Bee Bolder Blog

The Foreclosure Crisis Continues

2011-11-06T17:55:00.004-05:00

I have not been here for a while, but as I was flicking through the channels this morning our local CBS affiliate WKMG had this program on called Flashpoint. I saw this and thought it would be interesting to share. It is about the foreclosure crises and how borrowers are being fooled into thinking that the banks have their interest at heart. Click here to view.

The Short Sale Guidelines Are Now In Effect.

2010-04-07T21:50:00.009-04:00

Now that the new Short Sale guidelines are "in effect" (April 5), will we really see a change in the way banks are treating the influx of homes on the market? Will it be easier for homeowners to do a Short Sale and avoid foreclosure under the HAFA Program?A number of banks have agreed to participate in this program. Click on the link to see if your Loan Servicer is on the list.Only time

Short Sale And Walk Away

2010-03-08T19:48:00.011-05:00

The New York Times today reports that the Obama Administration is looking into a new program which would take effect on April 5, that would allow homeowners to sell their home as a Short Sale and mandate the banks to forgive the difference on the debt owed.With the new program the bank servicing the loan would get $1,000. If there is a second loan $1,000 will go to the bank carrying the second

Paddle or Swim for Shore?

2010-02-11T18:27:00.000-05:00

So in my last blog, I spoke about the often agonizing decision homeowners are faced with in this down real estate market, and the dilemma of walking away from their homes. Good Morning America featured a revealing segment on the subject this morning February 11, 2010. Please click on the link below and watch.I am not advocating this, but I think it's worthwhile sharing and to get your

Should I Stay or Should I Go?

2010-02-07T19:51:00.002-05:00

Many borrowers are faced with the dilemma of whether to stay in their homes or walk away due to the fact that their homes are "under water" - a term used when a home is worth less that the mortgage on the home.At first, I was wondering why would someone with a job, and having the ability to make his/her payments do such a thing knowing the consequences:(i) a ruined credit rating; (ii) the

How Important is Your Credit Score

2010-01-30T21:36:00.000-05:00

We live in a culture where credit is key, as the need for good credit impacts on countless areas of our lives and although we think about credit, we do not always pay keen enough attention to it, and so we end up paying dearly for it later.If you are thinking about acquiring a home, or making any major purchase for that matter, credit is key. Know your credit score; know what's on your credit

Home Rehabilitation Loan

2010-01-20T18:00:00.000-05:00

Homeowners who bought a single-family home from HUD can finance up to an additional $35,000 into their mortgage loan by taking advantage of what is called a “Streamlined 203(k) Limited Repair Program.”Under this program, you are able to get a loan for needed repairs identified by a FHA appraiser or a home inspector, as long as the repairs are not complicated and do not require plans or the skills

My Offer is Accepted Yeah!!!

2010-01-08T19:45:00.000-05:00

So here I am, very excited that I found the house of my dreams. Contract executed and submitted to the bank (short sale of course) I waited and waited and waited, it's now 4 months later, I got the call from my Realtor, "your offer has been accepted." Now after waiting for so long I was hoping to hear closing will be in 30-45 days, but not so. The offer was made with a closing date of 3 months

The Market is down but can I afford this House?

2010-01-02T22:00:00.000-05:00

It’s the New Year and everyone’s pumped up and ready to fulfill their resolutions. The housing market is down and the words “tax credit” looms foremost in the minds of hopeful buyers; yet the most important question remains to be answered. Can I afford to make such a purchase?Well, effective January 1, 2010, the new Real Estate Settlement Procedures Act (RESPA) rule goes into effect and should

My First Home

2009-12-23T21:47:00.000-05:00

This is a great time to buy a home if you are in the market. The Housing market is down, interest rates are at an all time low, and you might just be able to afford that dream house you’ve been wanting for so long; but before you jump in, there are resources that are available to you that you might want to seek out.The US Department of Housing and Urban Development (HUD) website at www.hud.gov

New Year's Resolution

2009-12-14T21:02:00.000-05:00

So here we are at the end of 2009, staring into the eyes of 2010 and wondering yet again what happened, how did time go by so quickly….. still so many plans yet undone. If you are one of the many that fell short on your resolution to purchase a home in 2009, there’s still a chance to make up and take advantage of the Homebuyer’s Credit which was extended and expanded in November 2009 to April

Christmas Traditions

2009-12-01T13:10:00.000-05:00

Oh it is Christmas! I can hear the Christmas carols and the old familiar tunes ringing in my ears. The malls of America are packed with shoppers, shopping; the smell of cinnamon buns, favorite holiday scents and spices in the air; the Salvation Army bells are ringing (with a credit card machine hanging from the kettle)...oh yes, it is Christmas alright....This has been a tough year for many and

Are we There Yet?

2009-11-01T12:31:00.000-05:00

In one of my previous blogs I mentioned that this is "cherry picking season" for employers and time has proven me right. With unemployment on the rise, job seekers many with years of experience in their specialized fields, are daily facing uphill challenges to obtain lucrative work. Often the biggest challenge facing these job seekers is not their suitability or qualifications to fill the offered

Are You Getting Your Money's Worth?

2009-10-01T19:23:00.000-04:00

I have been thinking; with the unemployment rate at an all time high are employers really getting their money's worth?Looking through the classifieds and speaking to professionals one is left to wonder are employers choosing wisely? I can understand that some employers might see this as a great time for filling positions due to the economic downturn and the sea of choices available, but are they

Do You Truly Want To Be Organized?

2009-08-01T14:50:00.000-04:00

The question most asked by our clients is, can you get me organized? I do not seem to be able to find anything. As a Virtual Assistant at Bee Bolder we understand the need to be organized. Self employed and going on vacation? You need continuity, you need to make sure that your clients are taken care of; your bills paid; I can tell you first hand that there is always a fear from those asking

Employers Hit The Jackpot

2009-07-01T04:04:00.000-04:00

If you are a business owner, this could be the best time for your business when it comes to hiring employees. With so many skilled workers looking for employment, this could definitely be “cherry picking” season.As the recession deepens more employers are forced to implement cost shedding exercises with staff cutbacks in many cases at the top of the list. Ironically, this very step of cutting

Bee Bolder is Going Virtual

2009-06-01T12:46:00.000-04:00

Things are constantly changing in the way we all do business in this the 21st Century. No longer are we forced to be tied to that desk 9-5: No longer must our support be tied to that desk in our office either. Nor, is there a need anymore to pay for down time, office space, equipment, utilities and rent.New technology and, or improvement in some older applications are revolutionizing the way

Keep Moving, Keep Creating, Keep Reinventing….

2009-05-11T14:19:00.000-04:00

The recession has set a lot of us a few steps backward, but should we give up and give in? No. Let's use our skills and our wit and keep moving, keep creating, keep giving, keep getting paid. After all, this is the land of opportunity, where the impossible happens.I am one of those that received the dreaded pink slip this year, going through classifieds, signing up with agencies, online job

Things have changed

2009-04-15T17:32:00.000-04:00

I was pitching Bee Bolder to this office manager today when she told me in all her 20 years at the firm they never had to use an administrative assistant on contract. Yeah!! 20 years.... look around us, things have changed.

This is not the end - Just Get On With It!!!

2009-04-09T15:05:00.000-04:00

When I came up with the name "Bee Bolder" I was at a point in my life where I thought that I needed to be BOLDER in every sense of the word. I wanted more out of life but never found the time to pursue what I really wanted. I started reading more and found the joy of discovery, the excitement of wanting to know more and the thirst for knowledge as I read.So here comes the recession, people