Investor Tool

Recession Definition vs Depression in Economics

noreply@blogger.com (Investor Tool) — Thu, 11 Dec 2008 17:00:00 +0000

Recession definition or what is a recession in economics? it's important to know for investors, because everybody talks about US recession and Japan recession.

What is a recession? recession definition:

1. Recession is a condition when a country's GDP declines for at least two quarters in a year.

2. Recession definition by US based NBER is a significant decline in economic activity spread across the economy.

What is the difference between a recession and a depression:

An economic depression is more severe and longer than an economic recession.

Sidney J. Harris said that a recession happens when your neighbours lose their jobs and a depression happens when you lose your job. So now is a recession or a depression?

In economic recession and depression, it's more crucial to use investor tool to decide which invest tools to invest our money. Based on your economy condition, current economy situation is already an economic depression or an economic recession? Recession or depression depends on the definition of depression and recession.

Investors vs Traders

noreply@blogger.com (Investor Tool) — Tue, 09 Sep 2008 16:00:00 +0000

Investors vs Traders :

Yesterday when i met one of my investor friend, he asked me "Are you an investor or a trader ?" My answer was both, i am an investor and also a trader.

What is the difference between investors and traders ?

In my view, they are different in term of investing period. Investors have longer term of investing period than traders. This is why people who are doing day trading are called day traders, instead of day investors.

What is the similarity between investors and traders ?

In my view, Investors and traders have the same basic investing principle. They buy Invest Tool at lower price and sell Invest Tool at higher price in order to get profit.

So, we can be both, investors and traders, at the same time, right ?

Investing Tool at http://investingtool.blogspot.com/

Female Investors vs Male Investors

noreply@blogger.com (Investor Tool) — Fri, 22 Aug 2008 16:00:00 +0000

Female Investors vs Male Investors, who are better ?

In my view, female investors are better than male investors. Female investors usually use their special skill to decide which invest tools to use. For example : Stock Trading.

Female investors use their special skill in shopping to decide which good stocks to invest. Female investors like to buy branded clothes at a discount price, so they usually invest money in blue chips stocks at discount price.

In the contrary, male investors usually buy cheap stocks at higher price. Why ? because they want to get rich quick. They think by buying cheap stocks in hot market, their profits would be higher. But they forget one thing that the stocks are cheap because of a reason. So they must find out what the reason is before investing in cheap stocks.

I think female investor strategy is also used by world number one stock investor, Warren Buffett. So from now on, don't underestimate female investors, because we can learn from them.

First Step to Become a Successful Investor

noreply@blogger.com (Investor Tool) — Wed, 25 Jun 2008 16:00:00 +0000

Everyone wants to become a successful investor. The problem is how ?

In my view, the first step to become a successful investor is to define what is success as an investor ? If you don't know exactly what is success, how come you reach it ?

I am a successful investor if ....

For my self : i am a successful investor, if i can earn $ 1 million from my Invest Tool on regular basis.

What is your definition of a successful investor ?

After deciding the definition of successful investors, you should decide what is your Investment Tool.

Never Falling in Love with Invest Tool

noreply@blogger.com (Investor Tool) — Tue, 17 Jun 2008 16:00:00 +0000

1st rule for Investors : never falling in love with your Invest Tool. You can only falling in love with your hard earned money.

Why investors cannot falling in love with Invest Tool ?

Because if they do, they will suffer three losses, which are :

buy Invest Tool with high price, too high in fact, because we use emotion, instead of ratio
Investors would miss a great chance to take profit because they hold the Invest Tool too long
Investors would suffer greater losses because too late to cut loss the bad Invest Tool.

So want to be a successful investor ? never falling in love with your Invest Tool !

Invest Tool : http://investtool.blogspot.com/

Stay Away from Invest Tool and Stay in Cash

noreply@blogger.com (Investor Tool) — Fri, 13 Jun 2008 16:00:00 +0000

Stay away from Invest Tool and stay in cash.

In my view, investors should stay away from any Invest Tool and stay in cash if they don't have the confidence to invest their money. We as investors should wait for the best moment to invest our hard earned money. Please remember we pay our bills with cash, not with investments. So if you are not sure where to invest, please wait for the right moment and the right Invest Tool to invest and stay in cash during this period. Cash is more liquid than all available Invest Tool. http://investmenttool.blogspot.com/2008/05/ways-to-invest-money.html

Investor Life Cycle - Investor Tool

noreply@blogger.com (Investor Tool) — Sun, 09 Mar 2008 15:34:00 +0000

In Investor Life Cycle, there are four phases :

accumulation phase : early to middle of working years
consolidation phase : started from the middle of working years
spending phase : the beginning retirement phase
gifting phase : the retirement phase

The higher the phase, investors should reduce the risk of the investments. For example : Investors in consolidation phase should use Invest Tools that have less risk than those in accumulation phase.

Right now, i am still in accumulation phase. That's why i can invest in high risk Invest Tools to accumulate wealth and if i am wrong, i still have enough time to recover from the losses.

Which phase are you in right now ?

http://investtool.blogspot.com/

Identify Investment Constraints

noreply@blogger.com (Investor Tool) — Mon, 18 Feb 2008 14:19:00 +0000

After you identify your investment objectives, the next step is to identify what your investment constraints are. The most common investment constraints are :

Liquidity needs : how easy investors are be able convert the investments into cash at favorable price or at fair market value
Time horizon : when investors will need the investment funds
tax concerns : tax rules
legal and regulatory factors
unique needs and preference

If you need to the investment money in short run, you would better to invest in less risk invest tool, because loss problems are more difficult to handle during a short run frame. If you have special preference in ethical or socially matters then you can invest in Socially Responsible Mutual Funds. http://investtool.blogspot.com/

It's not Easy to be an Investor by Investor Tool

noreply@blogger.com (Investor Tool) — Tue, 22 Jan 2008 07:02:00 +0000

Now Investors, especially US Investors, must be more careful to invest their money. Why ? because bankers, accountants, and lawyers won powerful protection against US investor lawsuit when a Supreme Court ruling made it difficult for shareholders to sue third parties for frauds committed by companies. This ruling would give more protection for the third parties that are related to US Companies that commit fraud. This is good news for business but bad news for investors. So as investors, we must be more careful. Uh, it's not easy to be an investor !

Steps to find the right Invest Tool

noreply@blogger.com (Investor Tool) — Thu, 10 Jan 2008 01:50:00 +0000

Every investor faces the same problem which is how to choose the right invest tools. Basically, there are five main invest tools including

So which Invest Tool should we invest in ? steps :

find out your profile
learn all invest tool that suit to your profile
diversify your invest tool to minimize the risk and optimize the return

http://investtool.blogspot.com/

Investor Tool : Investment Objectives

noreply@blogger.com (Investor Tool) — Tue, 13 Nov 2007 15:54:00 +0000

The first investor tool you can use when choosing the right invest tool is investment objectives. There are two types of investment objectives :

1. Risk objective.
Investor risk is determined by investor 's willingness to take risk and ability to take risk

2. Return objective
There are two types of return, which are required return and desired return

So to determine which invest tool, you must consider your risk and return objectives. Please remember : high risk high return. The conclusion is if your want higher returns, you must bear higher risks also.

Investor Tool

noreply@blogger.com (Investor Tool) — Thu, 08 Nov 2007 16:41:00 +0000

As investors, we need Investor Tool to determine which invest tool that are suitable for us. This blog provides information and guidance about Investor Tool. So, if you are an investor but having difficulties in choosing the right invest tool, you are at the right place.