tag:blogger.com,1999:blog-12114026322444583232026-04-06T00:17:22.592-07:00Your source for basic business informationRey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.comBlogger248125tag:blogger.com,1999:blog-1211402632244458323.post-62238995861019924342012-10-06T16:47:00.002-07:002012-11-08T21:17:12.136-08:00

For more and more aspiring business owners, the long leap from employment to entrepreneurship will begin with a franchise. After all, a ready-made business that already has a product with proven appeal guarantees less start-up pains. A sound franchise business comes with a number of systems already in place and which the franchisee merely needs to implement. The more successful enterprises

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com1tag:blogger.com,1999:blog-1211402632244458323.post-22128741519712989962012-10-01T01:30:00.001-07:002012-11-08T21:19:29.351-08:00

Franchise literally means right or privilege. Franchise is an authorization granted to someone to sell or distribute a company's goods or services in a certain area. There are great franchise opportunities and advantages for the new entrepreneurs who want to establish the business with all essential managerial prospects by training, supporting and mentoring all the financial issues of the

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com1tag:blogger.com,1999:blog-1211402632244458323.post-52704412859067489802012-10-01T01:13:00.003-07:002012-10-01T01:14:28.844-07:00

Having  your own business is a great step for many people. People with savings and capital to invest are beginning to find real success with franchise business. You could, for example, franchise McDonalds, or Seven Eleven or a gasoline station, and other businesses that have franchise framework. However, before buying a franchise, there are information you must know first and before hand

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com1tag:blogger.com,1999:blog-1211402632244458323.post-16743144271666544332012-08-26T15:14:00.000-07:002012-08-26T15:14:31.681-07:00

"Too often in business we get trapped into equating sales with profits. Yet there are many other ways you can dramatically impact your profitability!"   Underpricing Kills Profits!  Many small businesses have thinner profit margins than larger firms do because they tend to underprice their products or services. So why not just raise prices? I know the feeling--you're scared

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com0tag:blogger.com,1999:blog-1211402632244458323.post-62505210295739511352012-03-31T04:02:00.000-07:002012-03-31T04:02:55.459-07:00

In a neighborhood where there are many other sari-sari stores, the important thing is for your store to be different from the others. Study how you can make it stand above the rest by answering the following questions:     Who are your most likely customers?     What time do the other stores open and close?     What items do you sell at the moment,

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com2tag:blogger.com,1999:blog-1211402632244458323.post-78287665952117032182011-12-20T23:41:00.000-08:002011-12-20T23:41:10.161-08:00

In all but the most extreme cases, you want to avoid going to court either as a plaintiff or a defendant. Think about it. Do you really want to shell out the huge legal fees you are likely to incur? Or have your time tied up for months or even years? Do you want, after all the expense and time, to lose your case? Courts offer uncertain outcomes. Even if you are right and see the situation as

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com1tag:blogger.com,1999:blog-1211402632244458323.post-28785032563945848422011-12-20T23:24:00.000-08:002011-12-20T23:33:55.700-08:00

Like most people, small business owners tend to shy away from signing anything. They avoid contracts like the plague. But this is a risky way to do business. When you are making a major product or service sale or purchase, you need to get the details of the transaction in writing. If you don’t, you will inevitably find yourself in the middle of a heated discussion over specific terms. Does

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com0tag:blogger.com,1999:blog-1211402632244458323.post-19991470615477339862011-08-30T04:46:00.000-07:002011-08-30T04:53:44.123-07:00

There are many individuals that do not like doing bookkeeping. This, of course is great news for anyone who enjoys the ins and outs of monetary record keeping. Lacking time or inclination, entrepreneurs and growing businesses usually want to facilitate their money housekeeping despite the supply of easy-to-use accounting software. Many of them rely on online bookkeepers. With the advent of the

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com5tag:blogger.com,1999:blog-1211402632244458323.post-53014715291168022592011-08-15T17:34:00.000-07:002011-08-15T17:36:23.164-07:00

Every year, hundreds of thousands of businesses are started. Most will fail, some will muddle along, and a few will thrive. Which ones thrive, and why? The reason some businesses experience spectacular sales and profit growth from the start isn't because they had a lot of money at the beginning. Their fast growth can be attributed to the fact that they were put together the right way. In every

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com0tag:blogger.com,1999:blog-1211402632244458323.post-25749398399991416422011-08-14T22:37:00.000-07:002011-08-14T22:41:39.946-07:00

Wondering what type of business you want to go into? What are your interests? Here are few business ideas you can consider: Retail business Don’t be tempted to start a retail store just because you find a cute, affordable space. Location means everything in retail and a good location usually costs a lot of money. In fact, a super location, good signage, and an attractive storefront may be all

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com0tag:blogger.com,1999:blog-1211402632244458323.post-46958348536905952322011-08-14T22:28:00.000-07:002011-12-20T23:43:05.330-08:00

Business ideas are all around you. They are lurking in your garage, in your basement, in your kitchen, and in your children’s room. You’ll find them in magazine ads, at your neighbor’s house, and at work. They are right there in the vegetables you brought in from the yard . . . in the stack of papers next to your laser printer . . . in the back of your truck . . . and at the back of your

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com0tag:blogger.com,1999:blog-1211402632244458323.post-25916858952445905482011-08-14T22:19:00.000-07:002011-08-14T22:26:47.099-07:00

If you think your monthly phone bills, daily gaming or nightly movies are eating away your hard-earned money, it is time to change your gadget habits. Experts suggest some ways how you can get your regular dose of technology without breaking the bank. Phone calls Save money on long-distance calls by using messenger applications such as MSN or Yahoo. Social networking sites such as Facebook are

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com2tag:blogger.com,1999:blog-1211402632244458323.post-69767337534185686392011-08-12T04:30:00.000-07:002011-08-12T04:32:34.544-07:00

Location Your home office should offer privacy and enough elbow room to hold the equipment and furniture you will require to effectively conduct your business. If you plan on holding client meetings in your home office, look for a room or rooms that are removed from your family surroundings. Maintain as much of a professional atmosphere as possible. Budget Run numbers. Determine how much you

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com2tag:blogger.com,1999:blog-1211402632244458323.post-4352856836174573002010-03-11T15:57:00.000-08:002011-12-10T15:54:19.277-08:00

Q: I've been working for the past 20 years, and frankly, I want to get out of the rat race someday. I don't want to continue working until I die. Aside from starting a business, what other ways can I earn money without working so hard? - PaoloA: It sounds like a good deal - the idea of earning money without working so hard. After working in the corporate world for a long time, you may have a

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com1tag:blogger.com,1999:blog-1211402632244458323.post-3769605514096475742010-03-11T15:51:00.000-08:002011-12-10T15:54:19.347-08:00

Q: I work as a freelance graphic designer. There are months when I earn a lot, and times when I'm not. Since middle of last year, my income has gone down mainly because my existing clients were all affected by the typhoons, and decided to cut down on some projects. Sometimes I earn just enough to get by. I have some savings, but I am having second thoughts on whether to continue saving at this

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com1tag:blogger.com,1999:blog-1211402632244458323.post-1630286636785513102010-03-11T15:33:00.000-08:002011-12-10T15:54:19.365-08:00

By Wilson Lee Flores1. BDO — Led by Henry Sy’s hardworking and visionary daughter, chairman Teresita “Tessie” Sy-Coson, with president and CEO Nestor Tan.2. Metropolitan Bank and Trust Co. — Led by taipan George S.K. Ty’s eldest son Arthur Ty. One of their executive vice presidents is Fabian Dee, who is my paternal cousin and a grandson of the prewar lumber tycoon and postwar Federation of

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com0tag:blogger.com,1999:blog-1211402632244458323.post-22845948995189421302010-03-11T15:26:00.000-08:002011-12-10T15:54:19.382-08:00

By Tanya T. Lara When we hear of executives living out of their suitcases, transplanting their families from one country to another every couple of years, and picking up language skills as they move around the world, we are more than a little envious.They are citizens of the world, no one country can claim them, and they have friends in all corners of the globe.What we fail to see behind their

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com0tag:blogger.com,1999:blog-1211402632244458323.post-62424108700311652712010-02-19T15:32:00.000-08:002011-12-10T15:54:19.400-08:00

Q: I've been receiving proposals for years from insurance agents and only started looking at them closely. I noticed that one offer for a term insurance is much cheaper. I hesitate to call the agent as my query may be seen as strong interest to buy. Can you help me? Should I take term insurance because of the cost?A: Life insurance is one of those things you need to have to protect your family in

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com2tag:blogger.com,1999:blog-1211402632244458323.post-27695089390945433532010-02-02T16:40:00.000-08:002011-12-10T15:54:19.445-08:00

Q: I have been wanting to spend more time with my family and start a small business to continue to earn some income. Every time I feel I am ready to quit work, something comes up that will make me hesitate and then I will postpone my plans. Right now, I think I have enough money saved up to cover for unforeseen expenses. But how do I really know if my savings are enough? Is there a good formula

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com1tag:blogger.com,1999:blog-1211402632244458323.post-60114681270594477642010-02-02T16:38:00.000-08:002011-12-10T15:54:19.467-08:00

Q: I know I should be saving money for my future, but I never get to do so. It's not because I don't want to. I want to save but can't seem to do it. How can I turn a new leaf this year and save money? I know this will be good for me in the long run. - GlennA: Being aware of the need to save money for the future is a good start. We all need to set aside money for future needs, especially for the

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com3tag:blogger.com,1999:blog-1211402632244458323.post-20098309841825089602010-02-02T16:36:00.000-08:002011-12-10T15:54:19.489-08:00

Q: It's February and I'm still paying for all the gifts I bought over the holidays, not to mention the Christmas get-together dinners with friends. I can't believe I have racked up a debt of P30,000. This is more than what I earn in a month. How can I pay off this bill? - MayaA: You are not alone, Maya. Other people are also scratching and shaking their heads at how they have spent so much for

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com0tag:blogger.com,1999:blog-1211402632244458323.post-84243601707139529682010-01-14T01:53:00.000-08:002011-12-10T15:54:19.505-08:00

By Justin KeckThe following article includes pertinent information that may cause you to reconsider what you thought you understood about the advantages and disadvantages of mortgages. The most important thing is to study with an open mind and be willing to revise your understanding if necessary.Lenders make money through interest, so if you pay off the principle of the loan early, you are

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com1tag:blogger.com,1999:blog-1211402632244458323.post-4845123562735116072010-01-13T16:18:00.000-08:002011-12-10T15:54:19.524-08:00

Q: This 2010, I hope to be more responsible when it comes to handling money. That's what our church has been reminding us - to be good stewards of the financial resources given to us. I must admit I need a total overhaul in this department. Can you help me please? - JanetA: One of the best things you can do for yourself and your family is indeed to be a good steward of your finances. Being a good

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com1tag:blogger.com,1999:blog-1211402632244458323.post-39546710864865426492009-11-22T01:50:00.000-08:002011-12-10T15:54:19.541-08:00

By Liam McGulliver FletcherIf you are an overseas citizen and are shopping in the UK, you can then file a claim back of the Value Added Tax that you have paid for the purchases you have made in London. The tax refund service is offered by many of the retailers that are located across the world.The VAT is around 15% in UK and to claim back the amount that you have paid as tax you have to make a

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com0tag:blogger.com,1999:blog-1211402632244458323.post-80274997063661284662009-11-22T01:41:00.000-08:002011-12-10T15:54:19.557-08:00

By Jack ChambersLow Cost OpportunitiesRecession has left property valuation in the US at rock bottom. Still one can earn a handsome profit in short term if Orlando investment property is purchased after shrewd planning.While scouting for profitable Orlando investment property, one should keep in mind the location. Places like Orlando and Phoenix are always packed with tourists irrespective of the

Rey Cruzhttp://www.blogger.com/profile/16311859896716401887noreply@blogger.com0