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   <title> </title>
   <link>http://www.pyi-pyl.com/Identity-Theft-blog.html</link>
   <description>Identity Theft is the #1 crime in America and IDT is not just financial!  You need to be prepared, to protect yourself from identity thieves.  Immediate access to the legal system may be critical.</description>
   <language>en-us</language>
   <category domain="http://www.pyi-pyl.com/Identity-Theft-blog.html#">Identity Theft</category>
   <pubDate>Mon, 02 Nov 2009 13:51:30 GMT</pubDate>
   <lastBuildDate>Mon, 02 Nov 2009 13:51:30 GMT</lastBuildDate>
   <copyright>pyi-pyl.com</copyright>
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    <title>Nov 2, Red Flags Rule</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/zbVpT5-Z3Gg/RedFlagsRule.html</link>
    <description>Laws regarding the Red Flags Rule are frequently overlooked by business owners.  Mitigating your potential damages from identity theft could save your business.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/zbVpT5-Z3Gg" height="1" width="1"/&gt;</description>
    <pubDate>Mon, 02 Nov 2009 13:51:29 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/RedFlagsRule.html</feedburner:origLink></item>
   <item>
    <title>Sep 3, Another ruler you may be measured by....</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/vTKtxvHRz5s/Identity-Theft-blog.html</link>
    <description>Everyone knows that they have a Credit Score. BUT, did you know that some companies also look at your "ID Score"?? I sure didn't. This website, &lt;a href="http://www.myidscore.com"&gt; MyIDScore&lt;/a&gt; is promoted by the non-profit, Identity Theft Resource Center as well as former FTC Commissioner.

I took the test and scored a 274.  Looks pretty good according to their guidelines.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/vTKtxvHRz5s" height="1" width="1"/&gt;</description>
    <pubDate>Thu, 03 Sep 2009 23:39:48 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/Identity-Theft-blog.html#Another-ruler-you-may-be-measured-by....</feedburner:origLink></item>
   <item>
    <title>Sep 3, Identity Theft Presentations</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/0jRUcVuUBow/Presentations.html</link>
    <description>If you are looking for someone to give presentations on Identity Theft to educate and inform your company, group or organization.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/0jRUcVuUBow" height="1" width="1"/&gt;</description>
    <pubDate>Thu, 03 Sep 2009 20:20:46 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/Presentations.html</feedburner:origLink></item>
   <item>
    <title>Sep 3, Affiliates</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/QKQHEeeJ-I4/Affiliates.html</link>
    <description>An opportunity to start you own business at home, part-time or spare-time offering a healthy, nutrition packed beverage we all need.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/QKQHEeeJ-I4" height="1" width="1"/&gt;</description>
    <pubDate>Thu, 03 Sep 2009 19:53:28 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/Affiliates.html</feedburner:origLink></item>
   <item>
    <title>Aug 30, WHAT - Biological Identity Theft?!?!?!</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/bObmbFOnEIE/Identity-Theft-blog.html</link>
    <description>Yes ladies and gentlemen, a new and extremely dangerous form of identity theft is popping up - Biological IDT.  Think about this... splicing DNA, planting it at crime scenes... if it matches your DNA, guess what... a night of free room &amp; board in a metal barred room.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/bObmbFOnEIE" height="1" width="1"/&gt;</description>
    <pubDate>Sun, 30 Aug 2009 19:39:39 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/Identity-Theft-blog.html#WHAT---Biological-Identity-Theft?!?!?!</feedburner:origLink></item>
   <item>
    <title>Aug 30, FTC extends deadline once again...</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/Rpiut7d_zb8/Identity-Theft-blog.html</link>
    <description>Considering the special treatment the AMA has demanded, along with the problem understanding what the FTC's definition of what a "creditor" is, the deadline to fulfill the requirements of the Red Flag's Rule has been moved another 3 months to &lt;b&gt;November 1, 2009&lt;/b&gt;.  

This date is 1 year behind the origin deadline of November 1, 2008.  I have heard from many companies that state they don't fall under the RFR; well, yes they do!!  Read the definition of what the FTC is considering a "creditor".  If you have an Accounts Receivable.... Your company falls under these guidelines plain and simple.

Next, what do you do about it???  You need to implement the required guidelines.  You can pay someone $899 to $5000, or you can contact me and show you how it can be done at NO COST to your company.

The FTC WILL be coming after companies that are not fulfilling these requirements, it's not if... but when.  If you choose NOT to fulfill the FTC's requirements and you suffer a data breach, you are going to need deep pockets, the fines are not small.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/Rpiut7d_zb8" height="1" width="1"/&gt;</description>
    <pubDate>Sun, 30 Aug 2009 19:33:18 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/Identity-Theft-blog.html#FTC-extends-deadline-once-again...</feedburner:origLink></item>
   <item>
    <title>Aug 30, Back on to provide important updates.....</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/ya8zbX-xVE0/Identity-Theft-blog.html</link>
    <description>I have been away from this website for a while, not keeping it updated.  I have been focused on my Facebook page placing new and important information for others.  I will be updating and keeping this site up-to-date from this point forward r/t the new concerns regarding Identity Theft.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/ya8zbX-xVE0" height="1" width="1"/&gt;</description>
    <pubDate>Sun, 30 Aug 2009 19:20:46 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/Identity-Theft-blog.html#Back-on-to-provide-important-updates.....</feedburner:origLink></item>
   <item>
    <title>May 4, Free Resources</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/0N6TVa00hpQ/Free-Resources.html</link>
    <description>Here are Free Resources for you to use that many Identity Theft protection plans charge you for.  It only takes a few minutes.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/0N6TVa00hpQ" height="1" width="1"/&gt;</description>
    <pubDate>Mon, 04 May 2009 16:56:25 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/Free-Resources.html</feedburner:origLink></item>
   <item>
    <title>May 4, AMA and the Red Flag's Rule</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/_hQxNftHFKI/AMA-Red-Flags-Rule.html</link>
    <description>The FTC has stated the AMA will need to abide by the Red Flag's Rule stipulations (this is different than HIPAA) in regards to protecting the identity and helping to prevent Identity Theft&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/_hQxNftHFKI" height="1" width="1"/&gt;</description>
    <pubDate>Mon, 04 May 2009 16:49:43 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/AMA-Red-Flags-Rule.html</feedburner:origLink></item>
   <item>
    <title>May 4, FTC extends deadline to August 1, 2009</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/d4MdueHO5DQ/Identity-Theft-blog.html</link>
    <description>The FTC has once again extended this deadline which was originally November 1, 2008. One of the reasons stems from the AMA arguing that they do not need to fulfill the requirements of the RFR r/t HIPAA legislation. HIPAA has DIFFERENT requirements, basically if your business maintains a balance for your clients or vendors, you need to fulfill the RFR's requirements. Visit &lt;A HREF="http://www.pyi-pyl.com/AMA-Red-Flags-Rule.html"&gt;AMA &amp; Red Flag's Rule&lt;/a&gt; to learn more about the FTC's definitions and the AMA ruling.

It doesn't matter if you are a financial institution or not, you are considered a "creditor" if you carry balances and allow payments. 

We can provide your clinic, office or business information and training to fulfill some of the requirements of the Red Flag's Rule - at NO COST to your business. I have seen other companies offering less service and charging $5000.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/d4MdueHO5DQ" height="1" width="1"/&gt;</description>
    <pubDate>Mon, 04 May 2009 16:43:08 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/Identity-Theft-blog.html#FTC-extends-deadline-to-August-1,-2009</feedburner:origLink></item>
   <item>
    <title>Apr 20, IDT Solution</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/wpX40XjPK40/idtsolution.html</link>
    <description>Here are IDT Solution to take and protect yourself from Identity Theft.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/wpX40XjPK40" height="1" width="1"/&gt;</description>
    <pubDate>Mon, 20 Apr 2009 03:03:11 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/idtsolution.html</feedburner:origLink></item>
   <item>
    <title>Feb 11, The Cost of a Data Breach</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/OjndGLIIh1I/Identity-Theft-blog.html</link>
    <description>As another installment from Mr. Mike McCoy an authority and author of 2 Identity Theft books identifies the potential cost of a data breach on a company.

&lt;a href="http://www.youtube.com/watch?v=8-JSV7WbMuE"&gt;2/04/09 - Video #3&lt;/a&gt;&lt;br&gt;

&lt;a href="http://www.washingtonpost.com/wp-dyn/content/article/2009/02/02/AR2009020203064.html"&gt;Click Here&lt;/a&gt; to see the article Mr. McCoy referred to in the video.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/OjndGLIIh1I" height="1" width="1"/&gt;</description>
    <pubDate>Wed, 11 Feb 2009 17:43:52 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/Identity-Theft-blog.html#The-Cost-of-a-Data-Breach</feedburner:origLink></item>
   <item>
    <title>Feb 11, 100,000,000 pieces of information lost monthly.....</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/Wy3AhN_fd4U/Identity-Theft-blog.html</link>
    <description>from one of the largest payment processors, Heartland Payment Services.  What has been found is a hacker from Russia has placed a 'bot' into their computer system which has sent personal information back to its source. I personally spoke with a representative from Heartland who assured me that everything was just fine.  Really?!?!?!

This further proves that your information is already "out there" for the picking by Identity Thieves.  It's no longer "if" it is turning out to be a matter of "when" will you become a victim of Identity Theft.  You need to take precautions by having an EFFECTIVE Identity Theft protection plan in place. 

If you watched the video from Mr. Mike McCoy, you will realize that many companies who have Identity Theft breaches mail out letters and provide credit monitoring for 12 months.  Do you think identity thieves don't know this???  The will simply wait until after the 12 months to commit the crime of Identity Theft. 

Credit monitoring is an effective tool although not the complete package.  Further as Mr. McCoy stated in his video that 2 products, provide a whole wall of protection.  If you have your identity stolen, you WILL need an attorney.  For further info, please contact me or visit the &lt;A HREF="http://www.pyi-pyl.com/IdentityTheftProtection.html"&gt;IDT Protection Plans&lt;/a&gt; page.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/Wy3AhN_fd4U" height="1" width="1"/&gt;</description>
    <pubDate>Wed, 11 Feb 2009 17:31:57 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/Identity-Theft-blog.html#100,000,000-pieces-of-information-lost-monthly.....</feedburner:origLink></item>
   <item>
    <title>Jan 19, New Video Series</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/_VHxIUT0Hag/Identity-Theft-blog.html</link>
    <description>Mr. Mike McCoy, the co-author of &lt;i&gt;Who Is You? The Coming Epidemic of Identity Theft&lt;/i&gt; and &lt;i&gt;The Silent Crime&lt;/i&gt; is starting a weekly video series on Identity Theft.

I have had the opportunity to speak with Mr. McCoy now on 3 occasions and I can see why he is an authority on Identity Theft and consulted globally.

To catch up, I am enclosing links to the first two videos in the series.&lt;br&gt;

&lt;a href="http://www.youtube.com/watch?v=xCRsTZfpshQ"&gt;12/31/08 - Video #1&lt;/a&gt;&lt;br&gt;

&lt;a href="http://www.youtube.com/watch?v=KgMzPI4SdWE"&gt;1/9/09 - Video #2&lt;/a&gt;

You can find out more information at the &lt;a href="http://www.stolendata.blogspot.com/"&gt;Identity Theft Prevention Institute&lt;/a&gt;.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/_VHxIUT0Hag" height="1" width="1"/&gt;</description>
    <pubDate>Mon, 19 Jan 2009 18:44:11 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/Identity-Theft-blog.html#New-Video-Series</feedburner:origLink></item>
   <item>
    <title>Jan 19, My Abscence....</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/A41GGG7-Rko/Identity-Theft-blog.html</link>
    <description>Many things have been happening in my life since last fall &amp; I apologize for not keeping up my blog.  There is a TON of new information available that will benefit all that subscribe to this blog.  

As I have mentioned time and time again, Identity Theft is NOT going to go away it will only continue to get worse as I will display on the website as well as in this blog.

So..... I'm back!!!!!!!  Stay tuned for more jaw dropping information that will help you be a better consumer and arm yourself with ammunition to better protect yourself from Identity Theft.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/A41GGG7-Rko" height="1" width="1"/&gt;</description>
    <pubDate>Mon, 19 Jan 2009 18:26:35 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/Identity-Theft-blog.html#My-Abscence....</feedburner:origLink></item>
   <item>
    <title>Oct 29, RFID's</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/_Bws-rbOs88/RFID.html</link>
    <description>RFID's are implanted in many of our credit cards and now passports.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/_Bws-rbOs88" height="1" width="1"/&gt;</description>
    <pubDate>Wed, 29 Oct 2008 14:15:31 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/RFID.html</feedburner:origLink></item>
   <item>
    <title>Oct 24, Beware of Comparisons!!!</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/oWP4rfkJHOQ/Identity-Theft-blog.html</link>
    <description>I regularly surf the web for the newest IDT Protection Plans.  I read comparisons and I have found a common problem with everyone of the comparisons.  The statements I have seen are:&lt;br&gt;
&lt;p&gt;&lt;/p&gt;
- Extensive research&lt;br&gt;
- Close evaluation&lt;br&gt;
- Put them under a microscope&lt;br&gt;
etc.,&lt;br&gt;

Another area I will openly dispute is their claim of being Proactive.  If a plan does not protect you from all areas of IDT, if the company will only provide you with 'assistance', then I do not see how they can remotely consider themselves Proactive.

Unfortunately, what is evaluated is how the plans are against Financial IDT.  The vast majority only deal with this area, very few address Social Security, Medical, Character &amp; Criminal, Drivers License and no one addresses Synthetic IDT.  

Call the companies, ask the tough questions, do not let them attempt to 'convince you' that their plan is 'all that and a bag of potato chips' unless you can personally verify it. 

Stop by &lt;a href="http://www.pyi-pyl.com/IdentityTheftProtection.html"&gt;IDT Protection Plans&lt;/a&gt; and read what I have found to be additional information for you to use when evaluating which company will do the best to protect your good name.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/oWP4rfkJHOQ" height="1" width="1"/&gt;</description>
    <pubDate>Fri, 24 Oct 2008 23:37:19 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/Identity-Theft-blog.html#Beware-of-Comparisons!!!</feedburner:origLink></item>
   <item>
    <title>Oct 14, STOP!!  THIEF!!</title>
    <link>http://feedproxy.google.com/~r/IdtNewsBlog/~3/x3vOl-z3obI/Identity-Theft-blog.html</link>
    <description>Hackers only account for a small percentage of identity theft at your business.  The largest risk of identity theft is by employees who have access to sensitive information about your company as well as your clients.

Education is one of the biggest steps business owners and individuals can take be protected against Identity Theft.&lt;img src="http://feeds.feedburner.com/~r/IdtNewsBlog/~4/x3vOl-z3obI" height="1" width="1"/&gt;</description>
    <pubDate>Tue, 14 Oct 2008 00:18:21 GMT</pubDate>
   <feedburner:origLink>http://www.pyi-pyl.com/Identity-Theft-blog.html#STOP!!-THIEF!!</feedburner:origLink></item>
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