Wheatworks Software announced the release of DebtDasher, 1.5 , a debt consolidation calculator for Windows.

DebtDasher, 1.5, helps users determine their net worth, account for loan and credit card debt, consider ways to reduce expenses and increase income and helps evaluate consolidation options and helps users compare consolidation loans. In addition, DebtDasher helps create a monthly budget to guide spending and shows users how a regular savings plan grows over time.

• Net Worth Calculator
• Loan Debt Calculator
• Credit Card Debt Calculator
• Consider Consolidation Calculator
• Compare Consolidation Loans Calculator
• Pay Off Debt or Save Calculator
• Explore a Personal Savings Plan Calculator
• Create a Budget Calculator

DebtDasher 1.5 runs under Windows 2000/2003/XP/Vista/Windows 7, costs $19.95 (USD) for a single-user license with free future updates, and may be purchased online.

Download a free, fully-functional, 10-use trial version of DebtDasher from the web site.

Purchase

Price: $19.95 USD : Buy it Now!

System Requirements

Microsoft Windows® 2000, XP, Vista, Windows 7

Download Evaluation Copy

Wheatworks Software announced the release of Discounted Cash Flow Analysis Calculator 2.0, a major update of its DCF calculator for Windows.

Discounted Cash Flow Analysis Calculator 2.0 performs fast analysis of 14 different cash flow series at once to assist users with capital budgeting projects. This financial planning software performs each of these discounted cash flow analysis by comparing 5 different discount rates for each of the 14 cash flow series.

Features in version 2.0 include simplified entry of cash flows, faster calculation algorithms, improved reporting, an expanded glossary of cash flow analysis terms, enhanced “Quick Start” help for first time users, improved graphics and faster navigation among the 14 cash flow analysis calculators, a decimal/fraction interest rate conversion chart, and an improved upgrade process for easy, online updates.

Discounted Cash Flow Analysis Calculator reports the following results for each cash flow series: Smallest Cash Flow, Largest Cash Flow, Cash Flow Range, Average Cash Flow, Initial Investment, Number of Cash Flows, Internal Rate of Return, Undiscounted Sum of Cash Flows, and Undiscounted Payback Period.

For each of 14 capital budgeting project’s cash flow series’ five discount rates, Discounted Cash Flow Analysis Calculator quickly computes the following values: Modified Internal Rate of Return, Net Present Value, Net Future Value, Net Uniform Series (Equivalent Annual Annuity), Present Worth Cost, Present Worth Revenue, Benefit/Cost Ratio, and Present Value Ratio.

Discounted Cash Flow Analysis Calculator 2.0 runs under Windows 2000/2003/XP/Vista, costs $69.95 (USD) for a single-user license with free future updates, and may be purchased securely online. Multi-user and site licenses are available.

Download a free, fully-functional, trial version of Discounted Cash Flow Analysis Calculator from the web site.

Purchase

Price: $69.95 USD : Buy it Now!

System Requirements

Microsoft Windows® 2000, XP, Vista

Download Evaluation Copy

It’s tax time again. If you’re an active trader or investor who needs to prepare a complicated Schedule D, NoloSoft has a software product you should evaluate. NoloSoft TradeMax is a full featured Vista style trade software specifically designed for active traders and investors to manage their trade data, optimize their gain/loss strategy, and prepare their Schedule D.

With NoloSoft TradeMax you can:

• Import trades data from file or copy and paste from Broker Website
• Manually enter trade data into a new record in a data file and handle unlimited number of transactions
• Monitor realized/unrealized gains & losses for current positions
• Adjust wash sales events, report capital gains/losses in printed Schedule D format or export to popular tax software such as TaxCut and TurboTax
• Send the desired data/Schedule D reports to multiple professional tax software or email to the recipient
• Analyze and manage investments and portfolios with a wide variety of easy to use graphs and reports

TradeMax is available in three editions:

• TradeMax Premier Edition – unlimited records – $297.00 USD
• TradeMax Deluxe Edition – limited to 1500 total records – $169.00 USD
• TradeMax Standard Edition – limited to 600 total records – $119.00 USD

All NoloSoft products come with an unconditional 30-day money back guarantee. If you are not satisfied with the program, notify NoloSoft within 30 days of purchase and you will get all your money back.

Download Links

Download TradeMax Premier Edition
Download TradeMax Deluxe Edition
Download TradeMax Standard Edition

The free financial software includes:

• Free Pay Down Debt or Invest Calculator
• Free Average Interest Rate Calculator
• Free Mortgage APR Calculator
• Free Rent or Buy Calculator
• MoneyToys™ Free Loan Calculator
• Free Mortgage Payment Calculator

The power of LoanSpread™ makes it easy to analyze and compare loans quickly!

LoanSpread™ gives you financial answers quickly! Each feature of LoanSpread™ Loan Comparison and Amortization Calculator focuses on offering you accurate results, useful reports and amortization schedules, and showing you the “big picture” on the financial answer grid.

LoanSpread™ compares 135 loans at once making it so much quicker than calculating the individual loans you wish to compare.

Do Multiple Loan Comparison Analysis

LoanSpread™ creates a loan payment table which shows you the “big picture”, comparing 135 loans at the same time and making relationships among the loans obvious! It’s like a loan calculator on steroids as it performs multiple loan comparisons!

Keep Your Financial Data off the Web

LoanSpread™ is installed on your own computer. The financial calculations you perform are performed only on your computer — not on someone’s website who may or may not be collecting information about your calculations.

Make Your Own Amortization Schedules

LoanSpread™ creates both monthly and annual amortization schedules. Simply right click on the selected loan in the results grid and choose “Create Amortization Schedule”.

Perform Complicated Financial Calculations with Ease and Speed

LoanSpread™ allows you to change any three of a loan’s four variables (amount borrowed, term, payment amount and interest rate) and instantly solve for the fourth value.

You can solve for loan amount, solve for term, solve for amount borrowed, and solve for interest rate. LoanSpread™ displays answers to 135 of these Time Value of Money calculations at once.

Calculate the Full Payment of PITI

Unlike many loan calculators, LoanSpread™ allows to easily compute the full payment amount for every loan you compare. In addition to principal and interest payments, with a simple button click, LoanSpread™ includes taxes and insurance. Easily switch between PI payments and PITI (principal, interest, taxes and insurance) payments.

See Instant Loan Summaries

The Loan Summary Window is a great feature of LoanSpread™ which shows you a detailed summary of any of the 135 loans. To see a loan summary, right-click in the answer grid, and LoanSpread will drill into the details of the loan you selected.

The Loan Summary window details the Amount Borrowed, the Payment Frequency, the Term, Annual Interest Rate, Payment (Principal and Interest), Payment (Principal, Interest, Taxes and Insurance), Total Principal Paid, Total Interest Paid, Total Principal and Interest Paid, Total Taxes Paid, Total Insurance Paid, Total Taxes and Insurance, and Total Paid Over the Term (PITI).

Summary

In one easy place, LoanSpread Loan Comparison and Amortization Calculator, $39.95 USD, gives you the tools you need to compare 135 loans in a fast, comprehensive way.

Purchase

Price: $39.95 USD : Buy it Now!

System Requirements

Microsoft Windows® 2000, XP, Vista

Download Evaluation Copy

The latest version of MoneyToys, (version 3.0), are Flash-based calculators designed for speed. If you have a real estate web site, you will be pleased to know you can configure MoneyToys website calculators to match your web site’s colors. In addition, the initial values of these web site calculators can be configured to meet the needs of your particular market.

The entire collection of 21 Java®-based and Flash®-based web site calculators is available for only $139.95.

With MoneyToys and a few lines of HTML, real estate webmasters can quickly install online financial calculators allowing their site visitors to do financial math on their real estate web site. Installing MoneyToys is easy and simple installation instructions are included with each calculator. In addition, sample web pages are provided which show exactly how the web site calculators can be customized. If you have any trouble installing MoneyToys, the developer will review your installation and offer suggestions to resolve the installation difficulties.

Personalize MoneyToys for Your Web Site

While a typical mortgage loan in one market may be $150,000, in another market a typical loan amount may be $350,000. You can easily personalize MoneyToys for any market and display the initial values you wish your visitors to see.

The MoneyToys collection includes an APR Calculator, an Average Interest Rate Calculator, a Biweekly Payment Calculator, a Down Payment Savings Calculator, a Simple Loan Calculator, a Very Simple Loan Calculator, a Closing Costs Calculator, a Home Seller’s Proceeds, a Refinancing Calculator, a Rent or Buy Calculator, a Loan Spread Calculator, a Payment Calculator, a Cash Flows Calculator, a Future Value Calculator, a Mortgage Qualification Calculator, a Pay Down or Invest Calculator, and a Loan Comparison Calculator.

MoneyToys are installed directly on a web site and do not require access to any other site or web server. Unlike some website calculators, MoneyToys financial calculators do not include links which take visitors away from the web site. MoneyToys are designed to keep visitors on a web site and bring them back again.

The entire collection of 21 MoneyToys calculators is available for only $139.95 at http://www.moneytoys.com. The license fee is a one-time fee. MoneyToys require no annual or traffic-based fees.

Try all of the MoneyToys calculators at http://www.moneytoys.com.

An example of the MoneyToys calculators is the Average Interest Rate Calculator included below:

Home buyers always have questions. Real Estate Calculator Suite can help you discover answers.

The real estate market is in the news every day. Some blame the whole economic crisis on bad mortgage lending practices. Lenders made loans to people who can’t make payments, borrowers bought more house than they can afford.

Real estate math can be complicated. The 16 real estate and financial calculators in Real Estate Calculator Suite make real estate math easier.

If you wonder how much house you can “really” afford, the Mortgage Qualifier can help you find the answer. Do you want to see how rising interest rates will impact your monthly payment? See the impact different mortgage interest rates can have on your home mortgage loan with the Loan Spread Calculator. Real Estate Calculator Suite helps you determine how much house you can afford based on what you currently pay in rent.

Features

Real Estate Calculator Suite includes:

• 2 Quick Calculators
• a Date Calculator
• 2 Downpayment Savings Calculators
• a Popup Calculator
• a Mortgage Qualifier
• Amortization Schedules (Monthly and Annual)
• Loan Spread Calculator
• a Biweekly Payment Calculator
• a Refinancing Calculator
• an Estimated Closing Cost Calculator
• Home Seller’s Proceeds Calculator
• Rent or Buy Calculator
• and a Prepayment Savings Calculator

Summary

The 16 real estate and mortgage calculators in Real Estate Calculator Suite, $39.95 USD, give you the ability to play with your own numbers as you consider a real estate purchase.

Purchase

Price: $39.95 USD : Buy it Now!

System Requirements

Microsoft Windows® 95, 98, ME, NT, 2000, XP, Vista

Download Evaluation Copy

Get yourself out of debt. Just fill in the blanks and push a button. This financial tool takes into account all of the details surrounding your debts, interest rates, current payments and outstanding balances. Zilch quickly and easily turns it all into a month-by-month detailed debt elimination plan for you. You’ll know exactly when you can have that debt-free party, and you will have all the help and motivation you need when you see the balance of your debts shrinking in months not years.

With just the click of the mouse you can print your month-by-month payment and balance schedules and be on your way to financial security.

Stop giving your money away. Stop making your bank rich. Stop making your credit card company rich. Stop making your mortgage company rich. Because, as long as you keep giving them your money – making interest payments – guess what? They’ll keep taking it from you.

No financial expertise is required!

Zilch is so easy to use that it makes planning to be debt free fun. You need no special financial knowledge. You don’t even need to understand financial math. Simply click a button after entering information about your debts and Zilch creates the payment schedule quickly and automatically.

Features

• Easy data entry, up to 30 credit cards, loans or mortgage entries
• Choice from 7 different payoff strategies
• Date Picker, generates repayment plan based on becoming debt-free by a projected future date
• Choice of background shading on reports
• 3 Separate Loan Calculators: Loan Payment, Price Range, Remaining Balance
• 4 Separate Investment Calculators: Future Value of Lump Sum, Future Value of Regular Deposits, Lump Sum required for Future Value Regular Deposits required for Future Value
• Choice of 7 pre-defined gradient screen colors

System Requirements

Microsoft Windows® 95, 98, ME, NT, 2000, XP, Vista

Summary

Get yourself out of debt today! Just fill in the blanks and push a button. Very powerful. Easy to use. Amazing results. No financial expertise is required.

Purchase

Price: $39.95 USD : Buy it Now!