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	<title>Sioux Falls Home Guide.com</title>
	
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	<description>powered by the american dream</description>
	<pubDate>Fri, 30 Jul 2010 03:53:36 +0000</pubDate>
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		<title>Feature Home on Spring Parade of Homes Raises Nearly $6,500</title>
		<link>http://feedproxy.google.com/~r/SiouxFallsHomeGuidecom/~3/boaxKK1oAlo/spring-parade-of-homes-feature</link>
		<comments>http://siouxfallshomeguide.com/spring-parade-of-homes-feature#comments</comments>
		<pubDate>Thu, 29 Jul 2010 04:21:58 +0000</pubDate>
		<dc:creator>Jimmy Morrow</dc:creator>
		
		<category><![CDATA[Front Page Top Reports]]></category>

		<guid isPermaLink="false">http://siouxfallshomeguide.com/?p=1863</guid>
		<description><![CDATA[Over 1,200 people toured the Feature Home during the recent Spring  Parade of Homes™ event presented by the Home Builders Association of the  Sioux Empire. The 5 bedroom, 7 bathroom rustic elegant home raised  nearly $6,500 for the Sioux Empire Home Builders Care Foundation, the  philanthropic arm of the HBASE.
The Feature [...]]]></description>
			<content:encoded><![CDATA[<p>Over 1,200 people toured the Feature Home during the recent Spring  Parade of Homes™ event presented by the Home Builders Association of the  Sioux Empire. The 5 bedroom, 7 bathroom rustic elegant home raised  nearly $6,500 for the Sioux Empire Home Builders Care Foundation, the  philanthropic arm of the HBASE.</p>
<p>The Feature Home, built by Deffenbaugh Homes, was located south and  west of 69th Street and Western Avenue in Sioux Falls. The executive  home has over 5,500 square feet, two double-sided fireplaces, a huge wet  bar in the lower level, two separate Jack and Jill bathrooms, 5  bedrooms and much, much more! The clean, contemporary feel to this home  makes it one of a kind.</p>
<p>The Sioux Empire Home Builders Care Foundation is a non-profit  charitable organization that provides scholarships to local students  pursing degrees in building related fields, tools for local schools’  building and trades programs and various community service projects  throughout the Sioux Empire, including Repair Affair Day which is  scheduled for June 8, 2010.</p>
<p>“Thank you to everyone who toured the Feature Home this past weekend  and helped raise so much money for the Care Foundation,” said Lisa  Schmidt, Sioux Empire Home Builders Care Foundation Board of Trustees  Chair. “A special thank you goes to Deffenbaugh Homes for their  dedicated time and impressive home building skills in creating the  Feature Home for this event.”</p>
<p>The Home Builders Association of the Sioux Empire is a non-profit,  trade organization comprising more than 675 members associated with the  building and remodeling industry. The HBASE promotes homeownership,  quality, affordable housing and positive relationships between members  and potential and present homeowners.</p>
<p>SIOUX FALLS, SD – May 20, 2010 -<br />
Home Builders Association of the Sioux Empire</p>
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		<title>Sioux Falls Homes for Sale</title>
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		<pubDate>Thu, 29 Jul 2010 03:02:11 +0000</pubDate>
		<dc:creator>Jimmy Morrow</dc:creator>
		
		<category><![CDATA[Sioux Falls Homes]]></category>

		<guid isPermaLink="false">http://siouxfallshomeguide.com/?p=1759</guid>
		<description><![CDATA[Sioux Falls Homes for Sale search engine. Be sure to bookmark this search engine page. Using the search by map feature is optional.
Sioux Falls Real Estate &#124; Sioux Falls Realtors &#124; Sioux Falls Home Builders



Social Bookmarking]]></description>
			<content:encoded><![CDATA[<p><a title="Sioux Falls Homes for sale" href="http://siouxfallshomeguide.com/sioux-falls-homes-for-sale" target="_self">Sioux Falls Homes for Sale</a> search engine. Be sure to bookmark this search engine page. Using the search by map feature is optional.</p>
<h4 style="text-align: center;"><a title="Sioux Falls Real Estate &amp; Homes for Sale" href="http://siouxfallshomeguide.com/gosearch/sf" target="_self">Sioux Falls Real Estate</a> | <a title="Sioux Falls Realtors" href="http://siouxfallshomeguide.com/jimmymorrow" target="_self">Sioux Falls Realtors</a> | <a title="Sioux Falls Home Builders" href="http://siouxfallshomeguide.com/gosearch/builders" target="_self">Sioux Falls Home Builders</a></h4>
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		<title>Sioux Falls Real Estate &amp; Homes for Sale</title>
		<link>http://feedproxy.google.com/~r/SiouxFallsHomeGuidecom/~3/uYPZIqMAGB8/searchsf</link>
		<comments>http://siouxfallshomeguide.com/searchsf#comments</comments>
		<pubDate>Thu, 29 Jul 2010 02:36:33 +0000</pubDate>
		<dc:creator>Jimmy Morrow</dc:creator>
		
		<category><![CDATA[Front Page Featured Home]]></category>

		<category><![CDATA[Sioux Falls Homes for Sale]]></category>

		<category><![CDATA[Sioux Falls Real Estate]]></category>

		<guid isPermaLink="false">http://siouxfallshomeguide.com/?p=1391</guid>
		<description><![CDATA[Finding Sioux Falls Homes for Sale had gotten a lot easier. Follow the suggested 3 steps for successful home hunting below or listen to this audio.
Access the search engines on the following pages.
Sioux Falls Homes for Sale 
Brandon Homes for Sale 
Harrisburg Homes for Sale 
Tea &#38; Lennox Homes for Sale 
Canton Homes for Sale
Step [...]]]></description>
			<content:encoded><![CDATA[<p>Finding Sioux Falls Homes for Sale had gotten a lot easier. Follow the suggested 3 steps for successful home hunting below or listen to this audio.</p>
<h4>Access the search engines on the following pages.</h4>
<p><a title="Sioux Falls Homes for Sale" href="http://siouxfallshomeguide.com/search/sf" target="_self">Sioux Falls Homes for Sale </a><br />
<a href="http://siouxfallshomeguide.com/homes_for_sale/brandon-homes-for-sale" target="_self">Brandon Homes for Sale </a><br />
<a href="http://siouxfallshomeguide.com/homes_for_sale/harrisburg-homes-for-sale" target="_self">Harrisburg Homes for Sale </a><br />
<a href="http://siouxfallshomeguide.com/homes_for_sale/tea-lennox-home-for-sale" target="_self">Tea &amp; Lennox Homes for Sale </a><br />
Canton Homes for Sale</p>
<h4>Step 1.</h4>
<p>Set your Sioux Falls home search criteria. Start with the basics such as the number of bedrooms and bath. All prices are negotiable so add a little to the upper and lower dollar limits. The square footage of the home is acceptable criteria, however the price usually overrules that.</p>
<h4>Step 2.</h4>
<p>Pick the area where you want to live. Since there are so many homes for sale in Sioux Falls you will drive yourself crazy if you look at every home.</p>
<h4>Step 3.</h4>
<p>Save time and get organized. Listen to this easy solution.<br />
<object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="335" height="40" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="src" value="../../../audio/onlineportalREC.wav" /><embed type="application/x-shockwave-flash" width="335" height="40" src="../../../audio/onlineportalREC.wav"></embed></object></p>
<h4 style="text-align: center;"><a title="Sioux Falls Real Estate &amp; Homes for Sale" href="http://siouxfallshomeguide.com/" target="_self">Sioux Falls Real Estate</a> | <a title="Sioux Falls Realtors" href="http://siouxfallshomeguide.com/jimmymorrow" target="_self">Sioux Falls Realtors</a> | <a title="Sioux Falls Home Builders" href="http://siouxfallshomeguide.com/gosearch/builders" target="_self">Sioux Falls Home Builders</a></h4>
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		<item>
		<title>10 Home Buyer Tips</title>
		<link>http://feedproxy.google.com/~r/SiouxFallsHomeGuidecom/~3/DgTKRykqVII/10-home-buyer-tips</link>
		<comments>http://siouxfallshomeguide.com/10-home-buyer-tips#comments</comments>
		<pubDate>Thu, 29 Jul 2010 02:00:03 +0000</pubDate>
		<dc:creator>Jimmy Morrow</dc:creator>
		
		<category><![CDATA[Home Buying News]]></category>

		<category><![CDATA[Sioux Falls Home Builders]]></category>

		<category><![CDATA[Sioux Falls Homes for Sale]]></category>

		<category><![CDATA[Sioux Falls Real Estate]]></category>

		<category><![CDATA[Sioux Falls Realtors]]></category>

		<category><![CDATA[Sioux Falls Rummage Sale]]></category>

		<guid isPermaLink="false">http://siouxfallshomeguide.com/?p=41</guid>
		<description><![CDATA[


1.
Talk to a mortgage broker or lender to get prequalified for a mortgage. This will help you to determine your price range so that you don&#8217;t waste time looking at homes that you can&#8217;t afford to buy.



2.
Find a good real estate agent who specializes in the area where you want to live. Acquaintances who purchased [...]]]></description>
			<content:encoded><![CDATA[<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tbody>
<tr>
<td class="subHead" width="25" align="left" valign="top">1.</td>
<td class="td" width="342" align="left" valign="top">Talk to a mortgage broker or lender to get prequalified for a mortgage. This will help you to determine your price range so that you don&#8217;t waste time looking at homes that you can&#8217;t afford to buy.</td>
</tr>
<p><span id="more-41"></span></p>
<tr>
<td class="subHead" width="25" align="left" valign="top">2.</td>
<td class="td" width="342" align="left" valign="top">Find a good real estate agent who specializes in the area where you want to live. Acquaintances who purchased recently are a good source of recommendations.</td>
</tr>
<tr>
<td class="subHead" width="25" align="left" valign="top">3.</td>
<td class="td" width="342" align="left" valign="top">If you are looking in more than one area, use one agent for each marketplace. You&#8217;ll get the best service if you work with a real estate agent who knows his or her market well.</td>
</tr>
<tr>
<td class="subHead" width="25" align="left" valign="top">4.</td>
<td class="td" width="342" align="left" valign="top">As soon as you decide that you definitely want to buy a home, get preapproved for the mortgage you&#8217;ll need to complete the purchase. A preapproved buyer has lender approval for a mortgage. Preapproval puts you at an advantage in negotiating a home purchase.</td>
</tr>
<tr>
<td class="subHead" width="25" align="left" valign="top">5.</td>
<td class="td" width="342" align="left" valign="top">Use the Internet to save time in your home search and to educate yourself about local property values. See as many properties as you can, either in person or on the Internet. Ask your agent to follow up and let you know the selling prices of listings you&#8217;ve seen.</td>
</tr>
<tr>
<td class="subHead" width="25" align="left" valign="top">6.</td>
<td class="td" width="342" align="left" valign="top">Ask your real estate agent to prepare a Comparative Market Analysis of a home you&#8217;re interested in buying. This will help you to determine what price to offer.</td>
</tr>
<tr>
<td class="subHead" width="25" align="left" valign="top">7.</td>
<td class="td" width="342" align="left" valign="top">Read the purchase contract and all documents you sign during the course of your home purchase-including the fine print.</td>
</tr>
<tr>
<td class="subHead" width="25" align="left" valign="top">8.</td>
<td class="td" width="342" align="left" valign="top">Don&#8217;t be shy about asking questions. Most people buy homes infrequently and the real estate business is constantly changing. It&#8217;s natural to have questions. Just be sure you get the answers.</td>
</tr>
<tr>
<td class="subHead" width="25" align="left" valign="top">9.</td>
<td class="td" width="342" align="left" valign="top">Hire qualified professionals to thoroughly inspect the property before you complete the purchase. In most cases, an inspection contingency should be a part of your purchase contract.</td>
</tr>
<tr>
<td class="subHead" width="25" align="left" valign="top">10.</td>
<td class="td" width="342" align="left" valign="top">Have your loan agent or real estate agent prepare a closing cost estimate for you before you enter into a contract to buy a home.</td>
</tr>
<tr>
<td class="subHead" width="25" align="left" valign="top">11.</td>
<td class="td" width="342" align="left" valign="top">Don&#8217;t assume your real estate agent is a mind reader. Good communication is a key component of a successful real estate transaction.</td>
</tr>
<tr>
<td class="subHead" width="25" align="left" valign="top">12.</td>
<td class="td" width="342" align="left" valign="top">Stay involved throughout your home purchase transaction. Let you agent know that you want to know about any potential problems sooner rather than later so that you can work on a speedy solution.</td>
</tr>
<tr>
<td class="td" colspan="2" align="left">Have fun. And, happy home buying.</td>
</tr>
</tbody>
</table>
<br/><a href="http://www.socialmarker.com/?link=http://siouxfallshomeguide.com/10-home-buyer-tips&title=10+Home+Buyer+Tips&text=+++1.+Talk+to+a+mortgage+broker+or+lender+to+get+prequalified+for+a+mortgage.+This+will+help+you+to+determine+your+price+range+so+that+you+don%26%238217%3Bt+waste+time+looking+at+homes+that+you+can%26%238217%3Bt...&tags=real+estate%2C+that+you%2C+agent%2C+estate%2C+purchase" target="_blank"><img src= "http://www.socialmarker.com/bookmark.gif" border="0" /></a><noscript><a href="http://www.socialmarker.com" >Social Bookmarking</a></noscript><img src="http://feeds.feedburner.com/~r/SiouxFallsHomeGuidecom/~4/DgTKRykqVII" height="1" width="1"/>]]></content:encoded>
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		<title>Sioux Falls Realtor, Jimmy Morrow</title>
		<link>http://feedproxy.google.com/~r/SiouxFallsHomeGuidecom/~3/YKJxPJZ7e98/jimmy-morrow</link>
		<comments>http://siouxfallshomeguide.com/jimmy-morrow#comments</comments>
		<pubDate>Thu, 29 Jul 2010 01:44:43 +0000</pubDate>
		<dc:creator>Jimmy Morrow</dc:creator>
		
		<category><![CDATA[Jimmy Morrow]]></category>

		<guid isPermaLink="false">http://siouxfallshomeguide.com/?p=1751</guid>
		<description><![CDATA[
Because there are so many Sioux Falls Realtors and website choices available to you… I appreciate your time.
You may be interested in joining the Video Newsletter members. Odds are some future feature or interview will help you.
Your privacy will be always be respected. If you would like to have a private showing of a Sioux [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_45" class="wp-caption alignleft" style="width: 310px"><a href="http://siouxfallshomeguide.com/" target="_blank"><img class="size-medium wp-image-45    " style="border: black 1px solid;" title="Jimmy Morrow, Realtor, broker associate" src="http://siouxfallshomeguide.com/wordpress/wp-content/uploads/2008/12/jimmyseatedweb-300x197.jpg" alt="Jimmy Morrow, Sioux Falls Realtor, Owner Sioux Falls Home Guide.com" width="300" height="197" /></a><p class="wp-caption-text">Jimmy Morrow - Realtor, broker associate with EXIT Metro Real Estate</p></div>
<p>Because there are so many <a title="Sioux Falls REALTORS" href="http://siouxfallshomeguide.com/jimmymorrow/agt" target="_self">Sioux Falls Realtors </a>and website choices available to you… I appreciate your time.</p>
<p>You may be interested in joining the <a title="Real Estate Video Newsletter" href="http://siouxfallshomeguide.com/go/video-newsletter">Video Newsletter</a> members. Odds are some future feature or interview will help you.</p>
<p>Your privacy will be always be respected. If you would like to have a private showing of a Sioux Falls home, or be notified when homes come on the market that meet your criteria, give me a call and we can discuss your thoughts.</p>
<p>This is an exciting time for Sioux Falls homes … moving up or scaling down… building or renovating… first home, rental home or vacation home. It’s all exciting. After all… It is your home. Sioux Falls Home Guide.com is a fresh approach to the real estate market in Sioux Falls. It will take some time to put it all together… so come back often.</p>
<p class="MsoBodyText3" style="line-height: 129%; mso-pagination: none;">
<p class="MsoBodyText3" style="line-height: 129%; mso-pagination: none;">You can email me at, <a href="mailto:jmorrow@SiouxFallsHomeGuide.com">jmorrow@SiouxFallsHomeGuide.com</a>, or call me if you prefer at (605) 321-3253.</p>
<ul>
<li>What are current selling  prices for the homes in your neighborhood. See the <a title="Sioux Falls Home Values Sales Report" href="http://siouxfallshomeguide.com/post/what-is-my-home-worth" target="_blank">Sioux Falls Home and Neighborhood Values and Sales Data reports</a> for more information.</li>
<li>How much is the property worth?</li>
</ul>
<p>Best Wishes,</p>
<p>Jimmy Morrow</p>
<p class="MsoBodyText3" style="line-height: 129%; mso-pagination: none;"><span style="font-family: Tw Cen MT;">broker associate<br />
</span><span style="font-family: Tw Cen MT;">REALTOR<br />
Member Multiple Listing Service<br />
member of RASE, Realtor Association of the Sioux Empire<br />
</span></p>
<p style="text-align: center;">
<p>ABC Realty<br />
Suite # 102<br />
625 S. Minnesota Avenue<br />
Sioux Falls, SD 57104</p>
<p>.<img class="alignnone size-medium  wp-image-1961" title="Realtor, MLS member" src="http://siouxfallshomeguide.com/wp-content/uploads/2010/07/mls_clear.gif" alt="" width="252" height="111" /></p>
<p>Are you interested in a career in Real Estate&#8230; let&#8217;s talk over a cup of coffee. If you are currently associated with a brokerage you can be assured that all conversations are confidential. I have over 10 years of Human Resources Management&#8230; I understand the importance of confidentiality.</p>
<h4 style="text-align: center;"><a title="Sioux Falls Real Estate &amp; Homes for Sale" href="http://siouxfallshomeguide.com/gosearch/sf" target="_self">Sioux Falls Real Estate</a> | <a title="Sioux Falls Realtors" href="http://siouxfallshomeguide.com/jimmymorrow" target="_self">Sioux Falls Realtors</a> | <a title="Sioux Falls Home Builders" href="http://siouxfallshomeguide.com/gosearch/builders" target="_self">Sioux Falls Home Builders</a></h4>
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		<title>Sioux Falls Parade of Homes Winners</title>
		<link>http://feedproxy.google.com/~r/SiouxFallsHomeGuidecom/~3/mI4kN17pNhs/sioux-falls-parade-of-homes-winners</link>
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		<pubDate>Thu, 29 Jul 2010 01:23:55 +0000</pubDate>
		<dc:creator>Jimmy Morrow</dc:creator>
		
		<category><![CDATA[Front Page Top Reports]]></category>

		<guid isPermaLink="false">http://siouxfallshomeguide.com/?p=1664</guid>
		<description><![CDATA[See Award Winning Homes during
Second Weekend of Fall Parade of Homes ™
Read More about the Sioux Falls Parade of Homes and get maps.
Spring Parade “Award of Excellence” Winners
The Home Builders Association of the Sioux Empire (HBASE) is proud to announce this year’s Spring Parade Award of Excellence winners. During the judging competition numerous considerations were [...]]]></description>
			<content:encoded><![CDATA[<p>See Award Winning Homes during<br />
Second Weekend of Fall Parade of Homes ™</p>
<p title="Sioux Falls Parade of Homes">Read More about the <a href="http://siouxfallshomeguide.com/sioux-falls-parade-of-homes" target="_blank">Sioux Falls Parade of Homes</a> and get maps.</p>
<p>Spring Parade “Award of Excellence” Winners</p>
<p>The Home Builders Association of the Sioux Empire (HBASE) is proud to announce this year’s Spring Parade Award of Excellence winners. During the judging competition numerous considerations were made, such as curb appeal, floor plan, kitchen design and use of lighting. These other special features were also considered: decorating, energy efficiency, marketing techniques and workmanship.</p>
<p>This year’s <a title="Sioux Falls Parade of Homes" href="http://siouxfallshomebuilders.com/sioux-falls-parade-of-homes" target="_self">Spring Parade of Homes</a>, held two weekends (May 8-10 &amp; 15-17), is showcasing over 75 homes built by over 55 builders in Sioux Falls, Brandon, Harrisburg and Tea.</p>
<p>The Parade of Homes™ Committee recognizes the time and effort that goes into these homes through prestigious awards called “Award of Excellence”. Special thanks to the volunteers who helped judge the homes entered in the Award competition.</p>
<p>For more information on the Parade of Homes and other events put on by the HBASE, please visit www.hbasiouxempire.com or call 605-361-8322.</p>
<p>Twinhome/Townhome/Condo Categories:<br />
CATEGORY A – (Up to $150,000) – Envision Companies<br />
For the townhome at Sioux Fall E Fieldstone Place, Sioux Falls</p>
<p>CATEGORY B – ( $150,000-$200,000) – Joshua Homes<br />
For the twinhome at 2815 E. Whisper Trail, Sioux Falls</p>
<p>CATEGORY C – ($200,000 – $300.000) – Ron Kearney Construction Inc<br />
For the twinhome at 4520 E Pampas Place, Sioux Falls</p>
<p>CATEGORY D – (Over $300,000) – TNT Construction, Inc.<br />
For the twinhome at 5801 Shadow Wood Place, Sioux Falls</p>
<p>Single family Categories:<br />
CATEGORY 1 – (Up to $160,000) – Allen Homes Inc.<br />
For the Home at 1010 Honeysuckle Drive, Harrisburg</p>
<p>CATEGORY 2 – ($160,000-$200,000) – KN Construction, Inc.<br />
For the Home at 703 Josh St., Harrisburg</p>
<p>CATEGORY 3 – ($200,000-$250,000) – Jeren Homes Inc.<br />
For the Home at 5013 S Winston Lane, Sioux Falls</p>
<p>CATEGORY 4 – ($250,000-$305,000) – Superior Construction<br />
For the Home at 6808 E Limestone Circle, Sioux Falls</p>
<p>CATEGORY 5 – ($305,000-$400,000) – Rallis Construction LLC<br />
For the Home at 1625 N. Paddington Tr., Sioux Falls</p>
<p>CATEGORY 6 – ($400,000-$500,000) – Shon Harris Construction, LLC<br />
For the Home at 3500 S Harmony Dr., Sioux Falls</p>
<p>CATEGORY 7 – ($500,000-$600,000) – Top Construction<br />
For the Home at 1404 S Montpelier Ave., SF</p>
<p>CATEGORY 8 – (over-$600,000) – Complete Contracting, Inc.<br />
For the Home at 6601 Whitechurch Cr., Sioux Falls</p>
<p>MAY 10, 2010, SIOUX FALLS, SD</p>
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		<item>
		<title>First-Time Sioux Falls Homebuyer 5 Common Mistakes</title>
		<link>http://feedproxy.google.com/~r/SiouxFallsHomeGuidecom/~3/0Tlg5YmyBEc/5bads</link>
		<comments>http://siouxfallshomeguide.com/5bads#comments</comments>
		<pubDate>Wed, 28 Jul 2010 23:52:50 +0000</pubDate>
		<dc:creator>Jimmy Morrow</dc:creator>
		
		<category><![CDATA[Front Page Top Reports]]></category>

		<category><![CDATA[blog submission]]></category>

		<guid isPermaLink="false">http://siouxfallshomeguide.com/?p=1324</guid>
		<description><![CDATA[Prior to buying a piece of Sioux Falls real estate many home buyers do very little research before “diving in” and investing their hard-earned money. Before doing that however, it makes sense to be as informed as possible about the Sioux Falls Real estate market. That’s what Sioux Falls Home Guide.com is all about… to [...]]]></description>
			<content:encoded><![CDATA[<p>Prior to buying a piece of <a title="Sioux Falls Real Estate search engine" href="http://siouxfallshomeguide.com/gosearch/sf" target="_self">Sioux Falls real estate</a> many home buyers do very little research before “diving in” and investing their hard-earned money. Before doing that however, it makes sense to be as informed as possible about the Sioux Falls Real estate market. That’s what Sioux Falls Home Guide.com is all about… to teach you and helping you to own Sioux Falls Real Estate.</p>
<p><strong>5 Common First-Time Sioux Falls Homebuyer Mistakes</strong><br />
<span id="more-1324"></span><br />
1. They don’t ask enough questions of their lender and miss out on the best deal. There are many very good mortgage loan providers in Sioux Falls.</p>
<p>2. They don’t act quickly enough to make a decision and someone else buys the house. And on the other side of that spectrum is that they look at so many homes in the Sioux Falls community that they feel overwhelmed and get frustrated.</p>
<p>3. They don’t find the right Sioux Falls real estate professional who is willing to help you through the homebuying process.</p>
<p>4. They don’t do enough to make their offer look good to a seller. It is not possible to get a home for free. Unrealistic offers will most certainly be met with a realistic “No Deal”.</p>
<p>5. They don’t think about resale before they buy. The average first-time buyer only stays in a home for four to six years.</p>
<h4 style="text-align: center;"><a title="Sioux Falls Real Estate &amp; Homes for Sale" href="http://siouxfallshomeguide.com/" target="_self">Sioux Falls Real Estate</a> | <a title="Sioux Falls Realtors" href="http://siouxfallshomeguide.com/jimmymorrow" target="_self">Sioux Falls Realtors</a> | <a title="Sioux Falls Home Builders" href="http://siouxfallshomeguide.com/gosearch/builders" target="_self">Sioux Falls Home Builders</a></h4>
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		<title>Sioux Falls Home for Sale - under 106k</title>
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		<pubDate>Thu, 22 Jul 2010 01:50:01 +0000</pubDate>
		<dc:creator>Jimmy Morrow</dc:creator>
		
		<category><![CDATA[$100K - $200K]]></category>

		<guid isPermaLink="false">http://siouxfallshomeguide.com/?p=1813</guid>
		<description><![CDATA[
Sioux Falls Home for Sale under 106k. Over 1000 sq. ft. 1.5 Story with an apartment in the lower level.
This is a well maintained 5 Bedroom, 2 Bath 1 Car 1.5 Story home. Only 3 blocks from Sanford   Hospital. The Mother-in-law apartment in the lower level was rented for $350.00/month. The home features [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-1814" title="Sioux Falls Real Estate" src="http://siouxfallshomeguide.com/wp-content/uploads/2009/11/3996248165_8924c154db_o.jpg" alt="Sioux Falls Real Estate" width="576" height="386" /></p>
<p><a title="Sioux Falls homes for sale" href="http://siouxfallshomeguide.com/sioux-falls-homes-for-sale" target="_self">Sioux Falls Home for Sale</a> under 106k. Over 1000 sq. ft. 1.5 Story with an apartment in the lower level.</p>
<p>This is a well maintained 5 Bedroom, 2 Bath 1 Car 1.5 Story home. Only 3 blocks from Sanford   Hospital. The Mother-in-law apartment in the lower level was rented for $350.00/month. The home features a  ramp on the south side.   There is a 10 x 7 covered deck.</p>
<p>Hardwood Floors all upper level and possibly under carpet   on the main. Kitchen has been updated with lots of new STARMARK cabinets in &#8216;07. In&#8217;04   the electrical and plumbing was brought up to city code and included 2 new   electrical breaker panels, new incoming lines from power pole, 18 electrical   outlets throughout home, GFI protected outlets in kitchens and baths, grounded   outlets for both washing machine connections, and additional 9 smoke detectors.   The house roof was replaced in June &#8216;06. The project included removing all   roofing to deck, applying an ice guard, and replacing all plumbing vents.   Carrier 92% Eff. Furnace and Central Air, and Rheem 50 gal. electric hot H2O   heater all installed by FRISBEE on August 25 2009. Perfect home for a family   with a college student or live-in mother in law.</p>
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		<title>Sturgis Trip Video</title>
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		<pubDate>Wed, 14 Jul 2010 02:09:19 +0000</pubDate>
		<dc:creator>Jimmy Morrow</dc:creator>
		
		<category><![CDATA[Sturgis Trip 2009]]></category>

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		<description><![CDATA[Enjoy this video of my Sturgis Road Trip 2009&#8230;

Social Bookmarking]]></description>
			<content:encoded><![CDATA[<p>Enjoy this video of my Sturgis Road Trip 2009&#8230;</p>
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		<title>South Dakota Housing Development Authority</title>
		<link>http://feedproxy.google.com/~r/SiouxFallsHomeGuidecom/~3/qEik4WMEvbE/south-dakota-housing-development-authority</link>
		<comments>http://siouxfallshomeguide.com/south-dakota-housing-development-authority#comments</comments>
		<pubDate>Wed, 14 Jul 2010 01:18:29 +0000</pubDate>
		<dc:creator>Jimmy Morrow</dc:creator>
		
		<category><![CDATA[Financial News]]></category>

		<category><![CDATA[Home Buying News]]></category>

		<category><![CDATA[South Dakota First Time Home Buyer]]></category>

		<guid isPermaLink="false">http://siouxfallshomeguide.com/?p=623</guid>
		<description><![CDATA[South Dakota Housing Development Authority Website - go here
The First-time Homebuyer Program provides below-market fixed interest rate mortgage loans and cash assistance for homebuyers purchasing a residence in the state of South Dakota. SDHDA provides the low interest rate by selling tax-exempt Mortgage Revenue Bonds to investors. Participating Lenders originate, process and close the loans. On [...]]]></description>
			<content:encoded><![CDATA[<p>South Dakota Housing Development Authority Website - <a title="South Dakota Housing Development Authority" href="http://www.sdhda.org/" target="_blank">go here</a></p>
<p><span style="font-size: 10pt;">The First-time Homebuyer Program provides below-market fixed interest rate mortgage loans and cash assistance for homebuyers purchasing a <span style="font-size: 10pt;">residence</span> in the state of South Dakota. SDHDA provides the low interest rate by selling tax-exempt Mortgage Revenue Bonds to investors. Participating Lenders </span><span style="font-size: 10pt;">originate, process and close the loans. On behalf of SDHDA, five Master Servicers collect mortgage payments and otherwise service the loans. </span><span style="font-size: 10pt;">To qualify for a First-time Homebuyer Loan:</span></p>
<ul>
<li> <span style="font-size: 10pt;">You cannot have resided in a home which you own during the previous three years. <em>For the purpose of determining prior homeownership, residing in a dwelling unit that was not permanently affixed to a permanent foundation is not considered prior homeownership. </em>Additionally, Veterans who are second-time homebuyers may qualify under a &#8220;Veteran&#8217;s Waiver&#8221;.</span></li>
<li>
<div><span style="font-size: 10pt;">Your total household income cannot exceed the federally-imposed Income Limit for the county in which the property is located.</span></div>
</li>
<li>
<div><span style="font-size: 10pt;">The purchase price of the home cannot exceed the federally-imposed Purchase Price Limits.</span></div>
</li>
<li>
<div><span style="font-size: 10pt;"><span style="font-size: 10pt;">All loans must meet lending standards of creditworthiness and </span></span><span style="font-size: 10pt;"><span style="font-size: 10pt;">be insured or guaranteed against default by the Federal Housing Administration (FHA), Veteran&#8217;s Administration (VA), USDA Rural Development or insured by a private mortgage insurance (PMI) company. Mortgage Insurance is not required if your downpayment is 20% or more.</span></span></div>
</li>
<p><span id="more-623"></span></ul>
<p><span style="font-size: 10pt;"><span style="font-size: 10pt;">All single family residences must be owner-occupied, one to four family units. Dwellings with two to four family units cannot have been newly constructed within the last five years.</span></span></p>
<p><span style="font-size: 12pt;"><span style="font-size: 10pt;"><span style="text-decoration: underline;"><strong>Income Limits</strong></span> -<strong><span style="text-decoration: underline;"> </span></strong></span></span>The Income Limits generally change on an annual basis, usually in the spring of each year. The limits may vary based on the county in which the home is located. Your total gross household income cannot exceed the limits in effect at the time you close on your loan.</p>
<div><span style="font-size: 10pt;">Buying a home is one of the most important purchases many people will make.  That is why SDHDA strongly recommends individuals attend a Homebuyer Education class before they purchase their first home.  Click here for more information on <a title="Homebuyer Education" href="http://www.sdhomebuyered.org/">Homebuyer Education</a>. </span></div>
<div><span style="font-size: 12pt;"><strong></strong></span></div>
<p><span style="font-size: 12pt;"><strong><span style="font-size: 10pt;"> </span></strong></span><span style="font-size: 12pt;"><span style="font-size: 10pt;">SDHDA sells tax-exempt Mortgage Revenue Bonds (MRB) to investors in order to finance the First-time Homebuyer Program. These MRBs are subject to federal regulation. These federal regulations require that SDHDA impose both income limits and purchase price limits on First-time Homebuyer Program loans.</span></span></p>
<p><span style="text-decoration: underline;"><strong>Purchase Price Limits</strong></span></p>
<p>The Purchase Price Limits may or may not change each year. When determining the total purchase price of a home you must include all amounts paid to acquire the home, such as any repair costs, the cost of acquiring the land (if new construction), etc. If you are obtaining the home from a friend, employer or relative (non-arm&#8217;s length transaction), the appraised value will be considered to be the purchase price.</p>
<p>The Purchase Price Limits may vary based on the county in which the property is located.</p>
<p align="justify">Click here for a printable list of <a href="http://www.sdhda.org/files/incomeho.pdf" target="_blank"><strong>First-time Homebuyer Income and Purchase Price Limits</strong></a>. <span style="font-size: 8pt;">(.pdf format)</span><span style="font-size: 10pt;"> <a href="http://None"><img class="alignnone size-full wp-image-634" title="pdf_16x16" src="http://siouxfallshomeguide.com/wp-content/uploads/2008/12/pdf_16x16.gif" alt="" width="16" height="16" /></a></span></p>
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