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	<title>Student Debt and Credit Education Blog</title>
	
	<link>http://blog.studentplatinum.com</link>
	<description>Current events and opinions about student credit issues</description>
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		<title>Do I need a credit card for college?</title>
		<link>http://blog.studentplatinum.com/credit-cards/do-i-need-a-credit-card-for-college/</link>
		<comments>http://blog.studentplatinum.com/credit-cards/do-i-need-a-credit-card-for-college/#comments</comments>
		<pubDate>Wed, 27 Jul 2011 07:29:15 +0000</pubDate>
		<dc:creator>Little Miss Platinum</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Student Savings Tips]]></category>
		<category><![CDATA[student credit cards]]></category>

		<guid isPermaLink="false">http://blog.studentplatinum.com/?p=1717</guid>
		<description><![CDATA[With all of this talk about credit it is hard for high school and college students to weed out the good information and advice from the bad information and advice. Some people preach that credit cards are evil and that there is no need for a student to have one. Other people say that every person over the age of 18 needs to have a credit card. So which is correct? Do college students need a credit card to get by?]]></description>
		<wfw:commentRss>http://blog.studentplatinum.com/credit-cards/do-i-need-a-credit-card-for-college/feed/</wfw:commentRss>
		<slash:comments>193</slash:comments>
		</item>
		<item>
		<title>Online Banking for College Students</title>
		<link>http://blog.studentplatinum.com/financial-information/online-banking-for-college-students/</link>
		<comments>http://blog.studentplatinum.com/financial-information/online-banking-for-college-students/#comments</comments>
		<pubDate>Tue, 14 Jun 2011 13:20:19 +0000</pubDate>
		<dc:creator>Little Miss Platinum</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Financial Information]]></category>
		<category><![CDATA[Student Savings Tips]]></category>

		<guid isPermaLink="false">http://blog.studentplatinum.com/?p=2013</guid>
		<description><![CDATA[Opening a Student Bank Account Many college students will open their first bank account just as they leave for campus.  Others have had bank accounts since they were kids.  Student banking may be a new concept to you, or you may have had a bank account for quite a while. Either way a student bank [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Annual Percentage Rates vs. Annual Percentage Yield</title>
		<link>http://blog.studentplatinum.com/credit-cards/difference-between-apr-and-apy/</link>
		<comments>http://blog.studentplatinum.com/credit-cards/difference-between-apr-and-apy/#comments</comments>
		<pubDate>Wed, 11 May 2011 21:18:01 +0000</pubDate>
		<dc:creator>Little Miss Platinum</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[annul percentage rates]]></category>
		<category><![CDATA[apr]]></category>
		<category><![CDATA[apy]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[yield]]></category>

		<guid isPermaLink="false">http://blog.studentplatinum.com/?p=1999</guid>
		<description><![CDATA[For loans (including private student loans), student credit cards or investments that involve compounding interest, there are two popular interest rate related terms. Annual Percentage Rate, or APR, is a measure of how much interest will be on an annual basis without taking into account compound interest. Annual Percentage Yield, or APY, is the same [...]]]></description>
		<wfw:commentRss>http://blog.studentplatinum.com/credit-cards/difference-between-apr-and-apy/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>3 Student Debt Reduction Strategies</title>
		<link>http://blog.studentplatinum.com/financial-information/3-student-debt-reduction-strategies/</link>
		<comments>http://blog.studentplatinum.com/financial-information/3-student-debt-reduction-strategies/#comments</comments>
		<pubDate>Wed, 29 Sep 2010 21:36:43 +0000</pubDate>
		<dc:creator>Evan Jacobs</dc:creator>
				<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Financial Information]]></category>
		<category><![CDATA[student debt help]]></category>
		<category><![CDATA[student debt reduction]]></category>

		<guid isPermaLink="false">http://blog.studentplatinum.com/?p=1989</guid>
		<description><![CDATA[Between credit cards and student loans, many graduating seniors will have as much as $50,000 to $60,000 in debt that has to be repaid.]]></description>
		<wfw:commentRss>http://blog.studentplatinum.com/financial-information/3-student-debt-reduction-strategies/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Sorting Through Student Credit Card Offers</title>
		<link>http://blog.studentplatinum.com/credit-cards/student-credit-card-offers/</link>
		<comments>http://blog.studentplatinum.com/credit-cards/student-credit-card-offers/#comments</comments>
		<pubDate>Fri, 17 Sep 2010 21:37:12 +0000</pubDate>
		<dc:creator>Evan Jacobs</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Poor Credit]]></category>
		<category><![CDATA[credit offers]]></category>
		<category><![CDATA[student credit card offer]]></category>
		<category><![CDATA[student credit card offers]]></category>

		<guid isPermaLink="false">http://blog.studentplatinum.com/?p=1987</guid>
		<description><![CDATA[Often times, the bright colors on the packaging and awesome-sounding introductory APR can blind us to the fact that maybe it isn't exactly what we're looking for in a credit card...]]></description>
		<wfw:commentRss>http://blog.studentplatinum.com/credit-cards/student-credit-card-offers/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Check Out Our Credit Education Center</title>
		<link>http://blog.studentplatinum.com/credit/check-out-our-credit-education-center/</link>
		<comments>http://blog.studentplatinum.com/credit/check-out-our-credit-education-center/#comments</comments>
		<pubDate>Mon, 30 Aug 2010 21:34:32 +0000</pubDate>
		<dc:creator>Evan Jacobs</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[credit articles]]></category>
		<category><![CDATA[student credit education]]></category>

		<guid isPermaLink="false">http://blog.studentplatinum.com/?p=1985</guid>
		<description><![CDATA[Did you know that StudentPlatinum has a credit education center with over 15 articles on various credit and student credit topics? We&#8217;ve done the legwork to make sure the information presented to you is accurate, practical and useful for everyday life. No deceptive practices, no sketchy content. Here are some of our users&#8217; favorite articles: [...]]]></description>
		<wfw:commentRss>http://blog.studentplatinum.com/credit/check-out-our-credit-education-center/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What is a Credit Score? A Quick Guide</title>
		<link>http://blog.studentplatinum.com/financial-information/what-is-a-credit-score/</link>
		<comments>http://blog.studentplatinum.com/financial-information/what-is-a-credit-score/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 20:48:36 +0000</pubDate>
		<dc:creator>Evan Jacobs</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Financial Information]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[what is a credit score]]></category>
		<category><![CDATA[what is credit score]]></category>

		<guid isPermaLink="false">http://blog.studentplatinum.com/?p=1982</guid>
		<description><![CDATA[According to the Free Financial Dictionary, credit score is defined as, A credit score is a numerical expression based on a statistical analysis of a person&#8217;s credit files, to represent the creditworthiness of that person, which is the perceived likelihood that the person will pay debts in a timely manner. A credit score is primarily [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>3 Tips for Picking a Credit Card</title>
		<link>http://blog.studentplatinum.com/credit-cards/credit-card-tips/</link>
		<comments>http://blog.studentplatinum.com/credit-cards/credit-card-tips/#comments</comments>
		<pubDate>Thu, 19 Aug 2010 16:37:23 +0000</pubDate>
		<dc:creator>Evan Jacobs</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[credit card search]]></category>
		<category><![CDATA[credit card search help]]></category>
		<category><![CDATA[credit card search tips]]></category>

		<guid isPermaLink="false">http://blog.studentplatinum.com/?p=1980</guid>
		<description><![CDATA[If you&#8217;re in the market for a credit card &#8211; be it your first or not &#8211; the complexity of picking one can be overwhelming and pretty confusing. There are tons of different features and benefits in play such as Purchases APR, Balance Transfer APR, annual fee, cashback, etc. Let&#8217;s outline a few basic rules [...]]]></description>
		<wfw:commentRss>http://blog.studentplatinum.com/credit-cards/credit-card-tips/feed/</wfw:commentRss>
		<slash:comments>49</slash:comments>
		</item>
		<item>
		<title>Check your credit for free? Oh my!</title>
		<link>http://blog.studentplatinum.com/financial-information/check-credit-for-free/</link>
		<comments>http://blog.studentplatinum.com/financial-information/check-credit-for-free/#comments</comments>
		<pubDate>Thu, 22 Jul 2010 21:10:36 +0000</pubDate>
		<dc:creator>Evan Jacobs</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Financial Information]]></category>
		<category><![CDATA[Poor Credit]]></category>
		<category><![CDATA[500 credit score]]></category>
		<category><![CDATA[600 credit score]]></category>
		<category><![CDATA[check credit]]></category>
		<category><![CDATA[check my credit score for free]]></category>
		<category><![CDATA[check your credit]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[free credit check]]></category>

		<guid isPermaLink="false">http://blog.studentplatinum.com/?p=1977</guid>
		<description><![CDATA[Hey there summer boys and girls! The heat is in full swing up here in Boston so if you are looking for something to do inside, consider checking your credit for free. Did you know that every private student loan requires a good credit score and stable history? Even things like renting an apartment, buying [...]]]></description>
		<wfw:commentRss>http://blog.studentplatinum.com/financial-information/check-credit-for-free/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How to Avoid Late Credit Card Payments</title>
		<link>http://blog.studentplatinum.com/financial-information/how-to-avoid-late-credit-card-payments/</link>
		<comments>http://blog.studentplatinum.com/financial-information/how-to-avoid-late-credit-card-payments/#comments</comments>
		<pubDate>Thu, 22 Jul 2010 20:24:02 +0000</pubDate>
		<dc:creator>Evan Jacobs</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Financial Information]]></category>
		<category><![CDATA[late payment]]></category>

		<guid isPermaLink="false">http://blog.studentplatinum.com/?p=1969</guid>
		<description><![CDATA[It is extremely important to make sure your credit card payments are made on time.  A late payment can lead to additional charges and a dip in your credit score. It’s true! Part of your credit rating is based on your ability to make payments on time, and even one late payment can hinder your ability to take out a mortgage or finance a car in the long-term.]]></description>
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		<slash:comments>3</slash:comments>
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