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	<title>Student Credit Card and Credit Education Blog</title>
	
	<link>http://www.studentplatinum.com/student-credit-card-blog</link>
	<description>Current events and opinions about student credit issues</description>
	<lastBuildDate>Thu, 19 Nov 2009 18:31:53 +0000</lastBuildDate>
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		<title>The Credit Card Balancing Act</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/11/19/the-credit-card-balancing-act/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/11/19/the-credit-card-balancing-act/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 18:27:31 +0000</pubDate>
		<dc:creator>Little Miss Platinum</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[carrying a credit card balance]]></category>
		<category><![CDATA[credit card balance]]></category>
		<category><![CDATA[credit card usage ratio]]></category>
		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1599</guid>
		<description><![CDATA[We all know that credit cards help you build your credit history. However, some people think that in order to build your credit score you have to carry a balance on your card at the end of the month. This is not true. You will build your credit history whether you pay your credit card [...]]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/11/19/the-credit-card-balancing-act/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Holiday Savings with Citi Cards</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/11/16/holiday-savings-with-citi-cards/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/11/16/holiday-savings-with-citi-cards/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 20:15:55 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[financial tips]]></category>
		<category><![CDATA[student credit]]></category>
		<category><![CDATA[student credit card]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1584</guid>
		<description><![CDATA[The holiday season is now officially upon us. Before long you'll be shuffling off to family events and eating far more than your belly can handle. Of course getting presents for loved ones and friends is also part of that holiday tradition, and it can cost you a pretty penny at that. However, there is a clever way to score some of those gifts, cash in your reward points. You can totally hook up your family and friends with some swag just by using your card. Let's map out your master plan to making this years holiday season the most cost effective one yet.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/11/16/holiday-savings-with-citi-cards/feed/</wfw:commentRss>
		<slash:comments>22</slash:comments>
		</item>
		<item>
		<title>Credit Cards and Mall Madness!</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/11/12/it%e2%80%99s-mall-madness/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/11/12/it%e2%80%99s-mall-madness/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 17:21:53 +0000</pubDate>
		<dc:creator>Little Miss Platinum</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[backing up credit purchases with cash]]></category>
		<category><![CDATA[holiday shopping with credit cards]]></category>
		<category><![CDATA[learning about credit]]></category>
		<category><![CDATA[mall madness]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1571</guid>
		<description><![CDATA[As Little Miss Platinum I enjoy taking my plastic to the mall just as much as all of you do.  All of us twenty-something girls probably first discovered our love for the mall and shopping while playing Mall Madness at slumber parties. The goal of this game was to be the first player to buy six items on your shopping list and get back to the parking lot. Each player received their own credit card which made purchasing items a piece of cake.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/11/12/it%e2%80%99s-mall-madness/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Importance of a Co-Signer</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/11/10/the-importance-of-a-co-signer/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/11/10/the-importance-of-a-co-signer/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 16:31:55 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[co-signer]]></category>
		<category><![CDATA[Private Student Loans]]></category>
		<category><![CDATA[student co-signer]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1567</guid>
		<description><![CDATA[Many students become frustrated when they learn a cosigner is required when completing an application for a private student loan.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/11/10/the-importance-of-a-co-signer/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card Debt Solution</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/11/03/credit-card-debt-solution/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/11/03/credit-card-debt-solution/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 18:10:58 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[low credit score]]></category>
		<category><![CDATA[credit card consolidation]]></category>
		<category><![CDATA[debt consultation service]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1546</guid>
		<description><![CDATA[Credit card debt is at an all time high with millions of Americans drowning in that deep sea of plastic. Wouldn't it be nice if you could just mold your credit cards into a frisbee and toss your troubles away?  That sounds like heaven to me.  Unfortunately, however,  life is not that easy.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/11/03/credit-card-debt-solution/feed/</wfw:commentRss>
		<slash:comments>260</slash:comments>
		</item>
		<item>
		<title>Be Thankful You Know the Pros and Cons of Credit</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/11/03/be-thankful-you-know-the-pros-and-cons-of-credit/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/11/03/be-thankful-you-know-the-pros-and-cons-of-credit/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 14:57:58 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card interest rates]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit card apr]]></category>
		<category><![CDATA[student credit cards]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1552</guid>
		<description><![CDATA[The fact you understand the value of owning and using a credit card responsibly puts you light years ahead of most students your age. You see the big picture at a time when most are just focused on the here and now. After all, knowledge as they say is power and knowing what it takes [...]]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/11/03/be-thankful-you-know-the-pros-and-cons-of-credit/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Unfair Credit Card Practices</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/10/30/unfair-credit-card-practices/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/10/30/unfair-credit-card-practices/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 15:04:34 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1539</guid>
		<description><![CDATA[There are two things I want you to do next time you speak with your credit card company. Ask them if they apply your payments to the lowest interest portion of your balance first and ask them if they raise your interest rate on outstanding balances.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/10/30/unfair-credit-card-practices/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Effectively Paying Down Debt</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/10/27/effectively-paying-down-debt-2/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/10/27/effectively-paying-down-debt-2/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 12:17:23 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial advice for college students]]></category>
		<category><![CDATA[financial tips]]></category>
		<category><![CDATA[bedgeting after college]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[paying off debt]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1536</guid>
		<description><![CDATA[If you are like me you probably graduated from college with two things; a diploma and a pile of debt. It is completely normal for students to have federal student loans and private student loans to pay off after college, but on top of credit card payments, rent and insurance payments these loans can be a huge burden.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/10/27/effectively-paying-down-debt-2/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>My Hundred Dollar Pack of Gum</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/10/22/the-hundred-dollar-pack-of-gum/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/10/22/the-hundred-dollar-pack-of-gum/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 16:15:11 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/2009/10/22/the-hundred-dollar-pack-of-gum/</guid>
		<description><![CDATA[Let me just start off by saying I was a few fries short of a happy meal back in my college days. I stayed up way too late and drank entirely too much. Needless to say clarity of thought was not my ally during those hazy days. That said, I&#8217;m sure you&#8217;re wondering how on [...]]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/10/22/the-hundred-dollar-pack-of-gum/feed/</wfw:commentRss>
		<slash:comments>108</slash:comments>
		</item>
		<item>
		<title>Satisfy Your In-School Financial Needs</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/10/19/satisfy-your-in-school-financial-needs/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/10/19/satisfy-your-in-school-financial-needs/#comments</comments>
		<pubDate>Mon, 19 Oct 2009 15:56:36 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[financial tips]]></category>
		<category><![CDATA[credit limit alert]]></category>
		<category><![CDATA[need money for school]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1493</guid>
		<description><![CDATA[As we approach the half way mark of the semester many college students are finding they are tapped for funds. This is nothing new of course as poor and college students go together like rhythm and blues. Still, it's tough when you're living for today with minimal means while planning for tomorrow, which is what college is all about. Toss in an occasional $25 overdraft charge and it feels like you'll never be able to climb out of that financial ditch.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/10/19/satisfy-your-in-school-financial-needs/feed/</wfw:commentRss>
		<slash:comments>294</slash:comments>
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