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<atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/rss+xml" href="http://feeds.feedburner.com/RiscarioPodcast" /><feedburner:info uri="riscariopodcast" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com/" /><media:keywords>actuary,financial,risks,mortality,morbidity,disability,longevity,taxevity,Canada,Canadian,Canada,Revenue,Agency,tax,planning</media:keywords><media:category scheme="http://www.itunes.com/dtds/podcast-1.0.dtd">Education</media:category><itunes:owner><itunes:email>promodsharma.com</itunes:email><itunes:name>Promod Sharma</itunes:name></itunes:owner><itunes:author>Promod Sharma</itunes:author><itunes:explicit>no</itunes:explicit><itunes:keywords>actuary,financial,risks,mortality,morbidity,disability,longevity,taxevity,Canada,Canadian,Canada,Revenue,Agency,tax,planning</itunes:keywords><itunes:subtitle>Revealing how wealthy Canadians tame their financial risks (with detours)</itunes:subtitle><itunes:summary>Do you read the Riscario Insider blog (blog.riscario.com)? This podcast gives you an audio version for your listening pleasure.</itunes:summary><itunes:category text="Education" /><creativeCommons:license>http://creativecommons.org/licenses/by-nc-sa/3.0/</creativeCommons:license><image><link>http://creativecommons.org/licenses/by-nc-sa/3.0/</link><url>http://creativecommons.org/images/public/somerights20.gif</url><title>Some Rights Reserved</title></image><item>
 <title>Why Insurance Advisors Provide Lousy After-Sales Service</title>
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 <description><![CDATA[Episode 112What matters gets rewarded.What's rewarded gets done.Incentives influence behaviour. They better. They also create side effects. The insurance world is unusual ...This podcast accompanies a blog post at Riscario Insider:http://blog.riscario.comSubscribe on iTunes (http://itunes.apple.com/ca/podcast/riscario-insider/id424527460)]]></description>
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 <pubDate>Fri, 08 Apr 2011 18:09:46 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/why-insurance-advisors-provide-lousy-after-sales-service</feedburner:origLink></item>
<item>
 <title>The Cost Of Getting Advice From Your Banker</title>
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 <description><![CDATA[Episode 110A banker said she proactively connects people in her network (even non-customers). That's generous and different. Or so I thought until two bankers from other brands made the same pledge. How objective are referrals from your banker?This podcast accompanies a blog post at Riscario Insider:http://blog.riscario.comSubscribe on iTunes: http://itunes.apple.com/ca/podcast/riscario-insider/id424527460]]></description>
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 <pubDate>Sun, 27 Mar 2011 16:26:50 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/cost-getting-advice-your-banker</feedburner:origLink></item>
<item>
 <title>Two Ways To Show Gratitude</title>
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 <description><![CDATA[Episode 99Elvis Costello said, "It's the damage that we do and never know. It's the words that we don't say that scare me so. "This post is about the good we do and never know. And the words we could say to make it show. Here are two simple ways to show gratitude.This podcast accompanies a blog post at Riscario Insider:http://blog.riscario.com/2011/01/two-ways-to-show-gratitude.html]]></description>
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 <pubDate>Sat, 08 Jan 2011 23:02:07 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/two-ways-show-gratitude</feedburner:origLink></item>
<item>
 <title>Dealing With The Staggering Cost Of Dementia</title>
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 <description><![CDATA[Episode 96

The Actuary magazine (yes there is one and it's pretty good) has a scary article about the dementia epidemic. The most common form of dementia is Alzheimer’s Disease. Symptoms of this fatal brain disease affect include loss of memory, delusions, paranoia and aggressiveness. Patients may need help with everyday activities like bathing, eating, dressing and toileting.

Imagine the toll on families and caregivers.

This podcast accompanies a blog post at Riscario Insider:http://blog.riscario.com/2010/12/dealing-with-staggering-cost-of.html]]></description>
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 <pubDate>Mon, 13 Dec 2010 02:22:48 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/dealing-staggering-cost-dementia</feedburner:origLink></item>
<item>
 <title>Albert Einstein on Education and Learning</title>
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 <description><![CDATA[Episode 94The only thing that interferes with my learning is my education. ? Albert EinsteinBy the time you graduate, part of your education is already out of date. Yet what you've learned is far different from what your parents and potential employers know. You're behind and ahead at the same time.This podcast accompanies a blog post at Riscario Insider:http://blog.riscario.com]]></description>
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 <pubDate>Mon, 29 Nov 2010 02:41:34 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/albert-einstein-education-and-learning</feedburner:origLink></item>
<item>
 <title>Planning Beyond The Wedding</title>
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 <description><![CDATA[Episode 93

"Would they ever look so happy again the handsome groom and his bride as they stepped into that long black limousine for their mystery ride?" ? Bruce Springsteen, Walk Like A Man

A wedding is an ideal time to look forward. What happens when you look back years later?

This podcast accompanies a blog post at Riscario Insider:
http://blog.riscario.com/2010/11/planning-beyond-wedding.html]]></description>
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 <pubDate>Sun, 21 Nov 2010 21:35:51 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/planning-beyond-wedding</feedburner:origLink></item>
<item>
 <title>Lessons From My First Year As An Entrepreneur</title>
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 <description><![CDATA[This time last year, I left the corporate world to became an entrepreneur. Scary? Not really. Exciting? Yes.  I wanted to make the switch earlier but was procrastinating. Here are lessons. This podcast accompanies a blog post at Riscario Insider:http://blog.riscario.com]]></description>
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 <pubDate>Sun, 14 Nov 2010 21:40:36 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/lessons-my-first-year-entrepreneur</feedburner:origLink></item>
<item>
 <title>The Foolproof Measure of Trust</title>
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 <description><![CDATA[Episode 91We won't get fooled again ... we hope.Who can we really trust? That question keeps resurfacing in this blog because it keeps resurfacing in life. Back in 2007, I thought I found the formula: chemistry + credentials + continuing education. The three components are still sound but not reliable enough. This time we'll look at a better measure.This podcast accompanies a blog post at Riscario Insider:http://blog.riscario.com]]></description>
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 <pubDate>Sun, 07 Nov 2010 19:02:09 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/foolproof-measure-trust</feedburner:origLink></item>
<item>
 <title>Three Reasons Why Life Insurance Prices Are Shooting Up</title>
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 <description><![CDATA[Episode 90Warning: this podcast may be scarier than Halloween and encourage you to buy life insurance now. Listener discretion is strongly advised.Major price increases are coming to some permanent life insurance plans. Here are three reasons for the price increases ...This podcast accompanies a blog post at Riscario Insider:http://blog.riscario.com]]></description>
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 <pubDate>Thu, 28 Oct 2010 21:35:49 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/three-reasons-why-life-insurance-prices-are-shooting</feedburner:origLink></item>
<item>
 <title>Three Ways For Hockey Players (and you) To Save For Retirement</title>
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 <description><![CDATA[Episode 89

Did you read about the financial woes of former hockey players? No, I'm not asking you to bail out NHLers. Top athletes get paid well but usually have short careers. They may not prepare financially for unexpected costs during retirement.Let's look beyond hockey to the problem of longevity: the risk of outliving your savings. There are three ways we can protect ourselves.

This podcast accompanies a blog post at Riscario Insider: http://blog.riscario.com/2010/10/three-ways-for-hockey-players-and-you.html]]></description>
 <media:thumbnail url="" />
 <pubDate>Sat, 23 Oct 2010 14:32:46 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/three-ways-hockey-players-and-you-save-retirement</feedburner:origLink></item>
<item>
 <title>Buyer Beware: The Best Way To Measure Intent</title>
 <guid isPermaLink="false">http://www.ourmedia.org/media/buyer-beware-best-way-measure-intent</guid>
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 <description><![CDATA[Episode 88

Most people are close to average, when compared with their peers. That's true by definition, whether you're talking about advisors, coaches, executives, musicians or teachers. Members of a tribe tend to think alike, look alike, and talk alike. You'll spot patterns among nonconformists too.

Yet there are material differences that affect that results you get. How do you pick one over the rest?

This podcast accompanies a blog post at Riscario Insider:
http://blog.riscario.com]]></description>
 <media:thumbnail url="" />
 <pubDate>Sat, 16 Oct 2010 14:31:05 -0700</pubDate>
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</div><img src="http://feeds.feedburner.com/~r/RiscarioPodcast/~4/rMshSnNyL9Q" height="1" width="1"/>]]></content:encoded>
<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/buyer-beware-best-way-measure-intent</feedburner:origLink></item>
<item>
 <title>TED to TEDx to TEDxToronto</title>
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 <description><![CDATA[Episode 87

I keep meeting people who aren't familiar with TED or TEDx. So highlights from TEDxToronto 2010 aren't meaningful to them. This post provides context. TED is the best source I've found for consistent, diverse great ideas. Talks generally run 18 minutes or less. Some are less than six minutes.

This podcast accompanies a blog post at Riscario Insider:
http://blog.riscario.com]]></description>
 <media:thumbnail url="" />
 <pubDate>Sat, 09 Oct 2010 13:16:15 -0700</pubDate>
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</div><img src="http://feeds.feedburner.com/~r/RiscarioPodcast/~4/T1ti4zqAUzQ" height="1" width="1"/>]]></content:encoded>
<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/ted-tedx-tedxtoronto</feedburner:origLink></item>
<item>
 <title>Highlights from TEDxToronto 2010 (#TEDxToronto)</title>
 <guid isPermaLink="false">http://www.ourmedia.org/media/highlights-tedxtoronto-2010-tedxtoronto</guid>
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 <description><![CDATA[Episode 86

TEDxToronto started last year. I attended this year's conference on September 30 at the intimate Glenn Gould Studio, which seats 341. Here are highlights.

This podcast accompanies a blog post at Riscario Insider:
http://blog.riscario.com/2010/10/highlights-from-tedxtoronto-2010.html
]]></description>
 <media:thumbnail url="" />
 <pubDate>Sun, 03 Oct 2010 19:39:37 -0700</pubDate>
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<a href="http://feeds.feedburner.com/~ff/RiscarioPodcast?a=UjyMYzOq-Ts:P6Y7-srmLpw:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/RiscarioPodcast?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/RiscarioPodcast?a=UjyMYzOq-Ts:P6Y7-srmLpw:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/RiscarioPodcast?i=UjyMYzOq-Ts:P6Y7-srmLpw:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/RiscarioPodcast?a=UjyMYzOq-Ts:P6Y7-srmLpw:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/RiscarioPodcast?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/RiscarioPodcast?a=UjyMYzOq-Ts:P6Y7-srmLpw:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/RiscarioPodcast?i=UjyMYzOq-Ts:P6Y7-srmLpw:gIN9vFwOqvQ" border="0"></img></a>
</div><img src="http://feeds.feedburner.com/~r/RiscarioPodcast/~4/UjyMYzOq-Ts" height="1" width="1"/>]]></content:encoded>
<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/highlights-tedxtoronto-2010-tedxtoronto</feedburner:origLink></item>
<item>
 <title>The Right Way To View Netflix In Canada</title>
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 <description><![CDATA[Episode 85

Netflix came to Canada this week and we subscribed the same day. For $7.99 a month, you can watch as many movies and TV episodes as you like. You can watch on different devices such as gaming consoles, computers, iPhones and even iPads. You can watch on different devices at the same time. So the solution is good for the family, except for a show stopper ...


This podcast accompanies a blog post at Riscario Insider:
http://blog.riscario.com/2010/09/right-way-to-view-netflix-in-canada.html
]]></description>
 <media:thumbnail url="" />
 <pubDate>Sat, 25 Sep 2010 12:03:45 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/right-way-view-netflix-canada</feedburner:origLink></item>
<item>
 <title>How Your Real Age And Insurance Age Differ</title>
 <guid isPermaLink="false">http://www.ourmedia.org/media/how-your-real-age-and-insurance-age-differ</guid>
 <link>http://feedproxy.google.com/~r/RiscarioPodcast/~3/KJmp_1jJkYo/how-your-real-age-and-insurance-age-differ</link>
 <description><![CDATA[Episode 84

"I'm almost 14."

That's what our son said when he was almost six and wanted to watch Small Soldiers on HBO. Parents, children and adults measure age differently. 

Insurance companies have a different way, which may cost you more than you expected.

This podcast accompanies a blog post at Riscario Insider:
http://blog.riscario.com/2010/09/how-your-real-age-and-insurance-age.html]]></description>
 <media:thumbnail url="" />
 <pubDate>Sun, 19 Sep 2010 10:38:08 -0700</pubDate>
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</div><img src="http://feeds.feedburner.com/~r/RiscarioPodcast/~4/KJmp_1jJkYo" height="1" width="1"/>]]></content:encoded>
<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/how-your-real-age-and-insurance-age-differ</feedburner:origLink></item>
<item>
 <title>Iron Man Didn't Save Leslie Bibb But Another Superhero Did</title>
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 <description><![CDATA[Episode 83

Leslie played reporter Christine Everhart in Iron Man 1 and 2 but Tony Stark didn't avert a tragedy in her personal life. Neither did Superman, Batman, Spider-Man, Hancock, Defendor or Dr. Manhattan.

Another superhero did. 

This podcast accompanies a blog post at Riscario Insider:
http://blog.riscario.com/2010/09/iron-man-didnt-save-leslie-bibb-but.html]]></description>
 <media:thumbnail url="" />
 <pubDate>Sun, 12 Sep 2010 00:12:55 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/iron-man-didnt-save-leslie-bibb-another-superhero-did</feedburner:origLink></item>
<item>
 <title>reBOOT: What Happens When You Donate Your Computer?</title>
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 <description><![CDATA[Episode 82

We rely heavily on technology and so do those less fortunate. How long do you keep a computer? What do you do when you no longer need it?

This podcast accompanies a blog post at Riscario Insider:
http://blog.riscario.com]]></description>
 <media:thumbnail url="" />
 <pubDate>Fri, 03 Sep 2010 00:52:18 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/reboot-what-happens-when-you-donate-your-computer</feedburner:origLink></item>
<item>
 <title>Do Financial Doctors Make As Many Mistakes As Medical Doctors?</title>
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 <link>http://feedproxy.google.com/~r/RiscarioPodcast/~3/-1k2zLWsNC8/do-financial-doctors-make-many-mistakes-medical-doctors</link>
 <description><![CDATA[Episode 81

Medical doctors are among the most highly trained professionals but they make mistakes. You probably know this from your own experience. When you need help, would you rather deal with a novice instead? In many parts of your life, you do ... 

This podcast accompanies a blog post at Riscario Insider:
http://blog.riscario.com/2010/08/do-financial-doctors-make-as-many.html]]></description>
 <media:thumbnail url="" />
 <pubDate>Fri, 03 Sep 2010 00:46:32 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/do-financial-doctors-make-many-mistakes-medical-doctors</feedburner:origLink></item>
<item>
 <title>Three Keys To Getting Your Insurance Claim Paid</title>
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 <description><![CDATA[Episode 80

Your insurance contract is an expensive but worthless stack of paper if your claim isn't paid. A promise broken. As Warren Buffett says, promises vary greatly in their quality. You know that.

You can boost your chances of getting your (legitimate) claim paid in three ways.

This podcast accompanies a blog post at Riscario Insider:
http://blog.riscario.com/2010/08/three-keys-to-getting-your-insurance.html]]></description>
 <media:thumbnail url="" />
 <pubDate>Mon, 23 Aug 2010 10:47:30 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/three-keys-getting-your-insurance-claim-paid</feedburner:origLink></item>
<item>
 <title>How To Get Free Help From A Stranger</title>
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 <description><![CDATA[Episode 79

If you're lost in a new city, you might ask a stranger for directions. They'll probably help for free.

Nowadays, you can easily reach strangers worldwide by phone, email or text messages. Ease of access doesn't obligate them to help you. Try these other options first.

This podcast accompanies a blog post at Riscario Insider:
http://blog.riscario.com/2010/08/how-to-get-free-help-from-stranger.html]]></description>
 <media:thumbnail url="" />
 <pubDate>Sat, 14 Aug 2010 22:34:27 -0700</pubDate>
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</div><img src="http://feeds.feedburner.com/~r/RiscarioPodcast/~4/w_WKy4d1VYM" height="1" width="1"/>]]></content:encoded>
<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/how-get-free-help-stranger</feedburner:origLink></item>
<item>
 <title>Highlights From Maker Faire Detroit</title>
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 <description><![CDATA[Episode 78

Maker Faire is a celebration of the Do It Yourself (DIY) spirit. You leave feeling inspired and energized by the ingenuity. For the first time, Maker Faire came to Detroit. Here are highlights. 

This podcast accompanies a blog post at Riscario Insider:
http://blog.riscario.com/2010/08/highlights-from-maker-faire-detroit.html]]></description>
 <media:thumbnail url="" />
 <pubDate>Sat, 07 Aug 2010 20:43:39 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/highlights-maker-faire-detroit</feedburner:origLink></item>
<item>
 <title>How @riscario Became #12,178 out of 100,000,000 on Twitter</title>
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 <description><![CDATA[Episode 77

What we want to be true doesn't become true because we want it (to be true). 

An audience of 18,032 followers would make @riscario #12,178 on Twitter according to the screen shot from twittercounter.com. 

This podcast accompanies a blog post at Riscario Insider:
http://blog.riscario.com]]></description>
 <media:thumbnail url="" />
 <pubDate>Fri, 30 Jul 2010 04:44:11 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/how-riscario-became-12178-out-100000000-twitter</feedburner:origLink></item>
<item>
 <title>Case Study: What To Do When Your Term 10 Rates Are About To Spike</title>
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 <description><![CDATA[Episode 75

The client has a young family and wants to protect them in case of his untimely death. He owns a business but has no life insurance from his company. So he has $2 million of Term 10 in the form of two policies from two advisors ($1.1 million and $0.9 million). The policies are nearly 10 years old. An advisor provided three different proposals.

What should he do?

This podcast accompanies a blog post at Riscario Insider:
http://blog.riscario.com/2010/07/case-study-what-to-do-when-your-term-10.html]]></description>
 <media:thumbnail url="" />
 <pubDate>Sat, 17 Jul 2010 17:46:49 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/case-study-what-do-when-your-term-10-rates-are-about-spike</feedburner:origLink></item>
<item>
 <title>The Most Dangerous Part Of Driving</title>
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 <description><![CDATA[Episode 74

It's summer driving season, a great time to think about safety. We don't want to become human crash test dummies.

What were drivers doing when fatal car crashes occurred?

This podcast accompanies a blog post at Riscario Insider:
http://blog.riscario.com/2010/07/most-dangerous-part-of-driving.html
]]></description>
 <media:thumbnail url="" />
 <pubDate>Sun, 11 Jul 2010 14:41:12 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/most-dangerous-part-driving</feedburner:origLink></item>
<item>
 <title>How To Leverage Your Philanthropic Gifts</title>
 <guid isPermaLink="false">http://www.ourmedia.org/media/how-leverage-your-philanthropic-gifts</guid>
 <link>http://feedproxy.google.com/~r/RiscarioPodcast/~3/PfpLUVOVySs/how-leverage-your-philanthropic-gifts</link>
 <description><![CDATA[Episode 73

In the previous episode, we looked at donation guidelines for billionaires from Warren Buffett, Bill Gates and Melinda Gates.

We don't have quite as much money to give, which makes the use of effective strategies more important.

"There will be certain people who have been successful and if you can show them how their money might be leveraged, that really appeals to them. The leverage aspect is important. --- Warren Buffett"

Leveraging lets you do more with less. Let's see how

This podcast accompanies a blog post at Riscario Insider:
http://blog.riscario.com/2010/07/how-to-leverage-your-philanthropic.html]]></description>
 <media:thumbnail url="" />
 <pubDate>Sat, 03 Jul 2010 21:51:06 -0700</pubDate>
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<author>promodsharma.com (Promod Sharma)</author><feedburner:origLink>http://www.ourmedia.org/media/how-leverage-your-philanthropic-gifts</feedburner:origLink></item>
<media:credit role="author">Promod Sharma</media:credit><media:rating>nonadult</media:rating><media:description type="plain">Revealing how wealthy Canadians tame their financial risks (with detours)</media:description></channel>
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