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xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-4 h-4 mr-2"><path stroke-linecap="round" stroke-linejoin="round" d="M9.813 15.904 9 18.75l-.813-2.846a4.5 4.5 0 0 0-3.09-3.09L2.25 12l2.846-.813a4.5 4.5 0 0 0 3.09-3.09L9 5.25l.813 2.846a4.5 4.5 0 0 0 3.09 3.09L15.75 12l-2.846.813a4.5 4.5 0 0 0-3.09 3.09ZM18.259 8.715 18 9.75l-.259-1.035a3.375 3.375 0 0 0-2.455-2.456L14.25 6l1.036-.259a3.375 3.375 0 0 0 2.455-2.456L18 2.25l.259 1.035a3.375 3.375 0 0 0 2.456 2.456L21.75 6l-1.035.259a3.375 3.375 0 0 0-2.456 2.456ZM16.894 20.567 16.5 21.75l-.394-1.183a2.25 2.25 0 0 0-1.423-1.423L13.5 18.75l1.183-.394a2.25 2.25 0 0 0 1.423-1.423l.394-1.183.394 1.183a2.25 2.25 0 0 0 1.423 1.423l1.183.394-1.183.394a2.25 2.25 0 0 0-1.423 1.423Z"></path></svg>Free, Accurate, Comprehensive</div></div><h1 class="text-5xl md:text-7xl font-bold mb-6 leading-tight">Financial Tools &amp;<!-- --> <span class="bg-gradient-to-r from-yellow-300 to-orange-300 bg-clip-text text-transparent">Expert Insights</span></h1><p class="text-xl md:text-2xl text-indigo-100 mb-10 max-w-3xl mx-auto leading-relaxed">From salary calculations to crypto taxes, pension planning to regional insights — everything you need to make informed financial decisions.</p><div class="flex flex-col sm:flex-row gap-4 justify-center items-center"><a class="group inline-flex items-center px-8 py-4 bg-white text-indigo-600 font-semibold rounded-xl hover:bg-indigo-50 transition-all duration-300 text-lg shadow-lg hover:shadow-xl transform hover:-translate-y-1" href="/tools">Explore Calculators<svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-5 h-5 ml-2 group-hover:translate-x-1 transition-transform"><path stroke-linecap="round" stroke-linejoin="round" d="M13.5 4.5 21 12m0 0-7.5 7.5M21 12H3"></path></svg></a><a class="inline-flex items-center px-6 py-3 border-2 border-white/30 text-white font-medium rounded-xl hover:bg-white/10 transition-all duration-300" href="/#">Try Calculator</a></div><div class="mt-16 grid grid-cols-1 md:grid-cols-3 gap-8 max-w-4xl mx-auto"><div class="text-center"><div class="text-3xl font-bold mb-2">50+</div><div class="text-indigo-200">Regions Covered</div></div><div class="text-center"><div class="text-3xl font-bold mb-2">100%</div><div class="text-indigo-200">Free Tools</div></div><div class="text-center"><div class="text-3xl font-bold mb-2">24/7</div><div class="text-indigo-200">Available</div></div></div></div></section><section class="py-20 px-4 bg-white dark:bg-gray-900"><div class="max-w-6xl mx-auto"><div class="text-center mb-16"><h2 class="text-4xl font-bold mb-4 text-gray-900 dark:text-gray-100">Why Choose SalaryCalculate?</h2><p class="text-xl text-gray-600 dark:text-gray-300 max-w-2xl mx-auto">Professional-grade tools designed for real-world financial decisions</p></div><div class="grid md:grid-cols-2 gap-8"><div class="group relative bg-white dark:bg-gray-800 rounded-3xl p-8 hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 dark:hover:bg-gray-700 dark:hover:border-gray-600 overflow-hidden"><div class="absolute inset-0 bg-gradient-to-br from-indigo-50 via-white to-indigo-50 opacity-0 group-hover:opacity-100 transition-opacity duration-500 dark:from-gray-800 dark:via-gray-900 dark:to-gray-800"></div><div class="relative z-10 mb-6"><div class="inline-flex items-center justify-center w-20 h-20 bg-gradient-to-br from-indigo-500 to-indigo-600 rounded-3xl shadow-lg group-hover:scale-110 transition-transform duration-300"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-10 h-10 text-white"><path stroke-linecap="round" stroke-linejoin="round" d="M9 12.75 11.25 15 15 9.75m-3-7.036A11.959 11.959 0 0 1 3.598 6 11.99 11.99 0 0 0 3 9.749c0 5.592 3.824 10.29 9 11.623 5.176-1.332 9-6.03 9-11.622 0-1.31-.21-2.571-.598-3.751h-.152c-3.196 0-6.1-1.248-8.25-3.285Z"></path></svg></div></div><div class="relative z-10"><h3 class="text-3xl font-bold mb-4 text-gray-900 dark:text-gray-100 group-hover:text-indigo-900 dark:group-hover:text-indigo-300 transition-colors">Smart, Free Tools</h3><p class="text-gray-600 dark:text-gray-300 mb-8 leading-relaxed text-xl">No paywall. Just accurate tools for real salary decisions with transparent calculations.</p><div class="relative overflow-hidden rounded-3xl shadow-xl group-hover:shadow-2xl transition-shadow duration-300"><img alt="Free tools" fetchPriority="high" width="800" height="500" decoding="async" data-nimg="1" class="w-full h-80 object-cover transform group-hover:scale-110 transition-transform duration-700" style="color:transparent" srcSet="/_next/image?url=%2Fimg%2Foptimized%2Ffree-tools-large.webp&amp;w=828&amp;q=75 1x, /_next/image?url=%2Fimg%2Foptimized%2Ffree-tools-large.webp&amp;w=1920&amp;q=75 2x" src="/_next/image?url=%2Fimg%2Foptimized%2Ffree-tools-large.webp&amp;w=1920&amp;q=75"/><div class="absolute inset-0 bg-gradient-to-t from-black/30 via-transparent to-transparent opacity-0 group-hover:opacity-100 transition-opacity duration-500"></div></div></div></div><div class="group relative bg-white dark:bg-gray-800 rounded-3xl p-8 hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 dark:hover:bg-gray-700 dark:hover:border-gray-600 overflow-hidden"><div class="absolute inset-0 bg-gradient-to-br from-purple-50 via-white to-purple-50 opacity-0 group-hover:opacity-100 transition-opacity duration-500 dark:from-gray-800 dark:via-gray-900 dark:to-gray-800"></div><div class="relative z-10 mb-6"><div class="inline-flex items-center justify-center w-20 h-20 bg-gradient-to-br from-purple-500 to-purple-600 rounded-3xl shadow-lg group-hover:scale-110 transition-transform duration-300"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-10 h-10 text-white"><path stroke-linecap="round" stroke-linejoin="round" d="m3.75 13.5 10.5-11.25L12 10.5h8.25L9.75 21.75 12 13.5H3.75Z"></path></svg></div></div><div class="relative z-10"><h3 class="text-3xl font-bold mb-4 text-gray-900 dark:text-gray-100 group-hover:text-purple-900 dark:group-hover:text-purple-300 transition-colors">Instant Results</h3><p class="text-gray-600 dark:text-gray-300 mb-8 leading-relaxed text-xl">Live updates as you type—no logins, no email required. Get answers instantly.</p><div class="relative overflow-hidden rounded-3xl shadow-xl group-hover:shadow-2xl transition-shadow duration-300"><img alt="Instant Results" fetchPriority="high" width="800" height="500" decoding="async" data-nimg="1" class="w-full h-80 object-cover transform group-hover:scale-110 transition-transform duration-700" style="color:transparent" srcSet="/_next/image?url=%2Fimg%2Foptimized%2Fsmart-and-fast-large.webp&amp;w=828&amp;q=75 1x, /_next/image?url=%2Fimg%2Foptimized%2Fsmart-and-fast-large.webp&amp;w=1920&amp;q=75 2x" src="/_next/image?url=%2Fimg%2Foptimized%2Fsmart-and-fast-large.webp&amp;w=1920&amp;q=75"/><div class="absolute inset-0 bg-gradient-to-t from-black/30 via-transparent to-transparent opacity-0 group-hover:opacity-100 transition-opacity duration-500"></div></div></div></div><div class="group relative bg-white dark:bg-gray-800 rounded-3xl p-8 hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 dark:hover:bg-gray-700 dark:hover:border-gray-600 overflow-hidden"><div class="absolute inset-0 bg-gradient-to-br from-pink-50 via-white to-pink-50 opacity-0 group-hover:opacity-100 transition-opacity duration-500 dark:from-gray-800 dark:via-gray-900 dark:to-gray-800"></div><div class="relative z-10 mb-6"><div class="inline-flex items-center justify-center w-20 h-20 bg-gradient-to-br from-pink-500 to-pink-600 rounded-3xl shadow-lg group-hover:scale-110 transition-transform duration-300"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-10 h-10 text-white"><path stroke-linecap="round" stroke-linejoin="round" d="M15 10.5a3 3 0 1 1-6 0 3 3 0 0 1 6 0Z"></path><path stroke-linecap="round" stroke-linejoin="round" d="M19.5 10.5c0 7.142-7.5 11.25-7.5 11.25S4.5 17.642 4.5 10.5a7.5 7.5 0 1 1 15 0Z"></path></svg></div></div><div class="relative z-10"><h3 class="text-3xl font-bold mb-4 text-gray-900 dark:text-gray-100 group-hover:text-pink-900 dark:group-hover:text-pink-300 transition-colors">Local Accuracy</h3><p class="text-gray-600 dark:text-gray-300 mb-8 leading-relaxed text-xl">Tailored by region, with current tax rules built in for precise calculations.</p><div class="relative overflow-hidden rounded-3xl shadow-xl group-hover:shadow-2xl transition-shadow duration-300"><img alt="Local Accuracy" fetchPriority="high" width="800" height="500" decoding="async" data-nimg="1" class="w-full h-80 object-cover transform group-hover:scale-110 transition-transform duration-700" style="color:transparent" srcSet="/_next/image?url=%2Fimg%2Foptimized%2Fspecific-location-v2-large.webp&amp;w=828&amp;q=75 1x, /_next/image?url=%2Fimg%2Foptimized%2Fspecific-location-v2-large.webp&amp;w=1920&amp;q=75 2x" src="/_next/image?url=%2Fimg%2Foptimized%2Fspecific-location-v2-large.webp&amp;w=1920&amp;q=75"/><div class="absolute inset-0 bg-gradient-to-t from-black/30 via-transparent to-transparent opacity-0 group-hover:opacity-100 transition-opacity duration-500"></div></div></div></div><div class="group relative bg-white dark:bg-gray-800 rounded-3xl p-8 hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 dark:hover:bg-gray-700 dark:hover:border-gray-600 overflow-hidden"><div class="absolute inset-0 bg-gradient-to-br from-violet-50 via-white to-violet-50 opacity-0 group-hover:opacity-100 transition-opacity duration-500 dark:from-gray-800 dark:via-gray-900 dark:to-gray-800"></div><div class="relative z-10 mb-6"><div class="inline-flex items-center justify-center w-20 h-20 bg-gradient-to-br from-violet-500 to-violet-600 rounded-3xl shadow-lg group-hover:scale-110 transition-transform duration-300"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-10 h-10 text-white"><path stroke-linecap="round" stroke-linejoin="round" d="M3 13.125C3 12.504 3.504 12 4.125 12h2.25c.621 0 1.125.504 1.125 1.125v6.75C7.5 20.496 6.996 21 6.375 21h-2.25A1.125 1.125 0 0 1 3 19.875v-6.75ZM9.75 8.625c0-.621.504-1.125 1.125-1.125h2.25c.621 0 1.125.504 1.125 1.125v11.25c0 .621-.504 1.125-1.125 1.125h-2.25a1.125 1.125 0 0 1-1.125-1.125V8.625ZM16.5 4.125c0-.621.504-1.125 1.125-1.125h2.25C20.496 3 21 3.504 21 4.125v15.75c0 .621-.504 1.125-1.125 1.125h-2.25a1.125 1.125 0 0 1-1.125-1.125V4.125Z"></path></svg></div></div><div class="relative z-10"><h3 class="text-3xl font-bold mb-4 text-gray-900 dark:text-gray-100 group-hover:text-violet-900 dark:group-hover:text-violet-300 transition-colors">Expert Insights</h3><p class="text-gray-600 dark:text-gray-300 mb-8 leading-relaxed text-xl">Articles and guides to help you make informed decisions about your finances.</p><div class="relative overflow-hidden rounded-3xl shadow-xl group-hover:shadow-2xl transition-shadow duration-300"><img alt="Expert Insights" fetchPriority="high" width="800" height="500" decoding="async" data-nimg="1" class="w-full h-80 object-cover transform group-hover:scale-110 transition-transform duration-700" style="color:transparent" srcSet="/_next/image?url=%2Fimg%2Foptimized%2Fexpert-insights-large.webp&amp;w=828&amp;q=75 1x, /_next/image?url=%2Fimg%2Foptimized%2Fexpert-insights-large.webp&amp;w=1920&amp;q=75 2x" src="/_next/image?url=%2Fimg%2Foptimized%2Fexpert-insights-large.webp&amp;w=1920&amp;q=75"/><div class="absolute inset-0 bg-gradient-to-t from-black/30 via-transparent to-transparent opacity-0 group-hover:opacity-100 transition-opacity duration-500"></div></div></div></div></div></div></section><section class="bg-gradient-to-br from-gray-50 to-gray-100 dark:bg-none dark:bg-gray-900 py-20"><div class="max-w-7xl mx-auto px-4 mb-16"><div class="text-center"><h2 class="text-4xl font-bold mb-4 text-gray-900 dark:text-gray-100">Trusted by Professionals</h2><p class="text-xl text-gray-600 dark:text-gray-300">See what our users say about their experience</p></div></div><div class="relative overflow-hidden w-full"><div class="flex animate-scroll-left"><div class="flex-shrink-0 w-96 mx-6 bg-white dark:bg-gray-800 p-8 rounded-3xl shadow-xl hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 transform hover:-translate-y-2"><div class="flex items-center mb-8"><div class="w-16 h-16 bg-gradient-to-br from-indigo-500 to-indigo-600 rounded-2xl flex items-center justify-center mr-6 shadow-lg border-2 border-indigo-200"><span class="text-2xl text-white font-bold">👨‍💻</span></div><div><p class="font-bold text-gray-900 dark:text-gray-100 text-xl">James R.</p><p class="text-sm text-gray-600 dark:text-gray-300 font-medium">Software Engineer</p><p class="text-xs text-gray-500 dark:text-gray-400">Manchester</p></div></div><blockquote class="text-gray-800 dark:text-gray-200 italic text-lg leading-relaxed font-medium">&quot;<!-- -->Finally, a salary calculator that gives you real numbers — not vague estimates.<!-- -->&quot;</blockquote><div class="flex items-center mt-6"><div class="flex text-yellow-400"><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><span class="ml-2 text-sm text-gray-600 dark:text-gray-300 font-medium">5.0</span></div></div><div class="flex-shrink-0 w-96 mx-6 bg-white dark:bg-gray-800 p-8 rounded-3xl shadow-xl hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 transform hover:-translate-y-2"><div class="flex items-center mb-8"><div class="w-16 h-16 bg-gradient-to-br from-purple-500 to-purple-600 rounded-2xl flex items-center justify-center mr-6 shadow-lg border-2 border-purple-200"><span class="text-2xl text-white font-bold">👩‍💼</span></div><div><p class="font-bold text-gray-900 dark:text-gray-100 text-xl">Sarah M.</p><p class="text-sm text-gray-600 dark:text-gray-300 font-medium">Crypto Trader</p><p class="text-xs text-gray-500 dark:text-gray-400">London</p></div></div><blockquote class="text-gray-800 dark:text-gray-200 italic text-lg leading-relaxed font-medium">&quot;<!-- -->The crypto tax calculator saved me hours of manual calculations. Highly recommend!<!-- -->&quot;</blockquote><div class="flex items-center mt-6"><div class="flex text-yellow-400"><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><span class="ml-2 text-sm text-gray-600 dark:text-gray-300 font-medium">5.0</span></div></div><div class="flex-shrink-0 w-96 mx-6 bg-white dark:bg-gray-800 p-8 rounded-3xl shadow-xl hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 transform hover:-translate-y-2"><div class="flex items-center mb-8"><div class="w-16 h-16 bg-gradient-to-br from-pink-500 to-pink-600 rounded-2xl flex items-center justify-center mr-6 shadow-lg border-2 border-pink-200"><span class="text-2xl text-white font-bold">👨‍🦳</span></div><div><p class="font-bold text-gray-900 dark:text-gray-100 text-xl">David L.</p><p class="text-sm text-gray-600 dark:text-gray-300 font-medium">Retirement Planner</p><p class="text-xs text-gray-500 dark:text-gray-400">Edinburgh</p></div></div><blockquote class="text-gray-800 dark:text-gray-200 italic text-lg leading-relaxed font-medium">&quot;<!-- -->Accurate pension withdrawal calculations with clear explanations. Exactly what I needed.<!-- -->&quot;</blockquote><div class="flex items-center mt-6"><div class="flex text-yellow-400"><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><span class="ml-2 text-sm text-gray-600 dark:text-gray-300 font-medium">5.0</span></div></div><div class="flex-shrink-0 w-96 mx-6 bg-white dark:bg-gray-800 p-8 rounded-3xl shadow-xl hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 transform hover:-translate-y-2"><div class="flex items-center mb-8"><div class="w-16 h-16 bg-gradient-to-br from-violet-500 to-violet-600 rounded-2xl flex items-center justify-center mr-6 shadow-lg border-2 border-violet-200"><span class="text-2xl text-white font-bold">👩‍💻</span></div><div><p class="font-bold text-gray-900 dark:text-gray-100 text-xl">Emily K.</p><p class="text-sm text-gray-600 dark:text-gray-300 font-medium">HR Manager</p><p class="text-xs text-gray-500 dark:text-gray-400">California</p></div></div><blockquote class="text-gray-800 dark:text-gray-200 italic text-lg leading-relaxed font-medium">&quot;<!-- -->Perfect for comparing salaries across different US states. Very user-friendly.<!-- -->&quot;</blockquote><div class="flex items-center mt-6"><div class="flex text-yellow-400"><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><span class="ml-2 text-sm text-gray-600 dark:text-gray-300 font-medium">5.0</span></div></div><div class="flex-shrink-0 w-96 mx-6 bg-white dark:bg-gray-800 p-8 rounded-3xl shadow-xl hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 transform hover:-translate-y-2"><div class="flex items-center mb-8"><div class="w-16 h-16 bg-gradient-to-br from-emerald-500 to-emerald-600 rounded-2xl flex items-center justify-center mr-6 shadow-lg border-2 border-emerald-200"><span class="text-2xl text-white font-bold">👨‍💼</span></div><div><p class="font-bold text-gray-900 dark:text-gray-100 text-xl">Michael T.</p><p class="text-sm text-gray-600 dark:text-gray-300 font-medium">Sales Director</p><p class="text-xs text-gray-500 dark:text-gray-400">Birmingham</p></div></div><blockquote class="text-gray-800 dark:text-gray-200 italic text-lg leading-relaxed font-medium">&quot;<!-- -->The bonus calculator helped me understand exactly what I&#x27;d take home. Great tool!<!-- -->&quot;</blockquote><div class="flex items-center mt-6"><div class="flex text-yellow-400"><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><span class="ml-2 text-sm text-gray-600 dark:text-gray-300 font-medium">5.0</span></div></div><div class="flex-shrink-0 w-96 mx-6 bg-white dark:bg-gray-800 p-8 rounded-3xl shadow-xl hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 transform hover:-translate-y-2"><div class="flex items-center mb-8"><div class="w-16 h-16 bg-gradient-to-br from-orange-500 to-orange-600 rounded-2xl flex items-center justify-center mr-6 shadow-lg border-2 border-orange-200"><span class="text-2xl text-white font-bold">👩‍💼</span></div><div><p class="font-bold text-gray-900 dark:text-gray-100 text-xl">Lisa P.</p><p class="text-sm text-gray-600 dark:text-gray-300 font-medium">Accountant</p><p class="text-xs text-gray-500 dark:text-gray-400">Cardiff</p></div></div><blockquote class="text-gray-800 dark:text-gray-200 italic text-lg leading-relaxed font-medium">&quot;<!-- -->Regional tax differences are handled perfectly. No more guesswork.<!-- -->&quot;</blockquote><div class="flex items-center mt-6"><div class="flex text-yellow-400"><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><span class="ml-2 text-sm text-gray-600 dark:text-gray-300 font-medium">5.0</span></div></div><div class="flex-shrink-0 w-96 mx-6 bg-white dark:bg-gray-800 p-8 rounded-3xl shadow-xl hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 transform hover:-translate-y-2"><div class="flex items-center mb-8"><div class="w-16 h-16 bg-gradient-to-br from-blue-500 to-blue-600 rounded-2xl flex items-center justify-center mr-6 shadow-lg border-2 border-blue-200"><span class="text-2xl text-white font-bold">👨‍💼</span></div><div><p class="font-bold text-gray-900 dark:text-gray-100 text-xl">Robert H.</p><p class="text-sm text-gray-600 dark:text-gray-300 font-medium">Financial Advisor</p><p class="text-xs text-gray-500 dark:text-gray-400">New York</p></div></div><blockquote class="text-gray-800 dark:text-gray-200 italic text-lg leading-relaxed font-medium">&quot;<!-- -->Free, accurate, and comprehensive. This is exactly what the market needed.<!-- -->&quot;</blockquote><div class="flex items-center mt-6"><div class="flex text-yellow-400"><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><span class="ml-2 text-sm text-gray-600 dark:text-gray-300 font-medium">5.0</span></div></div><div class="flex-shrink-0 w-96 mx-6 bg-white dark:bg-gray-800 p-8 rounded-3xl shadow-xl hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 transform hover:-translate-y-2"><div class="flex items-center mb-8"><div class="w-16 h-16 bg-gradient-to-br from-teal-500 to-teal-600 rounded-2xl flex items-center justify-center mr-6 shadow-lg border-2 border-teal-200"><span class="text-2xl text-white font-bold">👩‍💻</span></div><div><p class="font-bold text-gray-900 dark:text-gray-100 text-xl">Anna W.</p><p class="text-sm text-gray-600 dark:text-gray-300 font-medium">Freelancer</p><p class="text-xs text-gray-500 dark:text-gray-400">Leeds</p></div></div><blockquote class="text-gray-800 dark:text-gray-200 italic text-lg leading-relaxed font-medium">&quot;<!-- -->The pro-rata calculator is a lifesaver for part-time work calculations.<!-- -->&quot;</blockquote><div class="flex items-center mt-6"><div class="flex text-yellow-400"><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><span class="ml-2 text-sm text-gray-600 dark:text-gray-300 font-medium">5.0</span></div></div><div class="flex-shrink-0 w-96 mx-6 bg-white dark:bg-gray-800 p-8 rounded-3xl shadow-xl hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 transform hover:-translate-y-2"><div class="flex items-center mb-8"><div class="w-16 h-16 bg-gradient-to-br from-indigo-500 to-indigo-600 rounded-2xl flex items-center justify-center mr-6 shadow-lg border-2 border-indigo-200"><span class="text-2xl text-white font-bold">👨‍💻</span></div><div><p class="font-bold text-gray-900 dark:text-gray-100 text-xl">James R.</p><p class="text-sm text-gray-600 dark:text-gray-300 font-medium">Software Engineer</p><p class="text-xs text-gray-500 dark:text-gray-400">Manchester</p></div></div><blockquote class="text-gray-800 dark:text-gray-200 italic text-lg leading-relaxed font-medium">&quot;<!-- -->Finally, a salary calculator that gives you real numbers — not vague estimates.<!-- -->&quot;</blockquote><div class="flex items-center mt-6"><div class="flex text-yellow-400"><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><span class="ml-2 text-sm text-gray-600 dark:text-gray-300 font-medium">5.0</span></div></div><div class="flex-shrink-0 w-96 mx-6 bg-white dark:bg-gray-800 p-8 rounded-3xl shadow-xl hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 transform hover:-translate-y-2"><div class="flex items-center mb-8"><div class="w-16 h-16 bg-gradient-to-br from-purple-500 to-purple-600 rounded-2xl flex items-center justify-center mr-6 shadow-lg border-2 border-purple-200"><span class="text-2xl text-white font-bold">👩‍💼</span></div><div><p class="font-bold text-gray-900 dark:text-gray-100 text-xl">Sarah M.</p><p class="text-sm text-gray-600 dark:text-gray-300 font-medium">Crypto Trader</p><p class="text-xs text-gray-500 dark:text-gray-400">London</p></div></div><blockquote class="text-gray-800 dark:text-gray-200 italic text-lg leading-relaxed font-medium">&quot;<!-- -->The crypto tax calculator saved me hours of manual calculations. Highly recommend!<!-- -->&quot;</blockquote><div class="flex items-center mt-6"><div class="flex text-yellow-400"><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><span class="ml-2 text-sm text-gray-600 dark:text-gray-300 font-medium">5.0</span></div></div><div class="flex-shrink-0 w-96 mx-6 bg-white dark:bg-gray-800 p-8 rounded-3xl shadow-xl hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 transform hover:-translate-y-2"><div class="flex items-center mb-8"><div class="w-16 h-16 bg-gradient-to-br from-pink-500 to-pink-600 rounded-2xl flex items-center justify-center mr-6 shadow-lg border-2 border-pink-200"><span class="text-2xl text-white font-bold">👨‍🦳</span></div><div><p class="font-bold text-gray-900 dark:text-gray-100 text-xl">David L.</p><p class="text-sm text-gray-600 dark:text-gray-300 font-medium">Retirement Planner</p><p class="text-xs text-gray-500 dark:text-gray-400">Edinburgh</p></div></div><blockquote class="text-gray-800 dark:text-gray-200 italic text-lg leading-relaxed font-medium">&quot;<!-- -->Accurate pension withdrawal calculations with clear explanations. Exactly what I needed.<!-- -->&quot;</blockquote><div class="flex items-center mt-6"><div class="flex text-yellow-400"><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><span class="ml-2 text-sm text-gray-600 dark:text-gray-300 font-medium">5.0</span></div></div><div class="flex-shrink-0 w-96 mx-6 bg-white dark:bg-gray-800 p-8 rounded-3xl shadow-xl hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 transform hover:-translate-y-2"><div class="flex items-center mb-8"><div class="w-16 h-16 bg-gradient-to-br from-violet-500 to-violet-600 rounded-2xl flex items-center justify-center mr-6 shadow-lg border-2 border-violet-200"><span class="text-2xl text-white font-bold">👩‍💻</span></div><div><p class="font-bold text-gray-900 dark:text-gray-100 text-xl">Emily K.</p><p class="text-sm text-gray-600 dark:text-gray-300 font-medium">HR Manager</p><p class="text-xs text-gray-500 dark:text-gray-400">California</p></div></div><blockquote class="text-gray-800 dark:text-gray-200 italic text-lg leading-relaxed font-medium">&quot;<!-- -->Perfect for comparing salaries across different US states. Very user-friendly.<!-- -->&quot;</blockquote><div class="flex items-center mt-6"><div class="flex text-yellow-400"><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><span class="ml-2 text-sm text-gray-600 dark:text-gray-300 font-medium">5.0</span></div></div><div class="flex-shrink-0 w-96 mx-6 bg-white dark:bg-gray-800 p-8 rounded-3xl shadow-xl hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 transform hover:-translate-y-2"><div class="flex items-center mb-8"><div class="w-16 h-16 bg-gradient-to-br from-emerald-500 to-emerald-600 rounded-2xl flex items-center justify-center mr-6 shadow-lg border-2 border-emerald-200"><span class="text-2xl text-white font-bold">👨‍💼</span></div><div><p class="font-bold text-gray-900 dark:text-gray-100 text-xl">Michael T.</p><p class="text-sm text-gray-600 dark:text-gray-300 font-medium">Sales Director</p><p class="text-xs text-gray-500 dark:text-gray-400">Birmingham</p></div></div><blockquote class="text-gray-800 dark:text-gray-200 italic text-lg leading-relaxed font-medium">&quot;<!-- -->The bonus calculator helped me understand exactly what I&#x27;d take home. Great tool!<!-- -->&quot;</blockquote><div class="flex items-center mt-6"><div class="flex text-yellow-400"><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><span class="ml-2 text-sm text-gray-600 dark:text-gray-300 font-medium">5.0</span></div></div><div class="flex-shrink-0 w-96 mx-6 bg-white dark:bg-gray-800 p-8 rounded-3xl shadow-xl hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 transform hover:-translate-y-2"><div class="flex items-center mb-8"><div class="w-16 h-16 bg-gradient-to-br from-orange-500 to-orange-600 rounded-2xl flex items-center justify-center mr-6 shadow-lg border-2 border-orange-200"><span class="text-2xl text-white font-bold">👩‍💼</span></div><div><p class="font-bold text-gray-900 dark:text-gray-100 text-xl">Lisa P.</p><p class="text-sm text-gray-600 dark:text-gray-300 font-medium">Accountant</p><p class="text-xs text-gray-500 dark:text-gray-400">Cardiff</p></div></div><blockquote class="text-gray-800 dark:text-gray-200 italic text-lg leading-relaxed font-medium">&quot;<!-- -->Regional tax differences are handled perfectly. No more guesswork.<!-- -->&quot;</blockquote><div class="flex items-center mt-6"><div class="flex text-yellow-400"><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><span class="ml-2 text-sm text-gray-600 dark:text-gray-300 font-medium">5.0</span></div></div><div class="flex-shrink-0 w-96 mx-6 bg-white dark:bg-gray-800 p-8 rounded-3xl shadow-xl hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 transform hover:-translate-y-2"><div class="flex items-center mb-8"><div class="w-16 h-16 bg-gradient-to-br from-blue-500 to-blue-600 rounded-2xl flex items-center justify-center mr-6 shadow-lg border-2 border-blue-200"><span class="text-2xl text-white font-bold">👨‍💼</span></div><div><p class="font-bold text-gray-900 dark:text-gray-100 text-xl">Robert H.</p><p class="text-sm text-gray-600 dark:text-gray-300 font-medium">Financial Advisor</p><p class="text-xs text-gray-500 dark:text-gray-400">New York</p></div></div><blockquote class="text-gray-800 dark:text-gray-200 italic text-lg leading-relaxed font-medium">&quot;<!-- -->Free, accurate, and comprehensive. This is exactly what the market needed.<!-- -->&quot;</blockquote><div class="flex items-center mt-6"><div class="flex text-yellow-400"><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><span class="ml-2 text-sm text-gray-600 dark:text-gray-300 font-medium">5.0</span></div></div><div class="flex-shrink-0 w-96 mx-6 bg-white dark:bg-gray-800 p-8 rounded-3xl shadow-xl hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 transform hover:-translate-y-2"><div class="flex items-center mb-8"><div class="w-16 h-16 bg-gradient-to-br from-teal-500 to-teal-600 rounded-2xl flex items-center justify-center mr-6 shadow-lg border-2 border-teal-200"><span class="text-2xl text-white font-bold">👩‍💻</span></div><div><p class="font-bold text-gray-900 dark:text-gray-100 text-xl">Anna W.</p><p class="text-sm text-gray-600 dark:text-gray-300 font-medium">Freelancer</p><p class="text-xs text-gray-500 dark:text-gray-400">Leeds</p></div></div><blockquote class="text-gray-800 dark:text-gray-200 italic text-lg leading-relaxed font-medium">&quot;<!-- -->The pro-rata calculator is a lifesaver for part-time work calculations.<!-- -->&quot;</blockquote><div class="flex items-center mt-6"><div class="flex text-yellow-400"><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 fill-current" viewBox="0 0 20 20"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><span class="ml-2 text-sm text-gray-600 dark:text-gray-300 font-medium">5.0</span></div></div></div></div></section><section class="py-20 px-4 bg-white dark:bg-gray-900"><div class="max-w-6xl mx-auto"><div class="text-center mb-16"><h2 class="text-4xl font-bold mb-4 text-gray-900 dark:text-gray-100">Popular Tools</h2><p class="text-xl text-gray-600 dark:text-gray-300">Start calculating with our most-used calculators</p></div><div class="grid md:grid-cols-2 lg:grid-cols-3 gap-8"><a class="group block bg-white dark:bg-gray-800 rounded-3xl p-8 hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 overflow-hidden transform hover:-translate-y-2" href="/tools/salary"><div class="absolute inset-0 bg-gradient-to-br from-indigo-50 via-white to-indigo-50 opacity-0 group-hover:opacity-100 transition-opacity duration-500 dark:from-gray-800 dark:via-gray-900 dark:to-gray-800"></div><div class="relative z-10 flex items-center mb-6"><div class="w-16 h-16 bg-gradient-to-br from-indigo-500 to-indigo-600 rounded-2xl flex items-center justify-center mr-4 group-hover:scale-110 transition-transform duration-300 shadow-lg"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="h-8 w-8 text-white"><path stroke-linecap="round" stroke-linejoin="round" d="M15.75 15.75V18m-7.5-6.75h.008v.008H8.25v-.008Zm0 2.25h.008v.008H8.25V13.5Zm0 2.25h.008v.008H8.25v-.008Zm0 2.25h.008v.008H8.25V18Zm2.498-6.75h.007v.008h-.007v-.008Zm0 2.25h.007v.008h-.007V13.5Zm0 2.25h.007v.008h-.007v-.008Zm0 2.25h.007v.008h-.007V18Zm2.504-6.75h.008v.008h-.008v-.008Zm0 2.25h.008v.008h-.008V13.5Zm0 2.25h.008v.008h-.008v-.008Zm0 2.25h.008v.008h-.008V18Zm2.498-6.75h.008v.008h-.008v-.008Zm0 2.25h.008v.008h-.008V13.5ZM8.25 6h7.5v2.25h-7.5V6ZM12 2.25c-1.892 0-3.758.11-5.593.322C5.307 2.7 4.5 3.65 4.5 4.757V19.5a2.25 2.25 0 0 0 2.25 2.25h10.5a2.25 2.25 0 0 0 2.25-2.25V4.757c0-1.108-.806-2.057-1.907-2.185A48.507 48.507 0 0 0 12 2.25Z"></path></svg></div><h3 class="text-2xl font-bold text-gray-900 dark:text-gray-100 group-hover:text-indigo-900 transition-colors">Salary Calculators</h3></div><div class="relative z-10"><p class="text-gray-600 dark:text-gray-300 font-medium leading-relaxed mb-6 text-lg">Net salary, bonus, and pro-rata calculations</p><div class="flex items-center text-indigo-600 font-semibold group-hover:text-indigo-700 transition-colors"><span class="text-lg">Get Started</span><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-5 h-5 ml-2 group-hover:translate-x-2 transition-transform duration-300"><path stroke-linecap="round" stroke-linejoin="round" d="M13.5 4.5 21 12m0 0-7.5 7.5M21 12H3"></path></svg></div></div></a><a class="group block bg-white dark:bg-gray-800 rounded-3xl p-8 hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 overflow-hidden transform hover:-translate-y-2" href="/tools/crypto"><div class="absolute inset-0 bg-gradient-to-br from-purple-50 via-white to-purple-50 opacity-0 group-hover:opacity-100 transition-opacity duration-500 dark:from-gray-800 dark:via-gray-900 dark:to-gray-800"></div><div class="relative z-10 flex items-center mb-6"><div class="w-16 h-16 bg-gradient-to-br from-purple-500 to-purple-600 rounded-2xl flex items-center justify-center mr-4 group-hover:scale-110 transition-transform duration-300 shadow-lg"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="h-8 w-8 text-white"><path stroke-linecap="round" stroke-linejoin="round" d="M3 13.125C3 12.504 3.504 12 4.125 12h2.25c.621 0 1.125.504 1.125 1.125v6.75C7.5 20.496 6.996 21 6.375 21h-2.25A1.125 1.125 0 0 1 3 19.875v-6.75ZM9.75 8.625c0-.621.504-1.125 1.125-1.125h2.25c.621 0 1.125.504 1.125 1.125v11.25c0 .621-.504 1.125-1.125 1.125h-2.25a1.125 1.125 0 0 1-1.125-1.125V8.625ZM16.5 4.125c0-.621.504-1.125 1.125-1.125h2.25C20.496 3 21 3.504 21 4.125v15.75c0 .621-.504 1.125-1.125 1.125h-2.25a1.125 1.125 0 0 1-1.125-1.125V4.125Z"></path></svg></div><h3 class="text-2xl font-bold text-gray-900 dark:text-gray-100 group-hover:text-purple-900 transition-colors">Crypto Tools</h3></div><div class="relative z-10"><p class="text-gray-600 dark:text-gray-300 font-medium leading-relaxed mb-6 text-lg">Tax and profit/loss calculators for cryptocurrency</p><div class="flex items-center text-purple-600 font-semibold group-hover:text-purple-700 transition-colors"><span class="text-lg">Get Started</span><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-5 h-5 ml-2 group-hover:translate-x-2 transition-transform duration-300"><path stroke-linecap="round" stroke-linejoin="round" d="M13.5 4.5 21 12m0 0-7.5 7.5M21 12H3"></path></svg></div></div></a><a class="group block bg-white dark:bg-gray-800 rounded-3xl p-8 hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 overflow-hidden transform hover:-translate-y-2" href="/tools/pension"><div class="absolute inset-0 bg-gradient-to-br from-pink-50 via-white to-pink-50 opacity-0 group-hover:opacity-100 transition-opacity duration-500 dark:from-gray-800 dark:via-gray-900 dark:to-gray-800"></div><div class="relative z-10 flex items-center mb-6"><div class="w-16 h-16 bg-gradient-to-br from-pink-500 to-pink-600 rounded-2xl flex items-center justify-center mr-4 group-hover:scale-110 transition-transform duration-300 shadow-lg"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="h-8 w-8 text-white"><path stroke-linecap="round" stroke-linejoin="round" d="M12 21v-8.25M15.75 21v-8.25M8.25 21v-8.25M3 9l9-6 9 6m-1.5 12V10.332A48.36 48.36 0 0 0 12 9.75c-2.551 0-5.056.2-7.5.582V21M3 21h18M12 6.75h.008v.008H12V6.75Z"></path></svg></div><h3 class="text-2xl font-bold text-gray-900 dark:text-gray-100 group-hover:text-pink-900 transition-colors">Pension Tools</h3></div><div class="relative z-10"><p class="text-gray-600 dark:text-gray-300 font-medium leading-relaxed mb-6 text-lg">SIPP and 401(k)/IRA withdrawal calculators</p><div class="flex items-center text-pink-600 font-semibold group-hover:text-pink-700 transition-colors"><span class="text-lg">Get Started</span><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-5 h-5 ml-2 group-hover:translate-x-2 transition-transform duration-300"><path stroke-linecap="round" stroke-linejoin="round" d="M13.5 4.5 21 12m0 0-7.5 7.5M21 12H3"></path></svg></div></div></a><a class="group block bg-white dark:bg-gray-800 rounded-3xl p-8 hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 overflow-hidden transform hover:-translate-y-2" href="/tools/tax"><div class="absolute inset-0 bg-gradient-to-br from-violet-50 via-white to-violet-50 opacity-0 group-hover:opacity-100 transition-opacity duration-500 dark:from-gray-800 dark:via-gray-900 dark:to-gray-800"></div><div class="relative z-10 flex items-center mb-6"><div class="w-16 h-16 bg-gradient-to-br from-violet-500 to-violet-600 rounded-2xl flex items-center justify-center mr-4 group-hover:scale-110 transition-transform duration-300 shadow-lg"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="h-8 w-8 text-white"><path stroke-linecap="round" stroke-linejoin="round" d="M12 3v17.25m0 0c-1.472 0-2.882.265-4.185.75M12 20.25c1.472 0 2.882.265 4.185.75M18.75 4.97A48.416 48.416 0 0 0 12 4.5c-2.291 0-4.545.16-6.75.47m13.5 0c1.01.143 2.01.317 3 .52m-3-.52 2.62 10.726c.122.499-.106 1.028-.589 1.202a5.988 5.988 0 0 1-2.031.352 5.988 5.988 0 0 1-2.031-.352c-.483-.174-.711-.703-.59-1.202L18.75 4.971Zm-16.5.52c.99-.203 1.99-.377 3-.52m0 0 2.62 10.726c.122.499-.106 1.028-.589 1.202a5.989 5.989 0 0 1-2.031.352 5.989 5.989 0 0 1-2.031-.352c-.483-.174-.711-.703-.59-1.202L5.25 4.971Z"></path></svg></div><h3 class="text-2xl font-bold text-gray-900 dark:text-gray-100 group-hover:text-violet-900 transition-colors">Tax Tools</h3></div><div class="relative z-10"><p class="text-gray-600 dark:text-gray-300 font-medium leading-relaxed mb-6 text-lg">Comprehensive tax calculators for all scenarios</p><div class="flex items-center text-violet-600 font-semibold group-hover:text-violet-700 transition-colors"><span class="text-lg">Get Started</span><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-5 h-5 ml-2 group-hover:translate-x-2 transition-transform duration-300"><path stroke-linecap="round" stroke-linejoin="round" d="M13.5 4.5 21 12m0 0-7.5 7.5M21 12H3"></path></svg></div></div></a><a class="group block bg-white dark:bg-gray-800 rounded-3xl p-8 hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 overflow-hidden transform hover:-translate-y-2" href="/#"><div class="absolute inset-0 bg-gradient-to-br from-emerald-50 via-white to-emerald-50 opacity-0 group-hover:opacity-100 transition-opacity duration-500 dark:from-gray-800 dark:via-gray-900 dark:to-gray-800"></div><div class="relative z-10 flex items-center mb-6"><div class="w-16 h-16 bg-gradient-to-br from-emerald-500 to-emerald-600 rounded-2xl flex items-center justify-center mr-4 group-hover:scale-110 transition-transform duration-300 shadow-lg"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="h-8 w-8 text-white"><path stroke-linecap="round" stroke-linejoin="round" d="M15 10.5a3 3 0 1 1-6 0 3 3 0 0 1 6 0Z"></path><path stroke-linecap="round" stroke-linejoin="round" d="M19.5 10.5c0 7.142-7.5 11.25-7.5 11.25S4.5 17.642 4.5 10.5a7.5 7.5 0 1 1 15 0Z"></path></svg></div><h3 class="text-2xl font-bold text-gray-900 dark:text-gray-100 group-hover:text-emerald-900 transition-colors">US Net Salary</h3></div><div class="relative z-10"><p class="text-gray-600 dark:text-gray-300 font-medium leading-relaxed mb-6 text-lg">Calculate take-home pay for your state</p><div class="flex items-center text-emerald-600 font-semibold group-hover:text-emerald-700 transition-colors"><span class="text-lg">Get Started</span><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-5 h-5 ml-2 group-hover:translate-x-2 transition-transform duration-300"><path stroke-linecap="round" stroke-linejoin="round" d="M13.5 4.5 21 12m0 0-7.5 7.5M21 12H3"></path></svg></div></div></a><a class="group block bg-white dark:bg-gray-800 rounded-3xl p-8 hover:shadow-2xl transition-all duration-500 border border-gray-100 dark:border-gray-700 overflow-hidden transform hover:-translate-y-2" href="/tools/us/california/net-salary-calculator"><div class="absolute inset-0 bg-gradient-to-br from-orange-50 via-white to-orange-50 opacity-0 group-hover:opacity-100 transition-opacity duration-500 dark:from-gray-800 dark:via-gray-900 dark:to-gray-800"></div><div class="relative z-10 flex items-center mb-6"><div class="w-16 h-16 bg-gradient-to-br from-orange-500 to-orange-600 rounded-2xl flex items-center justify-center mr-4 group-hover:scale-110 transition-transform duration-300 shadow-lg"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="h-8 w-8 text-white"><path stroke-linecap="round" stroke-linejoin="round" d="M12 6v12m-3-2.818.879.659c1.171.879 3.07.879 4.242 0 1.172-.879 1.172-2.303 0-3.182C13.536 12.219 12.768 12 12 12c-.725 0-1.45-.22-2.003-.659-1.106-.879-1.106-2.303 0-3.182s2.9-.879 4.006 0l.415.33M21 12a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z"></path></svg></div><h3 class="text-2xl font-bold text-gray-900 dark:text-gray-100 group-hover:text-orange-900 transition-colors">US Salary Calculator</h3></div><div class="relative z-10"><p class="text-gray-600 dark:text-gray-300 font-medium leading-relaxed mb-6 text-lg">Federal and state tax calculations</p><div class="flex items-center text-orange-600 font-semibold group-hover:text-orange-700 transition-colors"><span class="text-lg">Get Started</span><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-5 h-5 ml-2 group-hover:translate-x-2 transition-transform duration-300"><path stroke-linecap="round" stroke-linejoin="round" d="M13.5 4.5 21 12m0 0-7.5 7.5M21 12H3"></path></svg></div></div></a></div></div></section><section class="py-20 px-4 bg-gradient-to-br from-gray-50 to-gray-100 dark:bg-none dark:bg-gray-900"><div class="max-w-6xl mx-auto"><div class="text-center mb-16"><h2 class="text-4xl font-bold mb-4 text-gray-900 dark:text-gray-100">Latest Articles</h2><p class="text-xl text-gray-600 dark:text-gray-300">Stay informed with expert insights and guides</p></div><div class="grid md:grid-cols-3 gap-8"><a class="group block bg-white 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result=&#x27;s&#x27;/%3E%3CfeFlood x=&#x27;0&#x27; y=&#x27;0&#x27; width=&#x27;100%25&#x27; height=&#x27;100%25&#x27;/%3E%3CfeComposite operator=&#x27;out&#x27; in=&#x27;s&#x27;/%3E%3CfeComposite in2=&#x27;SourceGraphic&#x27;/%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3C/filter%3E%3Cimage width=&#x27;100%25&#x27; height=&#x27;100%25&#x27; x=&#x27;0&#x27; y=&#x27;0&#x27; preserveAspectRatio=&#x27;none&#x27; style=&#x27;filter: url(%23b);&#x27; href=&#x27;data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wBDAAYEBQYFBAYGBQYHBwYIChAKCgkJChQODwwQFxQYGBcUFhYaHSUfGhsjHBYWICwgIyYnKSopGR8tMC0oMCUoKSj/2wBDAQcHBwoIChMKChMoGhYaKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCj/wAARCAAIAAoDASIAAhEBAxEB/8QAFQABAQAAAAAAAAAAAAAAAAAAAAv/xAAhEAACAQMDBQAAAAAAAAAAAAABAgMABAUGIWGRkqGx0f/EABUBAQEAAAAAAAAAAAAAAAAAAAMF/8QAGhEAAgIDAAAAAAAAAAAAAAAAAAECEgMRkf/aAAwDAQACEQMRAD8AltJagyeH0AthI5xdrLcNM91BF5pX2HaH9bcfaSXWGaRmknyJckliyjqTzSlT54b6bk+h0R//2Q==&#x27;/%3E%3C/svg%3E&quot;)" sizes="(max-width: 640px) 100vw, (max-width: 1024px) 50vw, 33vw" srcSet="/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F379bf03557d7fca269f2304a6a582ef8154fba2d-3840x2160.jpg%3Frect%3D69%2C0%2C3703%2C2160%26w%3D600%26h%3D350&amp;w=256&amp;q=75 256w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F379bf03557d7fca269f2304a6a582ef8154fba2d-3840x2160.jpg%3Frect%3D69%2C0%2C3703%2C2160%26w%3D600%26h%3D350&amp;w=384&amp;q=75 384w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F379bf03557d7fca269f2304a6a582ef8154fba2d-3840x2160.jpg%3Frect%3D69%2C0%2C3703%2C2160%26w%3D600%26h%3D350&amp;w=640&amp;q=75 640w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F379bf03557d7fca269f2304a6a582ef8154fba2d-3840x2160.jpg%3Frect%3D69%2C0%2C3703%2C2160%26w%3D600%26h%3D350&amp;w=750&amp;q=75 750w, 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/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F379bf03557d7fca269f2304a6a582ef8154fba2d-3840x2160.jpg%3Frect%3D69%2C0%2C3703%2C2160%26w%3D600%26h%3D350&amp;w=2048&amp;q=75 2048w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F379bf03557d7fca269f2304a6a582ef8154fba2d-3840x2160.jpg%3Frect%3D69%2C0%2C3703%2C2160%26w%3D600%26h%3D350&amp;w=3840&amp;q=75 3840w" src="/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F379bf03557d7fca269f2304a6a582ef8154fba2d-3840x2160.jpg%3Frect%3D69%2C0%2C3703%2C2160%26w%3D600%26h%3D350&amp;w=3840&amp;q=75"/></div><h4 class="font-bold text-gray-900 dark:text-gray-100 text-lg mb-3 group-hover:text-blue-600 dark:group-hover:text-blue-300 transition-colors leading-tight">Defined Benefit vs Defined Contribution: Redundancy Pension Choices</h4><p class="text-gray-600 dark:text-gray-300 text-sm leading-relaxed mb-4 line-clamp-3">When facing redundancy, understanding your pension choices is critical to making the most of your redundancy package. Two pension types to consider are defined benefit and defined contribution.</p><div class="flex items-center text-blue-600 dark:text-blue-400 text-sm font-semibold group-hover:translate-x-1 transition-transform">Read More<svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-4 h-4 ml-2"><path stroke-linecap="round" stroke-linejoin="round" d="M13.5 4.5 21 12m0 0-7.5 7.5M21 12H3"></path></svg></div></a><a class="group block bg-white dark:bg-gray-800 border border-gray-200 dark:border-gray-700 rounded-2xl p-6 hover:shadow-xl transition-all duration-300 hover:-translate-y-1 dark:hover:bg-gray-700 dark:hover:border-gray-600" href="/blog/redundancy-tax-free-lump-sums"><div class="relative overflow-hidden rounded-xl mb-6"><img alt="Tax-Free Lump Sums in Redundancy: Maximizing Your Benefits" loading="lazy" width="600" height="350" decoding="async" data-nimg="1" class="w-full h-48 object-cover group-hover:scale-105 transition-transform duration-300" style="color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; 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An important part of this is your redundancy payment which, in certain circumstances, you can receive tax-free. This article explores tax-free lump sums in redundancy, helping you maximize your benefits.</p><div class="flex items-center text-blue-600 dark:text-blue-400 text-sm font-semibold group-hover:translate-x-1 transition-transform">Read More<svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-4 h-4 ml-2"><path stroke-linecap="round" stroke-linejoin="round" d="M13.5 4.5 21 12m0 0-7.5 7.5M21 12H3"></path></svg></div></a><a class="group block bg-white dark:bg-gray-800 border border-gray-200 dark:border-gray-700 rounded-2xl p-6 hover:shadow-xl transition-all duration-300 hover:-translate-y-1 dark:hover:bg-gray-700 dark:hover:border-gray-600" href="/blog/redundancy-state-pension-implications"><div class="relative overflow-hidden rounded-xl mb-6"><img alt="State Pension Implications of Redundancy: Protecting Your Future" loading="lazy" width="600" height="350" decoding="async" data-nimg="1" class="w-full h-48 object-cover group-hover:scale-105 transition-transform duration-300" style="color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 600 350&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3CfeColorMatrix values=&#x27;1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1&#x27; result=&#x27;s&#x27;/%3E%3CfeFlood x=&#x27;0&#x27; y=&#x27;0&#x27; width=&#x27;100%25&#x27; height=&#x27;100%25&#x27;/%3E%3CfeComposite operator=&#x27;out&#x27; in=&#x27;s&#x27;/%3E%3CfeComposite in2=&#x27;SourceGraphic&#x27;/%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3C/filter%3E%3Cimage width=&#x27;100%25&#x27; height=&#x27;100%25&#x27; x=&#x27;0&#x27; y=&#x27;0&#x27; preserveAspectRatio=&#x27;none&#x27; style=&#x27;filter: url(%23b);&#x27; href=&#x27;data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wBDAAYEBQYFBAYGBQYHBwYIChAKCgkJChQODwwQFxQYGBcUFhYaHSUfGhsjHBYWICwgIyYnKSopGR8tMC0oMCUoKSj/2wBDAQcHBwoIChMKChMoGhYaKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCj/wAARCAAIAAoDASIAAhEBAxEB/8QAFQABAQAAAAAAAAAAAAAAAAAAAAv/xAAhEAACAQMDBQAAAAAAAAAAAAABAgMABAUGIWGRkqGx0f/EABUBAQEAAAAAAAAAAAAAAAAAAAMF/8QAGhEAAgIDAAAAAAAAAAAAAAAAAAECEgMRkf/aAAwDAQACEQMRAD8AltJagyeH0AthI5xdrLcNM91BF5pX2HaH9bcfaSXWGaRmknyJckliyjqTzSlT54b6bk+h0R//2Q==&#x27;/%3E%3C/svg%3E&quot;)" sizes="(max-width: 640px) 100vw, (max-width: 1024px) 50vw, 33vw" srcSet="/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F697e3bc14915f4ef1a948d3b69c07ef8db04456d-5443x3018.jpg%3Frect%3D135%2C0%2C5174%2C3018%26w%3D600%26h%3D350&amp;w=256&amp;q=75 256w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F697e3bc14915f4ef1a948d3b69c07ef8db04456d-5443x3018.jpg%3Frect%3D135%2C0%2C5174%2C3018%26w%3D600%26h%3D350&amp;w=384&amp;q=75 384w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F697e3bc14915f4ef1a948d3b69c07ef8db04456d-5443x3018.jpg%3Frect%3D135%2C0%2C5174%2C3018%26w%3D600%26h%3D350&amp;w=640&amp;q=75 640w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F697e3bc14915f4ef1a948d3b69c07ef8db04456d-5443x3018.jpg%3Frect%3D135%2C0%2C5174%2C3018%26w%3D600%26h%3D350&amp;w=750&amp;q=75 750w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F697e3bc14915f4ef1a948d3b69c07ef8db04456d-5443x3018.jpg%3Frect%3D135%2C0%2C5174%2C3018%26w%3D600%26h%3D350&amp;w=828&amp;q=75 828w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F697e3bc14915f4ef1a948d3b69c07ef8db04456d-5443x3018.jpg%3Frect%3D135%2C0%2C5174%2C3018%26w%3D600%26h%3D350&amp;w=1080&amp;q=75 1080w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F697e3bc14915f4ef1a948d3b69c07ef8db04456d-5443x3018.jpg%3Frect%3D135%2C0%2C5174%2C3018%26w%3D600%26h%3D350&amp;w=1200&amp;q=75 1200w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F697e3bc14915f4ef1a948d3b69c07ef8db04456d-5443x3018.jpg%3Frect%3D135%2C0%2C5174%2C3018%26w%3D600%26h%3D350&amp;w=1920&amp;q=75 1920w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F697e3bc14915f4ef1a948d3b69c07ef8db04456d-5443x3018.jpg%3Frect%3D135%2C0%2C5174%2C3018%26w%3D600%26h%3D350&amp;w=2048&amp;q=75 2048w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F697e3bc14915f4ef1a948d3b69c07ef8db04456d-5443x3018.jpg%3Frect%3D135%2C0%2C5174%2C3018%26w%3D600%26h%3D350&amp;w=3840&amp;q=75 3840w" src="/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F697e3bc14915f4ef1a948d3b69c07ef8db04456d-5443x3018.jpg%3Frect%3D135%2C0%2C5174%2C3018%26w%3D600%26h%3D350&amp;w=3840&amp;q=75"/></div><h4 class="font-bold text-gray-900 dark:text-gray-100 text-lg mb-3 group-hover:text-blue-600 dark:group-hover:text-blue-300 transition-colors leading-tight">State Pension Implications of Redundancy: Protecting Your Future</h4><p class="text-gray-600 dark:text-gray-300 text-sm leading-relaxed mb-4 line-clamp-3">Being made redundant can be a challenging time. It brings about uncertainty and financial worries. One key concern is how redundancy could impact your state pension. This article aims to unravel these complexities and guide you on how to protect your future.</p><div class="flex items-center text-blue-600 dark:text-blue-400 text-sm font-semibold group-hover:translate-x-1 transition-transform">Read More<svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-4 h-4 ml-2"><path stroke-linecap="round" stroke-linejoin="round" d="M13.5 4.5 21 12m0 0-7.5 7.5M21 12H3"></path></svg></div></a><a class="group block bg-white dark:bg-gray-800 border border-gray-200 dark:border-gray-700 rounded-2xl p-6 hover:shadow-xl transition-all duration-300 hover:-translate-y-1 dark:hover:bg-gray-700 dark:hover:border-gray-600" href="/blog/redundancy-early-retirement-impact"><div class="relative overflow-hidden rounded-xl mb-6"><img alt="Early Retirement Impact of Redundancy: Financial Implications" loading="lazy" width="600" height="350" decoding="async" data-nimg="1" class="w-full h-48 object-cover group-hover:scale-105 transition-transform duration-300" style="color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 600 350&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3CfeColorMatrix values=&#x27;1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1&#x27; result=&#x27;s&#x27;/%3E%3CfeFlood x=&#x27;0&#x27; y=&#x27;0&#x27; width=&#x27;100%25&#x27; height=&#x27;100%25&#x27;/%3E%3CfeComposite operator=&#x27;out&#x27; in=&#x27;s&#x27;/%3E%3CfeComposite in2=&#x27;SourceGraphic&#x27;/%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3C/filter%3E%3Cimage width=&#x27;100%25&#x27; height=&#x27;100%25&#x27; x=&#x27;0&#x27; y=&#x27;0&#x27; preserveAspectRatio=&#x27;none&#x27; style=&#x27;filter: url(%23b);&#x27; href=&#x27;data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wBDAAYEBQYFBAYGBQYHBwYIChAKCgkJChQODwwQFxQYGBcUFhYaHSUfGhsjHBYWICwgIyYnKSopGR8tMC0oMCUoKSj/2wBDAQcHBwoIChMKChMoGhYaKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCj/wAARCAAIAAoDASIAAhEBAxEB/8QAFQABAQAAAAAAAAAAAAAAAAAAAAv/xAAhEAACAQMDBQAAAAAAAAAAAAABAgMABAUGIWGRkqGx0f/EABUBAQEAAAAAAAAAAAAAAAAAAAMF/8QAGhEAAgIDAAAAAAAAAAAAAAAAAAECEgMRkf/aAAwDAQACEQMRAD8AltJagyeH0AthI5xdrLcNM91BF5pX2HaH9bcfaSXWGaRmknyJckliyjqTzSlT54b6bk+h0R//2Q==&#x27;/%3E%3C/svg%3E&quot;)" sizes="(max-width: 640px) 100vw, (max-width: 1024px) 50vw, 33vw" srcSet="/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2Faa09f10dd5c8f364b4738dd00a73a6277e42b15b-1000x667.jpg%3Frect%3D0%2C43%2C1000%2C583%26w%3D600%26h%3D350&amp;w=256&amp;q=75 256w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2Faa09f10dd5c8f364b4738dd00a73a6277e42b15b-1000x667.jpg%3Frect%3D0%2C43%2C1000%2C583%26w%3D600%26h%3D350&amp;w=384&amp;q=75 384w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2Faa09f10dd5c8f364b4738dd00a73a6277e42b15b-1000x667.jpg%3Frect%3D0%2C43%2C1000%2C583%26w%3D600%26h%3D350&amp;w=640&amp;q=75 640w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2Faa09f10dd5c8f364b4738dd00a73a6277e42b15b-1000x667.jpg%3Frect%3D0%2C43%2C1000%2C583%26w%3D600%26h%3D350&amp;w=750&amp;q=75 750w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2Faa09f10dd5c8f364b4738dd00a73a6277e42b15b-1000x667.jpg%3Frect%3D0%2C43%2C1000%2C583%26w%3D600%26h%3D350&amp;w=828&amp;q=75 828w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2Faa09f10dd5c8f364b4738dd00a73a6277e42b15b-1000x667.jpg%3Frect%3D0%2C43%2C1000%2C583%26w%3D600%26h%3D350&amp;w=1080&amp;q=75 1080w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2Faa09f10dd5c8f364b4738dd00a73a6277e42b15b-1000x667.jpg%3Frect%3D0%2C43%2C1000%2C583%26w%3D600%26h%3D350&amp;w=1200&amp;q=75 1200w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2Faa09f10dd5c8f364b4738dd00a73a6277e42b15b-1000x667.jpg%3Frect%3D0%2C43%2C1000%2C583%26w%3D600%26h%3D350&amp;w=1920&amp;q=75 1920w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2Faa09f10dd5c8f364b4738dd00a73a6277e42b15b-1000x667.jpg%3Frect%3D0%2C43%2C1000%2C583%26w%3D600%26h%3D350&amp;w=2048&amp;q=75 2048w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2Faa09f10dd5c8f364b4738dd00a73a6277e42b15b-1000x667.jpg%3Frect%3D0%2C43%2C1000%2C583%26w%3D600%26h%3D350&amp;w=3840&amp;q=75 3840w" src="/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2Faa09f10dd5c8f364b4738dd00a73a6277e42b15b-1000x667.jpg%3Frect%3D0%2C43%2C1000%2C583%26w%3D600%26h%3D350&amp;w=3840&amp;q=75"/></div><h4 class="font-bold text-gray-900 dark:text-gray-100 text-lg mb-3 group-hover:text-blue-600 dark:group-hover:text-blue-300 transition-colors leading-tight">Early Retirement Impact of Redundancy: Financial Implications</h4><p class="text-gray-600 dark:text-gray-300 text-sm leading-relaxed mb-4 line-clamp-3">Facing redundancy can be a challenging experience. It&#x27;s a time of uncertainty, but it can also open up new opportunities – including the possibility of early retirement. However, taking early retirement due to redundancy could have significant financial implications, so it&#x27;s crucial to understand what you could be facing. This guide will help you navigate the financial waters of early retirement d</p><div class="flex items-center text-blue-600 dark:text-blue-400 text-sm font-semibold group-hover:translate-x-1 transition-transform">Read More<svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-4 h-4 ml-2"><path stroke-linecap="round" stroke-linejoin="round" d="M13.5 4.5 21 12m0 0-7.5 7.5M21 12H3"></path></svg></div></a><a class="group block bg-white dark:bg-gray-800 border border-gray-200 dark:border-gray-700 rounded-2xl p-6 hover:shadow-xl transition-all duration-300 hover:-translate-y-1 dark:hover:bg-gray-700 dark:hover:border-gray-600" href="/blog/redundancy-pension-transfer-options"><div class="relative overflow-hidden rounded-xl mb-6"><img alt="Pension Transfer Options After Redundancy: Making the Right Choice" loading="lazy" width="600" height="350" decoding="async" data-nimg="1" class="w-full h-48 object-cover group-hover:scale-105 transition-transform duration-300" style="color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 600 350&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3CfeColorMatrix values=&#x27;1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1&#x27; result=&#x27;s&#x27;/%3E%3CfeFlood x=&#x27;0&#x27; y=&#x27;0&#x27; width=&#x27;100%25&#x27; height=&#x27;100%25&#x27;/%3E%3CfeComposite operator=&#x27;out&#x27; in=&#x27;s&#x27;/%3E%3CfeComposite in2=&#x27;SourceGraphic&#x27;/%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3C/filter%3E%3Cimage width=&#x27;100%25&#x27; height=&#x27;100%25&#x27; x=&#x27;0&#x27; y=&#x27;0&#x27; preserveAspectRatio=&#x27;none&#x27; style=&#x27;filter: url(%23b);&#x27; href=&#x27;data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wBDAAYEBQYFBAYGBQYHBwYIChAKCgkJChQODwwQFxQYGBcUFhYaHSUfGhsjHBYWICwgIyYnKSopGR8tMC0oMCUoKSj/2wBDAQcHBwoIChMKChMoGhYaKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCj/wAARCAAIAAoDASIAAhEBAxEB/8QAFQABAQAAAAAAAAAAAAAAAAAAAAv/xAAhEAACAQMDBQAAAAAAAAAAAAABAgMABAUGIWGRkqGx0f/EABUBAQEAAAAAAAAAAAAAAAAAAAMF/8QAGhEAAgIDAAAAAAAAAAAAAAAAAAECEgMRkf/aAAwDAQACEQMRAD8AltJagyeH0AthI5xdrLcNM91BF5pX2HaH9bcfaSXWGaRmknyJckliyjqTzSlT54b6bk+h0R//2Q==&#x27;/%3E%3C/svg%3E&quot;)" sizes="(max-width: 640px) 100vw, (max-width: 1024px) 50vw, 33vw" srcSet="/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F1870dab5e05b00cf2724f421905308d7a9a1bdb4-1000x685.jpg%3Frect%3D0%2C52%2C1000%2C583%26w%3D600%26h%3D350&amp;w=256&amp;q=75 256w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F1870dab5e05b00cf2724f421905308d7a9a1bdb4-1000x685.jpg%3Frect%3D0%2C52%2C1000%2C583%26w%3D600%26h%3D350&amp;w=384&amp;q=75 384w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F1870dab5e05b00cf2724f421905308d7a9a1bdb4-1000x685.jpg%3Frect%3D0%2C52%2C1000%2C583%26w%3D600%26h%3D350&amp;w=640&amp;q=75 640w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F1870dab5e05b00cf2724f421905308d7a9a1bdb4-1000x685.jpg%3Frect%3D0%2C52%2C1000%2C583%26w%3D600%26h%3D350&amp;w=750&amp;q=75 750w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F1870dab5e05b00cf2724f421905308d7a9a1bdb4-1000x685.jpg%3Frect%3D0%2C52%2C1000%2C583%26w%3D600%26h%3D350&amp;w=828&amp;q=75 828w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F1870dab5e05b00cf2724f421905308d7a9a1bdb4-1000x685.jpg%3Frect%3D0%2C52%2C1000%2C583%26w%3D600%26h%3D350&amp;w=1080&amp;q=75 1080w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F1870dab5e05b00cf2724f421905308d7a9a1bdb4-1000x685.jpg%3Frect%3D0%2C52%2C1000%2C583%26w%3D600%26h%3D350&amp;w=1200&amp;q=75 1200w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F1870dab5e05b00cf2724f421905308d7a9a1bdb4-1000x685.jpg%3Frect%3D0%2C52%2C1000%2C583%26w%3D600%26h%3D350&amp;w=1920&amp;q=75 1920w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F1870dab5e05b00cf2724f421905308d7a9a1bdb4-1000x685.jpg%3Frect%3D0%2C52%2C1000%2C583%26w%3D600%26h%3D350&amp;w=2048&amp;q=75 2048w, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F1870dab5e05b00cf2724f421905308d7a9a1bdb4-1000x685.jpg%3Frect%3D0%2C52%2C1000%2C583%26w%3D600%26h%3D350&amp;w=3840&amp;q=75 3840w" src="/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F55tai78q%2Fproduction%2F1870dab5e05b00cf2724f421905308d7a9a1bdb4-1000x685.jpg%3Frect%3D0%2C52%2C1000%2C583%26w%3D600%26h%3D350&amp;w=3840&amp;q=75"/></div><h4 class="font-bold text-gray-900 dark:text-gray-100 text-lg mb-3 group-hover:text-blue-600 dark:group-hover:text-blue-300 transition-colors leading-tight">Pension Transfer Options After Redundancy: Making the Right Choice</h4><p class="text-gray-600 dark:text-gray-300 text-sm leading-relaxed mb-4 line-clamp-3">If you&#x27;ve recently been made redundant, it&#x27;s essential to consider your pension and how to best handle it. Redundancy can be a stressful time, and it&#x27;s crucial to make informed decisions about your pension pot. This article will guide you through the different pension transfer options, helping you make the right choice for your financial future.</p><div class="flex items-center text-blue-600 dark:text-blue-400 text-sm font-semibold group-hover:translate-x-1 transition-transform">Read More<svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-4 h-4 ml-2"><path stroke-linecap="round" stroke-linejoin="round" d="M13.5 4.5 21 12m0 0-7.5 7.5M21 12H3"></path></svg></div></a><a class="group block bg-white dark:bg-gray-800 border border-gray-200 dark:border-gray-700 rounded-2xl p-6 hover:shadow-xl transition-all duration-300 hover:-translate-y-1 dark:hover:bg-gray-700 dark:hover:border-gray-600" href="/blog/redundancy-long-service-awards"><div class="relative overflow-hidden rounded-xl mb-6"><img alt="Long Service Awards in Redundancy: Recognizing Loyalty" loading="lazy" width="600" height="350" decoding="async" data-nimg="1" class="w-full h-48 object-cover group-hover:scale-105 transition-transform duration-300" style="color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; 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The statutory redundancy pay is calculated based not only on the employee&#x27;s salary but also on the length of service. Understanding these calculations can help employees prepare financially for the possibility of redundancy.</p><div class="flex items-center text-blue-600 dark:text-blue-400 text-sm font-semibold group-hover:translate-x-1 transition-transform">Read More<svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-4 h-4 ml-2"><path stroke-linecap="round" stroke-linejoin="round" d="M13.5 4.5 21 12m0 0-7.5 7.5M21 12H3"></path></svg></div></a></div><div class="text-center mt-12"><a class="inline-flex items-center px-8 py-4 bg-blue-600 text-white font-semibold rounded-xl hover:bg-blue-700 transition-colors text-lg shadow-lg hover:shadow-xl" href="/blog">View All Articles<svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" aria-hidden="true" data-slot="icon" class="w-5 h-5 ml-2"><path stroke-linecap="round" stroke-linejoin="round" d="M13.5 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