Charlottesville Real Estate

Market Comment

roballey@roywheeler.com (Rob Alley of the Avery Group at Roy Wheeler Realty Co.) — Thu, 12 Nov 2009 12:22:45 PST

Mortgage Bonds are starting the day near unchanged levels after Initial Jobless Claims came in slightly better than expected. Continuing Claims also fell--but, as I've said before, that's likely due to benefits expiring rather than people finding jobs.
In other news, foreclosure filings slowed for a third straight month, signaling that a recovery could be in the making.
Through all the economic news of late, rates still represent an amazing near all-time low opportunity. I recommend floating for now. But be prepared to lock, if today's Treasury auction shakes things up later this afternoon.

Leonard Winslow, Dominion Trust Mortgage
434-760-2580 (Direct)
leonard.winslow@dominiontrustmortgage.com
www.dominiontrustmortgage.com/leonard.winslow
Licensed by the Virginia State Corporation Commission. License #: MC-5112.

Charlottesville's Upcoming Events - November 10th

roballey@roywheeler.com (Rob Alley of the Avery Group at Roy Wheeler Realty Co.) — Tue, 10 Nov 2009 13:29:31 PST

If you cannot read this email click http://www.CVilleCalendar.com/email/eme-41127baf-df85-406a-997c-12caaba75c11.aspx

Upcoming Charlottesville Events
Full Community Calendar \| Local Nonprofits

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Dear Robert,

Did you know? In November 1919, President Wilson proclaimed November 11 as the first commemoration of Armistice Day. Armistice Day was primarily a day set aside to honor veterans of World War I. However, recognizing the service of the military during World War II and the Korean War, Congress in 1954 declared November 11th a day to honor American veterans of all wars. From that time, Veterans Day has been considered a celebration to honor America's veterans for their patriotism, love of country, and willingness to serve and sacrifice for the common good.

Here are the upcoming events for our area. Just click on the link for more information about an event.

Click here to customize the events you receive
Arts / Theatre / Music
11/11/2009	Lunchtime Talk: Jerome McGann	University of Virginia Art Museum
11/12/2009	"Romeo & Juliet"	St. Anne's-Belfield School
11/12/2009	Crozet Soiree: Woodworking	J-MRL: Crozet Library
11/12/2009	Skyline Harmony Chorus	Skyline Harmony Chorus
11/12/2009	Barter Theatre:Of Mice and Men	The Paramount
11/12/2009	The Imaginary Invalid	UVA Drama Department
11/12/2009	The Boy Friend	Play On! A New Virginia Theatre
11/13/2009	PVCC Art Faculty Exhibition	Piedmont Virginia Community College
11/13/2009	VABC Raucous Auction (art!)	Virginia Foundation for the Humanities
11/13/2009	Autumn Blossom Gala (featured event)	Charlottesville Ballet
11/13/2009	Grease, The School Version	Tandem Friends School
11/13/2009	Cavalier Marching Band	McIntire Department of Music
11/13/2009	PVCC Theatre: 2 Comedic 1-Acts	Piedmont Virginia Community College
11/13/2009	"Romeo & Juliet"	St. Anne's-Belfield School
11/13/2009	Double Feature! Party & Pizza (featured event)	Terry Dean's Ballroom Dance Studio
11/13/2009	The Boy Friend	Play On! A New Virginia Theatre
11/13/2009	Technosonics	McIntire Department of Music
11/13/2009	Mafia on Prozac	Four County Players
11/13/2009	Jazz Ensemble	McIntire Department of Music
11/13/2009	The Imaginary Invalid	UVA Drama Department
11/14/2009	Saturday Special Tour	University of Virginia Art Museum
11/14/2009	"Romeo & Juliet"	St. Anne's-Belfield School
11/14/2009	PVCC Theatre: 2 Comedic 1-Acts	Piedmont Virginia Community College
11/14/2009	Wearable Art Runway Show	St. Anne's-Belfield School
11/14/2009	Dinah Pehrson Band @Hamner	Hamner Theater
11/14/2009	"Romeo & Juliet"	St. Anne's-Belfield School
11/14/2009	Grease, The School Version	Tandem Friends School
11/14/2009	Robin and Linda Williams	Louisa Arts Center
11/14/2009	Mafia on Prozac	Four County Players
11/14/2009	The Boy Friend	Play On! A New Virginia Theatre
11/14/2009	The Imaginary Invalid	UVA Drama Department
11/15/2009	The Boy Friend	Play On! A New Virginia Theatre
11/15/2009	"Romeo & Juliet"	St. Anne's-Belfield School
11/15/2009	Grease, The School Version	Tandem Friends School
11/15/2009	Klezmer Ensemble	McIntire Department of Music
11/15/2009	Jazz Chamber	McIntire Department of Music
11/15/2009	FREE LANGLEY WINDS CONCERT	Fluvanna Arts Council
11/16/2009	Auditions: Rent	Play On! A New Virginia Theatre
11/16/2009	Langley Winds	Old Crozet School Arts
11/16/2009	Double Feature Sci-Fi Movies	The Paramount
11/17/2009	Auditions: Rent	Play On! A New Virginia Theatre
11/17/2009	Tuesday Evening Concert Series	McIntire Department of Music
11/17/2009	The Imaginary Invalid	UVA Drama Department
11/18/2009	Tucker Box Tour	Kluge-Ruhe Aboriginal Art Collection
11/18/2009	Weedon Lecture: Melissa Kerin	University of Virginia Art Museum
11/18/2009	The Imaginary Invalid	UVA Drama Department
11/19/2009	Documentary Film Series	Jefferson-Madison Regional Library
11/19/2009	Skyline Harmony Chorus	Skyline Harmony Chorus
11/19/2009	Rhonda Vincent & Seldom Scene	The Paramount
11/19/2009	The Imaginary Invalid	UVA Drama Department
11/20/2009	Crazy Hat Night @ Terry Dean's	Terry Dean's Ballroom Dance Studio
11/20/2009	Chamber Singers	McIntire Department of Music
11/20/2009	The Imaginary Invalid	UVA Drama Department
11/21/2009	Field Trip to Washington, DC (featured event)	Kluge-Ruhe Aboriginal Art Collection
11/21/2009	Music @ PVCC, Corner Lounge	Piedmont Virginia Community College
11/21/2009	Free Bridge Quintet	McIntire Department of Music
11/21/2009	The Imaginary Invalid	UVA Drama Department
11/22/2009	Cabaret Auditions	Four County Players
11/22/2009	Anne & Pete Sibley Concert	Senior Center, Inc.
11/22/2009	Multicultural Dance Showcase	Piedmont Virginia Community College
11/22/2009	UVA Wind Ensemble	McIntire Department of Music
11/23/2009	The Day the Earth Stood Still	The Paramount
Business Events
11/17/2009	Business Networking Meeting	Charlottesville Networking Group
11/21/2009	Winter Market (featured event)	Crossroads Women in Small Business Winter Market
Children Activities
11/11/2009	Parent-Toddler Play Group	North Branch School
11/13/2009	Exploring how children develop	Child Development Labs at UVA
11/14/2009	WHTJ's "Family Morning Out!"	WHTJ Charlottesville PBS
11/14/2009	Rock, Paper, Fun	Kluge-Ruhe Aboriginal Art Collection
11/19/2009	Exploring how children develop	Child Development Labs at UVA
11/21/2009	Kidz Night Out	Piedmont Family YMCA
11/22/2009	Family Art JAM	University of Virginia Art Museum
Clubs
11/11/2009	New Member Mingle	Outdoor Adventure Social Club
Education
11/10/2009	Starting a NP	Center for Nonprofit Excellence
11/14/2009	Assistive Techology Workshop	piedmont regional education program
11/18/2009	Effective Program Evaluation	Center for Nonprofit Excellence
Fundraiser / Benefit
11/11/2009	Special Olympics Friendraiser	Special Olympics Virginia
11/12/2009	Food Drive	Neighbors-4-Neighbors
11/13/2009	Food Drive	Neighbors-4-Neighbors
11/14/2009	Food Drive	Neighbors-4-Neighbors
11/15/2009	Food Drive	Neighbors-4-Neighbors
11/15/2009	Carson Raymond Softball Trney	Carson Raymond Foundation
11/16/2009	Food Drive	Neighbors-4-Neighbors
11/17/2009	Food Drive	Neighbors-4-Neighbors
11/18/2009	Food Drive	Neighbors-4-Neighbors
11/19/2009	Food Drive	Neighbors-4-Neighbors
11/20/2009	Food Drive	Neighbors-4-Neighbors
11/20/2009	Charity Poker Tournament	Carson Raymond Foundation
11/21/2009	Food Drive	Neighbors-4-Neighbors
11/21/2009	World Bazaar Silent Auction	Advancing Native Missions
11/22/2009	Food Drive	Neighbors-4-Neighbors
11/23/2009	Food Drive	Neighbors-4-Neighbors
Health
11/16/2009	TOPS Homecoming & Open House (featured event)	Take Off Pounds Sensibility (T.O.P.S)
11/20/2009	Stroke ComeBack Club - Cooking	American Heart Association
Lecture / Workshop
11/10/2009	Building on Jefferson's Legacy	University of Virginia Community Relations
11/11/2009	Around the World in 90 Minutes	Piedmont Virginia Community College
11/11/2009	Livable Communities & Aging	Institute on Aging (UVA)
11/11/2009	Public Trees, Private Trees	Piedmont Virginia Community College
11/14/2009	More than the Score Lecture	U.Va. Office of Engagement, Alumni Education
11/14/2009	Okzidental. Bilderpolitik	Center for German Studies and Dept. for Germanic Lang. and Lit., University of Virginia
11/15/2009	Free Speech or Disruption?	Piedmont Virginia Community College
11/17/2009	Buying a Foreclosed Home	UVA Community Credit Union
11/18/2009	Silence of the Bees	Piedmont Group of the Sierra Club
11/19/2009	H.H. Dorje Chang Buddha III (featured event)	Xuanfa Institute
11/21/2009	PVCC Engineering Saturday	Piedmont Virginia Community College
11/21/2009	Marketing Your Business	SCORE
11/21/2009	Extraordinary Perceptions	A.R.E. Charlottesville
Literary
11/14/2009	Getting Your Poetry Published	WriterHouse
11/17/2009	"On Native Southern Ground"	Virginia Foundation for the Humanities
11/18/2009	Wednesday Night Book Group	J-MRL: Northside Library
11/18/2009	Wednesday Night Book Group	J-MRL: Gordon Avenue Library
11/19/2009	Brown Baggers Book Group	J-MRL: Central Library
11/20/2009	Literary Masterpiece Book Grp	J-MRL: Gordon Avenue Library
11/20/2009	Books Sandwiched In	J-MRL: Northside Library
11/21/2009	Elements of Fiction: Dialogue	WriterHouse
Religious
11/11/2009	Taizé Evensong	Charlottesville Mennonite Church
11/15/2009	Len Mink, singer, TV host	Word of Faith Church, an International Worship Center
Special Events / Holiday
11/10/2009	The Giving Tree	Jefferson-Madison Regional Library
11/12/2009	The Giving Tree	Jefferson-Madison Regional Library
11/13/2009	The Giving Tree	Jefferson-Madison Regional Library
11/14/2009	The Giving Tree	Jefferson-Madison Regional Library
11/15/2009	The Giving Tree	Jefferson-Madison Regional Library
11/16/2009	The Giving Tree	Jefferson-Madison Regional Library
11/17/2009	The Giving Tree	Jefferson-Madison Regional Library
11/18/2009	The Giving Tree	Jefferson-Madison Regional Library
11/19/2009	The Giving Tree	Jefferson-Madison Regional Library
11/20/2009	The Giving Tree	Jefferson-Madison Regional Library
11/21/2009	The Giving Tree	Jefferson-Madison Regional Library
11/22/2009	The Giving Tree	Jefferson-Madison Regional Library
11/23/2009	The Giving Tree	Jefferson-Madison Regional Library
Sports & Recreation
11/10/2009	Wallyball !!!	Outdoor Adventure Social Club
11/13/2009	Virginia MBB vs. Longwood	Virginia Athletics
11/13/2009	UVA Volleyball	Virginia Athletics
11/13/2009	Va Wines Tasting: Thanksgiving	Outdoor Adventure Social Club
11/13/2009	Blackjack, Movies, Beer Snacks	Outdoor Adventure Social Club
11/14/2009	Virginia Volleyball Match	Virginia Athletics
11/14/2009	UVA Volleyball	Virginia Athletics
11/14/2009	Via Ferrata Ironrung RockClimb	Outdoor Adventure Social Club
11/14/2009	Hike to Mountain-top Views	Outdoor Adventure Social Club
11/15/2009	Airport Buffer Planting at CHO	Rivanna Conservation Society
11/15/2009	Virginia WBB vs. Manhattan	Virginia Athletics
11/18/2009	Virginia WBB vs. USC Upstate	Virginia Athletics
11/19/2009	Virginia MBB vs. Rider	Virginia Athletics
11/21/2009	Virginia MBB vs. Oral Roberts	Virginia Athletics
11/22/2009	Kickball & Picnic Social	Outdoor Adventure Social Club
11/22/2009	Virginia WBB vs. Tennessee (featured event)	Virginia Athletics
11/22/2009	Broomball !!!	Outdoor Adventure Social Club
Other
11/14/2009	Upward Bound Yard Sale	Concerned Parents of Upward Bound
11/21/2009	Albemarle HS Band Craft Fair	Albemarle High School Band Boosters
11/22/2009	Hike the Doyles River Trail	Wild Virgina

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Rob Alley, Realtor
Keller Williams Realty
540-250-3275
roballeyrealtor@gmail.com
http://www.charlottesvillevarealestate.blogspot.com
http://www.robsellscharlottesville.com
Oh, by the way, I am never too busy to work any of your referrals.
Each Office Independently Owned and Operated
Licensed to Sell Real Estate in the Commonwealth of Virginia

Market Comment

roballey@roywheeler.com (Rob Alley of the Avery Group at Roy Wheeler Realty Co.) — Mon, 09 Nov 2009 09:31:14 PST

Mortgage Bonds are continuing to improve so far today, following the pricing gains seen since Friday's weak Jobs Report. Stocks are also trading sharply higher so far today after the G-20, a group of finance ministers and central bank governors from 20 world economies, pledged to keep aid flowing to global economies until a recovery was assured.

There are no economic reports today but there is plenty of supply hitting the market via the Treasury auctions, which could weigh on Bond prices. Also on Friday, President Obama signed the extended and expanded Homebuyer Tax Credit.

I recommend floating for now, but I will be watching closely to see how today's auction results impact trading.

Leonard Winslow, Dominion Trust Mortgage
434-760-2580(cell)
leonard.winslow@dominiontrustmortgage.com
www.dominiontrustmortgage.com/leonard.winslow
Licensed by the Virginia State Corporation Commission. License #: MC-5112.

Market Comment

roballey@roywheeler.com (Rob Alley of the Avery Group at Roy Wheeler Realty Co.) — Fri, 06 Nov 2009 08:34:36 PST

The results are in. The Labor Department reported this morning that more jobs were lost last month than expected and the Unemployment Rate climbed higher than expected to 10.2%.

In other news, both the House and Senate have passed the Homebuyers Tax Credit bill and it now awaits President Obama’s signature, which is expected today or tomorrow. The bill extends the tax credit for first-time homebuyers, as well as opens it up to current home owners. Contact me for more information if you have questions or would like to see if you can benefit from the tax credit.

Leonard Winslow, Dominion Trust Mortgage
434-760-2580 (cell)
leonard.winslow@dominiontrustmortgage.com
www.dominiontrustmortgage.com/leonard.winslow
Licensed by the Virginia State Corporation Commission. License #: MC-5112.

Market Comment

roballey@roywheeler.com (Rob Alley of the Avery Group at Roy Wheeler Realty Co.) — Thu, 05 Nov 2009 09:28:41 PST

Stocks are rallying higher this morning. Although this would normally add selling pressure to Bonds, they are starting the day near unchanged levels.
Yesterday, the Fed issued its Policy Statement without any big changes or surprises. In today's news, Initial Jobless Claims was reported lower than expected and at the lowest reading since the first week of 2009. Continuing Claims also dropped, but this is likely due to benefits expiring rather than people finding jobs.
Despite today's better-than-expected numbers, tomorrow's official Jobs Report will probably indicate continued weakness in the labor market, with the unemployment rate likely nearing 10%. Bonds are currently holding their own; therefore, I recommend floating as we await tomorrow's report.

Leonard Winslow, Dominion Trust Mortgage
434-760-2580 (cell)
leonard.winslow@dominiontrustmortgage.com
www.dominiontrustmortgage.com/leonard.winslow
Licensed by the Virginia State Corporation Commission. License #: MC-5112.

Mortgage Market Comment

roballey@roywheeler.com (Rob Alley of the Avery Group at Roy Wheeler Realty Co.) — Mon, 02 Nov 2009 08:21:48 PST

Mortgage Bonds have opened the week near an important technical level while Stocks have been improving.
There are no Treasury auctions this week but there are several important potential market movers, including the Fed Meeting and Monetary Policy Statement on Wednesday, the Jobs Report with unemployment rate figures on Friday, and an expected final vote on the extension and expansion of the first-time homebuyer tax credit.
I recommend floating for now, but I will let you know if the news of the day or technical factors require a change of course.

Leonard Winslow, DominionTrust Mortgage
434-760-2580 (cell)
leonard.winslow@dominiontrustmortgage.com
www.dominiontrustmortgage.com/leonard.winslow
Licensed by the Virginia State Corporation Commission. License #: MC-5112.

Your Daily Dose from DSNews.com

roballey@roywheeler.com (Rob Alley of the Avery Group at Roy Wheeler Realty Co.) — Fri, 30 Oct 2009 07:13:47 PDT

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Treasury, HUD Lobby for Extension on Tax Credit and High Loan Limits

The Obama administration's top economist and housing czar have joined forces to persuade lawmakers to pass three key measures they said would further stabilize the housing market. Treasury Secretary Tim Geithner and HUD Secretary Shaun Donovan released a joint statement Thursday urging Congress to extend the popular First Time Homebuyers Tax Credit, secure funding for the planned Housing Trust Fund, and retain higher loan limits for federally backed home mortgages.

TARP Inspector Scrutinizes Federal Housing Program

Neil Barofsky, Congress' special inspector general for the Troubled Asset Relief Program (TARP), makes no bones about his frustration with the Treasury's management of the $700 billion purse. Earlier this month he accused the Treasury of misleading the public. In his most recent dissertation, he threatened to subpoena the White House and Treasury Department and dissected the administration's Making Home Affordable program, rebuking Treasury officials for not adopting recommendations his office has made for the program.

Judge Delays Sale of Capmark's Servicing Business

A federal judge ordered Capmark Financial Group this week to push back the deadline it had set to receive bids for its commercial mortgage servicing business. Capmark, one of the nation's largest commercial real estate companies, surrendered to the sector's continuing deterioration and filed for Chapter 11 bankruptcy Sunday.

California Loan Mod Agents Kidnapped, Tortured for Not Saving Home

The despair and desperation that often accompanies a foreclosure seems to have gotten the best of one California couple - but it turned to outright violence when they kidnapped and beat the loan modification consultants they'd hired to help them.

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Rob Alley, Realtor
Keller Williams Realty
540-250-3275
roballeyrealtor@gmail.com
http://www.charlottesvillevarealestate.blogspot.com
http://www.robsellscharlottesville.com
Oh, by the way, I am never too busy to work any of your referrals.
Each Office Independently Owned and Operated
Licensed to Sell Real Estate in the Commonwealth of Virginia

Business Today: Futures dip after best day in 3 months

roballey@roywheeler.com (Rob Alley of the Avery Group at Roy Wheeler Realty Co.) — Fri, 30 Oct 2009 07:13:01 PDT

Good Morning Robert,

FRI 30 Oct 2009

today's headlines

Futures dip after best day in 3 months
U.S. economy stabilized but risks remain: Geithner
JP Morgan raised concerns about Galleon in 2001: report
Samsung, Panasonic signal tech industry upturn
NYSE Q3 beats consensus, sells Liffe U.S. stake
Stocks sizzle as China debuts start-ups market
Sanofi lifts forecast on swine flu vaccine
CIT seen filing for bankruptcy in coming days
Rate risk fears lead to new corporate bond funds
Goldman trims CIT loan to $2.125 billion

today's videos

Economy growing again

US economy springs to life

Entrepreneur's Edge: Batter Blaster

more details

Futures dip after best day in 3 months

October 30, 2009 07:50 AM ET

NEW YORK (Reuters) - U.S. stock index futures dipped on Friday, a day after the market logged its best percentage gain in three months, as investors await data that will shed light on consumer sentiment.

Special Event Announcement
Full Community Calendar \| Local Nonprofits

Charlottesville Real Estate

Market Comment

Charlottesville's Upcoming Events - November 10th

Market Comment

Market Comment

Market Comment

Mortgage Market Comment

Your Daily Dose from DSNews.com

Business Today: Futures dip after best day in 3 months

today's headlines

more details

Area’s H1N1 shot supply nearly gone, official says

New-home sales take unexpected tumble, dragging down stocks

The Color of Money: Report on debt collectors calls for reform

Home sales fell unexpectedly in September

Stimulus dollars going to accused contractors

In China, too, a health-care system in disarray

Washington region unemployment rate rose to 6.2 percent in September from 6.0 percent in August

Charitable Gifts to Drop 9% in 2009

Hedge Funder Buys World’s Largest Sailing Yacht

Will the Rich Evolve Into Different Species?

News from First Night!

Daily Market Comment

Mortgage Market Comment

Your Daily Dose from DSNews.com

Business Today: Stock futures fall after weak overseas results; data ahead

today's headlines

more details

Google Releases Voice Light for Any Mobile Number

Charlottesville gets award for success in downtown area