The Sovereign Journey

The Benefits Of Having An Ecommerce Business

noreply@blogger.com (Digital Nomad) — Fri, 24 Apr 2009 09:05:00 +0000

By Stephanie Dawson

Electronic Commerce commonly known as ecommerce has transformed the way business is conducted. Although the core of ecommerce businesses is based online, it is not limited only to online businesses.

There is only one true definition for ecommerce, but everyone sort of has their own interpretation as to what ecommerce stands for. The real definition depends on the nature of a merchants online business.

The basics of e-commerce is the ability to electronically exchange information mostly via the internet. Email auto responders are great examples of ecommerce services at work but the heart of ecommerce is in a well designed shopping cart website.

Operating a business electronically online has proven to be a successful venture for many businesses. Some ecommerce businesses have even boasted better sales than their brick and mortar competition.

The upside to owning an ecommerce business is as follows:

1. There are no store hours. An eccommerce business never closes it doors. A customer can make a purchase 24/7 365.

2. An ecommerce business has the ability to reach people across the globe. You can shop for apartments in France from the comforts of your home in New York City.

3. A shopping cart websites plays the role of a cashier for you, so you can save money by not hiring employees such as cashiers or receptionists.

4. Interactive marketing solutions creates better communications with your potential customers through services like email auto responders. The ability to capture your customer's email address gives you the advantage of communication with them months after visiting your website.

With all the benefits of doing business online, it is understandable why so many businesses are opting on ecommerce website services. The most convenient part of it all, is that almost all your business transactions can be automated.

About the Author:

Stephanie Dawson is a professional website Designer with a Bachelors in Computer Information Systems and a Masters in Technology. If you are in search of a reputable ecommerce website service visit ecommerce website services for a comprehensive ecommerce solution.

An Introductory Guide To Wills and Estate Planning

noreply@blogger.com (Digital Nomad) — Mon, 20 Apr 2009 07:03:00 +0000

By Cindy R.

No matter how much money you have it is important to have a basic estate plan to protect your family and your assets after your death. An estate plan can be as simple as a last will and testament to extremely detailed to contain a power of attorney, a living will and even a trust. We'll cover each of these tools in order.

A will is the first place to start your estate plan. You need to create a list of all of your assets and determine who you would like to receive those assets after your death. Your will is the legal document that lists your assets and who is to receive them. When drafting your will pay special attention to the probate laws of Texas to ensure that your will can be validated in probate court. If your will is disallowed then your property will be distributed without your will and according to Texas probate law. This is not something you want to take the chance of messing up so enlisting the aid of an estate planning attorney is a smart move. They can usually assist you for a reasonable fee.

Power of Attorney - A power of attorney is a legal document that authorizes somebody to act on your behalf in legal or business matters. A durable power of attorney is a special kind that allows the rights granted to be effective if you become incapacitated due to injury or mental illness. Durable powers of attorney can by financial and medical in nature. A Health Care Power of Attorney is a durable power of attorney that authorizes the appointed agent to make health care decisions for up. The authorization can include the ability to stop life sustaining medical support if it is keeping a terminally ill patient alive.

A living will goes hand in hand with a medical power of attorney. A living will states your intentions regarding health care if you are not capable in do so for yourself due to a future incapacity. The living will states WHAT you want done in specific situations and the health care power of attorney authorizes somebody to follow through on your wishes. These two documents are complicated enough that most are crafted by professional estate attorneys.

Next we are going to cover Trusts. Trusts are another vehicle that allows you to direct certain types of property with the added benefit that you can place restrictions and requirements on the assets. One of the most significant advantages of trusts is that there is no court involved. This allows for immediate dispersal of assets by the trustee (the person administering the trust). Because there is no probate court involvement trusts can also bypass public record of the transactions.

There are also significant ways to manage taxes at your time of death. Some of the many tools available to do this include a wide array of trusts (life insurance, remainder, personal residence, etc) and life insurance policies that pay directly to the beneficiary upon death. These vehicles are at the more complicated end of the estate planning spectrum.

Now that you a familiar with some of the estate planning tools available, it is time to start your estate planning process. Step number one is to list out all of your assets whether held just by you or jointly with your spouse. With that list in hand go through every item and choose who should receive each item upon your death. You should also note and items or recipients that you would like to place restrictions or requirements upon. Now it is time to decide if you are going to try and create your estate plan on your own or with the help of a professional.

Estate planning can seem like a daunting undertaking, but knowing that it is very important and taking it one step at a time will help you complete the process. Hiring professionals to help you in the process is also extremely helpful and highly encouraged.

About the Author:

The Texas Wills web site is where Cindy writes about Wills In Texas and other estate planning topics.

Locating Cheap Web Hosting in the Philippines

noreply@blogger.com (Digital Nomad) — Fri, 17 Apr 2009 07:05:00 +0000

By Jeffrey Fang

Philippines " Web Hosting Destination in Southeast Asia. Cheap web hosting can be hard to get by in the Philippines. More often than not, individuals and companies offering cheap web hosting services are merely reselling this service from other companies. Thus, there is no assurance of excellent web hosting and customer service support for the people who avail of this kind of service. Unfortunately, a lot of people fall prey to these services because of its inexpensive price.

In order to get cheap yet quality web hosting, you have to get one at a place where multiple web hosting options are aplenty. This can be usually found in countries of large population and are therefore catering to several companies at the same time.

In Southeast Asia, the Philippines can be a top web hosting location. With 90 million people in the country, you can surely find several web hosts willing to offer their services for a cheap price. Although there are those companies who resell web hosting services, there are trusted web hosting companies who make sure that all the business needs of their clients are met.

With a population close to 90 million, there is surely a cost-effective web hosting solution for anyone needing it. Location wise, the Philippines is an ideal place for web hosting services since websites hosted here are not covered by the restrictions of the Western countries.

A commendable place to search for cheap web hosting in the Philippines is its capital city, Manila. Manila is clearly the center of commerce in the country. And with the 14 million residents in its metropolitan area, you will surely find a cheap web hosting service for your business needs.

What Makes Cheap Web Hosting? Basically, cheap web hosting is a result of the breakdown of hosting expenses between several companies. Small companies do not really need an entire server for their online presence, thus they may choose to share disk space and bandwidth of a server with other several companies. This arrangement is usually termed as shared server hosting.

This arrangement is commonly called as the shared server hosting. With shared server hosting, the bandwidth and disk space of a server is divided among different companies with each company paying for a fragment of the server. Because of this, web hosting companies do not need to assign one server to a particular business and thus allow them to break up the costs. This is when cheap web hosting service can occur.

When a business grows however, it may need to expand web development requirements and design needs, which can require a dedicated server or a virtual private server. Nonetheless, companies starting out online will benefit a lot from a shared server arrangement because it is usually more convenient and is way cheaper than dedicated servers and virtual private servers.

About the Author:

The author's web site delivers web hosting Philippines and provides the latest information about the Philippine web hosting industry.

Chart Your Way to Profits

noreply@blogger.com (Digital Nomad) — Wed, 15 Apr 2009 08:55:00 +0000

By forextech

The use of technical analysis is able to assist you getting the skills to help realize financial gain.

What Technical Analysis will take into account is the supply and demand of the fundamentals. How this works is by initially analyzing the statistics that are given by the market, the price doesn't simply indicate the supply and demand of fundamentals, but it gives direct reflection of what peoples viewpoint is on them. Therefore what we are saying is that psychology sets the price of everything. One of the best ways to use technical analysis is for recurring price patterns.

How this can be put into play is where the profits are expected to continue in the future so the profits become predictable. As we are aware human nature tends to remain consistent so this is often shown in recurring price patter, however we still need the charts and a lot of other indicators to assist us in our trading.

When used effectively technical analysis is the best tool to help us identify future Forex Trading opportunities. With the correct use of technical analysis the the Forex Trader is able to identify short term trading spikes, which is more accounted to the emotion of the human as opposed to the human psychology, therefore leading to financial gains.

The benefit to having great Technical Analysis or charting skills is that the Forex Market tends to trend either higher and these trends can continue on for months at a time which ultimately leads to massive profits for the Forex Trader.

Technical Analysis can be extremely beneficial for the Forex Trader when learned correctly, for more free educational lessons feel free to visit the CFD FX REPORT they offer a host of Free educational lessons for the Forex Trader. They also have a great Forum where you can learn from other traders, and find financial rewards.

About the Author:

CFD FX REPORT offers Forex Traders a host of Free educational lessons, online Forex and CFD Trading Forums as well as helping traders find the Best Forex Broker and CFD Broker in the market

How to Reduce Debt Without a Consolidation Loan

noreply@blogger.com (Digital Nomad) — Thu, 09 Apr 2009 08:08:00 +0000

By Eric K Frey

When people feel like their financial planning is spiraling out of control, they often quickly seek out a debt consolidation loan. Although that may be the correct choice to make, these 8 options should be considered first.

1) Consider selling assets to clear your debt. Rather than rescheduling your debts, see if there is any way you can repay some or all of your debts yourself. Sell unwanted valuables and other items. Depending on the item you can sell to dealers, advertise in local classified ads or through Ebay. Sell unwanted books through Amazon. If your debts are very high and you own your own home consider downsizing to release equity.

2) Pay as much as you can towards your credit cards. If you are able to make your minimum credit card payments you should consider how much additional money you can pay off each month. Reduce excess spending wherever possible and pay as much as you can on your credit cards. If you don't settle for making just the minimum payment, you can make a significant impact in your debt over the course of 12 to 24 months. If your debt situation makes it difficult to meet the minimum payment, a consolidation loan may be easier for you to manage.

3) If you own your own home, the lowest interest rates are obtainable by taking out a new mortgage to pay off your existing mortgage (if any) plus enough funds to repay you other debts. If repaying your existing mortgage will result in penalty charges consider a 2nd mortgage with your existing lender. The interest charged will probably be slightly but not significantly higher.

4) Consider a secured loan from a different lender. Missing and late payments can have a very negative affect on your credit score. This can potentially make your mortgage company hesitant to give you a second mortgage. However, by getting a new lender and using your house to secure the loan, you will likely be able to receive a loan at a decent rate. However, only use your home to secure a loan if you are positive that you can make the payments. If you miss payments, the lender will quickly try to repossess your home.

5) Assets other than a home can also be used to secure a loan. If you don't own a home or any other real estate, but you do have a fancy car or nice boat, it is possible to use these pieces of personal property as security for a loan. It is important to consider the interest rate on the loan though. A loan secured by assets other than real estate typically has a higher interest rate.

6) Go for an unsecured loan. An unsecured loan might be a good choice if you don't have any valuable property or do not want to use it as security for the loan. Unsecured loans a generally repaid quicker than secured loans and usually have higher interest rates as well. Therefore you will have to make higher monthly payments on the loan, especially if you have a low credit score.

8) Low interest credit cards. When your debt is not too high and your credit score is pretty good, you will probably be able to apply for a credit card with a low interest rate or even a 0% rate on balance transfers. A credit card may actually be able to offer a better rate and you would find on any loan. However, be prepared to pay off the balance of during the transfer period or you could end up with an even higher rate.

8) Learn about the options. The best thing to do before reaching any decision is to thoroughly research each possible choice. One option may be clearly the best, but for many people the various possibilities can be confusing. So, check them all out as best you can. Call different banks or mortgage companies to see what they can do to help you and ask for solid numbers that you can compare. Just asking doesn't commit you to anything, and they may help you decide the best solution for you.

For a great many people debt consolidation provides an ideal solution to excessive credit card debt. Sorting out debt problems takes a little time, effort and determination. Once you've sorted your debts you will find life more enjoyable and relaxing and, with no debt collectors calling or contacting you by post or phone, much less stressful.

About the Author:

Eric Frey is a MBA student who is incredibly interested in the subjects of debt consolidation and debt reduction. If you are in debt and want to learn how to Reduce Your Debt, the secrets that Eric discovered may interest you. He claims that a military strategy is the answer to becoming debt free. For more information visit Your debt reduction Guide and you can learn more.

Endorsed Cheap Check Saving Ideas

noreply@blogger.com (Digital Nomad) — Wed, 08 Apr 2009 07:28:00 +0000

By Paul Brenen

"Wealth can only be accumulated by the earnings of industry and the savings of frugality" - Ben Franklin. Good habits saving money translate into a richer lifestyle of less stress and worry.

One simple action, if you haven't done it already, is to combine your cable, phone and internet service. You'll save time and energy paying one bill and by bundling services, save money.

Yearly newspaper subscriptions are expensive as well as magazines bought at newsstands or subscribed to. Utilizing the library for catching up on your favorite magazines can be a pleasant experience to get away. Accessing newspapers from the internet or even magazine content, is another alternative.

A rule of thumb is never to pay for having a checking account. Most financial institutions offer free checking if you are charged a fee, ask to have it changed. Otherwise move your account. When it comes to buying your checks, purchase cheap checks online and save 50%.

Don't pay interest on credit cards. Pay off your credit card monthly bill and budget your spending. Twenty percent interest is absolutely crazy and you need not be a fall guy. Get rid of credit cards if it is a temptation and grab control.

Saving money by switching light bulbs will save hundred s of dollars for the average household. Fluorescent (CFKs light bulbs use 75% less electricity and last 10 times longer. Ordinary light bulbs are uneconomical to use; don't use them.

Raise the deductibles for your auto insurance. Find out how much you'd save from raising your deductible and consider how much you can self-insure. You'll likely save a considerable amount doing so and also, consider paying our auto insurance premium annually for additional savings.

Make a check for drafts and cold air infiltration before winter sets in. Walk and study the perimeter of your home for any signs of cracks or where cold air could enter and address the problem. Turn down the thermostat and economize from wasted heat in rooms that are not used or consider getting a programmable thermostat.

About the Author:

Practical ideas to save money are rampant and saving money on commonplace items like replenishing your checks online can save you 50% plus you get a larger range of categories and designs to consider at Cheap Checks Online.

Ways of the Strategic Thinker

noreply@blogger.com (Digital Nomad) — Tue, 07 Apr 2009 12:59:00 +0000

By Bart Icles

These days, we are consistently challenged by rapid changes that most of the time bring in opportunities that are beyond compare. Oftentimes, advantageous and sustainable growth comes to those organizations whose leaders are able to see potentials way past their conventional stakeholders. Strategic thinking has become more popular more recently, as it has proven to be an effective approach in reaching the goals set by an organization.

Leaders nowadays try to learn how they can become effective strategic thinkers. In doing so, knowing the traits that can make you a successful strategic thinker can be to your advantage. Foremost is having a vision. Strategic thinkers must be able to see what lies ahead and must be able to identify their strategic purpose. You can think of a strategic thinker as a visionary who has a good grasp of what to expect from the future. Along with this, strategic thinkers must also have clear ideas of targets and goals. These must then be frequently reviewed to ensure that your line of thinking is validated.

Efficient time management is a trait that every strategic thinker must possess. Strategic thinkers often place high value to time as this is one factor that they must deal with as they work their way through the achievement of their objectives. With strategic time management, you are able to give enough time and focus to the needs of your organization, as well as those of your own.

Strategic thinkers are patient. As you plan out what you need to do as face the challenges posed by the changing times, it is important that you remember that strategic thinking is not just about today, tomorrow, next week or the next couple of weeks - strategic thinking is about thinking of the long-term.

It is also important that strategic thinkers do not cease to learn. Strategic thinkers must be able to accept that continuous learning contributes to the constant discovery of opportunities. Experiences must be utilized in the continuous improvement of the strategic thinker. As you learn, you must keep an open mind and keep yourself from constantly passing judgment on how others think as they try to come up with ideas. Seeking advice and views from others is also crucial. Strategic thinking works best when it involves team effort.

Most importantly, you must remember that strategic thinking is not synonymous with wishful thinking. Keep your goals and objectives realistic - see to it that they can be achieved in the long term. Strategic thinkers do not expect much from the future but what they deliver often exceeds expectations.

About the Author:

CMOE has been helping companies with a team building program since 1978. By using a team buildingseminar and other innovative business techniques CMOE has established themselves a leader in the business world. Visit www.cmoe.com for more information.

Achieve Financial Freedom by becoming Debt Free

noreply@blogger.com (Digital Nomad) — Mon, 06 Apr 2009 13:22:00 +0000

By Eric Frey

In order to pay back your debt, pick the creditor that charges the highest interest rate and work on paying back that debt first. Pay this creditor as much money as you can so that that debt will be gone fast. Pay the minimum payment to all your other creditors. Once you are done, pick another creditor. Keep doing this until all your debts are paid. This is the best and quickest way for you to get out of debt, and is recommended by many experts.

The best way to pay your creditors is to pick one and send them as much money as you can. Pay the minimum payments on the other debts. If you do this every month you will soon pay off that debt. At this point, you will want to pick another debt to pay off and do the same thing. Do this until you have no more creditors to pay.

For debts that are accruing interest, it is wise to pay more than once every month. This will reduce the amount of interest you pay. Do this for credit cards and other loans that you pay interest on. It is not necessary to do this for your utility bills since they don't accrue interest and you won't gain anything from using this technique with them.

Figure out how much you would like to pay every month. Then split it into 4. If you pay $75 a week instead of $300 per month, you will actually pay less interest that month. You will need to make sure your account number is written on the check, and that you attach a note that says exactly what you are sending the money for.

You should also lower your expenditures. You will need to make some changes in your lifestyle if you want to be debt free, since you will need to put aside extra cash to repay your debt. Without lowering your expenses you will not be able to repay that debt.

Do you shop often? Try to limit the amount of money you spend on your shopping, and pay only in cash. If you like eating out, see if you can do a barbecue or a potluck dinner with friends instead. You can rotate the dinners so that a different family hosts the meal each time. You will want to save the restaurants for very special events. You can use the library instead of buying books and rent videos instead of going to the theater. Also, save some money on your bills by using good habits such as turning off the lights when you leave the room.

If you are really doing bad financially, go see a debt counselor. Find a company that gives free counseling sessions and set up an appointment to go over your debts and bills. The debt counselor will look at your debts and expenses and help you come up with a plan to become debt free. Make sure you have a list of all your debts with all the relevant information such as how much you owe, who you owe it to, and how much you pay each month. The more information you bring with you, the better the counselor will be able to help you.

If you decide to work with the consultant, you'll have a monthly budget prepared for you, and the company will negotiate with your creditors to get a payment plan you can deal with. Although debt management might be the only way for you become debt free, you should know that debt management programs affect your credit score, so make sure you understand the implications before you start. Sound advice for financial freedom and personal sovereignty.

About the Author:

Eric Frey is a MBA student who is very interested in the topics of debt management and financial freedom. If you are in debt and want to learn how to become completely Debt Free in 3 to 5 Years or sooner, no matter your income level or where you live, the secrets that Eric discovered may interest you. For more information go to Your Financial Freedom Guide and learn what he did.

How Top Income Earners Work Less and Earn More

noreply@blogger.com (Digital Nomad) — Sun, 05 Apr 2009 08:42:00 +0000

By Heidi

Do you ever feel as though there are just not enough hours in the day? Do you struggle trying to balance both work and family? This article will provide you with a few tips on how to earn more while working less.

One critical key to earning more and working less is being organized. Most people who earn six or seven figures and only work part-time, are highly organized. In addition to being organized you need to prioritize. May of us spend 80% of our time doing things that only make 20% of the difference in our lives. Top income earners, know exactly what matters most and that's what they spend there time doing. They skip or delegate everything else.

Step 1 -- Get organized and prioritize. Start by making a list of everything there is to do and handle in your life, in your home and in your business or job. That may seem like a daunting task but it will not be as hard you think. Sit down and start listing things you either want or need to get done in no particular order. As they pop into your head write them down or if you already have several "to do" lists and sticky notes, locate them all and compile them on one long list. Your "to do" list is finite, despite what you might be thinking right now, and in reality it will probably only take you a couple of hours to create.

Step 2 - Take a good look at the items on your list and decide what items will make the most impact on your income and quality of life. The best way to do this is to sit in silence for 20 minutes and meditate over your list. The most impactful items on your list will start becoming apparent to you. Highlight those items.

Step 3 - Move all of the highlighted items from your list into your calendar. Schedule when you are going to do each one and be realistic when determining how much time to allow for each item. For example, you might schedule one of them for Tuesday from 4pm-6pm, another one on Wednesday from 8pm-10pm, and so on.

If you are unable to get all of the highlighted items into your calendar within the next two weeks, then you need to refine your highlighted list again before entering it into your schedule.

This process helps you get organized, focus on the 20% that matters most and will help prevent you from taking on more tasks than you can handle effectively. If you are unable to complete a task during the scheduled time, re-schedule the task for another time.

Once you fully switch over from keeping a running "to do" list to scheduling every task, you will feel more relaxed, be more efficient, have more time and you will get more done. "To Do" lists tend to weigh us down. They make us feel like we will never be caught up, never get it all done and as a result, we often focus on the least important tasks.

When you have a running "to do" list you are more likely to stress over what you need to get done because you don't know when and how it's going to get done. By simply scheduling what needs to get done, it will get done when it's time to do it. No more stressing or agonizing over it. It's in your schedule and you know you have time for it, specific time set aside. Even if it's just a simple task like making a phone call, if it's in your schedule you know you won't forget about it and you know it will get done.

Be sure to leave open space in your calendar for interruptions and putting out fires. Also, schedule family time, exercise time, alone time, mealtime and organization time (go through your mail, file, etc). This will help keep you organized and in balance.

About the Author:

Professional Organizer Heidi DeCoux specializes in Home Office Organizing and recommends the Cable Management System to eliminate the mess of cords, wires and cables in your home and office.

Paying Minimum with Your Credit Card Debts Hurts you the Most

noreply@blogger.com (Digital Nomad) — Thu, 02 Apr 2009 15:16:00 +0000

By Paul J. Easton

One of the most common mistakes, probably the most expensive as well, an individual can make with their credit cards is habitually paying the minimum amount due each month. Without knowing this, it is unfairly burning you more money long term.

It is very easy to make only the minimum payments every time because it is affordable and gives you the chance to spend some amount to other expenses. By freeing up some cash flow, you can get that latest DVD player or that designer's dress you always wanted. Without knowing it, you are destined for a financial disaster short-cut.

The practice of paying the minimum is hurting a lot people who need to work towards financial freedom. Here's an example. If paid with minimum amount due for years, a previously low balance can turn into a very big debt when compounded with interests and hidden charges. This turns out to be a small problem turned into a nightmare and may get over a decade to repay. With multiple credit cards, this can lead to a true financial tragedy.

To fight this problem, you have to pay more than the minimum each due date, probably twice the minimum amount. Make an effort to send your payments promptly to avoid late charges. You perhaps won't notice the extra amount but it will go straight onto your principal. This deducts the debt faster and reduces the interests every time. The more you reduce the balances, the lesser you will have to deal with more interest.

With only the interests and other fees and charges as the ways for credit card lenders to earn profits, the habit of paying the minimum is what they subtly encourage from you. It's essential to know that the credit card companies never let you pay back your balances in small amounts just out of their kindheartedness. This is their business and this is how they make their money. Paying the usual 2% of your balance each month as minimum definitely assures that you will be substantially filling their cash coffers.

As you can afford squeezing it to your budget, increase the amount you pay every time gradually. Try increasing it each month with a certain amount like $10. Soon enough, you will notice that you are starting to actually put a dent in the balance. Trying this step will exactly cut off years of repayment period; thus, saving you hundreds or even thousands of dollars.

Credit Card Debt Sucks! How to get Rid of Credit Card Debt Fast with FREE Articles Tips at DollarGuides.com. Help tips and more Getting Rid Credit Card Debt Helpful tips and information.

About the Author:

credit card debt fast here in this Dollar Guides official site.

The Sovereign Journey - Privacy Policy

noreply@blogger.com (Digital Nomad) — Tue, 31 Mar 2009 17:29:00 +0000

Our Commitment To Your Privacy
To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. Here is information on what types of personal information we receive and collect when you use and visit this website, and how we safeguard your information. The Sovereign Journey Blog will never sell or trade your personal information to third parties.

Log Files
As with most other websites, we collect and use the data contained in log files.The information in the log files include your IP (internet protocol) address, your ISP (internet service provider), the browser you used to visit our site, and the time you visited our site and which pages you visited throughout our site.

Cookies and Web Beacons
We do use cookies to store information, such as your personal preferences when you visit our site.This could include only showing you a popup once in your visit, or the ability to login to use features, such as a forum. We also use third party advertisements in support of this website. Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as the Google AdSense program) information including your IP address, your ISP, the browser you used to visit the website, and in some cases, whether you have Flash installed. This is generally used for geotargeting purposes (showing local ads to someone in a particular geographic area) or showing certain ads based on specific sites visited (based the content of the types of websites frequented). You can choose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security. However, this can affect how you are able to interact with this website, as well as other websites. This could include the inability to login to services or programs, such as logging into forums or accounts.

Our Commitment To Data Security
To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

Protecting Children and Child Privacy
Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our website from those we actually know are under 18, and no part of our website is structured to attract anyone under 18. Under our Terms of Service, children under 18 are not allowed to access our service.

Collection of Personal Information
This information is purely used to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use. Importantly, IP addresses are not linked to personally identifiable information.

Links to Third Party Websites
We have included links on this site for your reference. We are not responsible for the privacy policies on these websites.

Iterations to this Privacy Statement
The content of this statement may be altered at any time.

New Contact Information - The Sovereign Journey Blog

noreply@blogger.com (Digital Nomad) — Tue, 31 Mar 2009 05:26:00 +0000

If you have any questions regarding the content of The Sovereign Journey Blog, about the products mentioned, or questions of any nature, do not hesitate to contact us at the following address.
Your feedback about this website is helpful, appreciated, and welcome. This post constitutes updated contact information for this blog, beginning 3-31-09.

Please contact us at: TheSovereignJourney@gmail.com

New Sovereign Journey "About Page"

noreply@blogger.com (Digital Nomad) — Tue, 31 Mar 2009 05:07:00 +0000

The Sovereign Journey blog is dedicated to providing information on the subjects of personal privacy, personal freedom, and financial freedom.

This blog publishes reviews and unique content. You may use the side bar to navigate this blog. Remember to follow links you see throughout each post to discover more about the products and services discussed.

This blog is for educational purposes, but also provides valuable and useful information for those interested in personal sovereignty and privacy rights.

Direct all questions to: TheSovereignJourney@gmail.com

Sovereign Opportunity

noreply@blogger.com (Digital Nomad) — Sat, 21 Feb 2009 19:20:00 +0000

Sovereign Life Individual Web Portals

Time to reconsider what your freedoms and being sovereign is all about. Now that economies are crashing, jobs are being lost, and wealth is shrinking, what are you as an individual going to do immediately and in the near future.

Will you be looking to your government for a handout? What happens when the government runs out of resources? Do you realize that for the most part, the people are the government? Even in oppressive regimes, the government in power relies on the work product of the people as the major force and engine for wealth creation, and the growing of an economy through consumption.

Take control of your personal and financial freedom and you will lead a more stress free and prosperous life. You will make the right choices to increase your freedom by choice and not by chance. You will have a plan both personally and professionally. You will gain the privacy you ultimately desire, your life will be more secure, and no longer will you have to worry about politics and bureaucracy.

The Sovereign Journey.com is the natural extension of this blog. It is a website that will be charting the course you need to consider in order to say goodbye to many of the problems related above. Maybe you are ready to achieve your own financial freedom and independence, and then break free from the current system and finally live life on your own terms.

Bit by bit, piece by piece, government(s) is/are systematically and gradually taking away rights, freedoms, privacy, and real and personal property. How far will they be allowed to go before the people say no? It's a trade off between promised government entitlements and the sovereignty of natural law. It's time to make the decision to become self sufficient.

Reform Economics, End of Oil Economy

noreply@blogger.com (Digital Nomad) — Sun, 08 Feb 2009 03:46:00 +0000

Global Economy Trends

You probably have landed here because you are looking for a way out. You have lost your job or career, maybe your financial nest egg, and you are pretty much fed up with the way the economy and your personal situation is shaping up for some scary economic times and a lost society.

This original premise of this blog more or less anticipated what is taking place in the world today. It's time to start thinking of yourself and for yourself. Pick yourself up, and start creating your own destiny. No longer updating here, but then you can find many of the answers you are looking for at the reincarnation of this blog TheSovereignJourney.com website.

Many of the original articles and ideas are being revamped with updates for actionable items and resources that you should consider. No longer will you be able to hold faith in the current system as it deteriorates, literally before your eyes.

Time to move on and create your own reality for the future, whatever it may hold.

SpiderWeb Meets the Sovereign Individual

noreply@blogger.com (Digital Nomad) — Thu, 05 Jun 2008 21:19:00 +0000

Absence make the heart grow fonder. I have missed my blogging about being a Sovereign Individual, but have been embedded in self education. The world has changed in just a few short months.

The time away has served it's purpose in preparation as part of my efforts to be mobile, self-sustained, and always being digital.

Blogging by itself is not the path to earning. Anyone that tells you different is a liar, or the exception. Internet marketing is certainly viable and increasing attractive, but not as easy as the gurus would have you believe.

Now I am on the path to a new online business model. Not totally concrete, but I can tell you that automation is still a big part of it. I thought part of that plan would be the auto pilot system called The SpiderWeb Marketing System, but on balance it is a flop. I still use it for lead generation, but other than that it will not perform as advertised.

I still know that the future is about learning how to market online and finding the right tools. I can tell you that it boils down to three things. Keywords, content, and links. I have paid a small ransom to get that part of the formula right. The rest of the formula is unavoidable, and without any shortcuts. You need to learn SEO and you need to learn how to build your own websites...and lots of them.

Seriously, we are talking maybe a couple a week, and possibly one every other day. Now you know why people fail at Internet marketing. It is hard work, and yo have to do it yourself. It involves several skill sets that are not hard, but have to be carried out in sequence. The other variable is time. Not exactly for part timers.

Why Lou Dobbs Is Somehow on the Wrong Side of Real ID

noreply@blogger.com (Digital Nomad) — Sun, 06 Apr 2008 01:19:00 +0000

Please report the news accurately and use the facts, Mr. Dobbs.

The US Constitution was created under “positive grant.” This means that the Federal Government can only exercise powers that are specifically given to it by the Constitution – nothing more. The Tenth Amendment clearly restates and reaffirms positive grant:

“The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people.”

Pretty simple, right? Right. If the power is not delegated to the Federal Government by the Constitution, then that power belongs to the states, or the people. It seems that the only people who could possibly confuse this one sentence are politicians, lawyers, and federal judges.

It’s worth repeating. If a power isn’t specifically listed in the Constitution, the feds can’t do it. Period. Let's get back to enforcing the Supreme Law of the Land. If you want a de facto national ID it should be a US Passport.

Source: http://www.tenthamendmentcenter.com/tag/real-id/

"Now that the May 11 deadline has become effectively meaningless, the next major deadline is December 31, 2009, at which point Homeland Security currently says it will require "certification that the state has achieved the benchmarks set forth in the Material Compliance Checklist."

In political terms, that's a long time--and a new presidential administration--away. Some opponents of Real ID are already predicting that no state will actually comply with the deadline, or, alternatively, the next administration will find a way to quietly dispose of Real ID without much fanfare."

CNet New-Declan McCullagh 4-02-08