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	<title>Personal Investment Notes</title>
	
	<link>http://invest.smartlabsoftware.com</link>
	<description>Doug's investment notes and research.</description>
	<lastBuildDate>Mon, 19 Oct 2009 18:57:25 +0000</lastBuildDate>
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		<title>New Website</title>
		<link>http://invest.smartlabsoftware.com/announcements/website/</link>
		<comments>http://invest.smartlabsoftware.com/announcements/website/#comments</comments>
		<pubDate>Sun, 05 Jul 2009 01:01:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Announcements]]></category>

		<guid isPermaLink="false">http://invest.smartlabsoftware.com/?p=303</guid>
		<description><![CDATA[Moving blog to news.assetpreserver.com
]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>New I-Bond Rate</title>
		<link>http://invest.smartlabsoftware.com/fixed-income/ibond-rate/</link>
		<comments>http://invest.smartlabsoftware.com/fixed-income/ibond-rate/#comments</comments>
		<pubDate>Sat, 20 Jun 2009 15:23:09 +0000</pubDate>
		<dc:creator>dd</dc:creator>
				<category><![CDATA[fixed income]]></category>

		<guid isPermaLink="false">http://invest.smartlabsoftware.com/?p=300</guid>
		<description><![CDATA[I-bond rate from May 1 to Nov 1, 2009.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Bond Rate</title>
		<link>http://invest.smartlabsoftware.com/fixed-income/bond-rate/</link>
		<comments>http://invest.smartlabsoftware.com/fixed-income/bond-rate/#comments</comments>
		<pubDate>Wed, 04 Mar 2009 00:49:08 +0000</pubDate>
		<dc:creator>dd</dc:creator>
				<category><![CDATA[I-bond]]></category>
		<category><![CDATA[fixed income]]></category>

		<guid isPermaLink="false">http://invest.smartlabsoftware.com/?p=291</guid>
		<description><![CDATA[An interesting investment that is indexed to inflation.]]></description>
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		<item>
		<title>Why do Bond Fund Prices Vary?</title>
		<link>http://invest.smartlabsoftware.com/fixed-income/bonds/bond-fund-prices-vary/</link>
		<comments>http://invest.smartlabsoftware.com/fixed-income/bonds/bond-fund-prices-vary/#comments</comments>
		<pubDate>Tue, 10 Feb 2009 04:46:30 +0000</pubDate>
		<dc:creator>dd</dc:creator>
				<category><![CDATA[bond funds]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[bond fund]]></category>
		<category><![CDATA[prices]]></category>

		<guid isPermaLink="false">http://invest.smartlabsoftware.com/?p=288</guid>
		<description><![CDATA[Learn why bond fund prices vary and what can be done about it.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Passive Income</title>
		<link>http://invest.smartlabsoftware.com/passive-income/passive-income/</link>
		<comments>http://invest.smartlabsoftware.com/passive-income/passive-income/#comments</comments>
		<pubDate>Wed, 04 Feb 2009 22:58:24 +0000</pubDate>
		<dc:creator>dd</dc:creator>
				<category><![CDATA[Passive Income]]></category>
		<category><![CDATA[dividends]]></category>
		<category><![CDATA[partnerships]]></category>
		<category><![CDATA[rental]]></category>

		<guid isPermaLink="false">http://invest.smartlabsoftware.com/?p=13</guid>
		<description><![CDATA[Learn about the benefits of passive income.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HOLDRS</title>
		<link>http://invest.smartlabsoftware.com/alternate-investments/holdrs/</link>
		<comments>http://invest.smartlabsoftware.com/alternate-investments/holdrs/#comments</comments>
		<pubDate>Wed, 14 Jan 2009 21:26:22 +0000</pubDate>
		<dc:creator>dd</dc:creator>
				<category><![CDATA[Alternate Investments]]></category>
		<category><![CDATA[HOLDRS]]></category>
		<category><![CDATA[etf]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[trusts]]></category>

		<guid isPermaLink="false">http://invest.smartlabsoftware.com/?p=230</guid>
		<description><![CDATA[Learn about HOLDRS, an alternative to ETFs...maybe.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Worried About your Bank?</title>
		<link>http://invest.smartlabsoftware.com/banks/worried-bank/</link>
		<comments>http://invest.smartlabsoftware.com/banks/worried-bank/#comments</comments>
		<pubDate>Wed, 07 Jan 2009 20:33:34 +0000</pubDate>
		<dc:creator>dd</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[bank rating]]></category>
		<category><![CDATA[bank safety]]></category>

		<guid isPermaLink="false">http://invest.smartlabsoftware.com/?p=255</guid>
		<description><![CDATA[See where you can find out if your bank is safe.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Selected Price Swings for 2008</title>
		<link>http://invest.smartlabsoftware.com/volatility/selected-price-swings-2008/</link>
		<comments>http://invest.smartlabsoftware.com/volatility/selected-price-swings-2008/#comments</comments>
		<pubDate>Sun, 04 Jan 2009 21:22:35 +0000</pubDate>
		<dc:creator>dd</dc:creator>
				<category><![CDATA[volatility]]></category>
		<category><![CDATA[yearly returns]]></category>
		<category><![CDATA[2008]]></category>
		<category><![CDATA[price swings]]></category>

		<guid isPermaLink="false">http://invest.smartlabsoftware.com/?p=252</guid>
		<description><![CDATA[Price swings of several asset classes for the year 2008.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2008 Returns on Various Assets</title>
		<link>http://invest.smartlabsoftware.com/yearly-returns/2008-returns-assets/</link>
		<comments>http://invest.smartlabsoftware.com/yearly-returns/2008-returns-assets/#comments</comments>
		<pubDate>Fri, 26 Dec 2008 15:22:01 +0000</pubDate>
		<dc:creator>dd</dc:creator>
				<category><![CDATA[yearly returns]]></category>
		<category><![CDATA[2008 returns]]></category>

		<guid isPermaLink="false">http://invest.smartlabsoftware.com/?p=244</guid>
		<description><![CDATA[2008 total returns on various assets.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>List of Utility Funds</title>
		<link>http://invest.smartlabsoftware.com/mutual-funds/index-funds/list-of-utility-funds/</link>
		<comments>http://invest.smartlabsoftware.com/mutual-funds/index-funds/list-of-utility-funds/#comments</comments>
		<pubDate>Mon, 15 Dec 2008 01:40:07 +0000</pubDate>
		<dc:creator>dd</dc:creator>
				<category><![CDATA[index funds]]></category>
		<category><![CDATA[etf]]></category>
		<category><![CDATA[utility funds]]></category>

		<guid isPermaLink="false">http://invest.smartlabsoftware.com/?p=227</guid>
		<description><![CDATA[List of utility funds.]]></description>
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		<slash:comments>0</slash:comments>
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