Online-Invest Guide

General Income - Review and Daily News

noreply@blogger.com (Vinny) — Thu, 11 Mar 2010 17:29:00 +0000

Hello readers, I am home and it surely does feel good to be back home. I did enjoy my travel this time and surely this one will be a last long vacation for me till a long time to come I’m sure. I am extremely sorry for not being able to update my Monitor page and certain readers of mine were surely unhappy. Some did complain too, but then probably they had not read my earlier post where in I had mentioned that I would only update the monitor page after I return back.

Today I would like to bring you all review of this almost 2 weeks old program called General-Income. This is a short term high roi program which is into its second cycle with its 10 day plan. There are 3 different plans for you to choose from and the General Plan, the Standard plan and the Advanced plan. The General plan is a 3 day plan which pays 110%. The minimum to be invested with this plan is only $5. The second plan is the Starter plan which also has affordable minimum of $10 and the plan is for 5 days. The second plan pays 120% on expiry. The third plan is the Advanced plan which pays 150% after 10 days with a minimum investment of $20. If you noticed all the plans have low minimum to be invested which means you just choose the plan you want to invest in depending on the kind of risk you want to take. This is some thing tricky, but I like it as the minimum to be invested is low, many smaller investors can also afford to invest. You should also note that all principal is included in the return.

There is a very nice range of payment processors being offered which include Liberty reserve, Perfect money, Strictpay, Alertpay and Solittrustpay. The best thing about getting paid here is that you get paid instantly with all the processors except Solidtrustpay which is processed in 12 hours time. There is decent referral commission of 5% being offered for each active referral you have referred.

General Income has a nice site design which has been designed by Leadcapture master and the site is also quite detailed with all plans well explained and the necessary questions being answered. There is also facility for online chat with the admin if some needs to get some of the doubts ironed out before venturing into this program. I do see that the site uses the Gold coders script with some nice DDos protection and SSL encryption on board. The site is been protected by Koddos and by a dedicated staminus server, and that combination I must say is a good one and definitely reliable. If you have any doubts then you can either reach the admin via the online chat or via the phone number provided in the website. I have not personally tried those numbers, but for sure those seem to cool feature to see on short term program.

General Income admin certainly has put in lot of effort, which is visible by looking at the site. It can also be seen that the plans are working well and they are already in the second cycle with 1200+ accounts which is certainly appreciable. Although the site claims to be involved with forex and stocks, I am quite not sure and as usual I would suggest all my readers to consider it as a HYIP program. Since the minimum to be invested are quite low there is a good chance that you will end up taking more risk then you may have originally planned and this is not advisable. Stick always with your plans and don’t get swayed by temptations, which is a sure way to be in loss.

General Income is a typical short term high roi program and the early birds do get more meat here. Just make your due diligence and with some proper timing this program may bring you some quick fast profits. Always do remember that one should only invest what he/she can afford to loose.

Daily News:

Xaga Enterprise which has been one of my favorite programs is soon going to go private. After I heard this I have been thinking and i feel this was a good move by the amdin. Since Kevin has already tried to prove that reality behind his program, limiting the number of investors will certainly help him concentrate on the existing members and work with the capital he is comfortable to handle. This was the latest update that the admin sent yesterday:

Dear OIG09,

Due to the fact the baccarat gaming tables have maximum betting limit ( around 25K each hand ) and the amazing growth of XagaEnterprise ( around 4K members ), I decide to go private soon. The total amount accepted for investing in Xaga Enterprise is limited to $63,554 only! As soon it reaches the target, the investment button will be closed.

So you may consider to add some investment here. It’s an option. Not a must. When it hits $63,554, members and visitors can’t invest anymore and the reinvestment feature will be disabled as well.

Please notice that Xaga Enterprise is not a forex based company. Xaga Enterprise is a legitimate business run by the pros. Comps trading model. I can’t handle any larger amount above $63,554.

Xaga Enterprise will go private soon. Let’s make some money guys!

Thank you. Xaga Rocks!

Regards.

Kevin and Team

Island-Finance Review

noreply@blogger.com (Vinny) — Fri, 05 Mar 2010 14:17:00 +0000

Hello readers, first of all I apologize for not updating regularly, as I have mentioned I am traveling and will be back to my normal routine from 8th of March. This week is not a good week for investors I think because we haven’t seen any good programs lately except only few. I don’t have much time before boarding the flight so want to share some thoughts about the new program I joined this week Island-finance which is low roi program as usual and your principal is retuned at the end of the plan. Island-finance is an okay looking script and have decent plans.

Island –finance has 3 plans with low roi, first plan is offering 2.05% to 2.95% daily for 30 days with minimum investment for $5 and maximum of $10000 and you will get the principal back, second plan is offering 3.00% to 4.05% daily for 40 days with minimum investment of $10 and maximum of $50000 with principal back, third plan is offering 4.09% to 4.95% daily for 50 days with principal back and minimum investment here is $20 and maximum is $200000. Island-Finance has instant withdrawal system which will pay the profits immediately as soon as you withdraw. Like many other programs Island-Finance also claims that investment is done in Forex to pay the profits.

You can only open one account in Island-Finance and if you have more than one account then your account will be frozen. Profits are paid for all 7 days of the week which is a positive point here. Payments are accepted through liberty reserve only and investors don’t have any option to invest through any other payment processors which is not so convenient for investors I think. Referral commission is 6% of the investment made by your referral and which is a good percentage again.

Hosting for Island-Finance is provided by bluehost and it is a shared server, and there is no SSL encryption for this site either. When it comes to security I would be very cautious while investing huge amounts but then again it depends on investors totally how they invest and my job is bringing positive and negative points of a program infront of my readers. In Island-Finance there is an opportunity to make a test spend because minimum investment is only $5 which is not a big amount and affordable to test. Like other programs Island-Finance also has potential to grow and there is equal chance that it may not get a very good attention from investors so make your investment after making your own research about the program and then invest what you can afford to loose.

I will be updating monitor section and the daily news from 8th of March as I mentioned earlier until then have a great weekend folks!!

Just a quick Update

noreply@blogger.com (Vinny) — Tue, 02 Mar 2010 17:00:00 +0000

Hi readers, as I am on business trip this whole week I am not able to update the site regularly so please be careful while investing in new and old programs. I will be able to get back to you all from 8th of March until then use forums for recent news and updates about all the programs. Just wanted to update you all before I board on flight for another destination. Have a good week and weekend and will be back from Monday......So long!!

DynFxTrade Review

noreply@blogger.com (Vinny) — Sat, 27 Feb 2010 02:11:00 +0000

Posted on 27th Feb

Hello readers, As I have mentioned in earlier my post I am traveling this week and will be able to update you all only when I have the access to Internet. Lately we have seen so many programs which pay forever and these programs are quite popular also. I personally like these kind of programs. One such program in my monitoring list is DynFxTrade. Today I will be reviewing this program.

DynFxTrade has three plans for investors to choose from first plan pays 1% daily forever with minimum investment of $20 and maximum of $1000, Second plan pays 6% weekly forever with minimum investment of $25 and maximum of $5000, third plan pays 25% monthly forever with minimum investment $50 and maximum of $10000.

All the plans are for forever so you will get paid until the program lasts. According to first plan you will atleast need 20 weeks to earn your principal back. Second plan will give you your principal back in 17 weeks and this plan gives 6% profit every week. Third plan is not so attractive since the minimum investment here is $50 and it is quite high for initial investment. And in this plan you have to wait 4 months to get the principal back. I would rather go for first and second plan than the third one. Attractive part of program is early withdrawal feature of this program. When you withdraw an amount equal to 50% of your principal you can withdraw your principal and quit the program. But it is on you to decide how you want to continue with the plans.

DynFxTrade pays 6% referral commission and there is a good chance of earning referral commission if you are able to bring investors. The script of DynFxTrade is not the usual script but it looks familiar. Design of the program looks very good and refreshing. Hosting for DynFxTrade is provided by Hushhosting which is dedicated server and program also has SSL encryption. It is very easy to understand the site navigation and nothing looks complicated. DynFxTrade has a registration certificate and claims that it has been registered and it is real company. But certificate doesn’t mean that any program should be trusted more or less. Every HYIP is a gamble and they should be treated with same precautions.

DynFxTrade is a reasonable program with lot of potential to sustain for long time with life time plans. Let us hope we all will have good time earning here and make your own research and due diligence before making your investment. Have a good weekend with your loved ones!!

XciteInvest Review

noreply@blogger.com (Vinny) — Thu, 25 Feb 2010 16:22:00 +0000

Posted on 25th Feb

Hello everyone, in past couple of months we have seen so many low roi long term HYIP programs that we almost forgot about short term high roi programs. Today I will be reviewing one such program which is short term high roi program called XciteInvest. The program has only two simple plans one pays the profit everyday and another one pays profit after 16 days. It is always common with short term programs that one of the plans will pay you everyday and one with high risk after couple of weeks. The reason I said it is of high risk is because you have to wait for 16 days to get your profits. So we all know if the program don’t sustain until that time our principal investment is lost. But there is equal chance of program running for a long time and keep the investors happy.

Plans are pretty simple in XciteInvest, first plan is called Gold plan which offers 5% daily for 30 days with principal amount. Minimum investment is $10 and maximum is $10,000, $10 is quite affordable to everyone so there is a chance that XciteInvest may attract more investors. In this plan daily withdrawal is possible. Second plan called Platinum plan offers 160% after 16 days with principal amount back. This plan is riskier since there is no chance to withdraw the profits everyday, investors are not able to withdraw everyday here but after the expiry and the reward is higher . Minimum investment is $10 and maximum is $10,000.

XciteInvest is designed using the most commonly used Neversay script and the design looks ok. It has potential to attract investors by the simple plans introduced by the admin. But we will have to wait and watch how the investors accept this. FAQ section has all the important answers for investors. XciteInvest also has online support which makes easy for investors to get answers to their questions. But no one seems to be online for 24 hours except on some occasions when the admin logs in I guess. The program is hosted on a dedicated Staminus server and is also protected by DDoS attacks by KoDDos, a nee hosting company which has gained some good name in recent past. But unfortunately we are not seeing SSL encryption, so will hope the admin will do something about it.

It is always better to invest when the program is new so if you want to invest and take chance then this is the best time to do that. XciteInvest is a good program for investors who want to test with low investment. The program also accepts all the payment processors like AP, LR, PM, STP and SP, so the investors have very good option to invest through whichever processors they want. At the end I just want to say XciteInvest is not too bad, it is an okay program with potential to grow high. Be smart and think right before investing; take all the reviews as guidelines for your due diligence. I am just helping my readers to understand the program properly….so it is on investors how they prove their intelligence. Take care!!

Diamond-Trade Review

noreply@blogger.com (Vinny) — Wed, 24 Feb 2010 16:36:00 +0000

Posted on 24th Feb

Hello readers, hope you all are having a good week and making good profits through the HYIP or autosurf programs where you have invested your money. For me another business trip is coming up and will be traveling for 10 days. I will keep you all updated whenever I can or whenever I get the access to internet. Today I will be reviewing another low roi program named Diamond-Trade. Major part of the HYIP industry is captured by low roi programs these days and Diamond-Trade is another program in that path.

Diamond-Trade is designed using a modified Gold Coders script which is simple looking site but many simple looking sites are still running successfully. In the end getting paid is what matters right? (lol). But still the design is what attracts investors. The admin of Diamond-Trade claims the program to be the safest place for investors money, at the same time he is telling no one can be made feel safe with such financial crisis going on all around the world, which is 100% correct. We the investors are never safe but still we take chances because this is what this industry is about. It has been mentioned in the program that the main source of their income is FOREX market.

Diamond-Trade accepts investments in the form of USD and Euro also. It has 3 simple plans

Test plan which gives 1.3% daily for 30 days in which minimum investment is $10 or euro and maximum is $999.99 or euro.
Advanced plan which gives 1.8% daily for 220 days with minimum investment is $1000 or euro and maximum is $4,999.99 or euro
Professional plan is with 2.2% profit per day for 220 days. The minimum deposit here is $5000 or euro and there is no maximum sum for this variant of the deposits.

So plans are pretty simple to understand for a new investor also. One should also note that the earning is for calendar days so you get paid on all days. Diamond-Trade has a COMODO seal on it which is SSL certification and the site has been assured for upto 1 Million USD. Diamond-Trade is using a dedicated server hosted by BlockDos. The server is a Staminus server which is well known to block DDos attack. Security wise the program looks safe and the domain is also registered for 10 years. But then, we have also seen the downfall of so many programs which had all these things also. Lets hope for the best right?

Diamond-Trade accepts Perfect Money and Liberty Reserve as payment processors. The only defect according to me in this program is number of payment processors accepted. Investors may want to invest through other processors which is not possible here so lets hope the admin will introduce more payment processors in future. Diamond-Trade has online support which as far as I have seen doesn’t work at all. I hope admin will do something about this. This program is on paying status in all the monitors so investors who are not aware of this program still have the chance to invest. But before investing as I always say do your own research and invest. I only bring the positive and negative points of a program in front of my readers. Let us hope Diamond-Trade will come under some good program which makes investors feel HYIP industry is on upward zoom……So long!!

Plents Inc - Review

noreply@blogger.com (Vinny) — Tue, 23 Feb 2010 17:40:00 +0000

Posted on: 23rd Feb2010

This is another new week and I am sure this wills one hectic week for me. Starting this Thursday I will be travelling so please don’t be expecting too many updates till 9^th March 2010. You all should be assured that once I am back I will try to cover all those programs that started in my absence. Till then let me just continue doing what I know to do best, review programs.

Today I am going to talk about this fine looking program called Plents Inc. Plents Inc reminds me of that program called CSM finance which has lasted for some time now. Plents Inc is a very professional looking program which is an investment company which is largely based on stocks, forex, gas and other ventures.

Plents Inc provides different plans which are suited for all kinds of investors. Basically there are 3 types of plans, daily paying, weekly paying and monthly paying plans. The daily plan pays you on all trading days and the roi range from 1% upto 2.3% which is entirely dependent on the amount invested. The plan has a starter plan and goes all the way to the senior level. The minimum to be invested in the Daily plan is $10 and one can invest till 30,000 and more and the term is for 150 business days. The weekly plan pays 6% with the starter plan and pays all the way till 13.80% weekly with the senior plan for 30 weeks. The Monthly Plan pays you form 27% to 62.10 % for 7 months period. I personally like the daily plans but then weekly plans are also not a bad option, but the monthly option though more profitable seems to me like a too long of a wait. The investments details are very well explained on the site and I have never seen a much detailed explanation about the plans on any other site. You can cancel your deposit and claim your principle amount back, but you will be charged a penalty of 32% which is pretty hefty. They also have an affiliate program in place which offers 4% commission for each active referral deposit. The only minor shortcoming according to me is that they just accept Liberty reserve and Perfect money as the payment processors.

Plents Inc certainly is a website which has impressed me with not only their professional look but also the details on the website. The admin has been very thorough and has made sure that his visitors get all the necessary information on the site. Kudos! for the admin. They do have a section where in they will soon be providing the trading reports for the investors to view. Plents Inc is also hosted on a dedicated server by BlockDos. BlockDos hosting is a very well know hosting company which offers reliable DDos protection. I would certainly have loved to see SSL certification on the site, which would definitely add more security to the site and also induce more confidence among the investors. One other feature though not a must but is good to have is Live support, which is also not present on the site. All these additions certainly can be added on the site in no time and I hope the admin takes up some of the tips mentioned on here.

According to me Plents Inc is one of the hottest entries on my site this week. They certainly seem to have all the qualities to make a fine HYIP program. Even though they strongly claim to be real company I like always will advise my followers to not throw caution to the winds any time you are investing online. Always make the much needed due diligence and invest what you can afford to loose. Investing the money needed for food or medicine in hope of earning profits is nothing but foolishness. Invest smart and stay safe!

BioEnergyFunds - Review

noreply@blogger.com (Vinny) — Sun, 21 Feb 2010 17:19:00 +0000

Posted on 21st Feb 2010

Hello friends, I hope this is turning out to be a good weekend for all of you. I will continue to bring you all reviews of a new programs, but starting from 25^th February I may not be updating my site regularly till 9^th March 2010 as I will be travelling. As I may not have access to internet connection while I am travelling I am not sure that I will be able to up update. The last 2 months have been really hectic for me after having moved from USA to India. This according to me should be the last long break till a long time. Getting back to reviewing new programs, I have decided to review a new program called BioEnergyFunds (BEF).

Going Green is every where these days, and all major companies are trying to be environmental friendly. It should not be surprising that HYIP catch on to this Go Green trend. So we have this new HYIP program which is using this concept of Green and is aptly termed as BioEnergyFunds. This name of the program should at least have given you some idea about what this program is based on, yea you got it right, it’s the green energy or the renewable energy. They claim to be investing in renewable energy and related technologies. All this apart when it comes to online investment, I just have one principle, which is to consider online invesrtments as a risky investment and to invest accordingly.

BEF has 3 different investment plans and all the plans are weekly paying plans. These dividends are paid for 30 weeks after which the plans expire. All the payments will include the principal. Each withdrawal is paid on Monday and Tuesday only of each week. You can upgrade your account using Liberty reserve, Perfect Money, Strictpay, Aletpay and Solidtrustpay. Having all these verified accounts and wide options in funding the accounts gives many investors to try this program, which certainly is a very positive thing. Let’s now look at the 3 investment plans. The first plan is called the Premium Green Investors Shares, which has a minimum of $20 to start with this plan, and pays you 8.5% dividend for 30 weeks. In this plan if you have invested $100 then your final return after 30 weeks will be $255. So you will need approximately 12 weeks to earn back your principal amount. This is the plan which suits most of the small and moderate investors. The next plan is the Golden Green Investors Shares, which has a minimum starting of $1000, and this plan earns you weekly roi of 9.5% and a total roi of 285% at the end of the plan. With the second plan you will need 11 weeks to earn back your principal amount. The third plan is called the Executive Investors Shares which has a starting minimum of $3000, but gives you a weekly roi of 12%, and a total profit of 360%. The first plan is the one which I think will be the most popular one of the 3 plans.

BEF as per the theme of the site has a nice green looking site and uses a very custom made script. Although the script does have some similarities with the Monetary soft script, I am not 100% sure at this moment. The website is hosted on dedicated server by Priadius Net a relatively new hosting company to my knowledge. For sure I would have loved to see SSL encryption, since that they also plan to introduce bank wire as a funding option in future. BEF does have a very nicely made detailed site with nice features which details out the oil consumption and the co2 emission of year to date. If you do happen to have any questions regarding the site hosting and security then you can try to catch the admin on a live chat present on the site. I have not seen much of promotion from this site, but they have certainly used some well known monitors to help them out.

BEF does have sustainable plans, nice design, wide options at funding your account, and a dedicated server. With so many weekly paying programs in offering its really important for the investors to single out such programs which they think can sustain. Not all weekly paying programs can sustain, it finally depends on the investor’s acceptance of the program. I will try to get an interview with the admin of BEF to get some answers to which I am sure my readers will benefit form. Wish you all good week ahead I leave you here for now. Keep reading OIG for the reviews and interviews of the latest top HYIP programs.

ACE Entertainments - Review and Updates

noreply@blogger.com (Vinny) — Sat, 20 Feb 2010 13:44:00 +0000

Posted on 21st Feb 2010

Hi readers, another week end has arrived and more programs just coming up. This week just flew by and I did not realize at all. Today I would like to talk to all about a typical short term high roi program called as ACE Entertainments.

ACE Entertainments is a program which claims to be dealing with online gambling like online poker and casinos. The gambling has always been a lucrative business and with the present online opportunities for gambling, the industry just seems to have grown exponentially. Now HYIP program itself a form of gambling, so ACE Entertainments, even if not considered as just as HYIP, should however be considered with the potential risks of the gambling industry.

ACE Entertainments provides 3 different investment opportunities, with 3 different daily paying plans. I must say that all these plans are high roi plans. The first plan is a 3 day plan which pays 35% for 3 days, so a net profit of 5% after the end of the term. The daily payment includes your principle as well. So if you have invested $100 then you will earn $35 for 3 days, finally a total earning of $105. The second plan pays 17% for 7 days so with a $100 deposit you will have earned $119 after the end of the plan. The third plan is one of the most lucrative and a popular plan i.e. 12% for 12 days, so a final earning of 144%. All the plans have a minimum of $5 and they pay you on all calendar days except the Sunday. So depending on your interest for the amount of profits that you want to earn and the risk you are willing to take you can select the plan to invest in. There is 3% referral commission for each active investor you would refer. ACE Entertainment accepts only Perfect money and Liberty reserve. I would have loved to see other verified payment processors which would have certainly got the program many more members.

ACE Entertainments is a very original looking website with lot of information about online gaming and about the company per se. I am sure a newbie can find all the information that he is looking before deciding to invest. The admin is also available on the online live chat if you want to iron out some of the doubts you can do so via the chat. The program is using the Gold coders script with a dedicated server from Black Lotus. Black Lotus hosting is almost synonymous to DDos protection so the site security from DDos threat is almost nil. ACE Entertainment has also added some popular monitors which makes the program noticeable and adds validity about the programs paying status.

ACE Entertainments has daily paying plans which is always welcome especially when it comes to short term high roi programs these are safer and better. For all those who are looking for some fast profit, I think this one would be a good option. Not that ACE Entertainment would be here forever, but those who opt to get in early will have better chances. Short term programs usually have shorter life, so be sure that your timings are right. I will leave you all to relax for this week end with your family and friends and will be bringing you more reviews over the week end.

Updates:

OneDaily Pro, the program which has been online for last 4 + months has made some changes, and these are positive changes for sure. This is the latest newsletter:

"Hello Oig,

This is broadcast e-mail to all clients of OnedailyPro.com project.

Peter is here (Admin of OneDailyPro.com project). Everything is working fine. Firstly I'd like to thank all clients for support.

Update:

- domain name (onedailypro.com) has been renewed (+1 year). You can easy check it: http://whois.domaintools.com/onedailypro.com;

- template colors has been changed;

- new reviews of our project (written by blogs owners) has been added (links on main page);

- little script changes;

Plans:

- add Pecunix payment system;

- we have discuss one interesting question about our referral program. I'm sure, it will be a good news for our active supporters.

Thank you for attention.

P. S. Blogs owners, please publish this update on your blogs.

Best regards,

OneDailyPro.com Admin"

BiotechInvFund - Review and Updates

noreply@blogger.com (Vinny) — Thu, 18 Feb 2010 16:52:00 +0000

Hi Readers, I hope your week is cruising along well. I have been having some pretty hectic week myself with quite few surprises at work. I will soon be sending in some interview questions to all the admins of the programs that I have recently reviewed. However today I would like to review another interesting looking program which is called BiotechInvFund, which is basically based on biotechnology and the associated products.

BiotechInvFund (BIF) claims to be a subsidiary of another company called as Bio Aspect Inc, the detail about which was not found on in any search engine. Well the company claims to be operating since last 15 years and the domain apparently bought in February 2010. They have also displayed the incorporation certificate which indicated that the company is registered in Seychelles. I have seen similar looking certificates with other HYIP programs too. Not speculating much I will just move forward and for my readers, if you are really following my hints, then consider this one as just another HYIP program and invest accordingly considering the risks involved. BIF is still a good looking program and could be a good investment opportunity, so let’s look more into it.

Moving on to the investment plans, BIF keeps it very simple by having just one plan which is 2% returns for 7 days a week and the term of the plan is 180 days after which the principal is returned. They do offer a bonus of $50 for all investment $500 and above and a bonus of $2 for all investment from $5 to $499. These bonuses are added to your principal and they also earn you 2% profit all the way for 180 days. The plus point with this plan is its simple even for a new investor to understand, the bonus added is a big attraction, because even just a mere $5 investment would earn $2 bonus. When it comes to payment options, BIF according to me kind of falls short for opting only Liberty reserve and Perfect money as the funding options. Although the admin can of course add more processors at a later date, but having more verified processors will certainly gain the confidence of many investors. There is 10% referral commission, which is kinda high and that is just my personal opinion. But yes if you are good at referring people then there is some extra cash to be earned there.

BIF has certainly taken care of its site security and has gone with the dedicated server from a hosting company called as Ecatel, which is based in Netherlands. They have also used a customized script. BIF admin also has SSL encryption on his site which makes all the transactions to be safe and secured. I really appreciate the admin for stepping up on the security, it’s always better to be safe then to be sorry. BIF has a very well detailed site with most of the information about the company and about the investment plans provided right there on the site. If you still have any questions then you can ask the admin via a support ticket as live support is absent, however the admin is pretty fast to answer to the tickets, so no worries. BIF also uses social networks like twitter and face book and this is certainly a good way to promote the program. You will certainly find BIF to be a well made and a professional looking site.

With a pretty stable plan of 2% for 180 calendar days and nice secured website I am sure BIF will impress many investors out there. If you don’t buy all the stories and just think it as an investment opportunity then I am sure you are doing justice with yourself. You are safe when your investment plans are made with firm calculated thoughts rather then emotions and temptations. Enjoy rest of the week!

Updates:

Xaga Enterprise recently has some bugs in its site and some of the payments were wrongly sent to the people. This is the newsletter from the admin. If any one of you has received extra funds form the admin, the the admin has requested it to be returned.

"Dear OIG09,

There was a bug in our system. In the past 1-3 weeks, members who opt-in in the ultimate plan has received earnings on weekends. Saturday and Sunday. It suppose to be Monday to Friday only.

Do me a favor guys. Please please return the money that you have received on that weekends.

I was going to edit one by one, but it's impossible to edit more than 3K members. It will take months. So, I decided to pay all withdrawals.

Now I need your cooperation and your honest. Login to your back office, see your earning history. Search all earnings on weekends. Some got paid for 1 weekend, some got paid for more than 1 weekend.

Xaga will not collapse because of that but I already told u that our profits are not much. Xaga is not forex based. So, I will appreciate if you can return the money in order to balance the income and outcome.

So, if you care about Xaga then help me. I work so hard for you and I need your cooperation this time. I will appreciate the ones who are going to return the money.

These are our accounts. Spend manually to :
LR : u6647898 ( Xaga Enterprise )
PM : u1376395 ( Xaga Enterprise )
SP : 56302 ( Xaga Enterprise )

Don't forget to write "I care of Xaga" in the memo.

I will fix the bug ASAP.

Thank you for your cooperation.

Regards,

Kevin
Admin"

This is the follow up email... the latest one!

"Dear OIG09,

First of all, I would like to say thank you for those who returned the money. I really appreciate that.

I received so many emails today. Some of them asking if the email that I sent previously was from me. Yes, it was from me. Not a phishing email.

I will try to answer all emails this weekend.

Some of my members asked me if I can just deduct the money from their account balance. I can't. I'd rather have a battle at Casinos than editing members account one by one. Iam the leader of team Xaga not a secretary. lol.

This problem didn't affect Xaga performance at all. If you don't want to return the money, that's fine. Like I said before, I appreciate those who return the money. There is nothing wrong with returning the money coz it will be returned to you eventually. Xaga investment plans are for life, right?

Ok guys, consider this problem never exist. Although, I lose about 4-6K ( not sure ) because of this fuck*ng bug, Xaga has to keep moving.

Finally, I want to say XAGA ROCCCKKKKKKKSS!!!!

Maybe you think Iam crazy, yes I am. Let's forget about this and let's make some money. Hallelujah!

Thanks.

Regards,

Kev

P.S : I still appreciate those that return the money."

The admin of FX Euro also sent a update about the delayed payments. read it here:

"Dear Online Invest Guide,

Just a quick update to let everyone know i have been having issues with the site license from the maker. For some reason he was giving ones that expire.

While this let members log in it prevented me from logging in and there for could not access accounts or make payments or reply to tickets.

I have a new license and am making payments now. Since that is what all the tickets are for this mail should answer all pending tickets.

Since i pay each payment by hand please allow me such time to get caught up before opening new tickets.

George"

Terry Funds - Review

noreply@blogger.com (Vinny) — Tue, 16 Feb 2010 17:50:00 +0000

Posted on 16th Feb 2010

Today I am going to talk to you about a typical short term high roi program which will maybe fit into the nice mixture of low roi programs that I have recently talked about. And also since some of the readers mostly prefer short term programs, I decide to bring in some variety for you all. The program that we will look into is Terry Funds.

Terry Funds is just another of your routine short term HYIP program with just another run off the mill story of investments in IPO, bonds, stocks, and finance. Well if you have believed these stories in the past then you would believe this one too, but then for all practical purposes I would treat this as yet another HYIP program. Now that I have said this is as a routine HYIP program doesn’t mean that it is a bad one, but it just meant that its one of those which promises high return in short time, and if planned well it could turn out to be a real profitable venture.

When it comes to Terry Funds the plans are not as simple as it’s shown on the home page. All the 3 plans have 3- 4 sub plans and the roi will vary according to the minimum investment limit. Each of the 3 plans has 3 sub plans called Starter plan, Pro plan and Maxi plan. Each Starter plan has a minimum of $10, the Pro plan has a minimum of $101 and the Maxi plan has a minimum of $1001. However the only Executive plan has a minimum of $5001.

So the first plan which is 125% in 7 days actually earns you a return of 120% if you invest in the Starter plan, 1235 in the Pro plan and 125% in the Maxi plan. The second plan of 140% in 10 days again offer you only 135% if you choose the Starter plan, 137% if you choose the Pro plan and 140% if you choose the Maxi plan. The third major plan which is 175% in 15 days basically earns you 165% in Starter plan, 167% in Pro plan, 172% in Maxi plan and 175% in Executive plan. If you all are not confused by now then you can continue to read further. (lol). I actually believe that simpler the plans for the investors to understand its better and also helps to keep the investor interested. Too many options just lead to more confusion to an investor who is already skeptical and confused with so many programs on hand. One thing I really appreciate is that all the major payment processors like Alertpay, Solidtrustpay, Strictpay, Liberty reserve, and Perfect money are offered for upgrading the account. This wide range of choices with the payment processors should interest a larger base of investors. There is whooping 9% referral commission for all active investors you get in. High referral commission is often a burden to the admin and to program, so something which is do not personally prefer.

Terry Funds has been online for last 4 days and has had 174 members which show that the program is growing at a slow pace. I think the site could see much more rapid growth following the first pay cycle. The site is hosted on a dedicated server by KoDDos, which is also a well know provider of DDos protection. KoDDos has slowly grown to be a trustable brand in secured hosting business. They are using the staminus servers which are the topnotch when it comes to quality servers. Terry Funds do have a well detailed faq page to answer most of your questions. Live chat is absent but you can reach the admin via tickets. Terry Funds has also been very well advertised on prominent forums and sites across the industry. A well planned promotion right from the start certainly helps in the growth of the program.

Terry Funds have been growing and have mixture of plans to suit a variety of investors with a good range of processors to choose from and backed up by reliable anti DDos protection. All these qualities do make Terry Funds a good short term program and an investment which can earn you higher returns, but all this after you have done your bit of research. Never invest beyond your limits, not more then you can afford to loose. Investment opportunities come and go, but once your money is lost, it stays lost!

Sport Arbis - Review and Daily News

noreply@blogger.com (Vinny) — Mon, 15 Feb 2010 16:34:00 +0000

Hi readers, as the new week begin and I continue bringing you some more reviews of the programs. Still continuing on the sport arbitrage theme there are more programs making their way and today we will look at another program which is based on this concept of sports arbitrage. The program I am going to talk about today is called Sport Arbis.

Sport Arbis, like the name suggest is a program which is based on sports arbitrage. This program has 3 different plans with a daily paying plan for the starters and 2 weekly paying plans. The starter plan is called the Daily system which pays 1.4% for 7 days. The minimum is slightly higher than most of the HYIP programs usually and is set at $25. This higher minimal amount may be not affordable to many newbies and many may be scared to try that amount at the start of a program. The second plan is weekly plan and is called Weekly system, which pays you 12% on a weekly basis for 14 weeks which pay a total of 168% of profit. Principal is returned at the end of the term. The third plan is called the Power Weekly plan which is pretty much similar to the previous plan but in this plan you get paid 15% weekly for 26 weeks. The minimum is also raised to $100 and you get paid a total profit of 390% eventually and plus the principal paid back, all this for investing more and taking more risk. The payment processors of choice here is something that surprised me a little. The payment processors included are the Liberty reserve, Perfect money and Global Digital Pay along with the bank wire as an option. When there are many other well known and preferred payment processors available in the market I am not sure why the admin opted to go with a new and quite unknown Global Digital Pay. Including other payment processor would certainly have been a good choice and would have opened the programs to other investors.

As per the website the site claims to pay for next 5 years, something which we will have to wait and see. Well the domain is certainly registered for 5 years, but that is not a proof enough that the site would last that long. It also claims that the VIP members will have an opportunity to meet the admin in person, well this kind of never ever happened with any program, even though some programs claimed this in the past so I am a bit skeptical about this. When all such huge claims are made and the point that makes me wonder is why not any real proofs provided or why would one want to use a whois guard to protect the their identity. These are some of the points which make me skeptical about all these claims; however we shall give some room for doubt and let the performance speak for itself.

Sport Arbis is hosted on a dedicated server with DDos protection form KoDDos. The server chosen is a Staminus server which is not only an expensive server but also one of the best when it comes to handling DDos attack, so the admin seems to have done his home work on this aspect. There is also SSL encryption on the site so all the transaction between your payment processor and the website is all highly encrypted and is safe. I am happy with the security aspect and applaud the admin for this. The site is also using the licensed Gold coders script which is safe and secure and user friendly too. The site has all the details needed and most of the questions are well answered on the faq section. Live help is absent and one can reach the admin via the ticket system on the site.

Sport Arbis is another addition to the range of new arbitrage sites that have recently started. Since all these sites based on sports arbitrage are pretty new they all need to prove themselves before investors can invest bigger amounts. However Spot Arbis has got some short term plans and those who want to get involved with the Sport arbitrage sites, this could be your chance. Do proper due diligence and keep your options open as you start another new week. Wishing you all another happy and successful week ahead!

Daily News:

Goulds Velvet which is another new site has completed is first payout cycle and I got paid as well today.

21st Century Arbs another arbitrage site seems to have completed its weekly payment.

"Dear Viny,

Good-day to all members of 21stcenturyarb.com .

We are please to inform you that 21stcenturyarb.com is rockin! both in terms of membership,upgrade,payout and admin support. I want to say that you to all our members for their continuous support and I also want to assure you that we have a long way to go with21stcenturyarb.com.

All pending withdrawal request have been completed. All paid members should please visit any of our monitors/forums to cast a vote for21stcenturyarb.com.

Thanks for all your support once again and have a wonderful sunday.

Joy

Admin"

Forex Net Club - Review

noreply@blogger.com (Vinny) — Sun, 14 Feb 2010 16:04:00 +0000

Posted on 14th Feb 2010

Hi readers this is my second review for the day and this is just to keep up with the number of programs that are added to my site. There where quite few nice programs that was added and the one I want to talk now is also one of them and that is Forex Net Club (FNC).

FNC is a program with some pretty tempting plans, but the minimum is not what some of the new investors can afford. There are 3 different plans and the minimum with all the 3 plans are $50. Now $50 is not what every person can afford to invest. Now these 3 plans are very neatly made, having same minimum funds to start with, so you would basically need to decide what kind of risk you are interested in. So there is a short term plan, Mid term plan and a Long term plan and all plans has returns with principle included in it. The short term plan is for 2 weeks and you earn 109% in return. So if you have invested $100 you will earn back $109 in 14 days time. So on closer introspection you will find that its pretty decent roi of 0.6% per day. The second plan is Mid term plan which is for 4 weeks and you earn 128%. So in 28 days you are earning 28% of profit, which is 1% roi per day, which is again a reasonable roi. The third plan is long term plan which stretches for 12 weeks and promises a return of 191%. So in 84 days you earn 91% profit with a roi of 1.08% per day. Although 91% of profit is huge, but when broken into perday basis it is a sustainable roi and this certainly is a strong point with FNC. Another feature that is avalaible is that you can make part of your earning to go back to work by compounding 25%, 50%, 75% or 100% with each of these plans. The payment processors used with this program is Liberty reserve and Perfect money and these are the most commonest processors used in the HYIP industry.

When money is being transacted in and out of the website, it’s should be made sure that these transactions are safe and secure. FNC has tried to achieve highest form of security with 256 bit SSL encryption and website insurance worth 1 Million USD by COMODO. Now this kind of security is not found on every other website and so this should speak for itself about the quality of the website here. The site is also hosted on a dedicated server by Block Dos, which secures the website against DDos attacks. FNC has a very detailed site with all the information about the company and the investments plans described in detail. They have used the licensed Gold coders script with some nice modifications, which is also a secure script used by most HYIP programs.There is also facility for live chat available on the site and the admin has been fast to responds to any questions you have.

FNC has got all the right elements to make the investors feel comfortable about the investment. FNC has also seen a good response as it’s been well promoted both on forums and on monitors and blogs all around in the industry. This program certainly deserves a look and I am sure this program is here to stay for some time. Getting into this program early on may not be a bad idea. With so many good programs coming up lately I am sure investors must find it difficult to decide which is better. I feel good about bringing my readers some of the good programs in this industry. Take your time to make due diligence with all these programs and then decide on how you want to spread your investments. Be sure that you don’t have all the eggs in one basket!

World Wide Financial Department (WWFD) - Review

noreply@blogger.com (Vinny) — Sun, 14 Feb 2010 04:51:00 +0000

Hi readers, today I received a suggestion form one of my reader that I post dates on my blog posts. I am serious considering this suggestion and thank you Greg for making the suggestion. You as a reader happen to come across anything that needs to be changed or added on the blog please feel free to suggest, and I would be happy to follow good suggestions. After all this blog is for the readers and it should certainly be reader friendly.

Today I would like to talk about a program called World Wide Financial Department (WWFD), which claims to be online from last one year. This actually was revealed to be by one of the support person whom I spoke to online about the program. As per the goldpoll monitor this program has had a life time of 356 days and has been monitored by them for 350 days. Goldpoll is one of the oldest and most trusted monitor around so I am sure the data from that site is reliable. I was also told by the person I was chatting with that the earlier domain (link) was changed to the present one. I would certainly love to quiz more on this issue if I can get an interview. For my readers this is a new program and lets start looking at it afresh and always remember all programs are only as good as long they pay.

WWFD has 3 different investment plans. The first plan is a daily paying plan which pays 1.8% for 150 business days which is 210 calendar days. You would need 63 business days to earn back your initial investment. After the term end you are able to withdraw your principal amount back. With the first plan you will earn 270% in just profits. The second plan is a weekly plan which pays you 10% weekly for 20 weeks which basically translates to 2% for each business day, as against the 1.8% for the daily plan. So you earn 200% profit in just 140 calendar days, and your initial investment would be returned back to you in 10 weeks time (50 business days). The third and the last plan is monthly plan which pays 42% for a month for 5 months time, so a profit of 210% after 150 calendar days. Well looking at these plans I would stick with either the first or the second plans for the reasons that first plan has higher returns, and pays daily so you are basically having lower risk. The second plan is also my choice because you earn back much faster then the first plan, but the third plan does not offer any real advantage in terms of profits or risk. The payment processors accepted with this program is the normal fair of Liberty reserve, Perfectmoney and Strictpay. These are the most commonly seen payment processors these days with most HYIP programs.

Few of the other reasons which compelled me to look into this program were that this program along with a professional looking site also is hosted on Dragonara Inc dedicated server. Drangonara is one of the most well know for their powerful anti DDos system and their services are also quite pricey. WWFD also has McAfee security installed on their site which adds added security for the site and for the investors. These days when the virus attack and hacking efforts are such a common occurrences, having additional security is always welcome. I am always in favor of a well secured site and I am happy with WWFD on that aspect.

Again WWFD is a fine looking program and certainly has the conventional looking HYIP plans with low roi and long term plans. As for the authenticity of their claims of being online for last one year is as good as any other claims in this industry which is to be taken with a pinch of salt. With nice daily and weekly plan, solid secured website with good hosting they are as certainly one of the good programs for this week. You all are supposed you bit of due diligence before putting in your hard earned money into these investments. The most important point that you all should note that no matter how authentic they all are they are only as good till they pay.

Goulds Velvet - Review

noreply@blogger.com (Vinny) — Fri, 12 Feb 2010 13:23:00 +0000

Today we shall look into yet another program from the list of program that I have selected. Usually the programs are classified as low roi long term or high roi short term programs, but today I am presenting a program that has low roi and is short term program. This program that we will look into today is Goulds Velvet.

Well that is certainly a peculiar name for a program and when I had the chance to talk to the admin I was told that the program has been named after the main admin Richard Gould. Let’s look into then what has Mr Gould got to offer in form of investment plans. (lol). There are totally 3 different plans and all plans pay after the term expiry only.

The first plan is called Commoner plan which pays 105% in 5 days, which means 1% of profit per day, which is very reasonable roi. The minimum amount to be deposited with this plan is $10. The second plan is Corporate plan which pays 115% in 10 days, that translates into 1.5% roi per day which again is pretty reasonable and a stable roi. The minimum with the Corporate plan is $100. The third plan is the Executive plan which pays 130% in 15 days, which would be 2% roi, and this is still a stable roi. The minimum to be invested with this plan is $300. Now if you look closely you will see that the perday roi is pretty stable and affordable, which would help program to sustain for a longer period of time. As I have said in my previous reviews, uptoo 2% roi is what is safely achievable through forex trading, and is always a safe limit for a roi in a program. Another point which I liked about the plans is that they are simple for any newbie to comprehend which should also easily interest even the simplest investor. They also have a nice referral system in place with 5% referral commission for each active investor referred. The payment processor used with Goulds Velvet is Liberty reserve, Strictpay, and Perfect money. Although Alertpay has been mentioned on the site it has not really be added and I think the admin would soon add it.

Goulds Velvet has a very nicely made design in place which is really eye catching. They are also using a modified Neversay script, so you will have to note that in the back office the menu is in a drop down format so hope u don’t get lost there. Along with secured script they are also using a dedicated server by Hush hosting, which certainly makes the website secure. The faq section is adequate and most of the questions are answered. There are also both live online help and offline tickets available on the site and the admin has been responsive in replying back to my questions. There have been couple of well known monitors that has been added, but I would love to see some more promotion for this program, and the admin certainly needs to work on this front.

Goulds Velvet should again be considered as just a mere HYIP program and so one should invest accordingly. The plans are definitely sustainable because although the plans being short term ones they are of low roi. With all things go the way it is supposed to and without any unforeseen incidents I am sure this program can run for some time. There are certainly some fast bucks to be made if you plan it right. A good mix of long term programs and safe looking short term programs is surely a way to spread your investments and be safe.

News:

Atlantic Profit has stopped paying just 2 days after the review was written. What a waste of all my efforts. This one of those few programs where my choice was wrong.

Instant Money Bets finally came to an end. It did run for couple of months before it was hacked, from what I heard and read about on some forum.

Dragadox - Review

noreply@blogger.com (Vinny) — Thu, 11 Feb 2010 17:00:00 +0000

Hi readers, these HYP programs are like perennial springs the new ones just keep coming day after day and its really a task to keep tab on all the good ones. And some times I find myself searching for words to introduce these programs. I don’t want to really recommend any programs, but just bring you my analysis of a particular program so that it will help you to reach some decision about your investment.

Today I want to talk about a new low roi and a long term HYIP program called as Dragadox Inc . Dragadox Inc is pretty professional looking site and is another site which claims to be involved with Forex. I don’t have anything against the program admins that make these claims, because most often then not these are just factious and false claims. Obviously every one investing in these HYIP programs has to understand one point that these are just mere games and different names and different concepts are fictious and made to try to sell it to you. As a investor it’s your responsibility to take care of your funds and to invest intelligently. I have always talked some points about being careful in each of my review so lets cut this here and take a loon at the investment plans in this program.

Dragadox Inc, has some very stable looking plans which is actually possible in a real forex trading and for this reason I feel quite comfortable. All the plans run for 150 business days or 210 business days and you get back your principle amount after this term. You should also note that you are paid the roi only on the business days that is from Monday to Friday. You will be able to withdraw on all the days. There are four plans so I will just put it in the tabular format.

Plans	Investment Limits	Roi (%)	Profit without principle
Starter	$10- 1500	1.6	240
Premium	1501- 5000	1.9	285
Professional	5001- 20,000	2.1	315
Expert	20,000- 50,00	2.4	360

The above profit mentioned is without the principle included so it’s just the pure profit and principle is returned to you after the term ends. You would need 63 business days to earn back your initial amount back in the starter plan, 53 business days with premium plan, 48 business days with Professional plan, and 42 business days with Expert plan. For now the Starter plan is what looks affordable and sensible too. Another point that is to be notes is that you have very flexible options with payment processors as all the popular payment processors are included. The payment processors include Alertpay, Strictpay, Solidtrustpay, Liberty reserve and Perfect money.

Dragadox Inc like most of the conventional HYIP program uses the goldcoders script with a very good hosting, i.e. Dragonara. Dragonara is one of the most well know hosting company which offers security and DDos protection. Dragadox Inc also has 256 bit SSL encryption form Thwate which is also a very reliable SSL certificate provider. This is absolutely professional in term of security and I give the admin two thumbs up for that.

This week has been amazing with one after the other good quality program starting up and Dragadox Inc features in that list. Check this program out and keep watching the blog for the other programs which will be reviewed in the following days.

Aballong - Review

noreply@blogger.com (Vinny) — Wed, 10 Feb 2010 17:17:00 +0000

Hi readers, you always get to see a trend starting in the HYIP industry with certain type of program. Well the trend of forex related programs is never ending, but off recently we have seen quite a few numbers of programs which are based on sports arbitrage. Today I would like to bring you another program which is based on the sports arbitrage concept, but then it’s definitely different from the others. I considered the uniqueness in this program before I decided to join it and bring it to my readers. The program that I am talking about is Aballong. A very new kind of name too isn’t it?

Aballong is a sports arbitrage based program which is paying a variable roi. The roi can vary between 2-8% weekly but guaranteed around 6% or between 20%- 30% monthly and guaranteed again around 24%. When I looked into the back office only one plan was visible. You are paid your profits on a daily basis which you can withdraw too, but the payments are only made once per week and that would be on Thursday of every week.As for the payment processors are concerned you have not much option if you are a unverified member as you are just restricted to use Liberty reserve, Perfectmoney and Strictpay. If you are a verified account holder then you have 2 extra funding options that is Paypal and Bank wire. Well this certainly is something new that I haven’t seen in any program. There is a 5% referral commission for each active referral you have referred.

Aballong has a nice design with heavily modified Neversay script. The Neversay script has been modified so much that if you are newbie you would easily be fooled for a customized script, however a keep experienced eyes can easily find out. Neversay script is the most reliable script, and quite a few HYIP program has used them in recent past. The site Aballong has been hosted on a shared server presently hosted by Hush hosting. All though Hush hosting is well know for its DDos protection, I would still like it better on a dedicated server. The admin has however explained to me that they would soon be going for SSL encryption which will make the transactions on the website far more secured.

Aballong certainly is not the first of its kind, but then few of the features on the site are quite unique. The support ticket and the FAQ section use the Kayak Support Suite. The admin has been very fast at responding, but I would love to see more promotion for the site then it presently has. Another new feature different from the other arbitrage site is that all the day to day battings are displayed both in the back office and in the news section of the site, and this pretty much gives you the feel of being directly been involved with arbitrage. I did like this new feature which gives a real time feel then just investing in a program. As far as the authenticity of Aballong is concerned I am not sure and will leave it to the admin to clarify in the upcoming interview that I have planned. As I always say, invest carefully always no matter which program. Aballong does have pretty stable looking roi returns and this is what gives more confidence about its ability to sustain for some time at least.

Aballong is certainly an interesting new program and if you are one of those investors who are interested in sports then the daily betting on the matches listed on those sites will be a nice way to earn profits out of something that you enjoy. Also if you are investors who is into such weekly paying low roi HYIP program then don’t miss out on taking a look at this site. Of course all online financial indulgences need proper due diligence and I hope I have provided sufficient information for you to reach a responsible and a correct decision. Always when you are playing this game of investment, your profit ratio is highly dependent on the temptation factor and your ability to control it.

Atlantic Profit - Review

noreply@blogger.com (Vinny) — Mon, 08 Feb 2010 15:06:00 +0000

BEWARE- THIS PROGRAM IS NOT PAYING

Hello friends, another week has begun and we will be in search of newer and better programs as usual to invest and to make profits for ourselves. A mixed bag with all kind of programs into it is surely the most ideal and recommended way to go about and not to invest all your money in one program. So in search of newer and better programs I came across this program called as Atlantic Profit, which at first sight may seem to be a very high roi program but is not really so on closer look.

Atlantic Profit has 4 different basic plans but these plans are further divided into sub plans making a total of 19 different plans for you to choose form. That is one too many plan for a usual investor to comprehend, and of course for me to explain all in detail in one review. Let me just try putting it in a table and then go over each plan briefly.

All plans are paid after term expiry.

PlanA: 120% after 1 day

Plan	Spent Amount ($)	Profit (%)
Plan 1	$10 - $200	103.00
Plan 2	$201 - $600	106.00
Plan 3	$601 - $1,000	109.00
Plan 4	$1,001 - $3,000	114.00
Plan 5	$3,001 - $5,000	117.00
Plan 6	$5,001 - $20,000	120.00

The above plan is ideal for those who want to test water and the minimum is also quite affordable.

Plan B: 180% after 5 days

Plan	Spent Amount ($)	Profit (%)
Plan 7	$10 - $500	120.00
Plan 8	$501 - $1,000	128.00
Plan 9	$1,001 - $5,000	138.00
Plan 10	$5,001 - $8,000	152.00
Plan 11	$8,001 - $20,000	180.00

The above plan is an ideal plan and has got a high returns as well with a affordable minimum that needs to be invested.

PlanC : 300% after 10 days

Plan	Spent Amount ($)	Profit (%)
Plan 12	$20 - $500	140.00
Plan 13	$501 - $1,000	160.00
Plan 14	$1,001 - $5,000	220.00
Plan 15	$5,001 - $8,000	265.00
Plan 16	$8,001 - $50,000	300.00

This plan also has affordable minimum entry level, but then you would need to wait for 10 days to get paid. This plan is good once you have made sure that the program is steady and running smoothly.

PlanD: 600% after 25 days

Plan	Spent Amount ($)	Profit (%)
Plan 17	$30 - $200	400.00
Plan 18	$201 - $1,000	500.00
Plan 19	$1,001 - $50,000	600.00

Now this last plan has a little higher minimum and you would need to wait for 25 days to get paid. This plan I would suggest only if you have appetite for high risk and are very sure about the longevity of the program.

You might wonder why is that I sound a little skeptical, well if you have noticed that the roi are on the higher side and so such programs do have a shorter life span, so the early birds have better options and are in better chances to make some good profit. The payment processors accepted are Liberty reserve, Perfectmoney and Strictpay. There is a 6% referral commission for active member referred.

Atlantic Profit like so many other program claims to be a company, about which you can just ignore. This is just another HYIP program and its best treated that way. You should find most of the info you want on the FAQ page, or else you can contact the admin via a ticket. Atlantic Profit uses a Gold Coders script which has been hosted by DDoswiz which is very well known for its DDos protection. The site also claims to have SSL encryption, about which I am doubtful as the site page did not open when https:// was used. I would certainly be happy if I get a clarification on this by the admin, which I will update accordingly.

Atlantic Profit should be a program for you if you are look out for a fast profit. The important aspect also is that your timing of entry and exit should be correct. Such high roi program do not last forever so be sure if you decide to enter be fast and keeping in mind that with higher roi comes higher risks. Be safe and enjoy the week ahead!

NextGenMarket - Review

noreply@blogger.com (Vinny) — Sun, 07 Feb 2010 16:22:00 +0000

Hi readers, today I thought you of bringing you a review of a program of a different kind form the usual of HYIP programs. Today I will talk about a revenue sharing autosurf site called NextGenMarket. This is a nice looking revenue sharing autosurf program.

How does NextGenMarket exactly work? Well this is just like most of the revenue share program where each of your upgrade will earn you 2% - 6% each day till you have earned 150% of your upgraded amount. So if you have upgraded your self to be a business member with $100 then you will earn till you have earned $150. To earn each day you would need to surf minimum 20 sites. Since you keep earning till you have reached the set profit limit, missing a day of surfing only means that your upgrade expiry date is increased by a day and you would not loose any money for missing a day. 80% of the sites income is paid to the registered members with 10% retained for the maintenance of the website and 10% for referral commission. The referral commission is set at 2 % for the free members. The payment processors accepted for upgrading are verified, Alertpay, Solidtrustpay, Strictpay, along with Liberty reserve and Perfect money. Having the full set of verified and popular payment processors will sure make this a popular site as most of the members will have option of investing into this program. The maximum number of sites that can be surfed by a member is 50 sites per day.

NextGenMarket is well detailed with all aspects dealt in detail on the FAQ section. The website does not go into much detail about how profit is generated other then from the members upgrading. There is a well made design to match the classy Gotkens script. Gotkens Script is a popular script, but is not used frequently. NextGenMarket is also hosted on dedicated server by Blacklotus. Blacklotus is also well known for their top class DDos protection. With a secured script and good DDos protection I am sure that the admin has got some good security for the website in place. The website also uses twitter, so if you are a twitter user then you can follow it and stay updated via the tweets.

NextGenMarket after 15 days of being online has 397 members which I consider to be a slow start for this program. The admin has mentioned of a legal company registration that would represent the NextGenMarket. I would however consider this as a mere autosurf programs and would not allow my investment decision to be affected by such claims. However I would keenly follow and update in case there is a real company registration in future. When it comes to online investments I always like to take the safer way and consider all investments as risky ventures. All so called online companies are only good till they pay isn’t it. However in the present autosurf industry, NextGenMarkett is surely a good looking prospect and I expect it should do well. All autosurf aficionados should consider this program and may be getting in early on to in able to reap higher profits. For those who are bored of the constant HYIP program this could be a welcome change.

All my readers should understand that the online investments are best treated as games and so only invest what you can afford to loose. What you have invested is no more part of your wealth till one has earned it back and you are only as rich as the money you have with you.

SantiVentures - Interview

noreply@blogger.com (Vinny) — Sat, 06 Feb 2010 10:24:00 +0000

Hi all, As you relax on your week end also read this interview with Vikor, Admin of SantiVentures. This interview was long due for publishing on this blog but had to wait its turn, for me to finish with all the pending review and interview. I do apologize the admin for the delay but then all the review and interviews are posted in the same order as I receive them. Without further delay lets go over to the interview.

1. Welcome to OIG. Thank you for allowing us to interview you. Could you introduce yourself and your team members?

Hi Vinny and all the readers of OIG. My name is Vikor Pepler and I am the administrator or as businessmen say, the CEO of SantiVentures online investment program. I am from

Switzerland

where I used to work as an executive assistant in one of the local banks in Bern. In 2002 I went self employed to try and make my way to financial independence. I have little experience in HYI programs but I suppose I am skillful enough to deal with this sort of thing.

2. Can you tell our readers some thing in detail about SantiVentures and is nature of business?

Mainly Forex managed accounts. Forex has really been the greatest breakthrough in the last years. It imposes risks but that’s the image of how the market theory has to function. I don’t trade

member’s money myself, once in 3 months I pick up new traders and new trading strategy to reduce the draw down effect. Like 6 years ago I set a strong affiliate network in GRAWE insurance company which pays out nice commissions. That was my first successful venture that I

haven’t given up till now. And lastly I came up with the idea of investing money in online booking systems. Hotels, tickets, car rental, whatever. Might be a surprise but if you took a closer look at turnover dynamics you would probably doubt if there ever was an economic downturn.

3. For the sake of our readers is it possible to provide any official address or phone number of the legally registered company?

Our company contact details are available on our website. First of all let me say that the address, PO and fax are 100% real and managed by real people. Any mail or fax has private status so you don’t really have to worry about security.

4. What are the investment plans in your program? Please explain it to our readers.

There is little to explain here. I can’t really do better than quote the following table:

Lite $5 - $800 1.30%

Standard $800 - $2,500 1.60%

Professional $2,500 - $10,000 2.30%

Premium $10,000 - $25,000 2.80%

I am absolutely sure these plans are sustainable and I hope as an experienced investor one will agree with this. Long term investment presupposes compounding percent which is also available to our members.

5. What are the payment processors you use?

SantiVentures accepts Libertyreserve, Perfectmoney, Strictpay and Alertpay.

6. Is it possible to sustain profits all the time in financial market? What are the precautions you have taken in case of loss?

No, it's not possible to make the same profits every day. For these cases we have reserve funds. It's about 15% of all money in the system and it is used when we have some delays with exchangers or when the profit is not enough to pay the interest.

7. How many active members you have right now?

Right now we have about 600 members and the membership is growing steadily. The idea is to have only those people who really want to partner with our program for a long time.

8. Not many programs can sustain in HYIP market for long time. Your program has been online for some time now. Can you share with our readers the secret of your success?

Transparency and honesty, REAL profits and helpful customer support is a secret. If more hyips follow the same rules we will see more happy members and better investment environment.

9. What are the different advertisement strategies you have employed and how much did it help you?

Our members are playing almost 80% percent of our advertising structure. That’s just perfect. As it’s much more convenient to have a member who knows exactly about why and what he gives money for and we don’t need to force anybody to invest it. Imagine I had a nice bargain when buying an I-phone 30% off the regular price. My friend wouldn’t hesitate to go for the same bargain shortly as he knows it’s worthy. Word of mouth if I am correct.

We have an extended advertising budget for 2010 to increase traffic and PR too. This year is the main focus to have SantiVentures settled for a long time.

10. Please share with us some technical information about the script, hosting and of course the security measure you have installed.

a) We use only licensed software GoldCoders Pro

b) We take care of installing updates in a timely manner

c) Backup’s twice a week which are then securely stored offline with

very limited access only to me and our tech guy.

d) SantiVentures is hosted on a dedicated server with enhanced DDoS

protection provided by DDoSWiz service.

e) 256-bit SSL encryption

f) I am not afraid of maintenance or problems involved with maintenance.

It’s more comfortable to suffer a few hours of downtime while having

your server properly updated than facing greater problems afterwards

11. What is your short term and long term plans? How long can SantiVentures be online?

Short term and long term plans are the same. SantiVentures will develop

steadily in 2010. More members, more money, more responsibility. Maybe we will offer a private club membership next year but only time will tell.

12. Before we conclude with the interview is there anything you want to say to your members?

Yes, I would like to thank you Vinny for this opportunity to be interviewed here first. And I would like to thank your readers for their attention. Come and join SantiVentures to experience truly stable hassle free profits.

Thank Vikor for answering all the questions elaborately. I am sure all my friends and OIG readers will find it helpful in making a proper DD. After reading the interview I am feeling really confident about this program SantiVentures and it may turn out to be a long lasting and fruitful one.

AtoxFinance -Interview

noreply@blogger.com (Vinny) — Thu, 04 Feb 2010 17:36:00 +0000

Hi everyone, Today I am bringing you all yet another interview from another long term HYIP program called AtoxFinance. This is a pretty interesting interview and it certainly will through more light about this program and its potential.

1. Welcome to OIG. Thank you for allowing us to interview you. Could you introduce yourself and your team members?

Hello! My name is Jeremy Jameson, I am Global Investment Assistant and Support Representative. My colleague from the same department is Barbara Peterson, Manager for General Support. I joined AtoxFinance 2 years ago when it was still just a project, not such a big company as it is now. I have a Business Degree Diploma at Columbian University

2. Can you tell our readers some thing in detail about AtoxFinance and is nature of business?

Well, everything I will say know is just an interpretation of the big text file that is available for you to read on our site. But,if you ask for my personal opinion, as an inside man - the employee, then I must say that this is incredible! I mean, in one week you can earn as much as you can earn in a bank?! What, what you were saying? This is huge, I must admit it! But, few of us know what happiness smells like, and I must say that the smell of the office where I am sitting know is very likely to be the smell of prosperity!

3. For the sake of our readers is it possible to provide any official address or phone number?

"For the sake" of all our website visitors, members and nonmembers we already have a phone number and address -

Our Phones

Address

(650) 2098160
(020) 32391297

Calle 50, Edificio Universal,
No 102,Main Floor, Panama

4. What are the investment plans in your program? Please explain it to our readers?

We have 7 different plans of investments, as there are many users with variable income sources. We have thought about them also when creating those plans, and you can see that each category has a share of the profit, more you invest - more you earn!

Invested Amount	Your Profit share from Company's daily result	Plan name	Maturity Period
10-100$	40%	Trial investor	30 trading days
101-2500$	45%	Basic investor	230 trading days
2501-7500$	50%	Advanced investor	230 trading days
7501-15000$	55%	Basic partner	230 trading days
15001-35000$	64%	Advanced partner	230 trading days
35001-75000$	74%	Basic Share-holder	230 trading days
75001-150000$	85%	Advanced Share-holder	230 trading days

5. What are the payment processors you use?

We are using PerfectMoney, LibertyReserve, EcuMoney and bank wires

6. Is it possible to sustain profits all the time in financial market? What are the precautions you have taken in case of loss?

It is almost possible, because the Forex market is one where numbers have the most important thing to say. But, of course, there exists a risk of loss, even this is a minor risk. This is why we have enabled the Reserve Fond, designed to cover possible losses. So, if one some trading days you will see 0 or a very little profit, then it means that we have applied the Reserve Fund, but until now, it wasn't necessarily!

7. How many active members you have right now?

He he! We can't tell or we can tell and lie! What do you prefer? :) Well, not below 1000 and not more than 1 000 000. I am not clear, isn't it? Our policy of confidentiality doesn't allow us to divulge such information, we are sorry, but you know "curiosity killed the cat".I am just joking :)

8. What are the different advertisement strategies you have employed and how much did it help you?

Another interesting question which looks even intriguing. If we re going to say HOW we made these advertisement strategies so effective, then our competitors will take them in consideration. So, for our sake, we can't say even this information. But, it is pretty understandable that we decided to hit the market of the well-known investment forums, as there is the main core of the members orchard. Banners, paid or non-paid, amounts spent for achieving the actual results are strictly confident.

9. You have a customized script. Has been tested for any possible back doors and all the safety ensured?

Be sure of that! We have a pretty big IT team which helps us daily and keeps our security wall very active. Also, we are hosting our services with Dragonara, on some dedicated ones. This is the most secure option that we can take now. All passwords are encrypted, a 256-SSL connection is also offered.

10. Please share with us some technical information about the hosting and of course the security measure you have installed.

I think I took it ahead of you and answered already to that in the previous mail. Having a complete team of 53 employees, we must secure not only the introduction of the information by users, but also our local security. And for that we must thank mr.Willard for finding such an awesome IT Team which has done all its best so far to keep us all safe and sound!

11. What is your short term and long term plans? How long can AtoxFinance be online?

We are planning to be here for at least 5-8 years. Of course, this doesn't mean we will close the program! When we will decide we want to make this step, as i said in other reviews, we will make it public. And, of course we are not going to disappear somewhere in the exotical countries with a pile of money!

12. Before we conclude with the interview is there anything you want to say to your members?

Yes! May God guide all your financial decisions and we hope you will be pleased by the services offered by us!

I am sure you all enjoyed reading the interview as much as I did. The answer to the question 7 did intrigue me and I wondered why would any one want to lie?? But then the answers provided by Jeremy was really in a light heart and was filled with sign of a maverick spirit. Enjoy reading!

FxStar - Interview and Daily News!

noreply@blogger.com (Vinny) — Wed, 03 Feb 2010 16:08:00 +0000

Hello readers, Today I bring you an interview with John Braun the admin of FxStar. FxStar is a unique HYIP program which is has great potential. You can read the complete review of FxStar here. Lets go over to the interview:

1. Welcome to OIG. Thank you for allowing us to interview you. Could you introduce yourself and your team members?

Welcome to the FxStar! My name is John Braun and I’m admin of FxStar which is advance online investment program. We have a professional team of employees which includes: admin, 4 assistants and 5 Forex traders.

2. Can you tell our readers some thing in detail about FxStar and is nature of business?

FxStar online program has started on 19 Dec 2009. The deposits of our clients are invested to Forex Market. We do have professional traders who used unique trading strategies. The Company’s Investment Program is based on the firm policy that has been developed for years. The basis for this policy is a strong traders’ team, who have been demonstrating excellent results of FOREX market trading for 5 years

3. For the sake of our readers is it possible to provide any official address or phone number of the legally registered company?

We are legal and registered investment company. We have nothing to hide. The full package of company documentations is available on our web site

4. Which is the forex trading platform used on FxStar?

This kind of information is the prerogative of our traders. You can see the result of their activity. However the way they do it is confidential information.

5. What are the investment plans in your program? Please explain it to our readers.

All investment offers were developed, taking into account our practical activity within the latest 3 years. We have six unique plans:

start (10 - 500 stars for 30 days with 1% daily),

optimal (500 - 1 500 stars for 100 days with 1,3% daily),

business (1 500 - 5 000 stars for 100 days with 1,5% daily),

pro (5 000 – 20 000 stars for 100 days with 1,7% daily),

profitable (20 000 – 50 000 stars for 100 days with 1,9% daily),

luxe (50 000 – 70 000 stars for 100 days with 2,1% daily),

diamond (70 000 – 100 000 stars for 100 days with 2,3% daily)

It is not a secret that it is much simpler to obtain profit at the foreign currency market, while operating a larger sum. That is why we encourage middle and significant investors with a large interest. We are open for improving and can add some plans in the future.

6. What are the payment processors you use?

We accept deposits via the following modes: Liberty Reserve, Perfect Money, StrictPay, AlertPay, WebMoney. Now we are working on bank wires, SolidTrustPay, Ecumoney and LiqPay. Soon it will work. We are open for improving and ready to add other processors in the nearest future.

7. Is it possible to sustain profits all the time in financial market? What are the precautions you have taken in case of loss?

There are only professionals in our company which do their best to skip losses and they are good. However the professional way of doing business is based on all possible opportunities. To keep money safe we create a special fond which filled in with 15% of each investment. The strategy of business, team and management make our company unique and comfortable for each client.

8. How many active members you have right now?

We are online a little bit more than one month but we have already got 2 500 of registered users and 1 500 of them become active investors. The visiting statistic of our site is increasing dramatically. However it’s just first steps because one of the Company’s goals is global expanding of the partnership chain not only in England, America and Russia, but also in other countries, which shall favourably distinguish us from all other investment companies. We will become the best investment company for decades.

9. What are the different advertisement strategies you have employed and how much did it help you?

The main point of our advertising strategy is a goal to become number one investment company. That’s why we use the best promotion offers. The budget for advertising is 30 000 USD. We plan to make very strong promotion of our company after all winter holidays. February will be the month when millions of people will hear about us around the world because we came to the investment not for one year or even five. We came for decades.

10. You have a customized script. Has been tested for any possible back doors and all the safety ensured?

The script of our web site is unique. It was developed by our IT department from the ground and has no analogue. All possible problems were tested by us and I can ensure you it’s no risk to use our service.

11. Can you explain what are the benefits of FxStar Keeper software and how can a investor use it?

Many of our projects are advanced. You will find it nowhere. One of them is FxStar keeper 1.0., a program, being installed on your PC and allowing to manage your investments without entering the site. Through this program you will be able to perform practically all operations available in your private cabinet at our site. It’s easy and comfortable to use. Everyday more and more our clients installFXStar keeper.

12. Please share with us some technical information about the hosting and of course the security measure you have installed.

Security is one of the main priorities of our company. We do use SSL and DDos protection which ensure our clients safety of deposits. Also we use special system of password protection. All passwords are coded into one side and can’t be recoded back. There is no chance to break our system.

13. What is your short term and long term plans? How long can FxStar be online?

The short term is 30 days and all others are for 100 days. We are making the basis to work for decades and I believe we will succeed.

14. Before we conclude with the interview is there anything you want to say to your members?

I want to wish everybody to get financial freedom. We can help you with it. So

Enjoy your financial freedom with us!

The admin has answered all the questions in a very detailed manner and straight to the point without beating round the bush. I am sure this interview will help you all to do a better DD about this nice program.

Daily News:

The admin of Paramount Profits sent a pretty lengthy newsletter to welcome the new members and to talk about the program.

Dear ,

This is the first newsletter being sent from Paramount Profits. A Warm Welcome to all new members and all future members that will be joining us soon. A week has already passed and I cannot believe it passed this quick. I must excuse myself for taking so long to send out the first Newsletter but we were busy behind the scene with weeding out the bugs and trading. Our site has grown smoothly & steadily and we are now looking at close to 300 members and almost $20,000 invested. With these results in 7 days I can confidently say that this growth is neither too big nor too small but the right way to continue forward with a positive outcome. We have had some good results this week on the Forex market and these will be passed on to all of you. I would like to mention a few changes coming and notices to current members.

I would like to inform everyone about this since I have been getting quite a few emails on it. The question is - Why you were not credited interest on Monday? We pay interest on business days. Since interest is credited 24 hours after deposit this gets credited a day after for the interest earned from the day before. Therefore Sunday's interest should be credited on Monday but since there is no interest on weekends then this will not be credited on a Monday. You will get Monday's interest on Tuesday (today). The same goes for Friday - Interest for Friday is credited on a Saturday even though Saturday is supposed to be a non business day. In other words the Saturday and Sunday interests are shifted to Sunday and Monday. This is how the script works and cannot be changed.

I have also been asked how can I sustain such a site and where do I create profit from. I am going to explain to you all how this is being done - I have been a forex trader for almost 2 years now. I spent a little over a year trading part-time and I quit my job last year to focus on Forex Trading full-time. I use FXCast as a broker since they accept e-currencies and it does not take very long to withdraw and deposit funds. I do not use all funds deposited to Paramount Profits to generate profit with. I use between 60-70% and the rest is kept to maintain the daily running and interest payments. This is the most fair and unbiased way that I found and also easiest on my side for both accounting purposes and site management.

We have reduced the minimum withdrawal amount to $1 from $5. This is after many request were made by members and to offer more flexibility in payments and investment strategies.

We will be moving to a more secure and better hosting service next week. We will migrate to a BlackDos server with plans for tighter security. I know BlackDos are the best in the business and I look at Paramount Profits to be one of the best also therefore I feel we should have this security and optimal hosting. More details on exactly when and what times we will be moving will come later this week.

I am also starting a small promotion campaign to get the word out there. Anyone depositing $10 or over gets a 10% bonus added to their account. Just send an email after you deposit to support@paramountprofits.com including your username and batch/ID code for payment and a 10% bonus will be credited to your account. This promotion will keep running until 15th February 2010.

Paramount Profits has been reviewed by 3 very established persons in the industry and I want to invite all of you to read them. They can be found here:

Money News Online - http://money-news-online.com/blog/2010/01/30/29012010-paramountprofits-review-and-other-news/

Safe Money Invest - http://safe-money-invest.blogspot.com/2010/01/28-january-2010-paramount-profits.html

Online Invest Guide - http://www.onlineinvestguide.com/2010/01/paramount-profits-review.html

I am predicting a very good future for Paramount Profits and I am very happy all of you decided to join me in this exciting venture. If anyone has any problems or questions please use the support page on the Paramount Profits website and I will respond as soon as possible.

Kindest Regards,
William

Admin of Gold Fleece Funds, which is still paying has sent another newsletter to announce some bonus on the deposits.

"Hello,

This is Felix Zeller with Golden Fleece Fund. I would like to remind all our investors and potential investors that our VIP Bonus is in full effect! On all deposits of at least $3501 you are eligible for a $150 instant withdraw bonus. This is a $150 bonus you can withdraw immediately. This bonus also puts you into our VIP category which has several different perks. Priority customer service from our VIP concierge is our biggest VIP perk.

We would love to discuss VIP services with you if you reply to this email.

Remember, our corporate registration is available on our website: http://www.goldenfleecefund.com

We are also close to enabling AlertPay to Liberty Reserve exchanges. We will announce it in our next newsletter.

Please be patient while we work out the details.

Sincerely,
Felix Zeller
Golden Fleece Fund Manager'

The Admin of UnderWaterSurf is also upbeat and happy about the success of his program and has sent his regular update.

"Hello Sailors,

Before anyone worries let me get the Not So Good News off first. This news is only bad for the one member we found with dual accounts Yes he/she was very slick using different LR accounts to fund and withdraw. But our system logs all IP addresses loging in and out

Just like the forums we all love, here at UWS having dual accounts with out contacting us before you deposit with proof that there are two people on the same IP is 100% against UWS TOS an any other site for that matter. Making referral commission off yourself by referring yourself is cheating UWS and cheating other members. The good new is that this happens that member, all accounts they own get suspended, no questions asked and their funds and credits get added to the UWS lottery for members to win 1 time per month.

If any bad comments about us popup in the forum in the next couple days they will most likely come from these two members:
user: howcan howcanz
Logged IP Address: 85.17.249.132 ***BUSTED***

User: Yukixiah
Logged IP Address: 85.17.249.132 ***BUSTED***

In other good news we actually have a lottery winner I want to congratulate UWS member DougTheMan. You have won $230 + 20,000 credits.

The 7 day referral contest ends today at 11:59PM. We are going to go by Captain Carlos\\\'s time which means in his time zone it is about 10am right now. After the contest end please give a few hours as I have to check each members account to see if we have any winners.

I am going to start processing the first block of payments for the 3rd and pay out the our UWS Lottery Winner I want to thank everyone who bought tickets

Happy Sailing
Admiral Smalls"

Cotton Funds - Review and Updates

noreply@blogger.com (Vinny) — Tue, 02 Feb 2010 16:44:00 +0000

Hi readers, if you have keenly observed, there have been couple of those weekly paying programs which have collapsed lately. Such programs usually grow very slowly because investors are not often comfortable with plans which pay forever as the principle is not returned in such programs. If the admin has the patience to stick on through the slow growth phase and if he can make the program sustain then it can see the success that few of those programs have achieved, but lately some of them closed the shops. Last week there has been another new program which has such low roi weekly paying and monthly paying plans, and this is Cotton Funds.

Let’s take a look into what Cotton Funds has to offer. Cotton Funds has four different plans which is a combination of weekly and monthly plans. The first Weekly plan pays 6% weekly with a minimum investment of $10, the Weekly Premium plan would pay you 8% if your minimum deposit is $5001 and above. The Monthly plans pays you 30% monthly for deposits from $50 upto $5000 and 40% if your minimum investment is $5001 and above. All the plans have a locking in period of 60 days after which you can choose to withdraw the principle. However if you decide to withdraw your principle before 3 months then you would be paid 90% of the principle and the 10% will be the penalty fees. All the plans are very modest and affordable plans which can be easily sustainable. If you observe the weekly plan and the monthly plan pay you well within 2% roi per day, which can be considered as sustainable.

There is a 3% affiliate commission for each active referral. They payment processor options available with Cotton Funds are Perfect money, Liberty reserve and Strictpay. These 3 have been the most popular options of payment processors lately. As for my choice of plans, I would stick to the weekly plan because one month is too long of a wait for me to get paid.

As per the website Cotton Funds like its name suggests deals with trading cotton in cotton producing countries. As for the investments are concerned it’s an online venture, so a risky one and I would consider it as another HYIP program. The website is pretty well made, with the ever secure Neversay script and a dedicated hosting from Hushhosting. Obviously when it is Hushhosting, then there is DDos protection, and also Cotton Funds has added security in form of SSL encryption which ensures the safe transmission of the data. If you have any questions you would like to ask the admin then you will have to send in a ticket via the website as there is no online chat facility available.

Like all the weekly paying plans I would consider Cotton Funds to have a slow growth, but then going by the stats, 93 members in 4 days is very good numbers. If you are into these long term program then surely go ahead and take a look at this one. Cotton Funds surely looks simple but is certainly a secure website with the top class security installed on it and with some nice sustainable plans. Take you time to make proper due diligence, and always remember to spread your investments.

Updates:

Please note that Argus Funds is not paying anymore. Seto Company too is not paying ,the admin claimed that the site was hacked as they had not used the original licensed script. I am sure there is some lesson to learnt there.

Some more updates form the UnderWaterSurf, the autosurf program which is almost completing its second cycle.

"Hello Sailors,

I have just got done processing the first block of payments that came in for the 2nd the 1st & 2nd for some that did not request payment until the 2nd. Everything is running very smooth

If some of you have noticed the a Mod on TalkGold moved UWS to closed program section. The admin of Talk Gold has just emailed me to let me know they he is going to figure out why and fix this for us because all the sailors of UWS know that we are still strong and paying on time

Carlos will be adding another banner to the Rate Us page for yet another forum we are active on. The Forum is called GoldenTalk. The members there actually set UWS up with two threads to post on. Here they both are for your viewing and posting pleasure:
http://goldentalk.com/t41416.html and http://goldentalk.com/t41585.html

There is another forum that UWS is on as well that I was updated about. I will put the info for that in the next newsletter and join the forum as well. There is only so much one person can do as the Captain rest most of the day because of the meds he on from the hospital.

It looks like the lottery is in full swing We have already sold 10 ticket. So that means the pot is at about $10 + the funds from the recent banned member that had 8 accounts which means there is actually $230 in the pot for all members to have the chance to win The more tickets that are bought, the larger the pot grows

The referral contest that ends tomorrow is looking good. I\\\'m not sure who the winners are yet but I am sure we will have some. Everyone needs to be ready for Wild Wednesday as we are going to offer something wonderful that will surprise everyone

Happy Sailing

Admiral Smalls"

EuroNanoInvest - Review and Updates!

noreply@blogger.com (Vinny) — Mon, 01 Feb 2010 16:14:00 +0000

I am sure you all are enjoyed the weekend with your dear ones. The HYIP industry never ceases, and especially as this is the beginning of the New Year more programs seem to make its way. Since I have few programs lined up I have not taken a break and continue to bring you yet another review of a new program called EuroNanoInvest (ENI).

EuroNanoInvest kind of reminds me of my favorite and one of the longest running programs Nano Money Corp. Well I am not trying to compare or say they are related, but just the name and the plans kind of remind me of that program. The plans with EuroNanoInvest are low roi and long term plans and so can be sustainable. All the 3 plans pay you on business days only. The first plan is called Nanotech in Medicine, which is for 160 business days (or 224 calendar days), with a daily roi of 1.4% from Monday to Friday and the principal is returned on term expiry. The minimum to be deposited with this first plan is $10. So if you deposit $100 in this plan then you will earn $224 at the end of term plus $100 principle. If you have observed it just 1% per day roi ;)

The second plan is called Nanotech in Electronics, which runs for 140 business day (or 196 calendar days), paying 1.6% roi, with principal returned on term expiry. The minimum with this plan is $1000. The point to be noted is that the final return is again 224% same as the first plan plus your principle, but only difference is that you get this in faster time. The third plan is called Nanotech in Materials which runs for 120 bussiness days, paying 1.8% roi, with the minimum investment being $8000. Your final profit will be 216% plus your principle. In the third plan you earn slightly lesser then the other 2 plans but in a faster time. I must say that the admin is very smart and the choice is with the investors as to what they would opt, more risk or more profits. However I think the first 2 plans are the better options. The payment processor option is something I would consider as a limitation with only Liberty reserve and Perfect money being the only 2 options. I am of the opinion that more the number of payment processors more investors into the program, more funds for the admin to handle. An also considering that most of these HYIP programs are just games which is based on investors funds, having more members will always help. However it’s a relatively very easy to add new processors so it not a matter of much concern and can be done by the admin anytime in the future.

EuroNanoInvest definitely has one professional looking site with a nicely customized script. The website does have all the details about what the company is all about and how they manage to earn the profits. To mention about the company in brief, as the name goes, they are involved with nano technology in all aspects of this modern life, from machines to medicine. If you are a new investor and are thinking if the claims made on the site are ture? Then I would suggest you wait for at least 6 months and you would get a better idea. I would on any given day consider this as just an online investment which is always a risky investment, so for all practical purpose let’s just consider it as a HYIP program.

I did like the customized script installed, obviously goes to show that the admin has put in some quality work in here. EuroNanoInvest is also hosted on the dedicated server by Drangonara Alliance. Dragonara as you all must have known is one among the prominent hosting companies with powerful Anti DDOs security system provided by them. I have never not often seen their server go down, which is really appreciable. The admin is very active and can be reached via ticket or via online chat system installed on the site.

EuroNanoInvest is certainly one of the professional looking website I have seen in last couple of weeks and it would not be a surprise that it soon became a popular program. ENI according to me is a quality low roi long term program and I would suggest any serious investor to take a look at this one. Have a safe and lovely week ahead.

Updates:

Some updates from the admin of UnderWarterSurf.

"Hello Sailors,I need to take care of this business right away. I have found that there are few members with multiple accounts. I have suspend four of them so far.

Please refer to the FAQ Page for the Multiple Account Rule here.

Q: Can I have more than one account
A: No, if you have more than one account, all your accounts will be banned without notice & all funds associated with those accounts will be added to the Underwatersurf member lottery pot which one lucky member per month will win If you have several people who want to join using the same IP address, please contact the Captain before depositing.

Good news is we will accept accounts from the same IP address ONLY if you send a support ticket in before you deposit. The account under the same IP has to have:

1: Different user name2: Different email 3: Different funding lr or pm account4: You can not withdraw into the same payment processor account number attached to another account. If this is done we will know that the same user has 2 accounts with us and will be suspended without notice and all funds lost will be put into the UWS Lottery for members to win

Admiral Smalls

***** HAVE YOUR ADVERTISEMENT BLASTED TO ALL MEMBERS FOR ONLY $5 PER BLAST*****"

Instant Money Bets is still paying and they have come up with a new contest for the members.

"Hello OIG

we are now online since 76 Days, have over 1400 Members with current active deposit of over 150 000 $ and we have paidout over 71 000$.
So i think after the last contest it is time for a new contest.
With your money we also got some Bonus from the different Bookmarkers.

So we will give you an hugh 10% Deposit Bonus for the next 50 Deposits over 100$.
All Investment Plans are accepted for this Contest.

The Deposit Bonus will be added to your Account as a "Mixed Weekly Bets" - Deposit within 24 hours after you have made your Deposit.

Example:

You deposit 1000$ into the Test Plan.
So we will add 100$ as an Mixed Weekly Bets - Deposit to your Account

Other News:

We will add within the next 14 Days a own Forum, own Chatroom for the IMB Members and we will also start an own Sportsbook.
This will secure all your IMB profits.

All the best,

Michael and Staff

----------------------------------------------

Hallo OIG

wir sind jetzt seit 76 Tagen online, haben ueber 1400 Mitglieder mit aktiven Einzahlungen von ueber 150 000$, ebenfalls haben wir an diese Mitglieder ueber 71 000$ ausbezahlt.
Desshalb denke ich das es nach dem letzten Contest wieder Zeit fuer einen neuen ist.

Mit ihrem Geld hatten wir auch viele Bonuse von den Buchmachern erhalten.

Desshalb wollen wir ihnen fuer die naechsten 50 Einzahlungen ueber 100$ einen dicken 10% Einzahlungsbonus geben.
Alle Investmentplaene sind bei diesem Contest akzeptiert.

Der Einzahlungsbonus wird ihrem Account in Form eines Mixed Weekly Bets - Deposits gutgeschrieben.
Und das innerhalb von 24 Stunden nach ihrer Einzahlung.

Beispiel:

Sie zahlen 1000$ in den Test Plan ein.
Und erhalten dann ein 100$ Mixed Weekly Bets - Deposit in ihrem Account gutgeschrieben.

Andere News:

Wir werden in den naechsten 14 Tagen ein eigenes Forum und einen eigenen IMB Mitglieder Chat einrichten.
Ebenfalls werden wir einen eigenen Buchmacher starten.
Das wird ihre IMB Profite sichern.

Alles Gute,

Michael und Team'

Mandarin Invest is another fine program which has been paying for some time now.

"Dear, OIG09!

The situation on world markets is volatile, but our company successfully works with your funds and makes them grow. Due to the fact, that our financial situation improved over the last quarter, we have decided to share the success with you and make the investment conditions more lucrative for you. However, as investors are sensitive towards any changes, even positive ones, we have decided to ask your opinion on this matter.

So, our experts suggest following options:

1. Change the interest rate for "Basic" plan to 1.2%
2. Change the interest rate for "Starter" plan to 1.5%
3. Change the interest rate for "Advanced" plan to 1.8%
4. Leave everything without any changes

You can voice your opinion here:

http://forum.mandarin-invest.com/viewtopic.php?f=4&t=31&start=0

The poll will close on 21.02.10. We would also be glad to receive any suggestions from professional investors on additional improvements of the conditions.

Remember, your vote might be crucial!"

21stCenturyArb - Review and Updates

noreply@blogger.com (Vinny) — Sun, 31 Jan 2010 16:48:00 +0000

You all know that I have always liked long term low roi programs as I have always found then to be smooth way to get into profit. Another program to add this list may be 21stCenturyArb. This is totally new looking program with some pretty pictures of different games on front page. I have joined this program just yesterday and will keep all my reader updated about the payments everyday.

21stCenturyArb is a long term program with only one plan that is 12% weekly for lifetime. So this means it is a common sense to understand that your principle amount is never returned and every week you will get 12% of roi forever or atleast until the program lasts. The least amount to be invested here is $20 and maximum is $50,000. Withdrawals can be done after 7 working days. So there is a waiting period of almost two and a half months or 9 weeks for us to get the principle amount back which is very long but not new also. We have seen programs like these before. The program should survive until then to make us feel safe. Payment processors like Liberty Reserve, Strict Pay, Solid Trust Pay and Perfect Money are good to go here in this program. Referral commission is 10% which is a bit higher than usual so usually investors start hunting for referrals in these kinds of programs.

21stCenturyArb program says that sports betting is the main market where they invest and make profits to pay the investors. And it is also mentioned as legal in FAQ section. As investors we don’t have to have any knowledge of betting because we are not betting anything here it says just invest your money and earn profits. But I say we are betting our money isn’t it? But then this whole hyip or autosurf industry is a kind of betting. Either we win or lose only two things can happen nothing more than that. As I always suggest only invest what you can afford to lose. In 21stCenturyArb there is an opportunity to make more than one accounts but you can’t refer your own accounts. Your accounts will be deleted if this happens and nothing is refundable here.

21stCenturyArb is designed on a neversay script and most of us are familiar with this script now. Neversay script has always been known for its security and stability. The program is hosted by a dedicated server with DDOS protection from NVH server. Investing is easy in 21stCenturyArb. Just register, log in and deposit the funds. After 7 days when you see the profits in your e-wallet you can withdraw the profits. There is a waiting period of 1-48 hours to get the payment. We don’t like long waiting period isn’t it investors? But if this is how they work then we have to accept it. We just have to wait to see how the program runs and what all efforts will admin put to make the site and plans popular. 21stCenturyArb is designed well and looks fresh and shiny but then all the shiny things are dangerous. We hope the result will be as good as the trophy shown in the site.

Well readers, whatever I say in my review about 21stCenturyArb or any other program it is just for your knowledge. You would need to make your own research and due diligence about the program and then invest. We all hope 21stCenturyArb runs for long time like so many other programs and make a good impression on industry and investors. Happy Earning and watch out.

Updates:

Xaga Enterprise never stops surprising us. The program is always growing. here is another intresting newsletter from the admin.

"Dear OIG09,

I have uploaded new video. You must see this to understand how our project is run.

http://www.youtube.com/watch?v=5XMK5gN5m2E

As you can see, I converted $845 comps to cash with 2:1 ratio. It means $422 worth of cash. As I said in the past, this conversion was for invited guests only and only for big and loyal customers. I collected this $845 in couple of days only. It was not easy to produce $845 comps. From my experience, if you lose $500 in Casinos, you will only receive $5 comps and of course it depends on many factors such as how long you play, how big, etc. So in order to produce that $845, I need many hours and huge capital around 5 figures.

In the video, there was a moment I have to drop my digital camera because there was officer there. The hardest thing in the video was to change the money slip to the cashier because I was dealing with human beings. It wasn’t easy to tape that. Eyes on the sky, officers, environment, etc. It took several minutes before I got my money because it was considered huge comps.

I hope u understand how Xaga Enterprise works. If you haven’t joined yet, what are u waiting for? Xaga Enterprise is a real investment program with a risk free and proven method.

Xaga Enterprise beats Forex, Stocks, Sport Arbitrage Trading, etc.

Enjoy your weekend and XAGA ENTERPRISE ROCKS!

Thank you.

Regards,

Kevin
Admin"

And this is the latest newsletter about the XAGA Universe

"Dear OIG09,

We have 72 representatives from 34 countries.

https://www.xagaenterprise.com/universe.php

To all representatives, please let me know if your datas are not correct.

Thanks.

Regards,

Diana
Support"

Cotton Funds is a new program that i joined today. The admin has a promo going on as per his 1st news letter.

"Dear Viny,
Thank you for joining Cottonfunds.

This is my first newsletter and I must say in these 2 days online I have learned alot already.
With suggestions and comments coming in we are constantly improving and will keep improving for the months to come.

Here is our first promotion:
Deposit over $250 and get a $15 bonus added to your account!
Just email us after depositing and your bonus would be added as soon as possible.

If you have any issues or suggestions just email me back.

Regards,
David Baron,
CottonFunds Admin"