Narach Finance

Managerial Finance

The main reason for the publication of this website, is to make you (the reader) aware of the world of finance and how to manage your way around it. We expect, that after studying the material given on the various web pages of our website listed below, you would be more aware and better prepared with respect to your financial goals and objectives and decisions you would take in this regard. Many people who wish to start their own business need an injection of financial capital at the beginning of a business; the main source of funding for entrepreneurs is business loans.

Ways to Guarantee Financial Independence

There are 7 ways or habits for you to follow to gain financial independence. With the right attitude and the proper goal in mind, you might just find yourself beaming with pride because of your achievement. Are you always running short of your funds? Do you still have to borrow money sometimes to at least live comfortably? Do you get to pay your bills on time? If you answered mostly yes, then you are in danger of being financially unstable. You cannot afford the things you want and sometimes, even the things you need. Don’t go sulking out there! You better move your body. If such is the case, better tell yourself that you cannot afford to be that way always. You have to be financially independent.

Ideas for Small Business Success

These are just some general ideas and tips to keep in mind as you design, set up and operate your small business.

Securing a Bad Credit Mortgage Loan

Over spending, the endless nights of partying, eating out and more or less buying everything on a whim, has most likely put a dent in your financial situation and will affect how you live your life for years to come. Clearly, the best option is to dampen your lavish lifestyle sooner than later. Alleviating yourself from huge credit card, as well as other head-spinning debts by assessing your options now, before all those debs start blowing up in your face is one way to right your financial ship. One plausible option is a bad credit mortgage loan, and it's a good first step towards a more financially disciplined lifestyle. In other words, a financial second chance.

Applying for a Business Loan

The process of applying for a business loan is a stringent one as compared to the standard procedures in obtaining a home mortgage loan or a personal loan. This is probably due to the fact that business loans contain a greater risk element as compared to other loans. Therefore, lenders need to exercise greater caution and emphasis when evaluating business loan applications in order to minimize their risk exposure. With that, lenders evaluate their applicants based on the information that are provided as well as their judgment of the viability and profitability of the business being financed. Thus, business loan applicants will be required to submit a loan proposal along with their applications with the purpose of creating a positive impression upon the lender.

The concept of Wealth: Are you Wealthy?

Wealth by definition is to have riches or being rich; the measure of which is money. You achieve wealth when your Passive Income is the same or greater than your Expenses.

Avoid Home Business Failure

It’s been said that 80% of all small business dies within the first 3 years. And the rest are somehow struggling along with meager revenues. Only a handful are successful. Home based business has an even shorter lifespan. Every enthusiastic home based venture starts out with a big promise, a lot of excitement and enthusiasm. However at the first signs of trouble or a slow take off, people become panicky. Having been accustomed to regular pay check, when the money does not roll in week after week and the bank balance hits the low digits, there is a sense of panic and the exciting home business gets trashed.

Building Wealth in Real Estate

You may have seen the real estate guru advertisements for books, DVDs, programs, seminars, and mentoring coaches promoting no-money-down deals. Perhaps you have watched the infomercials on TV with people telling their stories of how they made millions investing in real estate with no-money-down and cash back to the buyers. Maybe you, like us and many others, have purchased books or expensive systems based on these no-money-down and lease-option investing schemes. Here's the rest of the story.

Credit Card Processing and Transaction Surcharge

Imposing surcharges on credit card transactions is illegal, and it will only lead to problems. The secret to beating the credit card processing system is not charging more for credit card sales, but instead in charging less for cash sales. It may sound like the same thing, but there is a big difference. The increasing costs associated with accepting credit cards are leaving many merchants searching for ways to pass along at least a portion of processing expenses to their customers. Card originators such as VISA and MasterCard are becoming wary of this new trend and are enforcing strict regulations specifically designed to hinder any such efforts by merchants to impose surcharges on credit card purchases.

Exploring Six Sigma Myths

Six Sigma doesn't improve the customer experience. It may seem that Six Sigma turns the focus away from the customer because it is driven by data. In so many companies, quality improvement is driven by the latest customer complaint, or some latest issue of the management. This may seem like you are being responsive to the customers, but such an ad hoc and scattered approach is inefficient and ultimately doomed to failure. The question you need to ask is what data is presented to the organization in order to select improvement projects? Without the right data, how can you succeed? Unless the approach is systematic and the solution driven by measurement and analysis, there is little hope for lasting quality improvement.

Factoring Finance: Business Growth without Debt

Accounts receivable financing, also known as factoring, is a powerful financial tool that has fueled the growth and success of a number of companies. Factoring enables companies to capitalize on their unpaid receivables by selling them to a factoring company for immediate payment. With factoring, companies immediately get paid for their invoiced work from the factoring finance company, while the factoring company waits to be paid by the customers. Factoring strengthens a business cash position by shortening the time to get invoices paid to 48 hours and providing the needed funds to meet current expenses and target new opportunities.

Offer 30 Day Credit the Right Way

One of the major differences between commercial and consumer transactions is that most, if not all, commercial transactions are where clients ask their suppliers to deliver services immediately and then to invoice them for the work, payable 30 days later (also known as offering net-30). In effect, clients ask their suppliers to provide them with trade credit for 30 days. On the other hand, consumer transactions are paid in cash or by credit card at the time of sale. Because of this, most consumer businesses never have to worry about extending credit to a customer and can run their operations on an all cash basis. This allows them to focus on their core competencies because they don't have to carry slow paying accounts receivables and go through the expense of collecting on such accounts.

Search Results

The main reason for the publication of this web page, is to enable you (the reader) to search the web without leaving our websites.

Privacy Policy

The privacy of our visitors is important to us. At Narach Finance, we recognize that privacy of your personal information is important. Here is information on what types of personal information we receive and collect when you use/visit our website and its various web pages, and how we safeguard your information. We never sell your personal information to third parties.

Disclaimer

This website and all its web pages are academic in nature and free to be viewed by all visitors. The information contained in this website is for general information purposes only. The information is provided by Narach Finance and whilst we endeavor to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

Sitemap

We realize that the investor may wish to go directly to a particular page on our website. To facilitate this, we have prepared a sitemap.

Narach Investment

The main reason for the publication of this website, is to make you (the reader) aware of the investment world and how to manage your way around it. And also what the investment advisors are expected to explain to you.

Narach Investment on WAP Browser

The main reason for the publication of this website, is to make you (the reader) aware of the investment world and how to manage your way around it through our website; which has also been made accessable through WAP Browsers for your convenience.

Narach Investment Blog

It is our endeavor to make you (the reader) aware of the investment world and how to manage your way around it through our website. And also what the investment advisors are expected to explain to you.

Narach Philosophy

The main reason for the publication of this website, is to make you (the reader) aware of the Mimansa, a study of the secret of the sacred books of the Hindus; that is the Vedas. Mimansa means a reverent study leading to a scientific quest of truth. This search for truth leads us to the solution of the great problems of life, and has engaged us for thousands of years. The real problem of life is the attainment of happiness and the avoidance of misery and pain. Our ancestors before us have reflected and contemplated on these aspects of life and realized that pleasure is but a passing phase in an endless stream of pain. They concluded that, permanent happiness can only be attained with the total extinction of pain.

Narach Philosophy Blog

It is our endeavor to make you (the reader) aware of the Mimansa, a study of the secret of the sacred books of the Hindus; that is the Vedas. Mimansa means a reverent study leading to a scientific quest of truth.

Narach

The main reason for the publication of this website, is to create a holding website for the other websites and sub domains we have at present and would create in the future with relevant content and web resources to suite the needs and requirements of the visitors of our websites.