tag:blogger.com,1999:blog-3005581631434809730Fri, 22 Apr 2011 01:57:31 +0000March 31irrfan khan2009ATMretirement planninggood sites and blogsservice taxpoliticsretirementintrotax planningCredit Cardneed for financial planninglife insurancenew bloggerinsurance agentsfinancial disciplineaegon religaresavings going kaputtax sagareligareslumdog millionairecostshomeparentsoscar gloryPPFlast minute financial plansirfan khanend of financial yearfinancial goalspensionpension plansnoise pollution bluesneed for securing our futurespendingDebit Cardself suuficiencyPFworking in tight deadlinespersonal financemaidsdownturnIndiaThirties Rock! This is about my life and the changes that I am going to finally bring in. Whether its pension plans or saving or the best place to have a sizzler - everything will find an outlet here!http://lifeinthirties.blogspot.com/noreply@blogger.com (thirties rock)Blogger22125noreply@blogger.comnoThirties Rock! This is about my life and the changes that I am going to finally bring in. Whether its pension plans or saving or the best place to have a sizzler - everything will find an outlet here!tag:blogger.com,1999:blog-3005581631434809730.post-7006813221790704811Wed, 22 Apr 2009 10:23:00 +00002009-04-22T16:24:03.307+05:30retirement planningPPFATMpersonal financeDebit CardCredit Card<!--[if gte mso 9]> Normal 0 false false false EN-US X-NONE X-NONE MicrosoftInternetExplorer4 <![endif]--><!--[if gte mso 9]>http://lifeinthirties.blogspot.com/2009/04/beginers-guide-to-financial-happiness.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-3301513045837383591Tue, 31 Mar 2009 09:00:00 +00002009-03-31T15:16:59.860+05:30March 31end of financial yearMarch 31! End of another financial year. Why is this date so significant to me? Because of the following reasons -It signifies the end of another nightmarish financial yearIt also signifies the last time i will see my full salary (will be seeing less of it from April thanks to our salary slashing)It signifies the last day of my financial illiteracy. April 1 onwards will be different. I will http://lifeinthirties.blogspot.com/2009/03/march-31-end-of-another-financial-year.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-2814930805669039603Mon, 30 Mar 2009 09:45:00 +00002009-03-30T15:44:14.585+05:30pension plansfinancial goalsIf the NEW PENSION SCHEME is launched from May 1, 2009 it will allow all Indian citizens to join the scheme with a minimum investment of Rs 6000/- annually. Indian citizens can hope to receive pension through their life. While this is a brilliant move according to me, it is to be seen how the ground realities actually work out! Pension is a security blanket that can cover (if planned correctly) http://lifeinthirties.blogspot.com/2009/03/new-pension-plan.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-1024365825181620938Wed, 25 Mar 2009 09:49:00 +00002009-03-25T16:20:42.659+05:30Ya, I know Monday Blues is what is usually said....But what do you do when the mid week blues hit you and your colleagues?Some of my colleagues are down in the dumps as they haven't been able to show their tax saving proofs, so their Salary will be depleted significantly this month. Some are sad as work is slowing down thanks to budget slashing and they are stuck with routine work. While others http://lifeinthirties.blogspot.com/2009/03/wednesday-blues.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-6511713219729693513Thu, 19 Mar 2009 07:19:00 +00002009-03-19T13:33:36.720+05:30last minute financial plansRead this article http://www.dnaindia.com/report.asp?newsid=1240028 in DNA yesterday. Sandeep Shanbhag, director, Wonderland Consultants which is a tax and financial planning firm has been writing for many years and I like the advise that he gives. He explains stuff in very simple terms (yes, i really like that!). The article will work as a checklist for many with our march 31 deadline looming. http://lifeinthirties.blogspot.com/2009/03/march-31-deadline-looming.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-4625038711238668386Mon, 16 Mar 2009 06:53:00 +00002009-03-16T13:01:27.543+05:30parentshomeWas down with a bad bout of viral fever & throat infection...was feeling terrible not only from ill health but also from office blues and generally life. And what does a girl do then? She goes home to mum:)! I agree there's no place like home! Its strange that I still don't think of my rented pad as home. Maybe its me. I thought I would die by the time i reached Pune, but one cup of mum's gingerhttp://lifeinthirties.blogspot.com/2009/03/homemumcomfort.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-946991555010499148Fri, 06 Mar 2009 08:13:00 +00002009-03-06T14:58:38.681+05:30financial disciplineneed for financial planningself suuficiencyA pall of gloom seems to hang over the office! While most department heads have sat with their teams individually, its understandable there is no good way to tell people that your salary has been cut. What i am seeing is that the office seems to have split into various groups....the ones who are taking it all in their stride, ones who are subduded and low in team spirit and others who are http://lifeinthirties.blogspot.com/2009/03/life-after-salary-slashing.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-4499787270741647583Wed, 04 Mar 2009 10:49:00 +00002009-03-04T16:31:20.939+05:30savings going kaputdownturnOk, disaster has struck. During our Monday meeting we were told that salaries will be slashed from April. Yes, I know that business has seen a downturn, but somehow I wanted to believe that we won’t be affected. But alas! Will see my salary shrinking by 25%. Obviously performance appraisals this year will be only all talk and no money. Moot question, how do I manage to save now? My miniscule http://lifeinthirties.blogspot.com/2009/03/salaries-slashed.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-3667142201234322232Fri, 27 Feb 2009 07:55:00 +00002009-02-27T14:31:10.712+05:30costsservice taxI have often wondered why we need to pay service tax. I can't fathom why I should pay the government service tax when I visit a parlour - Okay I am financially illiterate and probably there's good reason as to why the government is asking me to pay tax when I want to cut my hair!When I speak to my parents (who are living on a fixed income) I realize that for the older generation it’s quite a http://lifeinthirties.blogspot.com/2009/02/service-tax-burns-hole.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-288894742022694130Thu, 26 Feb 2009 07:17:00 +00002009-02-26T14:01:46.311+05:30oscar gloryslumdog millionaireFinally the Oscars are over and Slumdog won in multiple categories. Whether deserved or not (depending on camps, viewer perception etc) the fact of matter remains that it won across categories and all the hype & hoopla surrounding the movie is only increasing. When I hear our "bollywood" bigwigs claim, "Oscars? - no big deal", it is terribly funny! The same set of people are chasing foreign http://lifeinthirties.blogspot.com/2009/02/oscars.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-5371341178997650337Sat, 21 Feb 2009 08:22:00 +00002009-02-23T16:46:51.465+05:30aegon religarePPFtax sagaAEGON Religare Life Insurance guys have been very nice. Due to a very hectic life at work and having no spare time at all, haven’t been able to meet the representative. Surprisingly he hasn’t been breathing down my neck like most insurance agents! As have already rescheduled 3-4 times, told him that will call for a meeting when I actually have time to go through their products/plans properly. Andhttp://lifeinthirties.blogspot.com/2009/02/tax-saving-saga.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-2295056202609187824Wed, 18 Feb 2009 08:31:00 +00002009-02-18T15:16:28.905+05:30life insurancetax planningDisaster at work has left me miserable & with no time to do proper research for my tax planning. Came across this article the other day, think its quite informative. http://www.rediff.com/money/2009/feb/05tax-planning-tips-for-salaried-people.htmThis article helps in understanding sections under which we can claim decuctions and also gives good suggestions. Due to paucity of time & approaching http://lifeinthirties.blogspot.com/2009/02/life-insurance-ppf.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-3538124694611102109Fri, 13 Feb 2009 11:18:00 +00002009-02-13T16:56:04.431+05:30insurance agentstax planningIt's that one time in the year when all & sundry relatives, neighbours,long lost friends who moonlight as insurance agents swarm around you. Even our local postman caught me on Saturday and said he was an agent for a private insurance company and he would be happy to help. So much for promoting postal services! But with February 20 approaching, I have to put INR 15000/- further to reach my 1L http://lifeinthirties.blogspot.com/2009/02/insurance-agents-lurking.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-8535137520926389259Tue, 10 Feb 2009 11:36:00 +00002009-02-10T17:21:07.889+05:30good sites and blogsAs part of my becoming more aware financially in 2009 have been going through the wide web world. Going through a lot of company sites and most importantly blogs. Some of the sites & blog are very comprehensive and easy to read and most importantly explanations are in lay man terms.What scares off financially challenged people like me are big words / jargons! Off course this is a tiny list as itshttp://lifeinthirties.blogspot.com/2009/02/some-good-information.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-5347693577178096565Sat, 07 Feb 2009 15:45:00 +00002009-02-10T17:24:21.874+05:30IndiapoliticsWhat a time we are living in…at one end Ramalinga Raju swindles billions (or trillions) and gets VIP treatment in jail; Ram Sene goons roam around scot free and now threaten to marry of “couples in love”;on the other hand commuters frustrated with Western Railway and protest peacefully impromtu one fine day, are treated like hard core criminals. What an irony for India!While there are many http://lifeinthirties.blogspot.com/2009/02/we-are-like-this-only.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-2653796305321672184Wed, 04 Feb 2009 09:25:00 +00002009-02-04T15:08:30.219+05:30working in tight deadlinespensionWhere did I disappear? well work has been HECTIC! 2 colleagues missing (one ill & one travelling) and i am down under.But I have kept my promise to myself on gaining financial knowledge. As of now have fixed a meeting with Aegon Religare (http://www.aegonreligare.com/) rep to meet me. Have had to postpone the meeting due to paucity of time, but will do so this week.Post that will try the others http://lifeinthirties.blogspot.com/2009/02/personal-finance-study-is-on.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-246364726763725935Wed, 28 Jan 2009 09:13:00 +00002009-02-02T17:12:10.758+05:30irrfan khanpersonal financeWhat’s life without movies? Saw 3 movies coincidentally Irrfan Khan was acting in both. Isn’t he gorgeous? Such an understated actor! Maqbool really rocks because of Irrfan, Tabu & Pankaj Kapur. Seeing Irrfan Khan in the Vodafone & Aegon Religare ad is also a delight. my gal pal has a collection of his videos from you tube. he really is soooo good. Will try & upload his videos here for now the http://lifeinthirties.blogspot.com/2009/01/irrfan-khan-spurs-me-on.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-3000850639667490576Thu, 22 Jan 2009 08:32:00 +00002009-01-22T14:24:21.555+05:30retirementneed for securing our futureWanted a break from mundane life. So called up gal pals and being an easy day yesterday, we caught up last evening. Purple being the colour of the season, VBF (extremely fashion conscious) was in a smart lavender / black combo. As she’s the only one amongst others who’s obsession with the likes of Vogue, Elle is on the borderline of insanity, she’s our default guide to fashion. I try to be http://lifeinthirties.blogspot.com/2009/01/self-discovery.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-6579212233372832227Mon, 19 Jan 2009 08:10:00 +00002009-01-22T14:25:29.957+05:30retirementnoise pollution bluesNoise pollution is so irritating! We have a building under construction (the bane of Mumbai and most metro cities of India) right behind where I stay. Though they mercifully don’t work late into the night, the constant whirring of machines is so irritating. But more than the dust & noise what angers me is the state of the workers. Nearly always they work all 7 days. Come to think of it builders http://lifeinthirties.blogspot.com/2009/01/noise-pollution.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-7728448394394639249Sat, 17 Jan 2009 07:56:00 +00002009-01-22T14:27:20.194+05:30maidsPFpension Life is a collage! Maids are now going to be given weekly off’s, annual vacations and pensions by the Maharashtra Government which is good for them….but how will the pension scheme work for them? Who does the actual computing? Some bits are still hazy but hope the government has thought thru all of this and it doesn’t become another scam in years to come.While we in white collar jobs have our http://lifeinthirties.blogspot.com/2009/01/pension-gives-me-tension.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-7906552075678404085Wed, 14 Jan 2009 13:08:00 +00002009-01-22T14:23:15.519+05:30religareirfan khanspendingOne of the effects of the downturn has been that I can no longer spend guilt free. Over the past few days, when ever I want to spend on non imp things I think twice. (Okay if I had been careful earlier I wouldn't be in this state in the first place). Can't believe that I walked past MNG and didn't step in even to check out. My depleted account came into my mind and with no hopes of any raise and http://lifeinthirties.blogspot.com/2009/01/one-of-effects-of-downturn-has-been.htmlnoreply@blogger.com (thirties rock)0tag:blogger.com,1999:blog-3005581631434809730.post-6590969508921853936Sun, 11 Jan 2009 05:54:00 +00002009-02-10T17:27:59.097+05:30new blogger2009intro