Personal Loan Advice & Calculators

Things to consider if lending money to family

Wed, 01 Jul 2009 21:27:17 GMT

Considering loaning money to one of your family members? Here are a few easy tips for lending money to family. It’s natural. You love your family members and want to help them out whenever possible. However, when your son, daughter, brother or sister come to you in need of money, how do you draw the line betw...

Family loans

Wed, 01 Jul 2009 21:27:17 GMT

Make sure getting a loan from a family member doesn't bankrupt your relationship. If you need an extra few thousand dollars to make a down payment or to purchase a house, or are facing tuition fees or a car purchase, borrowing from a family member may be a good option. Thousands o...

Borrowing money from family and loved ones

Wed, 01 Jul 2009 21:27:17 GMT

Here are some helpful tips if you're considering borrowing money from your family rather than a financial institution. Let’s face it. Financing a car, home or college can be very expensive. As a result, borrowing money to pay for such a large investment is almost inevitable. You may be considering borrowing money thr...

Wondering where to get a personal loan?

Wed, 01 Jul 2009 21:27:17 GMT

You have a variety of places where you can get a personal loan. If you’re looking for a personal loan, there are many places you can go. The key is to take your time and compare your offers, so you can find the best rate with the lowest fees. Where to look for a...

Why do interest rates tend to be higher on personal loans?

Wed, 01 Jul 2009 21:27:17 GMT

Get the facts on personal loan interest rates. Personal loans come with higher interest rates than most other loans. If you’re wondering why, it’s because they’re not secured. Secured loans A secured loan is guaranteed by property and, therefore...

What are some uses for a personal loan?

Wed, 01 Jul 2009 21:27:17 GMT

A personal loan can be used for almost anything... Debt consolidation, weddings, vacations, and more! You might wonder just how a personal loan can be used. The answer to that question is…sort of personal. In other words, you can use a personal loan for almost any need you have. Ways to use a person...

Unsecured loan basics

Wed, 01 Jul 2009 21:27:17 GMT

An unsecured loan is a lending option if you do not have collateral. An unsecured loan is one way to get some money if you’re short on funds. It might not be the best way, however. Be sure to fully understand unsecured loans before you move forward. Unsecured loans d...

Personal loan: Are you a good candidate?

Wed, 01 Jul 2009 21:27:17 GMT

Consider the following criteria to help you decide if a personal loan is right for you. A personal loan is not for everyone. In fact, it can be a poor choice for many borrowers. For others, however, a personal loan is their best option for borrowing money.  The characteristics...

Personal loan basics

Wed, 01 Jul 2009 21:27:17 GMT

Be sure to fully understand a personal loan before applying. If you are short on funds, a personal loan is one option available to you. However, this may not always be the best choice, so be sure to fully understand personal loans before taking one out. Perso...

Borrower beware: Dangerous loans

Wed, 01 Jul 2009 21:27:16 GMT

Are you thinking about taking out a pay day/cash advance loan, car title loan, or tax return refund advance? Before you sign on that dotted line, learn more about what you may be risking. These days, there are different types of loans available for a large variety of purposes. Many are safe and reliable; however, there are some loans that involve more risk for the borrower. If you’ve ...