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Check with your Credit Union first for the best auto loan deal

Tue, 26 Feb 2013 10:20 -1050

According to credit union insider news source, creditunionsonline.com, 2013 is being considered to be the ideal year to spring for a new ride.

Owe money to Uncle Sam? What the IRS can and can't do

Tue, 19 Feb 2013 12:50 -1050

Owing taxes is never an easy way to spend your hard-earned money but for many individuals it's the reality. More notably, paying your taxes late can trigger penalties, but it's important to know your rights.

Consumers save billions at credit unions following economic collapse

Tue, 12 Feb 2013 12:50 -1050

A recent report on creditunionsonline.com released statistics from the Credit Union industry, pointing to 93.3 million credit union members save $6 billion a year through more competitive rates and lower fees.

U.S. merchants can now charge for credit card transactions

Tue, 05 Feb 2013 07:20 -1050

As of January 27, 2013, Visa and MasterCard are required to allow merchants to surcharge for certain credit card transactions. The surcharge, called a "checkout fee", can be up to 4 percent that merchants can add to the sale to cover credit card processing costs.

Nearly $1 million in cash bonuses claimed by FIGFCU members in 2012

Tue, 29 Jan 2013 12:45 -1050

Over 30,000 FIGFCU members claimed their membership cash bonuses last year, resulting in nearly $1 million in distribution.

Where you can get the best interest rates on borrowing and saving

Tue, 22 Jan 2013 06:15 -1050

Financial writer Rich Smith offers another story on savings and financial planning for consumers, where he touts credit unions for having some of the best interest rates on money market and savings accounts.

Americans flock to credit unions, flee banks

Tue, 15 Jan 2013 10:15 -1050

Financial writer Rich Smith notes that Americans are taking their money out of banks and putting it in credit unions.

Jumbo Home Loans, a positive sign?

Tue, 08 Jan 2013 15:45 -1050

In California alone the Jumbo loan is making a comeback according to Pete Carey of Hispanicbusiness.com. Carey says that the Jumbo home loan is becoming a welcome trend for San Francisco Bay area homebuyers and one more sign the housing market is reviving.

8 steps to reduce credit card debt

Tue, 01 Jan 2013 10:40 -1050

Author and financial expert, Liz Weston, provides some relief for consumers who are drowning in credit card debt with advice on paying it off or reducing it to save money.

Five tips for managing credit card debt in 2013

Tue, 25 Dec 2012 08:15 -1050

With a New Year around the corner, the online credit card source, www.lowcards.com, says that millions of people will be making their resolutions to lower credit card debt in 2013.

Happy Holidays from your Credit Union

Tue, 18 Dec 2012 08:15 -1050

FIGFCU would like to wish you and yours a safe and wonderful holiday season.

A credit union could be your best source for a mortgage

Tue, 11 Dec 2012 15:05 -1050

According to NASDAQ online, credit unions have increased their mortgage lending substantially. The article notes that credit unions originated 60 percent more first mortgages during the first nine months of 2012 compared to the first nine months of 2011.

5 ways to save money on your auto loan

Tue, 04 Dec 2012 12:50 -1050

Gobankingrates.com recently published an article on its website shedding some light on the car shopping experience for many consumers.

Is a credit union a better option?

Tue, 27 Nov 2012 11:10 -1050

The answer is yes! According to MSN.com, the online money expert points to credit unions as alternatives to big banks, whereas credit unions can provide some advantages on basic financial services and outperform banks on many levels.

Save money with a credit union credit card on Cyber Monday

Tue, 20 Nov 2012 10:20 -1050

According to creditunionsonline.com, a credit union news source, consumers are passing over the higher-interest bank credit cards this season to save money. The article suggests that consumers can save money by using a credit union credit card for all of their holiday shopping this season.

Why HELOC spells good news for homeowners and the economy

Tue, 13 Nov 2012 13:05 -1050

According to The Street, a money management online source, home equity lending is increasing. The increase provides promising news on the progress of the housing market in the U.S.

Farmers to match up to $10,000 for victims of 'super storm' Sandy

Tue, 06 Nov 2012 07:25 -1050

Farmers will match up to $10,000 of your donations to help victims of "super storm" Sandy get the supplies and care they need. Donations will aid the American Red Cross' efforts in storm-damaged states including New Jersey, New York, Delaware and others in the storm’s direct path.

Credit unions accelerate mortgage lending

Tue, 30 Oct 2012 08:30 -1050

According to Bank Marketing News, credit unions have stepped up their role over the past five years as the mortgage lending market has undergone an unprecedented transformation.

Credit unions: Still the best bet for consumers

Tue, 23 Oct 2012 14:00 -1050

Huffingtonpost.com touts the advantages credit unions have in relation to financial products and services that no other bank can offer.

Checking fees rise to record highs in 2012

Tue, 16 Oct 2012 14:20 -1050

Bankrate.com has noted that this year alone, many banks have raised their checking fees on minimum balances, debit card usage, ATMs, and overdraft fees, with some going up by 25 percent or more.

FIGFCU gives back more than a million dollars

Tue, 09 Oct 2012 06:40 -1050

Thousands of qualifying Farmers Insurance Group Federal Credit Union (FIGFCU) members have an opportunity to receive cash bonuses this year as a result of our Membership Bonus Program, making the total payout over $1 million.

How to buy a house: Part 7 - Relax! Three strategies to ease home-buying stress

Tue, 25 Sep 2012 09:30 -1050

In part 7 of Alison Rogers' checklist on the home buying process, she provides three strategies to find peace of mind when it comes to handling the stress that comes after you purchase your new home.

How to buy a house: Part 6 - Conducting the final walk-through

Tue, 18 Sep 2012 06:30 -1050

In Part 6 of Alison Rogers' checklist on the home-buying process, she provides tips on several things you need to check when doing your final walk-through.

How to buy a house: Part 5 - Navigating the closing process

Tue, 11 Sep 2012 10:15 -1050

In Part 5 of Alison Rogers' checklist on the home-buying process, she provides tips that can better prepare you to get through the closing process.

How to buy a house: Part 4 - Hiring an appraiser and buying title insurance

Tue, 04 Sep 2012 07:30 -1050

In Part 4 of Alison Rogers' checklist on the home-buying process, she provides tips on having the property appraised and how to shop for title insurance.

How to buy a house: Part 3 - Having house inspected and addressing physical defects

Tue, 28 Aug 2012 07:30 -0830

In Part 3 of TIME Moneyland's Alison Rogers' checklist on how to buy a house, she provides the next steps in the home-buying process--setting up the inspection, what to look for and what to do with the information you find.

How to buy a house: Part 2 - Getting a mortgage

Tue, 21 Aug 2012 07:30 -0700

In Part 2 of TIME Moneyland's Alison Rogers' checklist on how to buy a house, she provides advice and guidelines to follow when looking for the right lender and mortgage.

How to buy a house: Part 1 - Making your best offer and negotiating the close

Tue, 14 Aug 2012 11:00 -0700

TIME Moneyland's Alison Rogers provides a handy checklist that will help homebuyers get through the home buying process with less anxiety and expense.

3 ways to save on a new car using your FIGFCU membership

Tue, 07 Aug 2012 08:10 -0700

Farmers Insurance Group Federal Credit Union (FIGFCU) has three ways for members to save on a new vehicle purchase. First, General Motors is offering all current and eligible Credit Union members preferred pricing on most new GM vehicles.

5 top situations for an auto refinance

Tue, 31 Jul 2012 07:45 -0700

Bankrate.com has listed 5 top situations for an auto refinance. Situations include drops in interest rates, lowering your monthly payment, and an improvement in your credit score.

Wells Fargo to charge fee for personal checking accounts

Tue, 24 Jul 2012 05:15 -0700

Wells Fargo took the final step last week of instituting a new checking account fee nationally to its customers. This continues the trend of the "big" banks piling on charges for everything from monthly maintenance fees to overdraft transfers.

Banks top 2012 Customer Service 'Hall of Shame'

Tue, 17 Jul 2012 07:10 -0700

According to MSN Money's 6th annual survey, half of the companies in their Customer Service "Hall of Shame" are banks or credit card companies.

FIGFCU credit card rates lower than national average

Tue, 10 Jul 2012 06:30 -0700

According to the CreditCards.com Weekly Credit Card Rate Report, the national average credit card rate is 14.91%--that’s 5.92% higher than our Visa Select card, and 3.92% higher than our Visa Platinum card.

Home sales, prices on the rise

Tue, 03 Jul 2012 10:20 -0700

The housing recovery is underway according to the National Association of Realtors® (NAR), citing recent sales data.

4 rules for getting a car loan

Tue, 26 Jun 2012 10:15 -0700

As new auto sales continue to raise, Martha White of TIME Moneyland has four rules for financing your car. "Shopping for a car loan isn’t as much fun as shopping for the vehicle itself--but it’s equally as important," explains White.

FIGFCU members have free access at over 30,000 ATMs nationwide

Tue, 19 Jun 2012 13:30 -0700

With the recent addition of over 500 ATMs at California Walgreens stores, FIGFCU members can now access their accounts at over 30,000 surcharge-free ATMs nationwide.

10 things you need to know when buying a home

Tue, 12 Jun 2012 10:50 -0700

CNNMoney has compiled a list of the top 10 things you need to know when buying a home.

Free your grad from debt

Tue, 05 Jun 2012 09:30 -0700

According to Money Magazine, the average 2012 senior who borrowed for college will hit a record $28,700 in debt. To help your graduate get on the right path of paying off student loans and becoming debt-free, they offer a three-step plan.

Landing a car loan is getting easier

Tue, 29 May 2012 07:45 -0700

Good news according to CNNMoney--it's getting easier to get a car loan, even if your credit isn't perfect.

Mortgage rates hit even lower

Tue, 22 May 2012 09:45 -0700

According to CNN Money, buying a home just got even more affordable, as interest rates on both 30-year and 15-year-fixed-rate mortgages set record lows for the third week in a row.

Save money and get great service with a professional real estate agent

Tue, 08 May 2012 08:30 -0700

Are you ready to buy a home? We can help you find the perfect real estate agent to fit your specific needs. The HomeBenefitsPlus program screens from a pool of high-caliber real estate agents to find a participating professional meeting criteria that you establish.

Consumer confidence makes now the best time to buy a house

Tue, 01 May 2012 07:15 -0700

The Spring home buying season is shaping up well, according to the Washington Post. Historically-low rates and reduced prices are giving confidence to would-be buyers.

Five tips for finding free checking

Tue, 24 Apr 2012 08:20 -0700

According to SavingsAccounts.com's Maryalene LaPonsie, "while it might seem like free checking is going the way of the dodo, there are still plenty of opportunities to find accounts without fees."

10 things not to do with your tax refund (and some things you should)

Tue, 17 Apr 2012 15:25 -0700

As the tax season ends, many of us have a little extra cash in our pockets. If you are wondering what you shouldn't (and should) do with your refund, Money Talks News' Stacy Johnson has laid out a list of ten things he thinks you should avoid--and a few things you should consider doing.

Credit unions offer tailored service, more security

Tue, 10 Apr 2012 14:40 -0700

While highlighting the benefits of credit union membership with MarketWatch's Jennifer Openshaw, Bill Myers, director of the Office of Small Business Credit Union Initiatives for the National Credit Union Administration, pointed out tailored service and more financial security as advantages to banking with a credit union instead of a bank.

4 steps to spring clean your finances

Tue, 03 Apr 2012 10:35 -0700

Spring is a great time to clean your finances says DailyFinance's Jean Chatzky, and she provides 4 easy steps to do so: declutter (your paperwork), purge (unnecessary expenses), polish (your credit score), and sweep (extra cash into a savings account).

Big banks' growing fees back in the news

Tue, 27 Mar 2012 12:38 -0700

Big banks’ growing fees is a topic that is back in the news this week, with The Wall Street Journal zeroing in on a Bank of America (BofA) plan to add a new fees and The Huffington Post highlighting recent fee-celebrating comments by a JP Morgan Chase official.

5 things banks don't want you to know

Tue, 20 Mar 2012 08:30 -0700

CBS News' Rebecca Jarvis doesn't think your financial institution tells you everything you need to know, and she's made a list of five things it might even try to be hiding.

Why should you know your credit score? Because many others do.

Tue, 13 Mar 2012 14:15 -0700

Whether for a loan, renting an apartment, or landing that great new job, your credit score can be a crucial key in the decision-making process of those deciding your fate.

Historically-low home loan interest rates mean huge savings...and more money in your pocket!

Tue, 06 Mar 2012 07:35 -0700

Home-loan interest rates haven't been this low since at least the 1950s, when documentation of rates began. Lower rates means saving money on your monthly mortgage payments.

Is your bank adding fee after fee? Then it is time to join Farmers Insurance Group Federal Credit Union

Tue, 28 Feb 2012 09:10 -0700

With consumer protection regulations in place, the big banks are looking to maintain their profit structures by implementing an increasing amount of fees for services.

Cost of gas slowing you down? Get rolling in a new, fuel-efficient vehicle with an FIGFCU auto loan!

Tue, 21 Feb 2012 10:05:00 -0700

With gas prices rising, many of us are taking a long look at our vehicles and their fuel bills. The crew at CNNMoney has compiled a list of 8 great fuel-efficient vehicles for those shoppers seeking to make fuel economy a priority.

Is your checking account leaking money?

Tue, 14 Feb 2012 7:35:00 -0700

According to the Pew Charitable Trusts, "Banks impose 49 different fees, on average." Forty-Nine.

Protecting your identity with Benefits Plus Checking featuring IdentitySecure

Tue, 07 Feb 2012 9:15:00 -0700

On average, every 4 seconds someone has their identity stolen or compromised. IRS and other federal investigators have increased and improved efforts to prevent and catch identity thieves in action.

7 smart moves while rates are low

Tue, 31 Jan 2012 7:20:00 -0700

Looking to improve your financial future? Now is the time to get that loan you may have been considering. The financial experts at MSN Money agree.

Can consolidating debt really help you?

Tue, 24 Jan 2012 8:40:00 -0700

"Consolidating debt can make good sense," says Jeff York of GoBankingRates.com.

CNN Money: 'Yes, you can dump your bank'

Tue, 17 Jan 2012 10:10:00 -0700

If breaking-up with your bank is on your to-do list in 2012, CNN Money's Ismat Sarah Mangla has laid out great alternatives to checking, saving, and borrowing from big banks.

Five things getting cheaper in 2012

Tue, 10 Jan 2012 07:40:00 -0700

Yahoo Finance's Kelli B. Grant has pointed out 5 things that may actually be cheaper in the New Year. Her list includes consumer electronics, European travel, wine, and interest rates.

Experts say now is time to pay off holiday debt, offer tips

Tue, 03 Jan 2012 08:30:00 -0700

Credit experts Bill Hardekopf and Greg McBride agree that now is a good time to start paying off that holiday debt.

Five New Year's Resolutions for a secure financial future

Tue, 27 Dec 2011 11:35:00 -0700

TIAA-Cref Financial Advisor Joe Moorhead has some suggestions for achieving a secure financial future in 2012. His list includes setting up an emergency fund, maxing out your 401(k), saving for education, and sticking to a budget.

Twelve holiday scams to watch out for this season

Tue, 20 Dec 2011 8:50:00 -0700

"Thieves and scammers celebrate the [holiday] season by taking advantage of people who don’t have time to give things the usual scrutiny," says Consumer Reports.

Best shopping deals in December

Tue, 13 Dec 2011 11:15:00 -0700

Yahoo! Finance's Farnoosh Torabi has pointed out the best things to buy in December.

Did you get rewarded on Black Friday?

Tue, 06 Dec 2011 10:10:00 -0700

Shoppers spent nearly $53 billion this Black Friday weekend, but some may not have made the most of the nation's most famous shopping day.

Win $50 when you use PC-TIED in December

Tue, 29 Nov 2011 09:15:00 -0700

We all know PC-TIED Online Banking is a convenient way to manage your FIGFCU accounts--whether you’re paying bills online with Bill Pay, or depositing a check from the comfort of your home with Online Deposit.

Black Friday Do's and Don'ts

Tue, 22 Nov 2011 08:30:00 -0700

CBS MoneyWatch has published its Black Friday "Dos and Dont's list" just in time for one of the season's busiest shopping days.

What real-estate websites get right, what they don't

Tue, 15 Nov 2011 15:15:00 -0700

The Wall Street Journal has pointed out benefits and drawbacks of several real-estate websites such as Zillow.com.

Hidden code contest expands, prize up to $100

Tue, 08 Nov 2011 09:10:00 -0700

Our hidden code contest will expand to our Facebook and Twitter pages later this month. Starting with the November 22 contest, the hidden code could also show-up on our Facebook or Twitter page.

Defer your loan payments until 2012

Tue, 01 Nov 2011 14:00:00 -0700

For many people, cash flow can get a little tight during the holidays. If you'll be shopping for a car this holiday season, or simply need some extra cash, your Credit Union can help.

Tips for credit card balance transfers

Tue, 25 Oct 2011 8:45:00 -0700

Credit.com's Christopher Maag has posted his 8 Tips for a Successful Credit Card Balance Transfer. Tips include knowing how long the balance transfer rate will last, what the "go-to" rate is, and whether there's a fee.

Reaction to Bank of America, Wells Fargo debit card fees

Tue, 18 Oct 2011 15:20:00 -0700

Reaction to Bank of America and Well Fargo's plan to charge customers a fee for debit card use continues to come in from both financial institutions and the banking public across the nation.

Connect with FIGFCU on Facebook, Twitter

Tue, 11 Oct 2011 06:45:00 -0700

You can now stay up-to-date on all our promotions and membership advantages by liking us on Facebook and following us on Twitter.

Bank of America to charge for debit card use

Tue, 04 Oct 2011 07:55:00 -0700

Bank of America will begin charging its customers $5 a month to use their debit cards early next year.

Consumer Reports: Buying used cars a 'best way' to save money

Tue, 27 Sep 2011 16:15:00 -0700

Buying a used car is one of the best ways to save money, says Consumer Reports, and it provides a few tips to help make your used car shopping successful.

An important saving lesson from the Obamas' 2010 tax return

Tue, 20 Sep 2011 12:10:00 -0700

In reviewing the Obamas' 2010 tax return, MoneyWatch's Carla Fried has pointed-out several things we could learn from the first family's money matters.

Do you need 25 credit cards to build credit?

Tue, 13 Sep 2011 14:20:00 -0700

Pete D'Arruda, a man with 25 credit cards and over a quarter of a million dollars in available credit, has shared his credit-building journey with MarketWatch's Jennifer Walter.

Donate to help victims of Texas wildfires

Tue, 05 Sep 2011 14:15:00 -0700

As Farmers continues to help its customers affected by the Texas wildfires, your Credit Union would like to remind you that you too can help the victims of this disaster.

Save on gas, used cars this holiday weekend

Wed, 31 Aug 2011 13:30:00 -0700

Bankrate.com has posted tips on how to save money on your Labor Day road trip. Tips include checking your tire pressure and packing only what's necessary to maximize fuel economy, and using your smartphone to find the cheapest gas along your route.

FIGFCU hosts grand openings of new Woodland Hills, Grand Rapids branches

Wed, 31 Aug 2011 14:05:00 -0700

Your Credit Union recently celebrated the grand openings of its newest branches in Woodland Hills, CA and Grand Rapids, MI.

FIGFCU showcases new branch, membership benefits at Woodland Hills Grand Opening

Tue, 30 Aug 2011 08:45:00 -0700

Your Credit Union invites members and non-members to visit its new branch during the August 30 Grand Opening of the Farmers location in Woodland Hills, CA.

Celebrate Woodland Hills Open House with FIGFCU

Tue, 23 Aug 2011 10:30:00 -0700

Come by Farmers' Open House in Woodland Hills this Saturday, where you can visit with your Credit Union. Look for the FIGFCU tents to learn more about the great benefits offered to Farmers' employees, agents and family members, as well as play Credit Union Plinko.

Mortgage rates approach record lows

Tue, 16 Aug 2011 08:45:00 -0700

Thirty-year fixed mortgages are only .15% away from record lows at 4.32%, and 15-year fixed mortgages are down to a record-setting 3.50%, reports Credit Union Journal.

FIGFCU earns 4-star rating from Bankrate

Tue, 09 Aug 2011 12:50:00 -0700

Bankrate, Inc., the web’s leading aggregator of financial rate information, has rated FIGFCU as 4 stars on its Safe & Sound Star Rating system.

Online security guidelines help protect our members, prevent fraud

Tue, 02 Aug 2011 16:31:00 -0700

To better protect our members' information and prevent fraud, we've added an Online Security section to our website.

FIGFCU opens Woodland Hills branch

Tue, 26 Jul 2011 13:02:00 -0700

Your Credit Union has opened a new branch in Woodland Hills. Employees at this location can now enjoy the convenience of having their financial institution at their workplace.

Invest in America offers discounts to credit union members

Tue, 19 Jul 2011 13:02:00 -0700

Lovemycreditunion.org's Invest in America program offers credit union members discounts on new cars, DIRECTV, Sprint mobile services, and much more.

FIGFCU opens second Grand Rapids location

Tue, 12 Jul 2011 14:15:00 -0700

To better serve our Grand Rapids members, we’ve opened a second branch in the new Kraft Meadows 2 building.

See all FIGFCU promotions in one place

Tue, 05 Jul 2011 07:40:00 -0700

Our new Current Promotions page lets you view all our promotions in one place--making finding great deals from your Credit Union even easier.

Banks may impose annual fee on debit cards, limit monthly transactions

Tue, 28 Jun 2011 09:15:00 -0700

Banks are looking for ways to wring more revenue out of their customers, says Robin Sidel and Dan Fitxpatrick of The Wall Street Journal. As banks react to recent legislation limiting their ability to collect fee income, they are conjuring up new ways to raise fees on debit cards and checking accounts, explain Sidel and Fitzpatrick.

Credit unions save consumers billions in 2010

Tue, 21 Jun 2011 13:00:00 -0700

"Last year consumers saved $6.5 billion in better rates and lower fees using not-for-profit credit unions rather than banks" says Credit Union National Association (CUNA) President/CEO Bill Cheney. "Credit unions are the smarter choice for financial services," he adds.

Online Deposit, Mobile Banking make banking at FIGFCU even easier

Tue, 14 Jun 2011 13:15:00 -0700

We recently added Online Deposit and Mobile Banking to our list of online services to make banking at your Credit Union even more convenient.

Farmers to match up to $25,000 for Midwest tornado victims

Tue, 07 Jun 2011 11:35:00 -0700

Farmers is matching up to $25,000 of your donations to help victims of recent Midwest storms get the supplies and care they need. Donations will go to aid the American Red Cross efforts in recently devastated areas including Missouri, Kansas, Oklahoma and Arkansas.

Help FIGFCU keep your debit card free

Tue, 31 May 2011 11:30:00 -0700

Farmers Insurance Group Federal Credit Union (FIGFCU) is your advocate on financial regulations that affect your financial well-being. That's why we're asking for your help to stop regulation that has already negatively affected many consumers.

High gas prices affecting summer travel plans

Tue, 24 May 2011 09:20:00 -0700

With gas prices on the rise, summer travelers are expected to consolidate trips and stay longer at their destinations, says Seattle Times’ Niesha Lofing.

Credit unions have best credit card deals

Tue, 17 May 2011 08:15:00 -0700

"Credit unions have the best credit card deals," says Mitch Lipka of dealnews. Lipka cites a May 2011 Pew Safe Credit Card study that finds cards offered by credit unions have lower interest rates, less costly cash advance charges, lower penalty charges, and lower fees.

FIGFCU celebrates 75 years, highlights credit union benefits

Tue, 10 May 2011 09:00:00 -0700

As FIGFCU celebrates its 75th anniversary, it’s a good time to examine why credit unions are often a better value for consumers than banks.

Support relief efforts for tornado victims in Alabama

Tue, 03 May 2011 08:40:00 -0700

On Wednesday, April 27, a storm system spawned hundreds of deadly tornadoes, leaving a path of destruction and in seven states. More than 330 people were killed. Alabama was the hardest hit with thousands of homes damaged or destroyed and nearly half a million residents left without power.

Sign up for eStatements for a chance to win $500

Tue, 26 Apr 2011 08:45:00 -0700

While this year's Earth Day has come and gone, it's always good to think about ways to lessen your impact on the environment. eStatements from your Credit Union are not only a great way to save paper and the energy of transporting paper statements, but you could also win $500 when you make the switch.

MSN Money sings praises of credit unions

Tue, 19 Apr 2011 07:35:00 -0700

High credit card rates, unfair overdraft practices, ATM fees and poor customer service are just some of the reasons MSN Money's Diane Mapes, and the bank customers she talked to, switched to a credit union.

Forbes asks 'is it time to switch to a credit union?'

Tue, 12 Apr 2011 11:45:00 -0700

Writing for Forbes, NerdWallet.com CEO Tim Chen points out that while interest rates are ultra-low across most financial sectors and products, the average bank’s credit card still carries a 13.5% minimum APR.

Zero percent financing can hurt your credit score

Tue, 05 Apr 2011 07:20:00 -0700

CBS MoneyWatch.com's Farnoosh Torabi recently sought the advice of Credit.com credit guru John Ulzheimer regarding zero percent financing and its potential effect on your credit score. According to Ulzheimer, zero percent financing is bad for your financial health.

5 ways to avoid ATM fees

Tue, 29 Mar 2011 07:00:00 -0700

U.S. News & Word Report's Jim Wang has shared five ways to avoid ATM fees. According to Wang, ATM fees are on the rise, and he cites a 2010 Bankrate Checking Study that finds ATM fees jumped 5% from 2009, up to $2.33. Some banks are looking to charge ATM fees as high as $5.

Support the earthquake and tsunami victims in Japan

Tue, 22 Mar 2011 09:55:00 -0700

More than 5,000 people have been killed and more than 400,000 misplaced as a result of the 9.0 magnitude earthquake and consequential 32-foot tsunami which struck Japan on Friday, March 11. When you contribute to the American Red Cross or the Farmers Disaster Relief Fund, the Z Zurich Foundation will match donations up to a total of $250,000.

NCUA launches MyCreditUnion.gov

Tue, 15 Mar 2011 07:15:00 -0700

The National Credit Union Administration (NCUA) has launched MyCreditUnion.gov, a new website that it hopes will offer "a one-stop toolbox of educational information and personal finance tips designed to help individuals in making smart financial decisions and better choices for their money."

7 best apps for filing taxes

Tue, 08 Mar 2011 11:15:00 -0700

CNN Money has named its 7 best apps for filing taxes. The list includes IRS2go, an app that tracks your refund's delivery, and TurboTax SnapTax, which allows you to file your taxes with your phone.

5 credit myths that lead to disaster

Tue, 01 Mar 2011 15:45:00 -0700

According to Financial Finesse CEO Liz Davidson, your obsession with a high credit score may be bad for your financial health. In her Forbes.com article 5 credit myths that lead to disaster, Davidson explains how putting off credit counseling, or not paying off credit cards to maintain a high credit score are mistakes.

How long to keep tax records

Tue, 22 Feb 2011 08:05:00 -0700

One of the questions people often have around tax time is, "How long should I keep this document?" Unfortunately, the answer isn't simple and it depends on the document in question. Luckily, Yahoo Finance and Kiplinger.com have offered guidance on this often confusing subject.

8 people not to trust with your credit card

Tue, 15 Feb 2011 07:30:00 -0700

Yahoo Finance and CreditCards.com have identified 8 people you trust with your credit card, but shouldn't. The list includes your loved ones, the disappearing waiter, the caller investigating a "credit card scam"--even you.

LA Times says RIP to free checking at banks, notes free credit union accounts

Tue, 08 Feb 2011 14:50:00 -0700

According to theLos Angeles Times, fee-free checking accounts are a thing of the past—at least for those who don't maintain a minimum balance or use the bank's other services.

Fair, Isaac CEO on how to improve your FICO score

Tue, 01 Feb 2011 10:50:00 -0700

Pay your bills on time, don't use more credit than you really need, and don't apply for new credit unless you absolutely have to, says Fair, Isaac & Co. CEO Mark Greene when asked how people can improve their credit score by Yahoo! Finance.

Former credit card thief: Watch your accounts

Tue, 25 Jan 2011 10:35:00 -0700

Michelle Crouch of CreditCards.com recently sat down with former credit card thief Dan DeFelippi to see what consumers could learn from DeFelippi about credit card safety. When asked what his number one consumer safety tip was, DeFelippi's answer was simple: "watch your accounts."

Fed educates consumers on new 'risk-pricing' notices

Tue, 18 Jan 2011 14:20:00 -0700

The Federal Reserve Board has released an online consumer handbook designed to help borrowers understand new notices they may receive from lenders when credit reports or scores affect a credit decision. The handbook describes each type of notice and its content, provides examples, and explains what consumers should do if they receive a notice.

CBS News: Try credit unions for free checking accounts

Tue, 11 Jan 2011 09:05:00 -0700

CBS News Business and Economics Correspondent Rebecca Jarvis recommends trying a credit union when looking for a fee-free checking account. This recommendation comes as part of CBS' simple steps to avoid bank fees.

5 scams to avoid in the New Year

Tue, 04 Jan 2011 13:15:00 -0700

Consumer finance site WalletPop has complied a list of 5 financial scams to avoid this New Year.The list includes scams that promise free money for college, a new friend stranded in a foreign country who needs money to return home, investment and employment opportunites that are too good to be true, and SMiShing (phishing via text message).

Treasury to use Direct Deposit for payments, discontinue paper checks

Tue, 28 Dec 2010 09:20:00 -0700

The U.S. Department of the Treasury has extended the use of Direct Deposit to all Americans receiving federal benefit and non-tax payments.

Electronic savings bonds replacing paper ones

Tue, 21 Dec 2010 06:55:00 -0700

The U.S. Department of the Treasury is phasing out the issuance of paper savings bonds through traditional payroll savings plans effective January 1, 2011. Your Credit Union will no longer be able to order bonds on behalf of our members.

5 ways to become debt-free this holiday season

Tue, 14 Dec 2010 08:45:00 -0700

To help you keep your New Year's resolution to solve your financials problems, Mainstreet.com has complied a list of 5 ways to become debt-free this holiday season.

Unused credit cards may hurt your credit score

Tue, 07 Dec 2010 15:30:00 -0700

If you have a credit card that you don't use, it can end up hurting your credit score. As banks and credit card companies continue to look for new ways to profit, they may close your account due to inactivity.

Ten tips to keep your online holiday shopping safe

Tue, 30 Nov 2010 09:30:00 -0700

Black Friday and Cyber Monday may have come and gone, but shopping safely online is important year-round. Below are ten tips to help keep your online transactions safe and sound courtesy of the Better Business Bureau.

Green tips for reducing fuel use, improving efficiency: Part 2

Tue, 23 Nov 2010 09:45:00 -0700

As our members continue to struggle with unpredictable changes in gas prices and search for ways to reduce the environmental impact of their vehicles, FIGFCU and Enterprise Car Sales have teamed-up to offer useful tips for reducing fuel consumption and saving money.

Green tips for reducing fuel use, improving efficiency: Part 1

Tue, 16 Nov 2010 08:45:00 -0700

Forbes recommends CU credit cards, gives top 5 reasons

Tue, 9 Nov 2010 13:55:00 -0700

If you're fed-up with what Forbes calls "dirty business practices" by credit card companies, the finance media giant has a recommendation: opt for a credit card issued by a credit union.

8 ways to protect your debit and credit card

Thu, 4 Nov 2010 12:45:00 -0700

Debit and credit cards are a convenient way to pay for purchases and manage your cash flow. With this convenience, however, comes the risk of your information falling into the wrong hands.

Why refinance your mortgage today?

Tue, 26 Oct 2010 08:15:00 -0700

Now is a great time to consider refinancing your mortgage. Rates are currently at record lows and lowering your rate can have tremendous benefits today and down the road when the economy recovers.

How to buy a used car: Part 6--On-the-bottom line checklist

Tue, 19 Oct 2010 09:20:00 -0700

Buying a used car makes sense. You pay a lower purchase price, lower registration and license fees, lower insurance premiums, and your car doesn't lose a large portion of its value the moment you drive it off the lot. There are, however, pitfalls as well.

How to buy a used car: Part 5--On-the-road checklist

Tue, 12 Oct 2010 08:15:00 -0700

How to buy a used car: Part 4--On-the-lot checklist

Tue, 05 Oct 2010 12:05:00 -0700

How to buy a used car: Part 3--Consumer resources

Tue, 28 Sep 2010 07:30:00 -0700

Credit Unions saved consumers $7.3B in 2009

Tue, 21 Sep 2010 09:15:00 -0700

Consumers saved $7.3 billion in 2009 by using a credit union instead of a bank--a savings of about $80 per credit union member according to the Credit Union National Association and state credit union leagues.

How to buy a used car: Part 2--How to budget and pay

Tue, 14 Sep 2010 11:30:00 -0700

Pakistan Flood Relief Fund

Tue, 07 Sep 2010 15:00:00 -0700

July 22, 2010, made a mark in history as the worst flooding Pakistan has seen in 80 years. Nearly one fifth of the country, which spans 62,000 square miles, has seen the repercussions due to the annual monsoon rainfall. Currently, 20 million people have been affected, leaving 4 million people homeless in the submerged tundra.

How to buy a used car: Part 1

Tue, 31 Aug 2010 11:00:00 -0700

Enterprise, credit unions celebrate 30-year milestone

Tue, 24 Aug 2010 11:15:00 -0700

Enterprise Car Sales and credit unions across the country are celebrating 30 years of working together to provide CU members with low-cost, quality used cars.

KnowYourOptions.com educates distressed homeowners, explains how to avoid foreclosure

Tue, 17 Aug 2010 10:30:00 -0700

The Federal National Mortgage Association (or "Fannie Mae") recently launched KnowYourOptions.com, a consumer website designed to educate distressed homeowners about avoiding foreclosure, and encourage them to contact their lender to seek assistance before it's too late.

CU Service Centers, CO-OP ATM app available on iTunes

Tue, 11 Aug 2010 16:00:00 -0700

iPhone owners can locate a Credit Union Service Center branch or a CO-OP Network ATM using apps available in the iTunes Store.

$250,000 NCUA deposit insurance now permanent

Tue, 03 Aug 2010 10:15:00 -0700

President Barack Obama recently signed the new Financial Reform bill, making the current $250,000 limit on NCUA insurance for credit union deposits permanent.

Housing affordability at highest level in 19 years

Tue, 27 Jul 2010 11:45:00 -0700

Buying a home is more affordable than ever. According to the National Association of Home Builders/Wells Fargo Housing Opportunity Index (HOI), house affordability is at its highest level since the index was first compiled 19 years ago.

Top 5 advantages of getting pre-approved for a home loan

Tue, 20 Jul 2010 09:15:00 -0700

Whether you are shopping for your first house, refinancing an existing property, or purchasing a vacation home or rental, getting pre-approved for a home loan should be the first step in the process.

Beware of 'predatory lenders' as home loan rates fall

Tue, 13 Jul 2010 11:10:00 -0700

As home loan rates hit 50-year lows, many people are taking advantage of these rates to consolidate debt or finance home repairs. While most lenders are honest, some are not--so-called "predatory lenders."

First time home buyer credit extended to Sept. 30

Tue, 06 Jul 2010 08:15:00 -0700

President Obama recently signed a three-month extension of the new home buyer tax credit, extending the closing date to provide buyers who had binding sales contracts in place by April 30, 2010, additional time to complete their home purchases.

Beat the summer heat with FIGFCU, Enterprise

Tue, 29 Jun 2010 13:35:00 -0700

AAA expects some 31.4 million Americans to hit the road this 4th of July weekend--an increase of 17.7% from last year's 26.7 million. But it won't be all BBQs and fireworks for some motorists. As temperatures rise, so do car problems.

High MPG not the only way to save money on a car

Tue, 22 Jun 2010 7:35:00 -0700

The Department of Energy recently compiled a list of the 10 most fuel-efficient cars to hit the US auto market since 1984. The average combined EPA rating of the list is a little over 45 MPG, with the number one car getting an impressive 53 MPG.

Redesigned MyMoney.gov helps Americans with their finances

Tue, 15 Jun 2010 7:35:00 -0700

Spending a bit more time understanding your finances and how to save can really help. More help has come recently in the form of MyMoney.gov.

3 credit score myths debunked

Tue, 08 Jun 2010 6:00:00 -0700

Managing your credit score can be tricky. And understanding how your actions effect your credit score can be even trickier. To help you better understand how what you do impacts your credit score, we've debunked three of the most common credit score myths.

Get 3.99% APR for 6 months on transferred balances

Tue, 01 Jun 2010 8:00:00 -0700

For a limited time, get 3.99% APR+ on transferred balances. Apply today and transfer high-rate credit card balances to FIGFCU and save money!

Mortgage rates continue to fall, near 50-year lows

Tue, 25 May 2010 9:30:00 -0700

The financial turmoil in Europe is providing an unexpected windfall for American home buyers as international money seeking a safe haven is flowing into the U.S., pushing domestic mortgage rates to the lowest levels of the year and back near 50-year lows.

Car dealers' loans often aren't the best deal

Tue, 18 May 2010 8:00:00 -0700

Many consumers spend hours searching for a vehicle that fits their lifestyle, but they devote little to no time doing the research for the financing of such a large purchase.

J.D. Power: More consumers willing to switch banks

Tue, 11 May 2010 6:15:00 -0700

Consumers increasingly are willing to unglue themselves from banking relationships, according to a retail bank survey recently released by J.D. Power and Associates Inc.

FIGFCU members get special pricing with Invest in America

Tue, 04 May 2010 4:45:00 -0700

Your Credit Union offers Invest in America--a program that offers FIGFCU members exclusive discounts from participating U.S.-based companies.

FIGFCU offers free online financial analysis, debt assessment

Tue, 27 Apr 2010 8:15:00 -0700

Face-to-face consultations with professional financial planners can be intimidating. Many times, you may leave more confused after these sessions, with an onslaught of industry jargon and unrealistic goals.

6 common mistakes home buyers make

Tue, 20 Apr 2010 01:00:00 -0700

Buying a home is the biggest purchase most people will ever make, yet many go into it blind. CNNMoney.com goes over the 6 most common--and costly--mistakes homebuyers make.

Federal Reserve Board launches Consumer's Guide to Credit Cards

Tue, 13 Apr 2010 06:20:00 -0700

The Federal Reserve Board recently launched a Consumer's Guide to Credit Cards website to protect consumers and help them boost their credit card knowledge.

Top things to know about taxes

Tue, 06 Apr 2010 11:00:00 -0700

The deadline to file your taxes is quickly approaching. With so many codes and regulations, it's difficult to know what's most important. CNNMoney.com compiled the top basic things you should know about filing taxes.

Credit Union shared branching locator app now available on iTunes

Fri, 02 Apr 2010 14:45:00 -0700

Financial Service Centers Cooperative, Inc., the nation's largest and most convenient credit union Shared Branching Network, announced the launch of the new credit union Shared Branching locator app on iTunes.

Quality, dependability most important when purchasing a car

Fri, 26 Mar 2010 14:45:00 -0700

According to the J.D. Power and Associates 2010 U.S. Vehicle Dependability Study, among new-vehicle shoppers, perception of quality and dependability is the most influential factor in their decision to purchase a specific vehicle model.

New vehicles purchased in 2009 qualify for tax savings

Fri, 19 Mar 2010 15:00:00 -0700

Tax season is here and if you purchased a new vehicle on or after February 16, 2009, you may be eligible to deduct the sales tax from your 2009 federal income tax return.

Farmers establishes Chile disaster fund, matches up to $25,000

Fri, 05 Mar 2010 14:00:00 -0700

The 8.8 earthquake that struck Chile on February 27, and the tsunami that followed, killed more than 800 people and left more than 1 million Chileans homeless. Zurich Latin America reports that 1,543 of the Zurich employees and agents in Chile were either directly or indirectly affected by the disasters.

Pay yourself first, invest in your retirement

Tue, 02 Mar 2010 10:00:00 -0700

You have until April 15, 2010 to contribute to your retirement account for the 2009 tax year. To help you save, your Credit Union offers three types of Individual Retirement Accounts: Traditional, Roth and SEP IRAs.

Checking account trouble? We can help

Tue, 23 Feb 2010 09:30:00 -0700

If you've had trouble managing a checking account in the past and have a ChexSystems record, your Credit Union can help you get back on track.

How financially fit are you?

Tue, 16 Feb 2010 14:20:00 -0700

As the White House renews its commitment to physical fitness, it may also be a good time to consider your financial fitness. According to online account monitoring service Mint.com, personal financial fitness is made up of 4 good habits: (1) saving money, (2) avoiding debt, (3) investing, and (4) not "losing it."

Help the Children's Miracle Network, get a Picturecard

Tue, 09 Feb 2010 11:20:00 -0700

When you order a Children's Miracle Network or Credit Unions for Kids Picturecard, we'll donate the $10 fee to the Children's Miracle Network.

Claim a home buyer tax credit? You'll have to file by mail

Wed, 03 Feb 2010 14:15:00 -0700

If you claim a first-time home buyer or move-up home purchaser credit on your 2009 tax return, you'll have to file the good old-fashioned way--by mail.

Farmers establishes Haiti disaster fund, donates $25,000

Fri, 15 Jan 2010 15:15:00 -0700

The Haitian Red Cross said it believes between 45,000 and 50,000 people died when the earthquake, which measured 7.0 on the Richter scale, struck on Tuesday.

eNews contest starts today

Tue, 12 Jan 2010 09:00:00 -0700

Every time we send eNews and eNews: Agent Edition, we are giving away $25--starting today! A code is hidden in today's eNews that, when entered on our website, enters the participant into a contest for $25.

On Suze Orman's 2010 To-Do list: Check out a credit union

Thu, 07 Jan 2010 08:15:00 -0700

"Credit unions are often a better deal than banks and tend to pay higher yields on deposits," says Emmy award-winning, personal finance expert Suze Orman in this month's O, The Oprah Magazine.

Win $25 every time you read eNews

Wed, 30 Dec 2009 12:45:00 -0700

You could win $25 every time you read eNews or eNews: Agent Edition starting January 12, 2010.

FIGFCU donates $7,500 to the March of Dimes

Tue, 22 Dec 2009 09:45:00 -0700

We are making a $7,500 donation to the March of Dimes on behalf of our loyal members.

Triple your donation to the March of Dimes

Fri, 11 Dec 2009 13:00:00 -0700

Give the gift of donation this holiday season. Now, when you use your FIGFCU MasterCard to make a donation to March of Dimes, your donation will be matched--twice!

Direct Deposit, Payroll Deduction, Checking contests winners selected

Tue, 8 Dec 2009 14:00:00 -0700

Winners of our Direct Deposit, payroll deduction and checking account contests have been selected, and their Credit Union accounts have been credited with their winnings.

New low auto and home loan rates for the New Year

Wed, 2 Dec 2009 08:00:00 -0700

Planning to buy a new car or home? Get a special rate with flexible terms when you finance with your Credit Union.

$8,000 first time home buyer credit extended, $6,500 credit added

Thu, 19 Nov 2009 13:00:00 -0700

President Obama recently signed into law an extension of the $8,000 first time home buyer tax credit as part of a $24 billion economic stimulus package.

Win up to $500 at FIGFCU - Hurry! Offer ends Nov. 15th

Fri, 6 Nov 2009 08:15:00 -0700

You could win up to $500 when you sign up for Direct Deposit or open a new checking account, and up to $250 when you set up a Payroll Deduction.

BofA to charge select customers annual credit card fee

Fri, 16 Oct 2009 10:15:00 -0700

Bank of America will start charging customers an annual credit card fee of $29 to $99 next year.

Banks charging record fees for checking accounts

Tue, 6 Oct 2009 11:00:00 -0700

Monthly service charges on checking accounts climbed to new highs in August, USA Today is reporting. In 2009, the average fee for an interest-bearing checking account is a surprising $12.55 per month, according to a survey released last week by Bankrate.com.

First-time Home Buyers Can Get Up to an $8000 Tax Credit-Buy Before November 30, 2009

Tue, 29 Sep 2009 15:15:00 -0700

Are you shopping for a home, but not sure if the time is right? If you are hoping to take advantage of the first-time buyer tax credit, you cannot afford to wait any longer.

Win up to $500 at FIGFCU

Tue, 22 Sep 2009 11:15:00 -0700

You could win up to $500 when you sign up for Folio Direct Deposit or open a new checking account, and up to $250 when you set up a Folio Deduction.

Bernanke optimistic about economy

Tue, 15 Sep 2009 14:50:00 -0700

Federal Reserve Chairman Ben Bernanke said Tuesday that the recession is probably over. But he also said that he thought unemployment would rise.

A new way to fight ID theft—check your ID score

Tue, 8 Sep 2009 14:30:00 -0700

Everyone knows their credit score (and if you don't, you should!). But did you know you also have an ID score? Knowing your ID score and monitoring it over time can help you protect your identity.

The end of free checking?

Tue, 1 Sep 2009 13:45:00 -0700

According to the Wall Street Journal, free checking is "going the way of the free lunch" as banks attempt to fill their revenue gap with checking account fees and requirements.

President Obama's credit card changes do not affect FIGFCU cardholders

Tue, 25 Aug 2009 12:30:00 -0700

Three new provisions of the Credit CARD Act of 2009 went into effect last week. FIGFCU cardholders were not impacted by these changes, however, as your Credit Union already conducts business in the manner now mandated by the President.

Buy a GM vehicle on eBay

Tue, 11 Aug 2009 14:15:00 -0700

General Motors and eBay have rolled out a pilot program in California that allows customers to buy select new GM vehicles on eBay. Customers can negotiate with about 250 dealers throughout the state on 20,000 vehicles.

10 things to know about 'Cash for Clunkers'

Tue, 4 Aug 2009 12:00:00 -0700

The Car Allowance Rebate System (CARS or "Cash for Clunkers") is a government program designed to help consumers buy or lease more environmentally-friendly vehicles.

Pope cites credit unions as ethical, humanitarian institutions

Tue, 28 Jul 2009 11:15:00 -0700

Pope Benedict XVI compared credit unions and love in his third encyclical saying, "If love is wise, it can find ways of working in accordance with provident and just expediency, as is illustrated in significant ways by much of the experience of credit unions."

Banks not accepting CA Warrants, Credit unions are!

Fri, 24 Jul 2009 15:00:00 -0700

FIGFCU is accepting warrants issued to its members.

Be a Hero for Babies Day on July 22

Mon, 20 Jul 2009 09:45:00 -0700

The fourth annual Be a Hero for Babies Day is July 22, and all Farmers employees, agents and DMs are invited to participate in the first-ever, nationwide Blue Jeans for Babies event.

Sign up for eStatements in under 30 seconds

Mon, 13 Jul 2009 03:45:00 -0700

If you're still getting your statements in the mail each month, it's time to switch to eStatements. They're good for you and for the environment.

Get a free appraisal on an FIGFCU home loan, up to $400

Wed, 01 Jul 2009 10:00:00 -0700

Your Credit Union is still lending to new and current homeowners. And for a limited time, members who finance a home purchase or refinance an existing home loan get a free appraisal, up to $400!

Three things not to do in this economy

Thu, 25 Jun 2009 14:45:00 -0700

It's our mission to help you enhance your personal finances, so let's take a few examples of what happens when we become lazy about goals fulfillment, and see how they are relevant to current economic conditions. If you've ever thought it would be wise to...

Use your Contract Value to save money

Mon, 15 Jun 2009 13:15:00 -0700

As a Farmers DM, you have access to low-rate agency financing through Farmers Insurance Group Federal Credit Union.

Get ready for summer vacation

Thu, 11 Jun 2009 15:45:00 -0700

If you're planning to take your family on vacation this summer, here are some helpful tips to make your trip stress-free.

$250,000 NCUA Deposit Insurance extended through 2013

Mon, 01 Jun 2009 07:45:00 -0700

Your FIGFCU deposits will continue to be insured up to at least $250,000 through December 31, 2013.

Banks hit with large FDIC fees

Thu, 28 May 2009 13:00:00 -0700

The Federal Deposit Insurance Corp.'s reserves were depleted by more than $10 billion taking the fund to its lowest point since 1994. As a result, U.S. banks will pay an emergency fee based on their asset size to replenish the reserves.

Stress tests could result in higher bank fees

Mon, 18 May 2009 13:15:00 -0700

The US government's recent stress tests determined that America's 19 biggest banks need to raise a collective $75 billion in additional capital to weather future losses as high as $600 billion by the end of 2010.

Reissued credit cards won't hurt your credit score

Wed, 13 May 2009 07:30:00 -0700

If you've received a replacement credit card recently for an account that was closed and reopened by your financial institution because of a security breach, the good news is that it won't affect your credit score.

Small business credit cards won't benefit from new credit card bill

Mon, 4 May 2009 08:00:00 -0700

The Credit Cardholders Bill of Rights that passed in the House last Thursday will eventually help millions of consumer credit cardholders by eliminating double-cycle billing and restricting interest rate hikes. However...

Retirement Savings Options--Which is Right for You

Mon, 4 May 2009 07:45:00 -0700

When it comes to saving for retirement, you have a lot of decisions to make. And you need to look at your choices carefully to decide which option, or combination of options, fits your retirement needs best.

Credit Card rules may change, but not soon enough

Thu, 30 Apr 2009 15:15:00 -0700

The House of Representatives on Thursday passed a bill to eliminate the sudden interest rate and late fee increases by credit card companies that have affected millions of consumers recently.

Youth Week Winners Announced

Wed, 29 Apr 2009 14:00:00 -0700

Kids and teens who opened an account or made a deposit last week were entered into a $50 iTunes gift card drawing as part of our celebration of National Credit Union Youth Week. The winners are:

Celebrate Earth Day and go green at FIGFCU

Wed, 22 Apr 2009 09:45:00 -0700

Paying bills online, setting up Direct Deposit, and switching to eStatements are all ways you can celebrate Earth Day and show your support for the environment.

Bank of America suspends overdraft fee increase as it raises other fees

Tue, 17 Apr 2009 07:30:00 -0700

Despite the fact that Bank of America said it will suspend its previously announced overdraft fee increase from $35 to $39, the bank will begin charging customers a one-time $35 fee for accounts that are overdrawn for more than five days.

Tax changes could mean a larger paycheck, but no refund

Tue, 14 Apr 2009 10:30:00 -0700

Many Americans may have already seen a small increase in their paycheck as a result of the government's economic stimulus plan. If you're one of them, you may need to adjust your withholding so you don't owe more when 2009 taxes are due.

Stay informed with eNews

Thu, 09 Apr 2009 08:15:00 -0700

Banks change credit card limits without notice

Mon, 06 Apr 2009 09:30:00 -0700

Banks and other credit card issuers are looking for new ways to reduce risk after suffering from excessive losses. And it's often the consumers with good credit who are penalized.

Tax credit up to $8,000 for first-time homebuyers

Tue, 31 Mar 2009 14:45:00 -0700

As a part of the recent $787 billion economic stimulus bill, first-time homebuyers can get a tax credit equal to 10 percent of the home's purchase price, up to $8,000.

FIGFCU's 74th annual meeting brings members together

Thu, 26 Mar 2009 11:00:00 -0700

Farmers Insurance Group Federal Credit Union invited members to its corporate headquarters yesterday for its annual meeting. The focus at this year's meeting was on the Credit Union's strong financial position during these uncertain times and its commitment to member service.

Another reason FIGFCU is better: Overdraft protection choice

Tue, 24 Mar 2009 14:45:00 -0700

Overdraft protection fees have been called both a "great service" and a "racket" depending on your point of view.

NCUA seizes two corporate credit unions

Mon, 23 Mar 2009 07:30:00 -0700

The National Credit Union Administration (NCUA), the federal regulator which administers the National Credit Union Share Insurance Fund (NCUSIF) and insures your deposits with us, placed under its conservatorship both U.S. Central Federal Credit Union and Western Corporate Federal Credit Union.

Your Credit Union Remains Strong

Fri, 20 Mar 2009 10:45:00 -0700

As you know, the economy is in the throes of a deep recession which has caused financial institutions (banks and credit unions alike) to suffer from higher loan losses and investments value deterioration from mortgage-backed securities.

FIGFCU will donate $50 to March of Dimes for every new account

Mon, 16 Mar 2009 10:00:00 -0700

Last year, our members and employees raised over $27,000 for the March of Dimes. We're proud to join Farmers in raising money for this important cause once again in 2009. And this year we hope to raise even more.

Get your 2008 tax information online

Tue, 10 Mar 2009 08:30:00 -0700

We've made it easy for you to get your 2008 tax information with PC-TIED online banking.

Survey shows Americans are saving and paying off debt

Fri, 02 Mar 2009 10:40:00 -0800

A recent survey commissioned by America Saves and the American Savings Education Council indicated that Americans are still saving and paying down debt during trying economic times.

FIGFCU members get special pricing from GM & Chrysler

Fri, 06 Feb 2009 09:45:00 -0800

GM and Chrysler are offering special discounts to credit union members who purchase a vehicle as part of the Invest in America program.

Experts continue to recommend credit unions

Wed, 28 Jan 2009 09:45:00 -0800

Kiplinger's Personal Finance magazine recently published an article titled "Where to stash your cash now" that lists credit unions as a member-owned, non-profit alternative to traditional banks.

Get your credit report for FREE

Tue, 19 Jan 2009 14:30:00 -0800

You're entitled to a free credit report every 12 months from each of the three credit reporting agencies--Equifax, TransUnion, and Experian.

New FICO calculations may affect your credit score

Tue, 06 Jan 2009 12:45:00 -0800

Fair Issac's FICO 08 credit scoring model will soon take affect and could impact your credit score.

Credit unions expected to gain popularity in 2009

Tue, 30 Dec 2008 14:45:00 -0800

CNBC.com columnist and nationally recognized credit expert John Ulzheimer predicts that consumers will rush to join credit unions in 2009.

New credit card rules may not go far enough

Mon, 22 Dec 2008 09:15:00 -0800

New federal rules announced Thursday will limit how much companies can increase credit card interest rates, among other changes. However, the changes won't take effect until July 2010 and many consumer advocates feel that the new rules don't do enough to protect cardholders.

The Fed pulled out the stops today to save the U.S. economy by slashing interest rates to just above zero

Tue, 16 Dec 2008 16:30:00 -0800

The Fed's move was unexpected and results in the 10th reduction in over the past 12 months.

Enterprise Car Sales introduces "green" vehicle locator

Mon, 15 Dec 2008 07:45:00 -0800

Enterprise Car Sales has launched a new Web-based service that enables FIGFCU members to locate the most fuel efficient and "green" used vehicles available.

Download branch and ATM locations to your GPS device

Mon, 08 Dec 2008 07:45:00 -0800

FIGFCU members with devices from Garmin or Tom Tom or other navigational systems can now easily download shared branch locations and CO-OP Network ATM locations to their devices.

FIGFCU still lending as Fed adds $800 billion to bailout plan

Mon, 01 Dec 2008 09:00:00 -0800

Many banks have not yet resumed lending to consumers. However, FIGFCU continues to lend to its members without receiving any bailout funds.

Can I have a 401(k) and an IRA?

Wed, 13 Nov 2008 14:42:00 -0800

The short answer is yes, you can. But there are a couple of things you should consider.

Find better rates on savings and loans at credit unions

Wed, 05 Nov 2008 13:50:00 -0800

Gregory Karp, a writer for Tribune newspapers, says credit unions are a viable alternative to banks, Karp writes that, "As household budgets tighten, you may find better rates on loans and savings at credit unions." Why you may ask?

FIGFCU Members can avoid ATM fees

Tue, 04 Nov 2008 9:42:00 PDT

According to a recent Bankrate.com survey, banks' ATM fees are at all time high. But FIGFCU members can avoid them if they use a CO-OP Network ATM.

Good Morning America: Consumers should check out FIGFCU

Fri, 29 Oct 2008 2:07:00 PDT

As big bank fees rise to an all-time high, Good Morning America encouraged consumers to consider credit unions as a cost-saving alternative on a recent segment titled "Bank Fees Out of Control."

U.S. News and World Report & MarketWatch: Credit unions are doing well

Fri, 24 Oct 2008 9:00:00 PDT

Five news organizations--including U.S. News & World Report and MarketWatch--published articles Tuesday and Wednesday pointing out that credit unions are doing well during the global financial crisis.

Your money is 100% protected at the Credit Union says Suze Orman

Tue, 21 Oct 2008 17:00:00 PDT

Suze Orman recently appeared on The Oprah Winfrey Show to explain how consumers can protect their assets in the midst of our current financial crisis.

Deposit Insurance Increased

Fri, 3 Oct 2008 12:00:00 PDT

Your Credit Union deposits are now insured up to $250,000 per member on individual accounts and an additional $250,000 per joint owner on joint accounts. And, each named beneficiary on pay-on-death (POD) and trust accounts is insured up to $250,000 per account owner.

FIGFCU and the Economy

Thu, 25 Sep 2008 12:00:00 PDT

The economy is much in the news lately. Some once solid financial institutions have either failed or been bailed out, and the bad news is probably not over. In times like these, we try to bring our members back to sound, fundamental investing and budgeting practices. Some of the more simple, yet invaluable, fundamentals would include saving regularly, paying bills on time, and not making impulsive spending decisions.

Your Insured Deposits

Fri, 11 Jul 2008 12:00:00 PDT

In light of the recent takeover of IndyMac Bank in southern California by the FDIC, we know some of our members, especially our larger shareholders (depositors) may be wondering about our overall financial condition. I am proud to say it's as good or better now than it was a year ago, and your deposits are very safe at FIGFCU.