RidnMoney

How to identify DoFollow and NoFollow links easily

2009-05-14T19:45:00.001-07:00

Do you want to know whether blogs that you visit have changed to DoFollow or not? DoFollow attribute is usually used to get comments and commentators will get backlink from your site or blog.
If you want to know how to change your blog to become DoFollow, you can read here. Many blogs claim that it has changed to DoFollow but if we check it, their blog is still NoFollow.

There are two ways you can use to check that blog, namely:

First. If you use Firefox browser then please open article that have had comment. At commentator name, right click mouse and select properties.

If the result of properties (see Relation: external nofollow). This means, that blog is NoFollow
Conversely, if a result like picture below, that blog is DoFollow

Second. It’s very easy. You can install Firefox add-ons NoFollow, Download here. If you have installed, so please enable NoDoFollow.

If the link on the blog is red then it means NoFollow, whereas if the link is blue, it’s DoFollow.
Have nice try...

How to increase PageRank in easy way

2009-05-03T00:16:00.000-07:00

If you have had a blog that contains any interesting information and you feel that your PageRank does not increase significantly then you should attempt to use this site...

I found this site by accident and I have tried to use it. It is significant to increase my blog ratings (particularly in Alexa). On this site, you can get backlink because you will find blogs that have been changed into DoFollow. This site is Commenthunt.

You can search blogs that have the same idea with your blog, give comments and you will get a backlink. The best is you can find a blog that already have high pagerank and if your blog already used DoFollow then you can add it in their database.

Successful investing with Gold

2009-04-17T07:48:00.000-07:00

Do you want to invest your funds successfully and feel free from loss? If that is your desire, then gold investment is the best solution. Why?

Because almost in any condition, whether the normal condition or crisis condition, gold prices always go up. Even in the crisis conditions that lead to increase inflation rate, the price of gold also move up too. For example, if inflation rate is in two digits, then the gold price will be above it and even in certain conditions can reach three digits.

If before you notice graphic of gold price, it increased almost every year. Gold is suitable for investment, for example, children's education fund or pension fund. Author tries to buy gold every year, although in small amount.

Author Suggestions, gold investment need place to save it then you should open a deposit box in a bank to save your gold. Don’t put your gold at home. It is very risk.

Invest your children's education fund in the Capital Market

2009-04-13T19:07:00.001-07:00

Have you invested fund for your children's education? Do you invest it in education insurance? I think almost all parents do it in the form of insurance. But do you ever think to invest your children's education fund in stocks or mutual funds?

Yes, it is maybe a new for you and you think it’s too risk. But, author does this. Author has invested some money of children's education funds in stock and mutual funds. I have considered it that its fund will be saved for a long time (15 years) and i will use it when my child enters university (because now, my child age is 2 years). Generally, value of investment in stock and mutual funds will increase significantly in the future.

So you can consider this form of investment. But remember, the funds that you want to invest are for long time and choose blue chip of stocks or mutual funds. Now is a good time to start because prices of stock or mutual funds are still cheap due to global economic crisis.

Happy invested and good luck.

Beware invest your money in Stock or Mutual Funds

2009-04-10T09:19:00.000-07:00

If now you want to invest your money in stock or mutual funds, then you should delay to do it, because today global economic crisis has happen all over the world. Why author reminds you about this?

Because, the prices of stock and mutual funds are still experiencing to negative movement and it’s around 50% at the end of the year 2008. Today, their prices are still fluctuating in the same range (April 10, 2009).

Almost all the stock exchanges in the world have been experiencing negative correction, so that the world economy moves in slow motion. Therefore, all countries in the world try to protect their markets and give stimulus to the business and bank in order to economic wheel of their country can move normally again.

Author experienced losses of investment in stocks and mutual funds around 50%. I began to invest money in stocks and mutual funds in April 2008. At that time, price of stocks and mutual funds prices had positive trend, but at the end of the year 2008, the price decreased. At that time, I was thinking to withdraw the funds, but it did not be done because I was already loss too much money.

Author advices, you should invest your money in others form of investment, one of them is gold, because now gold price has increased significantly due to the crisis.

So, do not put your eggs in the same basket

Still try to be Moneymaker?

2009-04-07T08:22:00.001-07:00

Are you still trying to make money from your blog and still don’t get good results that is suitable with your expectations? If so, then there are few suggestions, namely:

Keep writing. Remember "Content is the King." Try to make good articles in your blog. Write article as many as possible every day. You can get ideas on the internet, discussion forums, newspapers and so forth.

Social Network. Try to become a member of Social Network and promote your blog there. Make a good networking, invite other member to visit your blog and join some Social Network. Please join my Social Network in BlogCatalog, Technorati or Mybloglog.

DoFollow. Change your blog to DoFollow (if you don’t understand how, please read here). This can increase your blog visitors (but be careful with spammer).

Affiliate. If your blog has already had any posts and has already been known by readers, then you can start looking for sponsors to make money. Look a sponsor that is accordance with the theme of your blog.

Finally, do not despair if you have not been successfully get money from blogging. Remember, to make money requires time and process. You must be patient and never give up.

Your hobbies can be moneymaker

2009-04-03T06:48:00.000-07:00

Do you have a hobby? Have you already made a product (goods or services) that can make money? If not, you should start to think from now. If you think that your hobby can’t make money, then you are wrong. Every hobby can produce money if you know how to make it better than usual. Generally, Hobby is an activity that you are doing almost every time. Therefore, it can be said that you have known the added value of your hobby.

For example, if you love cooking and when you go to restaurant to eat some food then you try to measure its taste, delicious or no. Based on this experience, you try to make the same dish but with a slightly different taste. If your food gets good appreciation, it will be better if you try to make a restaurant. This is how a hobby can become moneymaker. If you are a photographer, please read here about how to make money from your photos.

Those are only few examples. In Internet, there are many websites that offer cooperation that is related to your hobby. You must not make money online via Internet but it can be done offline by opening the store. If you want to know the benefits of make money online and offline, you can click here.

So start developing your hobby and make money from it. That's the inspiration moneymaker from your hobbies.

Inspiration moneymaker from your photography

2009-03-30T05:19:00.000-07:00

If you are a photographer and have interesting photos collection, then you should start to make money from your hobby. Some images were taken from a good moment and have unique arts, will have high price or appreciation of the image/art collectors.

On the internet there are many websites that you can use to make money from photos, namely:

Try to visit that website and see some of the collections that were there. Follow their techniques that have a high value, after that you use to take photos from appropriate moment that you get.

Finally, start to make money from your hobby photography.

How to choose profitable property

2009-03-26T00:41:00.000-07:00

One type of investment that is resistant to face inflation is property (house, shop, land, apartments, and so on). Generally, the property prices always rise every year, which distinguishes only price from one property with the others. To get investment of profitable properties then you need to pay attention to few things, such as:

Location, location, and location. This is the fundamental things that need to be concern before you buy a property. Location in the middle of the city or in the business center or on the main road is a good choice to buy a property. In addition, you also need to know the city's future planning.

Supporting facilities. If you buy a property that has many supporting facilities, such as school, hospital, shopping center and so forth, then your property value will increase faster.

Target Market. Make sure the target market property that you want to buy. If you have extra money, you should buy a property that target market is top class, because investment value will increase faster than the others target market.

Developer. The better reputation of property developer, the more quickly the value of investment goes up. Good developer usually has a unique concept; so that property that is sold have added value where is not owned by other developers.

Buy as soon as possible. If you are sure to buy a property and also already consider things that expressed above, then you should immediately buy it, because in the first sales the price that is usually given is promotion price. The sooner you buy, the greater your chance to get value increase of property.

Author considers all these things before buy a property. Thanks to God, in a year, my property prices have increased 25%.

Spread Risk of Investment

2009-03-22T00:21:00.000-07:00

Have you done investment? If you replied "Yes", then the next question is do you know how big risk of your investment? And do you consider the financial impact when your investments experience failure or decrease in value?

Generally, everyone wants high return on fast time, but it generally has relatively high risk. Therefore it is sometimes necessary protection with a low risk investment even though the return is small also.

There are many types of investment according to risk level. For example, the low-risk investments are deposits and gold. Mutual funds and property include in the moderate category, while the stocks have risk of high investment.

Author suggestion, you must determine your financial plan, for instance when funds that you invest are needed and how can you accept the level of risk investment. Suppose you invest your money for the pension fund and you do not want a high risk in your investment, then you should invest your funds at the deposits, gold, property and mutual funds. If you do this, besides the risk of your investment will spread and also you will get good results in the end.

So remember, "Never put your eggs in the same basket"

Investment that can conquer Inflation

2009-03-19T07:13:00.001-07:00

If you have invested consistent with the amount of money, can it make your financial life peacefully in the future? The answer is still uncertain. Everything depends on the investment options that you do. At this time you must be careful to select the type of investment because of inflation. It is the results of the global economic crisis.

If you already invest your funds but inflation rate is above the return that you expect then your investment result is not maximum or can decrease. For example, deposits or mutual funds/stock, now the return of deposits is under the inflation rate, as well as with the value of mutual funds/stock move down to 50% due to global crisis.

So if you want to enjoy your investment even if the inflation still rises, then you should select the type of investment with the return above inflation. There are several types of investment that is capable of conquering inflation, namely:

Property. Such as house, apartment, shop, land and so on. Land price increases almost every year and it exceeds the rate of inflation. This is a result of the increasingly high demand while the supply does not increase significantly. Land price will be increased in strategic locations and it make to encourage high-value properties.

Gold. Such as golden jewelry and gold bars. Golden jewelry has re-sale value that is lower than gold bars, because of production cost. But both are equally easy re-sale in any condition.

If at this time your financial ability is limited, then you can start your investment with the gold, because it does not need big funds. Finally, the more important is you must be consistent to investment your funds (read here for the explanation why should you invest).

Why should you start investment

2009-03-16T05:40:00.000-07:00

Perhaps at this moment you are still in the peak of productivity. Brilliant career, money flows smoothly and you can fulfill all your life needs. In the cases like this, you can rely on your life on active income. But...

Your life is not only for today. One time you will be retiring from your career. Your physical condition will decrease so that ability to get money will be wane. Ideally, your income must change from active income (physical work) to passive income (investment).

Now, you should be thinking about ways to generate passive income, because with the right planning will make your life be more secure financially.

It will be tragic, if you retire and become poor person. In the past, when you have excess income, you dream to have a lot of spare time to enjoy life. But when that time came (you have already pension), on the contrary money is a problem.

At this moment, many investment products marketed such as insurance and pension funds. This can be one of the solutions of your concerns to face pension period. These are an example of investment and savings.

In fact, there are some investments that you can choose, on my next post I will give some examples of the type of investment that are resistance against inflation.

Increase traffic to your blog (DoFollow)

2009-03-12T20:31:00.001-07:00

Do you want to increase your page rank on search engines? Simply change your blog into dofollow. If you do this then any comments that visitors give to your blog will get a backlink.

The more you give a comment on a blog which are already setting DoFollow, then the more backlink your blog can be received. If you do that, you will get the higher page rank on search engines. Implication is more people come to your blog to see or buy your products. But remember, a comment that you give should be a positive meaning (no spam). If not, then the blog owner has a right to reject your comment.

Unfortunately the comments field in the NOFOLLOW Blogger is made by default. This is done as a measure to reduce spam. If you want to change it into DOFOLLOW, you can read here for details.

After that you should place the image DoFollow or U Comment I Follow in your blog, so visitors interested to give comments. RidnMoney already adopt Dofollow (you can see the image in the sidebar). Please leave your comments on this blog.

Next step, you must promote your blog. Tell to the owner of other blog that your blog has been changed to DoFollow, like here. This is one of the marketing on internet that you can do.

What is the main capital in business

2009-03-09T08:46:00.000-07:00

Do you want to know what is the most important for your business so that you can run your business smoothly? One of the main capitals you need to run a business (any type of business) is honesty. Honesty is important because it can increase your credibility in the customer eyes and capital owners. With that credibility you will be easy to make money, manage money and develop money in your business.

All people have known the meaning and benefits of this word (honesty) but when you run the business, sometimes you forget it. For example, you still sell the products (goods), although it is not feasible again sold to customers or you delay paying your debt to capital owners.

I recommend that you do not do it again, because your credibility will be destroyed (and maybe your business too).

If you know that the goods (products) are not eligible to be sold again, then you should withdraw it from your shop window. This is important for maintaining your customer satisfaction so that you can manage your business to run smoothly.

If you have not been able to pay your debt on time, then you should initiative to notify the capital owners as soon as possible. Do not wait until your capital owners feel worry about their funds in your business. You should say honestly about problems that you face and you should propose reschedule your debt payments. If your capital owners agree about it, then you must fulfill it and you should give a gift or a bonus (goods or additional fee) to the capital owners. So, next time if you need to borrow more funds, then the capital owners do not hesitate to give you and maybe they can provide funds greater than you request it. Author does this thing, so that the capital owners can give their trust to manage his funds (more than ten thousand dollar) on a project.

How do you obtain loan for a business?

2009-03-05T18:32:00.000-08:00

Do you want to borrow money that can be used as initial business capital but you do not want the payment of debt will be disrupting cash flow your business?

If you start a new business, you should search capital loan from the capital owners who do not require you to return the capital and the interest each month. But, they allow you only paying the interest each month, while you can return the capital at the end of loan time.

Why should you do this?

Keeping cash flow your business, if you can delay the capital payment, then you can maximize cash flow your business. So for a while, you will not be confused with obligation to pay the capital installment each month, but only the interest installment.

Minimize the risk of debt, if you can delay the capital payment, the risk of your debt will be minimal. Why? Because you only borrow money for business capital in accordance with the real needs of your business. Conversely, if you are required to pay the capital and the interest each month, then you will borrow money above your actual needs. Why? Because you must consider two things, those are the payment of the capital plus the interest each month and you must keep cash flow your business. So try to avoid it. Remember, you start a new business. You cannot ensure cash flow your business actually.

To be able to obtain a loan with a flexible capital repayment, then you must have good credibility. Capital owners will see your track record (good or bad) in management of money.

Author advice, you should borrow money to someone who has already known your credibility, such as your friend or family. Good luck.

How to make your wish come true (your personal goal or business)

2009-03-01T03:50:00.001-08:00

Do you have wished to own a car or a business with a good turnover each month? If you say yes, then you must focus to realize it. How?

If you have a wish then you should increase target of your wish (force your brain to dream more). For example if you want to have a motorcycle, then you must wish to have a car. If you want to have a business with a millions turnover a month, then you must hope to have a business with two or three million turnover a month.

Why this should be done?

Because, if you have tried to achieve target of your wish (your target have been increased, a car) and it does not come true, then at least you still have a great opportunity to achieve your wish actually (because your original target is motorcycle). In other words, if your money is not sufficient to buy a car, then at least you have money that is already sufficient to buy a motorcycle (which is your target actually).

This technique is very simple and who knows your wishes can be realized in this way. Author usually use this technique to achieve the wish target (for example, author would like to have money as much as a hundred thousand dollar in two years, then author raise that target to two hundred thousand dollar in two years) and thanks to God the result is not far from the initial wish. But remember, a wish is not enough; you should try to work hard seriously. Finally, you can try this technique. Good luck.

Money 1 million dollar, do you want?

2009-02-24T22:39:00.001-08:00

Do you want to have money 1 million dollar, if you say yes, then you must start to plan your financial budget. Money 1 million dollar is not impossible if you believe it. For you who already have had an income, start to invest at least 10% of your net income each month. You do not ever "bother" that investment until the end of investment time.

The more quickly you make the investment then the less money (funds) that you are required each month. It will benefit you because the more needs (target) that you can plan. For example, you want to invest your income each month to fund children's education.

You have a child and you plan to send him or her to school to abroad. At the time your child age will be 18 years. Your estimate that the cost is needed to complete the course is 100 thousand dollar. Suppose, you deposit your money to get of 100 thousand dollar, the interest rate of bank deposits is 6% each year (this is assumption and not including taxes); it is illustrated below:

Age Child	Time for Save	Savings each Month
3 years	15 years	US$ 374
8 years	10 years	US$ 644
15 years	5 years	US$ 1470

Illustration above is only an example of investment planning. You can make the investment for other purposes (according to the title, essentially you get 1 million dollar). Your funds can be invested in various types of investments such as mutual funds, stocks, gold, land, houses and so on. You can do it so the result that you get can be greater and the time that you need to produce a target become faster. The most important is that you must invest your funds (any type of investment) according to your planning.

Tips for you to save successfully

2009-02-20T05:00:00.000-08:00

Do you still remember, your parents have taught you to save money? Unfortunately this saving habit has not been applied continuously. Why? There are many reasons, for example, you do not want to save, many needs that have not been met, and salary is not enough and so on.

All these reasons may be true (according to you) but if you try to see from another view, these reasons probably will not appear. For example, how do you feel if you have any money one or more millions dollar in your own savings account? Author thinks that you will be very happy.

So if you want to save, try to change your view. Here are some suggestions for successfully saving, namely:
1. Make saving as a fun activity (saving activity are an obligation and not an option).
2. You must postpone your pleasure, sometimes it tends towards more consumptive (following life-style of others people) than productive.
3. Set a high target (you will use this saving for future needs).
4. Do it constantly (you must try to save money each month accordance with a certain amount (at least 10% from your salary).
5. Do not make debit (ATM) card from your saving account, because if you have an ATM, you are always tempted to find out your financial position. The problem is if you do not just check it but you continue to withdraw your money from your account.

This is sharing information about saving that author do and thanks God, it can be implemented properly. Remember, "No Pain No Gain".

How to start a new business

2009-02-18T07:17:00.000-08:00

Run a new business is not an easy job. The problems are ignorance and doubt about how you should start a new business. Here are some tips that you can use to start a new business, namely:

Determine your business. This is an important part as related to the next steps that you will do. Make a business based on customer needs, not only based on your desire or your capital owners. It is a good idea to do a survey about the business that you will manage (find the add value of your business and what is the differences with other similar businesses).

Determine your product. If you have determined a business that you will manage, then your next task is determining products that you will sell. Are your products in form of goods or services (or both of them)? For example, if you want to sell t-shirts, the question is whether you make t-shirts or just prepare a place to sell it? If you have the ability to design t-shirts, then you should produce it and also you can sell directly in your store. But if not, then you can provide a place (a store) and buy t-shirts that the qualities are tailored to your target market.

Market target. If your product is clear, then the next step is determining your target market. Suppose you want to sell t-shirt with many image or text, it can be said that the biggest market target is teenagers. Be careful to identify your market target because if you are wrong then your business will be bankrupt (failed). If your target market is clear, then you can be more focus to sell your products.

Sell the product. If you have good product but your marketing is not good, then the results will not be the maximum and it’s possible that your business will end in bankruptcy. You can market your product in many ways, such as; spread flyers, post banners, give discounts, be a sponsor of an activity in accordance with the image of your products, provide a better service to your member, and so forth. You can do all of them to attract your customers around you. But if you want to reach more customers globally, then you should market your products online on the internet. Make a website and explain about your products. This can increase your sales, especially if you produce products that have a value more than other similar products.

Do not Despair. At the beginning you start a new business; you will find some of problems. You should never despair to face all of the problems because many people who successfully run their business can face and solve their problems. Find solutions of the problems in your business. Remember, "The failure is a capital to be success."

Which is better; make money online or offline?

2009-02-16T07:11:00.000-08:00

If you are asked, which is easier (in business) make money online or offline? Perhaps some of you think that is easier to make money online and some of others may prefer offline or you may choose both of them (online and offline).

Make money online here is using the Internet media to promote and sell the products. Your products are described on a website, complete with price and booking procedures. Meanwhile, if the marketing does not use internet to promote and sell the product, it is called make money offline (conventional product marketing).

Whatever your choice, make money online or offline, you should do it with full sincerity and honesty. If possible you should do both of them in your business. But if not then you should select one of them (for example, the first is make money offline). Do the business properly, so that your business can get good results (according to your business target). If you are successful (make money offline) then you should do business expansion (in marketing, the last is make money online), so that your business has the greater chance to be success (because you are marketing your products globally).

Why you should make a monthly financial report

2009-02-13T07:04:00.000-08:00

Do you know where your money was spent? In general, some of you said YES, "I spend my money to buy daily necessities, pay electricity, phone, and so on". It is true but do you know in detail your money spent? And how much money you allocate each item? If you said NO, then you must start at this time to create it. This is important so that you can evaluate your expenses each month.

You should make your monthly financial reports in details. Record your spending every day and then you must be recapitulation it at the end of month. Do it several months, then you will be surprised to see the results. Why? Because there are many costs that you spend, in fact that cost can be delayed or even abolished.

For example, if you like going to cafe with friends each week and spend US$ 8, then you spend about US$ 32 in a month. This is just one example, what if your financial reports show your expenditure more than one like example above? Of course you will be surprised to see its quantity.

Author suggests, you must remove that habit but if you cannot do it, then you should decrease its intensity and/or reduce amount of your expenditure. For example, you usually go to the cafe once a week but now you can go once in two weeks. Or you should reduce money that you spend, for example if before you spent US$ 8 each week, then now you spend only US$ 4 each week.

If you do this, then saved money can allocated to other items that are more useful, for example, pension funds, education insurance, buy a house and so forth, or you can invest for a business, stocks, gold and so on.

Finally, your expenditure must not exceed the budget that has been set so that the remaining funds can be saved for the other needs.

Manage your finance goal for new couples

2009-02-11T06:54:00.000-08:00

Marriage is a happy moment. Not only because it unite two persons but also two families. Young couples have a goal to set their family financial because if you do a good financial planning at this time then you will be easier to achieve your goals.

Initially, young couple still confuses to communicate this problem with their partner. But in this case you need to discuss it as early as possible so that it will not cause problems in the future. There are some suggestions that you can use to plan the family finances, that is:

Set your financial goals, the young couple may need to set financial goals as soon as possible. If you have plans in the future and you need a lot of money (such as funds of children education, retirement, house, car and so on), then you need good steps to achieve it all. Author suggests that you must separate your financial needs based on term time. What needs to be translated in the Short-Term, Medium-Term or Long-Term. For example, the fund of children education is a need for Long-Term as well as with the Pension Fund.

Create new account, it will be better if you open a new bank account that will be used as a place to store your savings, money from this account will be used to achieve your goals. This can educate you to be discipline in saving. Discuss with your partner how much money that you could be transferred to the account (doing Auto Debit). The large fund that can be saved is the better.

Create and evaluate your expenditure monthly, to determine how much income you can save, then you should make the details of your monthly expenditure. If you are already familiar with the details then you will know what make your expenditures to exceed the target that you already set (what expenses can be pending and not).

Postpone your leisure, the more often you can postpone your enjoyment is the better and you can reach your life goal more quickly. Sometimes you just participate as trend follower or buy some goods that you do not need.

Always open about finances with your partner, if there is something that you want to buy (or do) and it will disrupt your financial planning, then you should discuss it to your partner.