Home Buying Different

Home Previewing Tips

Marcus Fleming — Sat, 21 Nov 2009 20:50:25 +0000

Here are some of the best tips we’ve gathered over the years for home buyers to use when previewing homes. Here are the topics we will cover: How to do your homework What to bring to your appointment Previewing from the “Outside-In” Tools to download and use Doing your Homework It is very common for [...]

Weekend Cook-off!

Marcus Fleming — Fri, 20 Nov 2009 20:46:40 +0000

Last weekend I decided to cook a ton of food and freeze it for future meals. I’ve found this to be a really good way to always have a tasty dinner on hand that doesn’t take hours to shop for, prepare and cook. Instead all I need to do is typically toss the meal in [...]

Crayon Post: Interest Rates Matter

Marcus Fleming — Fri, 21 Aug 2009 05:07:28 +0000

This afternoon I went to lunch with a good broker friend of mine Luetta. She ended up giving me an earful for being too serious with my blog posts. As many know, I’m passionate about providing quality information and educating homebuyers, so I will admit I do spend too much time writing blog posts (somedays). [...]

The Disappearing Time Table for the Home Buyer Tax Credit

Marcus Fleming — Thu, 20 Aug 2009 23:13:43 +0000

Will you be able to find a home and close in time to receive the $8,000 tax credit? Let’s look at the home buying time line and discuss some of the pitfalls you’ll want to consider before spending any more time sitting on the fence or gambling on short-sales. What We Know: Tax Credit “expires” [...]

Top 10 Myths Shared by First Time Homebuyers

Marcus Fleming — Tue, 18 Aug 2009 22:42:41 +0000

This morning I came across an article listing the top 10 myths shared by first time homebuyers. While I don’t believe all of these are as common as they would have us believe, these are some excellent and very valuable myths to discuss. Here are the Top 10 Myths: All real estate agents are the [...]

Get 22% off Your Next Home! (seriously)

Marcus Fleming — Mon, 03 Aug 2009 19:11:27 +0000

iMortgage has recently released a new loan program for homebuyers. It allows homebuyers to get 22% of their loan for free and do 1% down. FHA, Conventional, VA or USDA it doesn’t matter, this program will work. However, like most good deals the opportunity might not last long! The program has one small catch, but [...]

FAQ: Why Do I Have to Pay the Hazard Insurance Premium Up Front?

Marcus Fleming — Mon, 03 Aug 2009 18:24:59 +0000

The hazard insurance premium, (also known as homeowner’s insurance) is an interesting topic. While homeowner’s/hazard insurance is commonly looked at as being voluntary on the homeowner’s part, it is typically something the lender will require the homeowner to have. In fact, Arizona’s state banking laws require lenders to collect a year of insurance upfront. Essentially [...]

Survey Results: Downpayment and Closing Costs are the Biggest Obstacles

Marcus Fleming — Fri, 24 Jul 2009 13:00:43 +0000

National Association of Realtors (NAR) released their 2009 National Housing Pulse Survey last week. Here are some of the highlights. 82% of home buyers looking to take advantage of this market feel saving for a down payment and closing costs is still too great of an obstacle. On a positive note, 83% of Americans surveyed [...]

The Basics of Owning a Green Home in Arizona

Marcus Fleming — Thu, 23 Jul 2009 13:00:26 +0000

Green home ownership is quickly becoming a high priority for home buyers. Especially in Arizona where many of us wonder why we can’t harvest more of the never ending heat that beats down on our homes every day. Not to mention, water conservation is always a big concern us desert dwellers. The number of ways [...]

So Many Types of Loans, How Does One Choose?

Marcus Fleming — Wed, 22 Jul 2009 13:00:17 +0000

When talking to a loan officer, you will normally hear about the traditional types of loans. In this market you might only hear about FHA loans because they are becoming so popular and universal. However, a good loan officer should be able to give you additional financing options to help you make the best decision [...]