Payday Loans Blog

New Check City Commercial with Yardstick

Tyler R. — Wed, 31 Aug 2011 06:21:00 -0600

Home Prices Going Up

Walter D — Wed, 31 Aug 2011 06:19:00 -0600

Home prices have gone up for the third straight month in most major U.S. cities. While prices may be on the incline, this year is still shaping up to have the worst home sales in 14 years.

With unemployment rates, bigger down payments, and tighter credit checks, many potential buyers are not buying these days. Even those who can afford to buy are waiting because they are worried that prices haven’t bottomed out yet.

While the market remains unstable and prices could drop again before the year is over. Millions of foreclosures have been delayed because of a government investigation into lending practices and mortgages. Once banks resume those foreclosures, home prices are certain to continue to fall more. Throw in the possibility of another recession and prices could drop even further.

This year is also shaping up to be the worst year for sales for new homes since 1963. Sales of new homes have dropped for the last three months as well.

But buying or refinancing a house doesn’t have to be all doom and gloom. Did you know that Loan City can help you buy, build or even refinance a home with affordable rates, personalized attention and the experience that can get you a great loan?

Well we can. Loan City specializes in:

Residential and construction loans
Traditional 15-, 20-, 30-, or 40- year fixed-interest loans
Adjustable rate mortgages
Debt consolidation loans
And Equity lines of credit…

Stop by online to complete a form and get more information about how we can make your dream of building, buying or refinancing a home a reality.

How Payday Loans Can Help With Unexpected Emergencies

Melissa L — Tue, 30 Aug 2011 09:10:00 -0600

With the coming and going of Hurricane Irene, we can all see how unexpected emergencies pop up in our paths. One day your basement may be fine and empty, the next it may need pumping to remove the foot of water that came in because of a hurricane. Payday loans can help you deal with happenings you just may not be prepared for.

Payday loans are a great source for quick money when you can plan on paying it back right away. It will allow you to handle the situation you have been presented with when you need to. But payday loans should be handled responsibly.

Payday loans are great for covering unexpected bills, saving yourself from late fees or overdraft fees, protecting your credit score, or dealing with a family emergency. They shouldn't be used for buying things that you want now or buying unnecessary items. Payday loans are also not recommended if you don't have the ability to pay it back by your next paycheck or shortly after.

To apply for a payday loan all you need is a stead source of income, a state or federal ID, and a checking account. You can either apply online or in stores.

Stop by your local Check City location to learn more about Payday loans. We can answer your questions, help you learn what kind of rates we offer and payment plans we have, and can help you get going on an application. Come in on today to start dealing with your unexpected emergency today!

Be Prepared For Emergencies!

Jared W — Mon, 29 Aug 2011 07:19:00 -0600

You may have heard about the earthquakes yesterday that rocked the East Coast and Colorado. While there was no large-scale damage done, it still sends a reminder that we live in a world with unexpected emergencies here and there. THe hardest part about emergencies, is that if you aren't prepared for them before hand, they can leave you a lot more devastated. So why not focus on getting a little prepared this month as autumn rolls around.

We've compiled all our best articles about how to get ready for emergencies, whether they are financial or natural disasters. Read up and learn how you can be more prepared in an emergency. It may only take a bit of time, but it can save you stress, money and your safety!

Building Up An Emergency Fund

Be Prepared: What To Do During An Earthquake

Prepare For The Unexpected By Building Up Food Storage

How To Assemble An Earthquake Preparedness Kid

How To Earthquake Proof Your Home

Flood Relief Tips

Also, if all this reading has got you thinking about insurance policies and keeping your home safe, why not get new insurance quotes to make sure you are getting the most for your money. At Insure Utah we can help you get the insurance you need at a rate that works for you. We help you shop through a variety of insurance companies, so you can see the quotes and plans. When you have found the plan and price you life, we can help you sign up for new insurance just like that. Stop by our Utah Locations or call in today to learn more about how Insure Utah can help keep your home safe and sound.

Check City Helps College Students Save!

Walter D — Fri, 26 Aug 2011 08:10:00 -0600

The new school year is right around the corner and college students are yet again asking how they are going to survive on a ramen noodle diet. With tuition hikes, rent, textbook fees, student loans, basketball tickets, and the occasional dinner out, college just gets expensive. Some college kids have turned to extreme couponing while others are working three or four jobs to pay the bills.

But there are other ways to help keep the costs of college a little bit lower this year and the stress levels a little lower. Check City offers financial services that can help make college living a little more affordable and take off some of the stress of independent living.

Prepaid Calling Card

Let's face it. You are going to have to call home now and again. But instead of racking up expensive overage minutes on your cell plan or buying a costly long-distance plan, why not invest in a Prepaid Calling Card. At Check City, we design our phone cards based on where you call, when you cal, and how often you call, so you know that you are paying for exactly what you need the card for.

Calling Cards are perfect for college students heading away from home for college or the traveling student who needs to call home while abroad. Stop by a local Check City today to learn more about our low rates, flexible plans, and how easy it is to save with a reloadable card.

Money Transfers

One of the hardest part about college is the unexpected nature of finances and budgeting. When you are on your own for the first time, you don' have a very large safety net to fall back on, and it can be scary when big expenses pop out of nowhere. Western Union and Check City can remove that fear with our Money Transfers. Money Transfers make it easy for parents or loved ones to move money from anywhere in the world to anywhere you are in as little as 15 minutes.

You don't have to worry about the check getting lost in the mail or taking too long. With Check City and Western Union, you have the security that your money will arrive safely at your destination. If you are a traveling college student, a kid who just needs some extra cash to handle an emergency, or are in need of that tuition help now, stop by Check City to learn about how Money Transfers can make your life a little easier.

Netspend Prepaid Debit Card

Plastic is a wonderful substitute for currency and checks in college. But credit cards and even debit cards are carrying more fees and risks more and more. Credit cards make it possible for college kids to rack up big debts easily when they may not have the funds to pay it off later. Luckily, Netspend Prepaid Debit Cards from Check City, can prevent that.

Prepaid Debit Cards give students all the perks of having plastic without the risks. You can budget easily by putting money on whenever you need it. You never have to worry about spending money you don't have. And you can make payments online or over the phone (something you just can't do with cash and checks). Stop by your local Check City to learn more about how Prepaid Debit Cards may be perfect for you, your college student, or a trick to keep budgeting.