ALL NEW MortgageBrain

Mortgage Brain launches Fantasy Premier League 2011-12!

2011-07-13T04:17:00.000-07:00

The new football season is always exciting as us; fans across the country await news of big signings or dread the departure of our star players. So who will be coming and going from your Fantasy team in 2011-12?

We’ve added some new features > NEW point scoring systems: hat tricks, penalty saves and misses now all earn you points!! > Improved mini-leagues with new mini-league message walls. Use your mini-league as a private forum; seek advice from fellow managers or strike up some banter over the quality of your colleagues signings > Plus coming soon...FANTASY NEWS CHANNEL: Get on-site updates on injuries, suspensions right to your team page as well as all the news on our dedicated fantasy news feed.

Don't forget you can also now pick 5 teams to manage and swap easily between them under one log-in! If all of that is useful information overload, remember the 'Lucky Dip' option will pick your side for you! Log in and get playing now!

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Mortgage Brain CEO retains Technology Advocate of the Year accolade

2011-07-11T02:28:00.000-07:00

Mark Lofthouse, CEO of Mortgage Brain, the market leading mortgage technology solutions provider, has been named as the ‘Technology Advocate of the Year’ for the second year running at the recent British Mortgage Awards.

The awards, judged by a panel of industry experts, are designed to reward individual excellence in the industry and the ‘Technology Advocate’ accolade recognises somebody who has championed the development, integration and use of technology for the UK mortgage market and in turn the end consumer.

Click here to view the full article.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Ingard - Pulse Newsletter - July 2011

2011-07-08T08:41:00.000-07:00

Welcome to July's Pulse...

Good news for many is the base rate has remained at 0.50%. But for how much longer‌?

There are more and more fixed rates out there for those clients who believe this can't go on for many more months.

The best out there are 2 year fixes at 2.89% from Abbey and TMW.

Click here to view the newsletter.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Nationwide 'new' mte forms now available

2011-07-07T01:49:00.000-07:00

Nationwide have now made the 'new' mte forms available to you, adding the following functionality to help speed up and simplify the whole mortgage application process:

1. Instant DIPs and Reprocessing - get an answer with an Instant DIP and if the client changes their mind you can 'Change Data' and obtain a new decision without leaving another footprint on their credit record.

2. Standalone Product Reservation – reserve a product even before you have the property details and without completing the full mortgage application.

3. Improved Case Tracking - fully automated, in real time, keeping you up to date whenever you 'Track' the case.

4. Scan and Attach - cut down on paperwork and postal delays. Simply scan the original documents locally and 'Attach' them straight onto the case.

5. Faster Offers - all offers are available at point of sale, either instantly, or after a physical valuation and 'Case Requirements' have been approved.

6. Enhanced Form Upgrade Process – will ensure you are using the latest version of the form and automatically carry across any previously keyed data.

For more information on the new Nationwide forms please visit www.nationwide-intermediary.co.uk

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

The Key rolls-out new CRM system

2011-07-05T08:25:00.000-07:00

The Key, Mortgage Brain’s point-of-sale, compliance and CRM system, is rolling out a new version of its market leading, fully integrated business management solution.

The new system (the Key v3.6) benefits from a host of new features including an enhanced lead management and recording function, enhanced product selection capabilities, a new workflow task configuration to improve ease of use, and seamless integration with Mortgage Brain’s consumer facing sourcing system, Mortgage Brain Business 2 Consumer (B2C), which enables an automatic import and prepopulation of new business leads.

Available now to all mortgage intermediaries, the new system is an enhanced version of the hugely popular and most widely used CRM solution in the industry and has been developed to offer greater functionality, increased integration and a fast, efficient and compliant, start-to-finish mortgage sales process.

To view the full article click here.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Getting a handle on impending regulation

2011-07-05T05:02:00.000-07:00

The world of financial services is about to embark upon one of its seemingly generational structural changes.

The Financial Services Authority is being broken up and refocussed as the Prudential Regulation Authority and the Financial Conduct Authority. Things will be more intrusive – that much has been promised.

To view the full article please click here.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Latest news from IFAConveyancing

2011-07-05T03:12:00.000-07:00

How about cash back instead of free legals? Remortgage conveyancing from £251.00 with a referral fee of £65.00 paid upon completion, can be yours! To take advantage, just click here for more information and to register with IFAConveyancing.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Conti Mortgages Overseas Rate Update

2011-07-05T02:18:00.000-07:00

To see the latest mortgage rates from 28th June 2011 for France, Spain, Italy and Turkey click here.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Are your clients paying too much for their Spanish Mortgage?

2011-07-05T01:39:00.000-07:00

Would they like to be on an interest only mortgage?

Would they like to raise capital on their Spanish property?

Would they like to extend the term of their mortgage to age 70?

If the answers to any of these questions are yes then we may be able to help. If they are coming to the end of their initial rate or interest only period now is the time to look at what savings they could be making by changing their Spanish mortgage and with the exchange rate against the euro it may be an excellent time to bring euros back to the UK.

Click here to visit the Conti website for more information.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Foreign interest with Conti...

2011-07-04T05:50:00.000-07:00

The recession affected purchases of homes abroad, but enquiries are on the rise again as many countries are offering low interest rates and bargain prices. So brokers need to be aware of potential opportunities in this market and be ready to advise clients.

For more information click here to visit the Conti website.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

The Key rolls-out new CRM system

2011-06-20T01:14:00.000-07:00

The Key, Mortgage Brain’s point-of-sale, compliance and CRM system, is rolling out a new version of its market leading, fully integrated business management solution.

The new system (the Key v3.6) benefits from a host of new features including an enhanced lead management and recording function, enhanced product selection capabilities, a new workflow task configuration to improve ease of use, and seamless integration with Mortgage Brain’s consumer facing sourcing system, Mortgage Brain Business 2 Consumer (B2C), which enables an automatic import and prepopulation of new business leads.

Available now to all mortgage intermediaries, the new system is an enhanced version of the hugely popular and most widely used CRM solution in the industry and has been developed to offer greater functionality, increased integration and a fast, efficient and compliant, start-to-finish mortgage sales process.

Click here to view the full article.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Market Watch

2011-06-17T09:27:00.000-07:00

A few weeks ago I warned that energy prices were set to rise sharply and in the week Scottish Power announced it is to raise the price of domestic gas and electricity bills by 19% and 10% respectively from August 2011, blaming the increases on a rise in wholesale energy costs. The rise will affect 2.4m households and add £175 a year, or 48p a day, to the average dual fuel customer's bill.

To view the full article click here.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Just what the doctor ordered

2011-06-17T09:14:00.000-07:00

Berkeley Alexander Insurance, your general insurance solution, are delighted to announce a new service for Private Medical Insurance.

Using the expertise of our CCV Group partner, Ainsbury Insurance, you can now access their extensive Private Medical Insurance schemes.

With a range of products and many years of experience in this market, Ainsbury will provide competitive products and a high class service to your client.

For more details of the product types, commission levels and how you can access this service, click here

This is one of a number of new schemes through Berkeley Alexander that could increase your general insurance earnings.

For more information, contact your Business Development Manager on 0845 355 1166 or email us at info@baonline.co.uk

Berkeley Alexander, the true broker service and your general insurance solution.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Turkey - Last remaining properties, ready now with 5% guaranteed income for first 2 years from £60,000 up to 90% mortgages available

2011-06-10T01:23:00.000-07:00

We have available the last few properties which are key ready at Mandalya Gardens. This exclusive 4-star resort has something exciting to offer every holidaymaker.

Set into a hillside of landscaped gardens, the resort has been carefully planned to provide a private and relaxing environment for residents and holiday makers. Backing onto a protected pine forest with magnificent panoramic views across the beautiful Akbuk Bay and the Aegean Sea beyond, the unrivalled 4-star Mandalya Gardens Resort is a relaxed 15 minute stroll from the local Akbuk beaches, shops and restaurants. It has been thoughtfully designed to provide a luxurious holiday experience.

As well as the luxury residential apartments and villas, there is a pool bar & restaurant serving Turkish and International cuisine throughout the day and evening; mini market providing all the essentials for self catering holidays; children’s play area and an evening entertainment pro-gramme in high season.

All the properties come fully furnished and the developer is providing a min income of 5% for the first 2 years (you receive 85% of the room rate).
These will not be here for long as they are the last remaining properties, an inspection trip to this development and their new development Harmony Bay Resort is being planned on the 1st July 2011 from Liverpool (cost £250) or 14th July 2011 from Luton (£275), the cost of these trips will be refunded should you either buy or sell on either development within 2 months of your return. SPACES ARE LIMITED ON BOTH TRIPS. Cost of the trip to be paid at time of booking.

If you would like further details on these properties or the site visits call us on 08450664444 or CLICK HERE and we will contact you.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Spanish Remortgage with fee assistance from Viva Costa International

2011-06-08T03:28:00.000-07:00

Are your clients paying too high a rate for their Spanish Mortgage?
Would they like to be on an interest only mortgage?
Would they like to raise capital on their Spanish property?
Would they like to extend the term of their mortgage to age 70?

If the answers to any of these questions are yes then we may be able to help. If they are coming to the end of your initial rate or interest only period now is the time to look at what savings you could be making by changing your Spanish mortgage and with the exchange rate against the euro it may be an excellent time to bring euros back to the UK. To find out if you qualify for any of the excellent deals below contact us now.

Click here to request a consultant to contact you

• Switching to interest only for up to 5 years
• Extending the term of your mortgage up to 25 years
• Take your mortgage up to age 70
• Replace a rate which has come to an end
• Up to 60% loan to value
• Capital raising option available
• Fantastic rates from 3.54%

Some refinance products will enable clients with property in Spain to transfer their Spanish mortgages without potentially paying any switching costs. The bank will meet the customers transfer costs, which means:

• NO legal fees
• NO notary fees
• NO valuation fee (refunded on completion)
• NO bank set up fee
• NO registration fee
• NO extra taxes
• PLUS the some banks will contribute 0.5% towards any early repayment fee charged by the existing lender.
• Rates from 3.54%

Not all options are available with all products. Options are dependent on clients circumstances.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Stop Paying Expensive Professional Indemnity Insurance Premiums

2011-06-08T02:49:00.000-07:00

Berkeley Alexander are delighted to announce the launch of our new Professional Indemnity insurance scheme for Independent Financial Advisers and Mortgage Brokers.

For some time the leading Professional Indemnity Insurers have avoided covering Independent Financial Advisers leading to much higher premiums than comparable professions.Berkeley Alexander in association with our CCV group sister company, HLI (UK) Ltd now have a solution.

As a specialist PI broker and using their expertise in this market, HLI have negotiated a facility with a major Professional Indemnity Insurer which incorporates the following benefits:

• Competitive premiums

• Comprehensive civil liability cover as opposed to negligence only

• A more lenient claims notification clause

• No automatic exclusion for insolvency of banks/suspension of funds

• No sub-limit for fraud claims

• Up to £5 million aggregate indemnity limit

We will offer you cover that meets your requirements and a service that exceeds your expectations.

All that remains is for you to put us to the test so please email your contact details to mhutchings@baonline.co.uk with the renewal date for your PI cover and we will put our PI specialist in contact with you nearer the time. If your cover is coming up for renewal shortly, simply let us have a copy of your renewal questionnaire and we will ask HLI to contact you.

We are continuing to develop new products and schemes for both your own and your client's insurance needs. Keep a look out for our forthcoming messages.

Berkeley Alexander – the general insurance solution for IFA's and Mortgage Brokers

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Calling Brokers in Stockport, Edgbaston, Chelmsford and Belfast to name but a few!

2011-06-08T02:44:00.000-07:00

Roll up and accept your invitation to join your local BDM at a Mortgage Brain event near you.

Designed with you in mind, our Working Smarter seminars and Key workshops will provide you with up-to-date and relevant information about the current benefits and features of ALL NEW MortgageBrain, MortgageBrain B2C, the Key and Mortgage Trading Exchange (mte).

Check out the Events tab by clicking here to see the full list of events and details.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Mortgage Products at Three Year High

2011-06-08T02:34:00.000-07:00

The number of mortgage products available to intermediaries has reached its highest level in three years, according to figures released today from Mortgage Brain’s Monthly Product Analysis.

Over 200 new products were introduced during May 2011, representing a 2% increase in product availability, and bring the total number of live mortgage products listed on its market leading sourcing system to 11,996 (as of 30th May 2011) – it’s highest level since May 2008.

Click here to view the full article.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

‘Leading the way…’ Seminars - June Dates Confirmed

2011-05-23T03:13:00.000-07:00

The month of June will see the next round of seminars in Maidstone, Haydock and Edgbaston.

Check out the additional invitation to join us for horse racing at Haydock on 9th June! Plus come and have a look at the illustrious Edgbaston Cricket Ground.

These events will cover our full Mortgage Brain Suite of Products and give you a chance to see for yourself the benefits of being a Mortgage Brain Customer.

Click here to see the details of our June events.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Connect Overseas - Monthly Overseas Mortgage Report

2011-05-23T02:53:00.000-07:00

Highlights:
• IMF proposes global mortgage restrictions
• Romanian mortgages are back
• Turkey reveals strong growth statistics

To find out more click here

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Getting a handle on impending regulation

2011-05-23T02:36:00.000-07:00

IFAs have risen to the Retail Distribution Review challenge and are creating strategies to ensure their firms can adapt, says Simon Taylor, chief executive officer of Uinsure

The world of financial services is about to embark upon one of its seemingly generational structural changes.

The Financial Services Authority is being broken up and refocussed as the Prudential Regulation Authority and the Financial Conduct Authority. Things will be more intrusive – that much has been promised.

Click here to view the full article.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

The small mortgage intermediary is what it’s all about

2011-05-20T06:39:00.000-07:00

Tell TCF your views and have a chance to win an Amazon Kindle

Have your say and make sure those that represent you: – Trade Body, Network or Mortgage Club know how you feel. The FSA will have to listen to intermediary opinion if the voice is consistent and powerful but this can only happen when all those who have an opinion, voice it.

Take part in the quick survey here

Your collective answers will be seen by AMI, the CML and the FSA.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

David Scott’s - Market Watch

2011-05-20T01:52:00.000-07:00

Portugal has become the third single currency member to confirm a bailout, with $78.5 billion being sought to help stabilise the country’s finances in an emergency loan. This now takes emergency lending for the three distressed economies to £256 billion, just as speculation mounts that Greece, the country that started it all is plunged into a deeper financial hole, with talk of restructuring, which I believe is inevitable. Rumours swept through financial markets late on Friday that Greece was threatening to leave the eurozone and reintroduce the drachma.

To view the full article click here

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Viva Costa invites you to a seminar for a fantastic property investment in Turkey

2011-05-19T01:19:00.000-07:00

SIPP Suitable and 90% mortgages available

Harmony Bay Resort & Spa is being developed by the international multi award-winning team Akbuk Resort Group

VCI are holding a number of seminars for you to learn more about this fantastic investment opportunity, the seminars will run from 1.30pm to 4.00pm at the following venues:

Monday 23rd May 2011 Manchester - Premier Inn Watersreach Trafford Park Manchester M17 1WS

Tuesday 24th May 2011 London - Premier Inn 26-30 York Way Kings Cross London N1 9AA

Tuesday 31st May 2011 Newcastle - A1 Business Centre 3 Summerhill Blaydon on Tyne NE21 4JR

Thursday 2nd June 2011 Glasgow - Premier Inn 80 Ballater Street Glasgow G5 0TW

Tuesday 7th June 2011 Birmingham - Akbuk Resort Group Office West Midlands House Gipsy Lane Willenhall West Middlands WV13 2HA

Places at the seminars are limited, if you would like to book a place click here and let us know which venue you would like to attend or call 08450 664444.

This exclusive 5-star resort has something exciting to offer every investor... and holidaymaker.

Set in more than 10 acres of landscaped gardens, the resort has been carefully planned to provide a private and relaxing environment for residents. As well as luxury apartments and villas, there will be a 5-star boutique hotel and an outstanding leisure and recreation centre. To be known as the Emerald Plaza, this will be the entertainment heart of the Harmony Bay Resort and Spa.

• Prices ranging from just £49,000
• SIPP suitable
• 6% rental guarantee provided for 2 years
• Up to 90% mortgages available - subject to status
• Exceptional rental returns and significant capital growth
• Multi-award winning developer
• Luxury 5-star resort with unrivalled facilities
• Fully furnished
• Rental guaranteed for the first 2 years, managed rental programme from year 3

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here

Join us at our Seminar and Racing Evening at Haydock!!

2011-05-17T04:57:00.000-07:00

Thursday 9th June marks an extra special ‘Working Smarter’ seminar in Haydock.

Starting at 2.15pm and finishing at 5:30pm the seminar focuses on MortgageBrain B2C, ALL NEW MortgageBrain and the Key. After which come and join us for an evening of top-class flat racing including 6 races from 5 furlongs to 7 furlongs.

For directions to the venue and to book your place to the seminar please click here

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group... click here