category><![CDATA[Medical Debt]]></category>
		<category><![CDATA[charity care]]></category>
		<category><![CDATA[financial assistance policy]]></category>
		<category><![CDATA[hospital bills]]></category>
		<category><![CDATA[Medical Bankruptcy]]></category>
		<category><![CDATA[medical debt]]></category>
		<category><![CDATA[medical debt forgiveness]]></category>
		<category><![CDATA[section 501r]]></category>
		<category><![CDATA[Undue Medical Debt]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253480</guid>

					<description><![CDATA[Connecticut just erased $315M in medical debt — but you can't apply for programs like that. Here's what you CAN do about your hospital bills right now, in any state.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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	</item>
		<item>
		<title>Sign This Severance Agreement or Lose Everything? What Oracle’s Laid-Off Workers Should Know First (June 2026)</title>
		<link>https://getoutofdebt.org/253476/severance-agreement-before-signing-layoff</link>
					<comments>https://getoutofdebt.org/253476/severance-agreement-before-signing-layoff#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 03 Jun 2026 16:50:39 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[employment attorney]]></category>
		<category><![CDATA[job losses]]></category>
		<category><![CDATA[laid off]]></category>
		<category><![CDATA[Oracle layoffs]]></category>
		<category><![CDATA[retirement protection]]></category>
		<category><![CDATA[severance agreement]]></category>
		<category><![CDATA[tech unemployment]]></category>
		<category><![CDATA[WARN Act]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253476</guid>

					<description><![CDATA[A severance agreement usually waives your right to sue. With 30,000 Oracle workers told to sign or forfeit, here's what every laid-off worker should check before signing.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/06/severance-sign-or-forfeit-featured-750x500.jpg" width="750"/>
	</item>
		<item>
		<title>Offer in Compromise: The Real IRS Acceptance Rate (Not Pennies on the Dollar)</title>
		<link>https://getoutofdebt.org/253466/offer-in-compromise-acceptance-rate</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 03 Jun 2026 15:08:33 +0000</pubDate>
				<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[Tax Related]]></category>
		<category><![CDATA[back taxes]]></category>
		<category><![CDATA[IRS Payment Plan]]></category>
		<category><![CDATA[IRS Tax Debt]]></category>
		<category><![CDATA[offer in compromise]]></category>
		<category><![CDATA[owe back taxes]]></category>
		<category><![CDATA[tax debt]]></category>
		<category><![CDATA[Tax Debt Relief]]></category>
		<category><![CDATA[tax debt settlement]]></category>
		<category><![CDATA[tax relief company review]]></category>
		<category><![CDATA[Tax Settlement]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253466</guid>

					<description><![CDATA[The IRS accepts only about 1 in 5 Offers in Compromise. Here's how the offer amount is really calculated, what it costs to apply yourself, and how to spot the 'pennies on the dollar' tax-relief scam.]]></description>
		
		
		
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		<title>Can Bankruptcy Erase Tax Debt? Yes — Here’s Exactly When It Can</title>
		<link>https://getoutofdebt.org/253340/can-bankruptcy-erase-tax-debt-yes-heres-exactly-when-it-can</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 02 Jun 2026 17:28:52 +0000</pubDate>
				<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[Tax Related]]></category>
		<category><![CDATA[afford to file bankruptcy]]></category>
		<category><![CDATA[back taxes]]></category>
		<category><![CDATA[bankruptcy discharge]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[chapter 7 bankruptcy]]></category>
		<category><![CDATA[chapter 7 bankruptcy discharge]]></category>
		<category><![CDATA[IRS Tax Debt]]></category>
		<category><![CDATA[offer in compromise]]></category>
		<category><![CDATA[owe back taxes]]></category>
		<category><![CDATA[tax debt]]></category>
		<category><![CDATA[Tax Debt Relief]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253340</guid>

					<description><![CDATA[Can bankruptcy erase IRS tax debt? Yes — older income taxes can be discharged if they pass three timing rules. Here's exactly how it works, from someone who's helped thousands.]]></description>
		
		
		
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		<item>
		<title>Google Play Children’s Privacy Settlement: Parents Can Claim a Share of $8.25 Million — Here’s How (June 2026)</title>
		<link>https://getoutofdebt.org/253182/google-play-childrens-privacy-settlement-2026</link>
		
		<dc:creator/>
		<pubDate>Mon, 01 Jun 2026 15:17:54 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[biometric privacy]]></category>
		<category><![CDATA[Children's Online Privacy Protection Act]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[Data Breach]]></category>
		<category><![CDATA[google]]></category>
		<category><![CDATA[settlement claim]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253182</guid>

					<description><![CDATA[If your child used Google Play apps since 2015, you may be owed $40-$200 from Google's $8.25M children's privacy settlement. Here's how to claim before the Sept 14 deadline.]]></description>
		
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/06/google_featured-750x500.jpg" width="750"/>
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		<item>
		<title>The Credit Card Number That Should Scare You Isn’t the Balance. It’s the Late Payments.</title>
		<link>https://getoutofdebt.org/253175/credit-card-late-payments-record-2026</link>
		
		<dc:creator/>
		<pubDate>Mon, 01 Jun 2026 14:41:57 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[credit card interest rates 2026]]></category>
		<category><![CDATA[Debt Relief Options]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[federal student loan default]]></category>
		<category><![CDATA[financial stress]]></category>
		<category><![CDATA[household debt]]></category>
		<category><![CDATA[k-shaped economy]]></category>
		<category><![CDATA[New York Fed]]></category>
		<category><![CDATA[subprime]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253175</guid>

					<description><![CDATA[The share of credit card balances 90+ days past due hit 13.1% — the worst since 2011. Here's what the NY Fed data actually says about who's drowning and what to do.]]></description>
		
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/06/credit_card_debt_featured-750x500.jpg" width="750"/>
		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/06/credit_card_debt_featured-750x500.jpg" width="750"/>
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		<item>
		<title>Circle K Data Breach Settlement: If You Worked There, Claim Up to $2,000 and Protect Your Credit</title>
		<link>https://getoutofdebt.org/252836/circle-k-data-breach-settlement</link>
					<comments>https://getoutofdebt.org/252836/circle-k-data-breach-settlement#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 29 May 2026 17:04:12 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[Circle K]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Credit Freeze]]></category>
		<category><![CDATA[credit monitoring]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Data Breach]]></category>
		<category><![CDATA[data breach settlement]]></category>
		<category><![CDATA[Gas Express]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Scam Alert]]></category>
		<category><![CDATA[Social Security number]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252836</guid>

					<description><![CDATA[The Gas Express / Circle K data breach settlement is for employees, not customers. How to claim by Sept 3, 2026 — and lock down your credit.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/05/circle-k-data-breach-settlement-featured-750x500.jpg" width="750"/>
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		<item>
		<title>An ‘MCA Debt Settlement’ Owner Just Pleaded Guilty to Fraud — Here’s the Red Flag That Gives the Scam Away</title>
		<link>https://getoutofdebt.org/252825/mca-debt-settlement-guilty-plea</link>
					<comments>https://getoutofdebt.org/252825/mca-debt-settlement-guilty-plea#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 29 May 2026 15:24:07 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[confession of judgment]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[debt relief fraud]]></category>
		<category><![CDATA[debt settlement scam]]></category>
		<category><![CDATA[DOJ enforcement]]></category>
		<category><![CDATA[Evergreen Settlement Group]]></category>
		<category><![CDATA[Mark Csantaveri]]></category>
		<category><![CDATA[MCA Cure]]></category>
		<category><![CDATA[MCA debt settlement]]></category>
		<category><![CDATA[Merchant Cash Advance]]></category>
		<category><![CDATA[small business debt]]></category>
		<category><![CDATA[wire fraud]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252825</guid>

					<description><![CDATA[An MCA debt-settlement owner pleaded guilty to wire fraud after taking $3.7M from small businesses. The one red flag that gives the scam away.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/05/mca-debt-settlement-guilty-plea-featured-750x500.jpg" width="750"/>
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		<item>
		<title>Country Bank Just Settled Its Overdraft Fees for $495K — And You Don’t Have to File a Claim</title>
		<link>https://getoutofdebt.org/252816/country-bank-overdraft-settlement</link>
					<comments>https://getoutofdebt.org/252816/country-bank-overdraft-settlement#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 29 May 2026 15:08:03 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[bank account]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Country Bank for Savings]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[NSF fee]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[Overdraft Protection]]></category>
		<category><![CDATA[Regulation E]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252816</guid>

					<description><![CDATA[Country Bank's $495K overdraft settlement pays you automatically — no claim needed. But the bigger move works at any bank, this week.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>The $5.55 Million Metformin Settlement Is Open — How to File Your Claim</title>
		<link>https://getoutofdebt.org/252714/metformin-settlement-how-to-file-claim</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 28 May 2026 18:02:35 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Bureau of Prescription Health]]></category>
		<category><![CDATA[CFPB medical debt credit reports]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action claim]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[diabetes]]></category>
		<category><![CDATA[FDA recall]]></category>
		<category><![CDATA[pharmaceutical]]></category>
		<category><![CDATA[Scam Alert]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252714</guid>

					<description><![CDATA[Three drug companies agreed to pay $5.55 million over contaminated metformin. Claim window open now — here's how to file before the July 10 deadline.]]></description>
		
		
		
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		<title>A Debt Relief Company Is Being Sued for Fake VA Emails — Here Are 7 Red Flags That Mean Any Company Is Cutting Corners to Find You</title>
		<link>https://getoutofdebt.org/252707/debt-relief-company-marketing-red-flags</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 28 May 2026 17:52:52 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[debt relief red flags]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[FTC Telemarketing Sales Rule]]></category>
		<category><![CDATA[Lead Generation]]></category>
		<category><![CDATA[lead generation debt relief]]></category>
		<category><![CDATA[National Debt Relief]]></category>
		<category><![CDATA[Scam Alert]]></category>
		<category><![CDATA[veterans]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252707</guid>

					<description><![CDATA[A federal lawsuit alleges fake VA emails and tracking pixels. Here are 7 red flags that any debt relief company is cutting corners to find you.]]></description>
		
		
		
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		<item>
		<title>Seven Groups Exposed Who Profit When American Farmers Go Broke — Follow the Money</title>
		<link>https://getoutofdebt.org/252701/who-profits-when-farmers-go-broke</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 28 May 2026 17:03:27 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[American Farm Bureau Federation]]></category>
		<category><![CDATA[debt crisis]]></category>
		<category><![CDATA[farm]]></category>
		<category><![CDATA[farm bankruptcy]]></category>
		<category><![CDATA[farm debt]]></category>
		<category><![CDATA[financial crisis]]></category>
		<category><![CDATA[food prices]]></category>
		<category><![CDATA[grocery prices]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[tariffs]]></category>
		<category><![CDATA[Trump tariffs]]></category>
		<category><![CDATA[USDA]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252701</guid>

					<description><![CDATA[When family farms fail, seven groups profit — institutional land investors, seed/chemical monopolies, the financial sector, food processors, foreign buyers, subsidy captors, and commodity speculators. Every claim sourced from USDA data, GAO audits, FTC lawsuits, and SEC filings.]]></description>
		
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/who-profits-when-farmers-go-broke-750x500.png" width="750"/>
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		<item>
		<title>American Farmers Are Going Broke — And It’s About to Hit Your Wallet</title>
		<link>https://getoutofdebt.org/252696/farm-crisis-hitting-your-wallet</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 28 May 2026 16:41:23 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[American Farm Bureau Federation]]></category>
		<category><![CDATA[debt and mental health]]></category>
		<category><![CDATA[debt crisis]]></category>
		<category><![CDATA[farm]]></category>
		<category><![CDATA[farm bankruptcy]]></category>
		<category><![CDATA[farm debt]]></category>
		<category><![CDATA[financial crisis]]></category>
		<category><![CDATA[food prices]]></category>
		<category><![CDATA[grocery prices]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[tariffs]]></category>
		<category><![CDATA[Trump tariffs]]></category>
		<category><![CDATA[USDA]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252696</guid>

					<description><![CDATA[Farm bankruptcies surged 46% in 2025 and total farm debt is heading toward a record $624.7 billion. When farmers go broke, food prices rise — and 1 in 4 Americans are already putting groceries on credit cards. The farm crisis is a debt crisis landing on your kitchen table.]]></description>
		
		
		
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		<title>Seven Federal Reserve Studies Exposed Who Actually Paid the Tariffs — It Wasn’t Foreign Countries</title>
		<link>https://getoutofdebt.org/252523/who-actually-paid-the-tariffs-federal-reserve-research</link>
					<comments>https://getoutofdebt.org/252523/who-actually-paid-the-tariffs-federal-reserve-research#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 27 May 2026 17:54:59 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Congressional Budget Office]]></category>
		<category><![CDATA[consumer prices]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[cost of living]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[financial literacy]]></category>
		<category><![CDATA[Household Budget]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[tariffs]]></category>
		<category><![CDATA[Tax Foundation]]></category>
		<category><![CDATA[trade policy]]></category>
		<category><![CDATA[Yale Budget Lab]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252523</guid>

					<description><![CDATA[Seven Fed studies and three peer-reviewed papers all found the same thing: U.S. consumers paid 86-100% of tariff costs. Here's the research and what it means for your budget.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>Debt Plans Fail in Inflation — Here’s What Works</title>
		<link>https://getoutofdebt.org/252514/debt-plans-fail-in-inflation-heres-what-works</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 27 May 2026 14:33:22 +0000</pubDate>
				<category><![CDATA[Get Out of Debt Guy Podcast]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[consumer debt]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[fixed income]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[fresh start]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[judgment proof]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[social security]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252514</guid>

					<description><![CDATA[Steve Rhode and Damon Day explain why budgets and payment plans break during inflation, why bankruptcy is less risky than the status quo, and what to do before your options disappear.]]></description>
		
		
		
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		<item>
		<title>The Krispy Kreme Data Breach Settlement Deadline Is June 22 — File for Up to $3,500 Before It Closes</title>
		<link>https://getoutofdebt.org/252405/krispy-kreme-data-breach-settlement-claim</link>
		
		<dc:creator/>
		<pubDate>Tue, 26 May 2026 17:28:45 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[Data Breach]]></category>
		<category><![CDATA[data breach class action]]></category>
		<category><![CDATA[data breach settlement]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[identity theft prevention]]></category>
		<category><![CDATA[Ransomware]]></category>
		<category><![CDATA[settlement claim]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252405</guid>

					<description><![CDATA[Krispy Kreme data breach settlement pays $75 with no documentation or up to $3,500 for documented losses. 161,000 current and former employees eligible. File by June 22, 2026.]]></description>
		
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/krispy-kreme-data-breach-settlement-featured-750x500.png" width="750"/>
		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/05/krispy-kreme-data-breach-settlement-featured-750x500.png" width="750"/>
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		<item>
		<title>Someone Charged My Elderly Parent Over the Phone for Something They Didn’t Want — Here’s Exactly What to Do</title>
		<link>https://getoutofdebt.org/252399/elderly-parent-phone-scam-charged-what-to-do</link>
		
		<dc:creator/>
		<pubDate>Tue, 26 May 2026 17:16:45 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[chargeback help]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[credit monitoring]]></category>
		<category><![CDATA[Elder Abuse]]></category>
		<category><![CDATA[elder financial abuse]]></category>
		<category><![CDATA[elder financial exploitation]]></category>
		<category><![CDATA[financial exploitation]]></category>
		<category><![CDATA[FTC enforcement]]></category>
		<category><![CDATA[FTC fraud report]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[identity theft prevention]]></category>
		<category><![CDATA[phone scam]]></category>
		<category><![CDATA[phone scams]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252399</guid>

					<description><![CDATA[Step-by-step guide when an elderly parent gets charged for something they didn't want over the phone. How to dispute charges, report elder fraud to APS and the FTC, and protect them going forward.]]></description>
		
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/elder_fraud_featured-750x500.png" width="750"/>
		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/05/elder_fraud_featured-750x500.png" width="750"/>
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		<title>The Comcast $117.5 Million Data Breach Settlement Claim Portal Is Open — File Before September 14</title>
		<link>https://getoutofdebt.org/252269/comcast-data-breach-settlement-claim-open-2026</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 25 May 2026 14:25:00 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action claim]]></category>
		<category><![CDATA[class action lawsuit]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[comcast]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[consumer refund]]></category>
		<category><![CDATA[settlement claim]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252269</guid>

					<description><![CDATA[The claim portal for Comcast's $117.5 million data breach settlement is now live. If you were an Xfinity customer in October 2023, here's how to file for up to $10,000 — or a flat $50 with no documentation — before the September 14, 2026 deadline.]]></description>
		
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/comcast-data-breach-settlement-claim-1-750x500.png" width="750"/>
		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/05/comcast-data-breach-settlement-claim-1-750x500.png" width="750"/>
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		<item>
		<title>Mortgage Rates Just Hit 6.54% and Your Lender Wants to ‘Help’ — The Cash-Out Refi Debt Trap</title>
		<link>https://getoutofdebt.org/251958/mortgage-rates-just-hit-6-54-and-your-lender-wants-to-help-the-cash-out-refi-debt-trap</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 22 May 2026 15:52:33 +0000</pubDate>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[30-year mortgage]]></category>
		<category><![CDATA[afford to file bankruptcy]]></category>
		<category><![CDATA[avoid credit card debt]]></category>
		<category><![CDATA[avoiding foreclosure]]></category>
		<category><![CDATA[borrowing against home equity]]></category>
		<category><![CDATA[business debt consolidation]]></category>
		<category><![CDATA[cash out refinance]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[consumer debt]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[Federal Reserve Bank of New York]]></category>
		<category><![CDATA[federal reserve bankruptcy study]]></category>
		<category><![CDATA[HELOC vs home equity loan]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[NY Fed]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=251958</guid>

					<description><![CDATA[CFPB data shows cash-out refi borrowers run credit cards right back up within a year. Before you risk your home to consolidate debt, see what your lender won't show you.]]></description>
		
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/cash-out-refi-debt-trap-2026-750x500.jpg" width="750"/>
		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/05/cash-out-refi-debt-trap-2026-750x500.jpg" width="750"/>
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