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	<title>Wallet Gazette - Surviving and thriving in a recession</title>
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		<title>7 Painless ways to save $1000</title>
		<link>http://www.walletgazette.com/7-painless-ways-to-save-1000-3/</link>
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		<pubDate>Sun, 19 Apr 2009 17:35:12 +0000</pubDate>
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		<description><![CDATA[This article by Bankrate.com gives you seven ways to painlessly save $1,000 within a year without skimping on anything by making small changes in spending.
Here are the seven tips.
1. Look for discounted dinner entrees.
Check your local newspapers. Check coupon websites such as The Shopping Queen.
Ask the manager of the restaurant if they have any promotions [...]]]></description>
			<content:encoded><![CDATA[<p>This article by <a href="http://www.bankrate,com" target="_blank">Bankrate.com</a> gives you seven ways to painlessly save $1,000 within a year without skimping on anything by making small changes in spending.</p>
<p>Here are the seven tips.</p>
<h5>1. Look for discounted dinner entrees.</h5>
<p>Check your local newspapers. Check coupon websites such as The Shopping Queen.<br />
Ask the manager of the restaurant if they have any promotions that are offered on other days or times. <br />
Savings: $120/year average.</p>
<h5>2. Return unopened, unused items.</h5>
<p>This lists the following tip from Juggling Duck Organizers: Look through your closets and return recently purchased products that you don’t use.<br />
Savings: $90</p>
<h5>3. Look for extra grocery savings.</h5>
<p>If you don’t clip coupons, pick up the store ads at the front of the store.<br />
Ask the cashier if there are any specials going on. Sign up for coupon clubs.<br />
Signing up for a &#8220;baby club&#8221; could save you a lot of money on baby diapers, food and other products.<br />
Savings: $200/year.</p>
<h5>4. Check out materials from the library</h5>
<p>Borrow videos from your local library. Libraries also lend DVDs, CDs and e-books.<br />
Savings: $120 to $240 per year.</p>
<h5>5. Bundle cable, phone and Internet services</h5>
<p>Bundling cable, telephone and internet access. You could negotiate a promotional rate.<br />
Savings: $240 for the year.</p>
<h5>6. Negotiate with monthly service providers</h5>
<p>If you have multiple providers for the same service, negotiate for a better deal. Ask for a supervisor if needed. You may be able to eke out some savings by bargaining with your cable service, lawn mowing service, alarm company or utility company.<br />
Savings: $120 a year</p>
<h5>7. Stash money for easier savings next year</h5>
<p>Take the money you saved above and invest it in investments with a 7% annual return. Your money will double in 10 years.</p>
<h4>Wallet Gazette&#8217;s take</h4>
<p><em> (a) I have not seen coupon or baby clubs in the area I live in. (b) Instead of  bundling cable, telephone and internet, you could save a lot more by dropping cable altogether. (c) If you have a lawn care company or alarm service, you are probably not too interested in saving money. (c) If you can get a steady 7% annual return, I am sure there are a lot of people on Wall Street who would love to talk to you.<br />
Not a very useful article.</em></p>
<h4>Books or videos related to this topic</h4>
<p> </p>
<h4>To read the original article, <a href="http://articles.moneycentral.msn.com/SavingandDebt/SaveMoney/7PainlessMovesToSave1000Dollars.aspx">click here.</a></h4>
<h4>Wallet Gazette&#8217;s rating of the original article</h4>
<div><div style="text-align:left; background: url(http://www.walletgazette.com/wp-content/plugins/gd-star-rating/stars/oxygen/stars20.png); height: 20px; width: 100px;"><div style="background: url(http://www.walletgazette.com/wp-content/plugins/gd-star-rating/stars/oxygen/stars20.png) bottom left; height: 20px; width: 30px;"></div></div></div>
<p><em>What is your opinion of the original article? Please leave a comment.</em></p>
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		<pubDate>Sun, 19 Apr 2009 16:23:59 +0000</pubDate>
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		<category><![CDATA[Saving money]]></category>

		<guid isPermaLink="false">http://www.walletgazette.com/?p=122</guid>
		<description><![CDATA[Introduction
This is the text of the introduction.
Summary
This is a text of the summary
Wallet Gazette&#8217;s take
This is a useful article
Wallet Gazette&#8217;s rating of the original article
 
Books or videos related to this topic
 
To read the original article, click here:
What is your opinion of the original article? Please leave a comment.
Related Posts:Post template7 Painless ways to save $1000This [...]]]></description>
			<content:encoded><![CDATA[<h5>Introduction</h5>
<p>This is the text of the introduction.</p>
<h5>Summary</h5>
<p>This is a text of the summary</p>
<h5>Wallet Gazette&#8217;s take</h5>
<p>This is a useful article</p>
<h4>Wallet Gazette&#8217;s rating of the original article</h4>
<div><div style="text-align:left; background: url(http://www.walletgazette.com/wp-content/plugins/gd-star-rating/stars/oxygen/stars20.png); height: 20px; width: 100px;"><div style="background: url(http://www.walletgazette.com/wp-content/plugins/gd-star-rating/stars/oxygen/stars20.png) bottom left; height: 20px; width: 50px;"></div></div></div>
<p> </p>
<h4>Books or videos related to this topic</h4>
<p> </p>
<p><em>To read the original article, click here:</em></p>
<p><em>What is your opinion of the original article? Please leave a comment.</em></p>
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		<pubDate>Sun, 19 Apr 2009 16:22:16 +0000</pubDate>
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		<guid isPermaLink="false">http://www.walletgazette.com/?p=120</guid>
		<description><![CDATA[Introduction
This is the text of the introduction.
Summary
This is a text of the summary
Wallet Gazette&#8217;s take
Wallet Gazette&#8217;s rating of the original article
This is a useful article
Books or videos related to this topic
 
To read the original article, click here:
What is your opinion of the original article? Please leave a comment.
Related Posts:Post template7 Painless ways to save $1000This [...]]]></description>
			<content:encoded><![CDATA[<h4>Introduction</h4>
<p>This is the text of the introduction.</p>
<h4>Summary</h4>
<p>This is a text of the summary</p>
<h4>Wallet Gazette&#8217;s take</h4>
<h4>Wallet Gazette&#8217;s rating of the original article</h4>

<p>This is a useful article</p>
<h4>Books or videos related to this topic</h4>
<p> </p>
<p><em>To read the original article, click here:</em></p>
<p><em>What is your opinion of the original article? Please leave a comment.</em></p>
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		</item>
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		<title>7 Painless ways to save $1,000</title>
		<link>http://www.walletgazette.com/7-painless-ways-to-save-1000-2/</link>
		<comments>http://www.walletgazette.com/7-painless-ways-to-save-1000-2/#comments</comments>
		<pubDate>Sun, 12 Apr 2009 03:01:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Saving money]]></category>

		<guid isPermaLink="false">http://www.walletgazette.com/7-painless-ways-to-save-1000-2/</guid>
		<description><![CDATA[This article by Bankrate.com gives you seven ways to painlessly save $1,000 within a year without skimping on anything by making small changes in spending. Here are the seven tips.
1. Look for discounted dinner entrees.
Check your local newspapers. Check coupon websites such as The Shopping Queen.    Ask the manager of the restaurant [...]]]></description>
			<content:encoded><![CDATA[<p>This article by Bankrate.com gives you seven ways to painlessly save $1,000 within a year without skimping on anything by making small changes in spending. Here are the seven tips.</p>
<h4>1. Look for discounted dinner entrees.</h4>
<p>Check your local newspapers. Check coupon websites such as The Shopping Queen.    <br />Ask the manager of the restaurant if they have any promotions that are offered on other days or times.&#160; <br />Savings: $120/year average.</p>
<h4>2. Return unopened, unused items.</h4>
<p>This lists the following tip from Juggling Duck Organizers: Look through your closets and return recently purchased products that you don&#8217;t use. Savings: $90</p>
<h4>3. Look for extra grocery savings.</h4>
<p>If you don&#8217;t clip coupons, pick up the store ads at the front of the store.    <br />Ask the cashier if there are any specials going on. Sign up for coupon clubs.    <br />Signing up for a &quot;baby club&quot; could save you a lot of money on baby diapers, food and other products.     <br />Savings: $200/year.     <br /><em><strong>WalletGazette comment</strong>: I have not seen coupon or baby clubs in the area I live in.</em></p>
<h4>4. Check out materials from the library</h4>
<p>Borrow videos from your local library. Libraries also lend DVDs, CDs and e-books.   <br />Savings: $120 to $240 per year.</p>
<h4>5. Bundle cable, phone and Internet services</h4>
<p>Bundling cable, telephone and internet access. You could negotiate a promotional rate.</p>
<p>Savings: $240 for the year.</p>
<h4>6. Negotiate with monthly service providers</h4>
<p><em>If you have multiple providers for the same service, negotiate for a better deal. Ask for a supervisor if needed. You may be able to eke out some savings by bargaining with your cable service, lawn mowing service, alarm company or utility company.</em></p>
<p><strong>WalletGazette comment:</strong> <em>If you have a lawn care company or alarm service, you are probably not too interested in saving money.</em></p>
<h5><em>Savings: $120 a year.</em></h5>
<h4>7. Stash money for easier savings next year</h4>
<p><em>Take the money you saved above and invest it.</em></p>
<h5>A tip from the author Bill Billimoria, the author of &quot;On Golden Pond . . . Or Up the Creek?&quot; : Save it in a safe account earning 7%.</h5>
<h5><em><strong>WalletGazette comment</strong>: Hah! If you can find one of these, I think we would all be interested.</em></h5>
<h5>
<div class="wlWriterEditableSmartContent" id="scid:7dc1bd33-94bd-46fd-a20b-0131235bcd47:978382f1-0b12-426c-8e19-4b84d7d088a5" style="padding-right: 0px; display: inline; padding-left: 0px; float: none; padding-bottom: 0px; margin: 0px; padding-top: 0px">
<table cellspacing="0" cellpadding="2" width="400" border="0" unselectable="on">
<tbody>
<tr>
<td valign="top" width="400">
<p><a title="On Golden Pond... Or Up the Creek?: Making the Right Choices for Your Retirement Security" href="http://www.amazon.com/exec/obidos/ASIN/1933538783/walletgazette-20"><img src="http://images.amazon.com/images/P/1933538783.01.MZZZZZZZ.jpg" border="0" align="left" style="float:left"/>On Golden Pond&#8230; Or Up the Creek?: Making the Right Choices for Your Retirement Security</a></p>
<p><b>ISBN</b>: 1933538783<br /><b>ISBN-13</b>: 9781933538785</p>
</td>
</tr>
</tbody>
</table>
</div>
</h5>
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		<title>7 Painless ways to save $1,000</title>
		<link>http://www.walletgazette.com/7-painless-ways-to-save-1000/</link>
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		<pubDate>Sat, 11 Apr 2009 20:32:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Featured]]></category>

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		<description><![CDATA[Yes, it&#8217;s possible to whittle your budget without suffering. Small savings, month in and month out, can fatten your bank account without cramping your style.
By Bankrate.com
Do you wish you could save an extra $1,000 this year without downgrading your lifestyle?
It is possible to save big bucks by making small changes in your spending. At first [...]]]></description>
			<content:encoded><![CDATA[<p>Yes, it&#8217;s possible to whittle your budget without suffering. Small savings, month in and month out, can fatten your bank account without cramping your style.</p>
<p>By Bankrate.com<br />
Do you wish you could save an extra $1,000 this year without downgrading your lifestyle?</p>
<p>It is possible to save big bucks by making small changes in your spending. At first blush, the amounts may not seem like much. However, taken together over the course of a year, they really add up.</p>
<p>Here are seven tips to give yourself a $1,000 raise:</p>
<p>1. Look for discounted dinner entrees<br />
Saving money doesn&#8217;t mean you can&#8217;t enjoy meals at your favorite restaurants. Discounts can be found in the mail, in your local newspaper or online.</p>
<p>&#8220;Before you head out to eat, check out your restaurant online,&#8221; says Fatima Mehdikarimi, the founder of the coupon Web site The Shopping Queen. &#8220;Or, after you arrive, simply ask the manager if they have any special promotions. Don&#8217;t forget to ask about promotions that are offered on other days or times.&#8221;</p>
<p>Mehdikarimi notes that one restaurant near her home has a relationship with a local movie theater, and diners can get a discount on an entree if they present a ticket stub.</p>
<p>&#8220;Your restaurant might not advertise these types of specials, so definitely ask about them,&#8221; she says.</p>
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		<pubDate>Tue, 07 Apr 2009 05:21:16 +0000</pubDate>
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		<description><![CDATA[&#160;
This is a test.&#160; 



Related Posts:7 Painless ways to save $1,0007 Painless ways to save $1,000This is an article on employmentThis is another article on unemploymentIs your car being reposessed?]]></description>
			<content:encoded><![CDATA[<p>&#160;</p>
<p>This is a test.&#160; </p>
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		<pubDate>Fri, 03 Apr 2009 02:33:40 +0000</pubDate>
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<h3>Heading 3</h3>
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<p>Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.</p>
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		<title>This is another article on unemployment</title>
		<link>http://www.walletgazette.com/this-is-another-article-on-unemployment/</link>
		<comments>http://www.walletgazette.com/this-is-another-article-on-unemployment/#comments</comments>
		<pubDate>Fri, 03 Apr 2009 02:14:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Unemployment]]></category>

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		<description><![CDATA[Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry&#8217;s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Lorem Ipsum</strong> is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry&#8217;s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.</p>
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		<title>This is an article on employment</title>
		<link>http://www.walletgazette.com/this-is-an-article-on-employment/</link>
		<comments>http://www.walletgazette.com/this-is-an-article-on-employment/#comments</comments>
		<pubDate>Fri, 03 Apr 2009 02:13:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Featured]]></category>

		<category><![CDATA[Unemployment]]></category>

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		<description><![CDATA[Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry&#8217;s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Lorem Ipsum</strong> is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry&#8217;s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.</p>
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