<?xml version="1.0" encoding="utf-8"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:media="http://search.yahoo.com/mrss/"><channel><title>YNAB Blog</title><link>https://www.ynab.com</link><description>Check out the best money stories around.</description><pubDate>Mon, 08 Jun 2026 15:19:39 GMT</pubDate><ttl>60</ttl><generator>Webflow</generator><atom:link href="https://www.ynab.com/blog/rss.xml" rel="self" type="application/rss+xml"/><item><title>Why Don’t You Take a Picture, It’ll Last Longer | YNAB</title><link>https://www.ynab.com/blog/photos-feature</link><guid>https://www.ynab.com/blog/photos-feature</guid><description>With YNAB’s new photos feature, you can attach images to transactions so your spending history actually tells the full story.</description><pubDate>Mon, 04 May 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69cec6c9255febbfac5c925b_background_n_meadow%20(2)%20(1).png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69cec6c9255febbfac5c925b_background_n_meadow%20(2)%20(1).png"/></item><item><title>It’s Never Too Late to Get Good At Money | YNAB</title><link>https://www.ynab.com/blog/its-never-too-late-to-get-good-at-money</link><guid>https://www.ynab.com/blog/its-never-too-late-to-get-good-at-money</guid><description>It’s never too late to get good at money. See how YNAB can reduce stress and build resilience—even after retirement.</description><pubDate>Tue, 21 Apr 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69e66badfc2a2da2a93d79b6_background_a_blurple%20(1).png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69e66badfc2a2da2a93d79b6_background_a_blurple%20(1).png"/></item><item><title>Nonconsensual Gardening | YNAB</title><link>https://www.ynab.com/blog/nonconsensual-gardening</link><guid>https://www.ynab.com/blog/nonconsensual-gardening</guid><description>This funny, self-aware reflection turns a suburban spat into a meditation on money, community, and the quiet power of a well-tended yard.</description><pubDate>Tue, 31 Mar 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68dee39603eaee79d7f84964_Blurple%20Background.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68dee39603eaee79d7f84964_Blurple%20Background.avif"/></item><item><title>Kamila Built a House, Had a Baby, and Never Worried About Money | YNAB</title><link>https://www.ynab.com/blog/kamila-built-a-house-had-a-baby-and-never-worried-about-money</link><guid>https://www.ynab.com/blog/kamila-built-a-house-had-a-baby-and-never-worried-about-money</guid><description>Have you ever worried about money during life’s biggest moments? Read how one YNABer used clarity—not guesswork—to buy a home, prepare for a baby, and make confident decisions without fear.</description><pubDate>Tue, 10 Mar 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/698ba1c7b52af8fbb9600751_background_y_firefly%20(1).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/698ba1c7b52af8fbb9600751_background_y_firefly%20(1).avif"/></item><item><title>How to Worry Less About Money With a Partner | YNAB</title><link>https://www.ynab.com/blog/how-to-worry-less-about-money-with-a-partner</link><guid>https://www.ynab.com/blog/how-to-worry-less-about-money-with-a-partner</guid><description>Sydney and her partner spent double their usual monthly amount—on insurance, wedding costs, and a dream PC—and didn’t worry for a second. Find out how using the YNAB Method brought them peace of mind and financial clarity as a couple.</description><pubDate>Tue, 03 Mar 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69cae69bdb8f81833cf1fed9_background_y_blurple%20(1)%20(1).png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69cae69bdb8f81833cf1fed9_background_y_blurple%20(1)%20(1).png"/></item><item><title>The Difference Between Spending and Swiping (And How to Fix It!) | YNAB</title><link>https://www.ynab.com/blog/the-difference-between-spending-and-swiping</link><guid>https://www.ynab.com/blog/the-difference-between-spending-and-swiping</guid><description>Intentional spending starts before checkout. Learn how YNAB helps you stop swiping and spend confidently.</description><pubDate>Thu, 26 Feb 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/699ca04d1c787ed88660fdfa_background_n_blurple%20(1).png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/699ca04d1c787ed88660fdfa_background_n_blurple%20(1).png"/></item><item><title>I Want to Talk About Shopping Addiction (Again) | YNAB</title><link>https://www.ynab.com/blog/shopping-addiction</link><guid>https://www.ynab.com/blog/shopping-addiction</guid><description>Worried about money and stuck in a shopping cycle? A personal story about self-worth, spending, and how YNAB helps you get good with money—without cutting out the fun.</description><pubDate>Thu, 19 Feb 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/698a244d84e143e036c5ab3e_vitaly-gariev-xEKOiDoIGFQ-unsplash%20(1)-2%20(1).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/698a244d84e143e036c5ab3e_vitaly-gariev-xEKOiDoIGFQ-unsplash%20(1)-2%20(1).avif"/></item><item><title>“I Was Tracking Every Dollar and Still Losing Sleep.” Sound Familiar? | YNAB</title><link>https://www.ynab.com/blog/i-was-tracking-every-dollar-and-still-losing-sleep-sound-familiar</link><guid>https://www.ynab.com/blog/i-was-tracking-every-dollar-and-still-losing-sleep-sound-familiar</guid><description>Tracking every dollar didn’t stop Jonathan’s money stress—or his sleepless nights. Here’s how YNAB finally helped him feel confident and move forward.</description><pubDate>Tue, 17 Feb 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69779d6005fe0f0141a31985_background_n_blurple%20(1).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69779d6005fe0f0141a31985_background_n_blurple%20(1).avif"/></item><item><title>Why Wishful Thinking Makes You Bad At Money | YNAB</title><link>https://www.ynab.com/blog/why-wishful-thinking-keeps-you-bad-with-money</link><guid>https://www.ynab.com/blog/why-wishful-thinking-keeps-you-bad-with-money</guid><description>I tracked spending and hoped my money situation would improve. Here’s why wishful thinking fails and what actually helps you get good at money.</description><pubDate>Tue, 10 Feb 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/698a11b90b929b0c05b26f62_background_b_blurple%20(1).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/698a11b90b929b0c05b26f62_background_b_blurple%20(1).avif"/></item><item><title>How to Become a World Champion with Money | YNAB</title><link>https://www.ynab.com/blog/how-to-become-a-world-champion-with-money</link><guid>https://www.ynab.com/blog/how-to-become-a-world-champion-with-money</guid><description>Spend money with a winning game plan. Learn how YNAB helps you cover essentials, get ahead, and build the life you want.</description><pubDate>Thu, 05 Feb 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/698263278c5ab0a60455f35b_background_n_meadow%20(1)%20(1).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/698263278c5ab0a60455f35b_background_n_meadow%20(1)%20(1).avif"/></item><item><title>Stop Trying to Spend Less Money | YNAB</title><link>https://www.ynab.com/blog/stop-trying-to-spend-less-money</link><guid>https://www.ynab.com/blog/stop-trying-to-spend-less-money</guid><description>Spending money shouldn’t hurt. Learn why inherited money habits create worry—and how YNAB helps you get good with money.</description><pubDate>Wed, 04 Feb 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6977e02d0520864c5277a528_anne-nygard-dFW1pD-SwgA-unsplash-Edit-3%20(1).jpg" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6977e02d0520864c5277a528_anne-nygard-dFW1pD-SwgA-unsplash-Edit-3%20(1).jpg"/></item><item><title>When Money is No Object, What is the Object? | YNAB</title><link>https://www.ynab.com/blog/when-money-is-no-object-what-is-the-object</link><guid>https://www.ynab.com/blog/when-money-is-no-object-what-is-the-object</guid><description>Reflections on a $270,000 pair of speakers and what they reveal about why we spend the way we do. This post explores the fine line between buying for love and buying to quiet the fear of not having the best.</description><pubDate>Tue, 27 Jan 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/698266cd70d304336ac63c25_background_a_firefly%20(1).png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/698266cd70d304336ac63c25_background_a_firefly%20(1).png"/></item><item><title>From Shame to Strength: How Pamela Got Good at Money | YNAB</title><link>https://www.ynab.com/blog/from-shame-to-strength-how-pamela-got-good-with-money</link><guid>https://www.ynab.com/blog/from-shame-to-strength-how-pamela-got-good-with-money</guid><description>Pamela spent decades feeling like she was bad at money, despite trying every tool and financial program. Here’s how she finally got good at money and stopped worrying.</description><pubDate>Tue, 20 Jan 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6967c51746610f8f926b3813_background_n_firefly.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6967c51746610f8f926b3813_background_n_firefly.avif"/></item><item><title>They Both Quit Their Jobs and Still Didn’t Worry About Money | YNAB</title><link>https://www.ynab.com/blog/they-both-quit-their-jobs-and-still-didnt-worry-about-money</link><guid>https://www.ynab.com/blog/they-both-quit-their-jobs-and-still-didnt-worry-about-money</guid><description>Andrew and his wife quit their jobs at the same time—without stress—because they knew exactly what their money was for. Their story shows how clarity, intention, and YNAB helped them stop worrying about money and start living boldly.</description><pubDate>Wed, 14 Jan 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6967d1fd99f92b04c232bef6_background_a_meadow-1%20(1).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6967d1fd99f92b04c232bef6_background_a_meadow-1%20(1).avif"/></item><item><title>This Is Not About Whole Life Insurance | YNAB</title><link>https://www.ynab.com/blog/this-is-not-about-whole-life-insurance</link><guid>https://www.ynab.com/blog/this-is-not-about-whole-life-insurance</guid><description>A surprising pitch for whole life insurance left us stressed, uncertain, and painfully aware of how little we understood our own cash flow. This story explores why the key to confident decision-making is financial clarity, not sales pitches.</description><pubDate>Fri, 09 Jan 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69389eb003bb9498d548f547_background_y_meadow.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69389eb003bb9498d548f547_background_y_meadow.png"/></item><item><title>A Simple Payday Plan for People Who Worry About Money | YNAB</title><link>https://www.ynab.com/blog/do-this-every-time-you-get-paid</link><guid>https://www.ynab.com/blog/do-this-every-time-you-get-paid</guid><description>If you’ve ever worried about money, you’re not alone. This simple payday routine helps you get good with money so you can finally stop worrying about it.</description><pubDate>Thu, 08 Jan 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6936fa8985b6fddf4da5877c_background_b_blurple.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6936fa8985b6fddf4da5877c_background_b_blurple.png"/></item><item><title>The One Question to Ask When You’re Facing a Big Life Decision | YNAB</title><link>https://www.ynab.com/blog/how-to-answer-an-impossible-question</link><guid>https://www.ynab.com/blog/how-to-answer-an-impossible-question</guid><description>It’s hard to make big life decisions when you’re worried about money. Dan’s story shows how simplifying your priorities—and getting good with money—can quiet the fear and give you the confidence to move forward.</description><pubDate>Mon, 05 Jan 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6941932c51acf11469e0bfc9_background_n_firefly%20(1).png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6941932c51acf11469e0bfc9_background_n_firefly%20(1).png"/></item><item><title>The Masters of Personal Finance Will See You Now | YNAB</title><link>https://www.ynab.com/blog/the-masters-of-personal-finance-will-see-you-now</link><guid>https://www.ynab.com/blog/the-masters-of-personal-finance-will-see-you-now</guid><description>You don’t need market gurus to manage your money—you just need to know how much you have and decide what you want it to do. Dan shows you how to navigate trade-offs and build a life that reflects your priorities with YNAB.</description><pubDate>Sun, 04 Jan 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6937042a52945924068acd5c_AdobeStock_1311386584-3%20(1)%20(1).png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6937042a52945924068acd5c_AdobeStock_1311386584-3%20(1)%20(1).png"/></item><item><title>The Hidden Skill Most Retirees Never Learn… | YNAB</title><link>https://www.ynab.com/blog/the-hidden-skill-most-retirees-never-learn</link><guid>https://www.ynab.com/blog/the-hidden-skill-most-retirees-never-learn</guid><description>Frances spent decades saving for retirement—but she never learned how to spend confidently once the paychecks stopped. YNAB helped her replace fear with clarity and live a more purposeful life. </description><pubDate>Sat, 03 Jan 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6939993158762aaf953225e0_Background%20Firefly%20(1).png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6939993158762aaf953225e0_Background%20Firefly%20(1).png"/></item><item><title>Worried About Grocery Spending? Stop Trying to Be Creative, Just Be Consistent | YNAB</title><link>https://www.ynab.com/blog/grocery-spending</link><guid>https://www.ynab.com/blog/grocery-spending</guid><description>Overwhelmed by dinner decisions and rising grocery bills? Who isn’t? Discover how simplifying your grocery spending with a small, reliable rotation can bring relief—for your brain and your wallet.</description><pubDate>Fri, 02 Jan 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/694195dd9eb7cdfa69140ad8_Groceries%20in%20Paper%20Bag_horizontal%20(1).jpg" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/694195dd9eb7cdfa69140ad8_Groceries%20in%20Paper%20Bag_horizontal%20(1).jpg"/></item><item><title>How to Worry-Proof Your Money in 2026 | YNAB</title><link>https://www.ynab.com/blog/worry-proof-your-money</link><guid>https://www.ynab.com/blog/worry-proof-your-money</guid><description>Relief from money worry starts with a method. Learn how to stop guessing, feel in control, and use YNAB to get good at money in 2026.</description><pubDate>Thu, 01 Jan 2026 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69399f863353a4fb5615b19c_background_n_firefly.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69399f863353a4fb5615b19c_background_n_firefly.png"/></item><item><title>Is Your Spending a Leaky Furnace? | YNAB</title><link>https://www.ynab.com/blog/is-your-spending-a-leaky-furnace</link><guid>https://www.ynab.com/blog/is-your-spending-a-leaky-furnace</guid><description>Most people’s spending runs like an old, leaky furnace—money goes in, but satisfaction rarely comes out. This article explores how intentional spending, powered by YNAB’s modern “furnace,” can transform paychecks into the life you actually want to live.</description><pubDate>Tue, 30 Dec 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68e81731d84a257b8469e7f8_Blurple%20Background.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68e81731d84a257b8469e7f8_Blurple%20Background.png"/></item><item><title>Money Can Be Taught. So Why Don&#39;t We Do That? | YNAB</title><link>https://www.ynab.com/blog/money-can-be-taught-why-dont-we-do-it</link><guid>https://www.ynab.com/blog/money-can-be-taught-why-dont-we-do-it</guid><description>What if being “bad with money” just meant nobody ever taught you how? Dan Cayer explores how financial worry isn’t a moral failure—it’s a missing skill set you can absolutely learn.</description><pubDate>Mon, 29 Dec 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69389baa53a3664555502420_AdobeStock_4741159.jpeg" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69389baa53a3664555502420_AdobeStock_4741159.jpeg"/></item><item><title>Clarity in the Darkest Moments: How Susan Rebuilt Her Life After Loss | YNAB</title><link>https://www.ynab.com/blog/clarity-in-the-darkest-moments</link><guid>https://www.ynab.com/blog/clarity-in-the-darkest-moments</guid><description>Susan’s life changed overnight when she suddenly lost her husband and most of her household income. With clarity, intention, and the habits she built in YNAB, she rebuilt her life step by step—and discovered confidence she never expected.</description><pubDate>Sun, 28 Dec 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69371b6692aca74bd37547b6_Background%20Meadow%20(2).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69371b6692aca74bd37547b6_Background%20Meadow%20(2).avif"/></item><item><title>What’s It All For, Don Draper? | YNAB</title><link>https://www.ynab.com/blog/whats-it-all-for-don-draper</link><guid>https://www.ynab.com/blog/whats-it-all-for-don-draper</guid><description>Don Draper had everything money could buy—but never asked what his money was for. Learn how answering that question can change not just your finances, but the way you live your life.</description><pubDate>Sat, 27 Dec 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6938927e20a235a9162937c6_Background%20Firefly.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6938927e20a235a9162937c6_Background%20Firefly.png"/></item><item><title>Is Your Paycheck Running Your Life? Here&#39;s How to Tell | YNAB</title><link>https://www.ynab.com/blog/is-your-paycheck-running-your-life-heres-how-to-tell</link><guid>https://www.ynab.com/blog/is-your-paycheck-running-your-life-heres-how-to-tell</guid><description>If your paycheck is running your life, you may have a timing problem. Discover how to get ahead, feel confident, and never worry about money again.</description><pubDate>Fri, 26 Dec 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69399d2dd888495363848504_background_a_blurple%20(2).png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69399d2dd888495363848504_background_a_blurple%20(2).png"/></item><item><title>Leave Me Be, Ghosts of My Conscience! | YNAB</title><link>https://www.ynab.com/blog/leave-me-be-ghosts-of-my-conscience</link><guid>https://www.ynab.com/blog/leave-me-be-ghosts-of-my-conscience</guid><description>What if Ebenezer Scrooge had stayed in bed scrolling instead of being visited by ghosts? This reflection on A Christmas Carol explores how discomfort with spending—and generosity—might lead us to real change.</description><pubDate>Tue, 23 Dec 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6938930d394f09ff9a98234c_Blurple%20Background%20(1).png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6938930d394f09ff9a98234c_Blurple%20Background%20(1).png"/></item><item><title>When Your Pet Needs You Most: How to Make Money One Less Thing to Worry About | YNAB</title><link>https://www.ynab.com/blog/caring-through-the-hardest-days</link><guid>https://www.ynab.com/blog/caring-through-the-hardest-days</guid><description>YNAB helped one pet owner navigate the emotional and financial weight of end-of-life care with compassion and clarity. A story about love, loss, and spending in alignment with what matters most.</description><pubDate>Tue, 16 Dec 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6914b0162a652eaefb40c234_Meadow%20Background.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6914b0162a652eaefb40c234_Meadow%20Background.png"/></item><item><title>The One Shift That Helped Taylor Become Debt-Free During Unemployment | YNAB</title><link>https://www.ynab.com/blog/debt-free-during-unemployment</link><guid>https://www.ynab.com/blog/debt-free-during-unemployment</guid><description>Taylor paid off $9,000 of debt while unemployed—twice—by learning to break her reliance on debt first. Her YNAB story shows how clarity, stability, and a solid plan can transform your financial life.</description><pubDate>Tue, 09 Dec 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/693702befaa591bfc6746ef3_Blurple%20Background.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/693702befaa591bfc6746ef3_Blurple%20Background.avif"/></item><item><title>I Thought I Was Good at Money. I Was Wrong. | YNAB</title><link>https://www.ynab.com/blog/i-thought-i-was-good-with-money</link><guid>https://www.ynab.com/blog/i-thought-i-was-good-with-money</guid><description>Worried about money despite doing everything &quot;right&quot;? Here are five transformative questions to transform your financial stress into confidence and give your dollars a purpose.</description><pubDate>Tue, 02 Dec 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69262cd6c0a7bcf3147fe66b_background_a_blurple.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/69262cd6c0a7bcf3147fe66b_background_a_blurple.avif"/></item><item><title>The Best Gifts to Pair With a YNAB Gift Subscription | YNAB</title><link>https://www.ynab.com/blog/the-best-gifts-to-pair-with-a-ynab-gift-subscription</link><guid>https://www.ynab.com/blog/the-best-gifts-to-pair-with-a-ynab-gift-subscription</guid><description>Looking for the perfect gift for someone starting their financial journey? Pair a 3-month YNAB subscription with one of these thoughtful, personalized ideas—and get 3 months of YNAB for you, too.</description><pubDate>Fri, 28 Nov 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/691f810ae65c1610f47ba942_gift%20open%20graph.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/691f810ae65c1610f47ba942_gift%20open%20graph.avif"/></item><item><title>How to Combine Finances After Marriage: A Practical Guide for Newlyweds and Beyond | YNAB</title><link>https://www.ynab.com/blog/how-to-combine-finances-after-marriage</link><guid>https://www.ynab.com/blog/how-to-combine-finances-after-marriage</guid><description>Money worry doesn&#39;t have to be part of married life. Learn how to combine finances after marriage, get good with money together, and build a spending plan together using YNAB. </description><pubDate>Tue, 25 Nov 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/692dc80ca4ff150524e55c93_YNAB%20Together-1-3551x1997-2b52d72%20(1).jpg" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/692dc80ca4ff150524e55c93_YNAB%20Together-1-3551x1997-2b52d72%20(1).jpg"/></item><item><title>Debt vs. Month Ahead: What to Tackle First | YNAB</title><link>https://www.ynab.com/blog/debt-vs-month-ahead</link><guid>https://www.ynab.com/blog/debt-vs-month-ahead</guid><description>Should you pay off debt or get a month ahead first? Discover the pros and cons of each approach, how they impact your financial resilience, and which one will help you worry less about money.</description><pubDate>Thu, 20 Nov 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/690254b1560be47c14f1c2e9_Blurple%20Background%20(1).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/690254b1560be47c14f1c2e9_Blurple%20Background%20(1).avif"/></item><item><title>How Not to Have Your Next Gift Backfire | YNAB</title><link>https://www.ynab.com/blog/how-not-to-have-your-next-gift-backfire</link><guid>https://www.ynab.com/blog/how-not-to-have-your-next-gift-backfire</guid><description>A great gift doesn’t have to cost a lot—it just has to show you care. Give the gift of calm, confidence, and clarity with three months of YNAB, and help someone you love get good with money.</description><pubDate>Thu, 13 Nov 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68dee46c03eaee79d7f926cd_Background%20Firefly.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68dee46c03eaee79d7f926cd_Background%20Firefly.png"/></item><item><title>Forget the Emergency Fund: Do This Instead | YNAB</title><link>https://www.ynab.com/blog/forget-emergency-fund</link><guid>https://www.ynab.com/blog/forget-emergency-fund</guid><description>Rethink your emergency fund with the YNAB method. Learn how giving every dollar a specific job can eliminate financial stress and make “emergencies” a thing of the past.</description><pubDate>Thu, 06 Nov 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68e690172393c2008f071cfd_emergency%20fund%20background_n_blurple.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68e690172393c2008f071cfd_emergency%20fund%20background_n_blurple.avif"/></item><item><title>YNAB vs. Monarch | YNAB</title><link>https://www.ynab.com/blog/ynab-vs-monarch</link><guid>https://www.ynab.com/blog/ynab-vs-monarch</guid><description>Choosing between YNAB and Monarch Money comes down to deciding whether you want to passively track your spending or actively plan your life.</description><pubDate>Tue, 21 Oct 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68af6b4795d83e9c83098775_Monarch%20Butterfly%20Image%20from%20TinyPNG.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68af6b4795d83e9c83098775_Monarch%20Butterfly%20Image%20from%20TinyPNG.avif"/></item><item><title>7 Habits That (Quickly!) Changed Our Money Forever | YNAB</title><link>https://www.ynab.com/blog/7-habits-that-changed-our-money-forever</link><guid>https://www.ynab.com/blog/7-habits-that-changed-our-money-forever</guid><description>Seven Budget Nerd habits that turn money worry into calm confidence—no spreadsheets or second-guessing every swipe. Find clarity with the money you have now.</description><pubDate>Thu, 16 Oct 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68dd8b969e78b89e9b305bda_Background%20Blurple.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68dd8b969e78b89e9b305bda_Background%20Blurple.avif"/></item><item><title>Retiring Fearlessly: Building Confidence and Clarity | YNAB</title><link>https://www.ynab.com/blog/retiring-fearlessly-building-confidence-and-clarity</link><guid>https://www.ynab.com/blog/retiring-fearlessly-building-confidence-and-clarity</guid><description>Retire with clarity and confidence. Learn how a YNAB spending plan can help you navigate uncertainty, explore “what-ifs,” and step into retirement fearlessly—just like real YNABers who made the leap.</description><pubDate>Tue, 14 Oct 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68c08df5637048d0f8ee15fa_Background%20Firefly.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68c08df5637048d0f8ee15fa_Background%20Firefly.png"/></item><item><title> Remind Me Why I Have a Job... | YNAB</title><link>https://www.ynab.com/blog/remind-me-why-i-have-a-job</link><guid>https://www.ynab.com/blog/remind-me-why-i-have-a-job</guid><description> What&#39;s the real purpose of going to work? Dan’s reflection invites you to pause and ask: why do you earn—and how do you really want to spend your money?</description><pubDate>Tue, 07 Oct 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68dd8aae9e78b89e9b2fd013_Background%20Firely.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68dd8aae9e78b89e9b2fd013_Background%20Firely.png"/></item><item><title>Apple Shortcuts: Your Plan, Delivered | YNAB</title><link>https://www.ynab.com/blog/apple-shortcuts-your-plan-delivered</link><guid>https://www.ynab.com/blog/apple-shortcuts-your-plan-delivered</guid><description>Harness the power of Apple Shortcuts with YNAB. From viewing category balances to adding transactions, learn how to make your financial plan work for you—wherever you are!</description><pubDate>Wed, 01 Oct 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68dad79eeed0fadab012113e_AppleShortcutsBlogHeader_1200x675_001.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68dad79eeed0fadab012113e_AppleShortcutsBlogHeader_1200x675_001.avif"/></item><item><title>The Problem With “Just Earn More” | YNAB</title><link>https://www.ynab.com/blog/the-problem-with-just-earn-more</link><guid>https://www.ynab.com/blog/the-problem-with-just-earn-more</guid><description>Ditch the “just earn more” mindset. Find peace now by embracing what you have, making intentional choices, and taking control—no raise required.</description><pubDate>Thu, 25 Sep 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68d4394c770e0ac69242b50c_Blurple%20Background.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68d4394c770e0ac69242b50c_Blurple%20Background.png"/></item><item><title>The Great YNAB Remodel | YNAB</title><link>https://www.ynab.com/blog/the-great-ynab-remodel</link><guid>https://www.ynab.com/blog/the-great-ynab-remodel</guid><description>Discover new features designed to enhance your app experience in YNAB&#39;s big September remodel.</description><pubDate>Mon, 15 Sep 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68c1b3611d896b75bdcd674b_TheGreatYNABRemodelBlogHeader_1200x675_001.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68c1b3611d896b75bdcd674b_TheGreatYNABRemodelBlogHeader_1200x675_001.avif"/></item><item><title>Retirement Curveballs: When Family Needs Come First | YNAB</title><link>https://www.ynab.com/blog/retirement-curveballs-when-family-needs-come-first</link><guid>https://www.ynab.com/blog/retirement-curveballs-when-family-needs-come-first</guid><description>Retirement isn’t always beaches and bucket lists—sometimes it’s caring for family. See how YNABers handle curveballs with confidence and compassion.</description><pubDate>Thu, 04 Sep 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68b8a71fcfe8e768ac6bb5d7_Retired%20Couple%20Branding%20(1).png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68b8a71fcfe8e768ac6bb5d7_Retired%20Couple%20Branding%20(1).png"/></item><item><title>How to Survive a Pay Cut | YNAB</title><link>https://www.ynab.com/blog/how-to-survive-a-pay-cut</link><guid>https://www.ynab.com/blog/how-to-survive-a-pay-cut</guid><description>Learn how to create a slimmed-down spending plan to survive a pay cut or job loss. Follow one family’s story of resilience, step-by-step guidance, and how YNAB can help you find clarity and confidence.</description><pubDate>Thu, 28 Aug 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68ac9a84e382e74a081de6f1_Background%20Firefly.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68ac9a84e382e74a081de6f1_Background%20Firefly.avif"/></item><item><title>From College Freshman to Financial Freedom: Lucas’s Journey | YNAB</title><link>https://www.ynab.com/blog/lucas-crow</link><guid>https://www.ynab.com/blog/lucas-crow</guid><description>Discover how Lucas went from a college freshman with $363 to living independently, debt-free, and confident—all by using YNAB to give every dollar a job. Learn how you can do the same starting today.</description><pubDate>Thu, 14 Aug 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68a61a6c1e368403cfdc8cb6_background_b_firely%20(1).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68a61a6c1e368403cfdc8cb6_background_b_firely%20(1).avif"/></item><item><title>Welcome to Adulthood: Your Crash Course in Living Expenses | YNAB</title><link>https://www.ynab.com/blog/living-expenses</link><guid>https://www.ynab.com/blog/living-expenses</guid><description>Master your living expenses with smart budgeting strategies and tools for better financial control.</description><pubDate>Tue, 12 Aug 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68936d6096a872276a794787_Meadow%20Background.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68936d6096a872276a794787_Meadow%20Background.avif"/></item><item><title>How to Save for a House: A Step-by-Step Guide | YNAB</title><link>https://www.ynab.com/blog/how-to-save-for-a-house</link><guid>https://www.ynab.com/blog/how-to-save-for-a-house</guid><description>Buying a home doesn’t have to be chaotic. Here’s how one couple turned a “someday” dream into a calm, intentional reality—with help from YNAB.</description><pubDate>Wed, 06 Aug 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6894c7efa548d9bef2ccae60_DTS_Chi-To-LA_4%20(1).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6894c7efa548d9bef2ccae60_DTS_Chi-To-LA_4%20(1).avif"/></item><item><title> Want Better Sleep? Start with Your Spending Habits | YNAB</title><link>https://www.ynab.com/blog/better-sleep-with-spendfulness</link><guid>https://www.ynab.com/blog/better-sleep-with-spendfulness</guid><description>Better sleep starts with more than a bedtime routine—it begins with how you manage your money. Align your spending with what matters most to lower stress and rest easier.</description><pubDate>Tue, 05 Aug 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/687fe02d516a998f78fb0067_Background%20Blurple%20(1).png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/687fe02d516a998f78fb0067_Background%20Blurple%20(1).png"/></item><item><title>Employee Financial Wellness Benefits: What You Need to Know | YNAB</title><link>https://www.ynab.com/blog/employee-financial-wellness-benefits</link><guid>https://www.ynab.com/blog/employee-financial-wellness-benefits</guid><description>Discover how financial wellness benefits improve employee well-being, reduce stress, and boost productivity. YNAB’s Wellness Program is a game-changer for workplaces.</description><pubDate>Thu, 31 Jul 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/688a647f278a14f9ce3f1621_Blurple%20Background%20(1).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/688a647f278a14f9ce3f1621_Blurple%20Background%20(1).avif"/></item><item><title>Why You Need More Than a Christmas Budget | YNAB</title><link>https://www.ynab.com/blog/why-you-need-more-than-a-christmas-budget</link><guid>https://www.ynab.com/blog/why-you-need-more-than-a-christmas-budget</guid><description>Forget the last-minute Christmas budget scramble—start planning now with a Christmas target. Discover how saving a little each month can turn the holiday season into a time of peace on earth and peace of mind.</description><pubDate>Wed, 23 Jul 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68813e73e0b94ff45034440a_Blurple%20Background.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68813e73e0b94ff45034440a_Blurple%20Background.avif"/></item><item><title>Tracking Our Home Value: It’s Way More Than a Number | YNAB</title><link>https://www.ynab.com/blog/tracking-our-home-value</link><guid>https://www.ynab.com/blog/tracking-our-home-value</guid><description>Learn why your home’s value is more than just equity—and how to track it in YNAB to see your full financial picture.</description><pubDate>Thu, 17 Jul 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68768cb34423aa09bb7bc32b_background_a_blurple-1.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68768cb34423aa09bb7bc32b_background_a_blurple-1.avif"/></item><item><title>What Is Financial Wellness—and How Do You Actually Achieve It? | YNAB</title><link>https://www.ynab.com/blog/what-is-financial-wellness</link><guid>https://www.ynab.com/blog/what-is-financial-wellness</guid><description>Discover what financial wellness really means and how to achieve it. Learn how YNAB helps you reduce stress, build confidence, and spend with purpose.</description><pubDate>Thu, 10 Jul 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/686d57dfdad6d6a97becaf7e_Blurple%20Background%20(1).png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/686d57dfdad6d6a97becaf7e_Blurple%20Background%20(1).png"/></item><item><title>The YNAB Feature That Helped Me Sleep Better at Night | YNAB</title><link>https://www.ynab.com/blog/cost-to-be-me</link><guid>https://www.ynab.com/blog/cost-to-be-me</guid><description>How YNAB&#39;s Cost to Be Me feature helped Rachel navigate a complete and total life overhaul. </description><pubDate>Tue, 01 Jul 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/685adcc09749fd90c54870e2_Background%20Firefly.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/685adcc09749fd90c54870e2_Background%20Firefly.png"/></item><item><title>6 Money Myths That Kept Me Broke for 20 Years | YNAB</title><link>https://www.ynab.com/blog/six-money-myths</link><guid>https://www.ynab.com/blog/six-money-myths</guid><description>A lifetime of money myths quietly shaped my choices, limited my options, and kept me stuck. Letting go of these six common misconceptions gave me a new mindset and led to real financial freedom. </description><pubDate>Thu, 19 Jun 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6851b2c0b0fd08a76e008d85_Firefly%20Background.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6851b2c0b0fd08a76e008d85_Firefly%20Background.png"/></item><item><title>When Basic Personal Finance Advice Steers You Wrong | YNAB</title><link>https://www.ynab.com/blog/when-basic-personal-finance-advice-steers-you-wrong</link><guid>https://www.ynab.com/blog/when-basic-personal-finance-advice-steers-you-wrong</guid><description>Tired of one-size-fits-all money advice? Discover how spendfulness helps you break the rules, trust yourself, and plan for what matters most.</description><pubDate>Thu, 12 Jun 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/683721d3092d43bd4199e43e_PersonalFinanceBlogHeader_1200x675_001.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/683721d3092d43bd4199e43e_PersonalFinanceBlogHeader_1200x675_001.avif"/></item><item><title>How One Couple Used YNAB to Dine at 100 NYC Restaurants in a Year | YNAB</title><link>https://www.ynab.com/blog/100-restaurants-and-counting</link><guid>https://www.ynab.com/blog/100-restaurants-and-counting</guid><description>One couple used their YNAB spending plan to try over 100 restaurants in NYC last year—without guilt or financial stress. A story of intentional living, shared values, and unapologetic joy.</description><pubDate>Tue, 27 May 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/683709ba51207e171e2e0ab7_Firefly%20Background.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/683709ba51207e171e2e0ab7_Firefly%20Background.avif"/></item><item><title>We Renamed the Budget Tab to Plan—Here&#39;s Why It Matters | YNAB</title><link>https://www.ynab.com/blog/budget-tab-breakdown</link><guid>https://www.ynab.com/blog/budget-tab-breakdown</guid><description>The word “budget” carries baggage, so we’re changing our language to invite more people to experience the joy of YNAB. </description><pubDate>Wed, 21 May 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/683727001c05259b20d75950_Blurple%20Background.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/683727001c05259b20d75950_Blurple%20Background.avif"/></item><item><title>From Candles to Keys: How Love—and a Plan—Bought My Mom a Home | YNAB</title><link>https://www.ynab.com/blog/i-bought-my-mom-a-home</link><guid>https://www.ynab.com/blog/i-bought-my-mom-a-home</guid><description>She once gave candles, made by hand and heart. Years later, she gave her mom a home—not with wealth, but with purpose. A story about love and what’s possible when every dollar has a job.</description><pubDate>Tue, 20 May 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/682ca08cd18dec8fe8de153e_Meadow%20Background.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/682ca08cd18dec8fe8de153e_Meadow%20Background.avif"/></item><item><title>The Hidden Cost of Convenience: Why “Buy Now, Pay Later” Could Be Hurting Your Financial Health | YNAB</title><link>https://www.ynab.com/blog/buy-now-pay-later-could-be-hurting-your-financial-health</link><guid>https://www.ynab.com/blog/buy-now-pay-later-could-be-hurting-your-financial-health</guid><description>DoorDash and Klarna now let you finance a burrito. But at what cost? Discover what gets lost when there&#39;s no friction to impulse buying, and how you can create intentional spending habits. </description><pubDate>Thu, 15 May 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/692dc945f8888a654df46128_background_n_meadow.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/692dc945f8888a654df46128_background_n_meadow.png"/></item><item><title>How to Talk to Your Partner About Money | YNAB</title><link>https://www.ynab.com/blog/how-to-talk-to-your-partner-about-money</link><guid>https://www.ynab.com/blog/how-to-talk-to-your-partner-about-money</guid><description>Money&#39;s a sensitive subject, but it shouldn&#39;t be! Learn tips and tricks for how to talk to your partner about money—and why it&#39;s so important! </description><pubDate>Wed, 14 May 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68222ff77aae5837518a28d2_background_a_blurple-1.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68222ff77aae5837518a28d2_background_a_blurple-1.avif"/></item><item><title>What’s On Your Bucket List? Build It—Then Fund It | YNAB</title><link>https://www.ynab.com/blog/bucket-list-goals</link><guid>https://www.ynab.com/blog/bucket-list-goals</guid><description>Your spending plan can help bring your wildest dreams to life. Jack explores how building a bucket list in YANB is a powerful starting point for achieving your aspirations.</description><pubDate>Thu, 08 May 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/681a2bcc0b9d0017d118b187_Ali%20Kazal%20Branding%20Image.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/681a2bcc0b9d0017d118b187_Ali%20Kazal%20Branding%20Image.avif"/></item><item><title>When Everything Costs More, What Do I Do? | YNAB</title><link>https://www.ynab.com/blog/when-everything-costs-more</link><guid>https://www.ynab.com/blog/when-everything-costs-more</guid><description>You can’t control tariffs and rising prices. But with YNAB, you’ll get clarity and peace of mind to ride this turbulent moment with confidence.</description><pubDate>Thu, 01 May 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/681124e746fdda44551fa2e2_EverythingCostMoreBlogHeader_1200x675_001.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/681124e746fdda44551fa2e2_EverythingCostMoreBlogHeader_1200x675_001.png"/></item><item><title>What is a High Yield Savings Account? | YNAB</title><link>https://www.ynab.com/blog/using-high-yield-savings-accounts-with-ynab</link><guid>https://www.ynab.com/blog/using-high-yield-savings-accounts-with-ynab</guid><description>Learn more about the ever-popular high-yield savings account and how saving the YNAB way will lead to a more spendful future.</description><pubDate>Wed, 30 Apr 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68111b335a415213252fc0e6_HighYealdBlogHeader_1200x675_001.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/68111b335a415213252fc0e6_HighYealdBlogHeader_1200x675_001.avif"/></item><item><title>85 Financial Questions to Ask Your Partner | YNAB</title><link>https://www.ynab.com/blog/84-questions-to-ask-your-partner-about-money</link><guid>https://www.ynab.com/blog/84-questions-to-ask-your-partner-about-money</guid><description>Wondering what financial questions to ask your partner? We’ve got a list of 85 financial questions to ask whether you’re dating, engaged, or married.</description><pubDate>Thu, 17 Apr 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6735076d893decde9ba19dff_DTS_Community_Agustin_Farias_6374-2%20(1).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6735076d893decde9ba19dff_DTS_Community_Agustin_Farias_6374-2%20(1).avif"/></item><item><title>What Are the Best Financial Goals for Couples? | YNAB</title><link>https://www.ynab.com/blog/best-financial-goals-for-couples</link><guid>https://www.ynab.com/blog/best-financial-goals-for-couples</guid><description>Money fights don’t have to be the norm. Discover how to align your money relationship goals, support each other’s dreams, and enjoy planning your future together.</description><pubDate>Tue, 15 Apr 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67f9af97ca78a2792aba7c17_CouplesBestGoalsBlogHeader_1200x675_001.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67f9af97ca78a2792aba7c17_CouplesBestGoalsBlogHeader_1200x675_001.avif"/></item><item><title>How to Get a Month Ahead in YNAB | YNAB</title><link>https://www.ynab.com/blog/the-one-month-buffer-down-dirty</link><guid>https://www.ynab.com/blog/the-one-month-buffer-down-dirty</guid><description>Break the paycheck-to-paycheck cycle with YNAB. Learn how to get a month ahead, fund expenses early, and build lasting financial stability.</description><pubDate>Thu, 10 Apr 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67eed0aca3a77135d4a7c856_background_b_firely%20(6).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67eed0aca3a77135d4a7c856_background_b_firely%20(6).avif"/></item><item><title>How Much of My Paycheck Should I Save? | YNAB</title><link>https://www.ynab.com/blog/how-much-of-my-paycheck-should-i-save</link><guid>https://www.ynab.com/blog/how-much-of-my-paycheck-should-i-save</guid><description>Many aim to save a certain amount of their paycheck, but there is a better way. Rather than focusing on how much of your paycheck to avoid spending, try asking “How do I want to spend my money?” instead. </description><pubDate>Tue, 08 Apr 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67f57cf22020c17a5ad76312_Background%20Meadow.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67f57cf22020c17a5ad76312_Background%20Meadow.avif"/></item><item><title>The Peace of Mind Plan: Get a Month Ahead with Money | YNAB</title><link>https://www.ynab.com/blog/get-a-month-ahead</link><guid>https://www.ynab.com/blog/get-a-month-ahead</guid><description>Imagine feeling so good with money, you forget that it’s payday. YNAB helps you track your progress toward getting a full month ahead on expenses. </description><pubDate>Thu, 03 Apr 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67e1ba55ef5d8a8e11fc9759_MonthAheadBlogHeader_1200x675_001.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67e1ba55ef5d8a8e11fc9759_MonthAheadBlogHeader_1200x675_001.avif"/></item><item><title>The People Have Spoken: “Is YNAB Worth It?” | YNAB</title><link>https://www.ynab.com/blog/the-people-have-spoken-is-ynab-worth-it</link><guid>https://www.ynab.com/blog/the-people-have-spoken-is-ynab-worth-it</guid><description>Have you been wondering what all the fuss is about and asking “Is YNAB worth it?” Here are the results of a giant survey of YNAB users to help you answer that question once and for all. (Spoiler: It is!)</description><pubDate>Thu, 13 Mar 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67c095b1b0f3dc44acee8be4_YNABWorthIt_BlogHeader_1200x675_001.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67c095b1b0f3dc44acee8be4_YNABWorthIt_BlogHeader_1200x675_001.avif"/></item><item><title>That’s You in the Spotlight | YNAB</title><link>https://www.ynab.com/blog/the-spotlight</link><guid>https://www.ynab.com/blog/the-spotlight</guid><description>Introducing Spotlight, your new go-to hub in YNAB. See what needs your attention, track progress on your priorities, and stay focused on what matters most—all in one place.</description><pubDate>Thu, 06 Mar 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67c87247cd6909f813c871e4_31.%20Spotlight%20(2)%20(1).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67c87247cd6909f813c871e4_31.%20Spotlight%20(2)%20(1).avif"/></item><item><title>How to Make Your Money Go Further (Without Making More) | YNAB</title><link>https://www.ynab.com/blog/how-to-make-your-money-go-further</link><guid>https://www.ynab.com/blog/how-to-make-your-money-go-further</guid><description>Looking to get more from your money? The YNAB app and method will empower you to squeeze maximum satisfaction from every precious paycheck.</description><pubDate>Thu, 27 Feb 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67855f5b6cf07f93aab25c13_background_a_blurple.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67855f5b6cf07f93aab25c13_background_a_blurple.avif"/></item><item><title>Wondering What to Do With a Tax Refund? | YNAB</title><link>https://www.ynab.com/blog/what-will-you-do-with-your-tax-refund</link><guid>https://www.ynab.com/blog/what-will-you-do-with-your-tax-refund</guid><description>Wondering what to do with a tax refund? Consider these four ways to put your tax refund to work for your future.</description><pubDate>Mon, 24 Feb 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67abe61840e608c0371a7b76_edited.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67abe61840e608c0371a7b76_edited.png"/></item><item><title>How We Built a More Spendful Life | YNAB</title><link>https://www.ynab.com/blog/how-we-built-a-more-spendful-life</link><guid>https://www.ynab.com/blog/how-we-built-a-more-spendful-life</guid><description>We accidentally built our dream house—but was it really an accident? Behind the chaos were years of intentional choices that made it possible. Learn how spendfulness helped us turn dreams into reality (and how it can for you too).</description><pubDate>Thu, 20 Feb 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67ad26d708a6dd5f8748c2aa_background_a_firefly.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67ad26d708a6dd5f8748c2aa_background_a_firefly.png"/></item><item><title>Tax Time Prep Made Easy | YNAB</title><link>https://www.ynab.com/blog/filing-your-taxes-just-got-a-little-easier</link><guid>https://www.ynab.com/blog/filing-your-taxes-just-got-a-little-easier</guid><description>Tax time prep just got easier. We&#39;ve got some tips and tricks to keep your financial information organized for tax time using YNAB features!</description><pubDate>Fri, 07 Feb 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67e44b115adc7529cb1d6c0c_background_b_meadow%20(10)%20(1).png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67e44b115adc7529cb1d6c0c_background_b_meadow%20(10)%20(1).png"/></item><item><title>Break the Spend-Track-Regret Cycle | YNAB</title><link>https://www.ynab.com/blog/change-your-spending-cycle</link><guid>https://www.ynab.com/blog/change-your-spending-cycle</guid><description>Discover YNAB’s &quot;plan → spend → reflect&quot; system to stop feeling guilty about money and make spending feel good again.</description><pubDate>Thu, 30 Jan 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/678dd45113d9b896153eda1f_AdobeStock_447635266.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/678dd45113d9b896153eda1f_AdobeStock_447635266.avif"/></item><item><title>It’s Never “Just” Money | YNAB</title><link>https://www.ynab.com/blog/its-never-just-money</link><guid>https://www.ynab.com/blog/its-never-just-money</guid><description>Why do people rise to their best when circumstances are at their worst? Dive into the deeper meaning of spendfulness and learn how to become wealthy in what matters.</description><pubDate>Mon, 27 Jan 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6797e9a162a84bf3110e6df7_martin-jaros-q-OivXChlLA-unsplash.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6797e9a162a84bf3110e6df7_martin-jaros-q-OivXChlLA-unsplash.avif"/></item><item><title>YNAB Tips: Habits of Successful YNABers | YNAB</title><link>https://www.ynab.com/blog/ynab-budgeting-tips</link><guid>https://www.ynab.com/blog/ynab-budgeting-tips</guid><description>It really only takes three habits and an hour a month to manage your money with YNAB. Learn the best YNAB budgeting tips and get organized!</description><pubDate>Fri, 10 Jan 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/675b3a61ff6e632f16936150_background_n_firefly.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/675b3a61ff6e632f16936150_background_n_firefly.avif"/></item><item><title>How Money Can Buy Happiness—Wait, What? | YNAB</title><link>https://www.ynab.com/blog/how-money-can-buy-happiness-wait-what</link><guid>https://www.ynab.com/blog/how-money-can-buy-happiness-wait-what</guid><description>New research has questioned the ubiquitous idea that money doesn’t make you happier once you reach $75,000. The real secret is in how you spend, not how much you make. </description><pubDate>Mon, 06 Jan 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/677c3a70079119155c23bf0c_background_y_blurple.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/677c3a70079119155c23bf0c_background_y_blurple.avif"/></item><item><title>Top 10 Frequently Asked YNAB Questions | YNAB</title><link>https://www.ynab.com/blog/frequently-asked-budgeting-questions</link><guid>https://www.ynab.com/blog/frequently-asked-budgeting-questions</guid><description>You&#39;ve got questions, we&#39;ve got answers. Here are the 10 most frequently asked questions from new YNABers.</description><pubDate>Fri, 03 Jan 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6759e421c519a0cc24de3242_background_y_firefly.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6759e421c519a0cc24de3242_background_y_firefly.avif"/></item><item><title>New Year, Same You? | YNAB</title><link>https://www.ynab.com/blog/new-year-same-you</link><guid>https://www.ynab.com/blog/new-year-same-you</guid><description>Rethink New Year pressure. Align your spending with your priorities and use YNAB to build a calmer, values-based plan.</description><pubDate>Thu, 02 Jan 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6759d0e68efb1690fd7fa882_background_n_meadow.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6759d0e68efb1690fd7fa882_background_n_meadow.avif"/></item><item><title>New to YNAB? Start Here! | YNAB</title><link>https://www.ynab.com/blog/wondering-where-to-start-with-ynab-right-here</link><guid>https://www.ynab.com/blog/wondering-where-to-start-with-ynab-right-here</guid><description>Learn how to use the YNAB Method, give every dollar a job, and set up your first categories with beginner videos and guides.</description><pubDate>Wed, 01 Jan 2025 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/673f7ee1dfd5b05a524a393b_background_n_blurple.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/673f7ee1dfd5b05a524a393b_background_n_blurple.avif"/></item><item><title>Burning Man, a Bus, and a Beehive: Love the Way You Spend  | YNAB</title><link>https://www.ynab.com/blog/loving-the-way-you-spend-with-ynab</link><guid>https://www.ynab.com/blog/loving-the-way-you-spend-with-ynab</guid><description>Awareness. Intention. And the occasional burst of spontaneity. Discover what spendfulness truly means—through the lens of a Burning Man story.</description><pubDate>Mon, 30 Dec 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/66fae5142831a5a8d814e447_background_b_blurple%20(1).png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/66fae5142831a5a8d814e447_background_b_blurple%20(1).png"/></item><item><title>Evicting the Ghost: How Simone Used YNAB to Quit Smoking | YNAB</title><link>https://www.ynab.com/blog/evicting-the-ghost-how-simone-used-ynab-to-quit-smoking</link><guid>https://www.ynab.com/blog/evicting-the-ghost-how-simone-used-ynab-to-quit-smoking</guid><description>Simone struggled to quit smoking until he refused to create a budget category for it. Learn how this decision and the YNAB Method helped him break free and focus on his true priorities.</description><pubDate>Mon, 30 Dec 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6775fbb1b1ec11891a781ca5_WIS04888%20(1).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6775fbb1b1ec11891a781ca5_WIS04888%20(1).avif"/></item><item><title>A Spendful Move: Sarah’s Story | YNAB</title><link>https://www.ynab.com/blog/a-spendful-move</link><guid>https://www.ynab.com/blog/a-spendful-move</guid><description>What others say is financially &quot;smart&quot; might not be the right choice for you. Learn how to be more intentional with your dollars and make spending decisions that bring you joy with YNAB..</description><pubDate>Fri, 27 Dec 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67774f57e5294f397abba3ea_DTS_Chi-To-LA_4_Edited%20(2).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67774f57e5294f397abba3ea_DTS_Chi-To-LA_4_Edited%20(2).avif"/></item><item><title>No Regrets: Money Well-Spent Stories  | YNAB</title><link>https://www.ynab.com/blog/no-regrets-money-well-spent-stories</link><guid>https://www.ynab.com/blog/no-regrets-money-well-spent-stories</guid><description>Discover how YNAB turns dollars into stories of empowered spending—whether it’s pizza night, stress-free medical bills, or spontaneous trips. See how spendfulness makes every dollar count.</description><pubDate>Thu, 26 Dec 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6757182c3b2aba0786a98fad_background_b_blurple.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6757182c3b2aba0786a98fad_background_b_blurple.avif"/></item><item><title>Don’t Separate Money and “Life” | YNAB</title><link>https://www.ynab.com/blog/dont-separate-money-and-life</link><guid>https://www.ynab.com/blog/dont-separate-money-and-life</guid><description>You work too hard to not care or appreciate how you spend. Learn how YNAB breaks down is the artificial barrier between money and your “life.” </description><pubDate>Thu, 19 Dec 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/673e13b7ed7f83403ba33a32_background_y_blurple.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/673e13b7ed7f83403ba33a32_background_y_blurple.avif"/></item><item><title>Rene&#39;s Story: When YNAB Buys You Time  | YNAB</title><link>https://www.ynab.com/blog/renes-story-when-ynab-buys-you-time</link><guid>https://www.ynab.com/blog/renes-story-when-ynab-buys-you-time</guid><description></description><pubDate>Thu, 19 Dec 2024 00:00:00 GMT</pubDate></item><item><title>The YNAB Method: ‘Give Every Dollar a Job’ Takes Center Stage | YNAB</title><link>https://www.ynab.com/blog/the-method-gets-an-update</link><guid>https://www.ynab.com/blog/the-method-gets-an-update</guid><description>The last 20 years have led to this moment—where we’ve stepped back, taken a fresh look, and re-imagined the YNAB Method from the ground up. Lean in as Erin reveals what&#39;s new!</description><pubDate>Tue, 10 Dec 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67521ca6d15b38eaf3cb6a54_background_y_meadow.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67521ca6d15b38eaf3cb6a54_background_y_meadow.avif"/></item><item><title>We’re a Spendfulness App Now. We Always Were. | YNAB</title><link>https://www.ynab.com/blog/introducing-spendfulness</link><guid>https://www.ynab.com/blog/introducing-spendfulness</guid><description>Spendfulness is knowing yourself and spending accordingly. Learn how to apply spendfulness to your finances and your life.</description><pubDate>Tue, 10 Dec 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67575f32728a778a839c1046_background_a_blurple%20(1).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67575f32728a778a839c1046_background_a_blurple%20(1).avif"/></item><item><title>We&#39;re Grateful for 20 Years of YNAB: A Timeline | YNAB</title><link>https://www.ynab.com/blog/20-years-of-ynab</link><guid>https://www.ynab.com/blog/20-years-of-ynab</guid><description></description><pubDate>Thu, 28 Nov 2024 00:00:00 GMT</pubDate></item><item><title>ADHD Money Management: How to Tear Down The Wall of Awful | YNAB</title><link>https://www.ynab.com/blog/managing-money-with-adhd</link><guid>https://www.ynab.com/blog/managing-money-with-adhd</guid><description>Struggling with ADHD money management? Learn how to break through the barriers keeping you from financial clarity and peace of mind.</description><pubDate>Wed, 27 Nov 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6717fc90fa2a07dc6b36c62b_background_a_blurple.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6717fc90fa2a07dc6b36c62b_background_a_blurple.png"/></item><item><title>20 Money Questions to Ask Yourself After a Big Life Change | YNAB</title><link>https://www.ynab.com/blog/big-life-changes-in-ynab</link><guid>https://www.ynab.com/blog/big-life-changes-in-ynab</guid><description>Big life changes can shake up your spending plan, but YNAB’s 20-question guide will help you realign your finances. Whether you&#39;re managing money together or navigating new expenses, we’ve got you covered.</description><pubDate>Thu, 21 Nov 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/671f9e82a72b5ea7d4e833e0_background_y_blurple.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/671f9e82a72b5ea7d4e833e0_background_y_blurple.avif"/></item><item><title>Good News: YNAB Cleaned Up Those Messy #$%@ Payees | YNAB</title><link>https://www.ynab.com/blog/clean-payees</link><guid>https://www.ynab.com/blog/clean-payees</guid><description>YNAB has found a way to clean up messy vendor names that import from banks. Learn how we made intentional spending even more joyful!</description><pubDate>Wed, 13 Nov 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/672cc1f21f8011d98c39fca8_background_a_blurple.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/672cc1f21f8011d98c39fca8_background_a_blurple.avif"/></item><item><title>What It’s Like to Work at YNAB | YNAB</title><link>https://www.ynab.com/blog/what-its-like-to-work-at-ynab</link><guid>https://www.ynab.com/blog/what-its-like-to-work-at-ynab</guid><description>It’s well-known that YNAB team members enjoy a fantastic culture. It turns out getting the YNAB software for free is a huge part of that. </description><pubDate>Fri, 01 Nov 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/671f956c3a8669f69f086924_background_b_meadow.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/671f956c3a8669f69f086924_background_b_meadow.avif"/></item><item><title>10 Last-Minute Halloween Costumes You Can Pull Off with YNAB Confidence | YNAB</title><link>https://www.ynab.com/blog/10-budget-friendly-diy-costume-ideas</link><guid>https://www.ynab.com/blog/10-budget-friendly-diy-costume-ideas</guid><description>If you waited until the last minute, you and your kids can still look your ghoulish best. These DIY costumes will barely make a dent in your spending plan.</description><pubDate>Mon, 28 Oct 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/650c83d4abdcb7b56f97b77b_background_y_sunset%20(1).avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/650c83d4abdcb7b56f97b77b_background_y_sunset%20(1).avif"/></item><item><title>Memories Deliver the Highest ROI | YNAB</title><link>https://www.ynab.com/blog/memories-deliver-the-highest-roi</link><guid>https://www.ynab.com/blog/memories-deliver-the-highest-roi</guid><description>The difference between financial responsibility and financial restriction? One leaves room for joy. Learn how love the way you spend with the YNAB Method.</description><pubDate>Thu, 24 Oct 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6711647222df29616f421385_background_n_firefly.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6711647222df29616f421385_background_n_firefly.png"/></item><item><title>Jesse 20th Anniversary Podcast Blog | YNAB</title><link>https://www.ynab.com/blog/ynab-anniversary-podcast</link><guid>https://www.ynab.com/blog/ynab-anniversary-podcast</guid><description></description><pubDate>Thu, 17 Oct 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/671f9e82a72b5ea7d4e833e0_background_y_blurple.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/671f9e82a72b5ea7d4e833e0_background_y_blurple.avif"/></item><item><title>An Early Taste of the Daily Grind | YNAB</title><link>https://www.ynab.com/blog/an-early-taste-of-the-daily-grind</link><guid>https://www.ynab.com/blog/an-early-taste-of-the-daily-grind</guid><description>Is there someone in your life you think of a penny pincher? Maybe they&#39;re just giving every penny a purpose. Emily shares her multi-generation perspective on the important difference.</description><pubDate>Thu, 17 Oct 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67082d3fa02ab38c6635559a_background_a_firefly.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/67082d3fa02ab38c6635559a_background_a_firefly.png"/></item><item><title>How to Save $30,000 in One Year: Our 3-Step Plan | YNAB</title><link>https://www.ynab.com/blog/how-we-saved-30000-for-a-down-payment-in-1-year</link><guid>https://www.ynab.com/blog/how-we-saved-30000-for-a-down-payment-in-1-year</guid><description>Wondering how to save $30,000 in a year? Jacob and Connor had a 3-step plan for a downpayment. </description><pubDate>Sat, 12 Oct 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6813ef95fbbbd41434a18293_AdobeStock_233370547_Edited-600x430-3e3bd30.avif" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/6813ef95fbbbd41434a18293_AdobeStock_233370547_Edited-600x430-3e3bd30.avif"/></item><item><title>How to Quit Should’ing on Yourself About Spending | YNAB</title><link>https://www.ynab.com/blog/how-to-quit-shoulding-on-yourself-about-spending</link><guid>https://www.ynab.com/blog/how-to-quit-shoulding-on-yourself-about-spending</guid><description>The time is nigh to let go of unrealistic expectations and embrace your true spending habits. Discover how to find joy in intentional, guilt-free choices. </description><pubDate>Thu, 10 Oct 2024 00:00:00 GMT</pubDate><media:content url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/66fd6dda768d1e0955c4ee99_background_a_slime.png" medium="image"/><media:thumbnail url="https://cdn.prod.website-files.com/6410766c6141dc6c15cfe33c/66fd6dda768d1e0955c4ee99_background_a_slime.png"/></item></channel></rss>