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<?xml-stylesheet type="text/xsl" media="screen" href="/~d/styles/atom10full.xsl"?><?xml-stylesheet type="text/css" media="screen" href="http://feeds.feedburner.com/~d/styles/itemcontent.css"?><feed xmlns="http://www.w3.org/2005/Atom" xmlns:openSearch="http://a9.com/-/spec/opensearch/1.1/" xmlns:georss="http://www.georss.org/georss" xmlns:gd="http://schemas.google.com/g/2005" gd:etag="W/&quot;CUcFSH4zcSp7ImA9WxNUGEo.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254</id><updated>2009-11-11T01:10:19.089+08:00</updated><title>Money Magnets - Personal Finance Tips, Advices, News | Mutual Funds | Stocks | Make Money Online</title><subtitle type="html">Free Online Personal Finance Blog| Investment Tips, Advices, News| Stocks | Mutual Funds| UITFs| Earn and Make Money Online| I am a Money Magnet | We are Money Magenets | Be a Millionaire</subtitle><link rel="http://schemas.google.com/g/2005#feed" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/posts/default" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/" /><link rel="hub" href="http://pubsubhubbub.appspot.com/" /><link rel="next" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default?start-index=26&amp;max-results=25&amp;redirect=false&amp;v=2" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email></author><generator version="7.00" uri="http://www.blogger.com">Blogger</generator><openSearch:totalResults>115</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><link rel="self" href="http://feeds.feedburner.com/freepersonalfinanceadvice" type="application/atom+xml" /><feedburner:emailServiceId xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0">freepersonalfinanceadvice</feedburner:emailServiceId><feedburner:feedburnerHostname xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0">http://feedburner.google.com</feedburner:feedburnerHostname><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com" /><entry gd:etag="W/&quot;CEIAQXs4fCp7ImA9WxNUGEo.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-8342384482269066044</id><published>2009-11-11T00:59:00.002+08:00</published><updated>2009-11-11T01:02:20.534+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-11-11T01:02:20.534+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Bo Sanchez 8 Secrets of the Truly Rich" /><title>Have a Bias For Action</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/8342384482269066044/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=8342384482269066044&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/8342384482269066044?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/8342384482269066044?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/11/have-bias-for-action.html" title="Have a Bias For Action" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/_k7jGDyd1LGs/SvmcficXdCI/AAAAAAAABak/coSjSawO218/s72-c/Secrets+of+the+truly+rich+-+bias+for+action.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><content type="html">
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&lt;a href="http://feedads.g.doubleclick.net/~a/CtCi7pf3-WF0eyz2-jP6A56a2dc/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/CtCi7pf3-WF0eyz2-jP6A56a2dc/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;
I am a Money Magnet! We are Money Magnets!

This is my favorite secret among Bo Sanchez's 8 Secrets of the Truly Rich.  In this chapter he encourages us to make things happen!  Simply said, it means not to be like the starfish on the picture! (^o^)/  Continue reading this article to know more.


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&lt;a href="http://feedads.g.doubleclick.net/~a/34obBcaIHLU0zqCyfpx8khl6e0w/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/34obBcaIHLU0zqCyfpx8khl6e0w/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;I am a Money Magnet! We are Money Magnets!


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There are a lot of things to be proud of in the Philippines!  If you can't think of any, you definitely need this book (Filipino Pride)!  Get your free copy from this site.  Read an &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/Z3GdgLirEUo" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;DkYGR348fSp7ImA9WxNXF0g.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-257237098951710739</id><published>2009-10-05T22:48:00.000+08:00</published><updated>2009-10-05T22:48:46.075+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-10-05T22:48:46.075+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Make Money Online" /><title>Extra Money in the Web</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/257237098951710739/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=257237098951710739&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/257237098951710739?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/257237098951710739?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/10/extra-money-in-web.html" title="Extra Money in the Web" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_k7jGDyd1LGs/SsoC5PfzMyI/AAAAAAAABaE/CBdL1OwLSHo/s72-c/Make+money+online+-+mabuhay+magazine.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><content type="html">
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I am a Money Magnet! We are Money Magnets!

Here's how I made extra money using my digital camera and computer!  I wrote about this money making scheme before.  My entry was published in the June 2009 &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/Lm3yFvg6LLc" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;CUEHRHg_eip7ImA9WxNQEk0.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-4511410773379167782</id><published>2009-09-18T00:01:00.003+08:00</published><updated>2009-09-18T00:07:15.642+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-09-18T00:07:15.642+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Investing" /><category scheme="http://www.blogger.com/atom/ns#" term="Colayco" /><category scheme="http://www.blogger.com/atom/ns#" term="Investments" /><title>Types of Investments (Financial Asset Classes)</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/4511410773379167782/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=4511410773379167782&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/4511410773379167782?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/4511410773379167782?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/09/types-of-investments-financial-asset.html" title="Types of Investments (Financial Asset Classes)" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/GV31Fv1hGyh10BdMGPHhcRbl7Eg/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/GV31Fv1hGyh10BdMGPHhcRbl7Eg/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/GV31Fv1hGyh10BdMGPHhcRbl7Eg/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/GV31Fv1hGyh10BdMGPHhcRbl7Eg/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;I am a Money Magnet! We are Money Magnets!
According to Francisco Colayco, financial guru and author of Making Money Work Pera Mo Palaguin MO 2!, there are three general types of investments.  These are lending investments, ownership investments, and speculative investments.  Read on to learn more about these investments.

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&lt;a href="http://feedads.g.doubleclick.net/~a/hsJFfIktCPcHeRs-7-BMXHbOQ5s/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/hsJFfIktCPcHeRs-7-BMXHbOQ5s/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;I am a Money Magnet! We are Money Magnets!
In the news today, the Senate committee on banks, financial institutions and currencies, headed by Senator Francis Escudero, sponsored a bill called "Credit Card and Other Access Device of 2009" aiming to put a cap on the monthly interest rate credit card companies may charge its costumers.

Under the bill, the maximum interest rate that may be imposed &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/1XNvY4NP4o4" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;Dk8BQnk_eyp7ImA9WxNSF04.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-8001087246029854343</id><published>2009-09-01T00:06:00.001+08:00</published><updated>2009-09-01T00:07:33.743+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-09-01T00:07:33.743+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="News" /><category scheme="http://www.blogger.com/atom/ns#" term="Tips" /><title>News: Young People are Learning to Save Money</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/8001087246029854343/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=8001087246029854343&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/8001087246029854343?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/8001087246029854343?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/09/news-young-people-are-learning-to-save.html" title="News: Young People are Learning to Save Money" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_k7jGDyd1LGs/SpvzxSfZgQI/AAAAAAAABZM/peE8ii7a4qg/s72-c/Savings+rate+in+the+Philippines.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><content type="html">
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&lt;a href="http://feedads.g.doubleclick.net/~a/P3_WTQsBQJOEeSXDaoQKF4pFKJo/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/P3_WTQsBQJOEeSXDaoQKF4pFKJo/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;I am a Money Magnet! We are Money Magnets!
In the Philippine Daily Inquirer today, this article noted that a lot more young professionals want to save  money more than their elders.  According to the MasterCard survey, 89 percent of the 400 Filipino respondents aged 18 to 30 plan to save more in the second half of this year, while those older expect to put their money somewhere else.  Continue &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/0ugxmwMyCCk" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;AkEBRX4_fip7ImA9WxNTEks.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-3721639767265011613</id><published>2009-08-15T00:48:00.002+08:00</published><updated>2009-08-15T00:50:54.046+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-08-15T00:50:54.046+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Tips" /><category scheme="http://www.blogger.com/atom/ns#" term="Personal Finance" /><category scheme="http://www.blogger.com/atom/ns#" term="Interest Rate" /><title>Your Money and the Inflation Rate in 2009</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/3721639767265011613/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=3721639767265011613&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/3721639767265011613?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/3721639767265011613?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/08/your-money-and-inflation-rate-in-2009.html" title="Your Money and the Inflation Rate in 2009" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/XV6xmjmbMDVXqpRcJo5XRSAhJeE/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/XV6xmjmbMDVXqpRcJo5XRSAhJeE/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/XV6xmjmbMDVXqpRcJo5XRSAhJeE/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/XV6xmjmbMDVXqpRcJo5XRSAhJeE/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;I am a Money Magnet! We are Money Magnets!
How is your money fairing with the Inflation rate?
To simplify matters, personal finance coaches would simply say that your money should be invested in instruments that would give you higher yields than the inflation rate.  This way the purchasing power of your money is preserved.  However, this statement is incomplete and lack some details that you &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/8ZFjq5oJD2g" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;DUUEQX06eyp7ImA9WxJaGE4.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-1373394269408928489</id><published>2009-08-10T01:00:00.000+08:00</published><updated>2009-08-10T01:00:00.313+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-08-10T01:00:00.313+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Seminar" /><title>Free Seminar: How to Fund your Children's Education</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/1373394269408928489/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=1373394269408928489&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/1373394269408928489?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/1373394269408928489?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/08/free-seminar-how-to-fund-your-childrens.html" title="Free Seminar: How to Fund your Children's Education" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_k7jGDyd1LGs/SnfknDLEBTI/AAAAAAAABX8/tHWm7LRpQu0/s72-c/Seminar+Funding+your+Child%27s+education.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/wb8_tsnGUjnKDe_bGSk8ZXrdahw/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/wb8_tsnGUjnKDe_bGSk8ZXrdahw/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/wb8_tsnGUjnKDe_bGSk8ZXrdahw/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/wb8_tsnGUjnKDe_bGSk8ZXrdahw/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;I am a Money Magnet! We are Money Magnets!
School Talk Philippines presents:
Today's Issues on Academic Excellence, Values Formation &amp; Education Funding.

A parenting seminar that talks about parenting issues on: Academic Excellence, Values Formationg, and Education Funding.

Guest speakers are: Queena Chua Lee, Randell Tiongson, and Francis Kong.

Continue reading to learn how you can register &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/XNbEzT48Hy8" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;CkEESXs4fyp7ImA9WxJaE0o.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-7799267421725871247</id><published>2009-08-04T15:23:00.000+08:00</published><updated>2009-08-04T15:23:28.537+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-08-04T15:23:28.537+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Bo Sanchez 8 Secrets of the Truly Rich" /><category scheme="http://www.blogger.com/atom/ns#" term="Stocks" /><category scheme="http://www.blogger.com/atom/ns#" term="Business" /><category scheme="http://www.blogger.com/atom/ns#" term="Mutual Funds" /><category scheme="http://www.blogger.com/atom/ns#" term="UITFs" /><category scheme="http://www.blogger.com/atom/ns#" term="Personal Finance" /><title>Ride Something to Wealth!</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/7799267421725871247/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=7799267421725871247&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/7799267421725871247?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/7799267421725871247?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/08/ride-something-to-wealth.html" title="Ride Something to Wealth!" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/_k7jGDyd1LGs/SnfhK0Y8W0I/AAAAAAAABX0/2hHsmezBL_g/s72-c/Ride+something+to+wealth.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/6zp_GUMo3e8Maf8XUBTXHYwKd54/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/6zp_GUMo3e8Maf8XUBTXHYwKd54/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/6zp_GUMo3e8Maf8XUBTXHYwKd54/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/6zp_GUMo3e8Maf8XUBTXHYwKd54/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;I am a Money Magnet! We are Money Magnets!
Ride Something to Wealth is secret no. 6 of Bo Sanchez' 8 Secrets of the Truly Rich!  In this chapter, Bo encourages us to ride as many vehicles to wealth.  We can choose to ride bicycles, cars, or even airplanes to wealth!  
By riding vehicles to wealth, Bo emphasized the importance of having multiple income streams.  It doesn't matter how small the &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/e2h5jen7D1c" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;DkIAQHw4eSp7ImA9WxJUFEo.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-8924336235947182083</id><published>2009-07-13T16:39:00.001+08:00</published><updated>2009-07-13T16:42:21.231+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-07-13T16:42:21.231+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Tips" /><category scheme="http://www.blogger.com/atom/ns#" term="Money Saving Tips" /><title>Money Magnet Tip: It's what you Save, not what you Earn that Matters</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/8924336235947182083/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=8924336235947182083&amp;isPopup=true" title="2 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/8924336235947182083?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/8924336235947182083?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/07/money-magnet-tip-its-what-you-save-not.html" title="Money Magnet Tip: It's what you Save, not what you Earn that Matters" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">2</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/NYyhz8CcFFzUABLftkatqYwA7JI/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/NYyhz8CcFFzUABLftkatqYwA7JI/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/NYyhz8CcFFzUABLftkatqYwA7JI/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/NYyhz8CcFFzUABLftkatqYwA7JI/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;I am a Money Magnet! We are Money Magnets!
After graduation, everyone tends to get busy with work and their own lives that bonding sessions with college friends are no longer as frequent as they used to be.  More so now that looking for greener pastures and working overseas has become a trend or should I say necessity(?).  In a rare moment though, last week I was able to meet up with 2 of my &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/Mfa_PMqq-JE" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;DEYERH84eyp7ImA9WxJVGUQ.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-496393575951334967</id><published>2009-07-08T03:42:00.003+08:00</published><updated>2009-07-08T03:48:25.133+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-07-08T03:48:25.133+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Taxes" /><category scheme="http://www.blogger.com/atom/ns#" term="Bank Deposits" /><category scheme="http://www.blogger.com/atom/ns#" term="Interest Rate" /><title>Reader's Request: Tax on Savings Deposit Account</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/496393575951334967/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=496393575951334967&amp;isPopup=true" title="1 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/496393575951334967?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/496393575951334967?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/07/readers-request-tax-on-savings-deposit.html" title="Reader's Request: Tax on Savings Deposit Account" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">1</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/pEP67goA344MHKiRtx7L8iBpRLk/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/pEP67goA344MHKiRtx7L8iBpRLk/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/pEP67goA344MHKiRtx7L8iBpRLk/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/pEP67goA344MHKiRtx7L8iBpRLk/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;I am a Money Magnet! We are Money Magnets!
" I've been working for a year already since graduating from college last year. Since then I've been saving a percentage of my monthly income and i'm proud that somehow i have saved some money already. recently, i've asked my bank for a statement of account and i was suprised to see that there were deductions to cover for withholding tax. I didn't know &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/2LP23gPIKx8" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;CEMNQXw7fCp7ImA9WxJVFUs.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-5545751586361980798</id><published>2009-07-03T03:17:00.001+08:00</published><updated>2009-07-03T03:21:30.204+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-07-03T03:21:30.204+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="News" /><category scheme="http://www.blogger.com/atom/ns#" term="Mutual Funds" /><title>Top Performing Mutual Funds as of June 30, 2009 (Q2)</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/5545751586361980798/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=5545751586361980798&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/5545751586361980798?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/5545751586361980798?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/07/top-performing-mutual-funds-as-of-june.html" title="Top Performing Mutual Funds as of June 30, 2009 (Q2)" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/_k7jGDyd1LGs/Sk0Bt_PESwI/AAAAAAAABVo/bKqzURsm5n0/s72-c/mutual+funds.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/42J2rBlNsq9RuKb6t55fHjtXE5Y/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/42J2rBlNsq9RuKb6t55fHjtXE5Y/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/42J2rBlNsq9RuKb6t55fHjtXE5Y/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/42J2rBlNsq9RuKb6t55fHjtXE5Y/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;I am a Money Magnet! We are Money Magnets!
If you are looking to invest in Mutual Funds anytime soon, here are the list of Top Performing Mutual Funds in the Philippines as of the end of the 2nd quarter (June 30, 2009).

&lt;!--
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YTD (Year to &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/HHfrwIcapLs" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;D08CRXsyeyp7ImA9WxJWF0o.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-4009789531408954114</id><published>2009-06-24T00:51:00.000+08:00</published><updated>2009-06-24T00:51:04.593+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-06-24T00:51:04.593+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Money Saving Tips" /><title>Money Saving Tip: Buying in Bulk!</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/4009789531408954114/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=4009789531408954114&amp;isPopup=true" title="4 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/4009789531408954114?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/4009789531408954114?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/06/money-saving-tip-buying-in-bulk.html" title="Money Saving Tip: Buying in Bulk!" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/_k7jGDyd1LGs/SkEHqxzcEhI/AAAAAAAABSI/gBEPgJ_kYi8/s72-c/Saving+tip+-+buy+in+bulk.JPG" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">4</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/Rns5WoEss37wVlTFT9wWVJUhPk0/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/Rns5WoEss37wVlTFT9wWVJUhPk0/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
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I am a Money Magnet! We are Money Magnets!
It is a known personal finance law that buying in bulk allows the consumers to save more!  Buying in bulk allows the producers to save in packaging cost and the volume purchase entitles the &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/qWTH30HRq04" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;DEIBRXY5fip7ImA9WxJWFkg.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-8746988449497859560</id><published>2009-06-22T15:42:00.000+08:00</published><updated>2009-06-22T15:42:34.826+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-06-22T15:42:34.826+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="News" /><title>First H1N1 Casualty in the Philippines</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/8746988449497859560/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=8746988449497859560&amp;isPopup=true" title="4 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/8746988449497859560?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/8746988449497859560?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/06/first-h1n1-casualty-in-philippines.html" title="First H1N1 Casualty in the Philippines" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">4</thr:total><content type="html">
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I am a Money Magnet! We are Money Magnets!
It's a bitter sweet Monday as the Department of Health (DoH) reported updates about the H1N1 pandemic here in the Philippines.
On the good side, 339 patients or 79% of the confirmed flu &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/IEjGkCKpsLQ" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;C08AQ38zeSp7ImA9WxJWE0k.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-5093664999881175335</id><published>2009-06-19T00:15:00.001+08:00</published><updated>2009-06-19T00:17:22.181+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-06-19T00:17:22.181+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Others" /><title>Father's Day Treat</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/5093664999881175335/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=5093664999881175335&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/5093664999881175335?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/5093664999881175335?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/06/fathers-day-treat.html" title="Father's Day Treat" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/_k7jGDyd1LGs/SjpmqY_b5vI/AAAAAAAABQQ/R-KCoypHtGo/s72-c/Iberian+Chicken+%28Roasted+Chicken%29.JPG" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><content type="html">
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&lt;a href="http://feedads.g.doubleclick.net/~a/cRbUmGXPbWVeWyLJVqSp6wkQprc/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/cRbUmGXPbWVeWyLJVqSp6wkQprc/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;I am a Money Magnet! We are Money Magnets!

This Sunday, June 21, 2009, is Father's Day.  Instead of the whole family going out to eat dinner why not cook something special for your dad on his day.  Not only will you be able to avoid the long queues and boisterous crowd in restaurants, the family will be able to save a little extra money as well.  Add to that the fact that the occasion will be &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/CXkB3sbG-H0" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;D0UEQHk-fCp7ImA9WxJWEEU.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-1684458923976454362</id><published>2009-06-16T01:00:00.001+08:00</published><updated>2009-06-16T01:00:01.754+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-06-16T01:00:01.754+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Basics" /><category scheme="http://www.blogger.com/atom/ns#" term="Investing Basics" /><title>Using Money To Make More Money</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/1684458923976454362/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=1684458923976454362&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/1684458923976454362?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/1684458923976454362?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/06/using-money-to-make-more-money.html" title="Using Money To Make More Money" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/mDsRj3RQBSlz3SOOEb4f-UrC7zs/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/mDsRj3RQBSlz3SOOEb4f-UrC7zs/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/mDsRj3RQBSlz3SOOEb4f-UrC7zs/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/mDsRj3RQBSlz3SOOEb4f-UrC7zs/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;I am a Money Magnet! We are Money Magnets!
"You've got to be smart about using your money to make more money!"  That his how this video from Common Craft starts and it sums up what investing is all about.  This video introduces investing money in the context of taking risks.  It also includes the following:

Comparing saving and invting in the context of risk
Being prepared to lose money
Examples&lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/f0wzUxui8pE" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;DUQDQ3Y7fSp7ImA9WxJWGEk.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-7793097664945576486</id><published>2009-06-14T01:00:00.001+08:00</published><updated>2009-06-24T20:42:52.805+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-06-24T20:42:52.805+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Planning" /><category scheme="http://www.blogger.com/atom/ns#" term="Personal Finance" /><title>Be a Winner! Use the WINS Strategy</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/7793097664945576486/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=7793097664945576486&amp;isPopup=true" title="2 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/7793097664945576486?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/7793097664945576486?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/06/be-winner-use-wins-strategy.html" title="Be a Winner! Use the WINS Strategy" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">2</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/hbAmBYQvHuzr5S2_iIyUL5Nki_8/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/hbAmBYQvHuzr5S2_iIyUL5Nki_8/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/hbAmBYQvHuzr5S2_iIyUL5Nki_8/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/hbAmBYQvHuzr5S2_iIyUL5Nki_8/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;I am a Money Magnet! We are Money Magnets!
I was watching Shop Talk over at ANC a few days back and their topic for the day was about financial planning and reviewing your financial position on a regular basis.  It was the June 1st episode, midway into the year (technically, July 1st would be the halfway point ^^), they stressed the importance of reviewing your financial goals, setting new ones, &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/_EKLBbkY66A" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;D0cARnY7eyp7ImA9WxJXGEo.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-1295382492463455322</id><published>2009-06-12T22:22:00.004+08:00</published><updated>2009-06-13T14:37:27.803+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-06-13T14:37:27.803+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="News" /><title>($1 M) One Million Dollars in the Garbage</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/1295382492463455322/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=1295382492463455322&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/1295382492463455322?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/1295382492463455322?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/06/1-m-one-million-dollars-in-gargabe.html" title="($1 M) One Million Dollars in the Garbage" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_k7jGDyd1LGs/SjJiymzfLkI/AAAAAAAABPg/4hkTo9rxI9s/s72-c/Money+in+garbage.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/4tq9JFzIpCusqJBSQ-c-smnDmOM/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/4tq9JFzIpCusqJBSQ-c-smnDmOM/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/4tq9JFzIpCusqJBSQ-c-smnDmOM/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/4tq9JFzIpCusqJBSQ-c-smnDmOM/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;I am a Money Magnet! We are Money Magnets!Surprise! Surprise! An Israeli family was treated to a double surprise this week when both mother and daughter surprised each other. 
An Israeli woman's mom was truly surprised when she got back home and found new bed mattresses that her daughter bought for her.  How sweet of the daughter to think of her elderly mom and buy her new and much more &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/oUkmFCeEGaQ" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;CEEMQXYzeip7ImA9WxJXFUs.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-6049960700416289318</id><published>2009-06-09T23:43:00.003+08:00</published><updated>2009-06-09T23:51:20.882+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-06-09T23:51:20.882+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Seminars" /><title>Secrets of Millionaire Moms</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/6049960700416289318/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=6049960700416289318&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/6049960700416289318?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/6049960700416289318?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/06/secrets-of-millionaire-moms.html" title="Secrets of Millionaire Moms" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_k7jGDyd1LGs/SiqlZkm9BoI/AAAAAAAABOo/bviB7S3Yt0I/s72-c/Secrets+of+Millionaire+Moms+-+Money+Magnets.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><content type="html">
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I am a Money Magnet! We are Money Magnets!
Personal finance is taking a new turn and a lot of seminars are targeted for women.  This is certainly a great development as in most households, it's the moms who handle the finances.

"&lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/7egl0oUybLM" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;AkACQ3gzeyp7ImA9WxJXE0Q.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-288062454881327479</id><published>2009-06-08T02:13:00.003+08:00</published><updated>2009-06-08T02:19:22.683+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-06-08T02:19:22.683+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Mutual Funds" /><category scheme="http://www.blogger.com/atom/ns#" term="UITFs" /><title>Earn Higher Returns Through Equity-Based Investment Funds</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/288062454881327479/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=288062454881327479&amp;isPopup=true" title="2 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/288062454881327479?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/288062454881327479?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/06/i-am-money-magnet-we-are-money-magnets.html" title="Earn Higher Returns Through Equity-Based Investment Funds" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/_k7jGDyd1LGs/Siv0fUy0ecI/AAAAAAAABPQ/iI8q04dvWgk/s72-c/BPI+Equity+Fund+Portfolio+Composition.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">2</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/sQ4ItaPc4cfTjnyWrxK4iW9d9ag/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/sQ4ItaPc4cfTjnyWrxK4iW9d9ag/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/sQ4ItaPc4cfTjnyWrxK4iW9d9ag/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/sQ4ItaPc4cfTjnyWrxK4iW9d9ag/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;I am a Money Magnet! We are Money Magnets!
There are five basic types of investment funds (Mutual Funds / Unit Investment Trust Funds):  Money Market Funds, Fixed Income (Bond) Funds, Equity Funds, Balanced Funds, and Index Funds.  In a previous post, I wrote about how Money Market Funds and Fixed Income (Bond) Funds are very much like your regular or time deposit savings account but provide &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/OMc4MNLqO5k" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;DUEEQXk9eip7ImA9WxJXE00.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-8505100129975565937</id><published>2009-06-07T01:00:00.011+08:00</published><updated>2009-06-07T01:00:00.762+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-06-07T01:00:00.762+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Basics" /><category scheme="http://www.blogger.com/atom/ns#" term="Bank Deposits" /><category scheme="http://www.blogger.com/atom/ns#" term="Interest Rate" /><title>Saving Money Video Presentation</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/8505100129975565937/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=8505100129975565937&amp;isPopup=true" title="1 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/8505100129975565937?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/8505100129975565937?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/06/saving-money-video-presentation.html" title="Saving Money Video Presentation" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_k7jGDyd1LGs/SiYme9eKgyI/AAAAAAAABN4/YWinWFFPrhY/s72-c/Saving+Money+in+Plain+ENglish.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">1</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/s1WAL-my4utXv1te2gpA_MD67i0/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/s1WAL-my4utXv1te2gpA_MD67i0/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/s1WAL-my4utXv1te2gpA_MD67i0/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/s1WAL-my4utXv1te2gpA_MD67i0/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;"I am a Money Magnet! We are Money Magnets!"

Last week, I came across Fitz Villafuerte's site and got introduced to www.commoncraft.com.  Here's a video entitled "Saving Money in Plain English" from Common Craft.  This video explains in simple terms how your money in the bank can grow due to compound interest.


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&lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/KPoJyjgPkvg" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;C0IDQnc6fCp7ImA9WxJQGUo.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-7793716292201368547</id><published>2009-06-03T03:25:00.003+08:00</published><updated>2009-06-03T03:39:33.914+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-06-03T03:39:33.914+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Mutual Funds" /><category scheme="http://www.blogger.com/atom/ns#" term="UITFs" /><title>Types of Mutual Funds and UITFs (Part 1)</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/7793716292201368547/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=7793716292201368547&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/7793716292201368547?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/7793716292201368547?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/06/types-of-mutual-funds-and-uitfs-part-1.html" title="Types of Mutual Funds and UITFs (Part 1)" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/_k7jGDyd1LGs/SiVwlpcnKWI/AAAAAAAABNo/Flmvc4LIYt8/s72-c/mutual-fund.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/syzMaRngr4I4VeikOZoVJGZUiB4/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/syzMaRngr4I4VeikOZoVJGZUiB4/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/syzMaRngr4I4VeikOZoVJGZUiB4/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/syzMaRngr4I4VeikOZoVJGZUiB4/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;In my previous post "Investing in Mutual Funds and UITFs," I talked about what funds are and the advantages and disadvantages of investing in Mutual funds and Unit Investment Trust Funds.  I was elated to see that one of my readers left a comment on the said post (You're comments are very welcome ^^).  He said that a problem with Mutual Funds is that investors don't have control as to where the &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/PCdCbyfbR0Y" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;DEECQHozeSp7ImA9WxJQF0Q.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-2764598259018654677</id><published>2009-06-01T02:59:00.001+08:00</published><updated>2009-06-01T03:04:21.481+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-06-01T03:04:21.481+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="About" /><title>I am a Money Magnet!</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/2764598259018654677/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=2764598259018654677&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/2764598259018654677?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/2764598259018654677?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/06/i-am-money-magnet.html" title="I am a Money Magnet!" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_k7jGDyd1LGs/SiLTK8EsALI/AAAAAAAABNE/_UBVKB17cJo/s72-c/I+am+a+Money+Magnet.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/HRO7OJ_CSxifWrSL3BNW4bF8o3o/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/HRO7OJ_CSxifWrSL3BNW4bF8o3o/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/HRO7OJ_CSxifWrSL3BNW4bF8o3o/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/HRO7OJ_CSxifWrSL3BNW4bF8o3o/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;"I am a Money Magnet! We are Money Magnets!"
Every time you visit this site, tell yourself that you are a Money Magnet.  Thoughts do become things!  Make the Law of Attraction work for you.   Let's all become money magnets!

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&lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/6D-l8hiGlSw" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;AkACQnk4fSp7ImA9WxJQF0g.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-1834011975689670945</id><published>2009-05-30T02:27:00.003+08:00</published><updated>2009-05-31T16:32:43.735+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-05-31T16:32:43.735+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Money Saving Tips" /><title>Money Saving Tips: Text Messaging</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/1834011975689670945/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=1834011975689670945&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/1834011975689670945?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/1834011975689670945?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/05/money-saving-tips-text-messaging.html" title="Money Saving Tips: Text Messaging" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_k7jGDyd1LGs/SiAn7MIZX4I/AAAAAAAABMc/R7AymsYj6VM/s72-c/Text+Messaging+-+Cartoon.gif" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/XWphs-_CldxeZZ0uaI0RQRzQ5ak/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/XWphs-_CldxeZZ0uaI0RQRzQ5ak/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/XWphs-_CldxeZZ0uaI0RQRzQ5ak/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/XWphs-_CldxeZZ0uaI0RQRzQ5ak/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;The Philippines is the text (SMS) messaging capital of the world.  Along with food, shelter, and trasportation expenses, cellphone fees, particularly text messaging fees, probably rank among the top 5 of our monthly expenses.  I can understand the need for connection and to keep in touch with friends, that is why I won't tell you to stop text messaging.  Telling Filipinos to do so would be a &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/HxKl9DXla6Q" height="1" width="1"/&gt;</content></entry><entry gd:etag="W/&quot;Ak8ER308fCp7ImA9WxJQF0g.&quot;"><id>tag:blogger.com,1999:blog-6725907370867126254.post-3324530813213901965</id><published>2009-05-27T02:00:00.007+08:00</published><updated>2009-05-31T16:33:26.374+08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-05-31T16:33:26.374+08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Mutual Funds" /><category scheme="http://www.blogger.com/atom/ns#" term="UITFs" /><category scheme="http://www.blogger.com/atom/ns#" term="Investments" /><title>Investing in Mutual Funds and UITFs</title><link rel="replies" type="application/atom+xml" href="http://personal-finance-free.blogspot.com/feeds/3324530813213901965/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="https://www.blogger.com/comment.g?blogID=6725907370867126254&amp;postID=3324530813213901965&amp;isPopup=true" title="2 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/3324530813213901965?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/6725907370867126254/posts/default/3324530813213901965?v=2" /><link rel="alternate" type="text/html" href="http://personal-finance-free.blogspot.com/2009/05/investing-in-mutual-funds-and-uitfs.html" title="Investing in Mutual Funds and UITFs" /><author><name>Sun Jun</name><email>sunjun79@gmail.com</email><gd:extendedProperty name="OpenSocialUserId" value="11934033316213471251" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_k7jGDyd1LGs/ShuanrDaYeI/AAAAAAAABME/jF1iQtF8jZA/s72-c/Mutual+Fund+vs.+UITF.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">2</thr:total><content type="html">
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/nEYblnFvn1kP2p2xbr9wPYIu8ns/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/nEYblnFvn1kP2p2xbr9wPYIu8ns/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/nEYblnFvn1kP2p2xbr9wPYIu8ns/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/nEYblnFvn1kP2p2xbr9wPYIu8ns/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;Mutual Funds and Unit Investment Trust Funds (UITFs) have become the most popular investments in recent years.  In the Philippines, I think this is largely due to the efforts of financial gurus Francisco Colayco (author of the Pera Mo Palaguin Mo - Wealth Within Your Reach books ) and Efren Cruz (author of Pwede Na! The Complete Pinoy Guide books).  Here's a primer on what Mutual Funds and UITFS &lt;img src="http://feeds.feedburner.com/~r/freepersonalfinanceadvice/~4/u5DJHQs10tA" height="1" width="1"/&gt;</content></entry></feed>
