The Oak Tree

Watch ‘180′

Dave — Tue, 11 Oct 2011 19:22:59 +0000

Watch this shocking documentary…
And please share it…

180movie.com

Name Your Price Event coming soon !!

Dave — Wed, 24 Nov 2010 14:52:25 +0000

We will be selling a home in Schuylkill County, Pennsylvania and you will be able to name the price you want to pay for it.

Keep checking back here … or sign up over on the right side where it says “Get Updates”.

What To Do If You’ve Lost Your Job

Dave — Tue, 13 Apr 2010 12:31:58 +0000

Remember, it’s not the end of the world

A job loss is not the end of the world. For many people, it’s just the launching pad to a new, more fulfilling career. It can also be a great time to re-prioritize the plan for your money or actually create a plan.

Here are seven things to get you started on a plan that works in the good times and bad.

Stop paying extra on your debt. If you’ve been attacking your debt snowball like crazy, refocus that money and momentum to save a big emergency fund.
Sock away the extra money to build up your emergency fund. If you get a severance, make it a part of your shopping emergency fund.
Do a budget. Download free budgeting forms. Focus on your necessities first—food, shelter, utilities, transportation, and basic clothing. The creditors can wait.
Cut way back on your lifestyle. Home-cooked meals and library books should become the norm.
Cut up the credit cards. Nothing good can come from using them. If you don’t have the cash, don’t buy!
Get a part-time job. Yes, they are available. Do everything you can to still generate some income until you find a new full-time job.
Think about your skills and decide if now is the time to start a small business or change careers. Your options are limitless!

Some people who find themselves unemployed will go into new careers or start their own businesses where they have the best year of their lives—professionally, financially and emotionally. Their current job loss is actually a blessing in disguise. That’s how they are looking at the situation and formulating a game plan based on it. It’s the best outlook anyone can have!

If you haven’t lost your job but dread going to work, maybe it’s time to fire your employer and go in a new direction. When you have a game plan for your money and career, you will have a sense of empowerment because you aren’t a slave to the lender (or employer). [information adapted from Dave Ramsey daveramsey.com]

Go do something NOW !!

… Until the next acorn drops, keep looking up …

Schuylkill County Sheriff Busy Selling Foreclosures

Dave — Fri, 05 Mar 2010 15:05:59 +0000

The largest number of homes in recent history was on the selling block a couple weeks ago during the bi-monthly Sheriff’s sale held at the Schuylkill County courthouse.

There were originally a total of 84 properties on the foreclosure list to be sold. Most of these were personal residences of County residents. This means families who didn’t pay their mortgage payments were going to lose their homes to their bank.

Of the 84, 10 foreclosures were stopped, 31 were taken by the banks, and 43 were delayed. These 43 will probably be taken by the banks in the near future.

What does all this mean?

Contrary to what all the “experts” are saying, this time of financial hardship and uncertainty is not over. There has been no ‘recovery’. Things have not turned around. If anything we are still on the downward side of this cycle.

One group claimed that ‘Schuylkill County has not been impacted - foreclosure-wise - as much as the rest of the country’. I beg to differ. 84 houses at risk in one 2 month period! And that is on top of the average Sheriff sale which has 50 - 60 properties going up for sale every other month.

These foreclosures hurt all of our home values as the banks dump these houses on the market at discounted prices … Or as they sit vacant in our neighborhoods.

The good news?

I believe in the people of Schuylkill County. Their determination, their work ethic, their ability to not only survive, but thrive, regardless of what gets thrown their way. We have been doing it for generations.

We will push our way through … We will make it !

… Until the next acorn drops, keep looking up …

Please share this with others … and … add your comments !!

Sitting Can Be Hazardous to Your Health

Dave — Mon, 01 Mar 2010 18:24:38 +0000

It turns out … being a couch potato can kill you.

Literally.

A recent study found that 20% of all deaths of people 35 and older
were attributed to a lack of physical activity.

That’s more deaths than you can blame on smoking!

Get all the facts at http://www.newsblarg.com/node/2062

… Until the next acorn drops, keep looking up …

Be Wary of Work at Home Scams

Dave — Mon, 22 Feb 2010 16:14:51 +0000

I know there are still many people looking for jobs and other ways to make money.

Please be careful when looking at the work-at-home opportunities out there.

One simple rule of thumb … “If it sounds to good to be true - it probably is”.

Follow the link for more information and tips http://www.newsblarg.com/node/2025

… Until the next acorn drops, keep looking up …

Low Fat Diet Myth

Dave — Thu, 18 Feb 2010 13:08:05 +0000

For the past 30 years, the low fat diet has been promoted as the solution to two huge problems plaguing modern society today – obesity and heart disease.

And with low-fat products filling our supermarket shelves, it’s been easy for Americans to jump on the band wagon – and lower their fat consumption.

There’s just one problem …

… It’s not working.

See the real facts at http://www.newsblarg.com/node/2042

… Until the next acorn drops, keep looking up …

Job Searching 101

Dave — Mon, 15 Feb 2010 14:04:52 +0000

So what can you do to keep your sanity intact and your spirits lifted during such a hard time?

Make a schedule.
Give yourself a job.
Take a day off each week.
Don’t beat yourself up.
Take a class.
Don’t deny yourself.
Get out.
Get creative.

Go to Surviving Unemployment to get all the details about each step http://www.newsblarg.com/node/2046

… Until the next acorn drops, keep looking up …

4 Misconceptions About High Blood Pressure

Dave — Fri, 12 Feb 2010 12:46:25 +0000

Only men have to worry about high blood pressure…Wrong!
Common symptoms of high blood pressure include sweating, nervousness and difficulty sleeping…Wrong!
If you have high cholesterol, you automatically have high blood pressure. But if your cholesterol’s fine, you don’t have to worry…Wrong!
I’m still young…there’s no way I need to worry about high blood pressure…Wrong!

Follow the link for the details http://www.newsblarg.com/node/2024

… Until the next acorn drops, keep looking up …

How does God want this to change me?

Dave — Wed, 03 Feb 2010 13:37:14 +0000

Just had a thought.

It seems sometimes when I read scripture, I think about how some other person should really read it and change their life.

So many times when there are relationship issues, we think the other party is the one who is wrong, and needs to give in or change. Our pride or ego keeps us from looking inward. To see if we are part of the problem [or ALL of it]. It is an automatic self-protection / self preservation mechanism that is built inside of us. The result of this is continued conflict instead of reconciliation.

I am committing from now on, whether I am reading one verse, one chapter or one book in His Word, to ONLY ask the question:

“How does God want this to change me?”

I challenge you to join me.

Would love to hear your comments.

… Until the next acorn drops, keep looking up …