http://www.lifeandhealthinsurancenews.comAs the total news source for the life, health and financial services industry, National Underwriter Life & Health is uniquely positioned to provide agents and brokers with timely, insightful information. With the largest, most experienced team of editors in the industry, National Underwriter is able to identify, analyze and comment on the latest trends and events for their significance to the market every business day. Available in print, online and via e-newsletters, National Underwriter helps life and health agents navigate the specialty markets and sort through critical developments whenever and wherever they are in their day. Our mission is to provide today's top life and health agents with the information they need to make serious business decisions.enhttp://www.lifeandhealthinsurancenews.com/http://www.lifeandhealthinsurancenews.com/Style%20Library/Images/nul-logo-new.gifhttp://www.lifeandhealthinsurancenews.com/Exclusives/2009/11/Pages/Feature-Settlement-advisors-do-have-a-future-.aspxCustomerService@sbmedia.com (ARTHUR D. POSTAL)Sun, 08 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/Exclusives/2009/11/Pages/Feature-Settlement-advisors-do-have-a-future-.aspxLife settlement advisors can improve sales substantially by placing more emphasis on the customer’s “behavioral decision” than on financial issues, says a life insurance industry consultant.http://www.lifeandhealthinsurancenews.com/Exclusives/2009/11/Pages/Ask-the-expert-When-terminal-illness-is-the-concern.aspxCustomerService@sbmedia.com (NU BOOK)Sun, 08 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/Exclusives/2009/11/Pages/Ask-the-expert-When-terminal-illness-is-the-concern.aspxThis answers the question: My client has been diagnosed with a terminal illness. What are some options and considerations, including life settlements, to cover with the client concerning the client's life policy?http://www.lifeandhealthinsurancenews.com/Exclusives/2009/11/Pages/Graphic-Schwarzenegger-signs-settlement-bill.aspxCustomerService@sbmedia.com (NU GRAPHIC)Sun, 08 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/Exclusives/2009/11/Pages/Graphic-Schwarzenegger-signs-settlement-bill.aspxPhoto of California Governor Arnold Schwarzenegger, who has signed a new law regulating life settlements in California.http://www.lifeandhealthinsurancenews.com/Exclusives/2009/11/Pages/Did-you-know-Pros-and-cons-of-premium-financing.aspxCustomerService@sbmedia.com (NU GRAPHIC)Sun, 08 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/Exclusives/2009/11/Pages/Did-you-know-Pros-and-cons-of-premium-financing.aspxThis graphic shows the pros and cons of short-term premium financing.http://www.lifeandhealthinsurancenews.com/Exclusives/2009/11/Pages/Quick-tips-retirement-planning-challenges.aspxCustomerService@sbmedia.com (NU GRAPHIC)Sun, 08 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/Exclusives/2009/11/Pages/Quick-tips-retirement-planning-challenges.aspxThis chart lists the 5 biggist risks involved in retirement planning, according to Rob Studin of Lincoln Financial Advisors.http://www.lifeandhealthinsurancenews.com/Exclusives/2009/11/Pages/Problem-clients.aspxCustomerService@sbmedia.com (NU GRAPHIC)Sun, 08 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/Exclusives/2009/11/Pages/Problem-clients.aspxThis graphic shows some common types of clients who pose problems for financial advisors.http://www.lifeandhealthinsurancenews.com/Exclusives/2009/11/Pages/Quiz-question-Who-opposed-the-California-bill.aspxCustomerService@sbmedia.com (NU STAFF)Sun, 08 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/Exclusives/2009/11/Pages/Quiz-question-Who-opposed-the-California-bill.aspxThis answers the question: Which organization opposed the new law in California, S.B. 98, regulating life settlements and imposing a state ban on stranger-originated life insurance policies?http://www.lifeandhealthinsurancenews.com/Exclusives/2009/11/Pages/Quotable-Kanjorskis-fear.aspxCustomerService@sbmedia.com (NU GRAPHIC)Sun, 08 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/Exclusives/2009/11/Pages/Quotable-Kanjorskis-fear.aspxThe image shows Rep. Paul Kanjorski, D-Pa., commenting on his fear concerning financiers.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/House-Gears-Up-For-HR-3962-Vote.aspxAutomation and Technologyabell@nuco.com (ALLISON BELL)Fri, 06 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/House-Gears-Up-For-HR-3962-Vote.aspxMembers of the U.S. House of Representative have voted 242-192 for a resolution calling for official consideration of H.R. 3962, the Affordable Health Care for America Act bill.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Rules-Panel-Sends-HR-3962-To-Floor.aspxAutomation and TechnologyCoverage and Policy IssuesMergers and Acquisitionabell@nuco.com (ALLISON BELL)Fri, 06 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Rules-Panel-Sends-HR-3962-To-Floor.aspxInsurance groups and employer groups are continuing to press for changes in the House health bill, but the House Rules Committee agreed earlier today ago to send the bill to the floor.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Sheils-Bills-Could-Cut-Group-Health-Rolls.aspxAutomation and Technologytthomas@nuco.com (TREVOR THOMAS)Thu, 05 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Sheils-Bills-Could-Cut-Group-Health-Rolls.aspxThe health reform proposals still floating around Congress currently could reduce the number of uninsured by 23.9 million to 32. 6 million, depending on the bill.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/TARP-Watchdog-Show-Us-The-AIG-Exist.aspxAutomation and TechnologySpecialty Linesabell@nuco.com (ALLISON BELL)Thu, 05 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/TARP-Watchdog-Show-Us-The-AIG-Exist.aspxA member of the Troubled Asset Relief Program Congressional Oversight Panel is wondering how the government will extricate itself from its current entanglement with American International Group Inc.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Mathas-Sees-Opportunities-In-Recession.aspxCoverage and Policy IssuesMergers and AcquisitionSpecialty Linestthomas@nuco.com (TREVOR THOMAS)Thu, 05 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Mathas-Sees-Opportunities-In-Recession.aspxBecause the life insurance industry weathered the recession so well, it now has the opportunity to remarket itself to consumers as a reliable and secure place to put their money, Ted Mathas says.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Fiduciary-Standard-Case-Could-Affect-Executive-Comp.aspxAutomation and TechnologyCoverage and Policy IssuesMergers and AcquisitionPersonal Lines Coveragewhersch@nuco.com (WARREN S. HERSCH)Thu, 05 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Fiduciary-Standard-Case-Could-Affect-Executive-Comp.aspxThe U.S. Supreme Court is looking at whether an investment advisor breaches its fiduciary duty when it sets different fees for captive mutual fund investors and independent fund investors.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Barr-Preemption-Still-In-FIO-Proposal.aspxAutomation and TechnologySpecialty LinesCustomerService@sbmedia.com (ARTHUR D. POSTAL)Thu, 05 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Barr-Preemption-Still-In-FIO-Proposal.aspxThe Treasury Department believes any Federal Insurance Office legislation will let the FIO preempt state laws that conflict with international trade agreements on the sale of insurance.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Administration-Backs-Life-Access-To-Customized-Derivatives.aspxAutomation and TechnologyPersonal Lines CoverageSpecialty LinesCustomerService@sbmedia.com (ARTHUR D. POSTAL)Thu, 05 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Administration-Backs-Life-Access-To-Customized-Derivatives.aspxThe Obama wants to continue to let life insurers and others trade customized derivatives, Michael Barr said Thursday.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Petersen-Changes-Elimination-Period-Definition.aspxCoverage and Policy IssuesMergers and AcquisitionCustomerService@sbmedia.com (NU ONLINE NEWS SERVICE)Thu, 05 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Petersen-Changes-Elimination-Period-Definition.aspxA broker that sets up high-end income protection programs has updated the way its plans treat insureds who suffer from two or more successive periods of disability.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Alliances-CareCounsel-Canopy.aspxCustomerService@sbmedia.com (NU ONLINE NEWS SERVICE)Thu, 05 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Alliances-CareCounsel-Canopy.aspxCareCounsel L.L.C. has agreed to use the individual health insurance shopping system managed by eHealth Inc.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Earnings-AIG-Prudential-Others.aspxPersonal Lines CoverageSpecialty LinesCustomerService@sbmedia.com (NU ONLINE NEWS SERVICE)Thu, 05 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Earnings-AIG-Prudential-Others.aspxBlack ink dominated the income statements of the life insurers, health insurers and distributors that announced their earnings this week.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Personnel-Changes-New-York-Life-American-Specialty.aspxSpecialty LinesUndesignatedCustomerService@sbmedia.com (NU ONLINE NEWS SERVICE)Thu, 05 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Personnel-Changes-New-York-Life-American-Specialty.aspxNew York Life Insurance Company has hired Tom Johnson to be head of business development for retirement income security.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/EBSA-Weighs-In-On-IRA-Debts.aspxAutomation and TechnologyCoverage and Policy IssuesMergers and AcquisitionPersonal Lines Coverageabell@nuco.com (ALLISON BELL)Thu, 05 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/EBSA-Weighs-In-On-IRA-Debts.aspxThe Employee Benefits Security Administration has released an advisory opinion that could affect a financial professional who serves as a broker for an individual retirement account and non-IRA accounts for the same client.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/CBO-Analyzes-Republican-Health-Proposal.aspxAutomation and Technologyabell@nuco.com (ALLISON BELL)Wed, 04 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/CBO-Analyzes-Republican-Health-Proposal.aspxThe House Republican health proposal might cut the federal budget deficit by $68 billion over 10 years, but it might not increase the percentage of U.S. residents who have health coverage.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Web-Exclusive-Risk.aspxAutomation and TechnologyCoverage and Policy IssuesMergers and AcquisitionCustomerService@sbmedia.com (NU ONLINE NEWS SERVICE)Wed, 04 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Web-Exclusive-Risk.aspxThe (Financial) Big One hit. Now what? Doug French has some ideas.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Sams-Blog-Sorry-Republicans--Youre-Too-Late.aspxAutomation and TechnologyCustomerService@sbmedia.com (NU ONLINE NEWS SERVICE)Wed, 04 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/Sams-Blog-Sorry-Republicans--Youre-Too-Late.aspxThe Republicans wish they could do something about those health bills. And maybe they could, NU P&C Editor In Chief Sam Friedman says, if only they had come out with a serious alternative a few weeks ago.http://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/MIB-Life-Activity-Increases.aspxCoverage and Policy IssuesMergers and AcquisitionCustomerService@sbmedia.com (NU ONLINE NEWS SERVICE)Wed, 04 Nov 2009 16:00:00 PSThttp://www.lifeandhealthinsurancenews.com/News/2009/11/Pages/MIB-Life-Activity-Increases.aspxU.S. life insurers received more requests for individual coverage in October than they did in October 2008, and activity for older applicants soared.