My Two Dollars

Millions of American Homeowners Could Refinance and Save with HARP

My Two Dollars — Fri, 12 Jul 2013 16:43:38 +0000

This post brought to you by Quicken Loans. All opinions are 100% mine. by Clayton Closson. You read that title correctly. An estimated 2.7 million American households could refinance to today’s mortgage rates (which are near historic lows, in case you haven’t been paying attention) through the gov’s HARP program. And they can do it […]

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How I Saved $25/Month With One Call to My Cable Company

My Two Dollars — Mon, 03 Sep 2012 12:10:20 +0000

Some people see cable TV as a luxury. Others see it as a waste of money. Like the majority of people, I fall somewhere between the two extremes. Regardless of how you feel about cable TV, you should do whatever it takes to save money on your cable services. A couple of months ago I […]

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3 Used Car Negotiation Tactics That Can Help You Save

My Two Dollars — Tue, 24 Jul 2012 01:15:50 +0000

From a financial perspective, buying a used car as opposed to a brand new car is beneficial in a number of ways. Not only is the asking price lower, but you are in a position to avoid the massive depreciation in value that occurs during the first year of new car ownership. Of course, just […]

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The 13 Most Commonly Overlooked Tax Deductions

David — Fri, 03 Feb 2012 13:15:13 +0000

With tax time right around the corner, many people are starting to get all their filing information together, such as receipts, donation records, bank statements, and 1099 forms. And while it’s important to make sure you have all the relevant documents so you can file your taxes correctly, it’s just as important to be sure […]

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Your Bank Account Full Of Time – How Are You Spending It?

David — Thu, 26 Jan 2012 07:46:48 +0000

The other day I came across a saying that made me really give thought to the amount of time I have left in my life and what I want to do with it. Comparing the time I have left to accomplish my goals to the balance in a dwindling bank account made me really reflect […]

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Comparison of Prices for My Purchases at the Dollar Store

David — Wed, 28 Dec 2011 20:57:25 +0000

Think those dollar stores are only full of useless junk you don’t really need in the first place? Guess again. I too used to think that, until I stopped into a local Dollar Tree the other day on the advice of my grandmother, who wanted me to pick up some holiday wrapping paper for her. […]

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8 Banks Offering Checking Accounts With No ATM Fees

David — Mon, 05 Dec 2011 21:33:05 +0000

I stopped paying fees to use an ATM about a year and a half ago when I moved my checking and savings from Bank of America to Charles Schwab. No matter where I am, how often I do it, or how much money I withdraw, Schwab reimburses me for any fees I incur from using […]

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10 Ways to Stop Wasting Money

David — Mon, 08 Aug 2011 13:24:59 +0000

Just last week I read the article “Ten Biggest Money Wasters” over on CNNMoney.com and was fascinated at the types of things that people tend to waste their hard-earned money on. While a lot of us go way out of our way to clip mounds of coupons, drive an extra mile out of the way […]

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Carbon Monoxide Detector – A $30 Investment to Save Your Life

David — Mon, 25 Jul 2011 13:30:00 +0000

A few weeks ago I was reading an older article about a family killed in their sleep by carbon monoxide poisoning. Just like that, a family was wiped out overnight because of a silent killer in their home, one that could be present in any of our homes at any given moment. Without a carbon […]

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Federal Government Spending – How Are Your Tax Dollars Spent?

David — Mon, 11 Jul 2011 13:16:36 +0000

Have you ever wondered exactly where all your tax dollars go and/or are spent? There are several websites which try their best to break down the facts for you, and I even mentioned one called Death and Taxes here on My Two Dollars back in 2006. (It is no longer a live site, however.) But […]

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